How to build a solid income plan with ₹50 lakh?

[@valueresearchvideo]

We are now in हिंदी (Hindi) ➡Subscribe to our Hindi KZbin channel, Dhanak Click here --> youtube.com/@DhanakVideos 🔔

[@sudiptamondal3147]

🙏🙏🙏 Sir what will be the equity vehicle mf or share? If mf what type?

[@sukumarroychowdhury4122]

For retirement, multiple sources of income are must. Rental income, FD income, Mutual Fund SWP income (4% rule), personal professional income like teaching or some consultancy - all out together. I manage my expenses (I am 79) from rental incomes and FD incomes. Leaves my stocks and mutual funds to grow. Thank you for your video on this very important subject.

[@zipkod]

Correct , so most of your income comes from Rental maybe 70-80% and FD could be rest , no one tells you that the rental income is the best to beat inflation . Also just to share i opened my gmail from 2010 where i had asked for suggestions to have a corpus and many classmates/friends said 2 cr could be good to have but see whats the value of 1 Cr today , so never assume and keep your aspirations low and savings/investments high when close to 60.

[@AshishOnline]

​@@zipkodimagine investing the corpus spent on flat in equities, the returns are multiples of current rental incomes

[@DPKAL]

Give property on rent in kolkata,after 2yrs ,ur property will b captured by the tenant.

[@devkanjilal8109]

Ur articulated understanding of psychology of money is just superb....

[@13Indian13]

Why not invest in an aggressive hybrid fund and have a SWP of 6% pa (0.5% pm). The fund would grow at around 8-10%pa. Reset SWP every year or when needed to 0.5%pm of year opening corpus value. This will also take care of inflation.

[@lucifer8163]

excellent video 🎉🎉 love from Odisha❤❤

[@britz_62]

Dhirendra Sir, Request to make these recordings in the form of blogs. Your team can do that. It will be very useful for those who wish to refer it.

[@abhijeetchourasiya733]

very balanced n good income plan, thanks a lot

[@nishisingh9269]

Very informative and nicely explained

[@valueresearchvideo]

@@nishisingh9269 Thank you!

[@surjitbannerjee4527]

Highly resourceful 👍

[@valueresearchvideo]

Thanks

[@naveenkumarsharma2716]

Excellent presentation …. Summarise in very simplistic manner …, Thanks Mr Dhirendra 👏👏👏🙏🙏🙏

[@valueresearchvideo]

You're most welcome

[@FedrickWhite-jo2ed]

I just turned 50, and I’m feeling overwhelmed about retirement. I have around ₹50 lakh saved, but with inflation and the rising cost of living, I’m starting to wonder what kind of retirement I can actually afford. I’m worried about outliving my savings.

[@VelmuruganTS-bp7lj]

Very useful information.

[@sureshunnikrishnan1985]

Volume is low. Please check your audio settings.

[@DIYBill]

Audio is ok

[@ramapaleti274]

Thank you sir

[@coruscated]

Awesome. I have learned so much from you. I started following your website from 2012 onwards. Still and always be a fan

[@valueresearchvideo]

Awesome, thank you! Happy to hear that

[@prakashraghunathan2685]

Thankyou sir for the good video.

[@sahilgoel5294]

Very low sound. Keep it high while recording please. It fails the very purpose and tests viewer's patience. Improve on this matter.

[@devkanjilal8109]

U r superb sir

[@valueresearchvideo]

🙏

[@ahmedshahid5271]

Very informative, thank you sir

[@mukundthaker794]

Informative. Thank you

[@valueresearchvideo]

Glad it was helpful!

[@Anoxe100]

He talks more but less action oriented. He should have given real time example of how to invest 50 lakhs and how much they have grown. Repeating the same word debts should be restricted.

[@madhumadhusudan494]

Ha that's if younoay his fee

[@madhumadhusudan494]

Typo sorry pay his fee

[@Anirban123-r6b]

These ambiguous lectures by Dhirendra hardly helps. He should clearly say pay fee of a portfolio planner and work with him to get desired results

[@sundararajana5500]

When he don't know, how he will tell

[@drkvenu]

You can become a paid member of value research.

[@pushpendrasirohi8715]

Very good inflation adjusted plan. Thanks for sharing

[@valueresearchvideo]

Our pleasure! Thanks for watching

[@rajeevekaushik]

Always your wisdom...how can your advice can be different every time... You're wise and consistent.

[@sdileeponc]

How about putting the debt component into Arbitrage fund The taxation is much better and the risks seem comparable

[@maagodavarihospital2819]

Sir please apna volume thoda up rakhiye

[@13Indian13]

I'm an ardent follower and fan of Value Research. What's better for long term (more than 7 years) growth flexi/multi/large/ cap funds or NPS Tier-2 account with maximum equity ratio in view of risks and expense ratio?

[@riyazahmed208]

Learn stock market. Learn the momentum trading art . With 25lac through swing trading in large caps you can earn 50k per month. Rest 25lac you can keep at 7per cent fd . You will get 14k per month. Total 64000per month . Then do some freelancing in yiur chosen field and use whatever you earn in savings in mutual funds. That amount will take care of inflation 10year hence. Everything is risk if you have not mastered it. But once you mastered it its not that dufficult. To learn stock market it requires 5to 7years. So start learning early.

[@naveenkumarsharma2716]

Mr Dhirendra …. Please highlight Equity portion investment options for retiree …. should it be low cost direct large cap Index funds or others.

[@rsridhar4508]

In this example there's a market correction in Year 3/4. If that correction had come in first year would the investor be able to withdraw at least 3 lacs/year in the initial years and still have growth in the portfolio? He should always take a worst possible scenario and show the results.

[@JayShreeRam-u]

True

[@baskey12345]

advise to invest in equity, -Riskey ,then rebalance, change portfolio...to beat inflation adjusted income to meet futre but in each and every step involves transection ,capital gain, commission, Income tax, paying ALL will i get REAL inflation adjusted return. pls tell honestly.

[@namitajain68]

Sound too low

[@epshamsu]

Very informative for rebalancing

[@valueresearchvideo]

Glad you liked it

[@jayaprakashthampuran6521]

Very poor sound.Quality of video is very poor.

[@sumitranjandasgupta9193]

The sound recordings were horribly poor. Almost nothing was audible. It never happened before like this. Please improve.

[@shantielangovan3802]

Yesss

[@preetmohanty3587]

Kaan mein tel daalo

[@tirupurdhandapani8994]

Horrible sound recording

[@aritrabhattacharya1530]

last 10 years nifty returns is 5 to 8 % less than FD .. Boys

[@akhandbha]

You may be wrong. Check the data

[@aritrabhattacharya1530]

@@akhandbha i hv checke

[@akhandbha]

@@aritrabhattacharya1530 Fd is always taxable even if interest is just added and not drawn. So the return is 4-5 percent max

[@MrSenthil98]

Equity is ultimate for good players

[@aritrabhattacharya1530]

hmm.. multi asset strategy

[@TheCheckit96]

Sound too low to hear. 3 lakes is 25000 p.m . Which city is affordable to manage rent, food, transport.

[@jhunjhun1]

The Gaav❤ simply limit ur expenses or increase ur Fund.

[@ShaikhNadeem]

Clicked bcoz of the title. And then I heard brought to you by Aditya Birla Capital. Closed it at that point...😂

[@namitajain68]

Background music is irritating.

[@sivaramkv650]

Subject line and contents are not aligned

[@ManojKumar-ye6rn]

🙏🏼

[@gopalbajetha-c9e]

voice is bit low. u r not audible

[@rajeshc1234]

full of crap.....all videos are just theory....show us a person's name and interview who has got this...

[@pk8949]

WHERE TO INVEST SENIOR CITIZEN THEIR EXTRA FUND?

[@jhunjhun1]

Simply buy SSCS

[@pushpavatiharinarayan4852]

I am an house wife I am 53 year's old , how to start saving please help me

[@abhijith..]

Invest in index funds like nifty 50 & Nifty next 50 if you have an investment horizon of at least 10 years, if short term and cash crunch is there go for FD or RD.

[@siddiquisherry7483]

How to invest 25% in equity with your post retirement corpus, lumpsum or how much sip over how many months?? Thanks for the video, it was imformative.

[@kamalakshrao7230]

I am 78 and wish to inform all retailers not to believe KZbin advisers I have developed my own method of option trading which I cannot tell.Nobody will reveal their plans One has to lose a few times and know where one has gone wrong Specially on stock option trading one should know the behaviour of the company options For example I have found Apollo hospitals is all sound and fury signifying nothing.Onr can make good money from this stock. The stock will go sky high without support and on expiry fall to ground.This I have seen Many stocks are like that. For trading in stock options one should have good liquid cash as reserve specially if one has shorted . Because the margin requirements increased fast and one must add the trading account.Near expiry the price comes down so also margin requirements

[@riyazahmed208]

Learn stock market. Learn the momentum trading art . With 25lac through swing trading in large caps you can earn 50k per month. Rest 25lac you can keep at 7per cent fd . You will get 14k per month. Total 64000per month . Then do some freelancing in yiur chosen field and use whatever you earn in savings in mutual funds. That amount will take care of inflation 10year hence.

[@akhandbha]

You don't give any solid advice ever

[@pallabcm]

Sir, you give so much advices but I hardly seen you on speaking ABSL MF's poor performances since last few years. Please try to be honest sometimes.

[@11namaste11]

Vague

[@mourouganen2883]

Worst audio

[@sharifhaque5926]

Your sound is very poor. 4 class video

[@aksket2000]

Poor साऊंड

[@rajanno9274]

Talks too much. Not reaching the point.

[@VincilinS]

R u sleepy?

[@tejamehu]

ghuma fira ke mutual fund bechara he