How To Buy A Home In 2025 - THE STEP BY STEP TUTORIAL

[@susmusmanoj112]

Hey mate , old susmus here ! The commentary running below the videos is just pure gold !! Thanks that's extremely useful. Specially my man Nathan who speaks so freaking fast 😹😹⏩⏩⏩. May mate just mumbles up so fast ... Seems like rapping !! Haha love ur content 😍😍😍

[@MortgageBrokerAustralia]

😂😂🤣 thanks for the feedback Susmus! Always appreciated

[@Sylvanas17]

I really like the subtitle style

[@eliasmangi7593]

Enjoyed this video I did💯

[@MortgageBrokerAustralia]

Thanks 💯

[@URM8Z]

good video

[@MortgageBrokerAustralia]

Thank you!

[@johnduvall8214]

Great video

[@MortgageBrokerAustralia]

Thanks John, appreciate the feedback!

[@adriannalyon9514]

This is a very informative video. Thank you. You mentioned conducting strata or body corporate searches on a property prior to purchase. How does one conduct these searches, and where can one check for information?

[@MortgageBrokerAustralia]

Our pleasure! Thank you for your question. Conducting strata or body corporate searches is an important part of the due diligence process when purchasing a property in Australia. These searches are designed to provide you with information about the legal and financial health of the property's strata scheme or body corporate. To conduct a strata search, you will need to contact the body corporate or strata management company that oversees the property. They will be able to provide you with a range of documents and information, including: Strata plan: This is a legal document that outlines the property's strata scheme, including unit boundaries and common property. By-laws: These are the rules and regulations that govern the strata scheme, including information about pets, parking, and noise restrictions. Meeting minutes: These are records of meetings held by the strata committee or body corporate, which can provide insights into the property's management and any ongoing issues. Financial statements: These documents will provide you with information about the strata scheme's financial health, including the annual budget, levies, and any outstanding debts. Maintenance reports: These reports will give you an overview of any maintenance issues that have been identified within the property. You can also conduct a property title search through the relevant state government agency, which will provide you with information about any registered encumbrances or interests on the property, including mortgages, caveats, or easements. It's important to conduct these searches before you purchase a property, as they can help you identify any potential issues or risks associated with the property, allowing you to make an informed decision about whether or not to proceed with the purchase.

[@itsMelejane]

Great video! What range of income would a married couple (with no debts) need to earn in order to have a borrowing capacity between 700-750k?

[@MortgageBrokerAustralia]

Roughly $70,000 p.a each

[@itsMelejane]

Thank you!

[@ZyliceLiddell]

One other important tip is to make sure that it is hit heritage listed.

[@MortgageBrokerAustralia]

Thanks for sharing, definitely a good point!

[@jaimeadrianbrizuela1435]

Is there an upfront fee to the broker?

[@MortgageBrokerAustralia]

No there is no fee for our services we are paid by the bank

[@drpk6514]

Im in Brisbane How can I come and talk with you?

[@MortgageBrokerAustralia]

Sure thing, feel free to reach out with us here: www.huntergalloway.com.au/contact/ as a first step

[@sumitgupta9442]

Hi Nathan, I am a permanent resident not a citizen. Have 8-10% deposit for a 600k property. Can I apply for home guarantee from Australian government?

[@MortgageBrokerAustralia]

Thanks for your message Sumit, unfortunately, based on the eligibility requirements of the scheme we wouldn't. As the government only makes this scheme available if you are a citizen: www.nhfic.gov.au/support-buy-home/first-home-guarantee

[@koalagck]

Hi If im a new zealand citizen permanently living in Brisbane australia, can I apply for a home guarantee from the government. i got like 5 percent saved for a deposit for a 500k home. please help

[@MortgageBrokerAustralia]

Unfortunately not, as the government only allows Australian Citizens. Please check out the eligibility checker here: www.nhfic.gov.au/support-buy-home/eligibility-checker

[@adriannalyon9514]

www.qld.gov.au/housing/buying-owning-home/financial-help-concessions/qld-first-home-grant/eligibility

[@rachelmcrae344]

Single parent home loan. 2%

[@MortgageBrokerAustralia]

Thanks for watching Rachel!

[@mjdally82]

HECS is a hex 😂 #subtitles

[@MortgageBrokerAustralia]

I know right, can't understand our accent 😂

[@DatFunnyofficeguy]

Hulk smash like

[@MortgageBrokerAustralia]

🤣

[@tincythomas8891]

Can a nurse with a salary of 90k ,can buy a house of 600k

[@MortgageBrokerAustralia]

Hi Tincy, confirming the borrowing potential on $90,000 income is approximately $500,000 plus if you had deposit of $100,000+ then $600,000 would be possible. Feel free to reach out with us here if you'd like to discuss further details: www.huntergalloway.com.au/contact/

[@womp6338]

Step 1: don’t

[@susmusmanoj112]

What ???

[@carlosenriquecastellanoizq7724]

Why