How To Cure a Student Loan Default: Fresh Start

Christie discusses the Fresh Start program - its purpose is to allow folks to get out of default.
𝗙𝗼𝗿 𝗮 One-on-one 𝗖𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻:
𝗖𝗮𝗹𝗹: (𝟴𝟭𝟯) 𝟮𝟱𝟴-𝟮𝟴𝟬𝟴 or
Email: [e-mail]
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Our two attorneys, Christie Arkovich and Barbara Leon, help to reduce student loan debt, file bankruptcy, avoid garnishment and foreclosure and other problems that too much debt can create.
Barbara Leon is a Florida licensed attorney for nearly 20 years in the areas of bankruptcy, foreclosure and student loans. Her practice and experience is well diversified, having gained experience through an internship with the U.S. Attorney’s office, a clerkship with a Federal Magistrate Judge, and both creditor and debtor private practice. This insight helps her to see all sides and find a solution quickly that works for everyone.
As founder of the firm, Christie Arkovich has practiced law for over 25 years. She is a frequent speaker at various consumer-oriented continuing legal education seminars for other attorneys before the American Bankruptcy Institute, the National Association of Consumer Advocates and the Tampa Bay Bankruptcy Bar Association. The firm maintains an AV Preeminent rating and enjoys excellent client reviews and we welcome you to see what we can do for you!
Our channel Student Loan Sidebar is a continuation of a quarterly column that we write for our local bankruptcy attorney bar organization helping people get a handle on their student loan debt. Whenever possible, Christie shares her knowledge about student loans gained working as trial counsel for Sallie Mae, ECMC, and other student loan servicers or guarantors, and her current law practice of over 25 years.
We’re a nationally known law firm who has helped thousands of student loan borrowers obtain a sustainable, affordable payment with an end in sight. Please sit back, check out our awesome client reviews, watch a few videos and see if we can help you!
If we can help:
Christie D Arkovich, PA
1520 W Cleveland St
Tampa, FL 33606
Http://www.ChristieArkovich.com
𝗙𝗼𝗿 𝗮 𝗖𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻:
𝗖𝗮𝗹𝗹: (𝟴𝟭𝟯) 𝟮𝟱𝟴-𝟮𝟴𝟬𝟴 or
Email: [e-mail]
𝗗𝗼𝘄𝗻𝗹𝗼𝗮𝗱 𝗼𝘂𝗿 𝗙𝗥𝗘𝗘 𝗚𝘂𝗶𝗱𝗲: 𝙃𝙤𝙬 𝙩𝙤 𝙏𝙖𝙠𝙚 𝘽𝙖𝙘𝙠 𝙔𝙤𝙪𝙧 𝙇𝙞𝙛𝙚 𝙛𝙧𝙤𝙢 𝙔𝙤𝙪𝙧 𝙎𝙩𝙪𝙙𝙚𝙣𝙩 𝙇𝙤𝙖𝙣𝙨 - info.christiearkovich.com/slsg

[@KidnovaFOI]

Just signed up for fresh start! Been in default since 2018 and I want to go back to school to finish my degree.

[@ArkovichLaw]

Excellent!! Please take one more step and make sure you have all Direct or DL loans. You may have the older FFEL or even a Perkins loans, and the IDR audit can give you back credit if you consolidate - or forgive if you didn't borrow more than I think it's $12,000. You can find out on studentaid.gov. The time you were in default won't count in the IDR audit, but forbearance probably will.

[@Maahvulus1]

I have some student loans that went into default back in 2019. My account is currently up to date, but the defaults (120 days late payments) are still showing up on my credit report. When I called about Fresh Start, I was told that I was not eligible because no defaults are showing up on my account. So I'm basically stuck.

[@DeeBrownLTD]

I signed up for fresh start 45-ish days ago. Loans are transferred to Nelnet but how long does it take to show up on my credit score?

[@ArkovichLaw]

I'm not sure how long it will take.

[@monifasmith38]

I need help and guidance on this. Tried to work things with my loan servicer the cost was too high. I need help.

[@ArkovichLaw]

We offer strategy sessions to go over your loan particulars and what we recommend - along with how to do it. Many times we can do what is needed during that call. Please contact our office at 813-258-2808 or email us at [e-mail] to set that up by zoom or phone. Look forward to helping you!

[@Crazy-Brazy77]

please help me

[@stephaniebarber46]

Hello, how do I reach you?

[@ArkovichLaw]

(813-258-2808 or email us at [e-mail]