How to Get 10 crores before 50 | Complete Retirement Planning in Hindi

[@pranjalkamra]

📌 Talk to Real Advisors by Ditto Insurance - ditto.sh/wji5el

[@GRYFANDOR]

sir ye diect tax se mututal fund pe kya 35% tax hoga

[@GRYFANDOR]

sir ye diect tax se mututal fund pe kya 35% tax hoga

[@GRYFANDOR]

sir ye diect tax se mututal fund pe kya 35% tax hoga

[@GRYFANDOR]

sir ye diect tax se mututal fund pe kya 35% tax hoga

[@GRYFANDOR]

sir ye diect tax se mututal fund pe kya 35% tax hoga

[@bulonchetry7796]

80k per month current expenses 😅😅 yehi pai video ko rok di maine .. please make a video for 20 k per month salary person tab zada log relate kar payenge

[@mdalkama-bu7ku]

80% person 20k per month salary wale hai

[@vijaymalimarathikavita]

आप अपने हिसाब से गणित कर लो भाई 80 हजार के चक्कर मे आप प्लॅनिंग ही ना करो

[@dnrana529]

ये सब ख्बाब दिखाकर खुद विडियो बना कर पैसा कमाते हैं,वास्तविकता से लेना नहीं होता है. अधिकतर लोग बीस हजार रुपये ही बड़ी मुश्किल से कमा पाते हैं.

[@sazzadmollah437]

Dua Karo k jab tak kiye earning hote rahe aur kaam karte rahe.. yehi sab se Accha retirement Hoga..

[@NOTAPPLICABLES]

Bhai tu khud bhi dimag use kr, o calculator use kr

[@singhshailendra6479]

प्रांजल सर को मैं 2020 से सुन और देख रहा हूं। सच मे आप एक ईमानदार और अच्छे मार्गदर्शक और गुरु हैं। सत सत नमन। ❤❤

[@pradeepchavan3947]

Thanks for your guidance iam 24 and I have watching you since I was 18 & I have started my financial planning from age 20.....❤

[@kunaldwari]

This is very unrealistic example for 90 percentage of Indian population. Most of 25 to 30 yrs old are not in position to invest this much amount every month. Actually after 30 to 45 your expenses will increase tremendously with family and children. Most of us realise in our 30's that we need to also plan for our retirement.

[@TheMotisingh]

@AdminNaqvi could you pls address to my query

[@rajeshcarloan7804]

Right bro

[@prateekdoshi5903]

Correct but rest 90% have to start investment according to their capacity as soon as possible. We may not have 10 crore but we will have something, worse thing is we will not retire at 50

[@ashishgupta3281]

Pranjal little mistake in this video , you said 4 percent can withdraw at each month, whereas correction is 4 percent can be drawn at each year.

[@YtPremium-k9d]

Right 👍

[@amitsingh-ic3nh]

No mistake, आप सही से वॉच करें 🙂

[@YtPremium-k9d]

@@amitsingh-ic3nh check the presentation it was 4% per month

[@khuswanthkocher5449]

4% is same for a month or a year!

[@aryankamath4409]

4% per month will be 48% per year​@@khuswanthkocher5449

[@nikitagajbhiye9744]

Even people earning 80k find it difficult to invest 25k

[@lalithrockz]

Because we lock in our expenses with emis before investing.

[@luvesh007]

Invest first, spend later

[@nikitagajbhiye9744]

@@lalithrockz currently there’s no emi i am paying… salary is around 1lac but after taxes i get 80k… there are other deductions too… but my travel expenses is more, mom dad’s medicine expenses and then my childs expenses so its kinda difficult to save and invest… i am a single parent so i have financial responsibilities

[@dharmendrasinhjadav8482]

​@@nikitagajbhiye9744 Yes, you are right

[@lalithrockz]

@@nikitagajbhiye9744 im sorry to hear that. Most people lock in expenses through house loan emis. Unfortunately some of us have our savings wiped out through medical bills. Are you a doctor?

[@sudershanmishra7773]

Dont worry viewers... its just a paper plan not retaitment plan 😊😊 Every human beings and their situations are individual so not generalised........ The only best thing of this video is that plan for your family and yourself thats it 😊😊😊😊....but not through by this mathematics because life is not maths 😮😮😮

[@hardiktopiya1263]

Pranjal sir apki honesty video me dikh rahi hai and mene personally ditto ka experience Kiya hai they people are really good. Thank you for your knowledge sharing.

[@vishalpawar7352]

Pranjal is talking about assumptions and execution...don't complain..just try to put it in your situation and invest accordingly

[@prateekdoshi5903]

Amazing info shared Pranjal bhai 👌

[@debjani0222]

Great tips on 4% rule. People at any age can get an idea from their current status

[@ShakeelAhmed-ii1gf]

Lots of leanings from your channel, thanks and love from Pakistan.

[@AasimKazi-z8v]

SIR PLEASE Similar video for a person with 20k salary to 30 k salary please sir its a request to you😢

[@sataniksil]

Yes

[@DeepakNair-j6n]

Waiting for the next part of this video !!!

[@kalloltalukder3772]

I had always a big fan of your great advise. Thanks for help normal individuals like me. With your advise and mindset only I could get make 3.5 times money within approx 4 yr . My entire porfolio is growing @ 25% CAGR . I will keenly wait for the next video.❤😊 Thank you once again

[@naveengupta14]

It would be great if you can add current savings field also. As people might have some savings already and now want to start actively for retirement. We can get sense of total corpus but for monthly savings requirement, current savings will help to calculate accurate numbers.

[@sujoychakraborty2799]

Pranjalji, request you to sometime consider for people like us who all are almost 40 yeah 40+ ( consider Home loan by default)

[@Mukundpawar44]

Hello Pranjal, In financial planning and financial advisory, 12% rate of return is not at all aggressive. In fact, 12% rate of return is considered as "Conservative return." Aggressive return ranges from 14% to 20%. Please rectify the same in your video. CA Mukund Pawar

[@RohitSingla771]

He is not talking about the returns of 4-6 years. He is talking about the returns of decades. I have heard many influencer they said there was 3-4 years period in which they got 0% returns, during lockdown their returns were more than 20% negative.

[@Kumar-w5q3v]

Behaving like a lockdown kid.. Aray Munna, long term mein 12-13% se jyada nahi milega..

[@shubhamsachan6419]

​@@Kumar-w5q3vmilega isshe jaada return jaakr Nippon India small cap MF ki history dheko jaakr

[@amitbhatt9972]

It is not conservative, I don’t think when a person generally talks they are hinting towards small and mid cap, instead it is the indices or large caps, and for them 15-20 year average is 12%. So keeping the expectations low will provide peace of mind and also force the individual to deploy enough capital if they can.

[@MRBasu-rg9nw]

My father never retired 😢 This is why we have now a decent worth . Thanks father. (Still his income is higher than me 😅)

[@bpanesar]

Please make Video on retirement Planning and investment plans .thanks 🙏

[@rajeshcarloan7804]

Best video sir ji , acha hota kash aap 30 age 60 kharche , 80 age ki life or 15% ka rate leke bana dete , any Way's wo ham khud bi kar lenge calculation , love you sir ji ❤

[@pratibhasalunke9153]

Sir 40 years old logo ke liye plz ek video banao .Bahot aise log he jinko late Samaj Aya retirement planning.

[@aal-World-mj]

Sabse pahali comment 🎉 and first view

[@meghadawar2844]

Thank you so much for this insightful video. Please also make a video on NPS vatsalya scheme🙏🏼

[@shrutikaspositivehappylife]

Excellent video😊Thanks a lot sir Special thanks for explaining 4%rule very in simple way I heard about this rule from other youtuber but today I understand how exactly it work Really ur explanation is amaizing U make things very easy God bless you sir

[@Deep_kumarOO7]

Time passes, Nobody remains with you, Except your Work........📌

[@ravigautam071]

PRANJAL SIR 50 TAK BHI LOG NAHI JI PA RAHE HEIN SO APNE KAAM PR LAGE RAHO. AB RETIREMENT TO BHAGWAN HI KAR RAHE HEIN

[@sentinel226]

Agreed.. health hogi to wealth rahegi....Bina health ke wealth ki koi value nahi...

[@sanjayprajapati7673]

Liked the video even before start watching.👍👍

[@SHUBHAMSINGH-cd9oq]

Q be pagal hai kya

[@sanjayprajapati7673]

@@SHUBHAMSINGH-cd9oq content achcha hota hai that's why

[@SHUBHAMSINGH-cd9oq]

@@sanjayprajapati7673 Abe phele dekh liya kr samjha

[@dewangmavadia85]

Sir ji , you are the best ❤

[@BrainBytesEducation]

Sir I am 18 years old and i have started investing in share market by watching your videos I have invested ₹10000 and i have made ₹2000 profit in a month currently ❤

[@biradarsridhar5667]

Focus on long-term investing for better future.

[@Kumar-w5q3v]

Munna, 2000 Rs ke profit se khush ho gaye..Ye tukka baar baar nahi chalega.. Long term mein annual return 12-13% se jyada nahi aayega.. In youtubers ke channel dekhna band karo aur apni income increase karne pe focus karo..

[@BrainBytesEducation]

@@Kumar-w5q3v aapki income kitni hai gyan pelne wale baba aur tab aap Ye video kyun dekh rahe ho jab aapko youtubers ki baat par bharosa hi nahi hai Hipprocracy ki bhi seema hoti hai 😂😂

[@darshaksurani8689]

Hope the Finfluencer will stick to their words and the plan which they shows to folks while market starts to crash

[@Genie890]

People dreaming of achieving FIRE often do not realize that return from the equity market is very uncertain. Any calculator works with the average value of 9% to 11% after retairment. But even that does not come regularly year on year. For example think of a longish bear market like 1992- 2000 ... market was moving almost sideways throughout that period. If such a scenario happens juat after somebody retairs .... then the first few years of very low or no return from the equity will mean his/her corpus will reduce significantly. Even if market goes into a bull phaae after that it will be very difficult to repair the damage.

[@shameekacharya7153]

Genuine Gentleman

[@अक्षांशत्रिपाठी]

Very helpful ❤

[@bigscreen6204]

Thanks for informative vdo sir❤

[@topbusinessideas3867]

Bhaiya kuch effective regular content diya kariye

[@mohammadrehan5568]

He knows we are as salary workers. We are going to watch this on the working days 😂😂😂

[@SHIVAMPANDEYSJTG]

4% rule india ke liye nhi h 2-3% is the number for indian conditions. Also this rule has assumtion ki around 70% of capital is in equity taqi inflation theek se beat ho ske. To live a comfortable life we neeed to fight 10-11% of inflation.

[@learner8053]

Mai Single hun aur abhi 40 se shuru hi kr rha hun, isliye mai 1)hr saal kuch din retirement ke rkhne ki soch rha hun, jisse kisi age ka intezar na krun 2) abhi mai aise kaam khoj rha hun jisme ek baar kaam kr diya to aage tk income aati rhe Agr aap logon mai se kisi ke paas aise koi tarike ka pta ho to mujhe neeche comment krke jrur btana Thanks in advance 😊

[@veeresh_22]

Content creator.. online course.. book writing.. ye sab kuch aise kaam hai jaha ek baar kaam krk long time tak earn kar sakte hai.. aur koi ways apko pata ho toh mjhe bhi bataye 🙌🏻

[@rupakbhowal2817]

Sir plz share the next video of where to invest for securing future life

[@ashutosht8100]

Great 💐💐🙏🙏❤❤

[@francisbaconofficial4602]

I got your Investonomy book❤❤

[@GROWMORE4Future]

thanks it really help me

[@jaiprakashghosalkar8666]

Very nice information sir

[@DrKallalPramanik]

A retirement calculator should also include current savings.

[@GauravSharma-upcop]

Pranjal bhai UPS aur NPS ki comparison video banaye kon si pension scheme best h

[@nelsonwilliam1058]

Thanks sir, waiting next video

[@TheSiddhartha2u]

Simple and understandable ❤ I am.44. Eacerly waiting for next video.

[@appasabghatage7424]

Great sir🎉

[@vikramsaikia8125]

Sir, kindly add some fund suggestions in the next video to invest in SIP mode for retirement

[@varunyoung7569]

But im 40😢😢

[@yoshitshrivastav9154]

Savings suru kar do kuch to jama ho hi jaayega, na se kuch bhala👍

[@varunyoung7569]

@@yoshitshrivastav9154 ji bhai Thanks

[@k8761]

Keep more for investment

[@amitkaran6815]

Bro I'm also,but Mera to income hi 80 k se kam hai.

[@keyurshah5011]

I'll be in 30 sooner next year

[@smartoptiontrader]

Sir , policy bazaar se liya hai , kya policy bazaar se Lena sahi hai

[@leishangthemrobertbruce9520]

Very very general advice

[@debasissardar1771]

Dada 30k salary baleko kuch retirement plan bolona...

[@heenakathuria3534]

genuine que....80k expense kya salary b 80k nhi h abhi toh

[@Abhay-oe8ft]

Sir, if I invested in mutual fund for retirement planning then will Indian economy grow. If grow , how many years will it grow. If it will not grow then where to invest our money. Pls ans my comment. I am waiting for ur ans.🙏🙏🙏

[@Gauravkumar-gc2ng]

Age - 37 Income-1 lakh per month Investment Amount- 60000 per month Goal 1- 60 lakhs in 10 Yrs for Home Goal2- 1 crore for child education in 14 yrs Goal 3- Another 1 crore in 16 yrs for business Goal 4- 1.2 crore in 18 yrs for Retirement.....please take my question....

[@deveshjain2438]

for short term goal u can invest in guaranteed plan.. 5L annually for 5yr.. u get 36L tax free on 10th yr

[@ryukgaming1503]

1.2 crore is not enough for retirement

[@priyanshuroy2086]

A little fact. 80k per month now for a 25 years old person is equivalent to 4.6L per month after 30 years when he's 55 years old (considering 6% inflation). So 4% thumb rule gives only 3.6L per month. So I think even 11 crore is not enough.

[@rajivgoyal6729]

Hum groww app se mutual fund sip daal rahe hai kya safe hai app se investment karna

[@inspector_Anil]

Ha bhai

[@deveshjain2438]

isse better ulip me investment kar sakte ho.. ulip are tax free

[@shikharverma7264]

sir SBI ke saath ja skate hain term plan ke liye

[@kajalpal180]

Pls make the video on the retirement funds soon

[@surojitkoiri2904]

Try to make videos for majority people with under 20k monthly salary

[@wadhawanpathshala1288]

Good 4% rule. Perhaps it is for the first time on KZbin.

[@durgeshm.6116]

Please make a video on Motilal Oswal defence NFO, which is declining sharply these days

[@drskmollah8885]

Pranjal ji, thank you so much. like earlier please discuss atleast one or two, good fundamentals, right valuation stocks monthly, after all we are genuine subscriber and viewer of your channel your, Paisa kitna kamao gee, komse kom free mein duo, ek stocks toh botao,..... ❤

[@advghc1279]

Very helpful video

[@ArunKumar-wt2sp]

Good video

[@vinklegoyal4016]

Mr pranjal kamra is great

[@manoj.gujjar]

Nice information sir

[@debjani0222]

Keen to watch the next topic video. Could you please show how the number of family members , number of earning heads may vary the expenses. Example: one person may have less cost but no other income source or support, more people but can be earning more, more family members with less heads earning etc

[@M18101980]

Also make video for people in 40's So that they hv to wait till 60

[@vaibhavbhadane53]

Nice👍

[@rajendrasingh9657]

Sir aap acha kam kar rahe ho hame loge ke liye🎉

[@moneymantra9733]

This is only for rich who are already financially freedom

[@surajvernekar3106]

Aaj ke lifestyle me 90 yrs life expectancy😂😂😂

[@rigzinglepcha7143]

Is it applicable for 45 yrs also

[@momukhtar2414]

Curfew CLASSES with PRANJAL SESSION 2 KAB AA RAHI HAIN SIR😢😢😢

[@kameshkumar3902]

Nice Data Sir

[@reg4026]

You should have added current liquidity(like Bank balance, MF, Shares, FDs) & in hand income(Salary, Business) as well etc. Also the growth in annual income to achieve retirement target. Imagine If my age is 35 & I already have such savings of 2Cr with annual income of 50 lakhs & wants to retire at 45 then the entire retirement calculation changes. Which this calculator does not helps.

[@hardikgoswami7698]

Pranjal ji is back superb ⭐⭐⭐⭐⭐⭐⭐⭐⭐

[@rishiraj2548]

🎉

[@harry.7534]

This guy took my interview and asked me a question on value investing and didnt agreed on my opinion and today its clear he just read scripts otherwise 90% and 19% me farq nazar aata and kuch to research kri hoti to 90 to nahi niklta muh se , btw content is good

[@gauravmanchanda8819]

@Pranjal- please suggest some best momentum funds

[@parnabanerjee4198]

Very nice sir

[@ArvindYadav-of9hv]

Plz sir swp par ek video bnao

[@SI_tasleemakhan]

I started investing at 25 Now im 29..

[@lafangababy4264]

Plz make a video on ups NPS and plz sir.. what we choose fm above ..

[@gnayak18]

where is the finology retirement calculator link ?

[@poojapadalkar1653]

Aap ne unke unbiased service ko biased way me samjha Diya sir.

[@sanjaychaudhri1122]

Good video sir But you said 80000 expense 25000 saving per month means my monthly salary is 105000 in Indian average salary is 25000 - 50000 than how we save 25000 in age of 25 years

[@Gurpreet-ih9jv]

Right 👍🏻

[@DipAdhikary]

Ditto Wala ye app, stock market mein kis nam se listed hai?

[@jalaramatre747]

I am following Finology since last 8 years. Earlier they have advisory system which was simply awesome, I wish they should start that again. Today's video is very good, I am sure lot of great people will take advantage of this. 4% rule and capital withdrawal plan is something new to learn. Thanks Pranjal sir

[@wanderingsouls2450]

First like

[@deepaksaini-fs5zm]

1. Most of us Not Getting Job at 25 2. At age 25 , No one having Expense of 80 K per month, if someone have 80k per month expense than he might have Salary of 1,15,000-1,20,000 3. In India Very less person getting Job of 1.20 lac per month at age 25

[@KoushikDas2005]

Umeed karta hoon yeh jo aap " agla video" keh rahe , wo upload ho , kyunki aadhe time wo hota hi nahi hai 😂😂

[@peyushkamal2060]

Please make video on vatsalya nps

[@GauravRekheja]

Sir thanks for giving great advice but Sir I have a confusion that if someone will withdraw 4% then he/she have to pay LTCG tax or 30% on such amount.

[@sahilrajpal2316]

I really doubt if a person whose monthly expense is 80k can save 25k just in retirement planning

[@SHUBHAMSINGH-cd9oq]

Tu nikal faltu negativity na fela

[@bishnusingmahato9716]

Aap to bhai rich aadmi ki liye bolte hain, not for general public

[@jaiparihar5616]

Sir ek video emergency fund ko kaha rakhey us pr b

[@Kumar-w5q3v]

Locker mein..

[@dr.ashokdwivedi6710]

Waiting for next video