How To Get Approved For Any Credit Card in 2021

[@bluehunnids887]

Started 2020 with a very low 410 credit score I'm now at 617 and rising 💪🏽

[@vaughanrowsey5107]

What did you do to rise up in your credit score ?

[@vaughanrowsey5107]

@blue Hunnids

[@jared997]

How did you get it so low? Lol

[@HenryBenaid]

How you start 440? I started 680 before when I am building credit.

[@andrewsalazar98]

Did you file for bankruptcy?

[@Alvin_1914]

800+. Student of Sebby, Shifu, Waller and Jung. Doesnt hurt to have multiple cards with over 10+ years of history. Thanks for the video

[@khanscombe619]

Way cool. Love Ben Hedges (Shifu), Graham & shout out to Adam Jusco of ProudMoney & Mark Reese. (:

[@khanscombe619]

821 clean marks 12 yrs. I’m 30 now. Chase is my main credit , American Express & Wells Fargo plus local Los Angeles credit union

[@geraldlawson1011]

My main man! I’ve been paying off my monthly payments and since I last shared with you about my credit increasing I’ve received good news and yes my credit has increased. My credit score overall is not where I would like for it to be but there is progress. I’m currently right around a 700 score.

[@kristinanguyen2167]

743. Just finished my chase trifecta and paid off my student loans!

[@Alvin_1914]

🙌🏽🙌🏽🙌🏽🙌🏽🙌🏽

[@ammooth1592]

This is how U DO IT 👋🏿

[@MFDan69]

Mad respect

[@tblub.9270]

👏🏾👏🏾👏🏾🎊🎉

[@davidraygoza950]

I had a 700 credit score and 7 months of great credit history when I applied to the chase freedom card. I was denied so I called the reconsideration line and got approved. 6 months later i was auto approved for the freedom unlimited, and now waiting to apply for the sapphire reserve with a 747 score

[@ROFO79]

Took a lot of work but I got mine to 806

[@ammooth1592]

I know what u mean 👍🏿👍🏿

[@drchris7410]

Oh, that is great

[@kw6724]

That’s awesome!

[@montrosecapitalpartners3557]

740, 740 and 743. Learning and wanting to Greatly Expand My Credit Base.

[@1NDEF1N1TE]

754. I started at a 520 and worked my way up. I put small subscriptions and now I have 27k in credit cards. Aiming for 50k this year.

[@jonathantucker2728]

Bro That Picture Hanging In The Background Is Legendary

[@iebgotgame8792]

My credit score is a 780 just got approve for my dream car!

[@kw6724]

❤️

[@kw6724]

What kind of car is it?!

[@riganpatel]

Thank you so much for making this video, following advice in this video, I called chase reconsideration line, and got instantly approved for 800 dollars credit card, Thank you so much

[@hawgstar_4924]

My thanks to you Brian (and a few others) for the credit information shared on your site. My current score is around 720-740 through out the quarter. Still chasing my elusive 830...time and history will probably be the key to that goal.

[@manaphyonfire]

715. Still pretty young I’m 19.

[@Mattys556]

don't f it up. worst thing I've ever done. Keep learning about it, leverage it.

[@ariqroth]

DON’T MISS ONE PAYMENT. Payment history is to my the most difficult aspect to recover from.

[@chrochetfan7274]

730+ 19

[@manaphyonfire]

@@chrochetfan7274 proud of you. We’re always building. Credit is truly the best leverage to make more money.

[@chrochetfan7274]

@@manaphyonfire yea! So far I’m just building right now

[@cookiedoughii]

587 😔 it sucks and I’m STRUGGLING to improve it ! But hopefully soon I can change that with the help of your videos.

[@PrincessMeganElsaBoo]

Any update ?

[@odysseyoz2198]

When i started i had 550 and now im at 710 and still growing. Love your vidoes man im learning so much about credit score and credit cards.

[@ciarraflannagan9424]

Started with a 591 a little over a year ago and now I'm at 670 and I got so excited when I passed 650. Gonna cry when I hit 700 lol trying to get in the Amex family. I want the Amex everyday card first then I will apply for my dream card which is the gold card.

[@adriankyles9708]

Is it this American express card gold card? Because I’ve been looking!

[@ciarraflannagan9424]

@@adriankyles9708 yes! But I actually just got the Amex Delta Gold Card in August which is a great card. So I'm debating if I even still want the gold card

[@celiaespinoza8413]

Thank you for your videos! You're an intelligent young man,🎓 I'm sure that your parents are very proud of you.

[@ariqroth]

A year and a half ago it was 480, now it's between 680-705

[@kidnamedre]

What you do to change it

[@paolohelfers7350]

619 working my way up!! Started at 560

[@3000gtVic]

791 and 10+ credit cards, 12 years credit history.

[@michaelgibbs1047]

Ability is the art of getting credit for all the home runs somebody else hits.Ability is the art of getting credit for all the home runs somebody else hits.

[@TheAfrocuban]

FICO 8 Base Scores. Experian: 765, Equifax: 744, TransUnion: 748. I came a long way from 597 (Experian) back in August 2019. Had to clean my profile and data due to a lot of inaccurate and fraudulent information. This pandemic thought me a lot about credit and finance.

[@smahabir01]

Reconsideration line, worked like a charm

[@King_D1014]

Just went up 43 points today I’m now sitting at 734 fico score!

[@huntersheridan2605]

Right now sitting at 750+ started at 620 !!!

[@darianreese123]

Currently I have a 762💪🏽 at age 21

[@AdamRidiculous]

If I'm anything like you, I don't want to hear an aggressive commercial at the beginning of this video

[@corevision8675]

558 FICO Score 8 and 543 FICO Score 2 I should be above 650 in December With FICO Score 2 and 750 or more by the end of 2021, I’m buying two rental property’s.

[@roberttipton5130]

Just got 690 from 455 took 2 years Certified Letters, Goodwill and 604(c)

[@OscarYglesias]

My FICO score is 775, I'm 25. What's currently hurting me is my car loan and student loan. As well my inquiries.

[@Moodtoodrude]

That's good as gold. On a home presumably your bogest investment you don't get a better interest rate over a 740 to a 760. Congrats!

[@Floof_Factory]

Any tips on getting a vehicle loan. Im trying to get a 43k worth of financing and put 19.5k down and have a credit score of 735

[@Moodtoodrude]

@@Floof_Factory You'll be more than fine. Don't let them rip you off. That's a huge down payment and you have good credit.

[@Floof_Factory]

@@Moodtoodrude im not getting a sports car, I'm getting a large cargo van. Im kinda worried since I'm a first time buyer and I don't really have sufficient proof of income since I am an independent contractor (maybe bank statements). The big down payment and good credit score and looking presentable when I go to the dealership is what I'm counting on to get me approved

[@Moodtoodrude]

@@Floof_Factory you will be fine. They rarely ask for proof of income. Kind of like credit card companies.

[@ni-colestandberry3177]

I just started building my credit in 7 months from no score to a 730 my length of credit is killing me🤦

[@Leprovocateur]

Started with 720 now 610!

[@michaelanthonygutierrez]

Keep putting these out thanks bro

[@aidanclark3424]

I’m at 767 right now and just put in for the freedom flex card! Waiting to see if I got approved or not🤞

[@aidanclark3424]

Also... I’m only 19 and have learned so much from your videos!!! Would be able to do it without your help. Thank you!!!

[@LifeofKairo]

That Amex poster! 😁

[@robertgarcia799]

760 exp 759 trans. Was at 650 before watching your videos. Real good Information. Thanks

[@luigimedina1493]

Score is 774, 5 years since i got my first card. I have 5 credit cards in total.

[@user-bc7cb8uu7e]

Between 750 and 800 (depending on where I check). I'm hurt by short credit history and only a single type of credit (credit cards). So far, I've never been denied for a card.

[@kellywoodward6989]

YOU ARE SO HANDSOME AND I LOVE YOUR CONFIDENCE

[@Jungernaut]

Thank you!

[@kellywoodward6989]

YOU WELCOME 🙋💜 I'M 35 YEARS OLD 💜🙆💜 💯 💜 💜💜💜💜

[@yolodon2427]

@@kellywoodward6989 im just turning 30...wru from

[@房雅笛]

I am your fan, I will always support you🤣

[@Biggles2498]

Some responsible Credit Card Authorities can see through credit scores as they are based on unusual data. I was approved for credit cards even though my credit score was low as I am not on the Electoral Role here in England. ALWAYS sign a Direct Debit to make sure the minimum payment is paid every month without fail. You always have the option to pay extra payments manually which they like and they will increase your credit limit within 3 months.

[@AlexLangos]

Super useful! Thanks Brian

[@dbarnaby86]

786 - running an AMEX points trifecta of CS Platinum, Gold and Blue Business Plus. Have a Credit union Visa as well.

[@OumouJoliee]

Just subscribed to you channel because you are giving a great content and gave so much knowledge within an hour of watching your videos with little to no knowledge about credit and finance, this is life changing because in my country credit is not talked about or taught because it is NOT the norm, but for you to sit here and make the comment about kids in Africa is very offensive..

[@perladiaz-olivas2571]

Over 800 and I’m still waiting on an answer on my chase sapphire preferred application 😠 it’s been 2 business days and I’m still waiting...ugh

[@ImSoHyperr]

22 with a 700 credit score. Barely getting into the credit card game

[@samuelgutierrez109]

Great Info ... Keep up the great work

[@brianjung2370]

THANKS... FOR THE REVIEW +1< "3

[@brianjung2370]

Top earning methods....

[@kevinm4069]

The only other thing I'd point out is that if you are denied by Chase for the 5/24 reason it is extremely unlikely they will overturn that on a reconsideration. For other denial reasons, it can work.

[@dannylonski2994]

Vagita says my credit score is OVER 9000!!!

[@paulybluenose]

Love your content, just getting into this ( late, very late in the game). Watching this now just proves you know your stuff as SBE had doubled. Do you think it's too late to get into that stock though - right now its $38.10...... what's your feeling?

[@Pyeknom]

I spied it HSBC!

[@marklawson12]

610 started 2020 @ 545 now @ 610.

[@warrenbrett3758]

600 need a charge card for my business. Got denied for the platinum looking for other options

[@miles2burn]

As of right now I’m a 640. Two months ago it was 488. I’m on my way to a 700! Once I do then I’m going to apply for chase ink business and Amex business gold cards.

[@chudierpelpel3678]

how did it jump up so high and so soon?

[@jonathanfactor6688]

Great video thanks

[@michaelstamp157]

Great advice Brian. Things are on hold for me with a mortgage. I hate it.

[@amarigrant]

750s ...been hovering around mid 7’s for almost two years now it seems 🤔 one day I’ll reach the much coveted 800 club 🤗

[@312dae8]

19, just started building 658. 😅

[@Arrays_tension]

Amazing & useful content, keep it up..!

[@alohaohana9247]

No credit history at all. Got approved for the chase freedom flex and unlimited. 9.5k combined credit line.

[@itguru2037]

720 score making 200k per year and Chase will not approve me for 500 dollar credit line to build relationship. I have a 3 year old auto repossession.

[@BKLYNButcherBlocks]

Where were you 12 hours ago 😭oh, you were right here waiting around for 36 hours...

[@RicardoMartinez-kt3gm]

570 and it's being difficult to raise it.

[@bluehunnids887]

Get self loan and chime credit builder card put $300 on it first month then drop it down under $20 ur score will sky 🚀

[@chudierpelpel3678]

@@bluehunnids887 self loan?

[@bluehunnids887]

@@chudierpelpel3678 yeah that's the name of it self.

[@chrisbrown8748]

Self for sure🙌🏽. Self and Discover it is how I started.

[@CaseyBurnsInvesting]

I’m here to flex this 741. Ladies?

[@miles2burn]

😆😆🤣🤣 I ain't mad at it

[@itspoppinky8289]

Honey 755... try again lol

[@miles2burn]

@@itspoppinky8289 oh the flex got real😂😂😂😂

[@jared997]

790 here 💁‍♂️

[@MisterC0434]

774 here 😜

[@moderatorenforcement3001]

The consideration line will only work about 4% of the time. They make it sound like it will be overturned and approved all the time, all nonsense .

[@trapstar8507]

I love your videos!!

[@mikesoreal]

760. Should be going up though, just paid off a loan I had. 😎

[@theshaggymotto]

You will lose that credit history and score will drop a bit

[@bigmoneycollections8]

Good content

[@nickog3]

My extremely fresh credit score is 675 after starting about 8 months ago. Started with a discover secured card and I’m gonna try to go for a chase card or something similar

[@christianocasanovavelez2009]

I am hope to do the same like after a year or more of having the Discover. I am not sure if will be accepted from Chase...

[@junitolopez3762]

I'm in the same boat as you. I'll wait to get into the 700's before going after Chase; Chase, with reason has gotten very selective with their approvals decisions. I'll go after a confident builder, such as the Apple card.

[@denali88]

TU: 755 EQ: 752 Ex: 702

[@pamgordon5051]

Hi Brian! Is this tool only for personal credit cards or business also?

[@platinummm2812]

Started 2020 with 437 and ended at 609 with Transunion which was my lowest card

[@Lady-br3zy]

Ex: 645, EQ: 604, TU: 609. I used to be at 770 but.....🙈 Trying to get these late payments off. Going to consolidate these student loans. I need that NFCU CC’s ASAP!

[@jasonbrittain7110]

credit journey experian says 722... experian says 732.... credit karma says trans 705...equifax 747. so hell if i know what it is

[@heatmcdizzle2403]

The Jungie Fam 😂😂

[@cutieepatootiee704]

730 at 21 💛

[@diffcontroversy]

My credit score are all around 770. Also, Brian, we could see the HSBC

[@marveliavellitheprince2256]

🤣yeah we did

[@1GreatEST]

200+ points in less than 30 days spazzz

[@HawkeyePanther11]

765 at 20 years old💪🏻

[@gloriay3465]

Hey! I think you should check out the card 5 Star Processing released days ago! (:

[@MarkkTheSharkk]

23 Years old and I'm at 765 according to Credit Karma

[@DemetriusOnTheMove]

GREAT Video annnnnnnnnnnnnnnnnnnnnnnnd I JUST SUSCRIBED

[@elbambino878]

697 FICO, 7 months of credit history, 2 secure revolving accounts, & 7months history. Should I apply for a Amex Blue cash everyday?

[@jonathanfactor6688]

I have a 800 credit card score i pay my bills. I use the united airlines explorer card the best buy card the city rewards plus card and the m life las vegas card from the bank of Omaha I am not sure what amrican express credit card to get yet.

[@masterbrice]

Gold or Platinum

[@jermainehughes7656]

What cards do u suggest right now

[@kostas1517]

Average FICO 815 Eq 816. Tu 846 Exp 790 credit limit of 350,000 across 30 credit cards and 3 charge cards. And still get turn down, do I need all that NO!

[@THExDEVIN]

FICO 669. 1 charge off & 2 late payments. 25k in total credit limit

[@thefastforte2854]

How old are the lates?

[@shawnpatterson8942]

I paid for my house in cash and my Mercedes in cash! I’m about to 47. I had one loan with local credit union which only reported to Transunion! So i had no FICO score when i went to get mortgage last year after having a secured credit card for two months! I currently have a 773 TU EQ 703 EX 709 I’m currently always denied with chase and I heard to try for American Express blue cash everyday but a red to apply cause of getting rejected! I called reconsideration line for chase still denied. Bank wants me to have more credit cards for mortgage and my bank won’t give me a line of credit to make more history and I’m lost at this point! What do I do?

[@Pretty_Pooch]

730 Expeiian, 740 Equifax, 745 Transunion

[@SlotsForYou]

19 with a 734 have two cards Discover and Apple Card looking at a chase card for my 3rd but I’m waiting till I get my score up

[@SimplySaber]

My credit score is 670, and I am 18.

[@bluehunnids887]

Dats great keep it 🔝

[@PeterMouanoutoua]

Experian: 747, Transunion: 761, Equifax: 740 as of March 20, 2021.

[@richardyoung7503]

690 and can’t seem to break 700s.

[@MattyJTri]

815; never been denied for a credit card! Brian, when you going to get that Centurion? :D

[@davidgaytan6754]

Thanks Brian! Can you do a video on benefits for credit cards that still have purchase protection, return protection, extended warranty with no annual fees? I’d be curious to know if any of these no fee cards still have these types of benefits in 2020 given that a lot of card issuers have slashed these benefits or are offering secondary cards with annual fees for these perks. Thanks!

[@d2v219]

Good stuff

[@eliezer0213]

So I apply for the amex gold and I got denied. I immediately called for the recommendation line. But I dint really get to talk to no 1 . The agent told he was going to pass it on to the recommendation line and they going to e mail me . Is this normal? Or shuld I called again and ask to talk to the recommendation team?

[@juniorbilliot9971]

Got approved for a car loan(which I regret after learning more about investing and how this loan is ruining my cashflow) and a credit card so 715 now.

[@Jay-L]

I went to my account for Chase. It days pre-approved for CSR, CSP, United and SWA cards. Will they still do a hard pull if I apply to one of those cards?

[@andresgranda690]

Hey Brian, if I don't pay rent nor a mortgage, can I put 0 on my Amex application? Will it look weird on the application?