How to Get Wealthy in an Economy Broken for Young People | Scott Galloway

[@Aarrenrhonda3]

We are debt slaves. We are paying debts from borrowing done in our names, without our consent for the most part. But rather than get a bill in the mail, the interest is built into every good and service we buy. We are the embodiment of debt because the cost is paid by the very lifeblood of the consumer, earned over a strictly limited time called a life. We live on a prison planet.

[@Dantursi1]

It does matter who's in government, not so much in the short-term, but if Americans can consistently elect people who are financially responsible and not corrupt, then we can turn this trend around. It will take a long time and Americans aren't known for electing financially educated people into office so it's more likely America will simply collapse under the weight of the stupidity of its people while politicians launder all the money they can through pet projects and wars.

[@michaelschiemer3]

I have learnt not to trust corporations. or the goverment, especially these banks. I was badly hit by the '08 financial crisis. Since 2019, I've just been focused on investing through a financial advisor and it has been paying off. No major loss has ever been recorded since 2019 i started. I'm closer to having over a million dollars now than i ever was with the banks. I'm never going back to banks full time.

[@Pconradsmith]

@@michaelschiemer3 I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

[@michaelschiemer3]

‘’Annette Christine Conte’’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Pconradsmith]

I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@prettyprincess8187]

Came from his ted talk. As a 26 year old professional, this man GETS IT. This country was not built for us. All of my age cohorts are struggling to fight an uphill battle if their parents weren't already well-to-do.

[@vincentolivieri4468]

The people in power are our parents generation. They wont take a step back for us.. im just seconds in this video so wondering what he is gonna say but i know that these guys have our money. How can we take it back? Maybe elderly care etc? They almost all unhealthy too so opportunities there. Money is where pain is. Greedy Bastards fucked up the whole economy. If i make double what my parents make now. I can buy the same house. But im not 55 with 35 years experience and up in wage scales. Im even higher education etc. Revolution is needed

[@Curtis1900]

This makes me feel like a bit less of a loser and have to remind myself. We were put in a battle we weren’t ready to fight. Not saying it’s not impossible to claw your way up to the top. The average cost of homes our parents and there’s paid for are what we pay for a new car now. I’m gonna hold onto as much money as I can and live quietly

[@jeremyjackson7429]

@@vincentolivieri4468 For the first time ever, more than 25% of Congress is over the age of 70. 10 years ago it was only 15%. It peaked at 10% in the 1940s.

[@jordancarlin9687]

@@vincentolivieri4468I sympathize with your viewpoints so instead of rejecting your claims I’ll ask your this : if greed is a quality thats been present since time immemorial then why is only being mentioned now . Could it be that you’re lacking the true reasons why there’s inequality ?

[@vincentolivieri4468]

@@jordancarlin9687 simple answer: no

[@mikes2974]

I’m in my late 30s and Im seeing all of these issues that’s he talking about with friends, family, and myself. He recognizes what’s going on and is calling it out for what it is. Great Interview.

[@NuanceOverDogma]

This guy shills for the establishment and is part of the problem

[@milesnason6308]

Hhbh h .

[@NianLisa]

I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Evelyn Infurna. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can.

[@StephanieMoore-oj7vz]

I know this lady you just mentioned. Evelyn Infurna Services is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. Evelyn Infurna has demonstrated expertise in investment strategies n has been involved in managing portfolios and providing guidance to clients.

[@jeffbox1torres]

I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here

[@DavidMartins-y1c]

Evelyn Infurna Services has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's

[@DannielleRosales]

As a newbie, what do I need to do? How can I invest, on which platform? If you know, please share. I'm new to this, please how can I contact her?

[@NianLisa]

Well the name is 'Evelyn Infurna Services. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@Libroer]

Can this guy run for president?

[@JeffreyGillespie]

Truly moral, competent people don’t run for President.

[@SignificantOther11]

@@JeffreyGillespie This is why he would be perfect! He covers really important social/cultural issues as a podcast guest, yet he directly contradicts himself and his values by teaching marketing to kids that will then go on and perpetuate exactly what he explains is problematic under capitalism. Hypocrite through and through.

[@LOLBTLOLBT]

There was already a guy, bernie, nobody voted for him

[@EffectiveMuscle]

He can't change the game; all he can do is teach you how to play it. Do you think it's possible for any one person to change the capitalist system?

[@noobmaster5434]

This is exactly what I want to ask

[@sethsorensen6431]

Gen Z? Want to own a home? Want to have a retirement? Want to have a chance at life? Become a sociopath. That’s the highest paying skill in America right now.

[@Bai_Su_Zhen]

There won't be retirement for gen Z at this point whatever you do.

[@Someone-ji6ni]

@@Bai_Su_Zhen Retirement isn't even a thing for most middle-aged people right now. Nobody can imagine actually retiring and living off their savings for like 10+ years unless they were in a government service job.

[@Iquey]

Landlording, house flipping, prison janitor? Nursing home administration?

[@ZeikCallaway]

I wish this was a joke but there's a reason most of the highest paid jobs in corporate America are occupied by actual psychopaths.

[@Curtis1900]

Gen z millennials have too we’re just quiet about it. The elder millennials had a shot at that but my gen 90’s kids can’t. Me and my wife are in our early 30’s and we both said I guess we gotta try to be content creators if we want to live comfortably or add to our 2 side hustles

[@yourimprovement908]

1. Workshop in your 20's to find something you could be the top 10% in. 2. Find an industry with a 90% + employment rate. 3. Diversify your investments - such as index funds. (Don't buy the needle, buy the haystack). 4. Make a savings vessel (But also have fun, especially if you're in your 20's, just have a savings plan). 5. Recognise how fast time will pass. Invest your money into safe options and let time do its thing (Compounding interest). 6. The top 5 people you spend the most time with are important. 7. Build the discipline to work hard. 7. Wealthy people are (on average) good people. Develop a good character and build allies along the way. > Don't talk badly on other people, try to say good things behind people's backs. > Articulate your good thoughts about other people and tell them.

[@matthewcaldwell8100]

But you see how half of these are motivational cliches that don't promise anything specifically, right? "Build the discipline to work hard." Well, no shtt. Most of the people he presumes to advise did that in school. Tell me how it worked out for them. They walked into a job market fucked by his generational cohort.

[@nicolle_2944]

​@@matthewcaldwell8100you were screwed over by bankers, corporations and government. The same people who tell you to blame your grandparents

[@yourimprovement908]

@@matthewcaldwell8100 not reading that essay. Congrats, or sorry to hear that.

[@RealMonoid]

Yawn

[@RD-io6sm]

​@matthewcaldwell8100 I worked hard for one employer for 4 years and got burned. Quiet quitting is my go to now If there's more labor, it has to mean more money.

[@michaelandrenio993]

Honestly our government has no idea how people are suffering these days. I much feel sorry for the disabled people who don’t get the help they deserve

[@lasvegasluca9509]

Investing in alternate income streams should be the top priority for everyone right now especially given the global economic crisis we are currently experiencing. Stocks, gold, silver and virtual currencies are still attractive investments at the moment.

[@ningyen1444]

You’re correct I make a lot of money without relying on the government. Investing in stocks and digital currencies is beneficial at the moment.

[@markdamascus7878]

Can you show me how to trade profitably, I honestly need another source of steady income

[@lasvegasluca9509]

Kate Mellon Bruce is not just my family’s financial advisor, she’s a licensed and FINRA agent who other families in the US employs her services

[@lasvegasluca9509]

She's active on face book @

[@KimberlyO.Kitchens]

People try to predict the economy not realizing it is not a capitalistic market, its a command economy, central planning! my concern is, instead of having much dollar in bank that could lose value to inflation, do I save in gold to reserve and grow wealth for now, or just hang on?

[@JohnNgomba-k3v]

truth is that gold serves as an inflation hedge in the long run, but not profitable in the short run. only thing you can predict is a strong effort of wealth transfer from the people to the powerful. luckily some folks find solution in financial advisors

[@heatherj-o5j]

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

[@StephanieG.Augustus]

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you

[@heatherj-o5j]

Stacy Lynn Staples is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@Saviourtina-c4i]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@ElprinciLouisXIII]

"Try to be really promiscuous with your positive emotion" is a life changing mantra I live by and cannot recomend enough for anyone reading this! It works!

[@jascha9033]

Awesome! Do you remember the rough timestamp of this quote? :D

[@jonathanhardy8683]

@@jascha9033 27:34

[@amitbanerjee9218]

@@jascha9033 27:35

[@amitbanerjee9218]

@@jascha9033 27:35

[@renchesandsords]

@@jascha9033 27:35

[@dallenpowell2745]

I turn 30 next month and I'm the poorest I've even been. To say I'm angry is an understatement. The scariest things is that there are people far angrier than me with far less political intuition and economic understanding. There will soon be riots in every pocket of America caused by insane inequality. Greed has turned this country into a monopoly board nearing it's end.

[@happyappy19931]

Do you vote for Democrats?

[@DanielRodriguez-gm1ih]

I am in a similar situation. Turning 30 and the poorest I have ever been.

[@happyappy19931]

@@DanielRodriguez-gm1ih Everyone is poorer under Biden.

[@mactireliath2356]

With all due respect, none of the macro actually matters to your personal truth. Spend too much attention on what everyone else is doing, and that’s time you lost; time you could have spent bettering yourself. Turn off that social media faucet, put some blinders on, and put that energy into bettering yourself and your situation to the exclusion of everything else that won’t be with you up until the moment that your life is over.

[@happyappy19931]

@@mactireliath2356 Truth is truth. No need to separate it into a “personal” truth.

[@mikebrown-ic3ge]

First time I really listened to Galloway. I'm a Boomer and ashamed what my peers as leaders have done to our society and economy. I wish the good gentleman Galloway would run for President. All he would have to do is use this presentation as is campaign stump speech, he'd win.

[@jercasgav]

If you listen to the long form interviews and podcasts by RFK Jr, he totally talks about these same exact issues. The mainstream media just smears RFK Jr and doesn't let him speak these ideas, because he isn't down for the establishment like Galloway. Galloway and RFK Jr see things the same way, and RFK Jr is also really wanting to slow the spending in govt and stop us going into major unsustainable debt like drunken sailors too. This is important, because our inflation right now is just a "hidden tax" from govt printing largely, combined with corps not slowing down their greediness they have had for decades one bit when the consumer is drowning in govt inflation at the same time.

[@Pens4Life85]

You're not really THAT ashamed. I mean, come on. You've got it good and it's painfully clear Boomers aren't about to give up their fortunes for the sustainability of the nation

[@mikebrown-ic3ge]

@Pens4Life85 This is a fine example of how the generations who've grown up with social media quickly --judge-- without critical thinking or further quering. I have spent over 33 years aiding the poorest people on earth, less than $2/day in income, in Pacific Asia, Africa, Central Am. and Southeast Asia leading development projects.. And, as a Black American, I take pride being a unicorn breaking into the US food industry, lifting Black farmers into once prohibitive markets beyond the bigotry of centuries old systems. What might have you done to uplift the lives of the marginalized? You should not so quickly denounce those who are older who are allies to the cause; you're going to need all the help you can get.

[@Pens4Life85]

@@mikebrown-ic3ge I had a whole response typed out, but when I kept thinking about you capitalizing 'black' I knew I had zero interest getting wrapped up into a dialogue. I'm just simply not your audience for it.

[@blindbubba]

@@Pens4Life85nah, you were a random doucher. L

[@KatoTheKing]

I’m 31 (a millennial) and I make 37K a year. I have no kids. I’m living proof of what he’s talking about. I can’t afford an apartment that’s not income based and those are few and far between. And when I find some, the waitlist is over year long. I’m going back to school in the fall but a lot of the time I feel like I’m so far behind in life, it feels like it won’t even matter by the time I’m finished. Anyway, it’s nice to see someone from an older generation acknowledge the hardships going on and not just saying “young people don’t want to work.” I started my first job when I was 18 and I’ve been working and getting underpaid ever since. It’s scary. Especially once you hit 30. I’m praying for all my generation and the generations after experiencing the same thing.

[@Blood5kull]

I am in this boat too. I'm 25, will be 26 in a few months, and I'm sick of working at a gas station while all the people I love moved on. Still live parents, but saved a lot of money where even if i have this as a lifeboat, I am still afraid of something going a rye. Even when there are jobs that pay slightly better, its almost harder to get due to the restrictive requirements to apply for these jobs, where I almost crave to have extreme hardship jobs, easy to get in, where it would cost my life for an affordable living. I don't want to work for the rest of my life to a job I don't enjoy and still have to pay to live just to get by. It feels like this shame is just overflowing me because I am unable to do the things I desire, and it frightens me.

[@guyfromdubai]

I was making about that much at 29 but couldnt take it anymore, thankfully had parents I could move back in with for a couple years to figure something out. Ended up going to a web dev bootcamp and my first job started at the same amount as before. Now after about 3 years in the industry and moving jobs a few times im on double that. Still not where I want to be but theres always something else you can work towards that have better returns in the future

[@rhythmandacoustics]

Do not go to school. Go become an apprentice.

[@GChuk]

Brutal! I think one of the biggest "life hacks" is having people in your corner cheering you on and helping to identify your value. School may help! A mentor in a field you're interested would be amazing if you can find one! I'm rooting for you!

[@thegreat9481]

Wishing things go well for you. Don’t give up

[@Benjaminarmstrong684]

If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.

[@erikanderson1402]

This is all brain-dead nonsense

[@Riggsnic_co]

Our economy struggling with uncertainties, housing issues, foreclosures, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.

[@Ashley186fre2]

right now, the US dollar is losing value because prices are going up, and other strong countries are starting to use their own money more. Many people still like the Dollar because they feel it's safe. I'm concerned that my retirement savings of around $420,000 might lose value because of these things and more. Where else can we put our money to keep it safe?

[@Jamessmith-12]

Exactly why i enjoy market decisions being guided by a pro , seeing that their entire skillset is built around going long and short at the same time both employing risk management and market experience , been using a portfolio-coach for over 2years+ and I've netted over $3million in that time frame.

[@kevinmarten]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@kevinmarten]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@notsosuavemate]

It’s all planned

[@Tipping-Point88]

I’m pretty young and just started my portfolio with around $80K. Dividends drew me in right away! Slowly trying to create significant passive income and manage my Stock Portfolio. how do I invest to deal with markets ups & downs

[@Eugene-m2v]

It's wise to seek expert assistance when beginning your financial portfolio. market is volatile, so professional guidance is so important..

[@Marquez919]

Having an investment advisor is the best approach to the stock market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.

[@ashey-l3y]

Hey friend, How can I work with your Fiduciary?

[@Marquez919]

*Marissa Lynn Babula* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Armstrong741]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@leondonald]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

[@Martina-Alan]

The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.

[@DallisonScramosin]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

[@Pamela.George]

How can I participate in this? I aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@DallisonScramosin]

Credits goes to " Vivian Jean Wilhelm " one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@Pamela.George]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@dackerman123]

The most appealing part of Scott Galloway is how much humility he has. Fellow men, please take notes

[@Thewillpowereffect]

I’m sure that’s taken a lot of time.

[@stocksxbondage]

It’s refreshing hearing a successful person list their failures. He’s not convinced he’s this higher being!

[@guy12327]

You can´t rush time and experience. Young men need to be bold or they are too timid. Noone wants a wuss at that age.

[@Macheako]

Dude I don’t even know you and you over here telling me to take notes??? 📝 😂

[@ryanwilliams989]

In light of the ongoing global economic crisis, it is crucial for everyone to prioritize investing in diverse sources of income that are not reliant on the government. This includes exploring opportunities in stocks, gold, silver, and digital currencies. Despite the challenging economic situation, it remains a favorable time to consider these investments.

[@BiancaSherly-qt6sb]

The pathway to substantial returns doesn't solely rely on stocks with significant movements. Instead, it revolves around effectively managing risk relative to reward. By appropriately sizing your positions and capitalizing on your advantage repeatedly, you can progressively work towards achieving your financial goals. This principle applies across various investment approaches, whether it be long-term investing or day trading.

[@hunter-bourke21]

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

[@maggysterling33254]

@@hunter-bourke21I actually subscribed for a few training courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?

[@hunter-bourke21]

Definitely! All of this happened in less than a year after *Gertrude Margaret Quinto* told me what to do. I started with less than $100,000, and now I'm about 17,000 short of having a quarter million dollars.

[@TheresaAnderson-kf5xw]

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

[@AdrianButler86]

I love this guy. He's intelligent, witty, funny, wise, sincere, humble and honest. 😂 hard when he just so casually said "i had my fairshare of alcohol and drugs" thats the kind of honesty and display of imperfection that we need more of in all of humanity. We are all people and we all have and had problems. Its not all sunshine and rainbows all the time.

[@MaxPaint-c8m]

He is ignorant and arrogant and out of touch

[@RealWorldFinanceReactions]

@@MaxPaint-c8mI’m curious what gave you that impression?

[@Ethan-bu2zy]

@@MaxPaint-c8mI agree. His statement about not paying enough taxes is just stupid. Nothing prevents him from writing a larger check to the government anytime he wants. Also, his statement about young women are “killing it” because they are all going to college and getting the best jobs. Fast forward 20 years and we are going to have an epidemic of unhappy crazy cat ladies upset at the world because they were sold the bill of goods than feminism would solve all their problems. Young men really do have it the worst. Society has basically shit on them for the past 20 years or so and told them they were unnecessary. Here’s my advice to you young men- instead of spending your 20s doing drugs or alcohol or being depressed, go work on yourself- get a job, learn a trade/ new skills, get in the gym regularly. Live beneath your means. When you start earning more money start a Roth IRA and contribute every month (time is your friend here). The key is to work on becoming the best possible version of yourself. Surround yourself with other goal-oriented individuals. Remember- Comparing yourself to others is worthless as we are all on a different journey. If you do this you will be surprised at how many positive changes happen in your life. There is no short-cut to success. One must do the hard work to get it. Stop whining about how life isn’t fair (it isn’t), embrace the suck and get on with creating a life you will love and be proud of.

[@BiffJohnsonIII]

@@RealWorldFinanceReactions because the boomer pushed the clot-shot and "global warming" narrative on young people

[@TheMeanGirlz]

@@RealWorldFinanceReactionshis skin color. 🧌

[@tonysilke]

One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.

[@Nernst96]

You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@PatrickLloyd-]

That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

[@PhilipDunk]

I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.

[@PatrickLloyd-]

'Amber Dawn Brummit' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@PhilipDunk]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@austinbar]

Invest judiciously, keep a stop loss figure. Shuffle between debt and equity wherever the ratio goes too off your target. As for the target, I recommend a Ratio like this Debt % should be equal to your age in years. If you are 20, debt is 20%, reset in equity. If the market falls or rises drastically, your debt % will change, which you should rebalance to 20% and bring back equity to 80%. Thus you would have bought low or booked profit depending on if it was a crash or a bull run.

[@rogerwheelers4322]

Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.

[@joshbarney114]

I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

[@FabioOdelega876]

I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

[@joshbarney114]

Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@FabioOdelega876]

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Marisa Breton Dollard up and send her a message. You've truly motivated me. God's blessings on you.

[@CameronFussner]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.

[@williamDonaldson432]

It's important for investors to exercise caution with their exposure and be mindful of new purchases, particularly during times of inflation. It's advisable to seek the guidance of a professional or trusted advisor, as high yields in this economic climate can be challenging to navigate.

[@CharlesArthur-fq5sx]

Wow, this is excellent! As a beginner, keeping up with all this information can be challenging. How do you stay informed? Are you an experienced investor?

[@BernardFrederick-tk7un]

I stopped trying to predict market outcomes based on chart studying after 5 years of uncertainty. Not having a mentor caused me 5 years of pain. I learned to follow the market's direction and keep it simple with discipline.

[@foreverlaura-fq4eu]

@@BernardFrederick-tk7un Please pardon me, who guides you on the process of it all?

[@BernardFrederick-tk7un]

The advisor that guides me is Sharon Ann Meny, most likely the internet is where to find her basic info, just search her name. She's established.

[@moons_mind]

As far as building character for success I think the most important things I've found are: 1. Creating value for the people I meet (There is always a way to create value) 2. Then I tend to that relationship like a garden where the relationship starts as a seed but eventually blossoms when I need help later 3. The fuel to help that garden grow is by creating positive emotion like Scott said, so that every time someone thinks of you they remember how you made them feel (I avoid negative emotion at all costs) It's not about what you know, but much more about who you know nowadays. I literally have job hopped to larger and more successful companies just by networking. That networking is only possible by building and tending to relationships. Also just throwing as much money as I can into the S&P 500

[@NateDohDoubleGee]

This is interesting - can you expand on creating value on people you meet?

[@moons_mind]

@@NateDohDoubleGee that's a great question and I had the same one when my mentor first taught me this haha. Basically look at it like this: Every single person whether they're young, old, rich, poor, black, white, (you name it) has day to day issues they're struggling with. To put it simply, everyone has problems. Where you come in is you can offer to help those problems even if it's doing something really small. For example, a friend of mine I met at my last job was laid off. I, by chance, had also been looking for a new job and had a list of resources I already compiled for myself. I asked her if she had any interest in seeing my list and sure enough she did. Costs me nothing and I know I get to make her day better. Maybe even one day when I'm in need she will return the favor. Does that help?

[@ligma543]

​@@moons_mindthank you

[@RR-et6zp]

nah, just build something that is value-able for others. You're way over thinking it

[@RR-et6zp]

@@NateDohDoubleGee nah, just build something that is value-able for others. You're way over thinking it

[@kevley26]

I think Scott misses the point about "Billionaires shouldn't exist"'. Its not that they are terrible people and don't deserve their wealth, the problem is that concentrating that much power in one individual, no matter their personal qualities is disastrous for society and undermines democracy. Many of the problems Scott is concerned about have their origins in us having a system that concentrates power in so few hands.

[@Pens4Life85]

I have to say I fundamentally disagree with you. Respectfully. Billionaires don't "deserve" wealth if it comes at the expense and exploitation of like 140,000,000 people. Come on. We need to have a moral middle ground economically that's sustainable for everyone.

[@kevley26]

@@Pens4Life85 I also think no one can really "deserve"that much wealth, the point is though its not about whether they are good people or not but rather the impact on the rest of society.

[@clayton4336]

​@Pens4Life85 wealth doesn't mean exploitation. I would agree with anything that protects against exploitation, but getting into deciding what people deserve is such a gray area and extremely dangerous.

[@Pens4Life85]

@@clayton4336 what people "deserve" is certainly nothing to do with fiat currency. People "deserve" human rights, dignity, respect, and certain inalienable freedoms. If I work 8hrs/day and make $85,000/yr, how many hours a day do billionaires work exactly? 1500? 2500? 10,000 hours per day? The current capitalism running and being promoted around the world is entirely immoral and unsustainable. Nobody ever gets wealthy all by their lonesome, that's a load of BS.

[@madog2226]

Its the fiat shit show, those closest to the money printers reap the benefits from the monopoly money and then they are incentivized to get closer to policy to keep printing the fake money! If money was backed by gold still thus crap wouldn’t be the same

[@cloudyblaze7916]

I'm a young investment amateur with a portfolio of 40k but it's hard for me to build confidence. I want to invest another 20k over a one month span, but I want to be strategic about doing it so I can grow more and not stay stagnant. Any stock suggestions?

[@albacus2400BC]

Not offering any particular advice, but I can assure you that it's not as hard as many people think it is. Ordinary investors lack the requisite level of diligence, so having a financial advisor on board is usually highly beneficial. In the market, this is how people generate enormous profits.

[@ericmendels]

I agree. There's a lot of potential in the market. My friend introduced me to a financial advisor in 2021, and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream to start a restaurant in New Jersey.

[@mohican-jx6fx]

That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?

[@ericmendels]

*Sharon Lynne Hart* is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@FeelMyTruth]

Thank you for the recommendation. I'll send her an email and I hope I'm able to reach her.

[@Susanhartman.]

We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

[@mariaguerrero08]

Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

[@mikegarvey17]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst

[@ThomasChai05]

@@mikegarvey17Could you possibly recommend a CFA you've consulted with?

[@mikegarvey17]

My CFA ’Izella Annette Anderson’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@Grace.milburn]

Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.

[@Brokennbutnotdone]

I’m 34 years old and I am just starting to invest for the first time in my life. I have started contributing to my 401K and opened a Roth IRA with automatic contributions. My question is, does asset allocation even matter early on, or am I just overthinking this?

[@ArmandoPerez-j7s]

There’s a lot to decide on… How much do you want to carry in international, small value, bonds, etc. Most times it is better to just delegate your day-to-day investing to someone of great expertise

[@ChrisYoung-i2i]

Couldn't agree more, investing with the help of a financial advisor set me up for life, retired as a millionaire at 55. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. But if it wasn't for the covid-19 lockdown, I wouldn't have supplemented my income with stocks and alternative investments.

[@HalleBBB]

good gains! who is this professional that guides you please? enthused about investing for my eventual retirement but don’t know how to go about it, for now I only invest in my 401k through my employer and gains are quite slow

[@ChrisYoung-i2i]

CELIA KATHLEEN MARTEL is the licensed advisor I use. Just google the name and you'd find necessary deeds. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@HalleBBB]

I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you

[@JosephMartin7226]

I'm curious about the greatest investment prospects right now. I read certain perspectives, but I soon learn that these opinions are meaningless because the stocks they mentioned took a completely different turn.

[@michaellaw321]

stocks are overrated now. buy gold,5% in crypto. rest in cash and wait for the stock/property/land price to crash but them after it stops dropping for 7 - 12 months at the bottom.

[@cesarmurph]

It's all about finding the right moment to take advantage of and generate colossal profit, which is why you need to do your research

[@thomasbetts01]

Proper research, good analysis and luck is what you need to make profit in this constant market decline.

[@theTeslaking]

I concur. In light of individual experience working with a financial adviser, I presently have $1m in a very much enhanced portfolio that has encountered dramatic development. It's not just a matter of having money to invest in stocks. you also need to be knowledgeable, persistent, and have strong hands to support your investment

[@iamlaurenmoe]

Please who's this advisor that guides you?

[@susanrosegale6646]

I've been following Scott for a while now and it is great to see him get more attention with the younger generation. His message is solid, and he is saying what no one will say from my generation will admit - and that needs to be said. Stop beating up this generation, it's the only hope we have as a nation. Well done Scott!

[@DebbraMadrid]

I am at the beginning of my "investment journey", planning to put $400K into dividend stocks so that I will be making up to 15% per year in dividends. Any advice?

[@Olea-i2d]

Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.

[@Olea-i2d]

Jennifer Leigh Hickman is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@PauleAraiza]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@luis440_6]

Seems very fishy, the big dividend aristocrats only pay a few percent in dividends per year. If you put your money into a big dividend ETF (a passively managed fund), such as, for example, the Vanguard FTSE All-World High Dividend Yield, you would get about 3%. How did you come up with 15%? Did you find that out by yourself, or did someone approach you with this information? If it's the latter, keep in mind that many people in this business who approach you first will always put their interests first, if not try to scam you.

[@litical3719]

Check out bonds , and cd accounts. Lower rate of return 3%-5% but the returns are pretty much guaranteed because your loaning to a government or big bank. a great way to make sure even in the worse of times some of your money is earning more money.

[@AMcGrath82]

I was not prepared for this much real talk all in one place, holy shit. I definitely need to hear more from you and Scott. Thank you.

[@tyranmcgrathmnkklkl]

My last name is McGrath too. What's up, Uncle.

[@LIGHTandPEACE]

😂​@@tyranmcgrathmnkklkl

[@terrapinflyer273]

He has a TED Talk that's quite good too.

[@mylittlepwny3447]

At 30 i switched from dead end sales/retail jobs to the trades. Now a few years later ive finally surpassed 6 figures. Dont be comfortable. Keep job hopping. Dont stop looking for new opportunities.

[@andresgonzalez-pg7kj]

trades suck ass

[@robbielanoue2690]

I came from poverty, being raised by a single dad. I became religious at 15 and church culture helped me learn to not gossip and be generous, etc. The strict rules around being loving and caring and at least outwardly pleasant has served me well. I've since left religion behind but I have benefited so much in my life by being encouraging and kind and helpful to others. Some of that is personality - it is natural to be kind and not speak badly about others. I think this, more than my intelligence or work ethic, has contributed to opportunities I've had more than anything else. Being the kind of person people feel safe with is an incredibly helpful asset because people are willing to share their ideas and resources to help you. People want to see a nice person win and some people will even help you along your way.

[@patriciamoore51]

I have found this to be so true. I agree 300% with you.

[@patriciamoore51]

Few ever write this. It’s a book in itself that good start an incredible movement. Thank you.

[@Pens4Life85]

Cool story bro

[@robbielanoue2690]

@@Pens4Life85thanks

[@robbielanoue2690]

@@Pens4Life85 thanks

[@Seanpfree]

So eloquently and perfectly put. 35 years old 77 bids in middle tn for our first house all outbid by cash investors. We've given up and come to the realization we're unable to afford starting a family.

[@kty3727]

Just look at the leadership of the two parties. All in their 70s and 80s. Any wonder why they don't look out for our generation's interests?

[@jercasgav]

You really NEED to leave the popular areas to live. My hometown was Denver, CO, but it became insane starting around 10yrs ago as people kept moving in droves like they are now in TN. When we sold our teeny 832sqft single family starter home we bought in 2008 in 2017, there were a bunch of offers on the table hours after the house went on the market. We weren't able to stay in Denver because we had the same bid war issues, and it was just too pricey for comfort even with the equity we gained on our first house. All we had to do was move 2hrs away from Denver to an area in Colorao that is a bit less populated that isn't considered "trendy", and we didn't have the bidding war issues, and the cost of housing is quite literally 1/3 of Denver's!! We have the same wages we made in Denver as the wages are state wide for many companies, but our house is much larger, much cheaper, and we pay so much less living here. There are lots of decent little towns all over the USA that are WAY more affordable simply because they aren't "trendy". BTW where I live now is actually nicer than Denver, esp what Denver has become...lol...the irony of it all! Go off the beaten path to find a home!

[@tuckerbugeater]

@@kty3727 It's way more complex than that. Who says anyone cares about you and your wellbeing?

[@nsiebenmor]

There's a third party candidate. Maybe it's times to look at other options if you're brave enough.

[@stevechance150]

​@@tuckerbugeaterI believe we are all in this together. You sound like one of those "every man for himself" kind of guys. In prehistoric times, you would have been banished from the tribe, just like the sociopaths.

[@klauseba]

My grandfather worked as a train conductor all day every day and in his free time sold tomatoes in the capital far away. He was able to buy big apartments (3-4 rooms in the middle of the city) all 3 of his kids and also a villa with 2 garages and a swimming pool in the heart of the city in east EU. Try doing that nowadays... In the past you didn't need experience/degrees. Nowadays I look at programming jobs and every year they raise the bar of requirements for entry level positions. It's obvious we're competing on a global scale against each other, not locally like it was 50+ years ago. Now it's not just you vs your class mates, it's you vs 1.4b indians, 1.4b chinese, 750m europeans competing for a remote job, and sometimes you vs billion dollar companies or older rich as fk people competing for an entry level house. Good luck!

[@shellylofgren]

For boomers and senior citizens, the current market and economy are unnecessarily harder. I'm used to simply purchasing and holding assets, which doesn't seem applicable to the current volatile market, and inflation is catching up with my portfolio. My biggest concern is whether I'll survive after retirement.

[@shellyhayn]

Just buy and invest in Gold or other reliable stock , the government has failed us and we cant keep living like this.

[@Trevor_Morrow_LTD]

that’s some interesting numbers, mind revealing this person guding you ? he/she must be a seasoned advisor

[@Trevor_Morrow_LTD]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@nutech1810]

Yall ruined it for everyone, so enjoy

[@mdw9487]

Diversification is your friend, and invest in different things other than the stock market. Bonds are a good start, and if you're close to retiring, annuities are a good place to look.

[@Elijah-e6v]

Thank you for recommending Sarah Jennine Davis on one of your videos. I reached out to her and :nvesting with her has been amazing.

[@anilhettiarachci8467]

Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!

[@สมรักษ์อินทร์ตา-ม7ฑ]

Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my portfolio and plan my retirement

[@Elijah-e6v]

@@สมรักษ์อินทร์ตา-ม7ฑ Sarah Jennine Davis is strongly recommended. When you search for her on your browser, you should most likely find basic information about her.

[@วิทยาคงกะพันธ์]

​@@Elijah-e6vHow do I access her ? I really need this

[@Elijah-e6v]

+156

[@aritalkstech]

I have never felt so seen. The gaslightung from a lot of older generation encouraging us to just work hard is disheartening. This is extremely helpful as I approach 30 and set my personal goals.

[@DCI-Woodwork]

Because they don't fucking grasp the difference between our money and theirs. My dad started telling me once I got over $20/hr that I made more than he ever did. But your $15 an hour less is now worth more than my $20ish by far.

[@Madchris8828]

Working hard ia cool and all, but finding a truly leverageable skill like Scott says is an actual ticket to wealth. Seen it quite a few times

[@coolben854]

"Empowering young people to defy financial odds! Investing in the financial market can unlock wealth and prosperity. Educate yourself, diversify your income, and invest in your future. Break free from financial constraints and build a brighter tomorrow. Wealth creation is within reach - start now and secure your financial freedom!"

[@face2lune]

I agree with you and I believe that the secret to financial stability is having the right investment ideas to enable you earn more money, I don’t know who agrees with me but either way I recommend either real estate or bitcoin and stocks..

[@rougeur]

I keep wondering how people earn money in financial markets, i tried trading on my own made a huge loss and now I'm scared of investing more…

[@coolben854]

@@rougeur Understanding your financial needs and making effective decisions is very essential. If I could advise you, you should seek the help of a financial advisor. For the record, working with one has been the best for my finances...

[@rougeur]

I’m Glad i stumbled on this. Please, if its not too much of a hassle for you, can you drop the details of the CFP that assisted you and how to get in touch….

[@coolben854]

@@rougeur I get guidance from *Susan Tori Davis* Most likely, the internet should have her basic info..

[@kortyEdna825]

The current market/economy is unnecessarily tougher for boomers/senior citizens, I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.

[@brucemichelle5689.]

Just buy and invest in Gold or other reliable stock , the government has failed us and we cant keep living like this.

[@NicholasHarmon-ow3jl]

Yes, gold is a great investment and a good bet against the devaluating dollar, been holding some for awhile now, I’m grateful my adviser’s moment by moment changes in the market are lightening quick, cos who know how much losses I would’ve had by now.

[@KaurKhangura]

I envy you, I’m still trying to recover from losses I incurred in 2021/2022, who is this investment adviser you work with, I’m intrigued and I could use some quality guidance

[@NicholasHarmon-ow3jl]

My CFA ‘’Aileen Gertrude Tippy” , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@KaurKhangura]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@markgisborne8482]

As someone who is under 40, and ELECTED to local government. You are 100% correct about the cost of permits and the barriers to housing. There is constant push for us to "preserve our neighborhood character" by embalming it with regulations. Whenever more property restrictions are proposed, it is marketed that "the developer" will pay the costs, rather than the existing taxpayers. So the next generation is burdened with the costs and barriers, and the "grey tsunami" that pushes for it don't have to pay for it? I don't think the solution to this problem (local government permits) is more diverse taxation at the local level, but to reduce the amount of permits that are required to pursue economic development on their own property.

[@pervasivedoubt150]

Are there any particular types you take issue with? We should be able to shape our towns and cities to prevent harm to others and support infrastructure that works best for everyone without all this personal greed affecting the process, so I’m curious if your thoughts

[@philipdamask2279]

Regulations and fees have added an unnecessary burden to the cost of homes that first time buyers can afford.

[@Theaverageazn247]

@@pervasivedoubt150 SFH. Nimby stop building in the game of keeping the character. This stops new people from moving in and make property values go up for existing people

[@nicolle_2944]

​@@Theaverageazn247would you rather as a young person be able to buy a home with a backyard for yourself to enjoy, future children and maybe a dog, or live in a unit?

[@tylerkronebusch5642]

Thank you for sharing. To be honest, it is genuinely wonderful to hear people recognize problems but then approach some solutions with a focus on positivity and hope. Really hope this gets traction and spreads. Truly a trend the world around us could use right now.

[@tesskansas]

New faces and voices.

[@kevley26]

Scott is definitely right about us having the hard part figured out. The US is exceptionally wealthy and many countries around the world struggle incredibly hard to reach the same level of development. Yet, we are stabbing ourselves in the foot through simply bad policy choices where we already know what would fix the problems. From wealth inequality to healthcare to the housing crisis we already have known solutions to these issues. The problem is that we have a broken political system that is simply not implementing them.

[@silvertone1]

I'm in Canada and no joke...just due to our healthcare and welfare...life is so easy for everyone. We have nobody truly suffering like i see when i go into the usa. Even the poorest can find a home and eat...and healthcare is always the same deal birth to death.

[@RigelOrionBeta]

Thing is, we don't have the hard part figured out. I don't think technological progress is hard. It's actually incredibly easy if you don't care whatsoever about anything else. Which is the situation we find ourselves in. We have an economic system that allows the rich to get richer. We have an economic system that prioritizes rich companies getting richer. That makes technological progress easy. The hard part is making sure the success that comes from that is distributed properly.

[@gorkyd7912]

@@RigelOrionBeta This economic system was the hard part. It took 2000+ years to figure out the exact thing you think is the problem. What you're describing is just feudalism. You think the right people are not getting enough money so you would put yourself on the throne and take from those who are rich and give to the people you think deserve it. You take all the technological progress for granted but I assure you it will all disappear when you start shafting makers so that your favorite takers can have an amount of resources that your mind thinks is fair. This is basically a divorce and you are placing yourself in the position of judge to decide who gets a family's money. The family is society. And when you take it all from the working parent and give half to the one you think works harder "at home" without getting paid, the working parent will stop working so hard.

[@tedm8492]

Scott I listened to your Ted talk, and now KZbin wanted me to watch this video and it did not disappoint. Great questions Kyla, and great answers by Scott.

[@tyul]

That rant was the best economic state summation I’ve heard to date

[@ptwon7136]

Seriously. I can't describe the relief I feel hearing somebody with the means to preach the truth reciprocating how I feel. We've been getting gaslighted by talking figureheads for far too long so this is very refreshing.

[@duketogo2616]

"You need to find something you're passionate about that you can be in the top 10 percent of that has a 90 percent employment rate". That's one way to phrase it. Another way is that 90 percent of people who try that will fail to achieve that goal. It shouldn't be that hard for the average Joe to make it. The system is broken. My goal is no longer to spend that much effort marketing myself to prospective employers but rather to focus my efforts on arbitrage opportunities and exploiting market inefficiencies and using that to build my wealth. It provides nothing of actual value to the real world but has a much better ROI than those that do something valuable and essential. Better to be a worthless middleman leech in the current system taking a cut out everything you can than to be the guy making himself valuable to other businesses trading his time for money that gets rugged by being made redundant.

[@TheSpecialJ11]

I'm personally trying to do both. Day job is working hard in a well paying field (but no after hours work) and night job is studying up on investing and using the size advantage of being a singular person to find inefficiently priced small cap companies to buy.

[@UXtatic]

👍🏾.

[@Adventure-of-your-Life]

This is kind of sad but true... I've kind of known this since I was young that this was almost inevitable with the influence of the internet and coming A.I. It feels like there's no point anymore other than gluttonous consumerism to make you happy unless you're attempting to be the first person to travel to Mars. Then you might be able to afford a house.

[@mfhfreq21]

If you took passion out of that equation, the rest becomes a bit more manageable and realistic, but still...😊

[@OceanBlueKeys]

Such a cynical world view, but so true and rational in the current era of late-stage capitalism.

[@ReginaMcLauren68]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@StalinGrabovsky]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

[@SoledadUnai8]

Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.

[@PierreBailey3]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@SoledadUnai8]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@IsabelConchita]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing

[@EcomCarl]

his emphasis on mastering a skill and developing financial discipline as keys to wealth is both insightful and actionable. It's a timely reminder that true wealth is built through focus, saving, and living within our means, not just earning more. 💡

[@gagnepaingilly]

I began working at 18, strived and grew my portfolio to 600k by 33. Recently, lost over 30% and want to mitigate risks. Also, planning to buy a home soon and want my portfolio to grow to a 7-figure ball park so i can retire in 9 years.. What should I do?

[@84gaynor]

I don't think here is the place for personalized investment guidance. However, I suggest consulting with a reliable advisor like Azul to ensure appropriate retirement planning.

[@velayuthman]

De-risk your portfolio, shore up your core holdings, and take some profits while balancing your portfolio allocations. I’d also suggest you go with a managed portfolio, but even those don’t perform so well, so it’s best you reach out to a proper fiduciary to guide you, that’s what works for my spouse and I. We've made over 80% capital growth minus dividends.

[@kashkat987]

@velayuthman I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation??

[@efwfew]

she sucks dont go to her

[@RShaun]

Crypto!! Go all in! 😂😂😂 Congratulations on your success!

[@howardcain6122]

This guy is very sound. I like when he said don't talk bad about anyone. Positive emotions.

[@Matanumi]

Its smart cause you can see how nasty people you think you can trust get when they talk shit about others

[@eschiedler]

I started with $0 at 27 and retired at 38 using Galloway's plan in the 90's-2000's well before Galloway wrote this... it works. But for many it is boring, no smoking, no drinking, no car, nothing fancy, living between rental properties, no furniture, no cars. Etc.

[@hadtosaythis]

you also had more disposable income at the time. wages adjusted for inflation have gone down consistently since 1981. and that rate is growing faster. that being said... stocks are amazing and im also doing that and im doing way better than most people in my demographic... but in the 80s it would get you a yacht, in the 2000s it would help pay off your mortgage, and today... saving like crazy will get you a 5 digit lump of cash you cant do much with besides buy a depreciating BMW

[@198746779838]

How much did you retire on?

[@c.f.okonta8815]

How did you go from 27 to 38 and retire within the space of 11 years. That’s nuts

[@DisposableSupervillainHenchman]

I simply don’t believe that you started with absolutely nothing and in just a decade had the ability to retire. You’re leaving out some key information here.

[@Whatthellisthisthing]

You retired in a tent?

[@bubbabunny4258]

My parents bought a house 30 years ago for $170k in a nice neighborhood. Now the average cost in that neighborhood is $1 million. These houses are built in 1950. I am now 40 and can’t afford any of those houses. I am consider middle class income. I am now saving retirement money for my daughter who isn’t even 2 yet because I worry about what you said for her future,

[@Bradimoose]

I work in high net worth insurance and see the yachts, multiple homes, and lifestyle these people can afford. I'd say the majority are over 60 and have unbelievable wealth.

[@DisposableSupervillainHenchman]

Imagine the horror of those people having no yacht and only two homes so that others might have a home of their own. What a disgusting concentration of wealth.

[@gorkyd7912]

@@DisposableSupervillainHenchman The ultra rich buying yachts are funding many, many people's careers and homes.

[@everythingwave]

At 11 minutes. That pause. I have so much deep respect for Professor Galloway. He didn't bullshit her. He is being honest.

[@romoore2094]

He's honest but pro big govt. More govt means less freedom. If you open the markets to competition you give the people choices and it'll naturally weed out the bad actors bc ppl won't use those services that are too expensive

[@irishScott2]

@@romoore2094 We had that, it's called the beginning of the industrial revolution through the early 20th century, and it categorically sucked. What happens is every industry gets a monopoly, which then suppresses competition and abuses the populace. It's only "more government" that prevents this from happening by breaking up companies when they get too large. Also OSHA for safety regulations so you don't die in an avoidable industrial accident, modern building codes so you don't burn alive, unemployment and retirement benefits so you don't literally starve to death in old age, environmental regulations so your water is safe to drink and food regulation so your food is safe to eat. You would hate the world you describe, and the only reason you yearn for it is because you haven't experienced it and probably avoid studying economic history because it's "boring". Read up on Company Towns in 1800s West Virginia, that's what you're advocating for, and the coal miners literally went to war over it at the Battle of Blair Mountain.

[@misterthomas123]

​@@irishScott2 Large corporations disproportionately influenced the government in 1900 like they do today. Back then when American workers striked for better conditions, the "job-creators" convinced their government friends to send in military forces to break up strikes. The fight for unionization in America was brutal, and the government had the corporations' backs until Teddy Roosevelt became President. Backdoor government deals for competition-killing laws and subsidies only fuel monopolies. Monopolies seem inevitable in a competitive environment, but breaking them up doesn't change much either. What's the difference between John Rockefeller owning one large oil company worth X dollars, as opposed to him owning 34 small oil companies totaling the same X dollars? I'm personally grateful for things like work safety regulations and building codes, but ultimately it should be recognized that government is the worst kind of monopoly: a monopoly for legalized violence. If we must have a monopoly for legal violence (and I'm not sure that we do), do you want it to be big or small?

[@misterthomas123]

@@irishScott2 Large corporations disproportionately influenced the government in 1900 like they do today. When American workers striked for better conditions, the "job-creators" convinced their government friends to send in military forces to crush strikes. The battle for unionization in the US was brutal, and the government had the corporations' backs until Teddy Roosevelt became President. Cigar room-backdoor government deals for competition-killing laws and subsidies only fuel monopolies. Monopolies seem inevitable in a competitive environment, but breaking them up doesn't change much either. What's the difference between John Rockefeller owning one large oil company worth X dollars, as opposed to him owning 34 smaller oil companies worth the same total X dollars? I'm personally grateful for work safety regulations and building codes, but it should recognized that government is the worst kind of monopoly: a monopoly for legalized violence. If we must have a monopoly for legal violence (and I'm not sure that we do), do you want it to be big or small?

[@misterthomas123]

@@irishScott2 Large corporations disproportionately influenced the government in 1900 like they do today. When American workers striked for better conditions, the "job-creators" convinced their government friends to send in military forces to break up strikes. The battle for unionization in the US was brutal, and the government had the corporations' backs until Teddy Roosevelt became President. Cigar room-backdoor government deals for competition-killing laws and subsidies only fuel monopolies. Monopolies seem inevitable in a competitive environment, but breaking them up doesn't change much either. What's the difference between John Rockefeller owning one large oil company worth X dollars, as opposed to him owning 34 smaller oil companies worth the same total X dollars? I'm personally grateful for work safety regulations and building codes, but it should recognized that government is the worst kind of monopoly: a monopoly for legalized violence. If we must have a monopoly for legal violence (and I'm not sure that we do), do you want it to be big or small?

[@carlholdt1042]

Thanks for all this. Unfortunately I don't see anything changing. Broken governments are trying to fix broken economies by breaking them further

[@Bai_Su_Zhen]

They are not trying to fix anything, they are catering to boomers and gen X

[@Erico9001]

Income disparity is a precursor to all societal collapses so far, so... it'll bite them in the butt one day or another... maybe when they have nobody left to deliver their amazon packages because nobody wants to brave the droughts produced from their carbon emissions

[@ThomasLupton]

Yes I’m 62 and have felt the impact of what he talks about here for most of my life. Only began figuring some things out in the past 10 years

[@merrytunes8697]

Things like what have you figured out?

[@DetectiveMikeHunt.]

Yep most of us see the problem only when it starts effecting us personally. Luckily there are people like Scott who aren’t directly effected but still acknowledge the problem

[@coolbeans9173]

This interviewer did an amazing job! She asked very good questions in an articulate was and listened very intently. You can tell she has a very good head on her sholders.

[@Patriciabanks5]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

[@carolpaige2]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $500k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

[@emiliabucks33]

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and I return at least $30k ROI, and this does not include capital gain.

[@Johnlarry12]

Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

[@emiliabucks33]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’CAROL VIVIAN CONSTABLE” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@Johnlarry12]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@barnabusdoyle4930]

Over the past decade or so there has been some of the worst financial advice ever out there on the internet. One of the worst I saw was telling people to rent a home instead of buy one as it’s cheaper in the long run. If you took that advice and rented, you are now in a situation where your rent has jumped by 30% in 2 years and you are potentially locked out of the housing market forever

[@koltoncrane3099]

That’s a lie. Hyping up the lie is wrong saying people will be priced out of real estate forever. Even real estate investors are preaching that non sense. Look if real estate really always goes up that would mean real estate in Cairo would be far more expensive then anything in New York City, Tokyo etc. But real estate doesn’t just go straight up forever. Real estate is up in the U.S. cause the federal reserve that’s privatelyowned bought 2.7 trillion in mortgages and kept rates low for 40 years especially artificially low the last two decades. No freaking way do we have free markets when government bonds have negative interest rates or yields like we saw the past decade. Eventually bubbles will pop they always do and assets will adjust in price.

[@barnabusdoyle4930]

@@koltoncrane3099 The housing market changed the minute equity funds decided they wanted to go into the rental market. They have such deep pockets that it’s very possible that current home prices are the new floor of the market. If there becomes a wave of foreclosures, they will be right there buying up tons of inventory and outbidding everyone else. Add in the possibility of interest rates staying even around 5%, and home prices don’t need to go up more to keep them out of reach of normal people, they just need to stay where they are which is what they are doing. The current problem with the market is lack of supply. The most construction that has been going on is for permanent rentals. I don’t see anything happening to give us a large increase in supply of homes anytime soon. Do you?

[@Live4G4ming]

Insurance and taxes also been going up, not arguing your wrong just thought you missed that point also maintenance cost hits fast and hard when you least expect it

[@thomasjpetracca2963]

​@koltoncrane3099 while I agree with your evaluation that we are in a real estate bubble, for many young people that bubble and their low salaries (relative thereto) will surpass their lifetime. Just as the earth constantly erodes soils, the exponential rate of improvement of technology will continue to levelize the worldwide equivalent salaries of low to medium skill workers. Comparing salary to home price ratios from decades ago to today have proven that it is close to impossible for 20 to 30 year olds to buy a home. Agreed....when the bubble bursts we should have a significant home price reduction in some markets but the bottom line is real estate is an asset and priced in US$. As the government continues the acceleration of dollar deterioration...homes will only get more expensive in US$ value. I don't expect business owners will be abke to boost salaries enough to compensate. While McDonalds can be forced to pay $20 per hour, typical, graduating non IT engineers, with massive school loans are not being paid much more than burger flippers. I have recommended to the young, to group together and buy a home together to get a portion of that asset and gain some protection from the government's redistribution of wealth to the ultra wealthy. A close second is to buy physical gold and silver. And if you're savvy enough...open a brokerage account and learn by paper trading, for the days coming to buy puts on the market indexes. We're not there yet but will be soon enough (just waiting for that first cut in interest rates).

[@lindamaag3541]

The Canadian elderly retired couple. The wife is Tina. When they advised selling your home and renting like they did was insane!

[@mr_0n10n5]

I'm one of the young people who did everything he was told to do in order to succeed and did those things and by all the metrics of society, I should be successful. But I'm struggling This is mad scary 😂

[@gorkyd7912]

If you want above-average results don't do what everyone else is doing which would be by nature average.

[@mr_0n10n5]

@@gorkyd7912 on paper, I'm doing about as well as my parents did when they were 30. I'm 21.

[@WynandMeyering]

Kyla Scanlon, the best advice of all advice ever given by any entrepreneur or business person in the history of the world: spend nothing.

[@JackM12345100]

Not sure what I was expecting but this was a great interview. We need more straight, honest conversations like this.

[@Paul-dorsetuk]

From the UK, what an excellent interview, thank you both!

[@alexander_sinclair]

"How to get wealthy" is exactly not the question to ask. "How to build a comfortable life" is a better question. We are partially in this position because of greed to begin with. People wanting to be "wealthy" has always been synonymous with them taking advantage of others. And that is why we are where we are today. War. Crime. Hate. Because nobody wants fairness. They just want selfishness.

[@patriciamoore51]

Exactly. I ask myself what things work for me, get quality, don’t need more. Good air, water, home-25k mobile, quality food (not processed), good people & Nature.

[@Carmel明慧]

My thoughts too. Tuned out of this after first few mins. Just more of the same soulless approach to life.

[@toddstiers3814]

micro-economics always trumps macro-economics - this is why we have Taxes, use them to fix the individual, selfish focus.

[@seriouslyyoujest1771]

Taxes are way to low for the Rich. and way to low for the young!!! Thank you so much for telling the truth!!! Our only child, and only grandchild will end up with the beach house, and San Diego with one of the best gardens I’ve ever designed, and get to enjoy today!!! I don’t want to hear Warren Buffet complain about how his Secretary pays more tax than he does. Tax his actual stock wealth!!! Not the little income he actually takes as a salary. It is intergenerational theft.

[@philipdamask2279]

All his wealth is invested in companies that average people do business with every day.

[@guy12327]

Scott Galloway is the greatest academic of our time. Actually speaks out on how we are ruining our youth, future and society for no good reason except for greed and narcicisssm. He shows how dishonest a big part of the higher generation ist.

[@jayd6813]

A few comments - when older people were young: - nearly $1T was not spent on the war industry annually, a complete waste and corrupt transfer of wealth from young and poor taxpayers to war industry execs - the US had not sold out their manufacturing base- the young actually had stable jobs to build a family (writing code for social apps doesn't make stuff) -there were morals and mores and faith - whether true or not, they create stability. Watch a sports add now: alcohol, gambling, and as of late, weed-centered talk show ads (a country with loser mentality).

[@ToddMagnussonWasHere]

Yeah. By moving industry elsewhere, its a psychology way of saying “we don’t want to be responsible for the future” culture. Two generations later, there are way too many broken ladders from a system where the entire foundation is sinking and cracking.

[@mikesteelheart]

Yup well said. Also not nearly as large a chunk of their wages went to welfare programs to help others feed their families while you can't even start one. America was pretty much always smoke and mirrors but I distinctly remember everything getting a lot trashier in the late 90's and early 00's (getting worse every year since).

[@ToddMagnussonWasHere]

Yeah, was in high school in the early 00’s, trashiness did ramp up back then. If it wasn’t Girls Gone Wild ads and MTV Spring Break with Brazilian string bikinis-amongst others Jerry Springer tier television and early “reality TV”, it was Iraq and WMD’s, boners and bombs. It was almost all boners and bombs. Maybe the occasional, “was it really the Middle East that did 9/11?” But for the most part it was all media silenced stuff on anything of truth, at least until Katrina and then the Great Recession. Mid/Old Millennials trying to rationalize being poor by being hipsters thrifting, pretending we weren’t absolutely fucked as a group…

[@STELLASCUTENESS]

Only someone who didn’t live through the Cold War or any of the previous wars could say we didn’t waste money on the war industry annually. The $1 trillion you quote is inflated, just like the value of your grandparents house.

[@katielowen]

Morals? Mm do more research about the 60s-80s my friend.. and yet wealth still grew exponentially regardless 😌💯

[@vilcheesey]

Just got his book, this is INSANE. Thank you for interviewing him.

[@talisikid1618]

That’s the problem. Wanting to get wealthy at everyone else’s expense. This needs to be restricted, regulated, and punished. Instead, cooperation, community and accountability need to be pushed and rewarded.

[@martinlutherkingjr.5582]

Less government will get you most of the way rather than trying to further restrict markets.

[@that_heretic]

Our economic system rewards psychopathy and sociopathy. If you want to change these incentives you need to replace the people currently setting them.

[@Rob-me8vp]

I agree with him to a point: -young people are making poor college choices and going to colleges that are way too expensive but they are buying a big name, plush facilities and sports teams instead of just an education. -young people don’t have a bunch of roommates like in the past. I lived with 5 guys. It was cheap and fun as hell. -buying outlandish cars instead of a beater. -homes that are big and have a lot of amenities. Since the 1950s houses have gone from 1500 sq ft to 2500 sq ft. -additional services that weren’t there before ie phone cable etc yes many of these are necessary today but Netflix isn’t. -getting married later or not at all. Now you are paying for housing by yourself instead of splitting it with a spouse. Plus you’re getting taxed at a higher rate. These factors need to be included as well.

[@silvertone1]

@@martinlutherkingjr.5582 You are always talking our of your ass parroting the dumbest conservative talking points.

[@HelenSinger]

I feel the same thing about young people whose best option is to earn a living off YT...they sell a lot of junk and line the pockets of Amazon. Id rather see people rely less on tech to support themselves.

[@NewTXRealty]

Thank God I figured this out in my last 2 years of high school! No one cares about what you want to do. It only matters what can allow you to take care of yourself and your family!

[@herrickkimball]

This man speaks wisdom. I’m getting his book. 👍

[@stevechance150]

I watch all his videos on his channel. You should also check out Peter Zeihan's videos. Zeihan is less about stocks than Scott is. Zeihan is about demographics, global trade, and the Russia-Ukraine war.

[@Mr_Fairdale]

​@@stevechance150Zeihan makes some good observations on demographics but he face-palms a lot. Watch Sal Mercogliano debunk Zeihan's Jones Act video if you want proof.

[@gfizzle099]

This is the most measured, sharp and direct insight in to the modern world that I've heard for a while

[@andrewhart6200]

We are really shitty at cutting up the pie - because the rich cut up the pie! Please keep preaching - we need an advocate!

[@silvertone1]

Your comment is very ironic as I bought a pie last night, ate too much..and feel sick this morning.

[@balokurd17]

For young ppl : even if you're getting screwed doesn't mean you should not work on yourself instead of losing your time on social media

[@SamuelBarbour-qc3sz]

What I'm taking from this interview is: 1) wealth reflects virtue (and implicitly poverty reflects vice) and 2) government redistribution of income is bad.

[@regularbeaneater]

I took #1 as well. Yikes!

[@merrytunes8697]

Yeah, I don’t know if I can listen to all he said. I agree, you became a billionaire by taking a portion of someone else’s labor value.

[@matthewcaldwell8100]

Right, it's business theology larded in with conservative brainrot.

[@friarnewborg9213]

"WEALTH is a Whole person project" - nice line, that!

[@Welcome2It]

“You don’t need to find the needle in the haystack… just buy the whole haystack” that’s great

[@drewbucher4210]

If you liked that one liner -- look into the "Boglehead" method of investing. It's named after Jack Bogle, the inventor of Vanguard, who is also credited with the popularization of the low cost index fund

[@Erico9001]

I'd say that point just was not true though, like... statistically or mathematically. It just sounded good. You do need to put some thought into what you're investing in. Yes, don't put all your eggs in one basket, but don't have... a thousand baskets for a thousand eggs?... if that makes sense? Unless you want to get only like 3% back on average

[@Welcome2It]

@@Erico9001 I mean it is true. The VTI (vanguard total market index) beat most traders last year

[@SantinoDeluxe]

hes also talking about dollar-cost averaging when he mentioned his buddy at 10:00, so you get an ETF, you feed it monthly, it grows over 30 years... you never have to think about what, when or how to trade. you just need a strong savings muscle outta curiosity i did the math, $2k initial investment, $200/month, 30 years, 14% average annual growth = $1Millon ($75k was from deposits, the rest from interest)

[@Jm-Gonz]

Scott needs to set up a curriculum for the public school system starting at the 9 th grade level With additional courses for each year that is mandatory. My father started with next to nothing as a legal immigrant in 1958. He taught me all about income, home expenses, taxes, saving, investing at the kitchen table weekly growing up. He instilled all this knowledge in me because I was the male child but did not instill them in my sisters whom he expected to marry and that their husbands would support them. I retired at 57 and will never need to worry about money, my sisters will work until their late 60s at least, because he did not educate them on money management . We need everyone to have basic financial education in early high school

[@g2zeec]

The concerns are real. But nobody talks about how much more aware we've become about depression, education and how to develope wealth and how it all ties into the present economic situation. The results are further separation between the wealthy and the lower classes. As it has always been the case, life is about haves and have-nots. Education is still king to a better future.

[@Matanumi]

Education isn't the answer. Economic opportunity is. And some may be born to have access to neither even in America which is completely fucked

[@romoore2094]

Education has become a mind control scheme run by the leaders of our govt thru funding teachers unions. We need to separate those entities

[@romoore2094]

​@Matanumi so true. That's why so many wealthy ppl are not graduates of university

[@Ethan-bu2zy]

Life isn’t about haves and have nots, it’s about choices. How are poor Asian immigrants who work hard, save money and prize education and learning for their kids about to rise from the lower to the upper class within a generation? Choices matter folks. More than anything else.

[@ericklunalpz]

I’ve been recently weaning myself off social media and screen time in general and I feel my attention span improving. I struggled to watch anything past 10-15 mins without losing focus but I enjoyed watching and digesting this video!

[@RoommateWiLLE]

I am in my thirties and I feel heard by someone in an older generation. 🙌🏿

[@philipdamask2279]

A very interesting interview. Divorce is a disaster to the whole family, children included. Young people need to learn to live within their means and be happy. Learning how to help others is a good way to build friendships and relationships that build your circle of support and opportunity.

[@DanniKul]

To be successful you need to bring “certain amount of forgiveness, generosity, and love to your relationships”

[@that_heretic]

The part he left out was ... with your peers. You also need to be willing to exploit people for more than you pay them too. There's not a single seriously successful company (I'm talking the kind that makes a Bezos) in the US not exploiting someone in their direct employ or in their supply chain. Not one.

[@merrytunes8697]

If only it were this easy

[@DanniKul]

@@merrytunes8697 what makes it so hard?

[@jacobmansfield-go9fz]

That has nothing to do with success

[@DanniKul]

@@jacobmansfield-go9fz what exactly? The easy part?

[@markz221]

Incredible discussion. I’m 55 and I learned a ton. Thanks for the great content!

[@chipcook5346]

The best part of Scott's message is his emphasis on ending the weaponization of law at local, state, and federal levels against younger people and newer businesses. This means retracting government reach rather than adding programs to supposedly encourage. Unfortunately, for one thing, the young are up against sixty years of treating houses as investments rather than expensive consumer goods. The country has three generations for whom the house is the primary investment. Compound interest is a lovely thing -- unless you are on the other side of it.

[@matthewcaldwell8100]

Well it's a good thing entire generations aren't saddled with nondischargeable debt that compounds OH WAIT

[@LESSERFEW]

This was a much-needed conversation and Scott needs to be on the biggest platform possible to amplify his reach. Very intelligent, and I constantly walk away with more food for thought. Next up on the Joe Rogan podcast 🤞

[@samadrian1128]

The KZbin algo brought me to this episode. This is the first video interview that I have listened to with you hosting Kyla and I thought this was fantastic. You have brilliant questions and let the interviewee talk about their topic. At such a young age, you have great potential. Keep up the great content.

[@RonWolfHowl]

Crazy that I haven’t heard anyone say all this in one place, and with compassion more so than with anger. Great stuff.

[@bassjumpaofficial]

I love this guy, such a breath of fresh air 👍

[@frontier6937]

great points - agreed - when one is young, one has the energy and health to produce, and those are years to do it - to set yourself up for your later years, because as you get older, it gets much harder.

[@millionmichael3779]

What wisdom and a much needed reality check. Eloquently and honestly put. Thank you Scott Galloway. - from a 23 year old

[@Slattimirputin]

I love being able to learn from this and hear the older generation speak on it. Now how the hell to we bring this into action. seriously. It’s about time.

[@SoloSyndicate]

I love these two humans individually and am so happy to see them in a discussion together

[@ryanpatrickmcmullin6620]

Speaking of giving a compliment, this was an excellent convo and going to share with my siblings who have preteens

[@digitalstoic1]

Old man has really balanced perspective on finance and life in general. ❤️

[@darylgholson1754]

I'm grateful for this conversation because not enough people are talking about how to make real change for mankind. As if striving for euphoria is passe smh

[@SMALLBALLMANAGEMENT]

Love this Scott. Keep it up. I wish this could change. Thanks Kyla.

[@iquazar]

Probably the most eloquent description of the problems of today I’ve ever heard. Bravo.

[@brettreilly3005]

He's deep. Good shit.

[@adriansaw8329]

And straight to the point.

[@michaelkarajan]

language!

[@MaxPaint-c8m]

He is completely out of touch

[@Matanumi]

@@MaxPaint-c8m maybe only a little bit but what he says has merit

[@cantmakeaname11]

@@MaxPaint-c8mbot