How to get your finances back on track after a bad month

Hi! Fam, on today’s video I am sharing some of the things that help me get my finances on track after a bad month.
I hope you enjoy.
[Services I Offer]
1. Financial consultation & mentorship.
2. CV editing and review.
Email for more details.
Please don’t forget to Like, Subscribe, and Comment below.
[Social]
Instagram account: @NxumaloJennifer
[Email]
[e-mail] (please no spam emails)

[@mpumimntushe529]

Jen, I discovered your channel not long ago and also follow another financial content creator who works in banking who mentioned you as someone who inspires her financially. She even shared your details with everyone. So ke sisi you must know that you are making a great impact. Continue to do the beautiful work you do. It is going to take you far. Love you and your channel! Blessings to you.

[@JennNxumalo]

Hi! Mpumi, thank you so much Mpumi. I wonder who is the content creator, I think is Tlaly 🥹🥰

[@mpumimntushe529]

@@JennNxumalo Her channel name is Rich Aunt Hlonipha sthandwa sam, she's lovely and humble.

[@mohlatlhegomphasha5983]

Also the rich aunt mentions Jenn a lot

[@thamingobeni7075]

Reviewing your finances is one of the fastest ways to learn about your financial behavior. I get to notice and correct bad habits.

[@JennNxumalo]

I love what you said at the end “I get to notice and correct bad habits”.👌🏿❤️

[@leesam530]

Having a bad month can really derail ones plans, and for me having a budget buffer, and emergency fund, has truly been a game changer. Great content as always Jen ❤

[@JennNxumalo]

Totally agree! I love the idea of a budget buffer 🥰👌🏿

[@khumalolungile973]

Yazi monthly reset also makes me feel good. Seeing my debts reduce every month is so fulfilling. Kukhona la siyakhona njempela❤🤭

[@JennNxumalo]

Yebo maKhumalo, siyaphambili kancane kancane 🥰👌🏿

[@tisnesmabunda]

Thank you so much for this video. I was doing well with my savings but then something came up and me taping into my savings got demotivated and I felt like I will not recover. This is motivating

[@codeeleemvila1567]

You and me both today I made a payment towards my savings for the money I “borrowed” 😅kuzolunga

[@JennNxumalo]

I do that all the time, trust me you are not alone. But I have savings I do not touch and those I don’t feel bad using. You will start again.

[@JennNxumalo]

😅 I am always making repayments to my other savings, it never ends 😂😂😂

[@tlaly]

You warm my heart. You have a very wise attitude towards your finances. Being able to think like you is such a gift, there are people who lose it when finances don't go according to plan, you shared really good points there! Props to you for keeping it moving💪🏾, that's the way to go ❤. Your finances will certainly recover💞.

[@JennNxumalo]

🥹🥹 not you making me emotional in the morning as I am reading this 🤗🥰thank you Tlaly. Life is too short to hold on to things that have passed and can’t change.

[@tlaly]

❤️❤️❤️❤️❤️

[@HalaMthethwa]

Am basically having a bad financial year. Hopefully things will change next year

[@JennNxumalo]

Don’t write the this year off, it can still get better.

[@andilekuboni6850]

I am you, you are me 😢. But not giving up

[@emaransat3972]

Sorry for your hard time, keep at it one day it will all work out.

[@halalavunda8647]

Thank you Jennifer for teaching us to reflect back to what happened to our finances in that month.

[@JennNxumalo]

Its so important especially for learning and letting go👌🏿🥰

[@siduduzilezondo]

Yoooh financially I’m in shambles bakith but kuzolunga that I know 😊💐🌻. Thank you for ukusifundisa mama ❤️😘

[@JennNxumalo]

Some months can be very difficult, what I love is that it does get better 🥰❤️

[@triciakekana]

Definitely ❤

[@jenethseibes1512]

hi Jen, hi fam...ive been travelling with work and couldn't get the wednesday vlog😟 I got the notification but network was not that good to watch ,,, Imagine, i couldn't wait. just got back and caughth up now, thank for this video sometimes after a bad month it takes me really long to get back as everything gets out of control... this is really encouraging.

[@JennNxumalo]

Welcome back! Thank you for always making the time to watch in all the busyness, I appreciate that 🥰💐

[@FikileFikile-cp2no]

I just came across your videos 2 days ago and am gonna impliment your teachings this month starting with budgeting and money staffing, I pray I get it write and be consistent with it as am drawning in debts 😭but I still have hope that I will make it. Thank you so much please continue with your vlogs 😘

[@JennNxumalo]

Welcome to the fam, I love that you have already identified things that can possibly help you. You’ve got this.

[@_siledlamini]

This is the best place to be💯 I enjoy your content so much you're so informative❤️❤️❤️

[@JennNxumalo]

Thank you, thank you so much Slie👌🏿🥰💐

[@MillicentM]

Watching this after two bad months and hopefully to get back on my wagon ✨

[@JennNxumalo]

Don’t give up, it will get better 🥰

[@linzee298]

One of the biggest financial mistake I did was failure to review or reset. Thank God I met Jenn and I am slowly recovering financially ❤

[@JennNxumalo]

It helps me out a lot especially in learning from the previous months and letting go.

[@dimakatsomachetele5729]

And thank you for the beautiful content. Your content has allowed me to do something changes on my finances. So truly speaking, you doing amazing with your content. Thank you Jenny, keep soaring higher💓💕💞❤.

[@JennNxumalo]

Thank you so much for sharing!! It is motivating to hear that my content is helpful 👌🏿🥰.

[@thembisilemahlangu5084]

Hey deary 🥰 Another good one 👏. Reflect and KEEP MOVING 🚶. Thank you ❤️

[@JennNxumalo]

Hi! T, thank you so much for always showing up and commenting, I appreciate you 🎉🥰

[@siyamajay]

I really needed to hear this. I’m always so hard on myself after a bad month. Thank you❤

[@JennNxumalo]

We have to remind ourselves that we are not doing that bad.

[@emaransat3972]

My reflection times I normally run away from because I get very discouraged that I am not making progress. That you for the bounce back reminder

[@JennNxumalo]

Reflections are more for seeing how things went and where to improve, but don’t focus too much on it. Once you have reviewed let it go and move on.

[@pamelamasango9451]

Hi Jen, recently subscribed to your channel and i really love and enjoy your money talk sit downs😊 It's like you know i messed up my month😢 was ready to give up because i am not up to even setting up budget for August😭

[@JennNxumalo]

Thanks for subbing snd welcome to the family 🤗. It’s a new month, don’t stress yourself about last month.

[@siphiwekhumalo2307]

Beautiful heart I always relate to all the content and you share the authentic ✨️ 💛, life is a,reality and its not easy and months are not the same so true, but we must keep moving, thank you sisi God bless you sisi, the envelope system is helping me , this month was not a easy month financial.

[@JennNxumalo]

Thank you so much Simphiwe 🥰💐The envelope help to give me structure in the crazy months.

[@sarahfrancis5089]

On holiday right now and unexpected expenses have thrown everything I have planned off track. Next month will need a reset.

[@JennNxumalo]

Holidays can do that 😅, the upside is that you are on holiday 👌🏿🥰

[@BecomingBlk]

The becoming event looked really fun and informative in a healing sense🖤

[@BecomingBlk]

Haibo I commended on the clip😂🙆🏾‍♀️. I wasn’t aware my YT auto played to a different video😂🙆🏾‍♀️. I love your content either way

[@JennNxumalo]

Yes it was, so enlightening and healing ❤️

[@JennNxumalo]

Lol it’s okay, oksalayo I saw it 🥰. Thank you hun.

[@prosperitymautjana4612]

Love this content ❤so relatable

[@JennNxumalo]

Thank you so much 🥹

[@allthingsgaone7439]

Love ur content so much🥺🥺🥺❤️❤️❤️🇧🇼🇧🇼🇧🇼

[@JennNxumalo]

Thank you so much sis 🤗😍

[@olwethumrabalala3117]

Thanks Jen Enjoying the channel Putting effort in getting better financially ❤

[@JennNxumalo]

It is so good to hear that Olwethu🥰thank you.

[@Mbalenhlechrissie]

Keep it moving and give your self grace” thank you for this video Jen it was so insightful ♥️

[@JennNxumalo]

Thank you Mbali 🥰❤️ we must keep in moving, what’s done is done.

[@Tshego-Angel-Chuene]

Hi Jen, July wasn't a good month for me 😭I even had to put savings challenges on the side just settle some debts and pay bills. but I am happy that despite my month not going as planned I still pushed through and aiming to do better the month of August because when I look back on my previous budgeting in the other months it actually encourages me not to give up. I can't tell you how much you are an inspiration to me so keep up the good work. much love sthandwa sam😘

[@JennNxumalo]

I have a month like that where I had to pause saving on some goals. The nice thing about budgeting you get a full view of your finances and parts you can pause in order to focus on other things. Don’t give up 💐🥰

[@Tshego-Angel-Chuene]

@@JennNxumalo 💫🤜yes girl, thank you so much for the response

[@kamoogelo]

This video is for me 😅. I can’t wait to watch ❤

[@JennNxumalo]

😅🥰 my timing ⏱️

[@kamoogelo]

@@JennNxumalo I enjoyed it and hitting restart is very important. If you dwell on past things you'll never move forward.

[@axabmas]

My Financial Guru....🤑

[@JennNxumalo]

🥹🥰 a whole Guru, thank you sis.

[@mygoodlife204]

Such awesome information! So what I would do if I realise that the expense might reoccur, is to start a sinking fund for it.

[@JennNxumalo]

If you can save up for a sinking fund then yes you should.

[@berthaeichas3788]

This is exactly what I need right now..

[@JennNxumalo]

That is great to hear 👌🏿💐

[@boitumelomaboa4239]

Thank you so much Jen.

[@JennNxumalo]

You are so welcome B🥰

[@sutushome748]

Love your content so much ❤❤❤❤❤

[@JennNxumalo]

Reading comments like these is really encouraging 🥹, especially when I don’t feel motivated. 😘💐

[@engie-eu3vk]

Haaiii Jen, just starting the video but how did you know??? did you read my mind??? Currently as I'm in Aug I'm realising it's a big spending month for me because of upcoming events in my life, so I've thinking to myself "hai this budget this month is not budgeting with me shem, but I'm hoping to get back on track September"... basically i need to watch this with immediate effect🤗thank you

[@JennNxumalo]

😅👌🏿my timing is perfect, you will start again in September.

[@veemafunda9528]

@Jen you said I should share when my home loan is paid off. This month 20th is my final payment 🎉🎉🎉🎉🎉🎉

[@JennNxumalo]

Wooooow congratulations 🥳🎉👏🏾 that is such a big accomplishment Vee. I am so happy for you, you are killing it 👌🏿❤️

[@veemafunda9528]

@@JennNxumalo thank you

[@triciakekana]

💃💃💃💃💃💃🎉🎉🎉🎉🎉🎉 Congratulations. ..

[@mapulemdletshe1581]

Zwiiiiiiiiideh!

[@JennNxumalo]

🥹🥰ubiza mina

[@anitamnge4623]

🌸

[@JennNxumalo]

Hei! Anita 💐💐

[@candym123]

❤

[@JennNxumalo]

🥰👌🏿💐

[@sanelisiwemkhabela6059]

Hi Jen this month I wonder how I will get through SARS has penalised me for not submitting in 2022 and 2023 R500 so I have to reduce my savings

[@triciakekana]

But 2023 closes in October u still have a chance to submit.

[@sanelisiwemkhabela6059]

Thank you dear I'm on it ❤️

[@JennNxumalo]

Focus on paying the fee, you will save later on in other months. They also gave me a penalty for my business, I called them and filled my taxes, the penalty went away. Just check if you can still file, if you do it, you will not need to pay the penalty. I did eFilling.

[@sanelisiwemkhabela6059]

Thank you guys I called them they said I can still fill 💖💖💖🙏

[@khumalolungile973]

❤❤❤

[@JennNxumalo]

🥰🤗💐