How to make ₹1 crore with ₹50,000 salary?

[@MaheshOnTheRoad]

"The grass is always greener on the other side because it is fertilized with bullshit."💀 Funny but true!

[@VikasPoonia]

I will remember this

[@nitishsubramanian4184]

I'm going shamelessly steal this

[@yogensawant2286]

A 10-minute masterclass for basics of personal finance. Can be literally understood as we wait for our 10-minute groceries getting delivered.

[@an_inquisitive_boy]

1. Safety fund of 6 moths 2. Investing enough portion of your salary 3. Lifestyle inflation 4. Caution with debts

[@Boyinthecircle]

"The grass is always greener on the other side because it is fertilized with bullshit." _ Sir Prateek

[@ShardulPrabhu]

😂

[@yogensawant2286]

A single video compiling all the "BASICS". This video is like the single source to start your financial journey. Super Simple, Super effective.... Thanks Team Zero1, your content continues to enrich...

[@Zero1byZerodha]

Thank you ❤So happy to know it's helping you kickstart your journey!

[@vijayjain5311]

It just ended abruptly

[@yogensawant2286]

@@vijayjain5311 True. Maybe they tried to fit it in the "10-minute" space😅

[@arinsaha4773]

The grass is always greener on the other side because it is fertilized with bullshit- Best line I have ever heard.

[@Abhi-qi6wm]

What people are missing out on is the fact that you'll be old asf when you get your portfolio reaches 10 cr

[@neferpitou3934]

And inflation will make sure that the 10Cr is only worth 1 Cr.

[@08pkz]

The real influencer India needs right now! Favourite finance channel on youtube!❤ Loved your narration, edit and storytelling!😊

[@joel.paulose]

Dude that "untimely death" representation was too graphic 😂

[@abhisheksing8379]

That's true 😅

[@AmanXdeep]

My comment is 💀☠️

[@ToonXTech]

Omg.. Give a rise or bonus to video editing guys 😅... Quality and presentation is top notch.

[@MOHITRATNESH]

bro that untimely death was brutal

[@harishrawat6097]

😂

[@vishalpoojary6920]

This has become my favorite finance channel. After scrolling through other channels and influencers, this is where I gain the most finance knowledge and also get good 'truth pinches' when a money fact is mentioned that I am not doing. Please keep making more videos! Love your content. 🙏

[@Zero1byZerodha]

Thank you ❤

[@Vaibhavgaunekar]

" THE GRASS IS ALWAYS GREENER ON THE OTHERSIDE BECAUSE IT IS FERTILISED WITH BULLSHIT!"

[@bigbruhguy]

As a high school student, I often find these videos really insightful in life. Though I don't have much of a finance to worry about, it still builds me a mindset of financial management. In the era of fake finance gurus rotting your brain against traditional mindset, zero1 network across all its ventures integrate the traditional mindset with the modern approach. Fantastic!!

[@sajalmehta7798]

My parents do own a credit card but we hardly use it and its kept safe for the time of medical emergency(even though we have a family insurance)

[@SHAMIKII]

This is a really good video "I WILL NOT ANTI COMPOUND" 🤣

[@vaibhavrana]

Bro just built Maslow hierarchy of financial needs, one of my favourite finance channels ever 🙏

[@KAlpha09]

The idea of 6 month cash reserve/safety net to keep the lights running works well in a favorable job market. For situation we have seen through 09 recession and 19 covid, getting another job can take longer.

[@chinmaypandit9875]

Best personal finance channel.

[@BVDHANUSH]

Thank god Zerodha did not hide knowledge behind a paywall! Insightful

[@mbavlogsbangalore4507]

U do not calculate bear market like nifty going from 26000 to 20000

[@SoumenMaity95]

Simple and straightforward explanation which makes it engaging and insightful. Just wish, someone explained like that earlier when I was on my 20s

[@Zero1byZerodha]

❤

[@KIRANKUMAR-ch5jc]

Content, Explanation n Editing ❤🔥🔥

[@Telugu_Yuvatha_]

Sir i am in my early 20s, now only getting to know about the sip, compounding ... Where can i learn more about such topics which will improve my knowledge about money management

[@shakirkhan2087]

Debatable on the debt part. Everything else seems great😊

[@ritzcreations7947]

Very needed video just before salary date😂 Im gonna try this splitting money into other bank accounts thing this month

[@AnkitKumar-tt5hs]

So it means if i land a job of lets say 30-50 LPA through my tier 1 engineering institution. I should try to save up more money and invest as much as i can in early years. Ofcourse practically it's far from ideal but i need to ask intelligent investors, is this a way to speed up compounding or there is any other way considering for the first 5 years i have very minimum expenditure.

[@Mr.NadeemKhan]

You should have an outro or exit/ending line. Just like MKBHD has Peace! As the video ends in a sudden manner.❤

[@vishvasmalik5829]

where is the Excel sheet

[@Zero1byZerodha]

Hey, it's there in the video description

[@achan81o]

@@Zero1byZerodha I don't see the excel sheet link in the video description. Not sure i am looking at a wrong place. Can you pls share the link? Thanks.

[@zoyarikakhan8220]

​@@Zero1byZerodha somehow it's not available in description, kindly update it :)

[@achan81o]

Now the link is available. Thank you.

[@aadhi1997march]

I will not anti - compound 🤝

[@pujeetjha8265]

I am to get placed in a year it's so tiring thinking about life like this. I have not worked yet I don't know how it will go, I am tired already. I hope I can do okay in life.

[@burneremail2343]

Don't think too much, it's gonna take the most energy put of you and leave you tired for tackling basic things, take a step back, make time for yourself, even if it is 1 hour and do whatever you want to in your free time to reset your brain, and if you're feeling isolated inside, go out and just take walks and breathe heavily it will calm you down in almost all situations, hope this helps, just keep on doing things that take you near your goal, be it money or education or anything else, ups and downs will come but the journey should be yours and only yours

[@rathinadevan6817]

Same bro , currently in 3rd year waiting to be placed

[@bajjiorocks]

Spending in a spree feels good for only about 3 months unless you have a mental condition (OCD Spectrum). If you have to,do spend initially. But don't make that a habit.😊

[@chadultrapromax1735]

I am a 2024 grad and trust me it just works out. 1-3 months you get excited and anxious after that it becomes the new normal and then you wish to switch to X company because more money and better wlb etc. As a fresher I think one should invest about 10% of his money in something. It can be RD/FD/MF/Shares whatever you feel like to just get a habit for timely investments. One should focus more on experiences and learnings before 30s and try to increase that salary exponentially first. Once you are there you can think more about personal finance. I just keep it simple. 10% base salary small+mid cap mutual fund SIP baaki salary for living costs lifestyle etc. and jo baad me jo month end me bch jaata hai vo jaata hai stock market me which for me is like learning. I don't need an emergency fund because the account that I got from dad already has some money that covers about 6 months of living cost i.e. around 2L.

[@HarshitDaftary]

Is this an incomplete video ? Ended without conclusion .

[@monishthomasp]

Awesome class that too short and sweet.. but I do disagree on credit cards. Credit cards is using the bank’s money to buy stuff and not touching your account. It only becomes a problem if you don’t repay the bank in full at the designated time. If you do that, you get cash back, loyalty point etc., which you can then use and save more money. I’ve been on this strategy and so far it’s no issues.. 😀

[@amrendragiant]

Superb editing ❤

[@Aravinthmech]

Health insurance and annual income, how can they be correlated? 3:56

[@aabhasthakur7342]

Superb summary. Superlike 👍

[@PrabhuRPR]

I love what you did with the top of the pyramid. Absolute respects!

[@a_myth_sin]

If you live in a metro city, you can't do anything with 50k salary. You can just survive

[@SufiyanShaikh0000]

You can depend how you spend and also it depends at what age your earning that amount

[@SomeRandomDude2007]

Holly Shit. What a compelling video..

[@sanketvaria9734]

hm... so goal no. 1: get a 50k salary job

[@KM-rk3ok]

The idea that there will be a bull market and no corrections for 7 years straight is just... 😂😂

[@deathcorefx7476]

bhai itna salary kese kru 24 ki umar hogyi aur jo 10 cr on 30-40 years overall ka projection dikhaya - tab toh apun 64 ka hojayga tab 10 cr ki value kya rhegi bhai

[@Sargent92]

While I agree with most parts and the concept, I don't agree with not taking debt at all till you hit 1CR portfolio. The calculation is all theoretical. People need to be a bit real here. If for once we do consider theoretical calculations, it takes 20 odd years to hit 1cr. That means most of your youth is gone. And if we take the suggestion and do not buy a house/car etc. you've reached the age where you have 1cr but nothing to show for it. Also, when you then decide to go buy one, you remember inflation also exists in the real world. Just like your daily needs become costly over the years, the cars and apartments too have become out of reach. Therefore, don't blindly follow the influencers. While they make good points that are good to hear and would work in the ideal world, use your head too. You work hard to make money to enjoy the better things life has to offer. Do that. But do it sensibly. If you are on the extremes of the pendulum, you are either doomed or lead a sad life where you just earn the money only to not enjoy it.

[@satyamisbored]

Why are you giving me such powerful excel sheet in this silly winter morning??

[@markusknight]

What are your thoughts on using a credit card like a debit card (ie. Paying in full each month) because of all the rewards?

[@sankarmunian9669]

Please make some video for not loosing money in Future and option.

[@firstperspective9131]

Thank you Sachin sir

[@Kamal-rk3mq]

It’s called discipline - all the knowledge is useless if you are not disciplined about your investments

[@smitaraobellur232]

Every video serves as a reminder. Well done folks!

[@ShardulPrabhu]

Outro is missing in video

[@Shobhit-lh2nz]

Looks like replay of Ankur's video. But its nice

[@vinayakavinnu9968]

I loved the last strategy 😂🤩

[@08pkz]

8:00 - come on tell us what actually beats nifty? What do yall invest in?

[@zoyarikakhan8220]

Please try and share excel sheets on description :)

[@1985mohez]

Atleast tell us where to invest

[@shreyashgupta9027]

I actually saw a video earlier about a guy in japan owning a total of 250 items and living a minimalist lifestyle. Then this video on my feed telling to buy less and save more at atlast cutting off the video without any adieu ... So minimalist My feed💀

[@sha.shankz]

I have a doubt. Has prateek written a book yet.? About his experiences of trading and getting better n better with time.?

[@Zero1byZerodha]

Not yet, would it be worth the effort? Never thought about this to be honest :)

[@sha.shankz]

@ i think it would be worth a quite much

[@slimshady-it8fu]

12% return kaha milega?

[@vrajvaradraj3919]

why do all videos end abruptly ? why do all formulas & important graphics get so less screen time that to view them one has to rewind and pause at the exact timestamp? 😡

[@CSExperiment999]

Fertilized with bullshit bit killed me

[@diliprayin]

I am not joking yesterday I was talking to a 23 year old about the credit card. He said he was earning ₹12L but his spending was ₹15L. Credit card ==== Instant Gratification. Envelope method is good, but we need to advocate it more. Make more videos on it. ❤

[@debashishguin3885]

Please make a video on how to get a good medical insurance covering all safety parameters and with minimum premium

[@tejaswiprasad343]

That was an abrupt ending!

[@anis.hdsouza]

Loved the video, but a few BTS clips would've been great :)

[@vijayaragavan440891]

great video!

[@mpmomentum-d5o]

Finance with Sharan moment

[@Boyinthecircle]

Scammer

[@rywgen]

I just turned 23 and confused about where to invest stocks crypto mf and what insurances to choose and how to enjoy in life Can you help me out

[@gunishjha4030]

amazing details, where is 1 crore to 10 crore part 😄

[@tanmaymjyot]

The health cover formula that is shown would have some caveat. For people whose salary is upwards of 50lacs annually this number would go too high or am I missing something. 3:55

[@h_i_f_r_i_e_n_d]

hi bro , i will be joining the state electricity board as a sub Engineer next month , with the same amount of money in hand how should i invest.. i am from lower middle class i have also a plan to avoid marrage and use that to invest or buisness , how should i do...i am following only you on financial thongy..bcz i found u r more genuine ...for an year....❤

[@morijin726]

I have seen this kind of SIP calculator and started investing from last year in the hope that it will compound at 12%, but it gives only 2.5% return 🤫

[@manjusr8202]

😂

[@surajgarla26]

Amazing content! Please keep this going!!! Cheers

[@munavaralikhan8613]

I will not Anti-Compound.✌️

[@trijay]

"Grass is always greener on the other side because it is fertilized with bullshit " 😅

[@shanesherin8058]

Great❤

[@KanviAbhi]

The video ended abruptly?

[@fxnoob7486]

Should i buy medical insurance, if my conpany has a hospital ?

[@Boyinthecircle]

That's a good question!! Yes you should

[@saravanans8522]

Avoid taking Debt is the last word

[@saakshikole2737]

Love this content

[@Shubham_Toshniwal]

I will anti-compound with the last strategy.......only when I die!😂

[@ModiJiisking]

Thank u sir

[@krushang933]

Slow down formulas so that we can note

[@techkunbyamogh]

Just take ss brother

[@soumyajeetchakrabarty6872]

This has been very very insightful

[@DineshGaikwad]

As always, very insightful and I am starting at the bottom of the pyarmid.

[@ashleydsilva9284]

cant wait to become a billionaire after 946years

[@SinghMS143]

Tell me 3 funds for 10k sip? for long time horizon of 30 years, for my retirement

[@hodopholic_soul]

My question is which app is good for saving like sip 😢

[@MridulSharma21]

I thought the top of pyramid was staying invested/patience 😂.

[@praveenvarukolu]

Pyramid conecpt is really amazing❤

[@Altmas-gr4xs]

Your assumption of 12% has made the video obsolete , assume 7% at max

[@syamkrishnan9275]

the efforts put by the video editor is great. the script writer should be paid enough to write some great topics. zerodha already covered the basics in a lot of videos. Are you guys stuck of ideas?

[@saibal86]

I applied the health insurance formula and got 16 crore as my required coverage amount. 😮 Must be something wrong in my calculations. Could you pls explain that part?

[@rubyciide5542]

Now tell me How to do it with 15k

[@esswangdi3678]

"I will not ANTI-COMPOUND". Manifestation at its finest 🤣

[@Harshsadam]

Knowledgeable content as always, I have incurred so many losses trading on my own....I'm new to trading, How can I make more profitable investments in the trading field without incurring much losses?

[@amanlohan9304]

Bro how come you posted the comment as soon as video was uploaded. Atleast watch the video first😊

[@pchow1235]

If we pay credit card bills on time and in full, there won’t be any issues, and we can use all the cashback cards available in the market. Additionally, it will improve our credit score

[@jackasssolantern]

Haha quoted tyler durden. I love it😂

[@Zero1byZerodha]

You don’t talk about fight club 🥶

[@Shortsnips1]

Guys atleast have original thumbnail

[@narenkram_]

thank you guys, really appreciate your efforts.

[@ApoorvSaxena8]

amazing and head to head truth no , masala and false statements