How To Make Money With Debt (2024)

[@shinkutjoshua7566]

Thank you for this!!! Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 9 years later, fully debt-free and over $100,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $40,000 annually) and don't owe a dime to anyone. It's a good feeling!

[@sarahmorgan6931]

Very good 👍

[@hauwaahmad9606]

Sounds amazing; & yes it’s a good thing to be very PROUD of yourself; that’s a very big achievement 👏🏿👏🏿👏🏿!!!

[@sarkiali3958]

The school systems are designed by our government, to make you an employee. Not financially literate. Sad but true. We had to do our own research on the subject, as Robert Kiyosaki is such a big proponent one

[@preciousnew6174]

I was 42 and 10,000 USD Debt when I educated myself and now net worth of over $300,000 at aged 51.

[@vickia.weaver7488]

I'm not so good at understanding finance. I’ve got 56k in my savings and a mortgage. I’m positive that I can pay off quickly once I get this job I’ve applied for. But, I don’t like this house due to neighbors and the construction. Moving out isn’t an option because homes are $2M in the same neighborhood. I feel stuck. The 401k and IRAs aren’t helping much either. I started saving just 3 years ago.

[@MasonRoy822]

The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

[@RobertDavid212]

" It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid , instead of trying to be very intelligent."

[@RandyVincent808]

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

[@ZahidTaimoor95]

Trading under the guidance of an expert is the best strategy for beginners.

[@AliceJudy062]

​@@ZahidTaimoor95Please who is the expert guiding you? I have lost so much as a beginner investing into stock without a proper guidance of an expert.

[@ZahidTaimoor95]

​@@AliceJudy062The Fin-Advisor I'm in touch with is "Karen L Nancy". She was interviewed on CNBC Television. You can use someone else, but for me her strategy works hence my result is good and she provides entry and exit point for the securities that I focus on.

[@alexsteven.m6414]

Crash! Crash! Recession! Inflation! It’s getting depressing. I have about $100k in emergency fund and I have been seeing good news about the stock market and would like to gain from that since I can’t let my savings be corroded by inflation. What stocks should I into as a newbie to safely grow my money.

[@valeriepierre9778]

I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too

[@fresnaygermain8180]

I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000

[@yolanderiche7476]

I'm actually interested in this idea of investing through an analyst. Sounds like the most sensible thing to do in the market right now. Could you give me a pointer to who you work with, please?

[@fresnaygermain8180]

Sharon Marissa Wolfe is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@belobelonce35]

I find this informative, curiously explored sharon on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated

[@raychristopher7797]

Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking the bold steps we need in other to reach our goals.

[@georgerobinson2021]

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

[@raychristopher7797]

@@georgerobinson2021 This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name *PRISCILLA DIANE AIVAZIAN* and everything changed. I started enjoying huge returns from my investment.

[@georgerobinson2021]

@@raychristopher7797 Oh, that sounds good but how do I reach out to PRISCILLA DIANE AIVAZIAN?

[@raychristopher7797]

@@georgerobinson2021 Look up her name on the webpage

[@georgerobinson2021]

@@raychristopher7797 I just looked up this person out of curiosity; surprisingly, she seems proficient. I thought this was just some overrated BS, I appreciate this.

[@michaellouis5458]

When it comes to investing, we want our money to grow with the highest rates of return, and the lowest risk possible. While there are no shortcuts to getting rich, but there are smart ways to go about it

[@robertgary125]

Grabbing multi-figures in cypto is possible with the right approach

[@myapage6917]

@Brady Without risk you can't be successful in life. Most millionaires you see today took risk to become who they are today

[@damianschafer9132]

I've been making passive income monthly from Btcoin for over a year. It's best you trade with the help of a professional broker because it save time and reduces the risk of losing funds in trading than doing it yourself as we all know how volatile the market is

[@rio1914]

@Robe Larita It's been up to 6 months of trading with him, his signals has been the most reasonable decision in my pusuit for passive income.

[@gustavoleyva6138]

@vallekas It all depends on how much is your investment captial is, my first Invstment with him gave me profits of over $27,000 US dollars at the end of the week

[@HeshamMuffini]

Anyone else here obsessed with 25 Money Secrets From Donald Trump? It’s like discovering a secret treasure map for wealth!

[@chantalashley3064]

Never stop dreaming. Be hungry and never stop believing in your dreams. If someone can do it, you can do it. Be strong

[@renanperez9299]

Being successful don’t happen by magic Success is dependent on the action or steps you take to achieve it. Show me a man who doesn't have an investment and I will tell you how soon he'll go broke Investment is building a safe haven for the future: with the right choice of investment that has at least 1% minimum risk and with an Expert guidance, profit and interest should be 💯 guaranteed.

[@mikeykrib8525]

@@renanperez9299 I agree e with you 💯 .. I had a senior colleague at work who was doing well but never had an investment. Unfortunately he lost his job and went from living a comfortable life to hardship. There would had been something to fall back on if he had an investment

[@Osama_binladin]

Who else came here after watching videos about the book rich dad poor dad by Robert kiyosaki

[@randomteen4436]

Mark Zuckerberg was 5 or something when it was launched 😂

[@felixflorinhirja3664]

me

[@selmaamor2695]

Me 😁

[@moazismail9407]

Me

[@Savannah-ed4rv]

I did, and I don't even think he's that great. All he talks about is real estate, and I'm not interested in being a landlord.

[@mellisamyers4593]

*I never really thought this was anywhere close to being possible , but thanks to the source I found I am living a more comfortable life*

[@TslaMotors.]

__V l a d i m i r C o r p s__ o n g o o g l e i s t h e k e y

[@TslaMotors.]

_V l a d i m i r C o r p s_ o n g o o g l e i s t h e k e y

[@mellisamyers4593]

@@TslaMotors. *Thats funny because they helped me too big time , you should look up their stock investment*

[@mellisamyers4593]

@@TslaMotors. *The world needs to know about them , hands down the best company , their ROI is outstanding*

[@kennymckenzie9269]

|V l a d i m i r C o r p s| Remains undisputed

[@Riggsnic_co]

More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

[@kevinmarten]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@JacquelinePerrira]

That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!

[@Jamessmith-12]

Mind if I ask you to recommend this particular coach you using their service?

[@JacquelinePerrira]

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Jamessmith-12]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@oneiljerry9460]

I aim for short term solid gains from market correction and I'd definitely jump on the boat if I knew a thing or two about day-trading, but then again what do I really know? I'm just looking for the right moves to grow and hedge my stagnant reserve of $370k from inflation.

[@alexyoung3126]

This is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. That is how people are able to make such huge profits in the market.

[@bobbymainz1160]

True. I started with $127k just before the pandemic hit. Many people's portfolios tanked, but I rode through with my financial advisor, and even made more than $86k within just five months of starting, and it's been an awesome ride since then.

[@bobbymainz1160]

The advisor I'm in touch with is Helene Claire Johnson. There are other good FAs online too, if you look around.

[@LindaMiller-ts3os]

The video potential is limitless. I achieved success with the easy steps below.

[@LindaMiller-ts3os]

Many need to know this. A known podcast in the US taught me how the rich seek the ideas of FinanciaI ConsuItants to help earn success. That’s the secret the rich don’t teach you. I took this step and my finance breathes so good now 🤑

[@LindaMiller-ts3os]

To acquire success, you need the help of a FinanciaI consuItant. I engage in a variety of lnvestments with the ideas of my consuItant and have acquired great returns so far. (the amount is confidential).

[@LindaMiller-ts3os]

for further lnquiry about my financiaI, consultant, you can look up her full name below

[@LindaMiller-ts3os]

•Isabelle Chloe Scott•

[@robertgorin1002]

Opportunity is a scarce commodity. I will partake in this; there’s no limit to what you can achieve in life (including success) if you put your mind to it. Luckily I stumble into this.

[@barttfisher]

Inflation hurts everyone, but it stings way worse when you're already living paycheck to paycheck. Groceries and rent are skyrocketing, while the wealthy seem to weather the storm just fine. Not exactly fair.

[@HildaBennet]

It's tough, but there are ways to cope. Look for budget-friendly alternatives and explore ways to earn extra income. Maybe a roommate or a freelance gig can help ease the burden.

[@rosegold-beats]

I hate this argument "its not fair" as if they are the ones printing money and making products expensive. Sure the grocery market has some bs going on but not every rich guy tries to make you broke

[@curtiscarpenter9881]

Build credit upon assets whose projected value will exceed that of the interest. Have assets which can always act as greater collateral.

[@thequotes4715]

I was thinking the same

[@hillaryrowland1]

This 2024, Don't set this year financial goals without consulting a financial advisor. Their expertise ensures a solid plan for success. Building wealth involves developing good habits like regularly putting money away on intervals for solid investments

[@VictoriaLisa959]

Thanks for the advice! Im new to financial planning and wasn't sure where to start. Any tips on finding a reliable financial advisor or resources to guide beginners?

[@SteveDaniel152]

I completely understand the impact of the new year on financial decisions - it's transformative. While I've found success in investing, especially with the guidance of my advisor Timothy Eric Meek, I still appreciate the solid foundation i had. The principles align with the core values of financial discipline

[@VictoriaLisa959]

​@@SteveDaniel152How can I get in touch with your financial consultant?

[@SteveDaniel152]

Timothy Eric Meek

[@SteveDaniel152]

A Google name search can really help to know more about his profile

[@shunleo7114]

If you don't find a means of multiplying money, you will wake up one day to realise that the money you thought you had, has finished. Investment is key.

[@donaldphilip4618]

I agree with you mate. Investment is the key to sustaining your financial longevity. And not just any investment but an investment with guaranteed return.

[@campbeljones5695]

As warren buffet said invest in companies you no well an buy at a margin wan prices are down...

[@katekate6297]

"To earn more you are required to have a multiple diversified means of income", which is why Investment is an avenue of making more money once it's profitable.

[@gammonlinda679]

Most failures and loss on Investment usually happens when you invest without proper guide and the analysis of the profit and risk percentage of the Investment.

[@littyterry1415]

So how do you get your proper guide and the analysis you mentioned? Because I have incurred huge losses while investing by myself

[@emilymccord7063]

The future belongs to those who believe in the beauty of their dreams. Success is a state of mind. I start investing my cash in other to achieve all my dream with the help of Lucy Mary Liam. The difference Mrs Lucy Mary make in my life is second to none. It's definitely a life changing kindness. I really appreciate her effort in my life time.

[@chrismadison5085]

I think I'm blessed because if not I wouldn't have met someone who is as spectacular as Expert Mrs Lucy Mary Liam. Though I started with $1000 but it was successful, it's been four months since I started investing with her and it's been a great experience

[@reynaldo2447]

Wow I'm just surprised someone mentioned Expert Mrs Lucy Mary Liam I thought I'm the only one trading with her. I also trade with her and i earn $5,000 every week, all my family have been trading with her and making profits, we love you Mrs Lucy Mary

[@peteraaron6714]

​@@reynaldo2447You don't have to be surprised because I'm also a huge beneficiary of her good works. She helped me recover what I lost trying to trade my self and I'm still earning a lot of profit monthly.. I invested $8,500 through Mrs Lucy Mary Liam and in one month I made to close $70,300

[@mrjack1212]

Ever since I lost my job with the ministry I have been surviving through my investment with Mrs Lucy Mary Liam, I'm so glad I invested when I did. My first experience with Mrs Lucy Mary Liam give me the assurance to invest the more with her without the fear of losing She's awesome.

[@mohammed16145]

Despite the economic downturn I'm so happy I have been earning $25,000 returns from my $2,500 investment every 15 days. After I came across bitcoin trading platform of Mrs Lucy Mary Liam my financial life has totally changed

[@gauravchoudhary4218]

Remember banks will always pay less on deposits and charge considerably high for borrowing.

[@AdityaEnergySolutions]

One who can find a way in this game, will become player

[@gauravchoudhary4218]

Actually bank is the one who is playing the game. Banks have a margin of 5% (difference between loans provided and cost of diposits). A guaranteed return. If anyone is smart enough then he could borrow money and invest in business or something. Interest rates are brought down in a less demand situation where existing players of industry have trouble, countries run on GDP, and investments play a vital role in GDP. So when there is a less demand no one want to build a new plant, so to boost investment government cut down interest rates. In a worse scenario.

[@gauravchoudhary4218]

@@AdityaEnergySolutions Net Interest Margin varies from one bank to another.

[@bishboshs]

@@gauravchoudhary4218 If you think the average Bank in the west has a Net Interest Margin of 5% you are very wrong. Maybe before the recession but you'll be hard pressed to find a large bank with than NIM.

[@gauravchoudhary4218]

@@bishboshs I hadn't mentioned average at all, and asserted that NIM varies from one bank to other. I just meant to say that bank's nim can't be negative.

[@sheenyxx]

Some interesting points you make here

[@Goeloe]

Getting rich is very easy when you know the difference between an asset and a liability.

[@jenniemcneil7821]

An investment in knowledge pays the best interest."

[@vitoriaangela370]

How is the forex investment done.

[@ritamibrahim5602]

Yes, forex investment, I heard it's very profitable

[@michaeljamila7873]

I have heard so much about forex how does it work

[@thereamintle2062]

Did i hear someone say forex?

[@thereamintle2062]

Do you believe I invested £4,000 and got paid £51,070 in seven days?

[@arjunraj4051]

I am from India, and here, the interest rates for housing loan goes from 8-12%, but average interest rates for saving account is 4%. So this case is not possible in India.

[@rustyvan6681]

I'm from Sweden, our interest rates is about 1-2%

[@garryincome7520]

Asian interest rTe quite high maybe 3-5% anually.but if you put in deposits you can earn more than 8% anually.so the interest for loan is lot of money

[@Jacob-nr9dn]

It's a trap to live in India.

[@muhammadthalal9882]

@@George-ky2nv in Indonesia the interest rates for Certificate of Deposit is 5.5%, the tax is 20% so u get around 4% p.a. Now I move my money to 3 yr govt bond with the interest rates 6.3% p.a. and 15% tax

[@jhonrestrepo2671]

South america same , my friend , dont worry.

[@ajinkyasawrikar5417]

Well, this all sounds pretty good in theory. However, practically it is not feasible for:- 1.) Banks disburse the loan amount directly to the contractor/builder. The borrower never sees the money. 2.) Bank's interest margin comprises of inflation + repo rate + spread. If the banks lend money at lower than the inflation rate then I think they should stop calling themselves as bankers.

[@carolynrose1816]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

[@devereauxjnr]

Nobody knows anything you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.

[@MakeamericaGreatagain-h7j]

@@devereauxjnr I agree, that's the more reason I prefer my day to day invt decisions being guided by a fin-advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using a fin-advisor for over 2years+ and I've netted over 2.8million.

[@Tsunaniis-j5l]

@@MakeamericaGreatagain-h7j I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?

[@MakeamericaGreatagain-h7j]

@@Tsunaniis-j5l I can honestly relate. It's not as easy as it may sound and requires some sacrifices but it is definitely rewarding. I don't know if I am permitted to go into details here, but her name is NICOLE DESIREE SIMON. Was in the news a lot in 2018. You may look her up for more.

[@Tsunaniis-j5l]

@@MakeamericaGreatagain-h7j Thank you for this tip, NICOLE appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.

[@Ashnesss]

This isn’t for individuals or small businesses. It’s for conglomerate businesses and very high income earners. Small businesses and individuals cannot leverage debt the same way. I’ve heard of people, who think that their debt is an investment or extra capital. They never stop going into debt. Some have been in debt for 20+ years because they have aspirations and dreams that are far too beyond their budget. Buying extra properties, buying a house that’s too big for them to run, etc. They spend ALL of their life paying back debt and they never seem to get rid of any debt whatsoever. They owe one person after the next. They rarely have money for anything else. It’s a terrible plan to take on debt after debt. Some people over estimate themselves and aren’t financially savvy.

[@f327-q6j]

Starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works..

[@andrewvenkat7249]

I totally agree with you, the stock market is the most profitable venture I ever invested in, I reached my goal of $500k yearly trade earnings. Setting realistic goals is an essential part of trading

[@patricia5937]

@@andrewvenkat7249 But successful people don't become that way overnight. What most people see at a glance wealth, a great career, purpose is the result of hard work and hustle over time.

[@irishnemhaokip7807]

@@patricia5937 Talking about being successful!..

[@zachary3585]

@Williams Cynthia wow!! That’s like my 2 years worth of salary

[@zachary3585]

Wow!! Seeing people making much money trading got me wondering what I’m doing wrongly.

[@CameronStockton1]

*Dave Ramsey has left the chat*

[@Capybarainahumansuit]

The intelligent required to maintain this ideal is something beyond the norm. Dave ramsey helps a lot of people who are traditional. This is elite thought.

[@JPlayz_GG]

Ha very true, I'm dead

[@tictac3147]

Dave Ramsey would probably have a seizure if someone forced him to watch a video this stupid

[@pantherpickle08]

You should include why the banks were forced to give home loans to people who they knew couldn't pay them back, they didn't want to the govt forced them to.

[@aFreeman0409]

That is why they cut interest rates. It makes the economy grow.

[@hannahschultz9074]

Successful people don't become that way overnight. What most people see at a glance- wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life..

[@maryammikail3687]

O' Yes I'm a living testimony of Mrs Serenay.

[@aliciabennett9216]

Some people are ignorant of profitability in forex investment and that has been the major issues limiting their investment.

[@cedricjiosh6935]

I've got interest in investing but I'm afraid of doing it on my own to avoid losses,

[@cedricjiosh6935]

Thanks for the amazing recommendation it will help a lot

[@adasohas]

It's not about watching videos and wasting your time and strategy, I was ignorant doing so...I decided to try Mrs Serenay and ever since then she has made about $38,000 for every $4,000 I invested

[@monikapatel5875]

Answer starts at 7:01 thanks

[@somedude3349]

Please make a video on how to manage college and business together because a lot of college students watch your videos

[@HimanshuSharma-yn6vx]

Vo to modiji krwa denge na bro

[@collinmorgan298]

While I’m college, you can let a good broker help you earn. I have been okay with *derektradingservices* they’re very okay for me

[@collinmorgan298]

Use their contact details

[@collinmorgan298]

[phone] ) WhatsApp

[@Isaiah4ii]

I gotta man, I just LOVE that you take the time to make these videos!!! I think it’s so important for people to learn these things and the fact that you just put the knowledge out there for all to consume is generous!!! Wishing you nothing but the best man!!

[@jerryhover2096]

Jay Green Contact Noah Jen on instagram on Top.market.options one of their agent on mail at [e-mail] or [phone] on WhatsApp if you need help about fixing credit score,credit card hack,clear collections,Bitcoin mining,cash money app hack,hacking PayPal,PayPal hack,money gram,western union hack,Instagram verification. He is the best.

[@lastempire7302]

So true about the "free money". I have a $1,000,000 mortgage with 1.39% APR and I kinda feel sorry for the bank (NOT!)

[@kfeng08]

there is bit of flaw here...bank will not loan to you unless you can absolutely prove your financial capabilities to pay back. rich people can get a bank loan anytime but not the middle or lower tier person.

[@jasonmcelhone5255]

Reach out to consultant dB Mark on instagram @dbmarkconsult or telegram [phone] Omg I was $10,000 in debt, I was able to pay off almost all of my debt off but noticed my credit score stayed the same!! Thanks to consultant dB Mark he helped me improve it!! Thank you so much! His company is the best

[@danieltaylor--65]

I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks will be appreciated.

[@donaldwayne7023]

Palantir, ARM and Nvidia are all still good buy, but what do I know I’m not a financial advisor lol

[@EthanBrown_23]

A multitude of individuals downplay the significance of advice until their own emotions become unbearable. A few summers ago, after a drawn-out divorce, I needed a big shove to stay afloat with my firm. I located the most qualified advisor after searching for licensed advisors. Despite inflation, she has helped me grow my reserve from $275k to $850k.

[@debbygradley25]

i'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@EthanBrown_23]

'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@JenniferDavis7630]

I just googled her now and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

[@beyondintervals6606]

1:27 Whoever is talking in the video, you said you make 24,000 dollars a year depositing the 1 million dollars in a new bank. While you only have to make a (monthly) payment of 10,500 dollars to the bank that lend you the money. Isn't that 126,000 dollars a year? Man you have no idea what you're talking about.

[@rustyvan6681]

It's a little harsh to say that he has no idea on what he is talking about. He probably meant a yearly payment of 10000 dollars.

[@warhand_agvir]

He means the bank would lend you 1million dollars if you have monthly payment that much

[@alejandroavila9940]

Beyond Intervals You are correct, why even borrow credit for a 1% monthly interest when another bank will pay you 2.4% anual?? Makes no fucking sense What I am actually doing is borrowing other people’s money (instead of banks) with a low interest, and use it to expand on a business project or something I know will go up in value on the short term, and make sure my return rates are higher than that of the lender It’s a lot of work but very worth it

[@floralkami2860]

@@alejandroavila9940 Is this p2p lending?

[@goldenhawk9322]

He obviously misspoke. You have to pay $10,500/ year... Think it through... instead of trolling...

[@steel1583]

Useless for non super rich people. Debt IS bad (unless you're a millionaire)

[@CST1992]

Not really. What most people lack is ideas, not money. If you have an idea that'll grow money by 15% per year(or get you that much cash per month), then it makes sense to borrow money at 1% or 5% or 10% or 12% per year. Jay Z and Elon Musk could take out such huge loans because their monthly income is that much higher. JayZ is one of the highest paid people in the industry, I think him and Beyoncé made something like $75 million on a contract a few years ago.

[@ImageJPEG]

All debt is bad - for everyone that's not rich. This is debt based money - which can only exist if your money isn't sound. Bring back sound sound money. It wont be as beneficial to the rich but will help everyone.

[@anthonytheaker9060]

It's November 2019 and he's talking about mortgage rates of less than 2%? I'd love to find any loan under 2%!

[@XFizzlepop-Berrytwist]

Europe

[@ADobbin1]

I'd love to find a savings account with a 2% interest return on it.

[@kayhershey6390]

Anthony Theaker hey if you want to earn extra cash contact me now at: [phone]

[@phoshor]

Hi, i live in Germany(munich) and bought an appartment a rate of 1.3%

[@norberth3778]

When you have so much money and global business then perhaps him got a mortgage in a country that has 1%

[@ocilassolrac14]

I stopped watching when he said to borrow $1000m, yeah right as if the bank is going to lend me 🤣🤣🤣 $1000m, you want it in cash or check? 🤣🤣

[@voidoesminecrafta2706]

Carlos Sálico lol

[@cytrixchannel6956]

Lol😂

[@kirisutegomen12]

Lmao I know

[@unlikelyevents1842]

My bank won't even lend me 700$

[@jerryhover2096]

Carlos Sálico Contact Noah Jen on instagram on Top.market.options one of their agent on mail at [e-mail] or [phone] on WhatsApp if you need help about fixing credit score,credit card hack,clear collections,Bitcoin mining,cash money app hack,hacking PayPal,PayPal hack,money gram,western union hack,Instagram verification. He is the best.

[@preciouzfelix8685]

It is possible to produce superior performance provided you do something different from the majority

[@wanghsiung59]

Saving bitcoin is not a bad idea but trading bitcoin earn you more ...I have lost over 5k worth of bitcoin with the current dip

[@christophernewman7557]

@Kieran Jordan Wow. I'm happy to see this comment section here. My sister recommmended her to me. He has been investing with her for some months now.

[@watterjsmith4962]

I know Kate Floretta I have a friend who use her service too

[@fatmameglen]

Have made 5BTC already with some new strategy.God bless traders

[@giulianaconti55]

Congrats that's what happens when you believe in the future then you know that indeed bitcoin is the future

[@BrewerVera]

I've kept much of my savings in cash for safety, but I'm unsure if it's right for retirement. Contemplating investing $400K in stocks, as I've heard investors can profit in tough times. Unsure about my next move.

[@AndersonFair-cy2bb]

It's impressive how much you saved during your working years, a feat not many achieve in a lifetime. Now that you're retired and rely on your investments, it's wise to redistribute your capital to mitigate risks during market fluctuations. Consulting a financial advisor can help simplify this process.

[@jameswood9772]

Yeah, I’m also closing in on retirement, and I have benefitted much from using a financial advisor. I didn’t really start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who have been investing for many years.

[@checkforme234]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

[@jameswood9772]

Rachel Sarah Parrish is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@checkforme234]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@stjepanhauser7595]

Does anyone have any idea which stocks may be experiencing major growth this new year season? A lot of people have been talking about a January bounce. I recently sold my Boca Grande, Florida, house, and I want to invest a lump sum before equities recover in the stock market. Is now a good time to buy or not?

[@BarbaraSpencer-u8x]

Thank you for this!!! Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 9 years later, fully debt-free and over $100,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $40,000 annually) and don't owe a dime to anyone. It's a good feeling!

[@nobodies13]

Me went to the bank applying for a loan. Bank: so you've never borrowed any money before, no credit history, I'm sorry we can't lend you the money.

[@cm17070]

could you tell us from where you have learned to make all these vectors in videos and how much time does it take to you to make one video? always loving your content

[@samil4845]

I think he mentioned it one time, that he actually hired somebody to do the animation video, and he only does the talking, because 10 mins animated video,could take more than 10 hours of work!

[@cm17070]

@@samil4845 yes and it could take more than a day as well

[@samil4845]

IKR it's not easy as it looks.

[@mattwhite9823]

This video emphasizes the advantage of low rats in the house's crash of 2008, but using Dept is very risky business, only a season pro, would know how to use it correctly ......

[@kayhershey6390]

Jaya Vishwakarma hey if you want to earn extra cash text me for more information: [phone]

[@GenExDividendInvestor]

Great video, thanks -- I was surprised hearing Zuck didn't just pay it off in cash. A good portion of my net worth came from buying my houses at a great deal, living in it, and then moving when we had a reason to move (like due to a job, or due to having kids and wanting to be in a better school district). That being said, my real passion is investing in quality dividend companies :)

[@YashGarg]

Subscribed to you

[@GenExDividendInvestor]

@@YashGarg Cool, thank you my friend :)

[@jerryhover2096]

GenExDividendInvestor Contact Noah Jen on instagram on Top.market.options one of their agent on mail at [e-mail] or [phone] on WhatsApp if you need help about fixing credit score,credit card hack,clear collections,Bitcoin mining,cash money app hack,hacking PayPal,PayPal hack,money gram,western union hack,Instagram verification. He is the best.

[@GenExDividendInvestor]

Jerry Hover Thanks but my credit score is like 846 :)

[@kentheengineer592]

0:50 its not about i have money therefore i dont need money its more of a mentality thing when it comes to abstractions of relationships related to money

[@Stickythoughts]

This year I’ll help a lot of people

[@hichammendoudi9243]

Good keep it up!

[@DB-tv7kf]

I need help bro , I'm willing to work hard and put in the hours I just need am idea that makes sense

[@RogueMaverick_]

Amazing, clear and informative video with great animations. Finally someone explained what I was looking for.

[@hitendrakarotiya101]

I wont recommend it Because Warren buffet doesn't recommend it Going in debt to make money is called leverage And Warren spoke highly of it that it is addictive and would leave you with nothing

[@apexvadeor3670]

hitendra karotiya you working a job is debt it’s just using time to trade of currency debt is a good thing to have if you know how to use it

[@ElTokeMaestro]

hitendra karotiya true

[@hitendrakarotiya101]

@@apexvadeor3670 if i default on my time ( death) my family won't have to suffer because of it ( insurance ) . But i default on my debt , i will take everyone down associated with me.

[@CharruaRegio]

@@apexvadeor3670 you're 100% correct my friend. I used my loan at 9% annual interest rate and make 20 to 30% monthly ROI. That's good debt, if you get a loan to buy and spend it like most of Ppl do; that becomes bad debt.💯 So it becomes Cashflow💯🤑

[@bishboshs]

@@CharruaRegio lol of course you did Warren Buffet.

[@brandoncollins3740]

So having (control) is the key. And because money is created by the act of borrowing, (leverage) will help you acquire things faster. With Financial literacy things you acquire with leverage will make you more money and give you more leverage (Credibility). But leverage Without financial literacy will put you in bad debt.

[@jerryhover2096]

Brandon Collins Contact Noah Jen on instagram on Top.market.options one of their agent on mail at [e-mail] or [phone] on WhatsApp if you need help about fixing credit score,credit card hack,clear collections,Bitcoin mining,cash money app hack,hacking PayPal,PayPal hack,money gram,western union hack,Instagram verification. He is the best.

[@AIRpursuit]

I appreciate your video! explanation is very clear. However, I disagree with the example you gave @7:30 and here's why: -To get a loan of 990k from the back, you need at least 300k a year or have assets equivalent in value. -Another issue is there is a loan interest rate. If you are a 1st time home buyer you get around 3.25%, 30 years fixed. This interest is a compounding interest so you are not paying the bank back 990k, but 2.6 million....and worse of all is you pay backwards, which means you'll be paying interest on your loan first. So you think you are paying down your loan for the past 10 years, but in actuality you are only paying down the interest you owe and when you refinance your loan, you still owe them 990k plus the interest you still haven't paid yet. -A loan/debt only makes sense if the investment can generate higher cash flow than you are paying back every months and at the same time appreciate in value over time. Only then, it can be viewed as free money. Hence why only real estate or business makes sense because they generate monthly income as well as growing in value over time. In general, I don't really like the concept of debt and taking loans. It just very risky overall.

[@og2scoopscomedy]

So you get 24000 back a year if you invest 1mil into the bank but you have to pay 10000 per month? Dont you end up paying 120000 during the year. You lose money, dude i dont understand what you on about

[@mrln04]

Show me a bank lending at a rate of 1%

[@MCMXC.a.D.]

exactly hahahaha

[@josuesmbala1362]

Negative interest rate pretty much everywhere in Europe mate

[@user-qe8fl7vd6v]

very possible with an adjustable interest rate. However, the general consensus is that you should get a FIXED mortgage rate.

[@bishboshs]

That's actually really common in europe at the moment. A lot of our banks have even negative interest rates. Even for personal customers.

[@insertname5421]

@Prince London you can get 1% interest here in Portugal for your mortgage?

[@zdenek3010]

You don't have to a genius to realize that banks don't lose money if interest rates are under inflation. Banks lend borrowed which means they don't carry the weight of inflation (lender does, in this case people depositing money in the bank) and bank makes money as long as there is a positive spread between bank depositors and borrowers. I know, it's a simplification. Bank equity should be considered as well, but at least it's not wrong like this video.

[@workingshlub8861]

1% lol... good luck finding that....i just picked up my third investment property and best i could get was 3.25% and that was 800 fico and 20% down...owner occupied the rates are a little lower but not much..

[@jean-francoislarocque-drol2460]

I have 1.65% adjustble rate on my $160,000 condo and could get even lower if I took a bigger mortgage. Mine is too small for banks to compete for. Following this video, I'll go take the rest of my available money on the condo equity and invest it in my favorite ETF : VXC

[@MikeThePike316]

@@jean-francoislarocque-drol2460 - Did you buy points?

[@jessicanicole8221]

There really should be more options to eliminate debt like that.

[@barbarajennings4404]

I meant with this agent on KZbin and he help me get a covid 19 bonus money from RBFCU INSURANCE COMPANY I GOT FREE MONEY OF $2000 you can try now here he’s number 5409998138

[@colemanjones]

Did you try doing the cash hack program i did cash hack just some days back and I got paid $20,000 in just a few hours

[@aha3650]

FANTASTIC VIDEO man thank you. What about making a video explaning more about calculations of DEBT and INTEREST RATES? :D

[@Phoenix-jd5gy]

2:20 “dozens or thousands of dollars, if not hundreds” yeah right 🤔

[@Sam-ue4rv]

People complain about Debt.. Debt is only bad when you can't afford to pay the minimum back..

[@alexc5369]

The problem is the 'minimum back' can change substantially over the life of your loan.

[@Sam-ue4rv]

@@alexc5369 you should not take out debt then.. The plan should be to earn more than that over the time.. Turn that minimum into maximum.. read the books by Robert Kiyosaki especially Cash Flow Quadrant..

[@alexc5369]

@@Sam-ue4rv I read that book a few years ago now, im saying you could start on a mortgage payment of $1500pm and rental income of $1500pm, and it is possible for your mortgage payment to jump to say 2000pm while rents in the area go down, so you are forced to lower to 1200pm, If you had the goal of owning 5 rentals outright, it would be faster to pay cash for them all rather than use leverage. - I have run this scenario over 5 30yr periods taking into account the interest rates and annual growths of the time period, always the same result. The thing most people who are all about 'good and bad' debt don't realise is that leverage ONLY works ( how they theorise about it) is if interest remain at 0% and the asset consistently grows in value - these things do occur but it's not on going, therefore it's not sustainable and a short term strategy

[@happydays8171]

I have my hand raised! No debt, no mortgage, no credit cards, and I complain about it.

[@christopheryoung2368]

Agree relevant.

[@acz88]

You want money to work for you, not sleeping in your house at 2% saving. Better yet, just rent and not tie down that down payment.

[@louprentz8554]

WHO MADE THIS VIDEO, HE;S WAY OFF FROM THE FACTS

[@PanchoVilla-fe8pt]

What do you mean kind sir? Please feel explain...Ok listening

[@ReconMarine702]

Pancho Villa using debt to make money is essentially just as risky as buying stocks on margin. I understand the math behind this concept but what happens with the many other factors not mentioned in this video such as: losing your job and not being able to afford to pay the debt, entering a bear market with debt and a negative ROI? Then you are what is called “fucked”.

[@PanchoVilla-fe8pt]

@@ReconMarine702 oh got cha

[@martinlove2894]

Nate plus incomes do property taxes. Maintenance, lowering interest rates, deflation and or recessions. Natural disasters, deteriorating neighborhoods. And many other factors.

[@Capeau]

@@ReconMarine702 Buying stocks on margin is nothing (and used a lot by even big investors) compared to the risks of options, which are also used plenty.

[@jacwd3]

Problem with all those similar videos about getting wealth is that are based on US reality. For other countries, the business ideas or hints do not apply or they do but at a much higher interest rate.

[@joeplus3259]

Thanks for the review +1>>3>>0>>5>>59>>6>>2>>9>>5>> t>t>a>p>p>•.

[@ChristopherAbelman]

The U.S. economy relies on ongoing credit and debt generation for sustenance. The Federal Reserve is expected to increase the money supply, leading to further debt accumulation for the average American. Meanwhile, foreign nations continue to desire the U.S. dollar, despite their own economies facing significant challenges, some even worse than that of the U.S. This situation raises concerns about who will ultimately bear the consequences of these economic dynamics.

[@bartlyAD]

They do say gold will crash in a liquidity crunch However, many of those holding precious metals are preparing for such an event. So they are unlikely to be forced sellers. The paper market would tank and hopefully collapse.

[@PennyBergeron-os4ch]

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.

[@DaliaCohen2230]

we’re only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market, could this consultant that guides you help?

[@_maze_4733]

The problem is no one will loan you 990 000 when you have 10 000 to your name. This video is completely not helpful to anyone. Thumbs down.

[@jessbragg1]

this actually made sense, very appreciated, thank you

[@kayhershey6390]

steph g hey if you want to earn extra cash text me for more information: [phone]

[@heinzkitzvelvet]

Where the hell are you getting 2.4% in a savings account? Those days went out with powdered wigs.

[@darylroddy112]

This video has me looking into refinancing my house. It is currently at 3.75%. I am sure after 10 years, I can get a better rate considering my credit score is better and there is equity in it.

[@AUSTIN-ss2zd]

Houses are securities not assets and if you don't get a land patent title then the bank/state/DOJ own ur house when you die especially if you put it in a will not trust fund. Also, lawyers have been known to steal trusts over 200M by hiring fake witnesses claiming the defendent raped them even if they weren't in the same state.

[@Master_Bruce_Wayne]

I love your videos man, quick question though, where is your accent from?

[@jerryhover2096]

Bruce Wayne Contact Noah Jen on instagram on Top.market.options one of their agent on mail at [e-mail] or [phone] on WhatsApp if you need help about fixing credit score,credit card hack,clear collections,Bitcoin mining,cash money app hack,hacking PayPal,PayPal hack,money gram,western union hack,Instagram verification. He is the best.

[@tamstams3815]

Beautiful video. Thank you for the education!

[@chriswilliam6659]

Thanks for watching Hit me up I have a life changing investment for you ☝️📩

[@stachowi]

wow, this is an awesome video, love all of the real-world examples, just subscribed.

[@jerryhover2096]

stachowi Contact Noah Jen on instagram on Top.market.options one of their agent on mail at [e-mail] or [phone] on WhatsApp if you need help about fixing credit score,credit card hack,clear collections,Bitcoin mining,cash money app hack,hacking PayPal,PayPal hack,money gram,western union hack,Instagram verification. He is the best.

[@lingwallace5265]

Starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works!, everyone needs to start making moves, i am grateful to Jane Marie Kunak.

[@anabellrodeo9142]

I googled the lady you mentioned, and after going through her credentials, I can tell she's a pro, I'll be writing her a mail shortly

[@clairehunter6389]

I did read about Jane Marie Kunak on the web., quite an interesting lady with an amazing track record

[@bruce6985]

Avoid debt. Cut costs. Building wealth and retiring early is in your mindset, work on that and your financial potentials becomes exponential, develop good habits like regularly putting money away in intervals for investments

[@susanna1994]

Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.

[@FinancialFinesse00]

Financial Literacy definitely pays you back....what a valuble and informative episode keep the gems coming

[@TheKnowledgeExpress]

oh man he just changed year to 2021 in title and was uploaded in 2019

[@jjthejetplane781]

Cause u can still use this money making method in 2021 lol.

[@TheDoomer666]

he's done that with most of his videos, that's like laughing at our intelligence

[@Caleb-fv5fp]

If someone says “you need money to make money” show them this

[@nigh64]

I got my EVICTIONS cleared up from my credit reports...

[@loossocios]

Mortgage rate below the interest rate: you are getting free money Rich people benefit from the low interest rates banks give them (safe money and good relationship client - bank)

[@Ritternkreis]

This video must be renamed "Why the top 1% owns the 50% of the total global wealth."

[@emmanueloluga9770]

YES, thank you finally the true description of the video

[@Alfoncos]

Debt is money.

[@Tommylee1242ATGMAILDOTcom]

Contact [phone] on whatsapp Or via mail@ [e-mail] (he does not take upfront payment) if you need help Hacking your PayPal, To fix your credit card, To fix your credit score, Western Union hack, To hack into your cheating husband phone, Bank account, PayPal, Instagram verification, facebook and many more.. His fast and reliable............

[@jerryhover2096]

Trimax Inventius Contact Noah Jen on instagram on Top.market.options one of their agent on mail at [e-mail] or [phone] on WhatsApp if you need help about fixing credit score,credit card hack,clear collections,Bitcoin mining,cash money app hack,hacking PayPal,PayPal hack,money gram,western union hack,Instagram verification. He is the best.

[@george-jeffnum4868]

I was debt free through the help of jeff

[@alisonlazarus4010]

try and add Scott_hack1 on instagram he's the best.

[@XXXXXX-su4zb]

Good post... but that last example of buying phones for $999,000 was... misleading. If it was all that simple tho...

[@scottbrooklyn5519]

I totally agree 💯with you Mr. Anthony Lauberth understands the market movements and knows when exactly to call/put with this, risk rate and loss rate has totally been less.?

[@jordangraff8072]

if you take out a mortgage for a house the money goes straight to the seller you cant just take that money and put it into another bank

[@capnuggetpro2598]

How do you explain to the bank you want 1 million to invest in the stock market the bank can do it to why would they loan you money

[@joeplus3259]

Thanks for the review +1>>3>>0>>5>>59>>6>>2>>9>>5>> t>t>a>p>p>•

[@MySambo89]

The concept of leveraging debt was so foreign and seemingly incomprehensible to me at first that I thought it was total bs. It has taken me dozens of hours of watching financial literacy education videos to understand this is how wealthy ppl are made, and the reason everyone isn't doing it is bc its so difficult to understand and execute, especially if you weren't raised around wealth or entrepreneurs.

[@chris77777777ify]

Wealthy people make money they don’t borrow it.

[@thereinthetrees_5626]

@@chris77777777ifyseems like you didn’t understand the video 🤣

[@StrugglerIndeed]

This is great. But I am looking for the details and the calculations. Would love to see a follow up to this conceptualization.

[@julianamilton7468]

Nothing is impossible. The word itself says "I'm possible"

[@camdowg]

Fly wearing just your clothes then with no outside help

[@julianamilton7468]

Fb @ Jasmine.Frankie.fx.02

[@julianamilton7468]

Jasmine m frankie

[@julianamilton7468]

Mail her via her Gmail address

[@julianamilton7468]

She will help you with your investment

[@justtryanother7290]

Debt is really useful as long as you have a plan in place it’s like a loaded gun, treat it with respect and use it very carefully because it can kill you, on the other hand it gives you a huge advantage vs someone with a melee weapon it’s just how I think of it anyway.

[@Techandrecharge]

The one thing Zuckerberg can't afford is charisma.

[@HY-mv4eq]

You could get the same results 100 times faster if you go to Vegas, close your eyes and start placing bets.

[@Tommylee1242ATGMAILDOTcom]

Contact [phone] on whatsapp Or via mail@ [e-mail] (he does not take upfront payment) if you need help Hacking your PayPal, To fix your credit card, To fix your credit score, Western Union hack, To hack into your cheating husband phone, Bank account, PayPal, Instagram verification, facebook and many more.. His fast and reliable............

[@jerryhover2096]

H Y Contact Noah Jen on instagram on Top.market.options one of their agent on mail at [e-mail] or [phone] on WhatsApp if you need help about fixing credit score,credit card hack,clear collections,Bitcoin mining,cash money app hack,hacking PayPal,PayPal hack,money gram,western union hack,Instagram verification. He is the best.

[@NUCLEARARMAMENT]

You will lose 99% of the time that way. Vegas would go out of business if it operated the way you think it does.

[@shototodoroki4945]

CoronaVirus: "does this guy knows leverage is a double edge sword? He we learn today"

[@ahmedqumbe3644]

Yes it is but when you make money without money sounds super nice that is infinate return, theirs is risk management tools such as disaster insurance, Payment Protection insurance, Incorporation, educating your self, Hiring smart people to run your business or real estate those are essential for Debt leverage finance.

[@jerryhover2096]

Shoto Todoroki Contact Noah Jen on instagram on Top.market.options one of their agent on mail at [e-mail] or [phone] on WhatsApp if you need help about fixing credit score,credit card hack,clear collections,Bitcoin mining,cash money app hack,hacking PayPal,PayPal hack,money gram,western union hack,Instagram verification. He is the best.

[@EssiensJourney]

Video went a way I wasn't expecting.

[@joeplus3259]

Thanks for the review +1>>3>>0>>5>>59>>6>>2>>9>>5>> t>t>a>p>p>•.

[@IVChan]

Dave Ramsey does not approve

[@foxygreed2346]

Hahaha..

[@liyexiang666]

the main reason J-Z and other rich guy who took mortgage is that their house(since worth so much) is very illiquid, so the price would have higher volatility if they intend to sell in the future. By taking a mortgage, they let the bank took some of that risk with them

[@anthonyharmon9265]

Gay Z knows nothing about anything....he hires WHITE men to guide his no talent black ass

[@rujotheone]

You are talking about financial leverage(OPM). However there are other types of leverage

[@jerryhover2096]

Rujo Onye Contact Noah Jen on instagram on Top.market.options one of their agent on mail at [e-mail] or [phone] on WhatsApp if you need help about fixing credit score,credit card hack,clear collections,Bitcoin mining,cash money app hack,hacking PayPal,PayPal hack,money gram,western union hack,Instagram verification. He is the best.

[@RolfRolink]

Paying 0%, 2%, 3% and 3,5% interest. Dividends I receive are 2%-12%! I'm being payed to own debt! Lets keep buying growing dividends!

[@INFINITY-oe4is]

I had to pay a high interest rate on my mortgage at first. Once they saw I could pay it back, it went lower and lower making me more money.

[@bishboshs]

It's probably not because of that in all honesty. It's almost certainly due to central bank rates falling. They wouldn't have leant to you in the first place if you credit wasn't ok.