How To Make Passive Income with $500

[@MoveForwardMMA]

How much time per day do you spend responding to comments? it's rare to see a channel this big reply to so many, much respect!

[@GrahamStephan]

Usually about an hour per day! Typically, I make myself available for an hour after each video posts to respond back to people - my thought is that if people take the time to watch my video from the notification and comment, they should get a response back. I don't always get to everyone in the hour but I try my best!

[@yourmumsboyfriend_9147]

@@GrahamStephan i love you

[@marcusp961]

Graham Stephan I love you

[@MoveForwardMMA]

@@GrahamStephan Cool man keep it up! I'm just a poor man working 2 jobs and I think your videos really open a lot of doors for people with closed minds! I am one of the best salesmen at one of the companies i work for, so I'm going to be saving and getting into real estate as soon as possible, thanks for helping me get rich!

[@andradeabisai123]

Graham responds especially when people smash the like button

[@instagramb0twithl0wprice40]

2:29 - index funds 5:45 - dividend stocks 7:59 - reits (real estate investment trust) 10:08 - paying off debt (high-interest) 11:11 - sign-up bonuses (less passive) 14:19 - youtube channel 16:11 - selling a service (or product) 17:48 - affiliate marketing 19:14 - online business

[@CuttyTV]

People like you aren’t appreciated enough ✊🏽✊🏽✊🏽

[@kdrage2544]

Cutty TV you’re the real MVP

[@mementomori29231]

The hero we need

[@theyvngrighteousone6998]

Thanks my brother for the timestamps what a nice person 👍😁

[@marc-andrechevalier973]

Thank you so much ! These gurus keep pushing 20 min videos thinking we have time to watch all their rants. We get it, you make money when the video is longer ! hehe

[@monk9008]

2:29 - *Index Funds* 5:45 - *Dividend Stocks* 7:59 - *REITs* (Real Estate Investment Trust) 10:08 - *Paying off debt* (high-interest) 11:11 - *Sign-up Bonuses* (Less Passive) 14:19 - *KZbin Channel* 16:11 - *Selling a Service* (or product) 17:48 - *Affiliate Marketing* 19:14 - *Online Business*

[@allsparkwars2644]

you need more likes

[@GrahamStephan]

Also in the description!

[@monk9008]

@@GrahamStephan It's mostly for the timestamps to see the most interesting ones first, then the others later. Rather than just an overview of the topics. At least for me.

[@renaissanceman5847]

So exactly how do you spread all that out with $500... and get a return.

[@dracodragon5291]

Mvp

[@kimChris3880]

The great fall has already occurred, and recession is a disaster. The FED will need to use every effort in order to stop the market. Markets are being destroyed, which is a regrettable situation. You must rely heavily on diversification if you wish to remain green. Currently 17% up on my $840K portfolio while being cautious. Even so, it's still better than keeping it in a checking or savings account that pays 0-1 percent interest.

[@AlsaadUthman1063]

It is more difficult to create a solid investment portfolio, thus I advise hiring an investment advisor. You can then receive plans created to address your particular long- and short-term goals and financial aspirations.

[@arianaalex9103]

@@AlsaadUthman1063

[@jakeboss9329]

@@arianaalex9103 I will need such tutelage. How does this work?

[@arianaalex9103]

@@jakeboss9329

[@jakeboss9329]

@@arianaalex9103

[@Autumn_Blessings]

I don't want a Ferrari or a huge house. I just want to be comfortable and not feel guilty for eating at a restaurant.

[@rr.studios]

Same, I feel so guilty for buying lunch because I didn't have the time or energy to cook an entire week's worth of food in time.😢

[@tsayin7609]

This is for the YT algorithm. Ur welcome

[@GrahamStephan]

thanks!!

[@JMH702]

Graham Stephan graham I love you

[@judethaddeus4388]

Yep I liked it too

[@mrmoneytv7066]

The wise stay financial stable by spending less and investing more and the unwise remains poor by spending more and yet not investing like the wise ones do

[@themartiniguy9840]

@Stanley Anderson Best advice ✔️✔️ Always pick up a profitable stock to invest in and get a good professional broker before trading .......

[@MeetKevin]

That's it; I'm making a KZbin channel!

[@GrahamStephan]

Then you can make a video about how much you make from KZbin!

[@lubomirhristev9103]

One for stimulas checks and another one for the good old videos.

[@monk9008]

😂

[@daviidperez2605]

I love the sass on this thread

[@stevenhoward1154]

Great idea! 💡 Thats what I did recently! Good luck lol!

[@patricialanora8774]

I FOUND THE KEY 🔑 TO THE FUTURE , YOU ALL NEED TO CREATE ACC AND START IMMEDIATELY.

[@patricialanora8774]

MERCI BEAUCUP--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- YOU SHALL CONTINUE TO BE FAVOURED BY THE ALMIGHTY GOD, IM INTRIGUED I FOUND THIS WHEN I DID, THIS IS THE REAL STUFF TheSpaceHackersCom

[@lawsonryan24]

is it working

[@ReggieBryant]

You touched on something very interesting and real in the beginning. Getting sucked into a MLM seminar or a pipe dream. For anyone who has been talked to about MLM or some form of a pipe dream that really only benefits other people yet they’re promising “passive income” I’d recommend that you steer clear. Very few people (VERY FEW) benefit from MLM and it is not very passive at all. Moreover, it requires people to buy your product and it depends on your ability to recruit people to also sell said products. That’s my PSA for today, and I’m speaking from experience here.

[@GrahamStephan]

100%

[@pristineo]

That sounds like a pyramid

[@jaredhammonds8255]

@@pristineo pyramids have no product or service and focuses ONLY on recruiting. MLM sells products or services and focuses on volume and large volume can be achieved by recruiting to your team. With that said. I HATE MLM. Speaking from experience as well

[@ReggieBryant]

Jared Hammonds 100% agreed

[@xo_kryptoknight4147]

My coworker begged me to go to a MLM recruitment seminar, it was so sad to see them try to lure in a lot of young adults that has no idea what they're getting into

[@RockstarFlipper]

Passive income is AMAZING, but to many "gurus" and scammers wore the word out.. sucks for the rest of us that actually do the work to make real money

[@cntno8703]

How do you do that? I'd like to learn

[@77stockmanager47]

プレイヤーは今日です🍜

[@ArishiaMosely]

🥳

[@johnclancy3998]

Try FRO ZEN PA.C OM , i make 3 figures with them all at home!

[@deanethen3448]

There are a lot of options at FROZ ENP A. C 0 M

[@dsrecords6110]

Manthisa was a teacher in Brandfort. She had purchased life policies and retirement annuities from fast-talking high commission-earning brokers over the years. She did not know exactly whether those policies would fulfill her needs at retirement, death, disability or dreaded disease. She approached HYPERIONTRUST to help her put her financial house in order. Recently she took an early retirement and HYPERIONTRUST took care of her retirement investments. She sings praises of this small boutique financial services firm.

[@claudeschaller]

The first dividend I ever got was like 5 cents 😂 but it was enough to get me excited enough to keep going!

[@TheFinancialDev]

Congratulations to you! All about that consistency!

[@demetriotomas7685]

Lol i got 1 cent

[@Guff93]

Mine was 9 cents from 17 percent of an At&t share lol

[@jacobrivera909]

Did it work out?

[@Coral1000]

Same here lol

[@michellerevisited]

KZbin is definitely less of a passive situation and more of a flywheel situation. The more work you do, the more money you make with less effort. Just have to get it moving and then once it does all the work you've done continues to make money without more input.

[@GrahamStephan]

very true!

[@mashupupdates9341]

Yeeee, I wish I would continue yt when I was 12, so I could monetize when I was 18 and hopefully earn money, also being part of a community is really the main reason why I wish doing yt

[@instinctively_awesome8283]

My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless.

[@ethanhinojosa4371]

Hey graham I’m 14 and can’t thank you enough for giving me a head start on finances and life I love your videos and this is my comment for the algorithim going to like now

[@ryzer0216]

Never to young to start m8...all the best 👍

[@GrahamStephan]

you got it!!

[@judethaddeus4388]

Wow that’s very good, that’s one of my goals too to not only learn but to teach financial education to the newer generation

[@judethaddeus4388]

Ryan Smith so true

[@yamatocannon4856]

Hey how do you make your money? I'm 14 and looking for a way to make some money

[@lubomirhristev9103]

Making 5000$ while explaining how to make 500$. Graham is genius!

[@GrahamStephan]

:p

[@therozrodriguez77]

Graham Stephan HA!

[@judethaddeus4388]

Yep a very smart man indeed

[@almaarchibald134]

The wisest thing that should be on everyone mind currently should be to invest in different stream of income that doesn't depend on the govt especially with the current economic crisis around the world.

[@nathalieevans1819]

I'm currently achieving success investing in bitcoin because I read through a post on bitcoin & how to get started with the help of an expert Evelyn T hills

[@daniellerobert1232]

You don't have to be surprise because I am also trading and earning from her platform, Evelyn T hills is an expert.

[@judehilary3569]

I believe she's the best broker I've ever known so far.

[@arielambrosio1072]

➕①③②③⑨⑨⑨④③⓪⓪

[@racheltyler9529]

I just contacted her on whats-app and she treated me so nicely & I like her services.

[@PierceJPeterson]

Just saying the words "passive income" gets the people GOING lol

[@seanparker7358]

Nobody knows what it means but it's PROVOCATIVE

[@PierceJPeterson]

@@seanparker7358 Precisely

[@GrahamStephan]

nO oNe KnOws

[@Jagwar8]

@@seanparker7358 nice Kanye joke

[@VegitoBlackityBlack]

@@Jagwar8 from Will Ferrell in the blades of Glory movie. That's the joke

[@nickdriveseveryday]

Ever since I found your youtube channel, I've been making adjustments on my finances since then so thank you for all you do.

[@marcmini8137]

i have 2 forms of passive inncome so far! 1. Music royalties from radio and spotify. Not a lot its about 200 every 3 months but i mean its a start. 2. anywhere from 2-6k a month selling stock option contracts and dividends from my investment portfolio. (this one is more semi passive as it needs more attention and work)

[@itsbowmantv]

I’ve been wasting money for too long. I’m now binging these vids for advice. I got paid yesterday and I’m going to save as much as possible. buying needs and no wants (I have everything I need). No more takeaway food , I can fill my fridge with the cost of a takeaway. With this and more I’m hoping I can save enough to get me a new (used) car in a few months to better take my young family about (currently have a 2 door)

[@reillyreacts7977]

hows it going on the investments?

[@JackDuffley]

I just closed on my first rental today - thanks so much for your inspiration, Graham!

[@GrahamStephan]

congrats!!

[@philrodrigues9270]

Good luck 👍

[@ClearAdventure]

Congrats, Jack! - Kevin Venture

[@grahammonroe4998]

I'm a musician and I have been thinking about doing youtube for a while. This must be my green light... Thanks fellow Graham!

[@FinancewithArjun]

Making passive income through a video about passive income. Nice!

[@GrahamStephan]

INFINITE MONETIZATION LOOP

[@BasicallyMatt]

This is his main income not his passive income

[@Tawfiq.]

Dont forget the webull referral as well

[@BrendanEvan]

ZERO additional work after investing: Ah, yes the exact amount of extra work I was looking for

[@mcmudger1538]

I’m so happy I found this YT channel because he doesn’t bullshit us and keeps it real.

[@amogelangmore428]

The dollar getting pennies for soldiers is a real shout out to the Richest Man In Babylon👏. That made me happy 😢

[@ohmpatel2513]

Ever since quarantine Started ive been watching all your content and Im loving it! Now I finally understand some stuff my parents do and I can learn myself and help them!

[@DanielHouckThe6thDanHouck]

Graham this is one of, if not your best video. I come back to it again and again to compare it with what I know and have learned elsewhere. Well done sir.

[@BreakingTheCycle]

Im currently in that progress of becoming a youtuber. 45 videos in and you are truly an inspiration! Cant wait to keep helping people just as you are. Thank you!

[@alyssawalter5102]

Graham, thank you for taking the time to type out your content in the description box. You’re one of the only youtubers I know who does that, and it’s extremely helpful. You’re awesome and inspiring

[@pudda-pudda]

I found that after I stopped and started the video taking notes grrrr

[@germancorrea1126]

help me with 10 $ dollar

[@italyanskiykuzen]

I was homeless but after this video I became millionaire in 30 minutes. Thanks so much

[@davidliang913]

$500 can go very far in the hands of someone passionate and ready to work hard!

[@GrahamStephan]

agreed!

[@judethaddeus4388]

Very true

[@blackrpatz]

I just bought the book "think and grow rich", im gonna relearn everything i know about investing and then learn new things

[@jacobmastrogiovanni6057]

I just finished reading that book. It was a great read

[@marcobarrientos4953]

Tell us if it worthwhile mAn!

[@jamesbarnes5769]

One of the best books out there! My leadership company just got done recording a book study on it. Every time I read it i notice new things. Really dig into it cause their is so much there.

[@lowquality9232]

man, cant tell if youre one of those youtube spam accounts lol

[@GrahamStephan]

Such a good book!

[@ah00362]

I don't believe opening new cards to get money is really a sound financial decision based on the average consumer behaviors. I'd like for you to elaborate on when to open new cards and any limit you may have on the amount of credit cards you should hold? I'd also like you to talk about what happens to peoples' credit when they cancel old cards and open new ones. I keep 3 at max to avoid any temptations, I pay them off every month in full. Paying them off to a 0 balance each month will never hurt (it's a myth that paying them off hurts consumers, in fact it helps your credit score as around 30% of your score is credit spent vs credit available. As you pay it off in full, the bank automatically increase your credit limit on your cards without income or credit qualifications, thus increasing your credit score.) It's OK to have cards with perks, but you have to pay them off in full. You'll pay 0 interest while increasing your credit score. You will get the perks of the cards such as 3% cash back, however you'll never pay a dime of interest to the bank. It adds up over time. It's one of the reasons I rarely use my debit card. I'd like you to create a follow up video on this topic.

[@cavalieroutdoors6036]

When I first started watching cat videos on KZbin I literally never thought that one day I'd be taking notes on how to leverage spare capital. 2020 is so frikkin weird...

[@dneuman7455]

It not just 2020 the last few years the entitled Karen's have been rallying.

[@davidsdinero]

I thought we we're going to get another Only Fans video.

[@GrahamStephan]

2020 isn't ready for that yet Until I get my Tesla Shorts

[@shobhit.sirohi]

@@GrahamStephan xD

[@alexalonso828]

Omg s3xy

[@artsbybware4790]

Haha

[@davidsdinero]

@Graham Stephan Did not see that reply coming 😂😂

[@brokeboycustom7655]

I actually listened to your last video on making passive income and made a KZbin channel teaching people how to save money by working on their own cars

[@TheFinancialDev]

Very nice! Cool niche!

[@JoseRodriguez-sc8hd]

Passive income is the key to unlock financial freedom!

[@davidwallace2676]

My biggest mistake was giving Paul Thomas $7k for the wackiest bitcoin trading mentorship ever. Luckily I came across earningtrack, who handles my portfolio till date very profitable.

[@josepetere9248]

@@JacobDsnell That's impressive man! I hope to be joining you sooner rather than later 🤞💵

[@sharonlarthey1355]

@@davidwallace2676 I looked up earningtrack and I'm impressed with the reviews. Accreditation looks really solid, very transparent and professional.

[@ashleywilliams6940]

They handle my investment all the way Australia, currently I've $120.000, my initial investment is $10.000, I highly recommend them.

[@joshyoutube8569]

Damn Graham, back at it again with the financial literacy to educate the youth on how to manage their money in order to create weath.

[@GrahamStephan]

woooo thanks!

[@bowlacheezballz]

I would really love to see a video targeted toward paying of medical school loans. The transition in income for a physician is extremely drastic and seems really complicated when you are not from a higher socioeconomic background (myself form third world poverty). So, setting aside the complexity of trying to handle sudden wealth with no previous experience with wealth, there is also the factor of suddenly, rapidly jumping your tax bracket. Hope you see this and it sounds like something you'd be interested in talking about. I promise that I am not the only one out there, there are tens of thousands of student doctors and residents that have entire forums just to try and give advice on how to approach money and wealth management in the medical field. Thanks for all the advice.

[@connormay3204]

Graham I just told my parents all the stuff u have taught me in like 2 weeks and they were shocked about what smashing the like button.

[@GrahamStephan]

Tell them every M-W-F 3:30pm PST they need to smash the like button!

[@jashhem7029]

Anyone that comes out of this pandemic period without an extra source of income or cashflow has made a BIG FINANCIAL MISTAKE !

[@adityaadvik4631]

For Real bro, this period taught me having just a Job is not enough security I was just laid off without an option.I had to start trading with the little I have to make passive income from various ways.

[@jashhem7029]

@@adityaadvik4631 Yeah Making Passive income can make you rich and retire early too

[@jashhem7029]

Investing is a true way to make a good passive Income and acquire wealth too

[@adityaadvik4631]

@@jashhem7029 I'm partially indulged in Investing but not made as much from it as you say but I know a lot have got rich from it, read in Investopedia of a Young man Making $110k Monthly. That's like a gold Jackpot to me.

[@jashhem7029]

@@adityaadvik4631 Starting an Investment with $500 can be yield you good returns if you have the right strategies

[@clintfletcher3507]

I have been watching some videos and I was thinking about investing in bitcoin or forex , but still don't know where to start from, any recommendation?

[@scottybrown7975]

Same here ,It's strange how people talk about all the profits, they've been making through trading of bitcoin, while am here not making any profit at all. Please can Someone put me through on the right path.

[@alexc7857]

"Thumbs up" speeding 200mph down the High Way

[@vincenzoguglielmo230]

Same!

[@realfinalsay]

The best passive income that the average person can start is to buy dividend stocks. The stock O pays a monthly dividend at a 4.5% rate. It is not much at first but if you slowly add to it, over time it will grow into more. The power of compound interest will work for you. If you understand that you will become wealthy.

[@louis8636]

So they give your 4.5% of your investment every month?

[@ryleightaylor3444]

@@louis8636 4.5% is the annual dividend. Each month is pay out a small portion of that 4.5% so after a full year of owning the stock you would have accumulated 4.5% in total.

[@Diecastinator]

They do triple net leases so they mostly do the financial side of things but they own good propertys I haven't really looked at the math I just know I put a few grand in 15 years ago and it's just kept going best individual stock I've ever owned.

[@realfinalsay]

@@louis8636 No, you get 4.5% return on the whole year. It is just divided into 12 payments. It makes it nice for beginners, because you get encouraged see payments every month rather than every 3 months like most other stocks.

[@SamFelch]

I only clicked on this because I new he is not a scammer, much love to have a loyal content creator that posts good content keep grinding😤😤

[@mattofthenorth]

Multiple streams of... Smashing the like button for the Algorithm! 💵 🙌🏽

[@GrahamStephan]

yesss

[@myaparker]

This video was in my recommended videos. I kept procrastinating but now i have finally watched it.........................a week later!

[@joosman17]

Paying down my debt has allowed me to start saving a lot more money and invest it in different index funds. Thnks Graham for posting videos like this one 👍

[@JustinScottInvesting]

Random Person Interested in Passive Income: So you're saying I can buy a Ferrari with only $500?

[@nikolarajkovic4595]

This guy Graham seems as he knows what he is talking about, Cathy Newman should debate him

[@ThePoupsy24]

Radio tele eclaire

[@RAGHAVENDRASINGH17]

toy ferarri

[@TheFinancialDev]

hahaha!!! 😂😂

[@PedroTalarico]

I’m a simple man: i see Graham, I smash the like button before I even start watching it.

[@GrahamStephan]

thanks!!

[@muslenawolffang2186]

Last month I got 0.08, this month I got 2.90 back in dividends can't wait to see my account at the end of the year 🙃 I'm a beginner investor and already I am learning so much thank you

[@DavidZBrown-qg5fs]

This topic is perfect for me! (PS I love how you're putting in the effort to connect with your audience still even after blowing up your channel 🙏)

[@GrahamStephan]

You got it!! I always try my best to block off an hour after posting!

[@judethaddeus4388]

Yea it’s something good content creators do

[@bettyscruggs1961]

Traders can try all the strategies they see on KZbin. But I can tell for a fact most will still lose money due to improper knowledge on how the liquidity providers manipulate the stock charts, that is why the importance of investing with a good broker can not be over emphasized.

[@samuelbarth-ibe6612]

With the amount of fake brokers out there, it's so sad that genuine good brokers like Mr Charles Connor don't get the regards they deserve for their good works and professionalism.

[@bettyscruggs1961]

@@Davincij-zo7yp I got talking with him through mail at {[e-mail]}

[@markpaul2239]

These past weeks the stock market has been in a downward position, causing losses but i have been able to make sizeable profits all thanks to Mr Charles Connor.

[@MrDavidrealtor]

Good financial tips. Financial freedom first before investing. Leveraging is the best

[@skletti3]

I would love to see an experiment on your channel where you build up one of the mentioned online businesses and document it!

[@patriciamary7160]

I bought a cc from *jamesocct* on telegram best vendor I know and very trustworthy. He sell cc,fullz,Bank,Drops,and Dumps

[@josgha2917]

You and Dave Ramsey give similar and different advice, and I am a fan of both of y'all. Through conflicting thoughts on minor details, y'all highlight the commonalities between those who are financially successful, which are the areas I think people should focus on. You help a lot of people, thanks for helping the common guy!

[@dmgtraining5201]

At this point, I'm just following ALL of your advice IDC. Worst thing that happens is I retire a millionaire. Doesn't seem that bad of an outcome to me. Thanks, Graham!

[@bert0g]

I could definitely hear the Robert Kyosaki in this video.

[@margaretlou3993]

Professional guidance brings about remunerative results. Great job Payden, you exceeded my expectations. Thank you.

[@Jakebottom]

It’s no secret that when it comes to investing profitably, Payden is indeed the right man for the job.

[@margaretlou3993]

Oh that’s quite easy. Payden has helped me build my portfolio over the years, and make profitable investments. Reach him on ... *Xanderpayden (a) g ma il. Com...* for further inquiries.

[@gigasony1]

These must be bots right?

[@margaretlou3993]

Not at all my friend.

[@gustavcannon2014]

@@gigasony1 yes

[@Fernando-G]

$10,000 a day from ad revenue? That's nuts. Huge inspiration Graham!

[@Benjamin-cr3ky]

Nice video❤️ very engaging from the beginning to the end. People will be kicking themselves regrets in a few weeks if they miss the opportunity to buy and invest in Bitcoin It's a pity that most people out there struggling through intense hardship and have ignored Bitcoin, were as Bitcoin can uplift there financial status

[@williamsjackson858]

Bitcoin trading right now will be at wise individual list. In few minutes you will be ecstatic with the decision you made today

[@freeborndarlington3221]

BITCOIN/IS THE ONLY TRUE DEMOCRACY EVER EXISTS IN IN THE WORD

[@prieskahappy7335]

Buy and invest in Bitcoin and other cryptocurrency today!! Bitcoin trading nowadays is a big chance to make huge money

[@kristen374]

+4"4"7"8"6"8"7"1"0"1"5"1 🇬🇧 ✅

[@jeanne2238]

She's obviously the best, I invested $17,500 with him within a month I made profit of $130,000

[@thejoechee]

“That ended up making me even more money, and now I can afford iced coffee.” - XD that line was said/read so honestly yet casually and was so funny that you earned a like right then and there. Keep up the good work man, thank you!!

[@ChaplainDaveSparks]

Or take the money you would have spent on Starbucks coffee and invest it in SBUX stock, instead. Or, better yet, invest in a "value" stock, instead.

[@ageless_linda9590]

I’m going to watch your videos every single day vigorously, and I promise to input every strategy into my daily life...and I willl take a pic for you in my Ferrari one day!!

[@BladeOath]

I just wanted to let you know that you inspired me to go and get my real estate license. Once I get that I'll use the tips I've seen in your videos and buy your course on real estate and hopefully make this my long term career. Thank you for helping me go towards this goal.

[@GrahamStephan]

So happy to hear!! Keep me posted! :)

[@soul_man]

Much respect I’m 15 years old and my parents are very impressed with the amount of information i learn from the videos. I hope i can make some money using passive income.

[@baMOBam08]

Stay focused bro! It's great you're looking into this so early. I'm just now getting invested (pun intended) in this stuff so best of luck to you!

[@TheArmyofHades]

Its a few months late but if i can tell something to help you i will try. My mother always pushed me to become better at school go to university get educated all that bs. She spent alot of extra cash around 250 every month for me to make extra classes. I am now 26 years old and no high paying job in my country can be taken without conmections so i am stuck with minimum wage and sometimes less. If she had let me start a job at 14 instead of school and she invested the 250 she was paying as well as me adding another 250 every month in an index fund investment i would now have half a million. If i held even more i would be a millionaire by the age of 35 where i could safely marry, raise children afford a house and a car all on my own just with a small investment and some extra work for a few years. Dont make the same mistake friend, invest in your future smart, get properly educated and learn how to invest now in order to become financially strong later, time is key in investments and time means profits. Dont spend on useless things like most of your generation use your money wisely and by the time you reach your 30s you will have enougj money to spend on whatever the hell you wish without reprecutions any more.

[@DarwinChaug]

The issue is you gotta look at the long term chart on high paying dividend stocks...these stocks haven't moved up in YEARS. Then you get taxed 2 times: as a owner of the company you get taxed on the companies profits, then you get hit with taxes again when you collect your dividend. Dividend investing is for people who are scared to actually invest in innovative companies.

[@yaykruser]

Darwin Chaug Even worse where i live, found a nice Reit, but would have to pay 30% withholding Tax plus 30% Taxes from my own country, plus when the stock goes up I cant write off the earnings on my other stock losses.

[@JUSTDOITdaily.]

People: _"I want to invest, I'm just not ready yet."_ Me: _"Yesterday, you said tomorrow. So _*_JUST DO IT!"_*

[@thattannerguy856]

Personally I throw money in stocks with every paycheck, it's worked very well! Better than making next to nothing in a bank

[@judethaddeus4388]

Yep today is always the best day to get started

[@judethaddeus4388]

ThatTannerGuy true with Bank you lose money due to inflation, banks right now have a 1.15 APY at the max while annual inflation is 2%, so banks make u lose money

[@judethaddeus4388]

NATHAN COPELAND yep, that’s why I started YT

[@aveno66]

@@thattannerguy856 But its to risky to put all your money in the stocks I been losing a lot lately in the market.

[@jaysaini9949]

Half of us just watch him and are like “I’ll do this soon” 5 weeks later “I should invest” Never happens

[@joslu80eight5]

Acurrate af

[@qu33flatina]

It's funny cause its true 😂😭

[@safarfsaf]

I started the first video I saw in Aug 2019. I haven't regretted it. I've gotten like 200$ in dividends. It's pretty easy.

[@GrahamStephan]

DO IT NOW 😂

[@wtfwill21]

It’s super easy! I’m so glad I started with Robinhood, it’s super easy to use. Definitely a good way to test the waters and learn about the stock market.

[@instagramb0twithl0wprice40]

best advice i was given was that if you want to be wealthy in life, you need to own something. made me rethink a lot in my life

[@liamvelasquez617]

Hi Graham, what do you think putting money in a savings account in another country. Some countries pay as much as 8% in interest.

[@GrahamStephan]

other currencies have much higher inflation, so if currency inflation is 7% but the yield is 8%...no difference

[@iphone21]

In pakistan they have an "insurance" that has an ROI of 500% over 15 years

[@judethaddeus4388]

Not a good idea other countries may not be as reliable and also like he said the inflation rate may be way higher than the US, just use an index fund or an ETF

[@judethaddeus4388]

NAV GH I’m sure there’s some other side to that, because if that’s truly how it is then everyone would be doing it

[@judethaddeus4388]

CheapDrunk like Zimbabwe

[@cryptoflippodcast]

_Whether you have a job or have a business you should always have passive income_ 👌🏾👌🏾👌🏾

[@nathancook1286]

I've been considering investing for a couple years but didn't know how to approach it... I think you just helped break it down enough that I can take my first crack at it. Going to watch through again and take notes this time lol Wow $500 can do a lot!

[@MikeYJGi]

1:50 The way you described why to invest your money sounds like a MLM scheme 😂

[@TheFinancialDev]

hahahahaha 😂

[@PoacherSkates]

when you get to the video 19 seconds after it gets posted and your not first

[@GrahamStephan]

first comment goes QUICK!

[@unusuario5173]

@@petargenov8329 when you type so fast you misspell words, and you still aren't the first comment

[@PoacherSkates]

@@GrahamStephan Thank you for replying your like my idol, one day I want to become rich just like you and you are showing me the way

[@dumbcat]

i was an apartment manager and a tenant begged me to replace her toilet seat on Christmas Eve because a long lost relative announced they were going to make a surprise visit on Christmas Day. i ran down to the hardware store which was thankfully still open on Christmas Eve

[@thewongmindset451]

Working my way to that Ferrari and I’ll be sure to say hi 😂💸

[@GrahamStephan]

Please do!

[@MrBetonarme]

well i feel like pavlov's dog , whenever you say smash and ding sound , i smash the like button!

[@supperking1]

I never comment on anyone’s videos and don’t use KZbin much. But you give some amazing insight and information. Keep making great content and I’ll keep smashing that like button!

[@joymae]

I can’t wait to make so much passive income that I can sit at home and drink 25 cent Graham Stephan coffee

[@IKARIANOFFICIAL]

- I thought it was 20 cent coffee? But yes, once I get rich from marrying a millionaire woman then I too shall start enjoying 18 cent or maybe the 20 cent coffee!

[@joymae]

IKARIANOFFICIAL I took in consideration for inflation bc of the money printer

[@IKARIANOFFICIAL]

@@joymae - Ahh, okay that makes more sense now ;) hahaa .....In that case we may be drinking 25 dollar coffee with all the extra Trillions of dollars being printed up!

[@RM-yr2cs]

Hi Graham, I’ve been watching you for the last couple years. Love what you’ve done with your career!

[@GrahamStephan]

ahh thank you so much!! your support really means a lot!

[@huyZeengo]

i gotta say. i really appreciate the written synopsis in the description of each video. keep it up graham.

[@NiceGamingHU]

3:28 i had to look behind my back, jesus Graham you almost killed me with that sound :D

[@callummusto5618]

Anyone whose ever taken an econ class knows that dividend stocks are marked down after the ex dividend date.

[@MichikoHoshi]

@Mary Lisa This sounds like the beginning of a script to a cryptoscam. "I lost so much money in cryptocurrency, but now I make big buck. Consult ____ and trust them with your money."

[@noahnoscope1823]

Now is a good time to invest, Stock prices Are Down, due to covid, But They usually rebound.

[@demonsecurity3916]

I opened my roth IRA and put $20 in and I'm already seeing a $4 gain

[@Octopussyist]

Cool. That is enough for one coffee at Starbucks ... or 20 coffees at home.

[@CalebOliver]

Great Advice Graham, especially the KZbin idea. Also Graham you should consider using video chapters in your videos. It will help your audience navigate your videos better. It will also let your audience know what each section of the video is about. If you do try this tip just be sure to start with the label 00:00 Intro then list the rest of the chapters with the appropriate timestamps and titles. 😊🧊☕️

[@Bea_remembrance]

2% divideds minus 40% divided tax 1% post tax. Minus 5% inflation. Minus opportunity costs of investing the $500 in other investments.

[@personalfinance9045]

Passive income is very real. I agree that a lot of "scammy" people throw this term around all the time, but real estate is great for somewhat passive income!

[@GrahamStephan]

agree!

[@personalfinance9045]

@@GrahamStephan Graham replied! Nice!

[@thewfhmommy]

I feel like Graham was contacted by the credit card companies or by economists to make this video to encourage people to continue to invest in the stock market and to pay their credit card bills lol Thanks for the video, I'm trying to work as much as possible to get extra income. When I'm able to set aside $500 I'll definitely try one of these investment options. I'm hoping to pay off my credit card debt asap, I'm so tired of paying interest!

[@tickertimeline654]

Paying off debt is the smart thing to do before investing

[@alapatikumar1373]

i just decided to pay of my personal loan at one go, which is 30k, do not want to pay interest until 2025

[@ajalbetjr]

Like Button Smashed!! After many, many, many lost years of not doing stuff like this, I FINALLY started doing stuff like this last fall pre-Covid, investing in micro-shares of Amazon Stock (I work for them) and and Mutual Fund that principally features Amazon stock, and have gotten a huge return, especially due to explosive growth due to people buying much more online because of the pandemic... It just KILLS me when I sit and realize how much money I just THREW AWAY over the years by not trying to make my money work for me, but at least I learned before it was too late!! THANK YOU for trying to help people to do better for themselves!!

[@parshvashah6973]

Hey Graham! Just wanted to let you know that the example you used where you would add $500 per month does not have the correct calculation in the screenshot you put in the video. It would be based on annuities and you could find a calculator for that. Maybe this could help with your future calculations, especially when you are using DCA for your investments or for videos. Hope this helps!

[@DavyYap]

I can't wait to make passive income! You've inspired me to invest and hopefully my YT will get monetized one day.

[@GrahamStephan]

Best of luck!

[@WhoTnT]

Look into niche keyword websites too if you're willing to learn how to develop and manage websites. I live on Adsense income from a single niche website.

[@DavyYap]

WhoTNT yes that’s something working on too. Thank you

[@vikingshark2634]

Before the internet (circa 1987) all of our investment advice pretty much came from Dad. My Dad's investment advice was "if you don't have $5,000 you can afford to throw away, then don't bother." My Dad never had $5 he could afford to lose, much less $5,000. But at least these days we don't have to rely on advice from people who failed and/or never tried to invest.

[@calebjh]

3:28 😭😂 i dont know why this sound effect was so funny to me

[@youngandsuccessful22]

“Richest man in Babylon”

[@unquestionabletv]

To be honest, Graham, when I first stumbled across your channel a year or two ago I thought this was a MLM channel to begin with. After watching a video or two, I quickly learned this was not the case. I do hope people actually watch with intent. “Passive Income”does often leave bad tastes in people’s mouths. What I’m trying to say is...keep up the good work/information. Love it.

[@Batmann29]

“The illness” lol that KZbin monetization loophole 😂

[@ianp7383]

When you want to invest but you’re not 18 yet :(

[@amandamilbrodt4423]

Or you save as much money as possible until you turn 18 then take your capital & knowledge and apply it.