How to Pay at a Restaurant with a Card

[@daytonhuth3622]

As a person who stresses over the small things, I cannot even begin to say how much awkwardness and stress with has saved me. Thank you so much.

[@SmartFamilyMoney]

I am so glad I could help. Is there anything else money related that you would like to see a video about? I am always open to ideas!

[@sleepysleepy9913]

Glad I'm not the only one

[@twigthekid4025]

holy moly same. thank you so much!!!

[@dennisking7469]

Me too.Im so grateful. Stress avoided 😮

[@sleepysleepy9913]

Im 29 and i feel so adult now i can confidently go out and not feel like an idiot. Thank you

[@p0achii]

I'm going out with my bestfriend for my 16th birthday in less than a week and omg- It's 4:30 in the morning and I was over here stressed about not knowing how to use a card at a restaurant and couldn't sleep. This helped SO MUCH with understanding because my dad is horrible at explaining and just made me even more confused😂

[@SmartFamilyMoney]

I'm so glad I could help! Happy birthday!

[@p0achii]

@@SmartFamilyMoney Thank you!

[@Marief1503]

Same with me for my 15th!

[@stevethomas2285]

I'd suggest that letting the server know you'd like to split the check up front when ordering - instead of at the end - might be easier for the server.

[@SmartFamilyMoney]

That is a good point! It is easier if you start that way.

[@jingles5661]

Thank you so much for this vid it helps with anxiety so much, im meeting my girlfriends parents at a hibachi restaurant in about a weeks time almost 12 hours away from home so im definitely anxious

[@getnaenaed3902]

I freaked out a Red Robin the other day and DIDNT tip the lady that served me. I’m absolutely never letting that happen again thank you so much ma’am.

[@SmartFamilyMoney]

So glad I could help!

[@patrickstar1439]

It’s so confusing at some restaurants with the folder You explained it great,thanks.

[@mosslang9876]

Thank you for this detailed explanation, it will help us during our first trip to the US next week!

[@tommygun4752]

Parents wont teach me so i have to look this up 😂

[@SmartFamilyMoney]

Glad I could help!

[@hansongyihada2305]

Girl I’m in the role of ur daughter rn thank you so much 😭

[@steelreign8219]

Very informative video. Im so glad that you made it . We need more informative videos like this.

[@melatonin1371]

It makes me anxious

[@fabrimedeiros9888]

😂 me too

[@ledwards3376]

Thank you for helping me explain this to my teenage son.

[@SmartFamilyMoney]

Happy to help!

[@massimilianomarrazzo2392]

How can you be sure that they will not write somewhere the details of your credit card and later on use it for fraudulent purchases?

[@fabrimedeiros9888]

Maybe It is based in trust of good people. Who will be back to scammer restaurant?

[@jules2655]

Keep in mind that recently merchants and restaurants are charging around 3% for using a credit . But also be aware that they are not very well trained and we'll also try and charge you 3% for using a debit card which is actually illegal. You can look this up by searching Google for laws and rules on paying with charge and paying with debit. If they try to charge you 3% for using your debit card which is actually considered cash, I would ask to speak to the manager because they can fix this for you where you don't have to pay extra. Money is very precious these days and we don't want to spend more than we need to.

[@SmartFamilyMoney]

I haven't run into restaurants doing that here in Ohio, but I have heard this is becoming more common. Good advice.

[@ConfusedHomoSapien]

This video helped me so much. Had a super embarrassing moment due to not knowing how to pay the bill, so got home and immediately looked this up. Huge help. Thank you and God bless you ❤

[@SmartFamilyMoney]

I'm so glad I could help! I hope you have a stress free dinner at a restaurant soon.

[@ConfusedHomoSapien]

@@SmartFamilyMoney Thank You! : )

[@matehusx480]

Nice video, quick question. If we write the tip after the payment was processed, how will they receive it from me?

[@SmartFamilyMoney]

After the server picks up the signed receipt with tip on it, they'll put it into the computer and it'll charge the tip to your card. You might see the restaurant bill amount (without tip) pending on your account, and then you'll see it process for the full amount (bill plus tip) within a day or two.

[@Adam__Tube]

As a 16 year old I had to pay a hotel restaurant bill by myself and I remembered this video so I did it step by step on the spot while watching this 💀

[@andy15697]

this video is so helpful! is paying with cash the same as paying with card?

[@steelreign8219]

Very informative video Thank you

[@deanzupan5058]

This helped me a lot thank you very much

[@SmartFamilyMoney]

You're welcome!

[@junkaixing5001]

awesome! helped a lot! thank you

[@Elopret]

I greatly appreciate this

[@veryepic4845]

i watched this video after i paid for myself for the first time, i was lwk stressed cus i was with my friends and i kinda just rawdogged it and i guess i got it right

[@SmartFamilyMoney]

I'm glad you figured it out!

[@vincenthsu6534]

How would you use a credit card at a store, where tip is not required? Do you always need to sign a receipt? Do we pick the method of payment, such as tap / insert / swipe? Thanks 😊

[@SmartFamilyMoney]

Using a debit card and credit card are basically the same so check this video out to answer your question: kzbin.info/www/bejne/anSVgXp4qbiNl68

[@CarlitosDJmx]

thank you, it worked perfectly for me...👍🏼

[@SmartFamilyMoney]

Great!

[@nihadtouiti]

But after you write the tip if you leave it and go how he would get the tip?

[@SmartFamilyMoney]

When the server comes back to collect the receipt, they'll enter it into the computer and it'll get charged to your card. If you look at your bank, you might see the original total as a pending charge but when it clears your bank it'll be the total amount (total plus tip).

[@nihadtouiti]

@@SmartFamilyMoney thank you so much for the information

[@CowboyChickenMan]

Taking a girl out soon this really helped thank you

[@SmartFamilyMoney]

Glad I could help! Hope your date goes well!

[@CamTheManzz]

Bro it's funny cuz I am too, and I don't wanna look like an idiot. I don't have enough cash so in paying with my card today lmao

[@Elicorn11]

Do debit cards work the same as credit cards? Or will they need your pin for the debit card?

[@SmartFamilyMoney]

They should work just like credit cards! I haven't ever been asked for a pin when paying at a restaurant with a debit card.

[@Elicorn11]

@@SmartFamilyMoney Thanks so much for the reply and informative video! Definitely helping my 18 year old self figure out adulthood lol

[@SmartFamilyMoney]

@@Elicorn11 glad to help! Are there any other videos you would like to see? I am looking for ideas!

[@Elicorn11]

@@SmartFamilyMoney I'm new to your channel so I'll definitely have to give all your videos a watch. Hope more people are able to discover these really helpful videos!

[@Crozz22]

@@SmartFamilyMoney I was asked for PIN. European VISA credit card. I believe all charges requires PIN so I don't know if they actually got their tip

[@brcsephina]

if you want to tip with cash, do you put 0.00 on the tip part and leave cash on the table with the receipt?

[@SmartFamilyMoney]

Yes! And make sure to write the total on the receipt. For example 20+0=20.

[@peytonicbomb1746]

Thank you

[@demanhemzelf4431]

Hi! Am I also supposed to write the tip amount on my copy/fill it in?

[@SmartFamilyMoney]

It's your own copy so you can do whatever you want! I often do write the tip amount just so I can double check that it's correct on my bank statement.

[@coffee_icedtea5976]

I’m actually about to for my friends birthday, but the part I’m having trouble with is the tax when it’s required in the bill. Do you have to add it or is it already with the total given?

[@vivekok81]

Otp not required?

[@SmartFamilyMoney]

A security code? No, you don't need a security code.

[@Chaotic_Kxv1n]

can you review Current Banking it’s a debit card for teens

[@SmartFamilyMoney]

I'll take a look at it!

[@behnazrad3710]

So in America the cards don’t have any passcode number or anything? They just take the card and use it?

[@behnazrad3710]

What if it is stolen, what if there isn’t enough money on your account?

[@SmartFamilyMoney]

Correct most of the time a PIN number is not used. If there's not enough money, the charge won't go through (unless you have overdraft protection). If your card is stolen, you should notify your bank right away to turn it off to prevent charges.

[@behnazrad3710]

@@SmartFamilyMoney interesting, but you could eat as much as you want and later claim that it was stolen? 😅 just curious, we don’t have systems like this. We pay with our credit card but they have security codes

[@behnazrad3710]

@@SmartFamilyMoney thanks for your content by the way 🌺❤️🙏

[@securitysocks]

​@behnazrad3710 yeah feels wild how US is decade+ behind on the transition to chip/EMV & forgoes the security of PIN entirely except for debit card transactions. And if the debit card is run through credit card mode, no pin is needed either.. Reporting the meal as stolen would probably not work too well vs card issuer fraud detection, would need to be a swipe only restaurant/no chip/tap/nfc unless you use chip and don't do anymore transactions and immediately report as lost/stolen (EMV/chip as an internal transaction step counter so a valid transaction trail sort of like a blockchain, 1:valid 2:valid 3:invalid 4:valid - 3)invalid is a false dispute claim if 4 is valid), any security camera footage pulled would catch you so couldn't have those either. A restaurant you don't frequent, and restaurant bills not being something you have a history of disputing. And you'd need to get your card re-issued, is it worth the hassle & legal risk? Wish they'd bam swipe already, magnetic stripe so easily stolen & cloned hence insane amounts of card fraud in the US.

[@Maleick]

Leave a generous tip

[@SmartFamilyMoney]

Absolutely! Tip your servers well!

[@Kent-77]

It blows my mind that In American restaurants the staff will take your credit card and walk away with it and that not restaurants have the wireless machine payment method where you can pay directly at your table. How does USA not have this in all restaurants?? You have no idea what they can do with your card when out of your hands and out of your site. I'm Canadian and in Canadian restaurants no one touches your credit card other than yourself. We also don't manually write the tip amount. When you tap or insert your card to enter your PIN in the the machine, it will yhen ask you if you want to tip. Either by percentage or you can type a specific dollar amount.

[@SmartFamilyMoney]

What can I say - the US is behind a lot of the world on financial technology. For restaurants, I imagine purchasing those machines is not cheap, though.

[@Kent-77]

​@@SmartFamilyMoneyWhat happens when someone can't do math and the tip amount and total amount do not line up and the customer has already left?

[@SmartFamilyMoney]

@@Kent-77 the staff take their best guess at what the customer was trying to say and then hope it doesn't get disputed. 🤷

[@Kent-77]

@@SmartFamilyMoney OMG they just guess?, that's crazy!

[@SmartFamilyMoney]

@@Kent-77 there's a Tiktoker who works as a bartender and she has a whole series called "drunk math" where she shows receipts from the bar where the writing makes no sense and she tries to figure out what the person meant. It's really funny actually 😆

[@timothyplayz2925]

Excuse me can you do a video on Amazon cash

[@SmartFamilyMoney]

Sure! I will work on that!

[@SmartFamilyMoney]

Amazon Cash video is up! Thanks for the suggestion! kzbin.info/www/bejne/bWGpYmB4eKhrias

[@the.chess.fighter]

i feel embarrassed to be here even tho im 13. Cause me and friends go out alot.

[@the.chess.fighter]

thank you for this

[@a_z9174]

Just i have one point on your videos, you are so hurry and very fast in speaking , can you please slow down a bit with many thanks for your efforts.