How To Retire Before 99% of People (Starting With $0)

[@gingerkilkus]

Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $200K. considering all the inflation, i'm thinking of investing in stocks, i dont just have idea on market strategies.

[@AlfredWilliams-ki6ri]

Do you plan on retiring before 59?

[@CharlesArthur-fq5sx]

That is what determines it for me. I switched to cash flowing assets because I wanted to retire early.

[@williamDonaldson432]

At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an adviser, as this allows you make smarter investing decisions.

[@foreverlaura-fq4eu]

Can you recommend any? I am in need of a Cfp to grow my retirement account.

[@williamDonaldson432]

Annette Marie Holt is the licensed adviser I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@zonafortier]

Being cash poor is by far the greatest thing for me. I allow myself to be stressed about money which makes me work more and get more in my paycheck. I act like my investments are debt payments!

[@tonymellow9578]

I am looking to retire in the next 5 years but would like to start a side hustle and keep doing my casual work. I haven't done any investing before and wasn't sure about what to do. Watching your video has given me a clear picture of what to do. Thank You.

[@SomeBotOfficial]

man you just eased my mind on the retirement part, even tho im in a period of my life where my jobs are shitty, I have my whole life ahead of me to learn new experiences and gain knowledge. It's like the saying goes, it's only up from here.

[@giraffe558]

Just got married and we started talking about kids in the near future. It made me really start to consider being in a place to provide for a family comfortably. Thanks for the advice!

[@gustavomarques2997]

This is one of the best, simplest and comprehensive videos about personal finances out there. Thank you!

[@M700C]

Thanks for the content Mark, 2 years ago I was working in a factory and can say that I am now full time in my own business. My journey started with this channel!

[@marktilbury]

Hi, that’s fantastic news, it makes me do happy when people like yourself grasp the opportunity that is out there for you. It’s not easy so work hard and the rewards will come. Always remember long term. MT 😎

[@M700C]

Thanks again, I’ll always be here watching and learning

[@mominamin9535]

Another extremely important video with no BS and a clear intention of helping your audience out. Mark Tilbury, sir I'm a fan

[@InsanityUnleashed-z9g]

Can’t wait to put these into play, I was just born and after some calculations, I can retire in 5 years! Thanks mark!

[@viktorpavel9881]

I used to think every investor went broke during recessions, meanwhile some make millions. I also thought everybody went out of business during the Great Depression, but some went into business. Bottom line, there's always depression for some, and profit for others, it all starts from having the right mindset. That said, I've set asides $250k to invest for future, unfortunately l'm a complete noob.

[@helenrhettgordon696]

The market has gone berserk! regardless of experience level, everyone needs a sort of coach at some point to thrive forward.

[@georginalikewood5057]

True, A lot of folks downplay the role of professionals until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@viktorpavel9881]

Well said, I wouldn't mind working things on out with your FA, Can I get more info If I'm no asking much

[@georginalikewood5057]

Can't divulge much, it's only right you do your due diligence. I'm been guided by Lisa Ann Moberly and most likely, the internet is where to find her deets.

[@viktorpavel9881]

Thanks for sharing, I just looked her up online and I would say she really does have an impressive background on investing

[@LowkeyHundo]

My family has never handled finances well. You’re videos have helped me immensely in trying to start a business and build wealth. Thank you🙏🏻

[@christinadraven5961]

I don't have 45 or even 20 years before retirement so i need to get as much money in the stock market now. Most people i know between 20 and 60 at my job, aren't prepared and don't seem to care.

[@Jakkaribik1]

Even if you are In Pension and have 5 Years time you can do as good as you can now and get years ahead!! Invest into Secure things.

[@jaynecuckney406]

So agree with you about 'retirement'. I did a micro break 7 years ago. Took 7 months off for a 'Round The World ', this led ultimately, to a career change. Love your vids , they make sure I keep taking action. 😊 More details will follow in my : book, podcast etc. 😊

[@Simon-vc1wk]

Realistically how many people can put away that much?

[@musicmanlistener2]

This is the fourth video I've watched of yours so far and it really makes me reconsider my self worth, I'm in my late twenties and I haven't a lot to show for it but I know I've accumulated skills and knowledge over time and I haven't been using what I've learned to my advantage. Already I'm starting to rethink my life choices that have led me to this stage of life and how I can turn it around without slaving away (12 hour shifts, 6 days a week) in some job I don't have any passion for whatsoever. The process to success isn't rocket science as I've been led to believe, dream jobs do exist you just need to make the effort to market yourself. Really appreciate the advice thus far, what you're doing is an inspiration and quite similar to how I'd like to help others in the future as well.

[@marktilbury]

Hi, the first step to financial freedom is realising the mistakes we make , the second step is to learn and the third is to take action. Unfortunately many fall over at the third. Please 🙏 push on and lift yourself up, think long term 10+ years, I know it’s hard but in the long run it makes life so much easier. Thanks for watching, I will keep posting videos to help. MT 😎

[@matteomorettoo]

Noce vid Mark! I see un upgrade in quality and setup too!

[@andrewjames8631]

As a 50 year old guy in Australia who has done pretty well for himself these videos are spot on…. I use them to educate my kids…. As they don’t want to listen to me!! Keep up the great content.

[@ClassyCork]

Thanks mark, I will a make sure to thank you when I’m retired as young as 28 or maybe 30 I don’t really know how long it’ll take. But I’ll make it.

[@andreasaarskog7129]

I stopped eating English Breakfast every day(I use oats now instead) and I have stopped drinking so much juice, and I have canceled subscriptions I don’t need. Investing instead. I have 17k dollars in index funds:)

[@AntonioBianh]

40 now, and everything is paid for. Fortunately, I had a college economics teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.

[@sophiadouglaswagner]

I fully agree, I'm 56 years old and recently retired with approximately 1.2 million in outside retirement funds, no debt, and very few dollars in retirement funds in comparison to my portfolio balance over the last three years. To be honest, the financial advisor's role can only be ignored, not dismissed. Therefore do your research to get a reputable one and that should be any individuals main route into the market.

[@AlexWashiy]

How?

[@tweaklife1361]

You could also pay to your pension via salary sacrifice (making pension contributions before your salary is taxed) you avoid the tax on the amount of contribution, along with the uplift to your investment with tax relief @ 20% 🙌🏻 fantastic video as always Mark! Love the content 💙

[@omaratif4301]

You are the best thank you for all the knowledge you are sharing

[@rybbah]

Easy retirement plan: Move to Moldova. You need around 250k USD to buy a place, a car and live with all that till the end of your life.

[@shuki1]

Good idea for those who have less ties to keep in their home country and not just Moldova rather most 2nd and 3rd world countries where cost of living is much less.

[@samborrill9305]

Excellent advice as always Mark! Your videos have helped to expand my knowledge, and empowered me to become a better entrepreneur than I already was. 😎👍

[@marktilbury]

Amazing news Sam, keep pushing 🫡

[@OGCrypto33]

Keep the video's coming, they're great motivation. I went to the extreme and decided to live in my campervan. Im saving around 9k a year which would have been rent, council tax etc. Been doing it 4 years and my savings get invested in lots of projects. Not many can give up living the materialistic lifestyle and this life would destroy 90% of society.

[@jamesmacpherson2399]

Envy wherever you're paying 9k rent a year

[@OGCrypto33]

@@jamesmacpherson2399 you obviously don't live in the uk. Anywhere north of Birmingham, Nottingham you can rent from around 550pcm.

[@Shemsa08]

Where do you stay mostly ? Campgrounds or Parking lots ? I've done a lot of Walmarts currently.

[@maj0raw3s0m3]

I don't necessarily want to retire "early". I just want to be in a place where I CAN retire early if I want to. By the time I'm in my 50's I'd like to be at a place where I can just walk off the job if I get fed up enough. I'm 26 with about 200k in investments already. I invest around 1/3 of my gross income. With average returns I should have a few million by then which should be plenty. My biggest concern is maintaining health insurance until Medicare kicks in at 62 (United States).

[@mgallegos4708]

In the US you become Medicare Elig at age 65 or if you have a qualifying disability. Better plan your medical plan for a little longer there mate.

[@Al_Does_Stuff]

At 26 I'd say your well on your way unless you plan to pay for a house in cash or something. You could probably ease off saving slightly in order to get a mortgage if your not already on one at this point just to cut future costs and if you end up moving in the meantime you could rent out. Not financial advice

[@Jakkaribik1]

26 with $200k Most only get that from Inheritance or they work till they are 40.. Good You can Settle Down 60% Mutual Stocks / Index Funds and 40% Dividends for a Steady Income

[@maj0raw3s0m3]

@@Jakkaribik1 Thats the goal! I'm pretty much all in on growth now, but as I age I want to transfer more into dividend oriented holdings so that ideally I can live just off those without having to sell any holdings outside of emergencies

[@Jakkaribik1]

@@maj0raw3s0m3 True Dividends should give people a Low but Steady Income what Grows over time.

[@ChinoBuchonMX]

I loved this Mark!!!!!!! im your biggest fan! greetings from Mexico !

[@Royal-cb1bd]

I am indeed watching this from Hungary, Greetings from 🇭🇺

[@michellehenderson1144]

get help Friedaannellis she will guide you step by step

[@ismaelhall3990]

learning is earning

[@targettmark88]

Love your videos mark ive watched all of them 😊😊

[@jeanettecook1088]

I keep our "pot" invested constantly, and will into the future. I let the stock market pay our income and property taxes. We live within our means. We were able to retire at 70 and 68, respectively. Life is good. 🎉

[@jamielehman4934]

Even ppl who don't have enough saved, they can just continue working. I have no intention of retiring. I HAVE to work or else I spend my days in bed staring at the ceiling. Going to work is what I look forward to. 🙂

[@MrGr4pe]

the background changed once again, and it defenetly is the most important thing to focus on

[@angelakyt]

Your videos are Amazing - Thank you so much

[@Lacroyx_Harris]

When I’m a billionaire I’ll try and remember all you guys 😎

[@deathroast]

Average kids answer good luck tho

[@marktilbury]

That’s the spirit

[@thatoneguy1532]

🎉

[@J_sso]

Please do!! I’ll try and do the same!! We should all plan to meet up in the future to celebrate our Ms!

[@szbmedia]

Try hard please bro 😂

[@victorOMG]

This is why I live in the UAE, 0% tax is awesome

[@vanphi3329]

I can see passion in your video🎉

[@Matthiaschanel]

Hallo, geweldige video, goed nieuws

[@fms6306]

dude i love your content. great advice from someone who has made it.

[@damianforsyth39]

One of the best videos you have done. They should teach tip 3 in schools totally agree. I like the 300 rule as well.

[@ItzDragon_sweat]

wow, this is a very good video, thanks for the informations.

[@jimb2621]

Well done Mark! You've done the hard work and now you're helping us do the same 👍

[@KingLouis9090]

How to retire early coming from a man that hasn’t retired early 😂

[@meganterry4014]

I watch your videos always and they have expanded my mind for real financial prosperity, Can you make a video explaining how beginners can make huge profits within a short period of time? I mean I was making well over $880,000 within 4 months of investing $1 50,000 I just need to know how

[@meganterry4014]

my FA is John Kin Larry and he is the best, I have been able to make my first 6 figures since i started 4 months and 3 days ago

[@Grace.h-t8o]

This is my fifth year after retirement. I’ve been following the 4% rule thing, but this isn’t really how hard I expected things to be. I still have about $460k outside funds in my IRA to invest in stocks. Pls how do I take advantage of the market turnaround?

[@Steven-u2u]

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

[@JacobPaula]

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

[@Agatha.wayne0]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success,

[@JacobPaula]

There are a lot of independent advisors you might look into. But i work with Stacie Lynn Winson, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

[@danielcorsino]

Sp500! Unless you have a stock buy and hold strategy that can beat the 8% a year indexes…

[@Adnanhasb1]

Thanks for the insightful video

[@precisionc3656]

I too flew model helicopters - you should add up all you spent on the hobby, crashing upgrading etc. then compound that amount with interest over the years and see what that would have been now 😂

[@Oliverii]

as a 18 year old, after i heard i can retire at age of 78, i started to grow intrest in this "investing" thing...

[@pickguy927]

Could you make a video about how to start an account in order to buy and sell and invest in the stock market and then also just go through it with tips on what you would do and also what companies that go with or if you have any recommendations or should we go with multiple companies to go through for buying stocks

[@nameunknown754]

Excellent stuff, I literally took notes.

[@dabriga7]

Thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits is important to get a mentor/coach to lead you all the way. It's great to start young too!

[@peteranderson5714]

Hi, I'm 43 working on my retirement fund too. What do you think is the best target for retirement?

[@seldaakyuz3904]

Nice video

[@boseayoade3072]

Millionaires are made in crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 2months, and it would really help if you could make a video covering these strategies.

[@Mathew-bp5bm]

The strategies are quite rigorous for the regular. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@onwugharablessing8264]

I agree, before the pandemic got real serious, I used to handle all my investment and I was pretty good at it, fast forward to post-pandemic and my-portfolio is steady in the red with profit rate down to the lowest, that's when I touched-base with a coach I saw featured on businessweek, who restructured my portfolio and over the last couple years, I've made over $850k from initially $210K

[@emilysmith5287]

I’m new to all this, heard it's a good time to buy and basically I've just got cash sitting duck in the bank and I’d really love to put it to good use seeing how inflation is at an all time-high, who is this coach that guides you, mind I look them up

[@kennethdorothy5401]

"Jackson Sten Marsh." is the coach that guides me, you ca look him up on the web-site for further verification.

[@stevenjuan259]

Thank you for this tip. it was easy to find your coach. Did my due diligence on him before engaging his services. He seems proficient considering him résumé.

[@giggle6790]

Perfect timing, love your vids

[@mohamed-ci7gx]

You are very correct. As a generation Z member, my main purpose for now is achieving financial security.Once I reach financial security I will start thinking about financial freedom. But for now, it is prioritized enough for me to consider thinking about financial freedom as a waste of time. Besides I find the concept of financial freedom very confusing. You can have enough money to live unemployed. But it doesn't make sense to be a millionaire and live like an employee with 3500$ per month salary. That's why I think financial freedom costs 115.2M $. Cuz one month in a resort in Maldives costs 5K $ to 15K $ and that's only booking in a resort and food and tours in Maldives. Take the highest price 15K and double it cuz you will need money for health care and buying electronics and so on. It becomes 30K per month per person. For a family of 4, father mother and 2 kids it is 120 K per month which is 115.2M per 80 years. This doesn't mean to immigrate to Maldives but someone with such wealth can live like a tourist in a resort in Maldives anywhere in the world and in every condition or crisis which means highly secure form of financial freedom

[@JPowerMMA]

Variable Investing and Taxes are both numbered 4. Someone dropped the ball on this video

[@ARD105]

I love how he always has enough cash on hand to give us a visual description of how much money we need 😆

[@marktilbury]

Hi, you gotta have a bit of cash! MT 😎

[@ARD105]

That’s great 🤣

[@yungboy394]

i never thought about that😂😂😭

[@te7406]

Is it a fake money prop? I thought it was really cool, also.

[@mattiuimonen7101]

Your videos always give out so much advice, thank you Mark❤

[@RepoVids]

love your content

[@marktilbury]

Thanks Jacob 🙏

[@WallStreetUniversity]

Great video Mark

[@bernstock]

Top geezer! This lifetime of advice is very appreciated

[@marktilbury]

Hi, you are so very welcome my friend. MT 😎

[@anahitarezaei9537]

Thank you!❤❤❤

[@AlfredHimmelweiss]

Lovely video. Thank you!

[@richrite1]

so Mark, I know adverts are important and I generally watch the shorter ones all the way through but dump those 5minute ones straight away…have you ever noticed that adds appear half way through a sentence, surely in this day and age the adds can appear at the end of a sentence/paragraph 🤔

[@oscarnolblad4979]

great video as allways Mark

[@officialxenon6462]

Hi Mark I'm from the Philippines and the inflation here is outstanding how can we people from third world countries make more money?

[@meandthecat4025]

Nice watch.

[@benhershkovitz]

Great video, Lots and lots of advice and information which helps a lot. Thank you Mark!

[@randomzdaily]

Someone give me advice. For entertainment videos and others I pay full attention and watch again again.. I want that some thing from videos like this , motivation money etc. I won't even watch this fully or watch with less interest. What should I do

[@ieugriffiths9797]

you learn much more from these videos then courses, thanks Mark👍

[@itzrens_5037]

Hey mark, I am going for a one day trip to my dads work(he’s a forex trader) and I get to ask questions all day long but I can’t decide what to ask, do you have some good questions that would get the information you will need to become a good trader Thanks in advance!

[@jackedwards71963]

What do you think about eBay dropshipping? And how do you think I could scale it up?

[@Financial-Education101]

Great video thanks for the Input, and this valuable video.

[@thetrawlerman]

Mark, we don't know if it's real money you show or what, but you're just flexing on us at this point Jokes aside, love your channel, helped open up my mind to simple and mindblowing concepts. Plus you're handsome

[@sumeyyegokdemir-dy6sg]

Very true, people downplay advisors role, until burnt by their mistakes. I remember just after my layoff early 2020 amidst covid outbreak, I needed to stay afloat, hence researched for license advisors. Thankfully, I came across someone of practical knowledge, and decades of experience, my stagnant reserve of $225K has yielded nearly $1m after subsequent investments so far

[@oskargorczowski1120]

Mark thank you ❤

[@TheRobsterUK]

In the UK a very good pension pot would be considered to be £250k in total . Interesting how it varies from country to country

[@danielclayton7524]

Had to click on just from the title. I retired at 58 with no money an doing great. Should have never listen to my 1st wife. I was self employeed from H. S. TO 29YRS. OLD. Then my 1st wife wanted me to get a " regular job , like everyone else." 29 to 58 was hell. 58 til today at 65 been heaven. I survived 😊😂😂

[@nickybee3731]

Great video ,Mark, all makes sense .

[@marktilbury]

Thanks Nicky 🤝

[@mmogang88]

Put your name on for the commitment!

[@JesbaamSanchez]

Mark I'm 25 years old and I've honestly started to get myself more into wanting to grow my own self value. Your videos are a amazing and I've started to invest in myself in stocks

[@jctron595]

Thank you Mark

[@randomtech4973]

Ur amazing Mark

[@marktilbury]

Thanks man, I really appreciate that!

[@gotogate26]

What if you've already 60 with insufficient savings due to failed investments? Any advice?

[@rybbah]

by this age you probably have knowledge in some field or a network. use both to hustle as much as possible. My friend's dad had to relearn his degree subject to start making money after emigration.

[@LatinoAaron]

Get an online based job from a first world country and live in a developing country. Plough as much as you can into available pension schemes and get the tax topping up your funds. Live frugally. After about 5-10 years, you should have a nice little nest egg. That's about as good as you can do.

[@gotogate26]

@1871aaron thanks for your reply. To get the tax topping up your funds, the third world country you're tax resident in would have to offer such a scheme. Do you happen to know of any? And if you move back to your home country at retirement would you lose those benefits.

[@richrite1]

I’m not sure that retirement would do me any good 🤔 I currently don’t work full time as my work is to tough but it’s great for meeting & communicating with other people and keeping the thingy in my head working properly 🤔😝😂

[@Donnald.]

I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

[@danielclayton7524]

Oh forgot to mention, i been drawing 1st wifes SSI survival benefits since 60 while my SSI keeps growing til im 70.

[@addd21323]

Remember to factor in taxes for the rule of 300. It likely doesn't matter if you live in a tax free state and you're withdrawing a small amount each year (since long term cap gains are tax free up to small amounts [assuming all your stocks are invested in a taxable brokerage]), but if you're in a state that taxes long term cap gains or you've got boatloads of money invested and have huge monthly expenses, you're going to have large withdrawals, which means you're likely paying taxes on the cap gains on the sale of stock, so having 300x your monthly expenses won't be enough. Just sharing extra info 👍

[@MrDarkBM]

I’m so glad I’ll have a hefty pension

[@user-ic6lq9ys7r]

✍️✍️

[@SkyzJewelz]

Are there some people make it because only some people "wake up" and have the effort to do it..

[@davidschelkens9481]

Excellent advice. Well done Mark, keep up the good work!

[@danielkvinov8303]

Thanks, man

[@matanyaholmes3964]

Failure, is only my motivation to succeed. 😊

[@InfiniteASMR662]

Hopefully we all be rich someday!

[@macunadam1]

With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio

[@TheSmokinPotato]

Just started my retirement a year ago at 25 sunk 6k into a Roth ira but idk if ima make itbto 60 but looking atbthe past of the sp500 i gotta bet on the future

[@alexanderwjmi1341]

Hello mark I was wondering if you have any experience in trading and if so if you ever plan on making a video about it?

[@Meisam.Safari]

Great!

[@HolisticFolks]

Sir, Your voice is not clearly audible to us. We miss lot of valuable informations due to the poor audio quality.

[@dontfighttheriptide4091]

The “Rule of 300” with some advanced planning can easily become “Rule of 150”. The 4% safe withdrawal rate can be doubled with an adequate volatility buffer built on actuarial calculation rather than market risk.

[@marktilbury]

Hi, I like to talk super safe. Belts and braces. Thanks MT 😎

[@BUDDY-17]

nice video.... love form india

[@bilders6701]

With the way inflation is going, we're all going to need at least $2M just to retire modestly, without anxiety.