How to retire in Bali

[@joekingdon1666]

I do find the word 'expat' an interesting term. If you come from a European background and live in Asia for a long time - you are known as an 'expat'. But if an Asian were to migrate to a European country for a long period of time they are called an immigrant.

[@revelationmd]

I find it interesting that anyone would try to compare those who migrate to a country to spend a lifetime of wealth earned at home, with those who migrate to a country penniless, in the hope of either earning a living - or, as in some cases, becoming a burden on that country’s finances. Expat retirees ≠ economic migrants. Regardless of which direction the movement.

[@TrentD2008]

Calm down SJW - It's not a racial term. Expat refers to somoeone that has made a temporary move (short or long term), while immigrant refers to someone that's made a permanent move to another country.

[@Killereggman]

@@TrentD2008 That's why we don't have many Singaporean expats. They live in Aus for a holiday, then go home to a nice reasonable price apartment. Fack the rent prices here!

[@nicksmith3746]

No... an immigrant moves to another country and intends to live there and become a citizen. An expat moves to another country, whether short or long term (regardless of their race) but has no intention of becoming a citizen in their host country. There are no racial undertones, so don't stir the pot. I'm part Asian myself.

[@joekingdon1666]

@@nicksmith3746 thank you - how come foreigners (asian, hispanics, south pacifics) from other countries living in Australia with no intention to live are not known as expats?

[@sjj7236]

Thanks for the information, will definitely watch for the rest of retire in Bali series. We are 50 and 52 years old and keen to find out more about retiring under 55 and also how it changes if moving there once you're 55. We hope to move in 2025. Just waiting for our son to finish college.

[@diannachan8408]

I came to Bali in the middle of 2021 and spent a year on a B211a visa then went back to Aus for 5 months, I have been back here for 5 months and am due to go back to Aus again early next month.. the next trip here will be the retirement one .. getting the kitas etc.. Agree with you that holidaying here is very different than living here, the language barrier can be a problem .. for everyday things, body language and gestures can help, but for the more official things .. take a local friend until you can converse in Bahasa Indonesian 😊.

[@curly_blonde_unicorn7832]

Great information! Thanks heaps, look forward to the rest of this series.😉👍😊

[@jamesplunkett9567]

My retirement will involve spending sixty days in Bali, then sixty days in Pattaya (Thailand), then back to Bali for another sixty days, then back to Pattaya.. and so forth. No need for a retirement visa in either country. I'm 57 now, so not too far off.

[@PaulSmith324]

I suspect that will get old very quickly James.

[@jamesplunkett9567]

@@PaulSmith324 if it does get old, there's plenty of other options in South-East Asia - Malaysia (Penang, Langkawi), Cambodia (Sihanoukville), Vietnam (Nha Trang), Philippines (Boracay, Subic Bay). Would rather move around than be full-time in Bali.

[@benhart1512]

Hi Muzza. Good vid. gonna be interesting.. loved it when you asked if he'd do it all again if he knew what it'd be like ? reply "No"... fair comment. We'll be over in May , anything we can bring you ?..Bunnings paint scraper perhaps !!

[@AmbroseHalvorsen]

Thanks for the information can't wait for the rest of the posts

[@anna_m59]

I would never put in a foreign bank $200K just sitting there. That’s just crazy!!

[@lonawatts2019]

Hi. I am following you from South Africa. My husband and I are considering Bali for our retirement so am very interested in your future posts.

[@SewerPossum]

Will watch with interest. Here in Bali for a month and don't particularly want to go back to Aus, it's just getting worse.

[@ULTRA_MAN_]

Coke back to Aussie and buy a servo meat pie for the price of a crispy duck and a avocado smoothie in Bali

[@ian7033-qj9wg]

I Iive in Australia and I have clean air, a clean environment, healthy food, access to modern health services if I have a medical emergency . What I dont have is access to cheap labour. When the crap hits the fan and you are living in Bali you will soon find out it is a 3rd world country.

[@ULTRA_MAN_]

@@ian7033-qj9wg no risks no rewards. Enjoy your $7 - and rising in price Servo meat pie

[@bonfiremedia83]

This is my end goal. A simple life in Bali. Great video, cheers

[@joecrosara1613]

best vlog done! Lots of us wanting Bali as a semi retirement option ☺

[@heleng9940]

This is such a good and informative video, thanks Muzza. As a wannabe/part time expat it all rings very true with what I know. Looking forward to to the rest of the series on this. (One of your best vids, although I love how much you help people there too xx.)

[@user-ix7jx1xc9q]

I’m not ready yet but I’m definitely interested in moving there in the near future Regards Warren

[@victorash4130]

Thx Muzza, brilliant information for sure…. I’m 77 my wife is 66…. Best travel insurance $50 per day for both of us….. my current thinking is to come for 2 months…. meet and talk with people to give advise on how to “lock in” a situation whereby we can come and be accepted for local medical insurance… once that is in place, the next stage of planning ie; longer stays etc…. Thx for everything Muzza very much appreciated

[@philipgahan9692]

An excellent resort of information...Thank you Murray.

[@ianwilkinson5549]

Mate you are a very genuine ,likeable guy. Cheers from a fellow Wilko

[@774kblake]

WARNING- LOOK at KZbin video's of people DRIVING in Bali- these are NOT selective area's of congestion. The roads EVERYWHERE are CLOGGED and DANGEROUS!!!

[@lovethevideos]

Hay Muzza This is very informative, Thanks I am working towards moving there.

[@igorkhanin1417]

Thanks for useful information... looking forward for more and more from you.

[@alanmitchell9062]

Your. Doing a great job Murray keep it up

[@royrenelt6181]

Well Done Aussie Murray, I’ve been thinking about retiring or semi retirement in Bali for years but not sure how or we’re, information much appreciated Cheers Bintang Soon

[@franks3904]

Palm Cove and Port Douglas are the spots if you can afford it in Australia. Not too humid either.

[@emilymarin6056]

We are a few years off but not something we would be averse to doing. Will be watching the rest of your series 😁

[@fk8395]

Me a Kenyan immigrant to Aussie who will definitely retire back home in my country with my partner 😅 after building ourselves three apartment buildings with 150 units each and just earn rental income in our retirement. So guess what we are doing.....busting our butts off for an early retirement. Lol it's interesting how both an immigrant and Aussie's end game looks pretty similar 😊. And yes it's true. Due diligence in developing countries is absolutely A MUST! You can really get conned especially on matters to do with land and business. So get yourself several reliable people. Even us locals we still get scammed 😂.

[@kimbrooks4913]

Love this so interesting!!!!!

[@gregrichardson2070]

Longest intro ever ..... interesting, from initial retirement theme straight to buying a business in one video. Maybe a need to do retirement in one series and business in another. I'm confused already.

[@lisamanning5187]

Very interesting. We want to rent for 3 months each year than buy something there, as believe the cost would be more than we are willing to do. Great info thanks

[@ruz1957]

cheers, Muz....this is something that has been floating around the cesspool of my mind for some time. Thank you for tackling this subject. 👍😀

[@user-zl2bh4dh1f]

Love what your doing me and Java missus gonna retire to Bali in two months , we gunna do blogs every day , thanks for idea!,

[@lindysutherland4563]

Having retired to Bali in July 2021 I can say there are many pros and cons. And it is not easy or as cheap as you think. There's lots of red tape and the goal posts are ever changing! Do we have any regrets? No not at all but it is so different to holidaying here...that bit must be stressed!

[@mrmr314]

Well it's easy enough nowadays not to need educational videos. Your major problem is land/house/apartment ownership and older-age health costs. Oh and any Centrelink payments. Visas now aren't a problem so long as you have the money (it's all about money). And, can you speak Bahasa Indonesia? Bules cannot own land/houses/units in Indonesia. Don't be misled by anyone on this count. It must be in an Indonesian's name, and that means they will own it. So you need a wife/husband or someone you can totally trust. Because when you die, they will own it. And your Australian relatives can't touch it, no matter what a will may say. You are living under Indonesian law. Australia laws are completely irrelevant. As we get older and retire, our health fails. There is no Medicare in Indonesia and you will pay big. Serious stuff will cost you a mint, and a lot of illnesses and ailments will certainly be missed (which would have been picked up back in Australia). This is your major risk. You could get cancer for example and not know it. Yes you can fly back into Australia and get your medicals, but you've moved to Indonesia remember and you may not have a place to live in Australia. And then you have our escalating Australia health costs (which are now out of control). And your Medicare card may have expired (depending on how long you have been gone). And your medicals may take a long time. Yes in Jakarta and Singapore there are A1 medicals for everything you require, BUT YOU MUST PAY GIANT DOLLARS. Keep this in mind for when you may have any of the aged ailments that all of us are going to have to deal with (and there are plenty of them trust me). Your Centrelink pension will not continue if you (and your partner) permanently live in Indonesia. You will have to return to Australia on a schedule to stay within the rules, and STAY in Australia for the qualifying periods. Check them. If you are living on your own money/super then you don't have to worry about this if you are over the Centrelink limits. Visas these days are totally different to what we knew back in the 70s, 80s, 90s and 2000s. Now you just pay. And if you are married to an Indonesian (better if it's been a long time) it's even easier. If you've got heaps of super you will have no problems with this. But yes, as this bloke says the rules keep changing and that is Indonesia, and it always will be. That is the risk you take. If you live in any country you MUST know the base language (forget the local dialects you can't learn them). All your problems are just compounded if you do not. It's not easy (despite what all the idiots say) and it takes many years. Going to run a restaurant, losmen, tattoo parlour? Hahahahahahahaha! Too funny.

[@jonathanwalmsley8241]

Well said, guaranteed people won't read your comment and will ask muzza what you've just said. It's so easy to stay here for years as you say. Rupiah 😂

[@EvolutionaryYak]

Agree with you 100%,...Hospitals in Jakarta? Most people who live in Jakarta and can afford it, fly to Singapore for medicals

[@ian7033-qj9wg]

Good advice, all of it. I speak fluent Indo but I would never retire there .

[@Karenanneseven]

You’re a good speaker Murray 👌

[@danid1974]

Thanks for sharing Muzza great info 👍

[@davidchicoine9209]

Murray, I got a big kick out of you, mate. You remind me a bit of "Kenny". Cheers from America.

[@sr9253]

Are there many Americans retired in Bali?

[@Plus-EV-111]

Hi mate, I've been to Bali and have spent over a year living in Batam with my Indonesian partner. We're always weighing up the options, and the options are staying in Batam, moving back to Australia, or moving to Bali/Lombok. I'll ask you a couple of questions if that's okay, and if you know the answer or if you have a video you want to direct me to then that's great. 1) How is medical care over there? I haven't been sick in years, but if I retire somewhere I'd want to make sure my family will be looked after if a problem comes up for any of us. 2) Are there many decent schools over there that don't charge a ridiculous amount but teach a decent level of education? I don't really want to have to spend more than 3-5k AUD per child per year on education. Some of the schools are charging over $20,000 a year per child. I know the local schools are really cheap, and we're fine with a local school as long as it won't hurt their career options later if they want to move to Australia as an adult. 3) What parts of Bali would you recommend as nice to settle down and live peaceful family life? We loved Ubud when travelling because of the food options, but it's probably more pricey. We'd most likely stay away from Kuta etc as they seem more like places to visit than places to live. Never got around to checking out the North or Western sides of the island. I guess those are my main ones for now. I have some idea of what houses cost, I know the food options in Bali are much better than Batam but not as good as Australia, which is about what one can expect. Any feedback from you or any of your subscribers would be appreciated.

[@MurrayWilkinson1]

Ok I'll try to make this easy. 1. There is a government medical insurance called BPGM or something similar, if you are married to an info you get on their family card and it is like $20/month for pretty good hospital care. My wife has needed emergency surgery and it was fully covered. 2. Schools. We are sending our son 13 yo to the main Catholic school in Denpasar. It is $1000 to register him and around $100/month AUD for school fees. Very reasonable and excellent school. 3. We live close to the school as my wife works there in the canteen, but Sanur is the first option I would recommend. Quiet, very western friendly, much less cost than other areas and still very nice.

[@Plus-EV-111]

@@MurrayWilkinson1 Okay thanks for your info, given me a few things to look into for if we decide on Bali. Just signed another 12 months here in Batam so have a lot of time to consider everything.

[@carlodefalco7930]

Nice except in the humid season which is quite a lot of the season there so it’s not all beautiful and fun and games

[@ubonrat8653]

Just came across your channel enjoying your content

[@hsvkenny001]

If I was to move from Australia to Bali for 5 years in my retirement, and after about 6 months Sold some of my shares for say $500 000 Usd, would I have to pay capital gains tax in Indonesia?

[@DatukMusic]

Would like to hear your thoughts on how to get the Aussie Pension in Bali. Should I talk to an immigration lawyer?

[@MurrayWilkinson1]

Ask your Aussie dept of social affairs

[@jockwilson2172]

Great video, this is a rabbit hole I’ve been wanting to dive into! My wife and I would love to do six months Bali/six NZ. Did I u derstand correctly that if you have a company registered in Bali, you can then purchase a residential property freehold - or is that still leasehold? So much to learn - especially with the goal posts constantly shifting. Really look forward to more videos on the subject - appreciate all your hard work 😀

[@anthonyhunt561]

Only Indonesian citizens can own property, everything else is a form of lease. To set a PT PMA company the minimum investment is 10billion IDR, easier to just get a retirement visa and sit back, enjoy yourself.

[@novak4594]

Great info bro. From NZ

[@user-wf7zg9bh1v]

Hi Muzza, your videos are really nice and paint a very realistic picture, i dare to say that coz i've lived in Bali - Sanur myself (30 years already). I noticed that on 10:18 you mention $ 100,000 per month, i assume you meant Aus $100 per week (per month will be quite difficult) haha, i mention this because in another video you said the same, and it can confuse people, while all your information is so helpful and realistic! Okay mate, thanks for the great content, and if i see you around i'll buy you a beer! 🍺

[@MurrayWilkinson1]

I said "for under $1000/month"

[@user-wf7zg9bh1v]

My bad, sorry, i misunderstood, definitely need to buy you a beer now if i see you in Sanur!

[@johnattfield4728]

I live inLonbok,your info is great,lived in Bali earlier,what I found is the hand is always out,always changes,and wait Indos favourite saying or we will talk about it ,again and again no further result,WAIT ! They just want to frustate you.all in all good info

[@rodwilkinson5682]

Hi Murray,that was a very interesting video,but retirement in Bali needn't be that difficult.It is relatively easy if you don't intend to buy a residence.There are another Aussie couple who rent and do what you are doing,They had an interesting vlog last week detailing their expenses,to the last dollar,including manicures,pedicures and a weekly massage.They are in Sanur,a nice 1yo villa with a pool,and total expenses inc health ins,food,,cleaning,utilities,fuel,they own their bike,was around $2700 monthly.Why would you put yourself the anxieties of building etc.They do a weekly vlog,with the usual beach walk pilates,etc,Have a look at it Murray.

[@MurrayWilkinson1]

Ive been following them for ages, but thanks for the info. For ever person that wants to come here to retire there are different circumstances. The series is about looking at as many options as we can so people with different backgrounds can make an informed decision. Thanks for your support mate!

[@Maximissesable]

What's the vlog?

[@rodwilkinson5682]

bergsinbali

[@mrmr314]

Ini bodoh sekali. Asuransi kesehatan di Indonesia? If you get seriously ill as an older person your "insurance" will cover diddly-squat. Jesus some people are stupid. $2700 a month? Are you joking? Your friends are idiots ... as their spending list of manicures, pedicures and massages once a week tells us. Wow.

[@pablodiablo6741]

@@MurrayWilkinson1 HI Murray , what is the name of the resort attached to the secret garden bar in video please

[@fluffiezjr1908]

Can you share your contact for the good networks and the company for immigration attorneys?

[@fiona4324]

Does 2nd home visa require you to have $200k in an Indo bank not to be used for living there. Just sitting there.

[@rossinnz]

Good Info, cheers.

[@sandrider1406]

Muzza without sounding like a stalker , what village are you living in? We visit Canggu regularly

[@bradley1313]

Lucky you are cashed up Murray, spending large 😳

[@waynedavis9397]

If you had a Indonesia wife would that make it a lot easier to live there ?

[@sleekmoha474]

Can you help me with retirement package in bali

[@okbilly1]

I would like to retire young in Bali, but have no idea what long term visa options there are

[@brunoheggli2888]

Dont retier!

[@maureenhall9635]

Hi Murray any news of when Bali will drop the mandates?😀

[@terrymilgate9730]

Muzz can you give us the heads up on some health insurance for indo

[@fabios.p4525]

Great video!! Baguss

[@John_spartan]

Is there any hope for people that are unvaccinated can come to Bali someday? Since the pandemic is over and the vaccines immunity is gone after a year or even less . In my eyes it’s discriminating against 2,5 billion people in the world that actually are unvaccinated.

[@gumbie007gumbie007]

Would be the dream

[@drugconfident9961]

How do u do that, u married Indonesian? What kind of visa we need to live there more than. Year? I would love to? Can you tell us if you don’t mind!, ty

[@nicksmith3746]

Great video series Muzza

[@itsmePassportBro]

Hi Muzza

[@r3dpowel796]

Yes we have a word in INdonesia Jam Karet. we Indonesian are Lazy.. If I had to translate Rubber Hours.. if we promise to meet at 2 pm we probably meet at 3 pm. No one feels preassured to do anything on these islands.. that's the beauty. It is why many people likes Bali.. because they never felt preassured.. if anything there is no preassure against you on the islands.. you dont have to wake up at 8AM and go to work at 10 am til 6 pm or so on..

[@mrmr314]

Wah informasi ini salah aja! Blee, kamu tahu bawha banyak orang2 harus pergi ke tempat kerja setiap hari, termasuk hari Sabtu! Hari Minggu ialah salah satu hari untuk libur. Terus, banyak orang berasal negara Indonesia kerja keras (contoh tukang jalan, tukang hotel, polisi, ABRI DLL). Kamu bercanda benar? Not everyone can sit on their drink esky at the beach bung!

[@anna_m59]

@@mrmr314 agree

[@michaelcooke8665]

I'm semi interested in living in Bali but I'm below retirement age any ideas?

[@brunoheggli2888]

Work until your 80years old!

[@tonyf7997]

Murray, I have researched and have friends who live as expats and the common theme is lease/rent as then you can leave at the drop of a hat if the need arises. Retirement to us is freedom to travel, live and experience different cultures. Maybe different to single guys who have the need to find someone or cannot be content by themselves! Bali is a third world country let’s face it and an attraction to those who cannot always afford to live without a good salary in retirement bliss and now Bali is NOT the cheap alternative as it was 5-10 years ago . Traffic and chaos no different to Melbourne or Sydney .

[@MurrayWilkinson1]

Hi Tony, as foreigners are not generally allowed to own property in Bali everyone has to lease /rent so I find that comment a bit unusual. Often you have to pay a multi year lease up front so "drop of the hat" leaving makes you forfeit the balance you have paid for. Everyone's situation is different so I can only talk about generalites

[@morton228]

Pretty sure Tony means “buying” a property on a 20 - 25 year lease. IE leasehold only😊

[@tonyf7997]

@@morton228 - yes on a lease in Indo - or such as in Thailand where expats can buy condos but not houses!

[@haifamarkets3561]

the outcome of any failed relationship is similar anywhere in the world. Do not invest all your life in any person, regardless.

[@joelmonkley6177]

Murray your a Aussie I'm guessing is that a green stone necklace your wearing

[@action24061974]

Great Info Muzza

[@Nae395]

I prefer hygienic running sewerage systems, anyhow each to their own.

[@Well-Shot]

Great informative video, thankyou. Look forward to you others about retirement in Bali. I've heard future retirees may have to deposit $200,000 est to a bank in Bali and keep there for 2 years??? Can you confirm if that is right?

[@MurrayWilkinson1]

We will discuss this in more details soon

[@mrmr314]

No it is not correct. This bloke may clarify it for you.

[@enduyanggara4587]

Enjoy bali daddy ❤️🇲🇨

[@jassewalton1768]

Hey Murray - good to see you're living your dream. But hey, if you don't get off your bum, get some weight off, and less beers, you're not going to enjoy it long! You'll end up with a heart attack or a stroke. All the best 👍.

[@davidjohnston1374]

Yes I agree, Murray, you seem to be out of breath a lot. Hate to see your time cut short.

[@Killereggman]

3 levels of tax, plus a Banjar hahaha never invest in Indo

[@judewilkinson5486]

I'm finding it hard to believe you're doing yoga on the beach mate???? But if love to see you try!!!! Xxx

[@MurrayWilkinson1]

Om just filming the other old buggers

[@haifamarkets3561]

So stupid that they don't allow you to do your own business without a partner or not allowed to work

[@TJ-bx5px]

Local TAX😂😂😂 thats just a scam... been going to bali for 20 years..that more hassel, better rent out a proper in ur own country, and live og that money in bali...

[@Nae395]

Can you explain what happens to a couple who are romantic in Bali who are not married? In other words, the truth?

[@MurrayWilkinson1]

Nick the new rules about no sex is NOT for tourists and is not enforceable. It is for wives and husband's to report their spouse for having an affair etc. Don't panic, nothing to do with us.

[@marysparrow4849]

Who keeps the property if the sponsor or wife dies Cheers

[@MurrayWilkinson1]

It would most likely go to her next of kin

[@brunoheggli2888]

Dont retier at all!

[@serafilm2000]

mumbling by drunk

[@davidsmith7006]

Too much babbling on about nothing.

[@ejd7881]

Lombok Island is much better

[@ellobo4211]

Hey mate just pm you on Facebook