Tracking expenses and cutting unnecessary costs can make a significant difference.
@watchmethriving3 ай бұрын
Saving $10,000 in one year is a huge goal! I can't control how much of my crafty stuff people buy. But what I am doing using the $27.40/day as a guideline to help me determine how much stuff to create each day. For example: selling 2 of my chunky crochet hats will profit me about $30 after I account for materials, so making 2 hats in one day would satisfy my goal of $27.40/day.
@ladeestayceejohnson80610 ай бұрын
Great insights, I also appreciate that you never try to sell things to us, apps are good, but simple pad and pencil can do it as well! Keep on thriving!
@camela8445Mar11 ай бұрын
Great video, Tracking expenses and cutting unnecessary costs can make a significant difference.
@PenniesNotPerfection11 ай бұрын
Absolutely!
@sandrafromscotland11 ай бұрын
Thanks Mary 🌲 I agree pay into savings first & tracking for progress 👍 I like seeing your colouring charts on Transfer Tuesdays.
@PenniesNotPerfection11 ай бұрын
Thanks so much 😊
@rosamondhazell214911 ай бұрын
Mary this was such a wonderful video. Thank you!!
@PenniesNotPerfection11 ай бұрын
Glad you enjoyed it!
@tyronegladney197911 ай бұрын
Great tips! This will help me a lot
@PenniesNotPerfection11 ай бұрын
Glad it was helpful!
@path14009 ай бұрын
Is BMO a safe savings account website?
@PenniesNotPerfection9 ай бұрын
Never heard of it!
@AmandaCorcoran-cr8gz8 ай бұрын
I assume you are Canadian as BMO is a Canadian bank. I recommend talking with financial advisors at each bank you are interested in to get a better fit for your savings goals and what works best for you during your timeline in life.
@JBG263 ай бұрын
I opened an account with BMO couple of months ago but just for a checking account opened bonus, I think is safe bad don’t think they are a HYSA ,if you are in the USA discovery or Weallfront are good options , even Apple is giving like 4,25 % right now
@philipw484910 ай бұрын
I must be in bad shape as I project only 3800 savings a year. 😂
@PenniesNotPerfection10 ай бұрын
That’s not bad shape that is great! Whatever you can save is fantastic. Different incomes can save different amounts. I’ve created savings challenges for people to save $30,000 in one year but could I do that? Nope! I tried for more than $10k last year and failed. But I’m proud to be able to save $10k!
@jessicaleibret877211 ай бұрын
This is amazing 🎉 I have so far this yr but in my ally account 7000.00 this yr want to try for 15k
@PenniesNotPerfection11 ай бұрын
You can do it!
@jessicaleibret877211 ай бұрын
@@PenniesNotPerfection I'm gona try so hard
@catgodfrey645111 ай бұрын
Great video 10K is our goal this year 😊❤😊
@williamwarren944811 ай бұрын
Love this breakdown ! Need to get it to my son ! 😂glenda
@SimplyKatieWalks11 ай бұрын
You have a cold, don't you? ❤❤ Take care of yourself! This was such an interesting video. Weve been doing 300.00 biweekly. I feel confident we can do 385.00. Wr have one credit card, and its paid off🎉🎉
@PenniesNotPerfection11 ай бұрын
This wasn’t filmed recently so who knows. Maybe. Congrats to you!
@SimplyKatieWalks11 ай бұрын
@PenniesNotPerfection I hope you don't think I was bring critical! I was trying to be caring. You ate a busy lady
@PenniesNotPerfection11 ай бұрын
Not at all I just don't have anything to say/feedback when this was filmed months ago. I've been sick every other week for months haha. I just recently got over strep throat... well i'm still on antibiotics for it.