How to Save as Little as KES5 on Your Phone

"Saving and investment is a behavioral psychology problem,” - Sam Njuguna CEO and Co-Founder, Chumz App
Saving works similar to the gym. For example, how many times have you said you'll go workout but don’t, even though you know it's good for you?
The Chumz team understands these and more human tendencies that may act as a barrier to one’s saving habit creation, and have created a unique solution. Watch this video for more, download the Chumz app and kickstart your journey 😉
Chumz app is the best mobile money-saving mobile app 2022.
PS: Do your due diligence on the app before moving. The views contained herein are those of my own opinion and do not constitute professional financial advice

[@beckyisaac538]

Watching your videos Ivy has made me to grow financial literacy

[@kanana_1495]

Go Ives! You've been marketing this app from over 25 and now here you are. Keep winning!

[@SimonJM]

Having a goal is a good idea as that can be used as an incentive to actually do things - like going back to the gym, Ivy!!!! The goal could be as simple and vague as 'I want some money saved so when I get old I have money that I can use to make my last years more fun or comfortable'.

[@justivyafrica4526]

This is true!!

[@SimonJM]

@@justivyafrica4526 Just as a goal can be good, so can a habit (such as actually going to the gym, Ivy! - not that I think you need to!) Have a goal, then make it a habit to stick to that goal by arranging a direct debit or standing order to put x amount of money into a saving account, bond, ISA each month. It may not make you a ton of money, (interest rates vary dramatically) but it is nice (and I speak from personal expeerience) to see how much cash you can get out of some scheme you have paid into for the past 30 or 40 years!

[@MsCarolyneW]

New here and I'm just loving your vibe and content Ivy ....

[@OtakuTechie]

i downloaded it when you mentioned it on over twenty five but i was scared to use it wondering will my money be safe. thanks for doing a follow up

[@lizlilly3246]

Thank you for this ivy ❤️ love you!!

[@justivyafrica4526]

You are welcome!

[@hildanjiru8943]

@@justivyafrica4526 hi ivy, what happens in the case the app fails? Not like fail to function on my phone 😄but literally fail... How safe is my money then? Because truth be told everything is about money nowadays so what happens in the event the app is nolonger a source of income to the creators and it starts failing or they decide to do away with it (not sure if it's possible to do away with it, but if it is what happens to my money in that scenario?)

[@marygrace4648]

I love your Content Ivy

[@wanjiruruth70]

Awesome

[@monicamwangi9364]

This is so great 💯

[@estherwashu4783]

Chumz is amazing . Works for me so far!!😀😀

[@mercy8649]

Hi is it the one with a ka smiley

[@Sarah-pq7wx]

Wooow

[@sophymaroa3363]

Hi Ives, Does it have any fees/charges?

[@lyndasamkul792]

Normal rates for mpesa applies when transferring cash from mpesa to the app

[@karuthisimon867]

Do they offer loans?

[@justivyafrica4526]

No, they do not.

[@wachukakamonde935]

How much do I need to start

[@justivyafrica4526]

As little as 5 shillings.

[@mercy8649]

Has anyone downloaded the app....

[@cashfloattuneche7441]

Damn ,she is so beautiful

[@harrykayson7277]

ushaniconvince downloading it now

[@ivykamonya9812]

Hi Ivy, How are they getting access to this information; say the transactions I am making so that the app can suggest to save that 30bob

[@justivyafrica4526]

the app uses standard Google permissions which are only granted by Google after the safety and security of the app has been verified. The permissions are only limited to mobile money transactions.

[@ivykamonya9812]

@@justivyafrica4526 thank you, I will give it a try