How To Save & Buy Your 1st Home | Jade Vanriel

[@lilybeepboop9005]

Im 11 and I'm saving my money. It's my birthday tomorrow so it's an okay start for my age. I don't spend my money on sweets or stuff anymore because I'm saving for stuff that will be useful in the future. I probably sound silly but hey, prices nowadays can be very hard to achieve.

[@lealamorgan5481]

Same! Im 13 next month and live in england. I want to get an LA apartment. Desperately

[@erinmolly8293]

Limpy The Duck I'm so sorry you live in a world that's brought you into this awareness at such a young age, however you're at an age that you don't have to be very strict with saving and still have a substantial amount when you get into your twenties. I hope you keep your goals big love, you deserve it.

[@niamh111]

I'm 14 and I've realised I need to start saving now because I really want to move out into a flat to rent at 18! I'll need rent, a car, bills, university, food and other things! It's so good your saving now it will be worth it x

[@theebillionairess3377]

Limpy The Duck I'm 13 and I am saving for a house and car it may be too early but where I live house is are really expensive and I would love to buy one

[@KatsC100]

Limpy The Duck this was me at 11. I’m 21 now and ahead of others that didn’t build a habit of saving. It’s not a competition or about being ahead but congrats to you for thinking ahead. You’re strong minded, I can tell 🙌 so continue

[@SandymoorFerrariClub]

How to save money: 1. Earn money. 2. Don't spend money.

[@suntwins5736]

Sandymoor Doctor invest a small amount of money in a stable Aktie (Share).

[@icilmaa]

@@suntwins5736 Yep, we also need to learn about rnvestments. Saving money from yoir finances is a start but there's so nuch more we could be doing in terms of investments in shares etc.. Somtimes just having a job limits you to how much money you can make.

[@andresuaza]

This is THE BEST genuine advice you can give a young person that is starting to work. I am 38, moved a year ago to the UK to start a new life with my wife. We started from scratch and we decided that we are going to buy a house. The journey just began, but with a little effort and patience, we can achieve it! Pro tip: Create an Excel (or Google Sheet) file, write your income and your outcome month by month. Then you'll realize the tons of money you spend on stupid things you don't need!

[@shannonchristie5103]

I’m pretty much on minimum wage and have now managed to save £10,000, I’ve pretty much been saving since my first ever job , I’m now 22, I’ve still managed to live my life and go on holidays. Been a long process but the more I save the more motivation it gives me!

[@lera9410]

Shannon Christie how babe? 😭

[@shannonchristie5103]

Lerato Pone i have very little outgoings, for instance my phone is £10 a month, I live at home so I only pay £120 a month and my petrol is the most expensive which is around £140 depending on where I go at the weekends. So the rest of the wage is mine, I usually try to save around £500 a month, and leave myself with a good amount so I’m still able to do things at the weekend and buy the clothes I want. Although this year I’m going on 3 holidays so I haven’t been putting in as much x

[@honeysreality3673]

I'm currently saving for a property. If I knew the things I know now when I was 23, I would have had my dream home already. Keep up the good work, it's so refreshing to see young women making informative videos. May God continue to bless you.

[@zachwoodward9890]

I’m only 13, however I have about 4-5 grand in my bank account. I am going to live in my parents house until I have enough money to buy a house!

[@dylanriles8047]

4-5 grand for a 13 year old ... mate I think your parents may help you out there considering how much pocket money they give you

[@elxaa]

@@dylanriles8047 I think it's their savings

[@Za786Ra]

You are so sensible, some people in your age Group are busy spending money and having fun and there's you with a great head on. For a brighter further we have to sacrifice a bit. X

[@shingi98]

I'm in 2nd year of uni already planning ahead! Thank you for this video, google really wasn't doing it for me 😂😂

[@isabellacorelone3550]

How did it go . Can students get mortgages I noticed this was a year ago

[@BelleTress]

I live at home, I have no excuse. This is so insightful.Thank you sis

[@stanlenharris]

This video was very informative. I wish I would have come across it a few years ago. I'm just now starting to save for a new house, thanks for the tips.

[@JadeVanrielx]

Stella Harris you are so welcome! It's never too late ☺💗

[@LydiaDinga]

Amazing! I'm so thankful for this!

[@JadeVanrielx]

Lydia Dinga thank you Lyd! Thank you for watching this 💗

[@suntwins5736]

Lydia I love your videos!

[@chichilurv2602]

@Lydia Dinga,look at you now 😍😍

[@beautifuldreamer8803]

If I did not keep studying (by choice) until the age of 30, I would have my own property by now. This is useful information and it is a shame they do not teach it in schools.

[@beautiful94xx]

I saw ur comment on Barbara's video...and here I am! so glad I've found you!Your hair and make up looks flawless btw

[@JadeVanrielx]

beautiful94xx Awww yay Welcome! I hope my property videos have been helpful for you ☺ thank you hun 💗💗

[@HelenBirdnoVlogs]

Great Video, at the moment I'm 27 nearly 28 but still living at home while getting out of debt as i'm on an IVA but I still if I get out of debt I still don't get paid enough to save for a decent house or flat it's so hard but you never know things can happen and change. Again great video really enjoyed it x

[@ilovetrust7766]

Amen. Never lose hope

[@nnenne1]

Moved back home, I'm naturally a saver so I saved quickly, great that you're on the ladder at a young age.

[@Chika_Steph]

I don't understand how you can "dislike" this video...the info you shared were soo helpful thank You!

[@xDanniielle]

Thanks for the tips. The majority of the points you raised I'm currently doing, I have a goal amount that I'm close to achieving. subscribed !!

[@JadeVanrielx]

Welcome!!1 Great, you are definitely on the right track so close!! :D xx

[@163reasonswhyrealestateage4]

Thanks Jade for taking a position of leadership by posting this video for home buyers. Your advice will be very helpful to those looking to buy a home.

[@nich2.0]

I was meant to come across this. Thank you for being so informative. I got stuck in that trap of keeping up appearances. Not to the extent of everything has to be designer and brand new but always having the latest looks, blow drys, nails, matching my outfits with handbags etc etc. It was not good. My mental health suffered as I went through a bad patch and thought none of this is new anymore, ‘I don’t want it’ and instead of selling the items (Some had tags on still) I simply just got rid of them (ethically - I was a regular at my local charity shop) I thought I could be this Millennial and survive life on a basic white tee and jeans etc. Not realising that later on...I fell back in the trap of buying again because I had nothing. And needed an outfit for this and that or to simply replace that white tee. (Tragic) there is light at the end of the tunnel...after I coming out the darkness and a relatively decent wardrobe of items. I’m ready to take back control. I always wanted to be a home owner. I’ve always said I want a house. And being spoilt (it takes a decent person to admit to this I think) I thought yep...It’s going to be easy. Ohhhhhh how wrong I was. Not realising just how much I would have to save and despite having any savings I stupidly thought yea my bank will just do it all for me. However after much research only to find out my credit score is pants...(Video idea? How to get your credit score up) No bank, mortgage broker or even loan shark would probably lend to me. So now I’m on a slow path to recovery but a path nonetheless. And watching this has definitely been a source of motivation (hence the long comment 🙈) for me to keep going. This is something they don’t teach in schools and really should especially to those in year 11 and beyond. So here is my long winded thank you....❤️

[@priyawalia1173]

LOVED this video, I'm sick of jargon talk from "professionals" although they are helpful when it comes to the crunch, I really needed advice on how to reach my smaller financial goals so save for a deposit. Thank you for this!!

[@joeyt3544]

I really can't thank you enough for this video. I have been saving for years but it's been tremendously difficult. Using ISAs and manually saving, I can relate to everything you've been through in your process. In the end I sort've lost hope and decided to rent a place on my own just to have my own space but your video has re-inspired me to get back home after my contract and save. It's been like listening to a friend's advice that I so desperately needed to hear for a long time. Congratulations on being a home owner, very inspiring.

[@HellsBellsHa]

I've started to save for buying my 1st house better late than never as I'm now 30. I'm in my 2nd year of uni and I graduate next year then aiming to buy my house within 3 years times. As they've stopped the help to buy ISA for newbies but I'm now using a Lifetime ISA which looks a lot better. Still love yours videos xx

[@yoyo-cv]

Hey girl really enjoying your videos! Initially found you via Twitter from the buying a house vid. I like these topics so keep the vids coming & keep up the good work. I don't feel like enough people my own age discuss these things are you're right finance, home buying etc isn't really taught in schools so this is really valuable. When Im back on KZbin I'll definitely be covering similar topics! .. xx

[@JadeVanrielx]

Yolanda G amazing! Welcome to my channel ☺ i'm so happy you have found these videos useful, i love watching things I can learn from so I'm trying to do the same 👀💗

[@MagalyStephanieee]

man i know this is about saving for a house but i must say your makeup is FLAWLESS omg.

[@losdorador]

Your video was very informative. Congratulations on your home. Would you be able to answer some questions? How long did you save for and from what age did you start intentionally saving for a house?

[@JadeVanrielx]

losdorador Thank you for watching! Yes, I can't really put a time frame on it as I always saved through uni with my part time jobs so roughly maybe 5 years. And I became more intentional when i was 20/21 xx

[@Mukria-2024]

Hello, 6 years later but I want to say thank you for taking the time to give some advice.

[@isaacespinal131]

I just found your channel! This is such good content, I am so happy that your channel exists.

[@kezzi16]

thank you Jade, came here from your comment on @thepersinababe 's video- it was incredibly helpful to hear your tips and advice and has inspired me x

[@qt1801]

Thank you so much Jade. I'm sitting in the waiting room at the doctor's office & stumbled across this video. I literally paused the video to grab a notepad, so informative. New subbie!

[@jordanreid3832]

When I was working I saved £10 notes now I'm not working I save £5 notes and £100-£150 a month, I only get £600 a month. I also used to save pound coins and cashed in £1,300 with them after 2-3 years. Also try save the cash, in person, people are less likely to spend it when it's cash, when it's in your bank it's just numbers it has no meaning. That's why casinos give you playing chips and not cash

[@anjolaxo3875]

Very smart and absolutely true!!

[@stephaniebandi5712]

Jade you are fantastic. I live in Australia and looking to have a deposit within 5 years before my 27th Birthday. Thank you so much for the tips.

[@KandyMusa]

This tips are so helpful, I have the habit of saving minimum of a pound a day which I always use during the festive period, that goes towards my gifts for family and friends, Christmas decor and party. It has really helped me not to worry during that period and most times I end up saving more than I actually need which is always amazing. Thanks for your tips, our next project is buying our own home... these tips will really help.

[@uknaturalhair7027]

Great video!!!!! Honestly. It's really motivating to see someone as young as yourself talking about the benefits of owning your own home. I 100% agree with all your tips on saving by the way!!! Hopefully I'll be in the position to buy my own house in 2 years 😊

[@jjbbe1]

I've been reading up on help to buy ISA's I'm not sure if I would do it. From what I've read there designed to be used towards your mortgage but you can't use the money until after you've signed the mortgage paperwork and put down a deposit, so it acts as like a further reduction towards your mortgage. Which for some that may be a great option, but honestly at the moment whilst I'm at uni I don't make enough money from my part-time job and my business to have multiple savings & ISA's and make healthy deposits :( hopefully I'll get there soon the goal is to own my own home in 3 years.

[@FaraBrown]

I'm so grateful I found your channel this morning 🙏🏼 God bless you and congratulations on all your achievements, praying for more success.

[@goofyroofy]

Saw the article on DM, you are the embodiment of the book "The Richest Man in Babylon" and a great example for ppl that maybe haven't seen the book, brilliant!!

[@chloeislife788]

ah superb advice Jadey! We're currently in the process of buying our house :) xx

[@JadeVanrielx]

Chloe is life Awww good luck!! X

[@rasedakhanom3350]

one of the most helpful property youtubers, thank you!!

[@lyndaa_x3276]

such a helpful video, I'll definitely be using a few of your tips. Especially the standing order on payday so you don't notice it's gone. Brilliant idea👌 x

[@JadeVanrielx]

Lyndaa _x3 Thank you so much hun, yes honestly standing orders are so so helpful. You have to trick yourself ☺

[@TalkWithTerrel]

How am I just discovering you now. This is absolutely golden. Thank you so much, you have a new subscriber!

[@norbertchong3920]

If you are starting to save now.......you need to pray house prices don't go up more, and you need to pray that wages go up a lot. That, or you simply need a mixture of the following....... a salary of £30,000+, be living with parents, avoid spending tonnes on things like holidays, cars, clothes, or inherit or be gifted a large some of money. I was earning a relatively low salary and managed to save a lot in the past 10 years, but house prices have gone up at the same rate I have saved. A 2 bed home has risen by £100,000 in the 10 years I have been saving......so it's a lost cause for me unless I move over 50 miles away, I cannot afford to buy in and around the surrounding towns I live in.

[@sarahxx975]

I live with my parents and I'm still broke lol I did have my own place still at uni but too expensive so I moved out, the rent I was paying, I could have got a mortgage. Trying to save up. I'll do the same but I just haven't found the house I want. This is so helpful, thank u!! I wrote all this down lol. U know what ur talking about! Very insightful! Thanks for making it easy to understand! X

[@missCleo01]

Been waiting for this video for a long time, thanks Jade for being selfless with information. So helpful. 😘

[@JadeVanrielx]

Cleo Madela omg really! I'm glad it's been worth the wait 😁😁😁

[@differentsidesofus]

this was so informative, why am i only just seeing this video now!

[@ms..839]

I really like the way you offer good saving advice .. you are refreshing and explain things so well

[@bukiiesmart]

I am here for thissss! I'm a big saver myself but this video puts everything into perspective and I feel like I have direction now 😂 thank you gorgeous ❤

[@foreverreeseluxe3806]

Jade, you are the best fior sharing your experience. I love your openness & willingness to help others... You are the best!

[@dojaatanda6330]

Love this! I do the same thing as your brother, I call it the "£2 diet"

[@JadeVanrielx]

Doja Atanda you guys are so smart!!! Definitely starting this 🙆🏾

[@bubblegumbabe21]

This kept coming up in my suggested but I had in my head this was for USA first time buyers so only watching this now! This was so useful and informative, thank you!!

[@HopeSavannahBleakman]

Fabulous video! Straight to the point and super informative. Im a year and a half late... damn! But not only has this given me sooooo many pointers its actually made me excited, you can tell how proud you are of yourself and theres no better feeling than feeling proud of your own efforts! Just subscribed, how could I not! xoxo

[@adakamara8532]

So informative I graduate this year and I have a job offer closer to home so at least I can save a bit on travel, and I’m currently living at home and my mum said I can stay up to three years. I plan on saving like mad roll on September 🤗

[@kericharles2303]

Yass girl! The most realistic vid i've seen about saving thus far. Thank you! Would love to see a vid of your every day make up routine.. you look naturally glam😊

[@nompumeleloradebe5083]

I know this is irrelevant, but your teeth 😍 I'm so in love with them

[@MrDonny27]

Nompumelelo Radebe thanks

[@MakeWay4CJ]

+donavon - ????

[@MissTino17]

Love these kind of videos, they're so informative

[@JadeVanrielx]

A Little Tendaness i'm so glad ☺😁

[@sarahmhx]

Thank you so much for this video! More like this should be on KZbin!

[@SuperMastaba]

Well done Jade! I am certain you are on your way to financial freedom with your plans. If you're not already there, get in touch with us so we can help moving you forward. To Your Success

[@danwilliamson1846]

Your so lovely thank you for your information really enjoyed this video. I want to save for a house real bad I am going to be disciplined & cut my spending costs. Huge congratulations on accomplishing your goals

[@tatendamatinde3919]

This is a really good informative video, thanks for taking time out to do this. It really helped me!

[@lusobogun5061]

How were you able to save a good amount, whilst living at home and paying rent? I'm living at home and I pay rent but I don't earn very much so it's proving to be very difficult 😩Any advice would be useful, please?

[@JadeVanrielx]

lu Sobogun Hi love, I have been on a good salary for a while and so on e i budgeted for my food and travel and rent everything else was saved. I think you have to be realistic about what you are able to save each month and decide on what your end goal is and also timing. Also, aiming for a higher salary will be key to getting there faster xx

[@marissabright7021]

I’m 27 yrs old and I finally moved in to my first official apartment but I’m really wanting to save money for my dream home. This video was really helpful thank you 🙏🏼

[@nadeane5169]

Great video! This has definitely given me some great and realistic ideas for savings thanks Hun xx

[@KikeAJ]

This was extremely helpful ! Thank you !

[@JadeVanrielx]

You are so welcome xx

[@goddessallurera3240]

LOVE the background scenery....Everything is well put together including the commentary.

[@jackiepeavy5505]

Where is top from? Can you do a make-up tutorial on this look? Great advice

[@rangerlad6114]

Great video.. you touched some ideas that would be very helpul if i put them into practice. Also very lovely makeup!

[@huffin_and_puffin]

Hey Jade, I'm a new subscriber, so it might be too late for you to notice this question. I'm a uni student (finalist), and my partner is 4 years older than me, but he is just planning to start university (Oxford) via a senior scheme (he had a pretty tough childhood, so he's barely getting himself on his feet now). The problem with this is that I'm essentially foreseeing that he will be stuck in part-time employment for at least 10 years (he intends to become a lecturer). I, on the other hand, am trying really hard to get into a graduate scheme via my uni (it lasts 3 years, and the salary grows about 2k-3k per year). It's also in the midlands, and the salary is pretty high, in proportion to the living costs here. We're both pretty poor, and we have no family support, but I am a crazy saver. All my student money is in an ISA that I never touch. I only go out on exceptionally special occasions, I cook all the food from scratch, and I don't buy coffee from shops (my cafetiere is my best friend). I come from a different country, where the notion of buying via a mortgage is just nonexistent; you just save to buy a house with all the cash down. Which is why I find the notion of mortgages so scary, because it sounds so lifelong. Anyway, I am rambling. What I was thinking for us to do, if I secure this internship, is to save for a three bedroom property, in which my partner and I would keep a bedroom for ourselves, and we can rent the other two rooms; I imagine we could pay most -if not all- of the monthly mortgage via the rent we get from those two rooms, and a hefty amount from my salary would go into a saver that I use to either save up for future mortgage (in case an emergency happens, and we run out of tennants for months so we have to cover all the mortgage ourselves, etc.), or for a business start-up that I have in mind. I know it sounds silly to ask, but do you think this idea sounds alright? I have nobody from the UK with whom I can talk about this, all are from my age-group and they don't imagine buying a house in the next decade. :(

[@taibab5137]

Madalina Radoi your plan sounds good to me, very mature and financially savvy

[@theresaff5619]

Sounds incredibly well thought out

[@beltingtokra]

Jade: "there are fluctuating interest rates" Covid-19: Hold my beer

[@queensabs6333]

Love this..... especially the buy to save ISA didn't know it existed....thanks girl. And I love your decor - did you do it yourself? Any tips??

[@bypelcia9486]

Not sure whether it's always the case but in Halifax you have to close the Help to Buy ISA yourself, not the solicitor. But yeah, I agree, they charge about £60 more for handling ISA.

[@luciamaphanga239]

Woooow I'm so impressed that I bump into this video, It was so informative Thank you Jade

[@Lettie928]

literally just put away money I was going to blow today after watching this video 🙌

[@ellis1652]

I've watched this video a few times! It's so informative. Thank you ❤️

[@MyAeq]

Hi Jade, thanks for making this informative video. In your opinion, which is the better option? Help to buy or shared ownership? In terms of risk and long term potential for making a return on your investment?

[@notjohndoe6878]

Loving these vids; entertaining and educational , right on point

[@readwithme933]

I came across this video after watching a "Helium Challenge" video funnily enough haha! BIG subscribe and thumbs up from me, this was a very informative video, thank you!

[@JadeVanrielx]

What a coincidence haha! welcome to my channel! I hope you enjoy what is to come :) xx

[@annacarpentier8897]

Hi, I have a question for you, so I’m planning on buying and moving in to a house with 6 working adults long term, I was wondering how I would go about getting a loan because I know we would be able to afford the mortgage, do I tell a loan officer that?

[@PRINCESSGEMINI1987]

I'm currently on week 22, of the money saving challenge (first time doing it) but I do have a direct debit to my ISA £300 per month. I also have a jar of coins too. Haha we have the same mindset, 2018 I'll do the £58 money saving challenge.

[@PRINCESSGEMINI1987]

I've changed my mind as I'm 6 months in the £1 money saving challenge from next week I'll change it to £58.

[@jamericanrebel]

What is an ISA? I live in America, never heard of it.

[@maddycotedivoire]

Thank you for this video. So helpful xxx

[@JadeVanrielx]

maddycotedivoire Thank you for watching x

[@natashacampbell5200]

Its never too late to start saving. I started in 2017 so not too long ago

[@imortgagebrokerbrisbane4567]

Hey Jade, This video is really very informative. Yeah, the first home is never easy but if anyone follow your tips than it can be easy. Thanks. #firsthome #buyinghome

[@elky360]

Who is that one hater who keeps disliking your videos

[@JadeVanrielx]

Hahahaha! I would love to know

[@sidomwape4149]

Exactly very bored person they are !

[@FN-III]

Belinda it’s okay to dislike something. Or has Facebook brainwashed you into a robot???

[@nancybuka8403]

What’s not to like in this young, beautiful, sensible and super talented young lady? ..... 🙄 haters will be haters regardless

[@juliannaokike31]

ok. what are your income bracelet that you are referring too. income bracket does matter it changes the amount that one would be saving. how do they deal with unemployment or disability in your country.

[@aimeepartain1248]

My best friend and I are 17/18 and we can't rent because of our dogs. We're going to save until 2019/2020 or until $8000 dollars, so we need $4000 savings each. Then we will work towards looking and hardcore planning. Saving doesn't stop

[@FuturePsychNurse]

I definitely going to use this advice, thank you!

[@Ellaryder]

This was so helpful! I'm just starting to get serious about saving to buy a flat xx

[@Julie_home_Interiors]

You are so pretty.... Great information new subscriber. 😘😘

[@JadeVanrielx]

Yayyy welcome :) x

[@tikax2085]

Helpful video, thank you

[@indiabrown7202]

This has opened my eyes thank you

[@zJosh94]

Can I ask what was your salary to move out on your own? Personal question obviously but I mean a rough idea lol..

[@AllysonGaff591]

all very true and informative! I’ve recently became a home owner too and I can totally relate! xxx

[@herroyalstylenessa1307]

Very informative! Thank you! x

[@JadeVanrielx]

MissVanessaVlogs yaaay! Xxxxx

[@missfavoured]

Your make is gorgeous! Did you do a video on this?

[@joyx6156]

Great video Jade! Very informative!

[@JadeVanrielx]

Joy Joy Thank you 😊 x

[@EvaSweetMichelle]

Thank you so much for this video!!! New subscriber ! So happy I found you ✨💕

[@kessy7671]

My issue with help to buy is one doesn’t have a flexibility to rent the property if circumstances change.

[@MalcolmTrez]

Love your channel! The more you put down the better - I'd recommend 10% minimum depoit so that the interest rates don't go through the roof and definitely a good idea to create a budget =]

[@patiencee2370]

so informative! so much to think about.

[@JadeVanrielx]

You are very welcome, thanks for watching xxx

[@NHND77]

Thank you Jade !!!!

[@e.v4961]

YOU are goals! new subbie

[@JadeVanrielx]

Elsa Vaz Awww thank you and welcome ☺💗

[@chantelbeia2362]

Really loved this video,very helpful and insightful.x