How Ive always saved money. 1. Never bought anything on credit. Cash only. 2. Have saved 25% of my paycheck every month since the age of 21. I'm 55 now. 3. Living in a house that we bought cash, saved money to do so. 4. Buy the clothes I only need. They can cost more but it's classic and good quality. 5. Never go shopping without a grocery list. 6,. No need of a big flashy car. 7. No landlines phone. 8. Do yoga and run. No gym card. 9. Eat fruits instead of candy. Drink water instead of sodas. 10. Live your life without comparing to others.
@johncoll44564 жыл бұрын
I'm sixty eight and have never had a car payment. Paid cash for every vehicle I've ever had. People have four, five, six hundred dollar car payments. I also have zero balance on my one credit card. And I own my condo. Living within my means.
@WyeSun4 жыл бұрын
That's a very good list :)
@duyenduyentrinh91514 жыл бұрын
Like the sentence Live your life without comparing to others
@olivia60634 жыл бұрын
@@duyenduyentrinh9151 Thank you. My mum told me that when I was 9.
@griso1074 жыл бұрын
Excellent advice 👊
@unleashingpotential-psycho94335 жыл бұрын
One of the best ways to save money 💰 is to avoid eating out as much.
@-MasterChief-5 жыл бұрын
That's paying for convenience at its finest
@Thinkpositivebepositive15 жыл бұрын
All my money go for eating 😂
@NicsElectronics5 жыл бұрын
Biggest drain on my finances by far.
@africarichmineral41245 жыл бұрын
CORRECT ❗👍
@evianmason16305 жыл бұрын
So true
@danidtv58235 жыл бұрын
Great savings tips! I recently did a savings challenge and managed to save $1300 a month by cutting down household costs and "frivolous" spending. Keep up the great work and thanks for sharing!!!
@PracticalInspiration5 жыл бұрын
Great video! I agree on quitting bad habits. Honestly I'm amazed how much people spend on smoking or drinking
@user-hv6ov3pm3f5 жыл бұрын
Happy Facts Lifestyle - Live Your Dream Life ya. I was spending over 300$ on cigs. I quit a year ago cold turkey. 200$ month on weed. Glad I don't drink.
@JadeStaria5 жыл бұрын
Buying coffee adds too!
@lauraprincipato80795 жыл бұрын
Buy a $10 coffee maker and brew your own. Keurig (in my opinion is a waste of money and the pods make weak coffee). Starbucks doesn’t taste any better than ground coffee at the grocery store.
@cramsa4 жыл бұрын
They probably use the same brand.
@latishacampbell57645 жыл бұрын
My son and I do monthly savings/financial goals. We post them on a white board in the kitchen and compete against each other. The accountability towards each other keeps us on track.
@TheDestroyer735 жыл бұрын
i usually put like $100 aside from every paycheck just incase i run out of money i have at least that 100 to use but i have the mind set that the money i put aside doesnt exist
@africarichmineral41245 жыл бұрын
Great idea . 🤔😇👍👌
@annamariapiotrowicz5115 жыл бұрын
im old fashione use real money/coins all this after paying useless home bills first i spend $100 in about 2 weeks on going out for coffee/movies buying fast junk food windowing shoping i go to a opp shop buy myself used clothing/shoes i use
@TheDestroyer735 жыл бұрын
@@annamariapiotrowicz511 if its still a bit issue with not being able to save money then that coffee can be made at home too. its also what i do, i bought this one coffee machine that is good and has a spinner thing for the milk to make cappuccinos. never hurts to also treat your self either though
@chitpaul5 жыл бұрын
Increase it by $10 a month and watch it increase. Think of it as interest on your savings.
@hangezoe67253 жыл бұрын
thx
@JoyceHAnderson-rp5bf9 ай бұрын
I've learned that if I cook in advance when I'm not hungry and freeze or just refridgerate portions in smaller separate containers so that they are easy and convenient when I want a quick meal, I'm less likely to order a pizza or run out and buy a quick burger, fries & drink. So if I'm working anyhow near the kitchen area, I can have something on the stove cooking for later. This has saved me lots of money for the times when I'm hungry , not in the mood to cook and/or I don't have time to cook. Just recently, to my shock, I suddenly realized the total amount I spend eating out each month, just for convenience. And the rest of my budget was really tight, living from paycheck to paycheck. But now it's like I got a raise, just by making this one change.
@williamg14765 жыл бұрын
one way is know the difference between need and want also having to many stupid friends can be very expensive.
@matildamaher26504 жыл бұрын
William G that’s quite right.
@lovebug11804 жыл бұрын
too*
@MosesEmmet5 жыл бұрын
I am the WORST grocery shopper, especially when I’m hungry. I have to have a list or I will BUY EVERYTHING!!
@user-hv6ov3pm3f5 жыл бұрын
Moses Emmet .me too.
@ladymaiden23085 жыл бұрын
Moses Emmet oh yeah, you totally want to make sure you've eaten a meal before you go to the grocery store. And have a list on top of that as well. Also, write that list when you're not hungry LOL. It's okay if you deviate a little here and there, but if you're not starving, those deviations will be minimal and also healthier choices.
@Theking-hy2nx5 жыл бұрын
me too
@wishlymoth90055 жыл бұрын
True me too
@zihyehan18745 жыл бұрын
Same here.
@harlannreypalmaira18085 жыл бұрын
I really like your money saving tips. It's big help for me. 😉😉
@benl5607 Жыл бұрын
I started letting my bank card home + I removed my bank account from my phone. I spend lot of money on food outside and at work when I have a break, now I try to take food with me or just a few dollars that I think are enough for a small meal 😁... It's helping a lot
@freytek89035 жыл бұрын
Thank you for your precious idea. An idea to save money is also when you go outside live your Credit card at home or lock it in the Bank. Thanks again.
@marsamuel3253 жыл бұрын
Very good tips. 👍Covid-19 has restricted us many ways. That is a positive side to save money.
@cathyconey32735 жыл бұрын
New year, new apartment and new thinking!!!#truth I’m earning extra saving by making cards, shirts and other handmade crafts!
@charlitaschuster90095 жыл бұрын
Some of the ways I save money is 1) Collect any lose change around the house. 2)Cut back on buying expensive cleaning products and go natural cleaning Stop buying the News paper every day and get your local news on line. Stop buying a new out fit every time you have to go out .Try your best to pick something you already have. Have fun saving money every week.When you see your savings account grow you will get hooked on those big numbers.😁☺️😊 That is just some of the ways I save money and my savings account is a beautiful picture
@TheSoitenly5 жыл бұрын
It's a great video. It helps save money and time.
@cdcVintage5 жыл бұрын
Save money fast by not going to college. Learn a skill online and keep a portfolio of your work. You can figure it out.
@nawalbatarfi74535 жыл бұрын
After injury by car accident , i decided to save a bit of my salary every month and writing it with the plan of every month for remembering. This idea was great and help me to save more money. (I'm not a native English speaker, therefore may be i can't explain with correctly sentences)
@rea85855 жыл бұрын
Rule n°1: don't spend money Rule n°2: don't spend money Rule n°3: if you want to spend money, see two first rules
@soltanahamidat64505 жыл бұрын
Quick Fix - Thought Provoking Videos hahaha👍👍👍
@perfectdark66495 жыл бұрын
Hahaha ! :-)
5 жыл бұрын
You have to spend money on necessities
@michelleswanson90415 жыл бұрын
Quick Fix - Thought Provoking Videos -well spoken!!!
@Exoticbeauty0155 жыл бұрын
😂😂😂😂😂
@alexandra1095 жыл бұрын
Check your automated payments to make sure you aren’t being charged fees. I recently found out I was being charged a $2 per month fee for one company to do automatic monthly payments. This bill has 3 separate accounts so that’s $2 x 3 = $6 per month x 12 months = $72 per year. I called and changed to annual payments in full and will save this $72. (I don’t mind paying in full each year, but if not I could have paid on their website each month or set up auto payments with my bank to avoid these fees.)
@wandasconci4265 жыл бұрын
Good advice. Thank you..i walk and leave my car at home to save money. I also am going to do a few things I learned from your video.
@walletfeeder67323 жыл бұрын
For us, buying groceries online is a great way to stick to the list, make sure we don’t overspend and avoid buying unnecessary items.
@SensaiMan5 жыл бұрын
Brilliant information, take small steps with saving at a time.
@SaveMoneyTricks5 жыл бұрын
I love your tips on saving money! I also believe that everyone should be smart about managing their hard earned money.
@createdbydonna36865 жыл бұрын
Nakarating narin ako dito, nood ng video. Nice video about savings money gusto ko to mga ganitong topic, nice one 👍
@iamme505 жыл бұрын
This was actually a very good video.
@elsaliwanag88365 жыл бұрын
Thank you for the good idea on saving money tips.. This actually my problem on how yo save money
@socespiritu71395 жыл бұрын
Pay yourself first Income - savings = expenses
@sine_kumul2 жыл бұрын
Gratitude for those insightful money saving tips 👍🏽👏🏽🙏🏽
@planetamina42955 жыл бұрын
So helpful...thanks♥️
@donatiendjirangaye2 жыл бұрын
Awesome tips on how to save money 💰💲💰💲
@kusummudiyanse89995 жыл бұрын
thnx 👍👍👍👍👍👍👍 for all the advices
@NorthEastTrailRunner4 жыл бұрын
Buy clothing from charity shops. Much cheaper than buying brand new.
@artvision21755 жыл бұрын
Just save pay off debts & Keep saving that's what I'm doing in 2019 I'm saving Lots of dough!
@artvision21755 жыл бұрын
@guerrerro fritzgerald True it's all about what U do!..
@faridahakmar49935 жыл бұрын
I need to practice those tips from now on 😊
@ummimahuur2607 Жыл бұрын
Take challenge with me I want to start now also
@sife99775 жыл бұрын
Great content! 👏 Financial education is key to financial freedom in life. That's what even pushed us to start our KZbin channel! Keep up the good work Brainy Dose! ✅
@AjithKumara-sn8bf5 ай бұрын
Thanks for every tips👍👍👍👍
@saranghamnida81705 жыл бұрын
Need is more important than luxury...
@Mercy1- Жыл бұрын
Tip 1 is the best for me
@merlan352 жыл бұрын
I will try to follow some of your tips. Thanks for sharing new subscribed here.
@giosalvador305 жыл бұрын
Thank you i needed this excellent video
@debs.96125 жыл бұрын
Does BrainyDose have any advice for saving $ when you make
@kkavya215 жыл бұрын
Thanks for sharing these helpful tips
@courtneybryant35585 жыл бұрын
Negotiating all my bills every month it really saves me a lot.
@jamsheedbegum10675 жыл бұрын
THANK YOU
@72andres5 жыл бұрын
Great advise. Thanks
@NitzyCalan5 жыл бұрын
Thank you for sharing.
@wodoodkhan7649 Жыл бұрын
Thank You, So useful.
@nanmammabarkley88915 жыл бұрын
I shop online at Walmart now and use the pickup. This way I don’t wonder the store picking up stuff that suppose to be on sale. Staying out of the store does help.
@how2withbasics5675 жыл бұрын
A great video and it saddens me to see just how many people are living in debt and don't know where to start. I too have addressed this issue on my mini series that I have created.
@gfn83304 жыл бұрын
What is the link to your mini series?
@how2withbasics5674 жыл бұрын
@@gfn8330 If you have any further questions, please feel free to contact me
@gfn83304 жыл бұрын
@@how2withbasics567 How to cure a swollen foot.
@how2withbasics5674 жыл бұрын
@@gfn8330 Are you asking me for a cure or offering advice?
@gfn83304 жыл бұрын
@@how2withbasics567 asking
@namagandaaidah3594 Жыл бұрын
So simple and secure...thnx
@BauwensK5 жыл бұрын
These are all true.you're smart,you're royal i appreciated that!
@qh3rm0h4m3d4 жыл бұрын
😎🤑 The only method I use to save money is to sacrifice myself from daily spendings. For example; Instead of taxi, I walk my way to work.. Instead of buying snacks, I eat food..
@val55335 жыл бұрын
Just got better car insurance! Really helps. Do your research:)
@sarahthrane42095 жыл бұрын
Well im 12 and i just take some of my extra lunch money and put it in my piggy bank and i sell some stuff to earn money
@dietrichlori26095 жыл бұрын
Sarah that is awesome! Maybe at some point you could teach your classmates and others finance just like Dave Ramsey! You are on your way.
@sarahthrane42095 жыл бұрын
dietrich lori thank you so much 😄❤️
@ChristinesKitchen5 жыл бұрын
You are on the right track!
@aidaaly11545 жыл бұрын
Cool! I’m in your age range and I sell cookies
@qh3rm0h4m3d3 жыл бұрын
9:54 number 17, turn trash into cash ☺️😊 thats a great idea
@TheMightyKingzuru2 жыл бұрын
Everytime when people leave their homes chances are they going out to spend money. So watch out for mindless expenditures.
@MacherlaPrabhakar2 жыл бұрын
Great, Golden rules
@DaicyMiaLuv25 жыл бұрын
Thanks for all the tips
@edwardoluseunolomofe53495 жыл бұрын
Many thanks guys! Really helpful tips.
@JOANSALINAS5 жыл бұрын
Nice idea save is the best ,peru pag dating ng sahod ubos
@phethilemaseko80535 жыл бұрын
Thanx...
@lukmanhakim64615 жыл бұрын
i just bought an Iphone 7 and i regret that after watching this video
@oddgear30405 жыл бұрын
Lukman Hakim but atleast you’re watching this video on your new iPhone 7 🌸
@lovebug11804 жыл бұрын
Sell it
@cramsa4 жыл бұрын
@@lovebug1180 he would be lucky to get 2/3 what he payed for it... might as well keep at.
@lovebug11804 жыл бұрын
@@cramsa true but at least he'll have some money. Something better than nothing
@joanquizon5 жыл бұрын
Tip #16 and #18 👌🏻
@melissajones23774 жыл бұрын
Basically pay bills, don't go out, eat the cheapest thing, don't have luxury, DONT LIVE LIFE,
6 ай бұрын
In Belgium, there is a thing called: domicilliering process or method of payment!!! This is: when you're due to pay, the bank will automatically do it for you!!! You keep track of it!!!Sometimes, you are stunned by how much you pay CM coz it's trimisterly paying, and will cost you 30 to 100 euros per pay!!!Health insurance is expensive,and you're already dead before you even lived!!! Just make sure, you didn't pay your health insurance continouosly without thinking!!!That's a years 1,000.00 per year for my health insurances, and I don't even get hospitalized!!!This means: I pay for other people's billls!
@jamsheedbegum10675 жыл бұрын
EXCELLENT 👍
@cristinap.garcia1046 Жыл бұрын
Thank you so nuch.
@artvision21755 жыл бұрын
Money=Freedom 💰 Also = Away from annoying Irritating Family
@humashaikh94425 жыл бұрын
I am impress very good idea l love it thanks
@roxannehiga79494 жыл бұрын
Thank you so much. Video. Komol tata Video. Thank you so much.
@thobiassmollel26085 жыл бұрын
Greatest video ...!! I have learn a lot..!!
@Rishi-xl3ro5 жыл бұрын
Good advice
@abdirashidadan72284 жыл бұрын
it is good to save money especially if you got big family to look after
@minsan12943 жыл бұрын
Thanks for the Video.. 🥰
@filipina-canadianfamtv70205 жыл бұрын
absolutely good idea. very informative
@tinateews94945 жыл бұрын
I have hard time with grocery shopping even with list in my hand I still over spent.
@carojames67765 жыл бұрын
Its all about SELF CONTROL !!
@roxannehiga79495 жыл бұрын
Komol tata thank You so much. Video.
@ahmadgull98832 жыл бұрын
Great tips
@noseefood19433 жыл бұрын
Rice & beans and beans & rice
@virginiatrujillo37175 жыл бұрын
I try to Just the things I really need
@Tamekajackson275 жыл бұрын
Great video!
@nayemhaquesagor4955 жыл бұрын
Thank you so much bro for your lovely idea 😘
@fionamubanga86275 жыл бұрын
Nayem Haque Sagor
@aabbuu31515 жыл бұрын
Thank you...
@naturelilacgold90164 жыл бұрын
…just sing out loud before bedtime ~~”Save Money , I have to save money!” For a thousand time...
@onemillion94414 жыл бұрын
save money ? kzbin.info/www/bejne/rZeocmtsd7B6e5Y
@mariancounsellor5 жыл бұрын
Great tips! I do a lot of these 👍🏽
@africarichmineral41245 жыл бұрын
Great idea . 🤔💒🙏😇👍👌
@joslynagawa16815 жыл бұрын
True..👍
@PINAYTVHK5 жыл бұрын
thank you for sharing. nasipa na ko na
@matildamaher26504 жыл бұрын
Use cash only,, it works really well, and you will be more careful how you spend.
@mico66205 жыл бұрын
Thank you for sharing..bago kaibigan po..
@rowenavlogs255 жыл бұрын
Invest money in a profitable investment
@pobrengguardia30695 жыл бұрын
Great idea
@EltonWhizzey2 жыл бұрын
Good video!
@sejaljadhav19175 жыл бұрын
how to save money effectively ? 1 . don't waste money on buying makeup 💅 2. don't waste money on buying plenty of dress just use 2 pair for months 👰 3. dont waste your time on fb / insta which will lower ur battery and you'll need to charge it so just use phone when it need so you won't get addicted to social media plus you save alot of money 4 . just save little amount everyday no matter how much it is just fucking save 5 . don't sleep in separate room sleep in your sibling room 😂 6 . don't buy unnecessary which is tending everywhere but it's just useless 😕😴 bonus tip × stay single if you want to save your life , money , time plus your heart 😣😌 ×
@richvhyjudecruz66405 жыл бұрын
Good idea. New subscribers here guys
@jeanmarsden15755 жыл бұрын
Should be - the fewer times you go shopping, not less time.