How to STOP living pay check to pay check… | Savings Expert Jaspreet Singh

[@TheDiaryOfACEOClips]

📺 Watch the full episode here kzbin.info/www/bejne/iITciZJsa5qme9k&ab_channel=TheDiaryOfACEO

[@MinorityMindset]

Thank you for having me on! It was a lot of fun 🙏🙏🥑🥑

[@sirsilco]

Your beard is glorious mate 🤝🏻🏴󠁧󠁢󠁥󠁮󠁧󠁿

[@elliebluesea]

We need to teach kids about money, adults can learn too. Especially when you're broke & need money. save 1/3, spend 1/3 on food/Bill's etc, the final 1/3 is for you. (adjust as necc, sometimes it's save 1/2

[@DrMohammedRahman]

Shere Panjab 🦁

[@kaycee1641]

@Minoritymindset Which ETFs and Index funds? Which investment institutions? Which Stock Brokerages? What should we invest 15% of our income into? Would you be able to tell me where can I get the information if interested?

[@user-ns5yn8ux2u]

"Where you put your attention, that's where you're going to get results." 👍👍👍

[@ChirsDaniel]

Tax laws can be so complex, and it’s super helpful to break them down like this. Understanding how different policies can impact our finances is crucial for making informed decisions.

[@KevinMarks5i]

Making profitable investments during this time of political change can be risky without that insight. For me, working with an adviser is the best first step to navigate these complexities and make informed choices.

[@ЛинаТарасовак6ы]

I think having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.

[@LucasWilliam-b9w]

Hmmm this is quite interesting, Please can you leave the info of your investment advisor here? I’m in dire need for one.

[@ЛинаТарасовак6ы]

Nicole Anastasia Plumlee can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

[@LucasWilliam-b9w]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get.

[@CoryCocoon]

"Where you put your attention is where you get the results." Profound 🤯

[@rl3656]

Actually its logic

[@smithy2365]

That's why I put my attention to porn

[@nightdonutstudio]

Shut down social media is the first thing need to do. So we are not constantly comparing to others.

[@manoftomorrow5987]

You ain’t lying…close that shit down, focus on your long term goals and just understand that things take time.

[@ninerknight5351]

And also understand that almost everyone flexing has fake biceps (aka debt up to their eyeballs)!

[@arrowarrow17]

I don't think so. I have social media but I am interested with their lives because mostly, are lies. They don't pay for their holiday and luxury good but family member or credit card pay it.

[@ganggang-z6t]

nonsense

[@jeffreynanatakyicollins101]

Absolutely!!!!! Social media is a curse in this world. Please take me back to 2003 where the world was much better and there was no social media

[@KathHarnell]

With no doubt passive income is not just a key.. but the major key to financial freedom. You can't make it to the stage of financial freedom through a paycheck, i'm sure every wealthy person out there doesn’t joke with making investments. Started off my journey of passive income earning on stocks and I’m making a good yield on my dividends too. I've been able to grow to a 7 figure portfolio, i always tell others to go into stocks.. I love passive income.

[@GregMerchant]

Select 10 blue chip stocks that pay increasing annual or quarterly dividends and reinvest all dividends You will succeed like you never thought possible.

[@Norrieey]

what technique do you make use of ?

[@KathHarnell]

The one effective technique I use is staying in touch with a FA handling my portfolio. it might sound basic or generic, but getting in touch with one was how i have been able to outperform the market and raise good profits..

[@Norrieey]

This is all a bit new to me do you by any chance do referrals on your advisor? and if you do I would like to know more

[@KathHarnell]

Her name is Susan Kay Mack you can search her up. She’s actually the only person I know that’s richer than me haha JK

[@sueellenwalsh1326]

Thank you! I love this video. My father in-law is a retired CPA FA. He has always said "You don't get rich by spending it." People have to stop wanting material things and think about the seasons of their lives.

[@ninerknight5351]

Funny enough my Mother in law is a CPA and doesn’t understand this. Her and her husband have to work till at least 75. They’ve spent over 1 million on vehicles in their lifetime. They are currently underwater on their current vehicles by tens of thousands of dollars. So glad your father in law has actual financial literacy because some CPA’s really don’t.

[@soveinaaraceli]

To get to that milestone you need to avoid high debt levels, poor spending habits that drain finances, neglecting savings and investments which hinders wealth accumulation. Being financially aware would be of great deal. i can say that helped me in life to reach my first million and i also sought help to handle my portfolio which was my foundation. i'm ever grateful to Susan Kay Mack my FA.

[@NamsaAlcantar]

Truly It’s all about accumulating wealth through compound interest investments.

[@AurucciLou]

Looks like she really knows her stuff. I also found her online page and read through her resume, educational background, qualifications and it was really impressive.

[@calerothenis]

An everyday millionaire. Well done

[@KirbyIneson]

i feel i downplayed the role of FA's in the past.. now actively looking to get one.

[@iamjstew___4473]

you say you reached your first million so i’m guessing that means you have or are close to multiple? is this accessible money or only when you retire at a certain age? also do you have children and a family of your own?

[@dopekid111]

Pay check to pay check in order to survive is different from pay check to pay check buying unnecessary things

[@robertpearce7795]

So if you were living pay check to pay check to survive, and then your pay got cut by 10%, what would you do?

[@hope1527]

Pay check to pay check should only apply to youngsters/new graduates who are fairly new to the workforce. If you are in your mid thirties and above, it means that you have not successfully bettered yourself in order to climb the ladder and get better jobs, where you can save more.

[@dopekid111]

@hope1527 that’s not true. Cost of living skyrocketing and wages not changing is the issue

[@dopekid111]

@@robertpearce7795 still be living paycheck to paycheck; maybe have to miss a meal or two or maybe take public transportation instead of driving, but then not everyone has access to that so….im not understanding the logic in this scenario 😂🙄

[@dopekid111]

& I want to make this clear; the comment I made wasn’t about me personally, I was speaking for all of America and the economy.

[@mydressmemos]

Hello, I am due for retirement in two years, I'm a senior citizen but I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $50K per year but nothing to show for it yet.

[@winifred-k9e]

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.

[@JacobsErick-u8r]

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.

[@JacobsErick-u8r]

I think you're better off with majority investment in S&P500 and uprising equities cos they always outperform. Also speaking with an advisor can help with pointers. I've been in contact with one I reached through commentaries here, she has been really helpful.

[@MattsMkia]

I think you're better off with majority investment in S&P500 and uprising equities cos they always outperform. Also speaking with an advisor can help with pointers. I've been in contact with one I reached through commentaries here, she has been really helpful.

[@winifred-k9e]

I'm thinking of trying out an advisor, how can one reach a decent advisor like the one you use?

[@mossiahday815]

Facts over feelings 💯

[@djcrem00]

"Employees paying the highest taxes" explains almost everything

[@OffWhiteDaz]

This is some good logical advice. I like the way this guy thinks. Can't wait to see the whole episode

[@MrEsc-qe2jn]

It was eye-opening, for sure. I'm looking forward to watching the whole episode. Lifestyle changes need to happen, especially at my age of 35.

[@don_hug]

I'm a software developer, living paycheck to paycheck. My wage has actually gone down over the years. I'm worried that if I lose my job, I'll lose my home.

[@KevinCollins09]

I totally get it. I was in a similar situation until I started working with a financial fiduciary. I found him through a referral from a trusted friend, and it's been a game-changer. He helped me create a personalized investment plan, and now I'm doing much better. I've been able to save $32,000 in the past year alone, and my investments have grown by 35%. I've also reduced my debt by $5,000 and built up my emergency fund.

[@don_hug]

@@KevinCollins09 Thanks for sharing. who is this fiduciary and how do i reach out?

[@ric-morris7763]

That's great advice from kevin. you should consider consulting with a financial advisor. They can help you create a plan to invest in your future, reduce debt, and build wealth. It's never too late to start. Even small changes can add up over time

[@don_hug]

​ @KevinCollins can i get a recommendation?

[@KevinCollins09]

Glen Howard Chester is a hot topic even among financial elitist in lower Manhattan. Just browse, you’d find him, thank me later.

[@willemvanriet7160]

Problem now is that one lives paycheck to paycheck just to afford rent, food, basic transport

[@solertree8653]

that's the question none of these pieces of advice seem to address. Right now I don't make enough to save, I buy the bare minimum basic foods I need to not die, I have no subscriptions and I still cannot afford to save very much. And the second I've saved anything life finds some reason to spend it. Car issues, medical expenses, and so on. I'm not in debt, but I can't afford to save, and it's really frustrating.

[@boxer786ful]

​@solertree8653 Then your doing something wrong. Learn , change job/better paid job, work overtime, work 2 jobs. That attitude is the reason you are in this situation.

[@kik3macvic]

I agree with you, I was in the same boat. I always saw myself as a victim until I changed my perspective and I realized I had to make some changes. When you are in that situation there are only two options, you either stay in that job or you make a change. You need to increase your income and to do that you need to get a second source of income or switch jobs. My wife and I used to deliver food on the weekends to make some extra money and get side hustles. Another way is to invest in your skills. Look at what the market is demanding right now. Data analytics or cyber security per example are booming. You don't need to go to college but take online courses or even KZbin videos. Technology has made a huge difference. So he said. It's not easy. It wasn't easy for my wife or I but we knew it was only for a season and God has blessed us and provided. We went from renting someone's basement to now looking into buying a house. I usually don't comment on yt videos but I wanted to share that is possible but not easy and that there is hope.

[@robertpearce7795]

​@kik3macvic - Wonderful comment, thank you. I see so many people comment on videos like this with various self-defeating comments, and if that's all people read, is it any wonder there are so many who just assume there is no way forward? - Your comment offers an excellent counter to that, so thank you.

[@kik3macvic]

​@@robertpearce7795Thanks Robert. Glad to share my experience and i hope it can inspire someone else to take action and make changes in their life. It is not easy, we had to make sacrifices and we still making them, and we have other people who also blessed us along the way but thing is to start, not matter how small those changes are. You can't control your circumstances, but you can control the way you respond to what life throws at you.

[@s.7948]

I have no social media, no debt, no credit cards so I'm not leaving netflix, I also work from home and at a school. We do not eat out and pay all bills on time. Its not difficult just do it.

[@deliobaoduzzi6450]

Do you save enough to make a difference in your life ?

[@4leafclover258]

Isn't difference already when you are free of debt 😉

[@manoftomorrow5987]

@@deliobaoduzzi6450savings money doesn’t make a difference. It just give you “security”. You have to keep upping your income at least every 3-5 years to get make a difference.

[@ThomasBrenton-pk8gg]

KZbin is social media

[@youngfamfinances]

@@ThomasBrenton-pk8ggI find myself spending over 2 hours on here

[@tonysilke]

I'm a plumber making over $100k a year, and I've never invested before but do have a substantial cash saving. I'm thinking about starting a Solo 401(k), but I'm stuck on what to invest in. I've watched a lot of beginner videos, but I still don't know the best way to start. Any real-life advice or tips would be really helpful.

[@Nernst96]

If you're new to investing or don't have much time, it's best to get advice from an expert. Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.

[@PatrickLloyd-]

Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

[@JefferyDuns]

@@PatrickLloyd- I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@PatrickLloyd-]

My CFA SOPHIE LYNN CARRABUS, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@JefferyDuns]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@minionofgozer7414]

Ramit Sethi, Nischa Shah and now Jaspreet Singh. The only finance gurus ill listen to 👍

[@a1-x-yt]

Damien talks Money.

[@Ineedaprofilename]

Well their channels get promoted on youtube.

[@SolemnBankingplc]

80% equities 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond portfolio for substantial gains at minimum risk.

[@HettieClausenTl]

It’s important to do your own research and consult with a financial advisor before making any investment decisions.

[@coryDeshawn]

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850,000 with the help of my advisor from an initial $150,000 investment.

[@matteohenry33]

Who is this person guiding you and how can i reach he/she?

[@coryDeshawn]

My advisor is a lady and goes by the name `Celia Kathleen Martel` I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@matteohenry33]

I'm pleased with the advisor's prompt and knowledgeable assistance. Their professionalism instils confidence. Looking forward to further discussions.

[@brendanbishop3684]

Precious Metals are a good hedge against inflation, gold is real money, can't be printed and is finite, if you hold physical, no bank or bad financial advisor can lose you money. Some say silver is really undervalued because the live price is for paper silver and the big institutions can't back it up with physical silver.

[@westbccoast]

Awesome video, love this channel. Love the concept of Seasons for periods of our life. Our life has seasons, interesting way to look at it. Please break up the longer video in these shorter videos, much easier to watch.

[@Dreasura]

Living frugally can be addicting snd you begin feeling excited about how you can save by cutting out things you really don't need. The problem many people have is they already limit their expenses. They already do everything they can to stop paying for "unnecessary" things. Expenses involved with maintaining a job can be overwhelming. Car insurance or transportation costs, laundry expenses, personal hygiene because your employer has a policy against smelling bad, clothes or uniform expenses. Child care expenses... It can all feel like a losing battle. Then to add insult to injury, you can't even "live off the land" without being accused of trespassing or vagrancy. The obstacles can become a problem that impacts mental health, too. It's easy to pull yourself up from a moment of hardship. It's extremely difficult to overcome long term hardships. For most people, the advice in this video will help with realizing where the money goes and how to change it so your money works for you. For people who are facing serious hardship - this advice feels like being kicked in the teeth.

[@deliobaoduzzi6450]

True

[@theluckshow9617]

This is a real conversation

[@GeorgeWilliamSinclair]

What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio..

[@adelineChulack]

There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist.

[@McKnightCutkosky]

I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.

[@MonaghanMLOUISE]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@McKnightCutkosky]

She's Susan Kay Mack by name. please do your own research to see if she is suitable with your goals.

[@MilkovichT.Sandlers]

thank you for this pointer. it was easy to find your handler, she sees very proficient and flexible

[@louiebritchford9517]

Such inspirational talking, got nothing but ourselves takes a long time to understand that 🙌🏽

[@benjamindavidson22]

big returns come from investing big. investing big comes from building conviction, conviction comes from understanding, understanding comes from doing your homework and research beyond surface level.

[@Johnlarry12]

I want to start a Roth Ira before the end of the year. do you have any stock you would suggest to buy and hold long term?

[@frankbarnes22]

Agreed, utilizing a professional did the trick for me in barely 5 years. I worked hard everyday as a teacher for 23 years and my pay was over 100k, enough to get me invested. Tbh if it wasn't for pandemic, I wouldn't have supplemented my stream of income, but glad I did

[@Johnlarry12]

very encouraging for newbies like myself, mind sharing FA info please? in dire need of proper asset allocation

[@frankbarnes22]

My CFA is Carol Vivian Constable , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@Johnlarry12]

I’ve just looked up her full name on my browser and found her webpage, very much appreciate this

[@Kirk690_0]

"i was so scared of people knowing i was broke i just didnt entertain romantic relationships" that is such a relatable statement, to the point even now when im now stable financially, i still struggle with the thought of it and bounce from 1 short term thing to the next still mildly ashamed of my growing up and back ground even though my parents did their best with what they had. its a strange one, but really enjoyed this clip and will deffo check out the full podcast.

[@notabannedaccount8362]

Have you tried: Stop Being Poor?

[@trumpius_maximus47]

Just buy more money. ❤

[@mtwata]

Just stop needing to eat ❤

[@ImranAli98989]

If you’re homeless… just buy a house🤷‍♂️

[@notabannedaccount8362]

@@ImranAli98989 I get it. I started at the bottom as a Practice Manager in my Mom’s company. But I worked my way up.

[@ArmaniLedge]

All men should take a watch of this video! Absolutely true in all aspects - Stay up KINGS!

[@pineapplexpress78]

Your channel is a blessing to humanity.

[@sonofagun00]

If you want to stop living from paycheck to paycheck here are three steps you'll need to take: 1. Live below your means, that means you make short term sacrifices 2. Have more than 2 streams of income that provide stable income (ie: have a job and get another gig going on the side) 3. Keep track of every dollar you earn and every dollar you spend. Then audit yourself every 30 days and find out where else you can cut your expenses. You need to operate your financial health like a CFO of a corporation, that's the only way to save. If you wanna go from saving to become wealthy, you'll need to: 1. Invest intelligently and long term 2. Find businesses you can invest in or start your own business - you need to have an idea, something that people need because it solves a business or life problem 3. You need to think long term and always make long term decisions and not be bothered by short term gains or losses. In other words, you need to control emotions and impulsive behavior.

[@manoftomorrow5987]

The only difference to me is that you don’t need 2 sources of income. 1 source can be enough if you have the right skills and education…the second “source of income” can be from your partner. Your two incomes combined can help you build together. 2 sources of income for yourself will have you feeling overworked.

[@sonofagun00]

@manoftomorrow5987 you need multiple streams of income. That can be in the form of another job, a side hustle, an e-commerce business you've started, etc. Most people can not save money from one job, and if you're talking about 1 source of high paying income, that's not how 99% of the world works nor does everyone have a partner. This is about you, just ordinary young men and women.

[@manoftomorrow5987]

@ Im doing it, by keeping my expenses low and I focused on leveraging my career skills and education to jump from one high paying job to another. If my wife doesn’t work I can cover all the bills, save, travel and invest comfortably. I’m not bragging but I figured out what I needed to do which was to up my income and lock in on my career and never a “job”. I’m not working 2 jobs just to cover expenses…I have to focus my extra time on my family and doing things I enjoy. I’m very intentional about my spending and savings habits…I haven’t fallen victim to “lifestyle creep” or “trying to keep up with the joneses”. My colleagues, because we all execs, drive better cars and live in much better houses and apartments than me…but I’m good. All without credit card debit and no debt at the moment because my personal car is paid off, which my wife drives to work, and I drive a company vehicle with is a brand new 2025 model year. Once again, I’m not bragging but I focused on my career. I watch a lot of self improvement and finance related topics and I’m also a CFO…which helps. I have to manage my personal finances and the company as well.

[@tamannaakther2946]

Loved the honesty of Steven

[@MwilaMwamba7]

This is so true keep it up with the good works its very helpful

[@D-A-N-]

Those laptop online businesses do work though maybe not for most but it’s not a lie. There are real ones out there .

[@lucristianx]

Steven said the rebuttal so well. It’s not that he doesn’t agree it’s just he has empathy for their who succumb to the negative forces. I literally lost everything nearly two years ago. But I am more confident now than I was in my 20s. Because I had to first succeed to lose it. It’s only too late if I start too late to get it back.

[@g.h.5296]

You are right Instagram makes people sad because you say they have such a good life and you not 😢 its is Hard because people compare each other

[@Theworstway]

Jaspreet is such a good guy

[@TerricoFernando]

Very real and raw❤❤❤

[@blakekogut3045]

Im on social media minimally not a fan of vacations unless once in a while travel to somewhere affordable that i haven't been to or seen love my honda civic never got enjoyment from a luxury item and don't like people trying to keep up with people they don't even like

[@gerardhally5549]

Figure out how to reduce the three biggest expenses in your life; Housing Transport Food and then watch your life transform!

[@selyemperzsa1]

without these ones you cannot live, but agree, these are the big ticket items, but on the side people spend a lot on Shein, Netflix, eating out, Starbucks coffees, etc. It is ok to have one occasionally with your friends, but when it is becoming a daily habit.... that is a whole different thing. This is what many doesnt get... having one is not a sin, enjoy life a little, but not everyday has to be a celebration around spending, find other interests, etc.

[@gerardhally5549]

This guy is using Dave Ramsey advice. If you want to get out of debt and build wealth then start with Dave Ramsey's Baby Steps!

[@Red_1976]

💯 I did and it works!

[@PASCALDAB]

So how exactly can we guard against the coming financial reset Like what are really the best strategies to make our portfolio recession proof against the incoming financial reset? I'm very worried about my $110k stock portfolio.

[@DonaldStokes-p]

Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.

[@LLost-v2s]

Change society so not everyone and everything is about money..... Just an idea

[@rossbaker9721]

I get about 4K a fortnight. After rent and food and basic expenses I keep about $1,700 left for a house fund and kids fund and emergency fund. I support my two kids and partner on one income working full time. I maximise my savings rate and add $500 extra a month to pre tax into my superannuation. No credit card debt and don’t use pay loans.

[@mrmeldrew693]

Just paid off what I owed PayPal credit. No cards. Just the wife's car to clear now and the mortgage. Cars in the future will be bought with cash, I hate owing money.

[@purr_purr_meow_meow]

Ahhh make more money and don’t enjoy life. Such wisdom!

[@woahthatsinsane6406]

6:04 "Im not telling you to never enjoy life. I'm telling you to make a sacrifice for a period of your life. That way, you can enjoy the rest of your life and never have to worry about money again."

[@gisellematurano259]

I enjoy things that come for free and not anything that tick toc influencers try to make me buy, no luxury no beauty products no cars no smoothies no gym no crypto and no other "crapto" too many to name.

[@jeffreynanatakyicollins101]

Who says you need money to enjoy life!!!! 😂 enjoying life is personal and doesn’t require money. Stop worshipping money!!!

[@malungayesemusic]

Such a useful conversation ✨

[@sebascarmonag]

Great episode, love your content 👍🏼

[@todd2324]

He's not saying anything groundbreaking. He's just regurgitating everything Dave Ramsey and other financial experts say.

[@Spectre0117]

Tech worker making just shy of 100k. Wife quit her job when our child was born. It worked for a while but i really need her to go back. I am working in a role I dont think I really deserve and I dont know what to do.

[@azaarias8507]

The mystic side of Ramit Sethi

[@sweetdukes7031]

The issue i have is i have cash to invest and know how to save but dont know how or where to invest it.

[@PoeProDuctions454]

This dude born rich. Get the hell outta here. a millionaire by his early 20's. This dude dont ever be giving the real gems out.

[@alexgrahamabraham949]

This is really good.

[@br8979]

You don't need to find a partner at 18, especially not if your life is a mess

[@mp22422]

The GOAT, Jaspreet!

[@nikkismith9963]

Such a good video ❤

[@charletfoster8917]

💯pay yourself 1st before others💵💵👏🏿

[@kimwieczorek1879]

Lov u2❤🎉

[@chuckhines459]

Sounds like Dave Ramsey except for the $2,000 in emergency fund.

[@DelbertMacejkovic]

Step Finance’s momentum is crazy! Should I get involved now?

[@Red_1976]

Marketing & Lending Loans plus Credit Cards should be illegal. People want quick results fast these days, no patience to save and pay in cash. People gotta get real with their networth.

[@yazMillz1990]

I was broke depressed and obese fixed my life started training eating right worked hard changed my life in 4 years I don’t believe this saving bullshit your not guaranteed to live next year work hard but don’t forget to enjoy the moment I’m about to buy my dream car everyone telling it’s dumb investment I worked hard for it I want why the fuck not enjoy yourself yes living pay check to pay check is you need to improve your skill and earn more that’s it that’s how I live my life I work hard but i sure dam play harder because you take nothing with you. Grind for a bit get your life in track and start living because some people think so much about the future they forget to live in the present

[@Tvr11k]

For regular people there's no secret. Just look at your bank statement of your last three months you will quickly realise the problem is you and all the little things add up. You might think its only 5,10 or 20 dollars here and there but over three months it's astonishing.

[@Mr.Brolic]

Holy shit they on point

[@shaqisumari304]

Looks and prowness pays

[@NATSJ311]

What if you literally are working 6 to 7 days, dont own a car dont have a credit card literraly its bills no eating out . Where do you shave money off. My work is servicec/health

[@armelle08]

He acts like investments don't lose. I'm first generation. Bought rental properties. All ended up underwater in 2008 due to massive bank fraud. I bought stocks, lost money. I have learned more about diversification and will try again, but don't deny insider trading and bank fraud hurts people who try to invest the "right way"

[@tobilobasanyaolu4148]

I don't see anything wrong with living paycheck to paycheck. Those who are saying it's bad are those who are not content with their life and greedy. There are countless people who have made a sustainable and very comfortable life through paycheck. Stop spending on useless things. Work on being in control of your money and not being controlled by money. We keep teaching the wrong things.

[@bennyfrangella8371]

I’m in the day to day paycheck position myself simply because I don’t earn enough money to live in NYC. It’s not because I spend my my foolishly. I just can’t afford anything but the essentials. I don’t have a car. I can’t afford to wear designer clothing, I can’t afford to go in vacation. I can’t afford to eat out or order etc……. God forbid I miss a days work , I don’t earn money, god forbid I get sick , I don’t earn money. It’s just sucks living like this. This guy does not have the solution or answers for this.

[@victorcretu7741]

He doesn't! The only "solution" is to adjust our "wants". I live comfortably now, but 20 years ago I only had $1000 in my pockets. I was working daily job ( at minimum wage) with a recruiting agency. If I were to start again I would move to a better place and live a minimalistic life.

[@br8979]

I have the mindset but I am missing the practical tips from someone knowledgeable and trustworthy. I started investing in 1999 and still haven't made a lot more money than I paid in...

[@GerzhusTV]

In terms of practical, look for an S&P 500 fund or ETF. Look for something that tracks that index and has low fees. Vanguard’s VOO, Fidelity’s FXAIX are some examples.

[@bidalsimpson2561]

Please bring in jenny li ceo

[@CoreyScott-k3y]

Comparing yourself to others is so sad. Most likely these people on holiday with fancy cars most likely are the ones living month to month skint financing everything.

[@philharrison2991]

People spend a whole wage on a pair of shoes.

[@LoxleysEscapePlan]

Here. It's simple. You're living above your means. Give something up. Live in a van.

[@YutaBLv]

Do what corp does, that's how.

[@xkaokdkl11933]

This guy is just brutal

[@tumbimsiska1294]

You have to pick a hard 🙌🏾

[@kc270352]

yep, pick a struggle lmao

[@danielthommen8243]

first you have to make enough money to pay everything (rent and so on), then stop spending for useless stuff, no one needs a new phone every year or a coffee every day... Then you can save and invest...

[@SuhailMasra]

Steven please let the man speak, stop breaking his flow

[@DEUSNIBYOt]

Where can i save my money for investment? I started saving last year and lost all my savings because of my mom's illness and death between April and July this year?

[@Undermineded-333]

That is 95 percent of my associates check to check

[@josephmuganzi5220]

👏👏🏾👏🏾👏🏾

[@ProfWho-ut5he]

Not ONE useful tip, only tips for people who don't have their life in order. I wish he would give advice to guys like me who don't waste money but still have to live paycheck to paycheck.

[@selyemperzsa1]

Start Feldenkrais, vagus nerve exercises to get mental clarity.... you need to change something somewhere and you dont see it now yet.

[@johnb5917]

Expenditure isn't the problem then. It's your income. You basically need a higher paying job. Good luck.

[@royalty055]

U are an angel

[@sreedevi3652]

❤❤❤

[@yvonne6629]

May be you dont have the right wife or gf if she compares her relationship to others with fake status

[@tombkk1322]

I talked to the representative at Bangkok Bank and she said you don’t have to worry about anything. They have not sent out any documents and will not be sending out any.

[@alexgrahamabraham949]

🔥🔥🔥🔥🎉🎉🎉

[@kathrenboss6330]

I use my credit card to go to 1 holiday per year because for example my daughter is 8 years old her experiment time I want her to have at list one good holiday per year so when she grows up she should not think I didn’t have existing childhood , am I wrong? I have a friend she didn’t spend time with her child so she can earn money give comfortable life to her daughter in future, now her daughter is a teen the mom has money she wants to spend and have good time with her daughter, the daughter don’t want her mom as much as she wanted her in her childhood, because she got the habit of not being with her mom my friend is so upset about it. I think we should not concentrate only in one think wait for a time to enjoy your life or give your child something later because what a 8 years old want now she will not want it 3 years later. I am not rich I know I will be rich one day, I want to be rich. I hope his way is not the only way. ‘’I MEAN SAVEING MONEY NO FUN FOR A WHILE’’

[@Bud88883]

SCAMMERS!!! 👎👎👎😵

[@trumpius_maximus47]

Buy meme crypto coins. 🤷🇵🇰

[@WilsonGreen-e7d]

OMG!! This transformations is absolutely amazing!! newly trade in Bitcoin and I've been making losses but recently I see a lot of people earning from it. Please can someone tell me what I'm doing wrongly

[@AliMuhammad-q4r9p]

I'm favoured, $27K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.🇺🇸

[@HoangThanh-s5t]

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

[@HernyHoang]

Hello How are you earning such monthly? I was born a Christian, and sometimes I feel down on myself because of low finances, but I still believe I can still make it someday. As a beginner how do I go about investing into Crypto!.

[@HappyKelvin-i8m]

I am 52 years old. I reached my first 100 thousand dollars in just 3 months. I started with 20k investing in Bitcoin ETFs and other dividend income. My medium-term goal is to grow my money investing forever for my business and children..😊

[@HonagWang]

I'm a long term investor, my trade was placed in Shiba inu and I withdrew my profits of over £56,000 during the covid-19 pandemic...

[@a1-x-yt]

Get Damien talks Money on here.