How We Earned Our $400,000 Mortgage Free Home

[@autobotdiva9268]

AWESOME! Hubster and I talked...next month is 2023. bumping up the principle payments on automatic. are we happy about it no, will we be happy about it, YES!!

[@MarriageKidsandMoney]

Awesome! Good luck with the MORTGAGE CRUSHING 🙌

[@kevinhooper2017]

So cool to make the Best Of list - thanks so much for the re-share, Andy! It’s so moving to see how helpful our story has been for others as they navigate their own family/financial journeys! Let’s touch base sometime soon - lots of work/life updates to share. Hope you and your family are well and enjoying the holiday season!

[@MarriageKidsandMoney]

You know it Kevin! Your video is one of most watched! I’d love to catch up!

[@myfobtofabjourney9289]

This is absolutely beautiful story and the discipline that you took to reach your goal of being mortgage free, congratulations and thanks for sharing this as my family are striving to become mortgage free fingers crossed in the next 2 years and watching these motivational stories really add another boost to keep at it, very well done you guys, Love and blessings from New Zealand ❤️🙏🏽

[@MarriageKidsandMoney]

2 years from now is incredible! I’d love to celebrate you when you do become mortgage free and share your story!

[@ronnieleigh3446]

Hello fellow kiwi. We paid our mortgage off a year ago and it is fantastic feeling. Keep going 2 years will fly by.

[@LAVISHLUXXSHOP]

My January i will me mortgage free !!! Im so excited 🎊 🎉

[@MarriageKidsandMoney]

Incredible! You’re nearly there!!

[@LAVISHLUXXSHOP]

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[@keekee8760]

Great video, thank you for sharing.

[@MarriageKidsandMoney]

So glad to hear this!

[@chitchatvn5208]

I learned from a retiree with his home paid off is do not treat your life as a mathematical journey.

[@MarriageKidsandMoney]

I like that!

[@nateholio1]

I’m torn between paying off my 2.8% mortgage or putting the money into the market. Have it all sitting in a money market fund right now while I ponder.

[@MarriageKidsandMoney]

Both is a beautiful solution! Also, if you’re a sequential personal like me, consider hitting Coast FIRE first and then paying off your low interest mortgage

[@TheFirstRealChewy]

If you plan to stay in the house for many years, then invest anything above your emergency fund limit. If you want to make as much money as possible then invest the money. If you want to retire as early as possible then invest the money. If you plan to relocate and it will result in a high loan with a high interest rate, then pay off the loan. If you already are on track to have enough money by your chosen retirement date, then pay off the loan. If you jist want that peace of mind from having the house paid off sooner, then pay off the loan.

[@terrencemcphail5782]

awesome my people dont understand they rather drive 100k cars than be mortgage free we drive 2 acuras 2010, 2015 and live 10 miles from work no need pay all that money for 3 hours a week driving

[@MarriageKidsandMoney]

We love our used Acura too! Life is for living 👍

[@j.l.salayao8055]

Terrence, i agree completely with ya. As for me in my household, we live fulltime on the road since January 2018(and counting) and we bought our rigs new to make memories while renting our house to a family members. We just sold our house and we are going to pay all our rigs in full by end of this month with the proceeds. We will continue to be on the road and we are rent free as i serve on public lands and wife works as well. We are ready to upgrade our rigs in the near future and pay cash as it is our "home on wheels". Some people spend more on a newer reliable rig compare to a house when your house is on wheels to build lasting memories on the road than accumulating too much stuff. "Take the less traveled path."

[@zestpeet4614]

I feel this. We have two 10-yr old vehicles with many, many years left. It confounds me seeing $50-100K cars parked at work. I distill this all down to savers vs spenders. Although, I did see someone higher up in the company (big earner) driving a 2009 Toyota Highlander--one of us!