How We Saved £10,000 in Just 5 Months

[@Jofunmi]

A huge fan of your content. These are really helpful money tips even for people in any country. Plus the passive tip on how financial communication works between you and your husband... really thoughtful content. 👏🏾

[@pathwayuk]

Awww, thank you so much. ☺

[@moduperammads9338]

I love this video. Vey insightful. Wish you the very best on this journey.

[@pathwayuk]

Thank you.

[@hairstylesandheadpieces8139]

This video is lit. I enjoyed all the subtle gist in between the video. Thank you so much for always sharing relatable tips. 🥰 you are the real MVP when it comes to life in the UK content. I tap into your husband's grace of fast visa decision time.

[@pathwayuk]

Delighted 🤍

[@animasaungbolahan7599]

Very insightful. I rarely follow through on videos because it’s almost the same thing repeated for the entire length of the video. Thank you very much for this. God bless you. The video of how he got the job without a UK experience will be much appreciated as well. God bless

[@pathwayuk]

Awwww, thank you. Hopefully, the video should drop soon.🤍

[@pathwayuk]

The video is up. Here is a link to watch it. kzbin.info/www/bejne/eGmccp6Fn5yBqrM

[@ezigbo04]

U did not insist that he show himself abi😅...you must say that oo

[@oluniranolumide8981]

Am new here😂😂 I love all you listed and hv really learnt alot Am sticking here to get more knowledge from u❤❤big love

[@pathwayuk]

Awww, thank you.

[@UgonmaOgbuanu]

Wow... very insightful. I've just picked few tips on how to save 👍. Thank you

[@pathwayuk]

Thank you. Means a lot coming from you.

[@adeboyejoyetundebukola6850]

Your videos are explanatory.. kudos sugar sis

[@pathwayuk]

Thank you. 🤍

[@adebayomoradeyo28]

I enjoyed your video and your focused vibe, keep it up Wande. You got a fan...👍

[@pathwayuk]

Thank you. 🤍

[@Ewaoluwa_Aj]

Everything thing you said is totally on point! Well done sis 👍🏽

[@pathwayuk]

Thank you 🤍

[@AbnestiHeather]

I really love the whole tip dished out.

[@pathwayuk]

So glad!

[@titilolaadejare3228]

So insightful! . Thank you 😊

[@pathwayuk]

My pleasure.

[@UgonmaOgbuanu]

That buy and pay later is 1 thing we don't want to engage in here in UK. We would rather go for cheaper/unbranded items than buy expensive items and become indepted. This buy and pay later is why some people here in UK can't save cuz they want to show off.

[@pathwayuk]

Subscriptions, Upgrades and buy now pay later are the enemy of financial progress in the UK. 😩

[@2centts]

How about scenario where you want to build your credit scores?

[@pathwayuk]

@@2centts you can use it to build your credit score. I spoke on how to use it to build your credit score wisely in the video I made about Ten smart money moves to make as a UK newbie to have a high quality of life in the UK. Here is a link to the video if you want to know how to use it wisely kzbin.info/www/bejne/n52xenqKbrSNjdU

[@angelankamere4907]

It’s not exactly the enemy, you just have to be careful. Just pay back when you should … my credit score skyrocketed and a monthly payment when budgeted isn’t bad

[@pathwayuk]

@@angelankamere4907 the main thing is to understand what works for you. Thanks for your contribution.

[@kelvinchudi2200]

Wonderful content, very useful

[@pathwayuk]

Glad you found it insightful 🥰

[@Rsignatures]

Nice one 👍

[@pathwayuk]

Thank you.

[@michellemaseko4508]

Thank you for the points, they were helpful. Is it possible to not use the sound effects. They were louder than your voice so when I wanted to hear what you were saying, I had to increase the volume and when the effects came in, they would really hurt my ear drums. Humble request please 🙏🏾

[@pathwayuk]

Noted

[@Thefootballguy2647]

Pls can you do a video on how your hubby got a good paying job without UK degree and experience. Thank you

[@pathwayuk]

Yes, I can. The video is up. Here is a link to watch it. kzbin.info/www/bejne/eGmccp6Fn5yBqrM

[@shammahadenusi2153]

Please do the video ooo 😢😢😢

[@pathwayuk]

Done the video already. Here is a link to it kzbin.info/www/bejne/eGmccp6Fn5yBqrM

[@akallalone]

Excuse mi ma, are you from ijebu? lol. Thank you for keeping it real. God bless you

[@pathwayuk]

Hahaha, no I am not. I am just frugal. 🤍

[@feyifunmiagnes2104]

Please do the video of how your hubby got a high paying job and his course

[@pathwayuk]

Done the video already. Here is a link to the video kzbin.info/www/bejne/eGmccp6Fn5yBqrM happy viewing 🤗

[@damilolaakinbulu6090]

🤣😂😂🤣😂 All tips are on point! 📌

[@pathwayuk]

Good to know. 🥰

[@HalimaOzohu]

How was your partner able to get a Job in 4months? Thank you the always sharing ❤

[@pathwayuk]

My pleasure. Hopefully, the video should drop soon. 🤍

[@pathwayuk]

The video is up. Here is a link to watch it. kzbin.info/www/bejne/eGmccp6Fn5yBqrM

[@ezigbo04]

Please my question is, aside from lisa, what other savings account can i invest in that will yield interest and possibly abit strict for unnecessary withdrawals

[@pathwayuk]

There are several types of savings accounts and investment options can yield interest and have restrictions on withdrawals, making them suitable for long-term savings. Here are a few options: 1. Fixed-term Savings Accounts: These accounts require you to lock your money for a set period, ranging from a few months to several years. They have higher interest rates than regular savings accounts, and early withdrawals typically incur penalties. 2. Stocks and Shares ISAs are a flexible investment approach that offers higher returns and tax-free growth potential. While they are subject to market risks, their adaptability and potential for long-term investments make them ideal for those seeking to maximise returns. 3. Notice Accounts, a strategic choice for those who plan ahead, require a notice period before you can withdraw your funds. With higher interest rates than instant access accounts, they encourage foresight in managing your finances, instilling a sense of responsibility and proactive financial management. 4. National Savings and Investments (NS&I) is a Government-backed savings option with varying terms. It offers Premium Bonds that Offer tax-free prizes instead of interest, while its Income Bonds provide regular income with relatively easy access. The Interest rate varies based on the product, and some products have penalties for early withdrawals. 5. Fixed-rate Bonds: Offered by banks or building societies, these bonds require you to lock your money for a set term. Interest rates are higher for longer terms, and early withdrawals typically incur penalties. 6. Regular Savings Accounts: These accounts are designed to encourage regular monthly deposits by offering higher interest rates. They are a great way to build a disciplined savings habit. It offers competitive interest rates, usually for a set period (e.g., one year). Limited access to funds during the savings period. 7. Pension Plans (Personal Pensions or SIPPs): Designed for retirement savings with tax benefits. The interest rate depends on the investments chosen within the plan. You cannot access funds until age 55 (57 from 2028), with penalties for early withdrawals. When selecting an account, it's crucial to consider all factors, including the interest rate, account terms, tax implications, and how the withdrawal restrictions align with your financial goals. Each option has advantages and trade-offs, so choosing the one that best meets your needs for disciplined savings and potential growth is essential. This comprehensive consideration will make you feel informed and empowered in your financial decisions.

[@kemiomidiji6169]

Husband man please join Yewande to do the vedio of how you got a UK job.

[@pathwayuk]

The video is up. Here is a link to watch it. He did not do the video with me though. Lol! kzbin.info/www/bejne/eGmccp6Fn5yBqrM

[@Abieyuwa]

If you are to choose between PSW and care visa, what will you advise??

[@pathwayuk]

Choosing between a Post-Study Work (PSW) visa and a care visa depends on your career goals, qualifications, and personal circumstances. Here are some considerations to help you make an informed decision: Post-Study Work (PSW) Visa 1. Purpose: Designed for international students who have completed a degree in the UK. Allows graduates to stay and work or look for work for a certain period after completing their studies. 2. Duration: Typically 2-3 years, depending on your corse of study. 3. Advantages: - Provides an opportunity to gain work experience in your field of study. - May lead to other types of work visas or permanent residency if you secure a job. - Offers flexibility in job choice; you can work in any sector. 4. Considerations: - Highly dependent on the job market and your ability to find a job within the visa duration. - Can be competitive, especially in fields with many graduates. Care Visa 1. Purpose: - Designed for individuals looking to work in the healthcare or care sectors. - Often addresses shortages in the healthcare workforce, such as nurses, caregivers, or support staff. 2. Duration: - Varies but often provides a pathway to longer-term visas or permanent residency if you continue working in the sector. 3. Advantages: - High demand in many countries, increasing job security. - Possibility of sponsorship by an employer, which can lead to long-term residency options. - Contributes significantly to community well-being, offering a sense of fulfilment. 4. Considerations: - Typically requires specific qualifications or certifications. - The work can be physically and emotionally demanding. - Limited to the care sector; switching careers might require a new visa. Making Your Decision 1. Career Goals: A PSW visa might be more suitable if you want to gain experience in your field of study and have broader career options. A care visa might be more appropriate if you are passionate about the healthcare sector and seek job security. This sector not only offers job security but also a chance to make a meaningful impact and find personal fulfillment in your work. 2. Qualifications and Experience: Evaluate if your qualifications align more with general employment opportunities (PSW) or the healthcare sector (care visa). 3. Long-term Plans: Consider which visa offers a better pathway to permanent residency or long-term employment. 4. Job Market: Research the job market in the UK for general employment (PSW) and healthcare roles (care visa). By assessing your situation and weighing each visa type's pros and cons, you can make a choice that best aligns with your career aspirations and life goals.

[@VibesCruiseTripswithBlue]

How true is the indefinite stay stuff after the 5yrs work visa

[@pathwayuk]

To get the answer to this question, do a simple research on www.gov.uk/

[@preciousbenyeogor]

How can one be a student ambassador? Thanks for your tips

[@pathwayuk]

You need to apply to your University. Student ambassador jobs are posted on the University job portal. I should do a video on that to provide more insight.

[@preciousbenyeogor]

@@pathwayuk I appreciate

[@ezigbo04]

Omo this money must be saved oo... The rule strict die oo

[@pathwayuk]

Absolutely, saving money requires discipline and a strict adherence to the rules.

[@ibiyemiibironke2412]

Please ma'am do the video of how your husband got his gob without a UK degree or UK work experience..pleaseeee husbandman🤣🤣🤣

[@BLESSINGBILLIONS.]

1st to comment 🥳

[@pathwayuk]

Haha, thanks for showing up. 🥰

[@ezigbo04]

I want him in the video please ooooooiiio

[@pathwayuk]

Done the video already. Here is a link to it: kzbin.info/www/bejne/eGmccp6Fn5yBqrM

[@Freeitnow]

Husbandman. Good morning Sir!! Please come and share with Wife. Thank you Behold this is our plea!!

[@pathwayuk]

Made the video already, here is a link to this kzbin.info/www/bejne/eGmccp6Fn5yBqrM

[@SijuChronicles]

This was a great watch! I can relate a lot with the money & saving matters…we haven’t done our honeymoon either as per priorities🥲

[@pathwayuk]

Thank you. 🥰 honeymoon loading soon...

[@thecardiacdietitian]

Am really enjoying it, its so different from other posts. Pls come and mentor me oooo. Can i send you a DM on your ig page

[@pathwayuk]

Yes, you can. 🥰 instagram.com/mypathwayuk?igshid=YmMyMTA2M2Y=