You Suck at Investing.

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Investing is the most important thing you can do to reliably build wealth during your life. The only problem is… you inevitably suck at it…
The S&P 500 has a historical average return of 10.4% over the past 100 years, even when including all the major stock market downturns during that time. $10,000 invested in 1972 would be worth $1.7 Million today. But look around, and you will be hard pressed to find anybody who has made themselves wealthy EXCLUSIVELY through diligent investing practices.
Research done by Dalbar Inc an investment research firm found that the average equity fund investor only made average annualized returns of 4.25% over the past 20 years. To understand how big a difference this truly is, the same investor getting those returns would only turn their initial $10,000 investment into $83,000 today over the same 50 year period.People are terrible at investing, YOU are terrible at investing, and even finance industry professionals are buy and large… terrible at investing.
The only real solution is to stop trying.
#Investing #PersonalFinance #HowMoneyWorks
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Edited By: Andrew Gonzales
Music Courtesy of: Epidemic Sound
Select Footage Courtesy of: Getty Images
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All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.

[@KingUnKaged]

Bold of you to assume that I'm trying to get rich myself instead of just transfering my money to the hard working, Wall Street Executives who need and deserve it way more than I do.

[@alHailHale]

After all, how would they be able to afford their morning coke on curvaceous bossoms

[@bigjohnson7415]

🤣🤣🤣

[@TheAzurefang]

Buy high sell low! Stonks!

[@lance8859]

They know how to spend it better.

[@christopherhernandez3909]

Also to hard working strippers lol jk

[@HugoBergmann-lu4nd]

The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies

[@cowell621]

The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.

[@LiaStrings]

Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again

[@StacieBMui]

Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

[@LiaStrings]

I work with Sharon Lee Peoples as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.

[@BateserJoanne]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@klobiforpresident2254]

So many spam comments with hundreds of upvotes. Good job managing your platform, KZbin.

[@frozenwaffle066]

how can you tell them apart from real comments?

[@netizentersesat8003]

Basically they just mention some name for investing mentor or some kind of course ​@@frozenwaffle066

[@YFolermira]

True! Getting a head start by beginning to invest early is the most effective way to build wealth, with investment taking precedence. I've learned from last year's experience that starting early allowed me to create a better life through early investments this time around.

[@AlexanderDanielley]

I'm intrigued by the idea of investing with an analyst, it seems like a wise choice in today's market. Could you provide me with some guidance on how to get in touch with her?

[@Pantomime0709]

Nothing but a bunch of bots here.

[@jamestrebilcock8310]

“This time around” are you on life number 2?

[@TC.._]

That's interesting. Would you have any favorites? And how much to start with, for a beginner with a lower risk? If possible.

[@NulledSeries]

Yes Mr. Bot

[@MrMarinus18]

5:45 I think there is another even bigger pro to being mister consistent: time. Watching stocks takes up time and is actually extremely addicting as it is a form of gambling. Limiting your time looking at stock figures is a very good thing to do for the average person.

[@tallyp.7643]

You hit it on the head. The idea of investing scares me largely because talking about money was kinda taboo in my family, but more than that, I don't have much money at all and am impulsive (especially with spending). Never did the lottery or anything like that, but I could see myself getting obsessed if I had to look at it every day. I'm a bit late for this video (age-wise), but am looking at what resources I can use and what I should do. This channel is super helpful in letting me know some factors I need to take into consideration (don't wanna meet with a FA and not have some clue as to what I want to do or need to try for).

[@chrisdiboll2256]

Absolutely, the time and effort it would take to play the market, you effectively take on an extremely difficult job for less than minimum wage. Much more efficient to take an easy second job for at least minimum wage, but less sexy

[@pavelsokov]

Oh man. The amount of hours wasted reading all sorts of sheets and news and none of it matters in the end. Could of done something fun or productive with that time. That time is worth money for sure

[@igorstambak718]

I think its easier said than done when you start having hundreds of thousands in your investments and are getting closer to retirement where you won't be able to just earn more money in the future. I'm not in that situation but if I continue investing, it should be in a couple decades. Even if you just invest in the S&P, seeing it go down 20% in a 3 month period and seeing a red -$150,000 or something must be really tough (I understand you would probably still see a green positive if you bought for less but you would mentally make the calc and realize how much less you have). Thats where I think I would have the largest risk of panic selling. Its why in many cases our parents having their pensions and investments sitting in mutual funds where they got an annual report to see the performance might have been the best thing for them (other than the fees) as they were just living their life 99% of the time and only looking at the numbers over a 2-3 days period one a year.

[@MrMarinus18]

@@igorstambak718 That sounds to me more like a retirement system that isn't working well. Within the US it's mainly the cap that makes it uncertain and that cap should be removed. I hear what you are saying but to me the solution isn't investing in risky things and eating up time and building stress. It's protesting and voting and making sure the cap on social security is removed so that rich people no longer pay a lower tax than poor people.

[@drhora]

"humans are more afraid of flying a plane (which is very unlikely to kill them) than keep eating unhealthy food (which is very likely going to - eventually - kill them)", that's a pearl of wisdom I wasn't expecting on having today

[@dylanp629]

Well flying ON a plane is very unlikely to kill you, but piloting a plane if you've got no training *might* kill you

[@IamTheaveragegamer]

flying isn't hard, it is landing

[@jsfyxzuf117]

Well, eating unhealthy food will eventually kill you, but a falling plane will instantly kill you

[@muccisebastian9300]

Granted it would be dangerous to fly every week statistically, you eat every day so its not comparable

[@M1008]

@@IamTheaveragegamer landing isn't hard. It's surviving.

[@FirstLast-cg2nk]

The best investment advice that I've heard this year is "Be greedy when others are cautious, be cautious when others are greedy." If anything has been proven beyond a reasonable doubt in the 2020s, it is that the overwhelming majority of people don't know what good investments look like. If FTX has proven anything, it is that no one, not even the top big money investers, can tell the difference between a solid investment and a poorly concealed scam anymore.

[@ZLHo-pg4hc]

Yes no one can completely avoid incident like that. Therefore, risk management is the key. Never put more than a few percent of wealth in the same basket

[@FirstLast-cg2nk]

@@ZLHo-pg4hc No, we can put it even simpler with old gambler's motto: Never wager what you can't afford to lose. All investment is a gamble, so never go all in on anything, no matter how certain it seems.

[@SSchithFoo]

Nuh that is not even true.

[@zacharyderose5106]

Everybody with a brain knew that crypto was a scam the big money played the poor man for all they were worth and made billions.

[@wholeNwon]

@@FirstLast-cg2nk No. Investing has nothing whatever to do with gambling, but speculating does.

[@benjjjaamiinn]

I feel personally attacked

[@saimoh2950]

lol banjamin

[@hugs4evry171]

My man! I get so excited when you drop a new vid😁😁😁

[@abetts123]

Just yolo with biotech right?

[@24framedavinci13]

I'm a big fan 😊

[@mahmed4846]

Hi Benjamin was thinking about you few days ago and voila your new video was in my homepage Hope you make videos frequently Big fan

[@lucagreco1787]

The FED has lost it and the sad fact is, it's pretty obvious we are headed for hyperinflation. The best bet for anyone with a brain is to get in on a passive lncome stream while you still can, doesn't matter which one it is just get on it and stay committed.

[@lemmyboy4107]

ffs noone understands what hyperinflation is. Get out.

[@dogetaxes8893]

Wow more scam posts

[@epicotakugamer4930]

Go away

[@wholeNwon]

Oh, to be able to predict the future accurately! Obviously no one can do so with results that are better than chance. Trying to do so leads to investment paralysis and loss.

[@OrlanCEO]

This didn't age well... 🤣

[@computerguy1579]

I love this. I'm a big fan of investing in the S&P 500. When people talk about "passive income" that is really about as passive as you can get. I just put in my extra money every month. I don't care what the market is doing. I always reinvest the dividends to buy more S&P 500, and it really is something I don't need to think about. If you want to "make money while you sleep," this is really how you do it. I'll also say that it's hard at first when you only have a couple thousand dollars in it because it seems slow, but as you keep adding money to it and as the years keep continuing onwards, it really does start to pay off. When I talk to others about investing, I always tell them that my investing strategy is pretty boring. There aren't any stories about reading charts or jumping onto some huge secret opportunity. It's just continually putting money into the S&P 500 and riding out the stock market over a long period of time. It really pays off in the end and is far better than spending hours at a time trying to do research, time the market and find the next stock that is "going to the moon." It may not be exciting (especially at first), but after a few years of consistent investing, it's pretty cool to see the progress that is made.

[@abdielgonzalez7344]

Thank you for this!

[@luissilva5815]

Thanks for the great advise and it makes sense!

[@rafaelbogdan9307]

This is just for US citizens, though, right?

[@TheodoreChin-ih7xz]

@@rafaelbogdan9307 international investments happen all the time. Theres no requirement to be a US citizen to trade and hold stocks from publicly traded US companies

[@adriennethiery5432]

As someone who is recently teaching themselves financial literacy, I am watching this every day to deprogram me from the bad advice I’ve followed in the past. I get so much anxiety about investing and the concept that all I have to do is be consistent and invest in respected passive index funds and a few blue chip stocks is very freeing to know.

[@nerdobject5351]

This is the only video you will ever need to be a good investor. I spent 2 years learning investing and all roads lead to what’s in this nicely packaged video.

[@gilgamesh310]

Yeah, I’m pretty much in the same boat. I used to believe the shit other videos say, like if you invest in a small startup or growth company, your stock will grow as you’ll get a bigger piece of the pie, but it never worked out. Even when the profits of companies rise, there’s no guarantee the stock does.

[@love__and__hope__]

Only profitable investing for me is rental properties. Three flats and I can live without working for someone.

[@nerdobject5351]

@@love__and__hope__ That’s my long term retirement goal. Get 3 paid places living in one and live off the other two. For now I have to stay invested long term.

[@erichartmann]

Amen.

[@alankoslowski9473]

@@gilgamesh310 It's just probability. A very minute portion of startups do really well while the vast majority fail miserably, so the odds of picking successfully are minuscule.

[@LowTide941]

In before the crypto bots trying to scam

[@Confucius_Says...]

😂😂😂😂😂

[@Excalibur2]

Lmao 🤣

[@Excalibur2]

Now message me in WhatsApp 😡

[@lukemorgan6166]

I was doing so badly but then I found super PhD ceo something or other. Now I make billions every day

[@jeromevolckerpowell5080]

You my friend are the real mvp

[@alanthe2]

I’ve recently started investing and it’s really hard not to continually check in with it, look at the graphs and price etc. I’m super cautious so the “get rich quick” bros absolutely terrify me with their tips. So far, the best info and advice has been from calm, reasoned and experienced or “boring” voices but it’s a huge reassurance. Videos like this are so much more helpful in that regard.

[@VanPelt54u7fcyde57]

Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.

[@purplebliss6875]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

[@Bobhenry-c7z]

I agree , I assumed I had a hang of the market at first, I gained $50k one year and I was super elated, not until I stumbled upon a portfolio-adviser whose been guiding me since the market's been sham after the pandemic, to my utmost surprise I netted a whooping $360K during this dip, that made it clear there's more to the market that we average joe's don't know.

[@rebeccaartgallary]

please who is the expert guiding you? i have lost so much as a beginner  investing into stock without a proper guidiance of an expert.

[@Bobhenry-c7z]

My advisor is “AMY JEAN ANDERSEN” is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market`

[@rebeccaartgallary]

I just Googled his name and his website came up right away. It looks interesting so far. I'm going to book a call with him and let you know how it goes.Thanks

[@aaronadamson7463]

I would like to say something that I felt the video could have emphasized more. Investment horizon is a big part of where you should put your money. If you have decades of time to wait, risk is a lot more palatable because you can buy and hold comfortably. If you're already looking to be retired, however, even one decade might not be reasonable if you're on a fixed income. So please remember that time you can leave your assets in the market is likely one of the biggest factors you should consider when investing. That's my two cents

[@likemysnopp]

Yeah.. plenty of stocks you could have bought in early 2020 and sold for a huge profit in 2021 but now you would have zero profit cuz you waited. Doubt many of these companies will ever recover, like pelaton for example.. due to that it was at the right place at the right time. And now its not. The management were as stupid as the guy who made this video and couldnt even see how much SPY has went up since the 1970s.. which is not 17000% which is what he claimed.

[@williamchamberlain2263]

Good point well made.

[@EpicMiniMeatwad]

If you create a family, your family can hold onto your investments for the future, while taking care of you on their own income. The greatest investment is a well-knit family that survives. Well, in theory anyways. It's quite expensive to produce people, more mouths to feed.

[@jubayerislam1475]

You should do a new video about LIBERTONCORP ! I really like you’re mellow delivery and you seem like you’re very knowledgeable. I watch lots of influencers and you always seem very calculated and know exactly what you’re talking about and understand it. You’re better at explaining complicated things simply, than any other person on youtube keep it up brother!

[@ethanlibera4876]

SCAM

[@m.r.5379]

Like a forest fire that wipes out the old trees to make room for new growth, bearish periods ultimately establish a new crop of stocks to buy and watch while setting the stage for a robust new uptrend.I have been reading articles of people that grossed profits up to $250k during this crash, what are the best stocks to buy now or put on a watchlist?

[@beltran3353]

On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal port-folio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my port-folio this red season. I’ve made over $150k since then.

[@beltran3353]

Credits to 'Helen Melissia Carneal' she has a web presence, so you can simply just search her.

[@ppeez]

Nice conversation you virgin robots

[@communistyoutube]

I just get stoned and do random shit made almost 1000 bucks last week off the drug pump and dumps. just randomly found the stock and took a shot I'm poor so it was a great week

[@red_pills]

@@communistyoutube keep living the dream brother

[@PBoyle]

Thanks for the shout out!

[@HowMoneyWorks]

It's a pleasure!

[@StarMax07]

Thank you for being there LIBERTONCORP when I wanted you to..... I was lost in this new world that I was hassled to start with ....you not only guided me along the way but you also showed me the proper way....whatever little I have been able to achieve in life is because of you today ..... I want to thank you for being there and showing me the proper way of doing thing for me you are my best guide as you truly showed me the way to life....once again , I would like to tell you a heartfelt thanks for being there.

[@hidayetxx]

When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss LIBERTONCORP

[@louisairvin3052]

Very well articulated; I wish I had more time for trial and error, but I'll be 56 in October and I need ideas and advice on what investments to make to set myself up for retirement, especially with the looming inflation and recession; my goal is to have a portfolio of at least $500k at the age of 60.

[@glenbert1396]

There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts...

[@baileymclean8186]

That's not right, You still got time. Having an investment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K during this dip, that made it clear there's more to the market that we average joes don't know.

[@svengrot7943]

@@baileymclean8186 who is this individual guiding you? I lost over $9000 just last week, so I’m in dire need of a financial-planner.

[@baileymclean8186]

My consultant is ‘’LISA ELLEN SHAW’ I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can look her up online if you care supervision. I basically follow her trade pattern and haven’t regretted doing so

[@miquelmauri5277]

Happy birthday in advance

[@chrispaul3778]

When you invest you're buying a day you don't have to work

[@madiezancanellatl9205]

@Hart Thim You're right, it's obvious a lot of people remain poor due to ignorance

[@jeremygood3246]

I'm looking for something to venture into on a short term basis, I have about $6k sitting in my savings

[@josephfrys6969]

Starting early is the best way to getting ahead of build wealth, investing remains the priority

[@thomasdooley3702]

I recently got into forex trading and I'm already marvelling over the profits am making

[@jeremygood3246]

I'm new to crypto trading, how do I get started with the help of a professional?

[@katelynrenesse4798]

In your quest to make money through stocks, remember to spread your investments locally and Internationally. The market is a zero sum game and you could potentially lose all. Always make correct inquiries before putting your money somewhere or better still, get the services of a pro(that way, you give little room for error). Made my first million earlier this year this way. Good luck!

[@larryronhartfield55]

Very sound and pragmatic. I have been into this for long and though I won't say I have lost a fortune, but I have squandered quite a lot. If it's not a problem, do you mind recommending the pro you worked with? I could definitely use the help of one right now... I look forward to your reply..

[@harleycartley3138]

Funny enough, I can honestly relate.

[@katelynrenesse4798]

@@larryronhartfield55 I don't know if I am permitted to drop it here, but her name is "Susan Kay Mack".. You can check her out online for her info.

[@mitchsapastein5593]

I had to Google to be sure, found her webpage. she seems very proficient, I wrote her and I'm waiting on her reply.

[@heerakathakor6016]

Totally how humans talk

[@wholeNwon]

I retired at a young age long ago and have been an investor (as distinct from a speculator) for most of my life. The themes of your video are not merely good advice, they are superb advice. When I retired two investment houses tried to recruit me. But they wanted me to give flawed advice to exceptionally wealthy people and I refused. My passive income is many times what I can possibly spend so I support charities and give scholarships. I find those activities very rewarding. They are what wealth is for, at least to me. To your comments I would add only an emphatic, "NEVER SELL". Look at your passive, broadly indexed ETF regularly but just once a year. Tax time is best. Never use a broker or investment advisor. Talking heads on TV are for entertainment purposes only. Analysts exist to make fortune tellers look good, as Buffett often says. And he's right.

[@roobertmaxity]

Talking about NEVER SELL. When I started making money not long ago I bought some hydrogen stocks like quantafuel fully aware it was a hype stock. I rode them up to +100% BUT didn't sell. These days I am at a comfortable -80% or smth. If you have any hypebased investments like this and rode the wave down as well did you stick with NEVER SELL even then or did you cash out at some point to reallocate those 20% that are left?

[@wholeNwon]

@@roobertmaxity "If"? That's just speculating and has nothing to do with investing.

[@Bronek0990]

I highly recommend the channel Ben Felix. He explains a lot of important concepts in detail when it comes to passive investing, and provides roboust citations (research papers, not WSJ opinion pieces) for virtually every claim. Turns out, the best way to invest for 99% of people is: 1. Buy a broad index of diversified stocks and bonds 2. Do not look at your account 3. Ever Which is basically what How Money Works explains nicely in this video. There are so many influencers making bogus claims about getting rich quick, but if there was a way to get rich quick in the market, they wouldn't be posting about it because they would be busy sipping martinis aboard their superyachts.

[@MrSupernova111]

I can summarize all of Ben's videos in one word - diversify which in itself means nothing to those wanting to learn how to invest. In the meantime, people out there are performing real analysis and making real investments. Let me clue you in, if your only investment portfolio is your retirement account then you're not a real investor. If all your investments are in index and ETF funds then you're not a real investor. I've been following all sorts of finance videos on youtube over the years. Its extremely rare to see any of them perform actual analysis such as DCF models or provide actual market insights. But they all love making videos and regurgitating whatever garbage they read most recently. How do I know this, I have a degree in finance, have worked as an analyst in the industry for a number of years and I manage my own portfolio. Financial advisors are the equivalent of used car salesmen. If you want to know what truly is going on with your car see a mechanic - not a salesperson.

[@wolfgangpuck2863]

@@MrSupernova111 your a boss, I sense your style. Not trying to sound dumb here but what does an analyst do ? It seems interesting if I’m assuming right

[@greeneryfinancial]

@@wolfgangpuck2863 Most analysts chalk up a biased opinion in whatever direction the market/sentiment is in while ignoring all macro conditions and being clueless on the economic situation beyond the specific stock or industry their firm has assigned to them. They're supposed to critically analyze a company and understand it more than anyone outside the company could, and then make projections based on that superior information edge, which should allow funds/investors to outperform by trading in/out of equities based on these information edges. Unfortunately most are incompetent clueless fools who know nothing about finance, valuing companies, the economy, HOW MONEY WORKS, or just about anything and just look at the chart going up and to the right, blowing past their previous target, and slap on a fresh target even higher without a care in the world.

[@rewindoflow]

Honestly, if you're really invested for the long term don't even buy the bonds, they're just there to smooth over the bumps (which can be nice to have if you may have to liquidate at short notice, but you pay a premium for that privilege).

[@greeneryfinancial]

@@rewindoflow I'd argue TIPs are a reasonable position to have, but otherwise replacing bonds with Gold/BTC seems like the better bet, at least if you hedge it with long dollars.

[@oyunmetrik4539]

It makes sense, BTC and crypto is off helping to regulate, rather than pretend it won't ever happen. The big institutions getting in is the catalyst that will launch us into the stratosphere. Most people don't like change but after the change is made they grow used to it and it becomes a non issue usually because their fears never materialize. The projects that initiated the process of regulation have not been ruined, they got involved in setting guidelines and helping the regulators understand the crypto space. I’d get involved more knowing that I have made over 7 btc and 15ETH from day-trade with Liberton Corp in few weeks.

[@kristennn850]

Great video, one that folks really need to watch. I’m 50, retired a while at 45. I have 35% of my capital invstments in an IRA, 25% in index funds, and the balance spread across other investment accts, in cumulative of over $ 5M. I receive income from my rental properties too. Zero debt and all is going accordingly .

[@ramonfred]

Living below ones means & investing is difficult but it's necessary. I've made lots of money mistakes in the past but I don’t regret it as I've learnt from them. Now I’m just focusing on the s&p 500 and waiting for a few years.

[@kristennn850]

@@ramonfred Yeah that's a good path. You should focus on a good ETF of the s&p 500, invest and relax back.

[@kristennn850]

In my case Klaus Cassius has helped me to do that proficiently. I'm not a guru so I don't really have fascinating strategies. I work and my consultant does the rest.

[@wholeNwon]

@@kristennn850 Sounds like you're shilling. No one needs to "work" with any advisors.

[@kristennn850]

@@wholeNwon if that's your opinion then ok.

[@heartgranaderos7379]

LIBERTONCORP is young. Holding almost anything mentioned here is a good hold because the VHS or Beta will only show in time. I want to hold them early. Its sad that most dont think of these things as good future holds instead of being out of the market and bottom hunting. Are we the adopters or are we scavengers? surely one of these layer ones will become the standard and i dont want to sell any of them too early.

[@ethanlibera4876]

SCAM

[@trazzpalmer3199]

In my opinion, investors ought to prioritize under-the-radar stocks, especially given the volatile nature of today's stock market. With 35% of my $270k portfolio tied up in declining stocks that were once highly regarded, I'm feeling lost and unsure about how to proceed amidst this turmoil.

[@tampabayrodeo2474]

Who plays a pivotal role in propelling your success forward?

[@RobertBrown..]

Thanks for pointing me in the right direction. I've researched her and just sent off an email. Now, I'm hoping for a swift reply.

[@TriangleChoke69]

This is absolutely true. I gross low seven figures, etc. I've tried trading, selling covered calls, buying calls, selling short, etc. I sold 150k in options last year, and I'm negative about 2k net on those trades. Your best, most reliable option is to dollar cost average index mutual funds within qualified retirement accounts. ROTH, IRA, 401k, SEP, etc. Bottom line is that "retail investors" (aka YOU and ME) simply can't beat the algorithms. If it's a fun game that you enjoy, with money that you can lose, great. But you can't beat the algorithms.

[@ReflectionTool637]

When I started a corp. job in the 90s I learned that long term holding of indexed stock mutual funds was the way to go. I lived simply and loved my life and invested 15-25% of my salary. Retired at 53, almost worth $2M now. It really is that simple for those of us who analyze, decide and then don't sweat the market swings.

[@mattwhite9046]

Your description of risk more closely matches that of volatility, not risk. Risk and volatility sometimes overlap but they aren't the same thing.

[@super8027]

explain it

[@super8027]

the différence betwin risk and volatility

[@me0101001000]

@@super8027 risk has to do with the probability of incurring losses, usually over a longer period of time. Volatility simply has to do with how high or low and asset can go within a given period of time. The two are similar, but not the same.

[@goldenwhang]

Someone has read the most important thing🙂

[@SpeedOfDarknesss]

@@me0101001000 I concur 👍 To add to this, the extent to which volatility directly translates to risk is heavily dependent on your circumstances. The more you are dependent on the assets and the more specific your withdrawal timeframe, the more dangerous volatility becomes. If you are flexible with your withdrawal timeframe or not dependent on the assets at all, you can wait out volatility almost indefinitely and only fundamentals matter. Most often withdrawals during abnormal volatility is what ruins investors, not the volatility itself. As an example, imagine two retirees that need 1M in assets at retirement date to have their desired quality of life. If 1 year prior, retiree A has 14M and retiree B has 1.2M, volatility is a mild inconvenience for A but could ruin B's retirement completely if he is not careful. That being said, having the ability to wait out volatility only protects you when there is high volatility accompanied by acceptable fundamentals. If the fundamentals deteriorate in a permanent way, then you get screwed either way. True risk is a severe or permanent deterioration of fundamentals, and volatility may or may not be correlated.

[@jroig824]

You are cherry picking what Peter Lynch said about investing. He also mentioned in his books and conferences that the INDIVIDUAL investor can beat Wall Street because he/she doesn't have to report to clients and other stakeholders. If he has the knowledge and psychological strength to be independent and avoid following the herd. My investing history following his principles is not very long, but I beat the SP500 generally by picking mid-cap and small-caps stocks trading very cheap. So IT IS POSSIBLE and you don't have to be a genius, but have a LOT of discipline.

[@larryronhartfield55]

some millennials fail to do one thing right which is INVEST. I made my first million from building an asset allocation fund using a F.A so i invested and re-invested my profits into companies i feel personally attached to...i also acquired large amount of high-quality dividend-paying stocks too that gives me a solid base of passive income.ever grateful to my adviser , two years now and she still surprises me

[@laurenkaran9140]

You are totally correct about that as a noob I tried hardly to understand the basics! good on your adviser, I got to understand their importance.

[@mitchsapastein5593]

please do you mind me getting in touch with your FA. i could really use one

[@larryronhartfield55]

@@mitchsapastein5593 not at all, she goes by Susan Kay Mack...she's quite known, search her up for her info.

[@donaldlocher2537]

I just had to google the lady you mentioned, after going through her credentials, I can tell she's a pro, I'll be writing her a mail shortly

[@manghariz2211]

A scam, Skip it guys and gals

[@EPFForsyth]

The first book I bought back in 1983 was the "Richest Man in Babylon", I started following Warren Buffett, taught my self about DRIP stock's and my first investment was KO. I retired for the second time in 2012 and have not had to work for anyone since. Time and compound interest, along with only investing in things we all need/ use. I never invested in anything I did not understand or did not use. I used my investment to leverage loans for business/real estate. Started with a doughnut shop because of the ROI.

[@naturegirl4584]

Investing is all about knowing bearish periods ultimately establish a new crop of stocks to buy and watch while setting the stage for a robust new uptrend.I have been reading articles of people that grossed profits up to $250k during this crash, what are the best stocks to buy now or put on a watchlist?

[@beltran3353]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

[@lucaswilliams9992]

True, the idea of a portfolio-coach used to sound generic, but a new study by investopedia actually found that demand for portfolio-coaches sky-rocketed by over 41.8% since the pandemic and based on firsthand encounters, I can say for certain their skillsets are topnotch, I've raised over $700k from an initially stagnant reserve of $150K all within 14months.

[@edna6592]

@@lucaswilliams9992 that's heavy! I could really use the expertise of these advisrs, my portfolio has been down bad....whose the person guiding you

[@lucaswilliams9992]

My advisor is "Frances Annette Batista" You can easily look her up, she has years of financial market experience.

[@nataliehinnes5221]

I appreciate this video. I inherited an amount myself years back I traded stocks and started out with the “turn x into millions” mindset and blew up my account. I left the market in 2016 and came back using an F.A handling my portfolio, my investment stream portfolio has grown up to a 7 figure .forever grateful to Susan Kay Mack, I love the passive income...

[@robertthurmond8161]

My method is to buy quality firms, anticipate to hold them regardless of what happens, pay up but not too much, keep track, sell only when necessary, and be ready to course correct.

[@donaldlocher2537]

I did read about Susan Kay Mack on the web., interesting lady

[@emilyhowe3359]

I can totally relate to blowing up an account..about a year ago.. tough times

[@mitchsapastein5593]

found her webpage by looking up her name online.... Her resume is quite outstanding, I'll be writing a mail to her shortly.

[@morfeo3188]

Mf bots

[@zandersalazar858]

So glad I started investing at 18 back in 2019/2020, been consistently investing money weekly at the lowest its been in years hoping to cash in on dividends primarily, but also hoping the market will bounce back eventually

[@bill33371]

Keep it up!

[@marguritetheodore2194]

I am incredibly yearning for earnings. Been asking myself when the market is going to return to the usual winning ways. My portfolio is down by more than 40% and its getting depressing.

[@planetsaver]

I feel for you. Newbies must realize that the market comes with lots of risks. It is a zero sum game and you could potentially lose all. Always make correct inquiries before putting your money somewhere or better still, get the services of a pro (that way, you give little room for error). Made my first million earlier this year this way. Good luck!

[@Kortneylove-1]

mine is down more than 60% and for some reason I'm not panicking yet

[@planetsaver]

@Dave Wong Funny enough, I can honestly relate. It takes some level of decisiveness and discipline. I don't know if I am permitted to drop it here, but her name is "Leah Marie Sandock". Was in the news a lot in 2018. You may check her out online for more

[@chriswilliams2061]

@@planetsaver wow I know this little lady. Once attended a fundraiser she was also in attendance here in Vancouver,, Great speaker with a funny accent,, She's American though, I doubt she works with foreigners,,,

[@planetsaver]

@Dave Wong 👍

[@cheflev9884]

So you are saying that it’s actually better to just blindly throw money at the top 500 companies/index funds every year and just wait 30 years to become rich vs actually trying and becoming poorer? This is exactly the kind of advice I like hearing!

[@andresm7029]

The problem is herd mentality, so lets do what everyone does, SP500 index fund.

[@cheflev9884]

@@andresm7029 Exactly lmao

[@likemysnopp]

well.. 30 years would actually give you at most 500% in the broad index. So you would only 5 times what ever you invested exactly 30 years ago. If you dollar cost averaged then you wouldnt even get 500% in return.. so the whole advice just gets destroyed real quick if you take the time to think about it

[@andresm7029]

@@likemysnopp past performance guarantees future returns?

[@keithcrandall1369]

your one statement here: "past performance guarantees future returns", in a nutshell is the number one thing I worry about. I am putting 100% of my 401k into the SP500 index funds...your statement makes me nervous when I think about it LoL.@@andresm7029

[@ericrushine]

This video reminded me of a time when one of my coworkers said she was not investing in her retirement because she didn't understand all the different options she had to invest. I told her to invest in a 401k because she could always roll it over to a IRA or Roth IRA later and it would increase her time in the market if she got started now. As time in the market is the most important variable you can control.

[@canavarcanavar6974]

It< makes sense, BTC and crypto is off helping to regulate, rather than pretend it won't ever happen. The big institutions getting in is the catalyst that will launch us into the stratosphere. Most people don't like change but after the change is made they grow used to it and it becomes a non issue usually because their fears never materialize. The projects that initiated the process of regulation have not been ruined, they got involved in setting guidelines and helping the regulators understand the crypto space. I’d get involved more knowing that I have made over 7 btc and 15ETH from day-trade with LIBERTON CORP Crypto in few weeks

[@ethanlibera4876]

THIS IS A SCAM

[@its1027]

I work in medicine and work with doctors. One time, I was in a group of them discussing investing and hot stocks. When they got to me, I told them how I was happy to have it in a few select index funds. The look of disappointment for me they had was awkward.

[@wolfgangpuck2863]

Why were they disappointed?

[@DysfunctionNoMore]

I heard somewhere that doctors and lawyers are some of the worst investors. The rich ones are those who just invest in property

[@davidshipp623]

I have my own business and work with data. As a result people quite often assume that I “play” the market and ask for tips/advice. They are always shocked when I say that I just put money in index funds and never take it out. I tell them that I know jack-shit about stocks so why would I be able to outperform the market when most professionals can’t.

[@VBrinkV]

@@DysfunctionNoMore An old doctor once told me, "I can teach you how to lose money!" He sold all his investments at the bottom of the 2008 stock market crash because he panicked. I did learn a lot from him! This humble admission taught me that even very smart people can have difficulty investing. After doing tons of research, I concluded what this video did. 90% of professionals don't beat the market. I figure, if you can't beat them, join them. That's why I buy the total stock market index fund with my Roth IRA. Set it and forget it.

[@Sh0cKwavE__]

Doctors have to be some of the worst investors

[@Dylan-baerber3486]

I came here to learn how to invest after listening to a guy on radio talk about the importance of investing and how he made $960,000 in 4 months from $160k, somehow this video has helped shed light on some things, but I'm still confused, I'm a newbie and I'm open to ideas.

[@Rick.4890]

Investing in stocks is a good idea, a good trading system would put you through many days of success.

[@SimonKelly7836]

@Florence sean Exactly, the trick is to diversify your investment, don't panic when everyone else is and invest consistently.

[@Dylan-baerber3486]

@Chad Campbell Hello Do you trade on your own?

[@Dylan-baerber3486]

@Chad Campbell That's impressive. Are you giving her your money or the money stays in your trading account? What's really the idea behind copying trades.

[@Dylan-baerber3486]

@Chad Campbell Is her service available outside of the US? As her broker is registered in the US.

[@reylivlogs2315]

Trying to make sense of cryptocurrencies can be a bit overwhelming for investors. < It's a nascent but promising asset class built on technology that has the potential to disrupt a wide range of industries. For investors, what's probably most attractive is the possibility of life-changing returns. Don't worry, you're not late to the crypto party. We're likely still in the very early innings, leaving you with lots of time to put money to work and learn about this burgeoning market. If you're new to crypto then my advise is that you trade with the guidance of an expert. I have learned from alot of especially from my mentor Liberton corp , who taught me how to make trade and increase my portfolio to 19 btc lately.

[@Will140f]

One issue I have with something you said, and this is a common conception, is that how much the stock market or a particular stock goes up and down is “risk.” That is volatility, which is one component of risk, but it is not in itself risk.

[@filipeadad4549]

I just bought my Bored Ape NFT and I am now a Billionaire ( here in Venezuela) MY LIFE IS CHANGED

[@Mlogan11]

The S&P has a great "average" over time, that didn't help the folks who were in during the Great Depression years when the market was tracking lower by double digits and it took decades to recover. Point being buy and hold and dollar cost averaging work well in a rising market, not so good in an extended falling market. The best move for most today is as you say, do dollar cost averaging by continuous periodic investing and pray there's not another great market crash.

[@foobarFR]

Beating the market should not even possible, since markets are supposed to be efficient. They may not be 100% efficient, but they are efficient enough to make it so costly that it is, in fact, not profitable for most market agents (ie : fund manager should beat the markets, but will spend a big part of his performance in analysts' wages and other fees...). And, for regular people : If you have money to invest, you have a good chance to be someone who earns money with a job. 100h of research on stocks "costs" you 100h you could have used in your job making more money there...

[@moddngwu391]

Damn. As a 25 year old. I’m glad I’m seeing comments like this early

[@markjohnston7634]

Where did you learn that markets were supposed to be efficient?

[@tutnod2449]

Markets are irrational.

[@aravindpallippara1577]

@@markjohnston7634 jim simon's medallion fund works on the idea of efficient market theory That particular fund works by finding the small inefficiencies and removing them - best returns year over year of all time

[@foobarFR]

@@markjohnston7634 in economy books?

[@Capt.Cooking]

Remember, time in the market beats timing the market

[@likemysnopp]

Nope.

[@Une6sy]

Unless your trading options

[@orangebeagle3068]

Does anyone else here not have a single clue what investing even is, let alone how to do it? I’m not sure how I ended up on this channel nor why I enjoy these videos so much. Sounds nice to invest, but I don’t know anyone that does it.

[@Ironication]

Me neither. Everywhere I look online it's always scams and con-artists trying to rip you off with get rich quick schemes.

[@loc4725]

A cheap S&P index fund or better yet some sort of world index fund. If you're offered the choice go with the acclimating (acc) version rather than the distributing (dist) version _unless_ you're trying to live off the dividends. Also try to pick a fund with the lowest TER (Total Expense Ratio) as high fees even if they appear low like 0.8% will destroy wealth over time.

[@orangebeagle3068]

Glad I’m not alone then haha

[@VERY_TALL_MAN]

Don’t @me like that with a notification man cmon 😭

[@hiroshinakao7141]

What actually the idea behind this crypto, bitcoin and Stock (fx) investment, I have been watching and listening to some videos on KZbin and I was thinking about investing in cryptocurrency and bitcoin, but still don't know where to start from any recommendation???

[@lignesangelo3373]

@Paige Dubis Same here! It's strange how people talk about all the profits, they've been making through investing in cryptocurrency, while am here not making any profit at all. Please can someone put me through on the right path.

[@ateeaaljubory5765]

Most time have knowledge or insight about a particular activity can as well be a pleasing exercise. I can boldly say that crypto and forex trading is one of the profitable money exchange services that elevates investors and their financial status.

[@duongduc1850]

@@ateeaaljubory5765 You are right, the market is profiting if you are using a good broker or account manager to help you with your trading or provide good signals. I currently trade with the guidance of Expert Mrs Ethel Arthur, Her management team is quite impressive so far.. With my 4k deposit l've made over $28,400 with just 10% charges..

[@mariechristensen4960]

OMG, I'm glad to see someone finally on KZbin who employs Mrs Ethel Arthur trading strategies. Her personality draws me in and I find myself reading all of her articles from now. She's great to follow if you are looking for guidance or approach on growing your Crypto knowledge.

[@mariechristensen4960]

I have a massive portfolio of $120k! got started from a KZbin referral about the same Expert trader assigned by a registered brokerage company

[@JoshuaC923]

All the fake bots in the comments🤣

[@Igor_054]

Nope. I can guarantee you those are real bots.

[@Natalieneptune469]

The financial markets seem to be suffering more than the real economy from the prospect of further Fed tightening, I seriously need suggestions on how to diversify my $500k portfolio made up of volatile TSLA.

[@instinctively_awesome8283]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the stocks you focus on.

[@marianparker7502]

@@instinctively_awesome8283 very true, about 50% of my portfolio profit was from TSLA, GME and NIO, my financial-advisor was able to get me in early on most of these stocks .I've been able to scale from $350K to $970K

[@Natalieneptune469]

@@marianparker7502 wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@marianparker7502]

@@Natalieneptune469 Having a coach is key to portfolio diversification, My advisor is "Nicole Ann Sabin" You can easily look her up, she has years of financial market experience.

[@Natalieneptune469]

@@marianparker7502 I just looked up Ms Nicole online and researched her accreditation. She seem very proficient, I wrote her and scheduled a call.

[@HardscrabbleBlake1968]

Here's my tips for stock market investing: 1. Pick an industry that is cyclical and has been around a long time - mine are oil and casinos. 2. Buy stocks in the biggest and oldest companies in your industries - there's a reason they've been around this long. 3. Buy stocks that pay dividends. 4. Buy during a downturn but don't try to time the market - just decide on a good price and buy at or near it. 5. Sell after the stock recovers but again don't try to time the market - just pick a good price and sell at or near it. 6. Don't second guess your decisions. I bought oil stocks at $48 during the pandemic, collected dividends for 3 years, and sold at $68. My gain was a little over 40% in 3 years.

[@kalebbruwer]

There's another undervalued trick that people don't always think of: Get a job. Seriously, putting aside $x per month will vastly outperform the interest on your accumulated savings for many years to come.

[@vylbird8014]

The downside is that the job will suck up your time, energy, and will to live.

[@tek1645]

@@vylbird8014 also transportation cost must be considered

[@tek1645]

Now if you work from home and bike, you will save so much money

[@gregothy9190]

@@tek1645 I can't tell if this is a joke, but this is the funniest shitnive ever read

[@chervilious]

@@tek1645 you really need to find other job if you need to think will you have enough money after transportation cost

[@nick-uh7cd]

I've just been buying high, selling low. Simple as that 👌 😎 I have no money left but it's gonna turn around soon

[@richardwilson1211]

I suggest you reach out expert Mrs Ethel Arthur, she will help you recover all your loss

[@lignesangelo3373]

@@richardwilson1211 please how can one reach her............

[@richardwilson1211]

⬇️⬇️⬇️ 539-

[@richardwilson1211]

⬇️⬇️⬇️ 8005

[@lignesangelo3373]

@@richardwilson1211 Thanks a lot i just texted her and she responded nicely...

[@MYLEEEG]

I think a lot of poor investing comes from people having the wrong idea of the stock market. If you don't already have a ton of money from the get go, you probably are going to spend your entire working life building your portfolio to an amount you can retire on. It also doesn't help that many companies are now staying privately traded for a longer time. So smaller/newer investors are more commonly going to miss out on that huge growth from the ground floor. Most people eventually will just stick to S&P 500 companies since they have high cash flow and the government will bail them out everytime shit hits the fan.

[@aaronadamson7463]

I would argue that it's actually not a lot of capital that's needed, but time. If you do some interest calculations, and then compound them annually for decades you'll find a small amount actually grows a significant amount. The real problem is people don't start investing early enough. After all, many young people are more concerned with their present than their future, and don't even consider seriously investing until they have wasted a lot of time that could have been used to grow

[@MYLEEEG]

@@aaronadamson7463 I don't think we really have any disagreements. I should've clarified that what I referred to as, "the wrong idea" was that it's not a get rich quick method. Having lots of capital though, will eliminate a lot of time needed to reach your goal since the first $1 to $200k will take pretty much as long as going from $201k to $1.5M. But I agree, if you're starting from zero investing ASAP is necessary.

[@looserkuka]

Dont know much about investing but i think your last point was spot on. And with this kind of attitude work is never going to be valued again.

[@tvathome562]

30,000 to 180,000 in 30 years, I'm sure my parents beat that by 20 years by buying houses in 1980's.. Darn Im in the wrong generation!

[@mustang8206]

What makes you assume that the the housing won't increase once you reach retirement

[@decus9544]

@@mustang8206 Baby boomers retiring will pull money out of the market, and when they die of old age, it will put even more downward pressure on house prices. In addition, much of the rise in property prices over the last 40 years has been fueled by steadily decreasing interest rates since 1982, which can no longer continue as we're already bouncing off zero (3 is considered 'high' somehow). It will probably still rise on average with inflation, but the days of consistent, above inflation returns for housing are most likely over.

[@stefanbucur6472]

And do you think that house is the same as it was 40 years ago? It would probably take hundreds of thousands to renovate it while Apple shares are exactly the same as they were when they bought them only much more expensive

[@bigjohnson7415]

Also, when they bought their house, it probably seemed expensive at the time. Like today. Is buying a primary residence for $420k not scary? When your parents paid 50k for theirs, they were probably slightly uncomfortable at the time.

[@loc4725]

@@mustang8206 I don't think that's the right question. Really we should be asking is if Boomers brought when land was around 3.5x average earnings what makes you think land won't increase in the same way if you buy now when it's 7.5x - 10.5x average earnings?

[@mankala8]

A summary of a couple of Peter Lynch's books would basically be: individual investors can beat institutional investors because institutional investors have a lot of pressures on them that individuals don't. It's not that I'm smarter than any given Ivy League fund manager - I just don't have investors calling me demanding an exit at the bottom of a market. Granted, I still don't know what I'm doing, so I just use an indexed fund, but what Peter Lynch says makes sense to me.

[@CharlieRogers50]

One of your best investments is right in front of you: yourself. If you invest a little bit of your time in yourself every day, throughout life's ups and downs, at the end of the day you will be an incredibly capable, adaptable, and wonderful individual. Keep it simple. Instead of looking at your phone and/or social media at night before bed, pick up a book or musical instrument for 15 minutes, or just listen to a different artist or type of music. A bit of exercise is phenomenal as well, even if it's just a short walk around the neighborhood. Meditation and/or yoga gives your mind a break from the grind. Mix it up, keep it interesting. You're worth it.

[@SoySolSolecito]

Invest for the LOG TERM! 🌲 Just friendly banter, great vid! 😊

[@buddaxkebab7092]

This is one of the most fantastic videos you have made. As time passes I'm myself transitioning more and more into a boglehead investor (index funds only) as I keep discovering again and again that everything is priced in and as the video suggests - not trying is the best option (Although avoiding recessions is still one thing i keep notes on)

[@JamesDecker7]

Except you can’t, and that average INCLUDES recessions. If you can play the long game (at least 10 years) stay boglehead to the max. Once your horizon shrinks/hits 10 years, transfer 10% per year over the next 10 years to “safe” stuff (annuities, something else super stable)

[@yeahgirl11]

@@JamesDecker7 This is what I hate about investing. At the end of the day it's still a rip off considering you won't make nearly as much money as the assholes in Wall Street ever will. You can be a hard-working person, invest correctly, and still lose it all. The most depressing thing is that criminals make WAY more money in a short anmount of time doing immoral stuff. I can't blame people for going into crime, especially in poorer nations. You really do make way more money. P.S. I'm not advocating crime, just pointing out the depressing situation of the world.

[@JamesDecker7]

@@yeahgirl11 That’s a grim point, but I would argue that in almost any situation you can make your lot better by seeing what you can do early on to “play the game” in as calm/safe way as possible AND making sure you have good social supports from family/friends in your community. Criminals can indeed “get ahead” but the level of stress (unless you are a sociopath) is just too high for most people with a strong moral compass. A lot of our frustration comes from having information about the ultra-wealthy (which for most of history was NOT something you aspired to but we’re born/married into) and western mythology of “the dream of becoming successful” have combined to make many people sad when they aren’t rich. ON TOP of just making a lot of people suffer in poverty.

[@yeahgirl11]

@@JamesDecker7 Thank you so much for answering, I really appreciate it. It gave me hope. And you're 100% correct- people with a moral compass just can't do it. Crime is definitely a high risk lifestyle that's just not worth the mental, emotional, or spiritual toll.

[@James_36]

@@yeahgirl11 your premise is false

[@BasedInBrazil]

Selling calls and puts in stable companies is the way to go.

[@MrDestroys]

I'm used to it

[@Magic_beans_]

Footnoting the Mr. Consistent example: Dividends help, but over a long timeline it’s going to be close no matter what, because whenever it is that you invested in that first year, you’d stay invested for all subsequent years. To use a more dramatic example let’s say you bought Microsoft at some point in 2015. Depending on your timing you would have gotten in somewhere between $40 and $57. As of this writing it’s trading around $370. Granted that’s a 40% difference in entry price, so you could be sitting on anywhere from a 550% to 825% gain. Still, you’re in great shape no matter what because you were there for all of 2016, 2017, 2018…

[@rjgameing6637]

Honestly I appreciate you and your content < Technical Analysis is good but I find It truly baffling that major crypto youtubers just look mostly at pure T.A and completely ignore the bigger narrative of why BTC is pumps/pumped and why the future outlook will be even rosier than it seems. It's kinda irresponsible to ignore the fact that each ETF launch so far has caused a major dump at the peaks of BTC. We were already on shaky footing with historically low volume and almost pure whale pumps,narrowly avoiding a long-term bear market. More emphasis should be put into day tradiing as it is less affected by the unpredictable nature of the market. I have made over 12 btc from day tradng with LIBERTON CORP insights and charts.His been one step ahead of other analysis..

[@Palemagpie]

To quote TTS. "I may not know how to read. But I am determined to learn"

[@tontiskediler3318]

Honestly I appreciate you and your content < Technical Analysis is good but I find It truly baffling that major crypto youtubers just look mostly at pure T.A and completely ignore the bigger narrative of why BTC is pumps/pumped and why the future outlook will be even rosier than it seems. It's kinda irresponsible to ignore the fact that each ETF launch so far has caused a major dump at the peaks of BTC. We were already on shaky footing with historically low volume and almost pure whale pumps,narrowly avoiding a long-term bear market. More emphasis should be put into day tradiing as it is less affected by the unpredictable nature of the market. I have made over 3.5 BTC from day trad!ng with Liberton Corp insights and charts. His been one step ahead of other analysis..Stick with BTC/ETH/BNB/ADA/MATIC...

[@ethanlibera4876]

THIS IS A SCAM

[@EliasMapendo]

the returns don't make sense when: 1. mr.unlucky - always but at the top > meaning the market was always to sure to go down right after. If the market went down 50% right after, he would lose half his position that would require 100% return to get even. 2. also, assuming they are invest in the broad market, mr.constitent' investments won’t have high dividend returns to gain the lose of a 50% in two years which the typical length of a bear market. 3. mr.lucky would have made more since VTI bull market typically run over 50% before dropping over 10%.

[@RobGoldy]

Kind of ironic that you say everyone is a terrible investor meanwhile I am already heavily invested in S&P 500 index funds...

[@Ad_Inferno]

Saaaaame. I now just put money into one single ETF that basically just mirrors the S&P. Best thing I ever did.

[@lhs305]

Interesting, that scammer didn't use ascci code.

[@daveharrison84]

Also make sure you put your money where the fees are as low as possible, such as Betterment or Vanguard

[@maxxe2]

Invest in the log term you say? Got it. Gonna yolo my life savings into timber futures

[@jasoncook6608]

Thanks KZbin for recommending this 3 days after it was posted, no rush or anything. On another note if I don't lose money to wall st. professionally how else are those hedge fund managers going to afford thier 3rd yacht? Love ya HMW, keep it up! LETS GO!!

[@TammuzKay]

I was actually pretty good at investing that one time. Not so great at the whole early retirement thing yet though.

[@gromm93]

You and literally everyone else. Basically nobody is good at investing over the long term.

[@aaronadamson7463]

I would hazard a guess and say that's because people tend to sell in a panic. Buying and holding is a pretty solid strategy if you do just that. Oh and don't forget to reinvest the dividends. If you put your money into the S and P 500 or something similar like VOO, on average you'll actually perform closer to that 10%. The only way the average is as low as 4% is if people are getting out in a panic or they have too short an investment horizon and didn't give themselves an appropriate amount of time to offset the risk. At least that's how I see it.

[@spontaneousbootay]

The one thing that people dont think about it that you wouldnt try to become a surgeon in just a year, so be patient and take time to understand what youre doing.. Its simply a matter of discpline.

[@AbdulGoodLooks]

Wonderful video that more of the poor souls buying into the words of self proclaimed "finance guru's" need to see. Also it's hilarious just how many scam bots are in this comment section, despite the video going against anything they try sell you. KZbin is amazing

[@zwerko]

My favorite new breed of bots is the ones that seem to leave a real comment only to shill for some 'guru' in the end, filled with replies how guru X is amazing. Because the first comment is written by an actual person and seems to be common-sense, even in line with the video subject, people start liking the comment without realizing that they are propelling a shill-bot. Oh, well, if somebody falls for that even after watching this video...

[@harrisonosirrah]

@@zwerko what?! you telling me all the best finance analyst dont do all there trading advice on whatsapp?

[@WatchMysh]

Whaaat? 6000$ after 8 days with 1000$ invested whatsapp-Lucy isn't real?

[@egarcia1360]

The relief of finding this comment is like that of bumping into the only other survivors in a zombie apocalypse movie or something.

[@TheMaristela05]

Gosh..with the amount of bots in any investing video even this one didn't escape and I don't know when when I'm actually reading a genuine comment or some scammer's attempt to deceive us...

[@kasdimfer5156]

It is sad to know that there are people who have learned this hard lesson through years of failure, bankruptcy and loss of family and friends when they could have simply watched this video.

[@likemysnopp]

the lesson that sp500 did not make a 17000% return in 50 years? Cuz that is what this dumb ass video claimed it does hah..

[@nandomax3]

I`m Brazilian and here in Brazil there`s a great investment teacher called Bastter who once said "investment yield will never beat time in the market" but he has little followers compared to more main stream teachers, because everybody thinks they are different and can time the market, trade perfectly and get rich faster

[@msmaria5039]

Is his KZbin channel in English?

[@nandomax3]

@@msmaria5039 no, just Portuguese

[@nandomax3]

@@msmaria5039 his name is Bastter, maybe KZbin has an automatic translation of his content

[@no_more_spamplease5121]

He is good. I like the fact that he is honest and realistic, and doesn't delude people by claiming they will get wealthy through investing or running after "get rich quick" schemes. He always emphasizes that what makes people wealthier over time is the amount of monthly contributions (from the income obtained by *working*, therefore our ordinary job is the key) and letting the decades flow by. And that every month we get a little bit more financially free, due to our consistency in monthly contributions.

[@favourmiracleokafor9294]

This is very helpful. I'm a young guy and you just answered all my questions about trading. Thanks man

[@reinhartgregory]

One of the keys to investing is to find out high risk investments but only invest a small part of your money like in bitcoin. Imagine someone just investing 1 dollar in bitcoin, they would have hundreds of thousands of dollars today. A reasonably successful investor and stock trader friend of mine said "invest while its low"

[@wholeNwon]

Nuts.

[@oOZanlanOo]

You mean buy more Gamestop?

[@darklight6921]

thats wat i heard.

[@aykhan0555]

[@Phosypha]

An actually honest investing video? That's crazy man

[@pmc9194]

Congrats to everyone who manage to "Invest for the LOG term" by sticking through to stuck through to 11:08

[@leoxd7029]

If you don’t invest you’re just hoarding your money and it’s not benefitting anyone. If you do invest, you’re enabling companies to create more jobs, pay salaries, invest in other companies and bring better value to customers and as a result you’re a key player in improving the living standards of everyone in the economy. So yes, in the name of your future self and your children, please invest. Everyone benefits. Just learn how to do it for 1H a day (everyone has an hour for this).

[@tvathome562]

Would be nice to have spare capital to invest in the first place XD

[@NickVetter]

Sounds like a personal problem

[@genghiskhan5701]

If you don't have spare capital, then you have deeper personal problems that need to be dealt with

[@noone-um4hk]

I only invest in s&p 500 (auto invested monthly) and real estate (single family rentals), I've done very well for myself

[@adriennethiery5432]

Just want to say I love your channel and the sober reality / damn good advice you deliver.

[@Ben-kv7wr]

One time on an expat page I saw someone say “the market isn’t down the stocks are just on sale” and now idc if my IRA looks slightly smaller sometimes lol

[@suleymangul2677]

I literally watch all of your content. I believe I can succeed following your advice and wisdom. I want to make 30000 every month lol that's what came to mind but Honestly. My main Affirmation is , I Am Self Employed, and everyday my company is getting Stronger. That's honestly the first step walking away from my 9 to 5.Forever grateful to LIBERTONCORP

[@peterpresentspeter6713]

earning 30k/mo is easy. Just pick a weak currency! :D

[@motorhead1295]

Thank you for recapping at the end of the video.... I'll be sure to "invest for the log term" 😂

[@steveparsons3498]

He basically hit on exactly what i do. Invest in the S&P with a dividend paying index fund. I put it on autopilot to depost money every paycheck. when everyone is freaking out about the market tanking I just smile and say good, that means i can buy more shares for less money.

[@mustang8206]

Shows a lot about human nature that despite the fact that time in the market is the best way to make money but still so many people try to play the market

[@TheMysteryDriver]

They want quick money

[@zibbitybibbitybop]

Just take Buffet's advice and put everything you can spare into a good index fund or two, starting as early as possible. The fees are low, it requires no brains, the diversified nature of the fund protects you against any given company going under, and by the time you retire, compound interest will have made you a ton more money. This is what I've done, and it's worked very well for me so far.

[@tiagodagostini]

Well, my country interest rates are at 14% yearly. I just invest in treasure bonds and get a reasonable return.

[@arsheagleeye]

Which country?

[@blakemorgan8450]

Those rates are likely that high because inflation is around there in your currency, if you have 14% inflation and 14% interest rates your real return is zero, it's negative if you have to pay taxes.

[@tiagodagostini]

@@arsheagleeye Brazil. It it 13.75% in fact.

[@alexandervlaescu9901]

@@tiagodagostini And inflation is 8.5%. Currently it is actually a decent choice. Though treasure bonds are more like about confidence in your government. For example I live in Greece. I and most other people don't trust the government , rightfully though. Even if the rates were decent it wouldn't be worth buying those bonds in the longterm due to the instability of the government.

[@lukemorgan6166]

Jesus. Too bad inflation makes it almost worthless

[@PassportBrosBusinessClass]

Every single time the federal reserve raises interest rates or even announces that they are raising interest rates you better get ready for 1000 point Plunge in the Dow. Who could invest around those kind of conditions?