I'm $415,000 in Medical School Debt!!

[@TheRamseyShow]

Say goodbye to debt forever. Start Ramsey+ for free: bit.ly/3g11A2V

[@NursesToRiches]

The amount of student debt we go into in this country is outstanding. And, the fact that it's normalized makes it even worse.

[@jimroscovius]

No big deal if you pay it off quickly.

[@melinda67]

And so? I know tons of doctors who make over 500k a year. The debt is huge but the income potential is even bigger

[@markspan2674]

Capitalism..got to spend money to make money. Investing in yourself as a business and you only fail when your not motivated.

[@superblump87]

And it's worth it.

[@rhoonah5849]

@@markspan2674 There is wise investment and foolish investment. Education costs often transition from the former to the latter when the person doesn't need to lay out any costs up front and it's all make pretend money. Couple that with people taking 6-figure loans to pay for silly educations like philosophy or something equally useless because they felt entitled to go to a private college, etc. Go to community college and then commute to a state school and get the same education for a lot cheaper. Of course there are exceptions like having the opportunity to study engineering at MIT or law at Harvard.

[@dsfgasdgqweq3456t534]

Are y'all even watching the video? He went to med school and is going to make 300k with two entities paying his debt for him. Sounds like medical school was a great investment.

[@siic]

I know right. A lot of people is jealous I guess. Totally worth it.

[@brutustantheiii8477]

As much as I like Dave Ramsey, his mule headed refusal to recognize such things as good debt, was not only a childish muh feelings when called out by a debt collector personally, but the fact that his audience is the type of people who can’t and or won’t live within their means no matter what.

[@LTJuni0r]

Regardless of that info, does that changes Dave's logic of not going into debt?

[@siic]

@@LTJuni0r going into debt is bad. That being said, how does a financially average person become a doctor without taking student loan?

[@dsfgasdgqweq3456t534]

@@brutustantheiii8477 I live within my means and am a fan of Dave 🤷‍♂️

[@jacobpereramd8094]

As another resident physician, the amount of loans we have to take out to pursue our career is ridiculous

[@User-72430]

Aannd, you make ridiculous money too

[@jacobpereramd8094]

Akosuagh1 Do you know how much residents make? It’s less than minimum wage if you draw it out hourly

[@JohnSmith-gy8rc]

@@jacobpereramd8094 I think he was referring to the money you make when you finish your training. Nobody forced you into medicine so quit whining - there are literally millions of people who would swap places with you in a heartbeat.

[@comment_account2343]

@@JohnSmith-gy8rc In the Bay Area, tech managers make way more than the majority of physicians. A top trauma surgeon at a major local hospital works only half time and the rest as a real estate agent. Real estate brings 75% of their income for a fraction of the time... Physicians are very much middle class and their wages keep going down every year. Yes people would switch ina heart beat, because it can be a wonderful and noble line of work. Financially speaking, I don't think that's the best proposition out there, by far. If you work smartly 120 hours a week at ANYTHING like the top surgeons do for 30 years, you will be well off. Why? because you will become the best at what you do. If you do accounting for 120 hours a week, you will become an expert at some specific issues, you might become a forensic accountant, and get paid top $$. If you work 120 hours a week in sales, you will become GREAT at sales, and start bringing the commissions. If you work 120 hours a week as a recruiter you will build a network and become a successful head hunter. If you work 120 hours a week as a plumber, you will become the best plumber out there and can charge whatever you want. You get my point.

[@bingboone9474]

@@comment_account2343 Hi there Jacob, @jacob Perera MD maybe make it less obvious that this is a spare account for "commenting" lol Also I call complete B.S that surgeons work 120 hours a week for 30 years. You know why because thats over 17 hours a day. I could believe 80 hours a week, or even 90 or 100 hours a week. BUT lets no exaggerate here eh. And if they did i would not want them working on me if they were working 120 hours a week.

[@markg999]

Atleast it wasn't a Tuba degree.

[@dominiquecoats384]

Right 🤣🤣🤣

[@Primitive_Code]

German Poka History.

[@JustinCase780]

Kilt fashion design

[@aubreytraverse.]

LOL

[@rodrigofernandez9055]

Left handed puppeteer 🤣🤣🤣

[@j.m0ney133]

There is something wrong with our county when education costs go up double from inflation. It is so wrong in so many ways.

[@Ygnez]

It would be fine if it would only be double...

[@blackworldtraveler3711]

Also something wrong when people sign up for these things without use of brain.

[@underratedcritic1983]

I agree with you as far as medical and science education is concerned. But too many young people will pursue a degree in theater or creative writing or music, then become salty because they're now deep in debt while working at Costco.

[@LTJuni0r]

Would love Dave's perspective on how he expects students to become Doctors, Dentists, Lawyers WITHOUT debt. At this point, the American education system is making this unattainable for smart and broke young people.

[@buggintown487]

Thank you! I wish he would speak on this.

[@Cathy-xi8cb]

I don't know why they bother to call. I often wonder if they are actually med students. On the internet, you can say you are anything. Ask any practicing doctor over 40. They aren't eating beans and rice, and they aren't poor with massive debt. Once you start earning 200-500K per year, you'd have to be an idiot not to be able to pay off 400K and begin to become wealthy. And if you can pass organic chemistry, you should be able to figure it out.

[@carloslanderos6569]

Just hopping in to say that law school isn’t worth it for the majority of schools out there. Only the top law schools have job opportunities that pay more than the debt that students take on

[@coreywilliams1454]

@@carloslanderos6569 T14, even T25 you're virtually guaranteed to get into an Am100 and earn good money.

[@dks13827]

@@coreywilliams1454 Corey, explain what you just said. Some of us do not know that code.

[@Recovering_Californian]

In four years, when the loans are paid off (fingers crossed), use that $100K as a down payment on a nice house.

[@Girlsholycorner]

I wish you the best 👍

[@eatsalad728]

hows life man?

[@ChangYu-wi4ez]

And end up in debt, lol noooo😢

[@wuhanlabtech3580]

If you can make 300k a year 415k of debt is easily doable .. just live like you make 100k till the debt is gone

[@JudgmentDay989]

Keep in mind the take home will be 60% of that

[@underratedcritic1983]

@@JudgmentDay989 Well in that case; live like you make $150K per year. Which is still luxurious. I currently live on $60K, and am very comfortable.

[@dobermangroundzero82]

415 k. Take home will be 250-275 as an actual full working physician.

[@Izael1701]

As a veteran myself, I am telling this caller and ALL VETERANS to verify all verbiage on "student loan repayment" documents. Don't be surprised if your loan(s) don't qualify and the DOD failed to mention that...

[@joyaustin6581]

I’m a veteran. My tuition was covered. Gi bill was more than enough to cover rent and books. I basically got paid to go to school.

[@Izael1701]

@@joyaustin6581 GI Bill is different from loan repayment program... GI Bill paid for most of my Masters.

[@taylorsmith9629]

@@joyaustin6581 doesn’t mean it will be covered in HIS case

[@johnc2438]

Should be able to manage school costs using the G.I. Bill. If you need other income, work part-time and cash-flow the rest. This is how I did it. Finished four years with zero debt.

[@Izael1701]

@@johnc2438 Again, GI Bill is NOT the same as the repayment program...

[@MillionaireMindsetClub]

Hope whoever is reading this accomplishes financial FREEDOM, wealth, and is blessed with true happiness!

[@phoenixsmith5375]

Same to you!

[@lancealquran827]

He needs to consider the interest building up on the student loans. At 415K it would be around 30k per year with the average US fedloan interest rate being 6-7%.

[@An-Engineered-Journey]

That is a good point. Seems like he could use all six years factoring in the interest

[@jherc12990]

he could save up 100k and pay off the interest while his employers helps him pay them off.

[@toyarj37]

If the average med school debt is 250k how did this guy get almost double that? Crazy. That’s a whole house

[@eatsalad728]

nope its 300 and above im pretty sure

[@rp1268]

Medical school debt is the best student debt you can have. No other degree has the average salary expectancy and security as a medical degree. I’ve yet to meet a poor doctor. Once you’re done with fellowship you can pay that debt off quickly which can’t be said for 95% of other student debt.

[@k_kelsey]

You’ve yet to meet a poor doctor? They are everywhere.

[@Cathy-xi8cb]

@@k_kelsey We don't have any poor private practice docs in NY unless they are rural. Poor docs in public service facilities and clinics? Sure. Bad place to land if you have loans.

[@ntl3352]

And yet they are always complaining. They think they are special

[@princetonscholar5723]

Facts.

[@doublet8142]

Wow... I don't have any debt.. but still struggle to pay eveyday bills.. can't imagine having this kind of debt...😆

[@walshsun3289]

He makes so much money, so the debt is paid off soon

[@MarksTournaments]

@@walshsun3289 you'd be surprised

[@princetonscholar5723]

Few physicians “struggle to pay bills” on hundreds of thousands dollars/year.

[@wadeharris348]

Yea usually people who make a lot of money spend a lot of money and just feel like entitled to spend it because they make a lot. Their mentality is, well I have a prestigious degree so I’m justified and I know I can just pay it off anyways. Let’s just ball out.

[@sami-9233]

Notice how you dont ever get calls from medical students being half way through their education calling in Because then Ramsey would be forced to say drive Uber and door dash through the rest of college

[@michaelatheharpist]

For med school, you can do an MD-PhD that covers your cost and pays you a living stipend for both degrees. It's hard to get into but it's also hard to pay off 400k in debt

[@DavidRamseyIII]

Or you don’t do it. You aren’t entitled to become a doctor just because you want to be one

[@zachwalters8001]

Dave has had a few calls like that. And he never really has a clear cut answer. A few of them he suggests MD/PHD, military, or I’ve heard him mention look for a hospital that will pay for it (which doesn’t really exists). He beat around the bush big times on those calls.

[@Cathy-xi8cb]

@@zachwalters8001 Yeah, I love that "Find a hospital that will pay for your schooling". I think Dave forgot it isn't 1992 any more. We used to get a stipend for continuing ed. Now we are a drag on the facility's bottom line. The world of healthcare has changed. He is right about the military, though. Most of the docs I know couldn't have passed basic. And you still have to be very very bright to be a doc.

[@marcusjones2550]

@@MBryantFFNY there’s no way that you can work with that rigorous of a course load in Medical or Dental School. They study 24/7 and are always in the library. That in itself is a full time job. People in Medical school are not the ones who are partying every weekend, or engaging in immature behavior… they’re the ones who are doped up on caffeine with multiple textbooks in their hands.

[@i.k5143]

At least he's not a chiropractor.

[@elizabethparsons1071]

I dunno, my chiropratcter charges £33 for 10 minutes and she is popping in and out of rooms all day..... She is making bank

[@blackworldtraveler3711]

I prefer a physical therapist over chiropractor. I want prevention not after the damage is done. A chiropractor broke the neck of a coworker I worked with years ago.

[@1967davethewave]

@@elizabethparsons1071 But an actual physician charges $200 for 10 minutes and is in and out of rooms all day. So there's that, lol!!!

[@harlenkelly7331]

@@1967davethewave You just made that up.

[@1967davethewave]

@@harlenkelly7331 OK, the doctors I know charge that kind of money. Since I am in a family of medical professionals I'm just going off what I'm told but a physician makes way more than an chiropractor and that's a fact.

[@josuejasso7589]

Sell the the degree

[@siic]

He is making 300k a year. He will do great

[@ChangYu-wi4ez]

Sell the kids sell everything 😂

[@thomascoleman7708]

I'd flee the country if I owed $400K in student loans.

[@leadnsteel1428]

Its like a mortgage payment and add interest on it too good god. I hope he doesn't do other stupid things like buy a crazy expensive house or fancy Mercedes

[@imdoc7872]

Most graduating doctors have this much debt

[@merrymaurader2521]

Thé FBI will track you down

[@justincaldero5174]

I watch these videos to remind me to never go back to school, continue to work my blue collar job while running my vending business, and diversify my investments

[@joshuaswanson4789]

How much do you make on your vending business?

[@billsussman1073]

Some blue collar jobs have tuition reimbursement bennies my friend. I turn wrenches for a living and i go to school for free. Just have to pass the class to get the reimbursement for it.

[@annajones9701]

What blue collar work do you do?

[@boston6781]

Yes I agree. You more than one income source if you want financial independence. I am working on my third.

[@naranja-intimidante]

It's ironic that at the time in history when the most free knowledge is available, we are paying so much for validation.

[@mathisnotforthefaintofheart]

Do you prefer to have your surgery done by a quack who learned everything free from the internet, or by a board certified surgeon who went through extensive medical training? What's next? Bring it on...

[@jackbritt7334]

@@mathisnotforthefaintofheart Yeah he’s right generally but this one isn’t the best example to make that statement lol

[@naranja-intimidante]

​@@mathisnotforthefaintofheart Do you prefer to have your surgery done by a surgeon who is formed outside of USA university madness, or by a surgeon who paid an overpriced education to read the same books any other surgeon in the world will be formed with? By the way, in my opinion medical studies is the only field an institution is needed. Anything else can be learned with a 100$/mo Internet conection.

[@superblump87]

Are saying medical school is free?

[@naranja-intimidante]

@@superblump87 I'm saying you never should bet your life to pursuit a career that may not be as profiteable as the university system wants you to believe.

[@MsLucky443]

People try to keep student loans to extremely low. Also be careful on medical advice that does not make sense. Second opinions are good too. 🚨

[@JustinCase780]

Less expensive than the girlfriend from Ukraine!

[@Smallvillefreak]

🤣🤣🤣

[@mathisnotforthefaintofheart]

Kudos to the new introductory tune. It is so much appealing than the old "aggressive pop/rock" tune from the past. Now for the medical debt. Live 10 years on a median income and forget about the typical "rich doctor's" life style and with 200K a year, I don't see how you can't pay off this debt. Again, live in a NORMAL house and drive a NORMAL car (couple of years old used Camry?) and you ought to be fine. Also, if you are willing to work in underserved (needy) areas, you may be eligible for some relief on your loan. Options...options

[@ernestogalvan143]

Nobody becomes a dr to serve the needy or drive a Camry

[@peterhoffman8525]

@@ernestogalvan143 There are a few out there! We know one personally! Rare, indeed, though and I do agree with your suggestions.

[@DJ-ws6je]

Stop telling people what they should buy. This isn’t communism.

[@brutustantheiii8477]

THANK YOU. I got tired of that blasting jingle. Got old and annoying really fast

[@mathisnotforthefaintofheart]

@@DJ-ws6je Exactly, this isn't communism. So as a starting doc, live within your means to pay off debt and then you can "scale up" if you wish. Thanks for your wonderful "input"

[@jayafow84]

No wonder we can't afford to go to the doctor. They need to pay their loans off and their Merced

[@ntl3352]

They put the debt on us and make way more to finance their luxury cars. They are spoilt brats.

[@pimpballer3]

What about interest? He will owe 600k by the time it’s all set and done

[@blackworldtraveler3711]

It will be whatever he signed for in that loan.

[@MarksTournaments]

@@blackworldtraveler3711 plus interest

[@ratumelimatanatoto2488]

Dave Ramsey is the man.

[@nathanreuben90]

Vinaka Ratu

[@maxxlaw4081]

Good luck! I got caught up in that trap! People, you are being played.

[@shareworthy5720]

Which trap? Getting someone else to pay for your student loans and making 300k a year in the very near future?

[@johndone8045]

What trap? Or u didnt read the fine print on all the terms and condition

[@GottuboiBeachVolleyball]

“Good lord!” -Dave Ramsey. That says it all. 😁😕

[@littleraeofsunshine]

Dang. How did he manage to get TWO outside sources to pay. That's impressive.

[@happilysmpl]

Fantastic thinking and solution by Dave. Thinking of all possibilities

[@richardgentry6996]

Always think about the worst thing or things that can happen The Big Picture.

[@dabd8175]

DID AO get kicked off or something? He isnt in the recommended channel list anymore for any all the KZbin channels

[@mitcheloverton2817]

An advertisement for medical school played before this video for me. lol

[@cerbico12]

Good luck. Between student loan debt, medical malpractice and taxes I have no idea why anyone in their right mind would go to med school.

[@ntl3352]

If they are not in their right minds how do they end up acquiring mansions and luxury cars

[@twillybbe]

This is really good advice

[@jeffmorse5599]

don't live like a doctor for the first 10 years. no beemers, 4000sf houses and other normal show off doc buys. should pay it off quickly.

[@michgoldenukeje8185]

That's pretty high. But better than an underwater basket weaving degree.

[@Cathy-xi8cb]

I know someone who had the gov't (read: you and I) pay for her community college degree at 50. Low income, fired from a dead-end retail job. She took Italian, English literature, and economics. It was a lot of fun for her. She is still working off the books doing exactly what she was doing before. And you and I paid for all of this. Feel taken much?

[@Pupsterization122]

Wait what did he do for the military to want to pay that much of his debt off

[@eddyvideostar]

I saw the title: If it takes all of this just to get ahead, I'd rather cut back, give a head, and get powerful long-term anesthesia.

[@ShowzUp5]

im just finished my second year of medical school and Im already 210k in debt. thats one of my reasons for choosing a surgical specialty, bc i need to be able to pay off what it cost to get here

[@VintageStereoCollector]

$400k something thousand debt-Good Lord lol 😂

[@RRK1]

Serious question - how exactly did this problem occur? I went in the 90s and it was less than 10k for four years. How is this even possible. That was a 4 year degree at a state school. Why????

[@discorabbit]

Tuition has gone up dramatically since then.

[@deontesmith36]

Jesus I didn’t know the Army Reserve had such a sweet repayment deal

[@travismcdonald148]

Only for doctora

[@CardenFinancial]

300K salary for family medicine does not sound right.🤔

[@Primitivegarage915]

I agree. But Tulsa is an underserved location they might make more. Here in Texas they make anywhere from 180-240k. 300k for a new family doc is unheard of

[@user-td7xf3gz4l]

Sounds right to me

[@3munchenman]

Fun fact: Oklahoma has the best paid doctors of any state in the country.

[@silent_anon404]

With inflation, it seems reasonable, tho on the high end. The guy must be working in a rural/undeserved area.

[@user-lu6yg3vk9z]

It’s not 180k-200k is the average

[@justinstone4476]

300k for primary care?

[@sararlgarrett]

SMART MAN! I joined the Army 20 years ago and had THREE degrees paid for 100% FREE for me. Best decision I ever made was serving my country in this capacity.

[@Ink30]

Can't beat it

[@CoolHand273]

Why didn't you go into derm? Family medicine doesn't even pay entry level tech salaries. At least you have military options. Think about doing primary care without any loan forgiveness.

[@mercedes7566]

For the nondocs in the comments just some clarification. Medical school debt free is only attainable if you have coverage for your tuition and living expenses. Medical students are generally not allowed to work so the schools borrow for tuition and a special loan to cover your living expenses. The loans are super higher now bc the government no longer subsidizes the interest while we are in school. Residency is not a good time to start pay back bc you make just enough to keep a roof over your head, eat and get to work. It would be much better if the CMS would build in additional funds to residents to start payback nd not just deferment. Family docs who make more are generally seeing private insurance patients and/or Medicare but not usually Medicaid. For the new residency grads on the thread, you can negotiate loan repayment as a benefit in ANY permanent job contract. Get a lawyer to negotiate the terms. That 500 - 1500 dollars can save you hundreds of thousands down the line. You can direct your sign on and retention bonuses to loan repayment as well. The biggest thing of course is saving more than you spend but these tips can help a huge deal too.

[@miloodidi]

I’m so grateful I’m from Argentina I’d studied in UBA and got my degree for free I’m current a doctor in my residency and they pay me well good lord

[@locomonkey7839]

Why was your debt relatively smaller. I really want to be a physician but the debt is the only thing holding me back

[@kennethroyer9949]

Doctor "Sell the Truck!"

[@Primitive_Code]

Where's Anthony? this is right up his ally. Taking out student loans, being in debt. He wrote a book on this stuff.

[@random-nz7dy]

Has been gone from the show for a long time. No one knows why

[@Primitive_Code]

@@random-nz7dy seriously? His picture still on the KZbin cover page of this channel.

[@random-nz7dy]

@@Primitive_Code he's been gone awhile. His channel no longer advertises Ramsey before the videos but apparently he's still affiliated? It all changed after he.posted about going on a vacation in social media over a month ago. Since coming back seems to be like somewhat mildly distanced from Ramsey..but not fully?

[@wittenberg5]

He didn't master his craft. Watch his videos... he bungled the baby steps several times and Dave had to correct him. Other than that he would often just sit quietly beside Dave and look bored. Lesson for us all: never get complacent. There's always somebody else who wants your spot!

[@nickbroadhurst5924]

Obviously, George has replaced him.

[@nameinaframeindy]

I really like having George on the show. Great radio voice I can actually stand

[@Kysen10]

lol

[@shawnm9237]

@@Kysen10 yea I agree he’s bad

[@betitos11]

You're wrong Dave, public student loan over 10 years does happen, it happened to us in 2022 over a $170k dollars of student loan debt completely forgiven. Thank you for paying your taxes Dave 🤣🤣😎

[@bettysmith4527]

Ouch, that is is so painful to hear! It's a shame...

[@choreomaniac]

Why is it painful to hear that someone who is making $300k to start AND having 90k in loans paid off by the Army reserve and state of Oklahoma for a total income of $390k per year needs to pay off $415k in loans? In four years the loans will be paid by someone else and his salary will be $500k per year. In that time he will have earned 1.2 million, which is more than some make in a lifetime. I would love to be in that “painful” position of “shame”.

[@nkyryry]

I’ll say it right now for any medical school hopefuls... if you’re going to have to sign up for almost half a million dollars in student loan debt, being a doctor is not worth it.

[@ilyaibrahimovic9842]

Can we hear your justification?

[@Swedetwin]

Untrue. Becoming a physician should not be confined to wealthy families. If a physician is committed to paying off this huge debt by leading a modest lifestyle, it's not a problem at all.

[@brutustantheiii8477]

As much as I like Dave Ramsey, his mule headed refusal to recognize such things as good debt, was not only a childish muh feelings when called out by a debt collector personally, but the fact that his audience is the type of people who can’t and or won’t live within their means no matter what.

[@ilyaibrahimovic9842]

@@brutustantheiii8477 how then do you account for all the people who go debt free under the guidance of him and his staff?

[@latinainmedicine4315]

A lot of doctors make half a million per year

[@tajiri7]

There was a time where these schools didn’t take you seriously unless you came from a wealthy background. There were reasons for that, now it’s called “discrimination”.

[@pi37]

Please let people know if you pay College or University out of pocket. You get it back when you file your Taxes. Get informed!

[@drg3915]

Where in America can an FP Doc make $300k?

[@Cathy-xi8cb]

Just about everywhere, except urban public health and rural locations.

[@discorabbit]

Midwest

[@mike112693]

@@Cathy-xi8cb actually rural locations would pay more

[@One-12937]

These people be like, I’m in 415 in student loans but only make 275, what should I do, oh nooooo.

[@aprilmcclellan1248]

It's the same as someone who makes $27,500 a year being in debt $41,500.

[@coltsgood99]

@@aprilmcclellan1248 not exactly. You could leverage much greater amounts of money and therefore earn/lose substantially more/less simply by having more cash to utilize, so having 415k in student loan debt with 275k would actually be more optimal if you used the extra money wisely

[@mike112693]

it's still a problem, student debt is flying thru the roof

[@nmc1859]

I like this cohost. He's respectful of dave and the callers and adds to the show !! 💖🙏

[@michgoldenukeje8185]

Yea of course, he's new.

[@FF_GAMEZYS3861]

"""LET S PRAY For Those children's who does not have their parents they are real legend 💖💖

[@tubenachos]

Doesn't that debt pay other medical doctors??

[@randymorrison1761]

Where would having this $100k place him on the baby steps? Should he still have an emergency fund beyond that?

[@umairahmad4711]

Being a doctor is bloody worth it in the USA but in the UK it shouldn’t be taken lol 😂

[@annajones9701]

I was going to do medicine but then realised doing maths and finance I could make way more much faster

[@balthezor]

@john Smith You think it's the physician's fault? How about insurance companies? Administrators on Zoom meetings? Clueless.

[@mokal4963]

Ridiculous that amount of loan, why he doesn’t go to medical school in another country.

[@jeanine6492]

Because America doesn’t accept a lot of other countries medical degrees, plus international student fees are way more than locals in most countries.

[@jacobwaddell6075]

Doctors taking out $400k is pay to play, an investment unto yourself, to advance your career and make some of the highest income in all career fields. I don’t get the logic entirely it’s like we are treating them like they are $400k in the hole and they are an English teacher haha

[@James-vj5hz]

Is this the new Anthony ?

[@blackbutterfly233ify]

What happened to Anthony?

[@hollyb6885]

@@blackbutterfly233ify Yeah I thought the same thing. What happened to Anthony?

[@kara2162]

Anthony has been made obsolete and if he hasn't this doesn't look good.

[@wittenberg5]

Unfortunately he didn't master his craft. Watch his videos... he bungled the baby steps several times and Dave had to correct him. Other than that he would often just sit quietly beside Dave and look bored. Lesson for us all: never get complacent. There's always somebody else who wants your spot!

[@Love-like-Lucy]

Wow that’s a lot of debt!! 😳

[@maricelg777]

He is a doctor

[@maricelg777]

@@wackkawack6640 he can pay it easily with his salary.

[@mike112693]

@@maricelg777 the debt is still a problem. physician salaries havent kept up with student loan debt

[@TheRealHarsjan]

Shout out to all my Tuba degree holders!!

[@jeffreyabbey9592]

"Ouch" is right....

[@rethinkcps2116]

No tax on those payments

[@warwagon]

The CoHost looks like Martin Starr off Silicon Vally

[@Fishouta]

How can family practice pay 300k?

[@mike112693]

@TriIII it's still low and hasnt kept up with inflation and rise of tuition

[@JohnSmith-gy8rc]

$300k as a family physician is, um, optimistic.

[@ethanmerritt121]

not really 248k is national average, all it takes is an underserved area to be at 300k

[@JohnSmith-gy8rc]

@@ethanmerritt121 Average for FP is 231k nationally.

[@pikusarker1359]

@@ethanmerritt121 is it pretax or post tax?

[@darian6485]

And here I’m upset I only got 5,000 in debt of student loans haha but yeah I tend to pay it off but I honestly don’t know how I was never taught bout this stuff I immediately hop into college after graduating and only did 2 years until I stopped going in 2020 I went to BC3 it’s a community college I only went to try to make my mom proud cause she basically made me feel like college is the only route to success and without it you are nothing

[@Cab895]

They will not stack. Part of most loan repayment programs make you clearly specify that you are currently not in another loan repayment program

[@danielcamacho5519]

Yeah it’s like trying to use two coupons at once 😄😆 usually doesn’t happen but hopefully 🙏

[@edhcb9359]

Dave totally missing the point. 😂

[@ntl3352]

Isn't it annoying to see all these doctors complaining about debt when you are paid over 200 -300 k salaries a year. People with PhD in more difficult subjects don't even earn a third of your incomes. Just shut up

[@FAISAL.007]

you making 300k, just work 4/5 years and you can be debt free by yourself

[@remysonders406]

I hope he makes that

[@Min-Pins]

Should’ve spent that money on pulsechain

[@TheAgentmigs]

Save 100k bucks in savings? Sounds like a plan...

[@70s80sVintage]

Just....WHY?

[@Fishouta]

According to zip recruiter, ave salary for family practice physician in Oklahoma is 175k.

[@666dynomax]

Not much considering the cost and length of time they're not in the workforce because they're in school

[@Fishouta]

@@666dynomax yes, and caller stated he would be making double that.

[@CharlesCherian]

@@Fishouta he also said he'd be working two jobs

[@wittenberg5]

Haven't seen much of Anthony on the show lately. He should've spoke up more often and learned the baby steps better.

[@inthebooks3947]

Who’s that guy on the left lol

[@mikebrownbassist802]

4:51 So…his opinion is to just say everything Dave said…ok, lol

[@ItsameBS]

Medical School Debt is how big pharma gets the medical field to do what they want.

[@shawnm9237]

Idk about anyone else but I don’t like the minimalist hippies

[@janetcross2797]

Get answer

[@thomasjefferson5727]

I cannot fathom making 300k a year.

[@pscih7149]

Who's the new guy?

[@kylemonkiewicz2803]

two word debt slavery no school should charge that much ridcusioly

[@morningmona]

No family medicine doctor is making 300k a year. They are the least paid doctors next to pediatricians. There are nurses that make much more than family docs.

[@areufkingkiddingme]

You are incorrect. My colleagues are family medicine Hospitalists. Base salary is 320k one week and one week off

[@KRITORISS]

Wrong as usual.......I am in family med and I bring home 376K after tax.......

[@jacobsmithjr]

I tell people to join the military all the time to get their debt paid off

[@kara2162]

Small detail: you put your life on the line. Literally.

[@JamesSmith-cm7sg]

@@kara2162 To save and help others

[@blackworldtraveler3711]

@@kara2162 When I joined the military I was at Lockheed and NASA. All about choices.

[@nuleafonlyfe04]

400k for family practice??

[@ugcamige]

I don't like the new guy. I don't know why but something is off. (I'm sure he's nice in real life)

[@danielcamacho5519]

Give em some time 😁😆

[@ugcamige]

@@danielcamacho5519 😂 yes that's why I said I'm sure they're nice in real life. Can you tell I don't like change? 😂

[@danielcamacho5519]

@@ugcamige haha yeah I can tell 😄

[@DebtFreeDoctorJeffAnzalone]

As a PERIODONTIST that had $300K in debt, if I could go through training again, I'd IMMEDIATELY start focusing on growing multiple passive income streams each year along with paying down student loans. I you're a doctor, lawyer, etc. then you can do BOTH, pay down debt aggressively and invest.

[@annajones9701]

What multiple asset streams?

[@jeffreyanzalone3755]

@@annajones9701 Personally I invest in passive real estate syndications deals. It allows me to focus on treating patients yet reap the benefits of real estate such as passive income and tax benefits.

[@augustinaonuwundijo9580]

Wow that alot