I’m Speechless! Shocking Changes with GoTyme Bank!

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[@s3cr3t_channel]

Ang mataas ng interest pakagat lang yan parang G-cash ang daming free services pero nang dumami na yung gumamit, marami ng charges.

[@zhaunortega3047]

What a long-winded video just to say that GoTyme has decreased their interest rate by 1%.

[@castlecritique]

Expected ko na na baba talaga ung percent. Kasi ung 5 percent na yan, ginamit lang nila yan to promote and boost ung gotyme. Para manghikayat....Hindi naman jan ung complain ko as a consumer. Ang complain ko lang is kulang pa din ung payments ng gotyme. Hindi ako makabayad ng insurance. Sa mantalang sa gcash or paymaya meron silang mga prulife, fwd, ganun. Ung gotyme kulang na kulang talaga pero nasa number 1 ko na yan since nagloloko na gcash.

[@nnexuz27]

Give them tyme.. Hindi naman nag start si Gcash as where it is now.. Remember Gcash started its service last 2004..2012 na switch to digital.. Baby palang si gotyme

[@christianxfaye]

@@nnexuz27 agree po

[@criscuadra4991]

Agree po​@@nnexuz27

[@edrile]

I've been using gotyme.. No probs with me. I still love gotyme. it continues to evolve and competitive.

[@steveparinas4473]

So far sir Pat, still considering naman with GoTyme vs. Traditional bank and other digital banks.. Hassle free and convenient naman, plus the rewards, the points reward. Malaking bagay lalo on Grocery and other needs.

[@nomer63078]

Oo naman pare, malaking tulong na rin iyan at pag iyung mga GoRewards points lumalaki na siya at pag umabot na ng mahigit 1k....pwedeng pambili na trip mo

[@jameskun88]

Ok na naman sa akin sir lods kasi bago pah same sa iba na tagal na...this year o next mas ok na yan para mah ang GOTYME para makasabay na siya sa ibang debit card..hope mapili ako sir lods sa giveaway po..salamat..GOD Bless po.. #ROADTO75KSUBS

[@erwintc5762]

Ganyan naman lahat ng digital bank. Pag nakakuha na ng mataas na base depositor ibaba na nila yung interest. Still a good rate by any means.

[@sunnyboyguancia9624]

Agree 👍

[@angiechiong]

Yes, agree or expected na yan. Basta una stable, then more or less competitive rate…go na😃

[@melgarcastano767]

Agree

[@jhenlim]

nakakadismaya yung decrease ni gotyme. iniisip ko pa sana mag gotyme, buti napost niyo tong video niyo to save me the trouble and disappointment 😔 greetings from Zamboanga 💪 #roadto75ksubs

[@joelmontealegre.banaco1224]

Ok na Yan compare sa traditional bank 0.0025%

[@pradipwina]

New subscriber. #ROADTO75KSUBS Very informative video 2024 start na ako mag save sa mga digital banks.

[@josephsiao9127]

mp2 knlng high interest plus nakatulong kapa sa government development. last year 7.01% interest ni mp2

[@clarencemedrano8759]

I don't use banks to grow my funds. I use gotyme primarily for convenience. Business is still the best way to earn.

[@achillesescuban2359]

Kakaumpisa palng ng gotyme bank dini discariges mo agad ang.mga ibang clients kung gusto mo lumaki tubo ng pera mo maginvest ka sa meralco, san miguel beer

[@lanish4]

What I think it's not good nawala na Ang 5 percent it's not a good propaganda lang Pala NILA Ang unang open

[@MarlonBalerite]

Sir plss po tulungan mo aq anu dpt ko gawin ninakaw po phone ko ngayon po wla n ung number na naka rigested s gotym tpus ung user name ko nman nakalimutan ko😢😢😢

[@mahmoudzaidmonte3309]

ok lng kht walang interest ang pera ko. ang kailangan q lng maging safe ang pinagherapan q at di tulad s GCASH ang daming issue tpos wala ka pang makontak sa knla pag nagkaproblema.

[@leaeleginodemonteverde2849]

For me boss medto nakaka dismaya kc sayang ung 1℅. #ROADTO75KSUBS

[@sweetdelfin1029]

Mp2 ka nalang sir kasi sabi mo ipon mo yan para sa plano mong mg ka bahay someday after pa 5years malaki talaga dividend ng saving mo at hndi bumababa ng 7% ang pag ibig tax free pa first time po ako ng comment sa video mo palagi po ako nanonood video mo po.salamat po

[@angelodimana9259]

Wisp plus.and mp2 po sir..goods yun..dalawa account..na open ko sa mp2

[@makoh20]

Ok lang po as long as libre naman po ung card di katulad sa iba may bayad

[@Piamonte1124]

Talaga po, how to get gotyme card po na free?

[@kalibre.2228]

​@@Piamonte1124gotyme kiosk

[@familydrivepartacalao]

Di po ba nakakatakot yung online banking sa gotyme. Mas maganda parin po siguro yung passbook.

[@SweetPotatoTV8]

expected nmn yan like maya dati 6% naging 3.5%😵‍💫😵‍💫

[@jenniferjunio310]

New subscriber here kasi kapag may need ako malaman with digital banks eto ang go to channel ko! Galing! Keep it up! Walang paligoy ligoy na explanation! Thanks po! 😊

[@banzonangelrey3786]

Lipat ko muna next month sa CIMB td 6 months @ 6.5%

[@lanish4]

Legit ba spo ba siya

[@karensarmientonicolas2894]

Hi sir pat sana mapansin po itong comment ko. Can I dm you po may concern lang po sana ako about gotyme bank sir 🙏🙏🙏

[@tinafloresjpl2550]

How to change the mobile number po to a new number sa gotyme?

[@zabulondasigan1749]

Normal naman yan... kahit saang larangan ng bussiness need gawin yan... pwedeng mamili kung ibababa ang serbisyo... dating isambuong itlog gagawing kalahati pero same price... o magtataas nalang ng price.... o dating napakasarap biglang d na pasasarapin same price... o itataas nalang talaga price... 😂😂😂😂😂😂

[@FlamehazeShana-g6d]

Meron ako sa gotyme sir pero sa tingin ko goods pa din yun kesa traditional bank as what you have said po. Mp2 na din po ako 2years na yey! Di man makuha agad ang pera pero goods yun para sakin na di nakakapag ipon talaga.

[@mariteslocanasmontemor2484]

Lods pwede na kaya yan sa sahod Kay KZbin

[@ritchiebenlot1324]

Sa KOMO po, under eastwest rural po sya. 6.5% po ang interest 😊

[@InvisiX23]

Pano maging 6.5% sa Komo? 2.5% parin kasi sakin

[@mikemesa94]

Totally agree with you. The 5% interest p.a. ang nag convince sa akin na i-transfer savings ko sa Gotyme. Now that it is 4% (disappointing), I am thinking of moving it to another digital bank that gives 6% or higher.

[@halftaohalfhuman9154]

5 pa rin naman

[@purple54997]

which is?

[@Akimitoyumee]

Kahit andito k japan nakapagrequest me ng bank statement n bank certificate via email in Ganon kabilis

[@Akimitoyumee]

Sana international cash in n cash out s 7 11

[@rowanlawrencerivera5684]

Ang Laban ni gotyme eh ung convenience nya sa pag deposit and withdraw ng Pera. Pero kung interest baka Mas maganda pa un si uno na may 3mon time deposit for 6%pa

[@borjsm1]

No problema as long lalo gaganda ang services at lalo tatatag ang banko. Mahirap din naman mataas ang interest rates in the end magclosed down naman ang operation within napakahassle this only my opinion.

[@DailyBitesofWisdom]

Okay lang, still mas mataas siya than my current bank. Thank you for this!

[@maricelp116]

It is his experience and perspectice. Kanya kanya tayo ng experiences.

[@jerwindeguzman5157]

very disappointing nga ING decrease

[@burandoyzupla999]

Own bank or diskartech boss yan options ko bsta safe lang..

[@kratossnow1077]

Thank you for the information sir pat. I just opened an account with gotyme bank, excited pa nmn ako dahil sa taas na interest rate p.a. isa yan sa dahilan bakit ako nag open ng account sa kanila. Nakakasad tlg ung balita. Pero para sken ok pa rin nmn si gotyme kc at least kikita pa rin ung pera ko sa kanila. I will still continue to use gotyme bank for my savings. Thank you and more power to ur channel, dami mo natutulungan. Pa shout out nmn sa next video mo sir, salamat 👍💪

[@kamaelgod5158]

okay lang yan kasi baka tataas yan sa future #roadto75ksubs

[@bernalynberango6732]

Hi sir for me mas ok din po yung time deposit sa digital bank ng UNO at CIMB mas higher interest p..depende nmn po kung ilang months ang select mo...Pwede nyo po icheck kc po ak9 meron n s UNO bank..slamat p9

[@AuroraYsabelle-ey9jw]

true I have UNO bank too. Panalo sa TDs.. tas now na nag update si GoTyme na 4% na lang, plus points kay UNO kasi mas mataas na siya somehow

[@jhii9950]

Kakakuha ko lang ng card kanina tapos nag baba na pala ng rate 😭 #roadto75ksubs

[@khloebrizo2989]

Go for Quantum Metal

[@jimnettetumbaga3668]

Retail Treasury Bond, higher interest (more than 5%), flexible ( 60 days to a few years) and a lot safer. as far as i know minimum is 200k, depends on availability and not open for everyone.

[@alvinrambano2553]

What is retail treasury bond?

[@alexmanuel8312]

Bpi-RTB 30 will wean you 6.25% but u need to pay 20% withholding tax & fund fees of 0.10%. In the end ang net mo is just abt 5.25% only.

[@JolainePerater]

Uniondigital ka nlang sir time deposit is 6.75 per annum

[@PerecoloBacong]

Is it safe gotyme our money deposit?

[@PerecoloBacong]

Is it safe gotyme our money deposit?

[@PerecoloBacong]

Is it safe gotyme our money deposit?

[@Lating]

Ano cam gamit mo sir? hehe

[@jomarcortez-hp7qe]

UNO BANK SA AKIN ,sa inyo?

[@jack1982z]

If May pera tlga, bakit di mo ilagay sa mga div stocks, SCC all the way 15-20% annual average dividend yield. 😂😂😂

[@randiedetomal]

Pa help naman paano matrace po ksi na scam ako ng pera gamit ng Gotyme bank paano mababawi ung pera ko

[@PatQuinto]

Nakatawag na po ba kayo sa gotyme customer service

[@gregorybenesisto3172]

Yes hindi ako natuwa sa update. Parang need na ko magtransfer to other digi bank

[@James-qc9si]

Tyme to transfer kay ownbank 6.5% 30day TD

[@stephensy2008]

Hindi liquid yung time deposit and mp2 kasi ihohold mo sila up to 5 years unlike savings account sa digital bank. Lalagay mo lang mga funds mo doon kung hindi mo gagamitin pera

[@jessamaquiling8807]

kuya

[@Pancake.Rnold35]

Invest in crypto

[@TarmaBagos]

ser paano po ayosin GoTyme ko kasi na pending di pumasok sa GoTyme ko

[@PatQuinto]

nag reach out na po kayo sa customer service ni gotyme?

[@EmmaBrutas]

Paano po maibalik yong Pera q sa account q kasi nagsend po aq s family ko ng 20k knina ng Umaga until now hndi pa nkapasok s account nya s BDO.tnx pkisagot po

[@ThorLacunsay]

Hello sir Pat but pag sa ibang bank ATM Ako mga withdraw maliit ang eofer ng ATM machine sa akin tapos mahal ang charge po..

[@jerwindeguzman5157]

Sir baka pwedeng ka naman mag recommend NG pwedeng lipatan... Thanks////

[@cyrilbeltran5106]

Try niyo po sir Pat mag invest sa Philippine Stock Market, especially po dun sa mga dividend stocks. Malaki po ang tubo basta niresearch mo yung stocks na bilhin mo. And go for long-term investing like Warren Buffet 🙂 medium level risk po siya.

[@tetchieBaconador18]

Kaiser sir

[@maricelmaramba2907]

temporary lang naman siguro yan sir pat dumadami naman ang demand or gumagamit ng gotyme kaya tataas din ulit yan mas mataas pa sa dating 5%,medyonadi

[@lucky917yearsago4]

Mp2 na lang sir. Ung inipon mong pera stay 5 years sa pagibig , 40% ang tutubuin. Walang tax 100% government guarantee pa

[@greatveemon2]

ini-expect ko na yan. mas maraming demand mas nagiging mahirap sa kanila i-maintain ang mga benefits.

[@AngelitoPaz-ih8zz]

Maganda nga po siya pati Hindi mananakaw Pera mo gcash pag Meron ka niyan kaya sulit na sulit go tyme isa Rin po ako Jan

[@BoyTsamba]

Ganun din sa gcash noon. Naattract ako sa malaking interest. Hindi pa umabot ng 1 year bumaba na. Parang bait and switch ang nangyari.

[@Negat1ve0n3]

Good day Sir Pat. Pag may early retirement program may Town Hall Meeting rin. Mas malaki pa ang interest ni Uno ngayon. Daily pa. Unli pa transfer. Balik ko na lang yung Gotyme ko sa Maya. Para Maya Uno at Diskartech na lang ako. Pag MP2 Sir Pat di mo magagalaw Yung hulog mo for five years. May option ka na makuha interest yearly. Also mataas interest rate nila and wala tax. For 2024 is 7.03 percent pagkakaalala ko.

[@kulotski2024]

MP2 pa din Pat , wlang cap , high int nasa 7% yta last year , No Tax , Govt backed , wait mo lang 5 yrs ,

[@cristiepaz4551]

Could you address strategies, ensuring the security of digital banking and wallets, given that we frequently use smartphones with banking apps installed? Since our SIM cards are linked to these apps, losing the phone could potentially compromise our accounts, as the finder could easily reset the password and access our funds. (better if one vlog para malinawan at hindi mapraning ang tulad ko)

[@DarenYumol]

kung hindi po nila alam yung pass code nyo po, hindi nila ma-access yung account nyo. i think sim card is just for OTP lng po yun

[@iveronica2331]

sana mag ka time deposit narin ang gotyme #ROADTO75KSUBS

[@JayHeartwing]

Safe po ba yung GoTyme para sa Freelancers? Parang gusto ko kasing subukan para meron pa akong alternatives sa GCash

[@merygo0417]

Sir pano po recover ang gotyme ko kasi nasira po ang simcard ko, e di ko po mabuksan kasi need ng otp

[@donnodora275]

Disappointed din ako. Balak ko pa nmn sana dagdagan savings ko sa Gotyme 😂 Considering Seabank 🤔

[@marwhiljohnabellera4647]

sir pat may nabalitaan ako dun sa cebuana maganda din daw ang interest rate. baka ma try ninyo magawan ng review.

[@viviko4194]

Dito naman mas mura sa SM kaysa sa Robinsons, siguro dahil nasa bgc at McKinley hill ako, nasa grand canal kasi ang Robinsons kaya siguro mahal not the regular Robinsons sya. SM Aura ang to go groceries ko mas mura compare sa iba

[@jimnettetumbaga3668]

Retail Treasury Bond (RTB)

[@aba2916]

Not bad pa rin sa akin. Sa gotyme ko nilalagay yung panggastos money ko for the rewards. If may sobra nilalagay ko sa savings version ng account nila. Aalis ako dito if alisin nila reward.

[@maricelmaramba2907]

temporary lang naman siguro yan sir pat dumadami naman ang demand or gumagamit ng gotyme kaya tataas din ulit yan mas mataas pa sa dating 5%,medyonadi

[@maricelmaramba2907]

temporary lang naman siguro yan sir pat dumadami naman ang demand or gumagamit ng gotyme kaya tataas din ulit yan mas mataas pa sa dating 5%,medyonadi

[@sashafraus9865]

super disappointed kasi ang ganda pa naman ng features nila😢 #roadto75ksubs

[@leaeleginodemonteverde2849]

Boss ung go tyme may dollar na. Look mo. Buy and sell ka gamit ang go tyme bank.

[@jeanmichael8433]

pag million ilagay mo sa mp2 di na aabot ng 5yrs pwede 1yr lang pili ka lang dyan pwede ka rin mag open ng ibang account

[@gidoun]

mula umpisa hangng ngaun, Maya paren ako, meron time depo sa Maya for 6% for 6 months

[@lesley_basic]

Tanong lang Po namali Kasi full name ko,ok lang ba or gawa nalang Ng Bago account? Yung Norman na name ko ay naging "normian"😅😅

[@gheralddeguzman8110]

Sa akin, hindi yan ok..sadyang ganyan ang newly open digital bank, sa una nagpapakilala pa lang sila, kapag marami na ang users ayun my babaguhin na agad sila like yung interest rate.kahit isa yun sa pinakamahalaga sa isang banko😥😥

[@keenrags3723]

natry ko na ang gotyme pero iba parin si tonik kasi madaming features #Roadto75ksubs

[@juliusvillanueva629]

How secure go tyme with this changes ? Bka hindi stable mag invest dito

[@sakeenamixedvlogs]

Ayaw mo mag seataoo sir?

[@PatQuinto]

Sorry pass po...

[@zamshawn16719]

Di naman nakakagulat yun pag baba ng interest since alam nman na introductory promo lang yun, aasahan mo lang siguro kung gaano katagal yun promo.

[@cathiefernando4943]

Kakastart ko pa lang sa gotyme last October 2023. Dito ko nilalagay ang savings ko for my travel by dec2024. Naexcite ako kasi khit pano habang nakatabi ung pang travel ko tumutubonsya. However nakakalungkot tlg yang decrease ng interest rate. 9:53 9:53

[@anamieLaranjo]

Still using gotyme so far goods pa rin sa akin kasi safe ❤

[@sweetmoon4422]

Mataas pa din ang annual interest ni go tyme kumpara sa iba bank .

[@jcsemira9865]

Panu kc dami n nila kustomer kya pde n cla mgbaba prang ng 5% lang sila pra mkaakit ng kustomer

[@JohnrecsAbueva]

Maganda ang gotyme mag ingat lang kayo sa password nyo na walang maka alam jan nag reklamo yong iba nawala pira nila

[@Akimitoyumee]

Kuya pat share naman anu Yung recommended bank mo sa mga ofw

[@kimbertfranco589]

@Pat Quinto sir yung mp2 hindi mo siya ganoon kabilis makuha kasi nakatali ka ng 5 years, compare mo sa gotymebank pwede mo siya mawiwithdraw agad2x At tsaka yung walang capped sa interests maganda na po yan especially kng malaki yung pera na idedeposito mo

[@theresajeancalunod7931]

Hello. Ilang days po darating ang pera pag from Europe po to GoTyme?

[@chritzarsantos9069]

sir panu mgreport ky gotyme bank