I Paid Off $32,000 In Credit Card Debt in 6 Months // How I dramatically changed my money situation

[@CathrinManning]

ohhhhhh we're talking about money mindset! you guys, this was so KEY to helping me change my financial situation 👏

[@beardlong8235]

I am really struggling t understand what you are saying when i am looking at you! What a lovely face you have! Also, your eyes are crazy good. I put the laptop at the kitchen while cooking to only hear but not see you !

[@KirbyEnthusiast]

This was so inspiring, we are just keeping our heads above water at the moment, but I am focused that I can make a income from both channels and leave a legacy for my family . Thankyou so much for this inspiring video on how you changed your mindset , I dread looking at our bank account each month. But now I know there is room for more money in it .👍👍

[@thebeachyfarmhouse6410]

Wow only six months to pay off 3 creditcards thats amazing 😘💕

[@sblensb]

Hello @Cathrin Manning how can I contact you ?

[@KirbyEnthusiast]

@@sblensb check on the main KZbin channel page there are contact details to her email

[@MH-ij9lx]

I think it's important to recognize that for people with salaried jobs they aren't just going to magically make 3x their regular income in 1 month to pay those credit cards off. This is an amazing story but not super relatable to those who don't have that much control over their income.

[@jamestozer9340]

But it is - salaried employees need to diversify their income streams. I'm a salaried manager and have 3 side hustle that take minimal time (I do a little guest speaking, I also do trade stocks and cryptocurrencies, and I also breed a few select animals as I am in farming area). All of which brings a decent side income. I'm also in the process of trying to start two small businesses. It's possible - you just have to make time for you.

[@LisaGallegos]

I had a full time corporate job when I started my dog training side business now my full time business. I started assisting puppy classes to pay off debt and ended up loving it!

[@LisaGallegos]

@@jamestozer9340 exactly!

[@CompanionCait]

I run my own business and did a serious expense cut back one year to try to help with debt. I made the most money I had ever that year and did everything "right". I got absolutely nailed to the wall during tax time due to lack of write offs and the government took way more from me lol. Life really isn't straight forward.

[@5LilJoker5]

Lazy

[@Kudos2Ewe]

Step 1: Make a crap ton of money so you’re able to make more than the bare minimum.

[@OlgaPogozheva]

Such great points here, especially related to money mindset. In Eastern (and in Western) Europe, we don’t have this habit of having debts, because people here hate credits and prefer to pay/be paid 100% of the price. But the mindset “you have to work real hard”, “we can’t afford this”, “save money by putting it under your pillow”, is there. It took me DECADES to overcome my poor mindset. I’m really hoping I’m on the right path now 😺

[@AnnaMillen]

Yes!!! Rewriting that Scarcity Mindset! My mind has been so wired to believe I’m broke that I thought I was broke even when I wasn’t and it then unintentionally self sabotaging to make my reality align with my thoughts... - Ive had this belief that no matter how much I’ll make I won’t have enough because then I’ll have more expenses, so I’m mindful of avoiding lifestyle inflation by focusing on what my essential income is, + a little more and that I can thrive at this point and anything more is extra and that I can obtain it and nurture it.

[@DaisySue]

Yessss driving through nice neighborhoods is the best!! ✨ love the tips in this video!

[@user-fe2oj7iu7z]

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[@buildanadventure]

This is what we love about you, your honesty and transparency help so many aspiring creators! Thank you, Cathrin!

[@LesonaCrochet]

You inspired me and help me sooo much to grow my channel, I learn a lot of useful things from you and I really appreciate everything that you share with us. Thank you Cathrin! ♡

[@Switzerleando]

you can do it!

[@melaniegriesemer]

This is such amazing advice! After so many years of scarcity mindset and saying “I’m broke,” I’ve finally been working through these mindset shifts. This is SO important! Flipping the scripts, sticky notes, writing it in your journal DAILY. 👏🏻👏🏻👏🏻

[@user-fe2oj7iu7z]

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[@AdventuresWithAlex]

Cathrin I LOVED this video. I ate up every word you said and I recently read You Are a Badass from your recommendations and I just loved loved loved that book. I am taking action on what I learned from it and from your channel and I can feel things beginning to align for me. Thank you for sharing!

[@BREEZYM6015]

I'm happy that you were able to pay off your credit card debt. You're making enough money to be able to pay off $32,000 of credit card debt in six months. The average person probably won't be able to do this. Take me for example, I make $3,200 a month after taxes so I'm not able to put a lot of money towards my debts. I'm happy with my income and my job so making more money isn't important to me.

[@sapphiresquire]

I love hearing you talk about manifesting! Manifesting and a good money mindset helped me take the last few steps to get out of debt last year as well.

[@winslow_j]

Literally was just having a conversation with my mentor about limiting beliefs and subconscious thoughts about money. This couldn’t have come at a better time to help get things motion 🙏🏻🙏🏻 thank you for your videos!!

[@user-fe2oj7iu7z]

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[@HollyHargreaves]

THERE'S ROOM FOR MONEY. Love it

[@kelly_savage]

This gives me so much hope and motivation to keep going, thank you! It’s been amazing to watch you grow and now you’re almost at 400k 🎉

[@user-fe2oj7iu7z]

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[@MarkSkrzypczak]

I've gotten in and out of (credit and medical) debt a couple of times. I have experienced all of those feelings you described in this video. Being broke makes you feel it. Changing how you look at money makes it enjoyable. You don't have to ball, but knowing that I don't owe anyone money or not be guilty buying something nice is a great feeling.

[@user-fe2oj7iu7z]

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[@smarthustlersclub6375]

Lots of us are in debts and paying it off is a huge deal! But this is a great contents that shares idea on how to do that!

[@bevvywithbeth7996]

I always love this shit!! It took me best part of 3 years to clear my £5000 debt, and every year since I started working on my limiting beliefs my income has gone up and up :D Thanks for sharing your experience!!

[@Jasante85]

Thanks for being so transparent! Loving this finance series. I'm taking away that line "there's room for more money" I love that spin you put on it 😂

[@user-fe2oj7iu7z]

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[@kathleen444]

wow... i just watched the video from last year, and girl... the change in your energy from then to now is insane :)

[@theworthyofshowpodcast4336]

You've been my work companion over the last couple of weeks and oh my gosh not to be creepy - but I'm obsessed. I love how you deliver content and I've never related more to a creator. Thank you so much for all you do.

[@user-fe2oj7iu7z]

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[@TypicallyKatieYT]

This is the best video you have ever put out to date! That you for keeping it real and honest!

[@user-fe2oj7iu7z]

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[@HeyyyHR]

This is powerful!! Good job!!! Definitely motivation to push out more good content!

[@khalistastot.....6620]

T.h.a.n.k.s f.o.r t.h.e c.o.m.m.e.n.t.s! D.M t.o p.l.a.c.e p.r.o.f.i.t.a.b.l.e i.n.v.e.s.t.m.e.n.t p.l.a.n.s a.n.d B.e.w.a.r.e o.f s.c.a.m.m.e.r.s +1 • 2 • 1 • 3 • 9 • 8 • 0 • 9 • 5 • 7 • 5 W•H•A•T•S•A•P•P

[@fromwithingaming9590]

You deserve it all! I’ve been watching you for a long time now and you have inspired me to grow my own channel. Thanks for all you do! Time to soak up money knowledge!

[@amark8964]

Every time i watch' your video my mind blows up to a new level of thinking. Thank you for alerting me everytime.

[@user-fe2oj7iu7z]

Thanks for watching and comments, We will introduce you to something totally different and quite profitable like BTC. Just DM *+ 1 6 8 9 3 5 6 8 7 8 6* @ W H A T S A P P .

[@stephaniecombs8438]

Very possibly my favorite video to date! Been struggling with becoming completely financially independent. I needed this!!! Thank you!

[@jackiek4159]

Loved this Cathrin! Having a scarcity mindset when it comes to money has been embedded in us throughout childhood and it's soo important to do our own money mindset work! I'm currently working through my own money limiting beliefs and it's soo freeing! Please keep these videos coming! 😍🙌🏻

[@RewiredforJoy]

I found you a few days ago and have been biiiiinging nonstop 😂 the format of your videos is so easy to listen to but at the same time you give so much value. I'm really excited to put into action what you've taught me ✨

[@staceynewland2707]

She's the beeeestttt

[@RewiredforJoy]

@@staceynewland2707 Right?! So much good stuff!!

[@CathrinManning]

oh my gosh WELCOME!!! I'm so glad you found your way to this little corner of the internet!

[@RewiredforJoy]

@@CathrinManning so happy to be here 😁

[@mttfinance]

Great video! Congratulations on making a channel that churns out that revenue! Your hard work and dedication has definitely paid off! Your channel status is definitely a goal for alot of people (myself included) , keep up the great and authentic vids!

[@joshman2648]

Loved this video. Had a scarcity mindset my whole life and didn’t even know it. Hopped on the money game about a year ago and it changed my life. Can’t wait to see what happens in another year.

[@CathrinManning]

it's soooooo common to have a scarcity mindset around money and I think it's still taboo to talk about money and I really want to change that! it's good to talk about money, it's healthy! we all need money to survive so why are we so afraid of it?! we all need to be educated on how to make money, manage money, and spend money in a smart way

[@GearHead704]

Great to bring this series back! I expect this video to blow up. PS - Good luck on the book draft, can't wait to buy one.

[@CathrinManning]

hahaha thank you! we'll see how long it takes me to get this book out but it's been something I've wanted to do for a long time

[@airbnbgirllaura]

Yasss Think and Grow Rich is a classic. Yes, antequated language but the lessons are timeless. Other money books I recommend: Your Money Or Your Life; Rich Dad Poor Dad; Millionaire Next Door; Millionaire Fastlane; Tax-Free Wealth and for good measure, E-Myth Revisited. E-Myth is a business book but it’s about how to build a sustainable and profitable business. Love this content. It speaks to me. Keep it coming!

[@user-fe2oj7iu7z]

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[@CommanderLion]

I love watching your videos. I am broke right now and paying 3 different loans. The worst part is I am jobless. By watching your videos, it inspires me to do better on my contents. I hope one day I will also achieve what you did! More power to your channel ❤️

[@MyFitgirlLifestyle]

Pushing past that money scarcity mindset is one of my biggest challenges but I’m now steadily working towards it.

[@khalistastot.....6620]

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[@iamcourtburns]

Hey Cathrin! Just want to say thank you sooo much you are helping me more than you know. I am feeling like I am in the place you were before you grew so YOU are a huge expander for me so much right now! THANK YOU

[@AdamMellor1]

I love that, about “re-writing limiting beliefs,” thank you. Great video! :)

[@khalistastot.....6620]

Thanks for your comments I would like to introduce you to my trader Jerry Gilbert to help you on your investment in BTC, ETH, Shiba, XRP, and other cryptocurrency W/H/A/T/S/A/P/P +/1/2/1/3/9/8/0/9/5/7/5....

[@EmmaNicole]

This is my favourite channel! You helped me so much with youtube growth and I’m finding these other topics so relevant and interesting too 😍

[@CathrinManning]

awe thank you Emma!!

[@wykevanweelden]

Let’s just appreciate the hard work behind this channel, and the help you provide us. You’re great! Well done 🥰🍀🙏🏼

[@CathrinManning]

awe thank youuuuu

[@staceynewland2707]

Ooh girl why are you speaking to My soul passion is EVERYTHING

[@CathrinManning]

😂😂😂

[@FIREPsyChat]

I love your channel. Are you willing to breakdown how you invest from your income streams (IRA or savings accounts etc) as a full time KZbinr? How do you save for retirement as a business owner? Unless you already have a video about it then I’d love to watch it. Thanks for the quality content you keep putting out!

[@CathrinManning]

that can definitely be a video in the future! I'm not an expert when it comes to investing but I can make a video on that!

[@KellyRossouw]

YAY a main channel video! I love this kind of content :) Cant wait to listen to this - thank you!

[@Dailymomhoodlife]

Love this, I just started practicing manifesting and educating myself with law of attraction and limiting beliefs..this has changed my life and I also paid of all my debt this year 🙌🏻

[@khalistastot.....6620]

T.h.a.n.k.s f.o.r t.h.e c.o.m.m.e.n.t.s! D.M t.o p.l.a.c.e p.r.o.f.i.t.a.b.l.e i.n.v.e.s.t.m.e.n.t p.l.a.n.s a.n.d B.e.w.a.r.e o.f s.c.a.m.m.e.r.s +1 • 2 • 1 • 3 • 9 • 8 • 0 • 9 • 5 • 7 • 5 W•H•A•T•S•A•P•P

[@astridasklov7017]

You never fail to inspire me . ♥️ I love you cause I am trying to go from 0 to thousands and I love the way inspire me I just love you ♥️

[@tanyacamilla]

Thank you Cathrin. This is just what i need right now. I have thise 2 books you mentioned, im gonna re-read them and im also going to do the tips and tricks you mentioned. ❤

[@EwaBrzeskaMortgagesFinance]

I have followed your journey since the first credit card videos and you have inspired me so much! Thank you 🤗💕

[@serenadekeys5382]

Thank you so much for sharing your story with debt. It’s such a taboo thing to talk about but hearing this makes it feel more attainable. I’m aiming to wipe out $20k (mostly loans) in debt within the next two years, and if you were able to wipe out more than that in less time, I’m confident I’ll hit that goal way sooner than I expected

[@user-fe2oj7iu7z]

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[@axeonjacks]

This is my life right now using my credit cards, to pay for business expenses. :(. I’m making lil bit of money here and there but I’m trying to do what you so I’m not struggling. I’m learning a lot thank you, and GoDaddys customer service is amazing.

[@Mental_health_an_Molly]

Watching your videos are so helpful but they also help me with my manifestation because I see how far you have come and it helps me belive that I can too, thankyou x

[@RubesTube]

I freaking adore you and your journey and I’m so happy that you’re doing so well! ♥️

[@KennethFornos]

Awesome Cathrin, I love this video.. keep manifesting!

[@simonwhipps]

I don't think I've ever watched a more relatable video, thanks yet again Cathrin! :)

[@chelseys370]

This was a great video Cathrin! I couldn’t agree more that creating healthy money habits starts with your mindset and beliefs. For a long time I was afraid to look at my bank account and I noticed the avoidance just made that fear greater. Now I make it a habit to check it regularly and if I see something I don’t like, instead of feeling upset I think “great, what’s one small thing I can do to move things in the right direction”

[@user-fe2oj7iu7z]

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[@BrianneIrene]

I LOVED This Video. the part i connected with is the mindset and being in a bad place and finding your way out and up. I loved your comment about leaving the door open. I would love for you to do more videos on this. Thank you for sharing your experiences good, bad, hard and easy It so nice to hear a testimony and the journey of someone achieving the there goals and dreams and where they started and where they are and where they are headed. Thank you .

[@khalistastot.....6620]

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[@AntoniatheUniverse]

I can relate so much to the mindset you had before. I also was sure it doesn't happen ... I love you, Cathrin! Your work is meaningful!

[@khalistastot.....6620]

Thanks for your comments I would like to introduce you to my trader Jerry Gilbert to help you on your investment in BTC, ETH, Shiba, XRP, and other cryptocurrency W/H/A/T/S/A/P/P +/1/2/1/3/9/8/0/9/5/7/5....

[@itsPaulaMarie]

I watch all of your videos. Your personality is so amazing. ☺️

[@CathrinManning]

awe love youuuu

[@DancingDoctors]

Thank you for all your tips..you inspire me to make better content and stay focussed..

[@streamguyentertainment]

I always enjoy your money videos and we all can use ways to lower or eliminate credit card debt. Thanks for sharing this

[@CathrinManning]

yessss credit card debt is never a good thing and if I can get someone to avoid it just by sharing my experience, that's a win for me!

[@mysweetcocoonbaking]

Sooo ready for this video! 🥳💗

[@CathrinManning]

oh hey girllll happy Tuesday!

[@saherhussaini]

love that you're sharing this - I read Jen Sincero's books a while back and need to refresh. Thank you for motivating and shifting the narrative towards money!

[@thecraf-thome1712]

Loved the video…especially the breakdown of monthly income and the amount you paid on your cards. It was exciting to see how it played out. Thanks for sharing!! 💕

[@kailashanand5086]

Cathrin...u have no clue how much you mean to me...I was in a biiig baaad despression, and at that moment, you had your own thing that happened in your life. Watching you come up from tnere to where you are today, is seriously very inspiring...these videos in which you just talk to us I really really enjoy :)) thank you cathrin!!! Idk if I sent this comment early enough for you to see, but if you have thank you, thank you thank you thank you sooooo much

[@user-fe2oj7iu7z]

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[@Coco_Plears]

Things that people really need to know!!!! Thank you for your transparency ❤️

[@CathrinManning]

yessssss so important to talk about all aspects of this life 👏

[@Coco_Plears]

@@CathrinManning Seriously! At least the last year of high school should really set you up for real life!!!

[@familianeurodivergente]

I love your KZbin videos!! Thanks to your great advice I open my KZbin channel 🤩🤩🤩 and I’m so excited! ♥️

[@JusRay]

That’s a blessing and omg this was just at the right time for me to see ❤️❤️🙌🏽🙌🏽

[@BJames]

I love this Cathrin!!! So good!! And can I mention that I’m watching this at exactly 10k views I love it

[@ItsEricSmart]

Got to spend Money To Make Money.. I know From Personal Experience!

[@Ratanang.N]

So you know, you're the reason why I want to start a KZbin channel. You inspire me so much🥺❤

[@user-fe2oj7iu7z]

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[@heavenlymorsels]

This video so resonated with me - especially the money mindset / roll models and manifesting what you want to bring into your life! Just when I think this is your best video yet boom 💥 there’s another one like this one! 🤯 thank you! ❤️ 🙏🏻

[@ms.vickieb]

Very inspiring video! Loved it!

[@RainbowVegansRock]

I love how you were worried at the end about if we liked the video 😂 I found this really interesting because I'm doing a 'No Buy' year to pay off my credit card, my debt was a smaller scale than yours so less than £1000 but it has taken me 6 months of no spending to pay it off anyway. Luckily I'm able to pay for my website expenses each month just don't have a lot left after. I'm going to read those books because I definitely need to change my mindset. Sorry for the essay 🤭

[@user-fe2oj7iu7z]

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[@smarthustlersclub6375]

Do your best! Catherine did a great job paying off that amount! But is really an eye opener for many

[@MurphyPlays1]

Mindset is the greatest tool, in changing your situation, whether that is managing your finances or changing your outlook on life in gerneral.

[@khalistastot.....6620]

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[@Knittingilove]

It is amazing that you can put your coffee into business experience. Food consumption is not classified as an expenses in most EU countries. I think there is even a limit of people per meeting if you would like to have catering put under the expense. You can provide your employees with a water but not yourself (Irish law is that employees have to have access to drinking water… well not during COVID now we need to bring water ourselves).

[@nadinerich]

That is so awesome, I hope you celebrated this accomplishment!

[@CathrinManning]

oh heck yes I did! it was a big day when all that debt was paid off!

[@M-Joy]

Loved this video!! I'm working on my money mindset and this was really helpful, thanks Cathrin!!

[@iamjeannelyons]

You are so inspiring! Thank you for making videos about $$$. 2021 is all about creating financial wellness and abundance for myself!

[@user-fe2oj7iu7z]

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[@elishad.1847]

Great video and excellent advice!

[@thestewardsofgod]

Dave Ramsey's snowball method is one of the best there is to get out of debt quickly.

[@AmoreNlove]

you always so helpful. just added the book to my cart.

[@emilyro8397]

I needed this so much. Thank you for this video!! So happy I ran across your channel!!

[@ybtv597]

I love you Cathrinnnn, thank you for this video!!!

[@colormepoetryproductions4685]

Great video, your videos always motivate me to keep trying.

[@AnnaLiisaWoodSisters]

I love this video so much! Thank you for your high energy, this is very helpful and motivating! Greetings from Berlin, Germany❤💛💚💙

[@user-fe2oj7iu7z]

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[@createwithcait]

I really love how transparent you are with where you started and where you are now with your channel... I am SOO happy you brought this series back!! Very appreciative of all you post it is really helping me with starting my channel too 🥰🥰

[@CathrinManning]

transparency is KEY! It's so easy to look at big youtubers and forget that they started at 0 as well. we all started from the bottom, worked hard, and built a brand that everyone sees today!

[@noovernightguests]

First, Jen Sincero is everything. This is such a good video Cathrin! Mindset is everything when you're taking these leaps and establishing new routines. Girl! I started a KZbin channel, two blogs and opened an online store to provide multiple opportunities to make money outside of my 9 to 5.

[@Loreyna32]

Thank you for this! Try to be have a more positive mindset

[@ElizabethSampson]

I love hearing how you did it! Congratulations to you!

[@CDReimer]

I bought AMC stock at $11/share earlier this year. When prices spiked insanely high again, I made $2,000 in profits and paid off a credit card.

[@fabioferreira8391]

You are so fantastic!!! What a great imput into making money! You rock lady!

[@CalypsoCalvin]

My inspiration, we are early today

[@CathrinManning]

ayeee thanks for being here to watch!

[@CalypsoCalvin]

@@CathrinManning Much appreciated,i might be far away from East Africa kenya,but i learnt alot👌

[@miriamstrauss]

*If you found this comment, I hope you know that you have the potential to be wildly successful. Be the greatest version of yourself. I believe in you ❤️❤️❤️*

[@StephieA]

Happy you posted this because my business expenses are adding up and I still have items to get 🙃🙃🙃

[@user-fe2oj7iu7z]

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[@philipandheather]

Awesome and congrats!!! Being Debt free is the way to be!!!! It opens up a whole new life style!!! It hurts me and my wife to spend any money!!! We still do but we question it when we do. Coming up to a year of being debt free!!! 😀

[@CathrinManning]

oh nooooo I don't like the mindset of being afraid to spend money. YES I agree on being debt free, my goal is to only have a mortgage and that's it! But, I'm never afraid to spend money. It flows from me and to me freely 👏

[@philipandheather]

@@CathrinManning I like how you put that!!! When it comes to blessing other we don’t think twice!!! If it on our heart to do so we do it!!!

[@QuesttoFIRE]

Yessss personal finance is my JAM!!🙌🏻🔥🔥

[@MahalBuhay]

Thanks for all the videos you made.this really helpful

[@MarcusCq]

Yes ma'am! THERE IS ALWAYS ROOM FOR MONEY

[@CathrinManning]

there is ALWAYS room for more money 👏👏👏 such a great affirmation!

[@gtowntowers3510]

You are my inspiration cathrin

[@user-fe2oj7iu7z]

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[@mamavance9298]

The book rich dad poor dad got me out of the mindset that I grew up with. I'm still working on it but I'm happy to say that I'm raising my kids on all most double the income I grew up on. So we are making progress!

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[@robertallen3133]

Love your videos and your honesty ! You are an amazing woman. Thoughts and prayers for you. I post your videos on my Facebook. Again thank you for all that you share and again your honesty.

[@libbysworld7649]

Catherin, this was everything for me today. THANK YOU! Please write a book. I need to buy your ebook, but I mean please write a book on how you manifested your life. You are so important.

[@user-fe2oj7iu7z]

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[@RollingwithTheRobsons]

Some great points there Cathrin. I started my channel as a bit of a joke and also a challenge. I thought like you "I can't make money out of this". Now I am making 70 pounds a month but do wonder could I make enough to replace my full time job at 50K a year. Your numbers do suggest that yes I could with the right mindset.