I TRIPLED MY SAVINGS! : 5 Tips on How to Get Good with Money in 2024

[@CharmdeLeon]

5 Tips on How to Get Good with Money 1. Track your expenses : 1:29 2. Cut back on your expenses : 2:22 3. Increase your income : 3:02 4. Practice Income-Savings=Expenses : 3:42 5. Pay off your debt : 5:04

[@roanasomera5778]

Where can i get your template

[@ralphcastillo5796]

Do you have an accountability group? Discord/messenger/telegram. Can I join?

[@enockcatalan249]

Income - Savings = Expenses is sooooo underrated

[@rainynight8385]

That only applies to the middle class tho. If a family has a small income they sometimes dont have any left after expenses.

[@crayonsandepsilon]

Tracking expenses is really important. Based on personal experience, I tend to overspend if I don't track my spending. These are good tips. Thank you for this video! :)

[@CharmdeLeon]

crayonsandepsilon thank you for watching! I have more videos on personal finance as well ☺️

[@jaze_ph]

Eyyyyyy finally found a fellow channel focused on self improvement and finance!

[@CharmdeLeon]

Heeeey! 👋🏻

[@CharmdeLeon]

I saw your condo living video 😊

[@juliamuana5029]

Woman, I actually took notes HAHAHA. Can’t wait for the next vid! Great job charm 💕

[@CharmdeLeon]

Julia Muana next week! Thanks! ❣️

[@inumakiiisenpai4964]

Whoaa nice content! Thank you YT for recommending this channel. 👌

[@kenlorenz5112]

Excel's really helpful in managing my budget, as well as, simulating future savings and expenses.

[@ge6347]

I just found out your channel now Miss Charm & really grateful to see & watch this. Keep going 🙌🏻

[@lesliemontederamos1703]

Currently watching your videos but I started on personal finance, I am happy that I saw your channel before 2021 ends, para bongga yung 2022 ko by being educated about finances 👌 'It doesnt matter how much you earn, it does matter on how much you keep' - NOTED 💯

[@98vz]

will start to binge watch all ur videos and learn as i go

[@leannemacalalad3825]

Been following this channel just recently and I just now encountered this video from 3 years ago. It's admirable how far you've come, Charm! 🤗 And thanks so much for what you do, I'm a fresh grad who's new to the adulting world in the ph so your channel inspires and helps me out a lot.

[@CharmdeLeon]

❤️❤️❤️

[@millennialentrepinay6240]

I have a money manager app and columnar notebook as well😊

[@lostgaijin8640]

I just started on keeping track with my finances. I usually set aside for my savings first but never track my expenses. I always end up taking some money on my savings. Such a bad habit 😂

[@jingmagallanes5481]

You speak so nicely and very informative ate and I'm so glad your channel now is growing and lots of people are starting to acknowledge you. Binge watching your vids really inspires me to take control of my budgeting and saving up. More power to you! ❤

[@thirddy1313]

Thank you ! The terms are really simple and very helpful, I am just being arrogant and ignoring the right way to manage money, thank you!

[@biancadeguzman1999]

You are like my professor in Personal Finance (taught me about income - savings = expenses) whom I really wished he would be my professor again. I really enjoy watching your videos! Also, content suggestion but you can disregard this suggestion if there is already a topic about it: Pros and cons of real estate investment (such as apartment for rent) I really wanted to start this business even if I don't have money yet but I want to have a heads up about it. I hope you notice this comment, thank you and more power to your growing channel!

[@CharmdeLeon]

Bianca De Guzman hi, Biancs! Yes that’s a great idea! I’ll add that to the list. I co-own a condo right now and profits have been good so far ☺️

[@charlesliclican8453]

Starting to take an interest in the business world all of a sudden. Thanks for the tips earned yourself a sub

[@CharmdeLeon]

Welcome to the fam!

[@jazynthjacinto7647]

Delayed gratification is good too

[@going70wonwoo]

I thought im only the weird one keeping track of my expenses on a spreadsheet. 😂😂😂🥰

[@CharmdeLeon]

You’re not alone! 😂

[@merljane-4769]

I do this too! Hahaha Google sheets to be exact.

[@alvizpaula]

You are not alone dear 🥺💖

[@recipeparakayhubby]

you’re not alone😂😂

[@christinealfato]

No, sissy! We're all in this together!!!! 🤣❤️❤️❤️🔥 #getchaheadinthegame 🐱🦁

[@shangineer]

I love your wall color! 🤍🖤

[@marlonman2009]

Very helpful! This is what I need to learn. Keep up the good work.

[@jhonerickbanzales9255]

You looked so professional ate I admire you hahaha I really hope you'll be successful in KZbin and IRL.

[@CharmdeLeon]

Thank you so much. I wish the same things to you 🤗💕

[@roviell]

tama, how much you keep that matters. This is a good channel. More Paweeer.

[@serotonin9650]

I can’t believe this was your first ever video: you were already speaking like an experienced KZbinr. 😆 - binge watching your videos then this came up on my recommendations

[@CharmdeLeon]

Haha I cringe at this video but thank you! ☺️✌🏻

[@SimpleHouseDesignPH]

You are doing a great job, don't worry. You have a very good inputs. Very informative. Thanks!

[@jaclynabregana2908]

WOHOOOO!!! You are meant to do this!!! This will help SO MANY!!! KEEP GOING, Charm!!!

[@gracev6898]

Laking tulong po nito mamsh! On my 4th month na of savings and expense tracking and umuusad siya talaga. Minsan lang di talaga mapigilan gumastos bigla pero I know kaya ko to' Thank you again for your advises!

[@GG-jb4fx]

You deserve way more followers!! Thanks you for the video ☺️🥰

[@CharmdeLeon]

awwee thanks for watching! ❤️

[@kc48enrera]

Yayyyy! Finally a KZbin channel. Can't wait for more vids, Charm! 💕

[@CharmdeLeon]

Weekly(...hopefully)!! 😂

[@sheengalupo727]

Looking forward for your next vids Charm!! 🙌🏻🙌🏻🙌🏻

[@donnamaelingamen6132]

Hi Charm! I’m really inspired with all of your content. Please make more videos like this!

[@juliannetongco7123]

Started watching from your first vid🤗🤗

[@orangecurly]

I agree. I hope as many people would learn to do this kesa hiram ng hiram sa ibang tao. Parang pinapasalo sa ibang tao yung mga responsibilidad nila.

[@livinlabelle]

Hi Charm. You're now my fave youtube channel. Instead of watching downloaded netflix series sa byahe, ikaw na yung mas gusto kong panoorin. And oh, my fave budgeting app is timely bills.

[@CharmdeLeon]

❤️❤️❤️

[@knkpro011]

Just watched this video and from you asking ideas for content here, I'm pretty sure now that you've got tons of ideas to share with us in the future. Keep up the good work.

[@alitabanie8511]

Nagstart ako magtrack ng expenses last yr of oct. Medyo nahihiya ko kasi pag bili ko ilolog ko sya sa phone hehe, pero nakatulong talaga sya . Kasi dati malaki sahod o hindi lagi wlang natitira at diko pa alam ano ang pinagbbili ko. Hahaha, ngayon nakakapgsave nko kht papaano may natitira bago sumahod. Isa pa nadiscover ko na malaki ang nagagastos ko sa convinience store buying unhealthy foods.Hehe

[@cristenoliveros]

Hi just wanted to say I recently stumbled upon your channel and your content has helped me realign in terms of priorities in finances! Thanks Charm!

[@CharmdeLeon]

Cristen Oliveros That makes me so happy, thank you so much! ☺️

[@doal123uayamik8]

In less than a year i was able to save 100k tracking your expenses does help a lot. I use a tracking app on my phone.

[@smbc6560]

Parating na 13th month namin. I want to use it wisely this time. Thank you for sharing your knowledge 😊

[@GlaizaJournals]

I love your videos! You explain stuff very good as well. 💕 I look forward learning more from you .

[@roseanntelen649]

I thought im only the weird one keeping track of my expenses . Thank you for this very informative video

[@rddcc.9627]

Nice vid! I think it is also important to set aside money for your wants or "luho". This is just as important as saving imo.. this drives you to do better the next month!

[@dindinlagdameo6738]

The best backdrop!

[@lanaag8857]

This kind of content! ❤️ Thanks for the awesome tips!

[@karlag5613]

Loved this video!!!🙌🏻🙌🏻

[@eulachster]

Thank you! Simple but very useful tips. Great work!

[@shania1465]

I'm here now. Thank you for this 💖🤗

[@blessmajoyabenes6202]

your vids are easy to understand and follow po. Thank you! ❤️

[@gbcollection7994]

Thank you for this video.God Bless.From Philippines

[@gracefilled_]

Watching this in 2022, simple yet very informative ✨✨✨

[@duckywannabee4217]

Been really helpful to me since I subscribe d😊

[@katherinecabrera7888]

you inspired me, thanks i really need this now.. 😍

[@shannelavenido4686]

No. 1 talaga 👌

[@carlosmadrid6604]

Helpful thank you 13th month pay is coming , i m doing it wrong , income -expenses = savings , thanks for the great idea 😀, miss Charm

[@HASmarie24]

If pandemic did not happen.Im not sure if I will know this...Glad I was able to watch youtube videos and learn this financial tips...Thanks for your channel. Godbless

[@michelletorresuntalan6819]

Such an, interesting topic! Liked and subscribed! Good luck on your channel, yen 😘😍

[@CharmdeLeon]

Thanks, chi! 😘

[@markrafaelcorpuz3568]

Been binge watching your vids since last week😂 I finally made my own budget tracker using spreadsheet.

[@CharmdeLeon]

I’m so proud!!! 🥺🥺🥺

[@markrafaelcorpuz3568]

@@CharmdeLeon I'm going to save up now for my emergency fund so that I can finally start investing in the Stock Market. Thanks to your videos, I'm learning a lot❣

[@shenaniganszxc57]

Great vid!

[@direklester926]

Galing!!! Very simple and precise

[@gatootz]

Very helpful ❤️ I also used my planner to track my savings. But I’ll try to use the spreadsheet. Thank you!

[@paymentallaboutcases1354]

CHARM!!! Cheering you from Manila. Known you for quite a while now and its nice learning from you!. keep it up Charms. -Berns

[@CharmdeLeon]

Hi, Berns!! Thank you thank you! Hope to see you soon in Cebu again!

[@merlynjoyjadie1630]

Very informative content. Thanks.

[@chantilychua399]

Proud of u charm!! ❤️ learned alot!

[@Darille2022]

New subscriber here, im doing a marathon of your contents, I learn a lot! :)

[@CharmdeLeon]

Thank you! Welcome to the channel! ☺️✌🏻

[@michellehallazgodelmo7497]

This really helps for everyone! 👏👍🏻

[@romamelaguila9782]

Thanks for your useful tips! I might have to follow these and see what it does to me. and.. I like your white shirt.. where did u buy :D

[@CharmdeLeon]

Thank you 🤗 This is a shirt from either Zara or H&M. I have so many white T-shirts 😂

[@unlirhys]

Watching this after the ℹ button appeared on your 2021 Budgeting Vid. Ang cute and nice na you're just so genuine with your vids. No filter, you even said "I'm new to this" which simply shows your humility 😍 Finally, looking back here, ang layo na ng narating mo! Your current vids are so smooth and Lalo ka pang mas confident na nagsasalita. You've come a long way and we're proud of you for the journey you've taken. 😊 Huuugs 🤗

[@CharmdeLeon]

🥺🥺🥺 Thank you!

[@TheJiangsLife]

I got here because of Maven's video and we heard you! Thanks for the great tips. 😊

[@CharmdeLeon]

The Jiang's Life oh heeey! Thank you for visiting my channel! ☺️

[@jimbernardo]

Tracking your expenses won’t betray you 😍😍

[@mariewannaaa]

I have Money manager just sitting on my phone and now im diligently recording EVERYTHINGGG

[@marimelabigan9914]

Lol I'm doing a movie marathon with your videos huhu I started at 1am AHAHAHAHAHHAHA love your vids huhu

[@jennelynlabrador7867]

Thank you so much!!!!

[@jamilazarsuelo9535]

Hello! Can I have the link for the spreadsheet? I think it's not anymore. Thanks!

[@artcloud_5689]

Something that I did wrong with tracking expenses is that hindi ko nirecord ung mga maliliit na expenses like ung mga less than 50 pesos or 100 pesos. thats something im trying to change now bc its better for me to know how i spend my money down to last centavo esp now that I really want to start investing more. Small amounts will still accumulate over time and small expenses is something you still spend your money with so it matters. 😊

[@yondaimers2388]

Ngiga, keep it up charm! Subbed already.

[@CharmdeLeon]

Thanks, Earl!

[@sheriquiambao7062]

It’s my first time seeing your vids but I already love it and can’t help not to subscribe! This is very helpful. Thanks for the tips! ❤️

[@miuaia1]

Subscribed muyeeng!!

[@DavidTheDelfin]

Nice one 👍

[@CharmdeLeon]

David Delfin thank you! 😊

[@markanthonymargate1063]

I like ur thoughts. Someday I want to become a motivational speaker too about savings, finances,income thru my experience! Keep it up, Let's Get Rich ✨ Ang positive mo na tao ang sarap mo kausap about sharing same thoughts. Keep it uuuup 🔥

[@johnhypaull.macate8967]

Right idea

[@kuyajepoytv8223]

What I do is income-saving=savings hehe I love what I heard.

[@dolce.luna08]

My favorite go-to video.

[@CharmdeLeon]

Zarah Libozada i just rewatched this and...thank you so much for making this your go-to video 😂 It was my first video and I had a lot of room for improvement but you stuck around for the message. 💕

[@dolce.luna08]

@@CharmdeLeon 💓🥰 It was a great video kapag medyo nawawala sa landas Lalo na with all the online sales. Thank you for this video po. 💓💓💓

[@josephmosca9428]

Thank for ur tips godbless you .

[@macheriedeleon3384]

Thank you! ❤️💵

[@Dongskiii]

Hi Ma'am, I'm seriously considering getting a condo and rent it out like AirBnB, please tackle this topic to give us ideas on what to consider and what to avoid before getting started in renting business.

[@CharmdeLeon]

Will do! Lots of Real estate videos coming soon ☺️

[@GraceAndyvlogUK]

HI THANKS FOR THE TIPS:)

[@CharmdeLeon]

Grace’s Stories in UK you’re welcome. Thank you for watching!

[@joannagabriel6452]

Im using a money manager app 😊

[@loremipsum928]

You looked so familiar, wasn't sure why. Then I visited your IG, turns out we went to the same arki school haha mao diay! Thanks sa money tips!

[@CharmdeLeon]

😱😱 small world haha

[@official_ate_gi_channel]

I share the same love for eating out. It's so hard to curb this. I love sushi and I need a fix almost weekly. hahaha!! Any suggestions to stop this will be appreciated.

[@CharmdeLeon]

Setting a limit 😅 that’s what I did and it was effective. Making cooking at home fun also helps

[@rizelsulit6834]

Thank you ate ❤️

[@XhiiaCardinio]

Hi Charm! I like all your videos, we have the same content - sharing information to Millennials about finance! Keep it going. Looking forward to meet you and have a collab as well

[@johnmitchjayno3937]

Can you share some of your side hussles or ideas about small business. Thanks!

[@CharmdeLeon]

I have a video on that. kzbin.info/www/bejne/iHfZnaFqqM2IaM0

[@mariewannaaa]

I noticed it getting dark hahaha Go get it girl 👌🏼👌🏼👌🏼

[@CharmdeLeon]

mariewannaaa super noob! 😂 next time, I won’t film at 4:30pm.

[@mariewannaaa]

But omgeee lurveeee 😍 Notif squad whadduppp

[@orangecurly]

I agree.

[@eazytv23]

Isn't that paying debts first before savings up for the future? Coz it defeats the purpose of you saving up if you will just pay all your debts

[@CharmdeLeon]

Erick Pariñas For me personally, if you don’t have the foundations (habits of saving and budgeting), you’d just be chasing and paying debt after debt; and without savings, incase of emergencies, you’ll be more in debt. :)

[@apflorent]

I agree. Paying debts first.

[@phyllisstudio]

Love your content

[@CharmdeLeon]

Thank you!

[@jamesannjosalomon6986]

Do you still have a link to your expense tracker excel file? Wanna follow yours since mine is a bit topsy turvy.

[@CharmdeLeon]

James Annjo Salomon hi, yes! I posted it on the Facebook group for all to download (facebook.com/groups/ready2adultph)

[@jamesannjosalomon6986]

@@CharmdeLeon Unfortunately I have deactivated my facebook profile for a while. I might not get access to it. Anyway, enjoyed and learning a lot from your vlogs. Keep up the good work of informing millenials on how to properly handle finances.

[@CharmdeLeon]

James Annjo Salomon oh! Okay try this, but it’s an uneditable file so you’ll have to make a copy docs.google.com/spreadsheets/d/1ckVflSsrrO_whaEbnE-vLiz4xezCRF6lEXGSglxPijs/edit

[@jamesannjosalomon6986]

@@CharmdeLeon Thank you so much! Hope you can do a video about Pag IBIG MP2 and other government investments (SSS) so we can also learn about it.

[@ThirdyAntonio]

Where is the link for the Spreadsheet ?

[@RBMndz]

more vids pls. 😃👍👍 btw i just saw your comment from one of sir chinkee tan vids buti nalang na curios ako sa name ng page, now im here watching your vids Grest tips keep it up po more vids 😃😃

[@CharmdeLeon]

Remie Rems thank you! Will be posting another video on Sunday ☺️

[@marinojasper6479]

Thank you ☺️

[@CharmdeLeon]

Marino Jasper hello! You’re welcome ☺️