ICICI Bank Education Loan For Abroad Studies | Foreign Education Loan From Private Banks

[@GyanDhan]

Check your education loan eligibility: bit.ly/2TBjVYI

[@richarashmi3055]

What if I want non-collateral loan for studying in abroad and have good co-applicant profile except for the fact that he is already paying emi for another loan?

[@GyanDhan]

Income should be well enough to pay both loans. Check your eligibility here: bit.ly/2vb3V6v

[@queenndd]

Hi, CIBIL score of coapplicant is mandatory?

[@GyanDhan]

Hi, Thank you very much for contacting GyanDhan. We would like to inform you that yes, Cibil score of both the applicant and co-applicant works as a catalyst in your loan approval process. However it is not a sole criteria to borrow an education loan. You can get your free personalized assessment by checking out our eligibility tool below: www.gyandhan.com/loaneligs?campaign_method=google&campaign_partner=home-page We also request you to share your contact details at [e-mail], so one of our counselor can get in touch with you and assist you for the same. Looking forward to hearing from you. Warm Regards, Team Gyan Dhan"

[@garrysandhu2911]

Can we close loan after reaching abroad bcz i only need 10 lakh with my saving funds to show fund to university after that we can pay loan in couple of months

[@nirmalvijayan3729]

I have a non agricultural land without building . Will They accept this land as a collateral? From sbi the manager told me they won't accept land without building

[@GyanDhan]

Plot is acceptable as a collateral. But it depends on the few restrictions that differ from state to state. Please mail us with your contact details at [e-mail]. We would be more than happy to help. Our help is free of cost.

[@Crazy-Cartoon-Circus]

does australia accept icici non collateral education loan for masters?

[@GyanDhan]

Hey! Yes Australia does accept unsecured loans for masters. You can get your free, personalised assessment by checking out our loan eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan

[@hrushikeshchavan3444]

Thank you so much for putting this video up its really so helpful for us students.

[@GyanDhan]

Thanks a lot

[@athiraathii1213]

Icici not giving loan due to my father have no good bank statement. We have high valued collateral

[@GyanDhan]

Please mail us with your contact details at [e-mail]

[@stefimariamjose8816]

Are you malayali ?

[@stefimariamjose8816]

If Axis or ICICI bank not providing you loan then try South Indian bank.. They might provide uh education loan

[@minato1733]

@@GyanDhan does icici lend money on the basis of bant statement of co-applicant ? If yes then is there any requirement regarding the same ( bank statement ) ?

[@bneelima8914]

I want a non colletral loan for studying in Thailand. Could you please suggest me some banks .

[@GyanDhan]

Hello, A similar query has already been answered on GD Connect. For a detailed answer, kindly refer to the link given below: discussions.gyandhan.com/t/non-collateral-education-loans-for-studying-in-thailand/14285/2 Regards, Team GyanDhan!

[@adityachopra18]

Can we take living expenses in loan?

[@GyanDhan]

Hello, yes banks cover the cost of living expenses in the loan amount. However the extent of coverage varies from one bank to another reason being living expenses can be a very broad category including expenses related to food, rent, daily expenses, etc.

[@delulufemale]

Is this applicable for unsecured loan for ug diploma in Canada as well?

[@GyanDhan]

No. For masters only

[@canadavlogs417]

hi

[@aashaypatil3044]

i asked for oxford brookes university and icici bank charging me 12.5 to 14% with no moratorium period

[@GyanDhan]

In unsecured loan, you have to pay certain amount during study period also

[@aashaypatil3044]

@@GyanDhan yes its simple or partial interest but they are asking for emi from next months

[@jsandhu6091]

What is processing time of education loan?

[@GyanDhan]

It usually takes 5-7 working days. In covid times currently, the process can be delayed by 3-4 days.

[@jsandhu6091]

@@GyanDhan i hv applied it on 23rd april nd still there is no update

[@GyanDhan]

Share your contact and other details at [e-mail].

[@minato1733]

@@jsandhu6091 how long it took in your case ? Did you got the loan

[@jsandhu6091]

@@minato1733 3months

[@r1sh184]

How icici pay Canadian gic?

[@GyanDhan]

Hello! Thank you for reaching out to GyanDhan. The bank will directly disburse the amount into your GIC Account. Hope this helps!

[@trilo5]

Is there any age limit for co applicant

[@GyanDhan]

Hello. Thank you so much for contacting us! We would like to inform you that as such there is no existing age limit, However, the condition may vary as per the eligibility criteria. In case the co - applicant if salaried the ideal acceptable age is up to 62 years, moreover in case the co - applicant if self employed the ideal acceptable age is up to 65 years. Hope this helps !

[@gurkiratsarao9847]

If it gives loan on diploma

[@GyanDhan]

For PG Diploma yes

[@Pumapunka4828]

Pre disbursement option available?

[@GyanDhan]

Yes

[@payalrathod2852]

Sir can I get upto 35 under collateral lakh for mbbs private in India

[@GyanDhan]

With collateral it can be done.

[@aniketgupta3664]

Which clg u r thinking??

[@jamshidasultana922]

Why Russia Country has not in your Search box???

[@GyanDhan]

Hello Muzam, Sorry, but we cannot assist with loans for studies in Russia. Getting an education loan for Russia from an Indian lender is quite difficult.

[@stefimariamjose8816]

Do we need to pay interest while doing the course ?

[@stefimariamjose8816]

I have only 56% in 12th.. do I get loan secured loan ?

[@GyanDhan]

Yes you can. Depends on the course and college too. In unsecured loan, you will have to pay some amount during the study period.

[@GyanDhan]

Check your education loan eligibility- bit.ly/2TBjVYI

[@Canadianscenic]

My Parent's Cibil score is good Can I have any chance to have this?... But when I asked ICICI bank in our region (me from Kerala) they are not willing to provide Education loan without collateral... What can I do for it? PLZ reply

[@GyanDhan]

Please provide us your contact details at [e-mail]. Our counselor will get in touch with you.

[@Canadianscenic]

@@GyanDhan oh sure

[@jinuz7468]

I have offer letter for Ug diploma in canada can I apply for educational loan in icici bank… Pls assist

[@GyanDhan]

Hello Jinu'z, Yes, you can apply for an education loan. Check your education loan eligibility here: bit.ly/2TBjVYI

[@ShubhamGupta-or5jg]

Hlw Sir, Is Cibil score is mandatory for co-applicant for abroad studies, if i hv to take loan of 10-15lac nd wat minimum salary he/she should be ???

[@GyanDhan]

It should be at least 30k per month. Cibil score is checked to ensure that coapplicant has a good credit history

[@ShubhamGupta-or5jg]

@@GyanDhan Sir, my co-applicant hv 25k per month, cibil score to nhi h sir loan kbhi liya nhi... Toh can you guide me in this wat should i do i hv to take loan in Nov or Dec.

[@stefimariamjose8816]

If uh have above 75% in academics then try South Indian Bank

[@ShubhamGupta-or5jg]

@@stefimariamjose8816 No, i hv only 67% in b.tech but i hv 3yrs of exp. in my field with pvt. Ltd organization.

[@skahmed5603]

Is this loan without co-applicant

[@GyanDhan]

Yes

[@skahmed5603]

@@GyanDhan how

[@noorsharif2145]

Can I get loan for mbbs in egypt

[@GyanDhan]

Sorry, loans for mbbs aren’t possible without collateral

[@noorsharif2145]

I will give colletral but can I get loan for mbbs in egypt

[@namratha3676]

Can I have an education loan for my undergraduate without collateral? Waht can be the maximum amount???

[@GyanDhan]

Please Check your education loan eligibility: bit.ly/2TBjVYI

[@anandhubabu7883]

My parents CIBIL score is low , is there any chance to get the loan?

[@GyanDhan]

You can make your siblings or uncle or aunt as a financial co-applicant.

[@targetmbbsneetwarriors2963]

Sir I want 1 crore education loan for My master of Surgery In india only .... Can I get please reply

[@GyanDhan]

It is only possible if you have any property to put as security

[@satishdora6170]

Hii sir pls assist me to get this loan my father have not any itr report and cibill score is so low how can I get this loan I need only 2lakh 🙏🙏

[@GyanDhan]

Hi Satish. Please mail us your contact details at [e-mail]. Our counsellor will get in touch with you

[@chetansolanki476]

They also ask for FD of interest fir first year

[@GyanDhan]

We can do it for you devoid of that as well.

[@queenndd]

Hi, my father is working as a consultant. So he can't get the salary slip but instead he will get Consultancy Fee Certificate. Will that be OK to apply for a student loan as a coapplicant?

[@GyanDhan]

Yes it can work. ITR should be there.

[@raviamin2496]

Is fees + GIC included in loan?

[@GyanDhan]

You can include GIC amount in the requested loan amount

[@mohammedilyaskhankalekhanp9017]

Onl talk

[@sureshgupta9060]

(Y)