WHY Indian Students Pay More for Education Loans - HIDDEN CHARGES

#education #educationloan
Thinking of an education loan? Beware the pitfalls that come with education loans! Learn how to navigate the complexities of education loans before you commit. Don't let education loans derail your financial future-get informed!
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How Education Loans Can be a Terrible Trap 🤬- • How Education Loans Ca...
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0:00- Introduction
0:38 - TCS
2:05- Each percentage of loan
2:20 - Moratorium Period Scam
3:24 - Processing Fees
4:03- Loan Insurance
5:57 - MOST IMPORTANT TIP
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[@murradonrun]

MUST WATCH - How Education Loans Can be a Terrible Trap 🤬- kzbin.info/www/bejne/m17cqZKpn5Zkb8k

[@rudrapatra9934]

That's why Murrad is the best

[@murradonrun]

my mannnnn

[@emosir2]

Sahi bola bhai Bank wale sabh scam karte hai. Nahi bata te hidden charges. Very eye opening video Maine toh wemakescholars se liye, SBI se, please make a video about them. Everyone should know wemakescholars

[@apardeepsingh5300]

was your experience good with wemakescholars, as I am also thinking about taking education loan with WMS?

[@emosir2]

​@@apardeepsingh5300 mera credit check hi nahi kar rahe the bank wale. They got it done super fast. You should definitely visit them, you will get your loan sanctioned

[@deepganguly6812]

@@apardeepsingh5300 I am processing the loan through them, they are helpful

[@jivanparekh2107]

Bro plss give your any social handle id for inquiry of wemakescholers...I also want take education loan that's why

[@riddhisawant]

Quality content 💯keep it up!!

[@vishakhapatel945]

13% rate bro. (spoiling my father"s life)

[@anuronguha0898]

konsi bank se liya tha bro ?

[@yuuta3916]

​@@anuronguha0898axis Bank he shayad rn unka rate 13.5 chal rha he lol

[@anuronguha0898]

@@suyashweeb abhi konse college me admission loge ?

[@suyashweeb]

@@anuronguha0898 local college le liya now work capability >> college (for me)

[@shreyasvempala657]

@@suyashweeb hi toh fir education loan le rhe ho? mai bhi soch rha tha manipal ke liye , kaisa mil rha hai??

[@sanskritisaxena14]

Hey. Please make a course specific Masters video. It's a humble request. Which countries to go for MS in Finance or Quants, including a few university names

[@deepganguly6812]

public banks are the slowest in terms of processing but will provide the best loan package overall

[@murradonrun]

trueee, and people are always in a rush

[@gettheall123]

Like.... Which one...

[@Proooooooyytrtgbh2479]

Like??

[@confuciuskrish1351]

Likee....?

[@jitendrakumar-vv8ho]

Nope i got loan of 17lakhs in just 10 days without any hassle at sbi.

[@repeshr4607]

This video was need of the hour ❤ Thanks Murrad Bhaiya

[@abinashbir789]

Bhai itna camera angle change kar dia Mera dimag ghum Gaya 👽

[@Raj_9507_]

Should I worry about all the things that you mentioned in the video if I get an educated loan of 5-6 lakhs for MCA?

[@harshxetry]

me abhi education loan me india k college se bachlors degree kar raha hu but mujhe masters k liye abroad jana to murad sir kya me masters k abroad ja sakta hu plz reply its very important for carrier

[@VikasKumarYadav-xo9vq]

Thanks bhaiya pahale baar aap ka video dekha aur bohot help full tha

[@UjjwalAwasthi]

Bro aapne bataya iske baare main bohot achi baat hai par I have a query banks ko kaise pata chala ki aap ye video upload karne wale ho loans ke upar aur dusri baat agar wo video padne ke baad dekhte banks wale to aadhe se jadha log to video dekh chuke hote phir kya fayeda

[@lohitkumargorh6033]

How to tackle the hidden charges??

[@immjb]

Got Indian bank loan @8.75% only for 6lacs..it was sanctioned in 2017 November and now 1Lacs pending overall.

[@dreamermedico8019]

Plz tell which bank you take the loan plz it's helpful for me suggest the bank to take loan

[@4veek]

Indian bank​@@dreamermedico8019

[@guptacreation7580]

Tell me your experience in loan, what we have to do is there any hidden charge. Advantage and disadvantag

[@cenoyfrancistomy9c419]

Great video!! Also pls make a video about UG and PG courses in Netherlands v/s Ireland

[@anirudhkundu722]

Scam baba mat aao

[@DhanrajParmar2002]

This is the first video of yours which I i saw, Too much informative video bro keep up this good work☺️ and here you earned one more subscriber🤝🏻🙏🏻

[@Truptis869]

Yeah... yeh sab correct hai but in real Public banks do scam ... they only provide loan up to 80 or else 85% rest we have to pay .... ND private banks Purna 100% loan sanction krte hai.... at the end Public bank main 5 6 lakhs Hume dalne hai... ya fir private banks ko badmain bharne hai... one ND the same

[@Aayeinjogi]

Do we need any particular score in 12th to get educational loan?

[@yash-srivastava]

Just go for sbi scholar loan but that's for students in top colleges only..

[@shozab9055]

Hi murrad. Can you please make the video on. Like, Kon kon se countries me after September admission start hongay😊i love to see that video on your channel❤❤

[@dolandtrump668]

What about pre payment if i pre pay I have to pay full amount or amount and interest till that date only

[@amanbirsingh4463]

Usually, when students get an offer letter from the college asking them to pay the fees, there is a stated deadline. Usually less than month. Public banks in India tend to offer the most competitive rates for Education loan but most of them take a month or more to disburse the loan. Students end up going to the private players instead and paying hefty amounts in interest. I believe the best way is to take your loan from a private player if there is a time crunch and then get it refinanced by a public bank later. Over the long run, will save you a great deal

[@vaidikrider]

Thanks bhaiya great video

[@murradonrun]

thankyou so much

[@AyushKumar-wi3ue]

Bhaiya please ek video bsc physics pe bana do german universities pe bohot problem aa rahi hai sahi se guidance nhi mil pa raha hai

[@praptipatel1802]

Hello sir Applied for loan in hdfc credila for diploma in nursing at canada They first said only partial interest will be charged every month once the loan is sanctioned. But later on after all the procedure , the manager informed that every month EMI will be charged after the loan is sanctioned Is that true that the students who take the loan after 12th without any graduation needs to pay EMI compulsorily every month after the loan disbursement. Please help me because neither a single video nor any google website is saying about this law.

[@ayanjamirshiakh3114]

Bhai kya aap bank ke turms and conditions ke bare mai bata sakte ho.

[@manansethi2865]

Amazing vid man

[@vaishnavishingne3729]

THANK YOU FOR THIS!

[@hobbycaddy]

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@akanti7454]

Education loan bank mein transfer hota hain or college mein payment karnek badhi bank mein ayega money ??

[@sushantgambhir8985]

Please make separate videos for each category of lender

[@snehakushwaha-rj8ok]

Murrad Bhaijaan i am going to take admission in bsc nursing from Lucknow ,so 4 years ke fee around 5 lakh tk lenge to kya aap bta skte hai ki mujhe etne ke liye kaise lone lena chahiye mujhe kitna interest dena hoga, koi security bhi lgega ya nhi Please reply me

[@LalithaRekha-vg7jd]

Hii brother,Can you tell me which country is best for BFA

[@AK10MV]

Bro I have an offer for MSc International Management from University of Strathclyde what you would suggest? I have experience of 3 years back in India.

[@KD-mc4qe]

mujhe khud loan lena edu ka but without collateral and co applicant kya karu murrad bhai please bataye

[@miltiaryforcesvolgs3053]

To bhai fir kha sey education lona ley???

[@adarshprasad177]

Got 10 lakhs sanctioned via hdfc bank at 4% interest p.a through west Bengal student credit card scheme 😅

[@sagar7ane]

Bhai mujhe bhi krana h iim k liye

[@rizwanalam3074]

Which college are you studying? Can I get 4% interest in private colleges like techno international

[@adarshprasad177]

@@rizwanalam3074 yess you can check the list of colleges on the website

[@azhar5262]

How is prodigy for education loan?

[@KhushiChugh-vb7jr]

Murrad is the best content creator he truly loves his audience 🥰💗

[@satish_dewasi]

You provide services to only those students who want to study abroad or you also assist those who wanted loan to study in india

[@gayatrisolanki-md5yw]

That's the only reason you are besttttttttt😭❤️

[@RI-Boruto]

rejecting sponsor is a huge thing

[@HomemadeFoodQuest]

Insurance premium sanctioned amount ka 0.75% lere hai central bank so what to do

[@arjuntyagi5860]

International money transfer charges bhi honge hoga agar koi india ke bhar padhe toh

[@adhidhannsigaion2561]

I actually love your videos but try to do more in English man! Will reach

[@AMFoodie123]

Yes Bro, Maine bhi Union Bank Se Education loan liya hai only 7 lakh ka or 5 month me return bhi kar Diya. Ku ki Germany Me hu haha 😅. Ur Every VIDEO IS GOOD FOR study abroad.

[@stevekane7199]

What are you doing in Germany?

[@AMFoodie123]

@@stevekane7199 master in logistics and Supply chain management

[@Proooooooyytrtgbh2479]

Yes income zyada hai aur no study loan just rehna ka kharcha

[@AMFoodie123]

@@Proooooooyytrtgbh2479 ha rehna ke kharch jayada hai, but monthly 2100 euro ban jata hai mera Warehouse Me part time or Vacation me 3000+ euro chla jata hai, sure me mujhe only 2 months little bit problem ai thi . 😂

[@AMFoodie123]

@@stevekane7199 Master in logistics and Supply chain management

[@sachinmali1086]

Bro My parents spend on some other thing which is kind of necessary So that's why They are unable to pay my whole fees But if i take a education of 4 lac rs ( tuition fee + hostel+ mess all included) for b tech degree And college average package is around 5 to 6 lac Then is it good ? And from which bank i should take ?

[@sparshraikar4333]

Hi Murrad I’ve got admit from Warwick Business School for MIM program, how is the university and career aspects after graduation from Warwick?

[@hobbycaddy]

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@saul2309]

I have a GMAT score of 730, along with a strong social profile and excellent academic credentials. Additionally, I own a small-scale business that I started one year after graduating, it has been almost 3 years since graduation.I'm confident about securing admission to a top business school in the USA, but my main concern is the financial aspect, as I don't have any assets like a house to provide as collateral. Could someone explain how it's possible to obtain a loan for such a substantial amount (almost $150,000, excluding scholarships)? I was thinking about Stanford,harvard, wharton,Mit and such while writing the financial aspect of the above paragraph.

[@hobbycaddy]

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@PronayKhan-xy2kc]

Murrad please make a video on how to get into MIT and other top universities. And please make a roadmap for MIT please 🙏🙏🙏🙏🙏🙏

[@sunitapal_01]

Bro toh fir IIM ka liya kha sa fees arrange kara

[@rinkubrahmbhatt3591]

Hey Murad what suggest on Birmingham city university masters programme in finance & investment or in marketing ?

[@djrojit]

Murad has already explained several times in many videos about choosing the right university. From what I've understood, it's better to stay in India rather than go to mid-level universities for specialized courses. Try to get enrolled in top-tier universities, such as the University of Liverpool, London Business School, Imperial College London, Edinburgh Business School, to name a few.

[@abhijithpm7169]

Bro,i took the application for a non-collateral loan.Because i don't have the value of collateral as same as fees.Colleteral value is less.So i want to take a non-colleteral loan through online media like upcreds,gyandhan etc.I think they don't have any public banks with them.They met me with other private banks as well like credila hdfc and others.Is there any problem while i move like this?please reply to me asap.

[@hobbycaddy]

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@singerarora6]

Can ca students get education loan ?

[@devswaroopdas1913]

Hii murrad just wanted to know your team success rate for study abroad as it is not mentioned anywhere on google or any reviews plz Let me know any of your success stories with students and just wanna is this team of yours really legitimate and work towards us to get the admissions

[@Cutoff27]

Thank you bhaiya 🙏😁😁😁

[@deepganguly6812]

bro computer engineering vs electronics engineering me konsa lena chahiye?

[@murradonrun]

I would choose CS

[@Rajdeep_]

Thank you…

[@koc556]

Add English subtitles please

[@tanmaypuri7824]

Hi murrad I recently connected to your team to get help with my application for public german University bachelor's. But i got to know that you only help with private universities for bachelor's in Germany whereas you suggest in your videos that punlic is best but you guys dont even help with that.

[@lakshmamaniya1034]

How is prodigy finance?

[@dibyagaming6285]

Should i go for bachelor in risk management or bachelor in finance Which one would be more affordable?? I've interest in both

[@murradonrun]

bachelors in finance is what I would choose any day

[@God_2025]

Can you make video on how Switzerland is for studies?

[@murradonrun]

Next videoo that

[@samikshakapale7973]

Can we get education loan for management quota seat

[@devbheniwal3307]

Sir muze bs 4lakh ka loan chaiye kaise milega college wale bcom. Degree mang rhe hai

[@Rohit-tp7qx]

My bank gave me no moratorium period

[@angie_3169]

Murrad I have an offer from UCD Dublin for finance and economics for bachelors should I go for it??

[@murradonrun]

Yes if you have the funds go for it yess

[@prasannaasangihal758]

Hi murrad i have got masters offer from University of Liverpool i have to take up 40 lakh as loan i dont have any savings so. But here back in hometown i have 12 lpa salary in mid level company. So should i go ahead with it or not. As uk has bad job market

[@hobbycaddy]

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@shashibhardwaj3749]

I still didn't get about time period😢

[@randomquestions7741]

Is maynooth university or university of Auckland better for bachelors in business?

[@hobbycaddy]

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@unipitytedya2945]

thank you so much murrad !!! this was much needed. do you think SBI education loan would be a good choice?

[@darsisriguruaakash]

Try Union Bank of India. Lesser rate of interest

[@AmanSingh-du4nh]

Unsecured loan me jammen ke document show karwne hote hai ya girvi rakhe jaate hai

[@mayanksinghchouhan1691]

Bhai girvi rakhne padhte hai

[@sharmaarushi3560]

BA in I/O psychology or BA in economics and finance which is better to do in Australia please help me out murad

[@singaporeserver-sh8vc]

Kya ghanta rakkha hai Australia me, waise bhi yeh course hi bekar hai

[@sharmaarushi3560]

@@singaporeserver-sh8vc who said that

[@vishalkumargupta8315]

Nice content

[@romitraj-ck5og]

Problem bata rahe ho solution nhi batao

[@cadburybubblegum]

You should be careful these times r different.... Hyperinflation in the US... Maybe in next 3-4 years it'll get worse... Good luck repaying those debts... U may even struggle to repay ur debts highly likely

[@murradonrun]

very true I actually talk about which course how much loan to take in the next video of this - kzbin.info/www/bejne/m17cqZKpn5Zkb8k

[@arnavsoman3791]

Bhai pls made video on AI effects on education Because I am going to pursue bachelor in international management in germany

[@murradonrun]

I already made a video for commerce and AI -kzbin.info/www/bejne/qZ_KqpKkZ6h7qsU watch this

[@arnavsoman3791]

@@murradonrun Thank you so much murrad for providing information on each topic

[@all4one379]

bhai mera to kaat dia bhai , yea video 2 saal pehle dena chaiye tha

[@suchinths.shekar6191]

Hey Murrad, one of ur team member contacted me regarding the form which i filled. I just wanted to confirm that the people is from ur team or just a random stranger who somehow got my number, so how can i confirm that the person who called is from ur team? Btw love ur content bro ❤❤, thank u for giving us such a great content and making our lives better❤

[@RI-Boruto]

gen obc walo ko jinko college nahi mila wo kaya kare bhai

[@krrishgamingcenter5461]

My murrad pls tell me can i take loan from Mpower savings for my MBA at 14 % interest rate??

[@hobbycaddy]

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@Kaamal127]

Bhai aisa maat bolo maney leliya hai 1 month before😭🧑‍🎓

[@rohitpalkhehra4655]

Should i go to spain for bachelor degree in finnance bro please reply and make one video on spain also.

[@murradonrun]

if you can speak spanish 100% go for it

[@prathameshunstopble1100]

mujhe 6 lakh loan cahiye btech ke liye mera account boi india me hai kita rate kita tennure ka lena cahiye koi batao

[@guptacreation7580]

Same mujhe v chahiye Apne liya ky??

[@user-ng4zk7ug9z]

Thank you so much 🙂😌

[@murradonrun]

hope it helps

[@shaktisinghrathore6580]

Thanks❤

[@MuradKhan-gb8jo]

Sir make video on cyprus study visa

[@ABHIJEETKumar-2005]

Murrad bhaiya is best

[@WildSenpai]

Well well subscribed

[@RutuP10000]

Sir,please make Video on scholar loan SBI bank

[@zoro9503]

Bro can you add english subtitle for this vedio bcs i cant understand hindi

[@RennyPlays]

Planning to study in aus for cs ( software dev ) , first target monash , second , UWAS . Good plan or not ?

[@viijaikarnwal8677]

Same RMIT

[@humanscums]

Me either

[@hobbycaddy]

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@paulsharma4807]

Hi Murrad Western Australia university for masters in finance or smurfit business school Ireland ?

[@murradonrun]

Western Australia looks better

[@Proooooooyytrtgbh2479]

Hi any insight people saying australia has got strict

[@paulsharma4807]

@@Proooooooyytrtgbh2479 super strict!!!! make sure you have good finances along with justification and apply only Go8 and level 1 universities not below

[@user-ss6ec6jm8r]

Can someone please explain it in English?

[@Just_Code07]

Bruhh your way of explanation is awesome.. keep growing❤❤

[@murradonrun]

Thanks alot man, you guys keep me motivated

[@keyurthakkar1143]

Subscribed ❤

[@paldhritiman]

True...I took SBI scholar loan for 15yrs

[@paldhritiman]

+You get 80EE deduction for 8yrs

[@starklinkville8423]

Toh ham loan na le?

[@Shashank-vr1ls]

So what's the best bank to get an education loan ....agar kisi k bhi paas knowledge ho to please help..

[@RolexMate]

Bhai SBI se Milne ki koshish kr voh best bank hai!

[@user-bg5uv1fr2d]

I appreciate you brother for making this video, but I already took a loan from HDFC. It was my first regret in my entire life.