WHY Indian Students Pay More for Education Loans - HIDDEN CHARGES

[@murradonrun]

MUST WATCH - How Education Loans Can be a Terrible Trap 🤬- kzbin.info/www/bejne/m17cqZKpn5Zkb8k

[@ngt952]

Hey lestion bro mai canda me BSC nursing Krna chahat ho according to loan 😢😢

[@candy_crushhh]

In my entire life, I've never trusted any KZbinr or any kind of social media influencer but Murrad is just the best

[@JayJay-jy8kz]

watching this at bank while waiting for loan paperwork😭

[@abhishekjd69]

Aaaaa 😭

[@_Sharma_ji_]

😂😂

[@emosir2]

Sahi bola bhai Bank wale sabh scam karte hai. Nahi bata te hidden charges. Very eye opening video Maine toh wemakescholars se liye, SBI se, please make a video about them. Everyone should know wemakescholars

[@apardeepsingh5300]

was your experience good with wemakescholars, as I am also thinking about taking education loan with WMS?

[@emosir2]

​@@apardeepsingh5300 mera credit check hi nahi kar rahe the bank wale. They got it done super fast. You should definitely visit them, you will get your loan sanctioned

[@deepganguly6812]

@@apardeepsingh5300 I am processing the loan through them, they are helpful

[@jivanparekh2107]

Bro plss give your any social handle id for inquiry of wemakescholers...I also want take education loan that's why

[@vedantnavale3823]

​@@jivanparekh2107 Bro what's happen now

[@deepganguly6812]

public banks are the slowest in terms of processing but will provide the best loan package overall

[@murradonrun]

trueee, and people are always in a rush

[@UrCristianoo-j5h]

Like.... Which one...

[@Proooooooyytrtgbh2479]

Like??

[@confuciuskrish1351]

Likee....?

[@jitendrakumar-vv8ho]

Nope i got loan of 17lakhs in just 10 days without any hassle at sbi.

[@riddhisawant]

Quality content 💯keep it up!!

[@rudrapatra9934]

That's why Murrad is the best

[@murradonrun]

my mannnnn

[@RealLogicGaming]

Sir canara bank kaisa educational loan ke liye

[@amanbirsingh4463]

Usually, when students get an offer letter from the college asking them to pay the fees, there is a stated deadline. Usually less than month. Public banks in India tend to offer the most competitive rates for Education loan but most of them take a month or more to disburse the loan. Students end up going to the private players instead and paying hefty amounts in interest. I believe the best way is to take your loan from a private player if there is a time crunch and then get it refinanced by a public bank later. Over the long run, will save you a great deal

[@vishakhapatel945]

13% rate bro. (spoiling my father"s life)

[@anuronguha0898]

konsi bank se liya tha bro ?

[@yuuta3916]

​@@anuronguha0898axis Bank he shayad rn unka rate 13.5 chal rha he lol

[@anuronguha0898]

@@suyashweeb abhi konse college me admission loge ?

[@suyashweeb]

@@anuronguha0898 local college le liya now work capability >> college (for me)

[@shreyasvempala657]

@@suyashweeb hi toh fir education loan le rhe ho? mai bhi soch rha tha manipal ke liye , kaisa mil rha hai??

[@vaidikrider]

Thanks bhaiya great video

[@murradonrun]

thankyou so much

[@Hello_user_007]

Got Indian bank loan @8.75% only for 6lacs..it was sanctioned in 2017 November and now 1Lacs pending overall.

[@dreamermedico8019]

Plz tell which bank you take the loan plz it's helpful for me suggest the bank to take loan

[@4veek]

Indian bank​@@dreamermedico8019

[@guptacreation7580]

Tell me your experience in loan, what we have to do is there any hidden charge. Advantage and disadvantag

[@abinashbir789]

Bhai itna camera angle change kar dia Mera dimag ghum Gaya 👽

[@user-annu2005]

Jahan tak mujhe pata hai sayad agar aapke father ki income 2.5 or 4 lakh se kam hai to meritorious period me koi bhi interest nahi lagta ....make sure you have also checked❤

[@VikasKumarYadav-xo9vq]

Thanks bhaiya pahale baar aap ka video dekha aur bohot help full tha

[@BNR1983-FanofPK]

Interest will not calculate for entire sanctioned amount from the beginning. Bank will charge interest on disbursed amount. Dont get confused

[@onlypavan]

IDFC bank disbursed my loan but put it in Lien and is charging interest on that as well , what to do

[@mohammedaamir629]

Very well said 👌🏻

[@repeshr4607]

This video was need of the hour ❤ Thanks Murrad Bhaiya

[@gayatrisolanki-md5yw]

That's the only reason you are besttttttttt😭❤️

[@vaishnavishingne3729]

THANK YOU FOR THIS!

[@hobbycaddy]

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@Raj_9507_]

Should I worry about all the things that you mentioned in the video if I get an educated loan of 5-6 lakhs for MCA?

[@sanskritisaxena14]

Hey. Please make a course specific Masters video. It's a humble request. Which countries to go for MS in Finance or Quants, including a few university names

[@kirtiverma4542]

Thank u so much for truth ❤🎉

[@yashsrv]

Just go for sbi scholar loan but that's for students in top colleges only..

[@BagchiStation]

College list hai Vai? And agar Mera college Nahi Huya to mujhe konsa loan Lena chaiye

[@afunbug548]

is it best ?

[@lucifer_7123]

Thank you❤

[@vasupatel2302]

i have take eduaction loan they are chargig extra arpoud 75000 and intrest rate is not fix.

[@mrujwalnirala7188]

Respect for you bro ❤❤

[@ayushshriwas5796]

Thank you sir ❤

[@shozab9055]

Hi murrad. Can you please make the video on. Like, Kon kon se countries me after September admission start hongay😊i love to see that video on your channel❤❤

[@JyotiMathur-e8j]

Thank you so much 🙂😌

[@murradonrun]

hope it helps

[@foxhadwings]

my sister had taken education of 9 lakh and they made her pay 18 lakhs, its very bad and frustrating & burdening

[@Cutoff27]

Thank you bhaiya 🙏😁😁😁

[@RI-Boruto]

rejecting sponsor is a huge thing

[@lohitkumargorh6033]

How to tackle the hidden charges??

[@vaibhavpandit2164]

Thanks buddy ❤

[@sandeepsingh18701]

Very very thanks bro you save me from thier scam

[@Ayushi-u3d]

Vidya laxmi yojna se loan lena chahiye ya nhi mbbs ki padhai ke liye???

[@RubySoam123]

Gnm nursing ka liye mujhe education loan mil sakta hai kya

[@Mrhandsome004]

Tum private college se kar rahe gnm Which city ... I am also getting admission in bsc nursing... Mil jayega mujhe bhi lena hai loan...

[@RubySoam123]

@@Mrhandsome004 hmm private se

[@RubySoam123]

@@Mrhandsome004 apko mil gya kya loan

[@Mrhandsome004]

@@RubySoam123 nhi abhi admission start nhi huye Maharashtra ke after admission mile maybe........

[@RubySoam123]

@@Mrhandsome004 form fill kar diya apne loan ka

[@snehakushwaha-rj8ok]

Murrad Bhaijaan i am going to take admission in bsc nursing from Lucknow ,so 4 years ke fee around 5 lakh tk lenge to kya aap bta skte hai ki mujhe etne ke liye kaise lone lena chahiye mujhe kitna interest dena hoga, koi security bhi lgega ya nhi Please reply me

[@cenoyfrancistomy9c419]

Great video!! Also pls make a video about UG and PG courses in Netherlands v/s Ireland

[@anirudhkundu722]

Scam baba mat aao

[@sushmagowda-e8p]

I think public banks are the slowest in terms of processing but i have taken loan for my studies from Propelld, they are providing good service. also they are not taken any hidden charges. I am so happy with propelld.

[@manansethi2865]

Amazing vid man

[@vasupatel2302]

I have paid hiden charges 14000 mortgauge fees 37000 insurance fee 15000 mprtgage insurance 11700 processing fees 10000 valuation, nottery fees and intrest rate not fixed

[@rameshwartile4090]

Loan payment apne bank account me ata hai?, ya bank direct college ko pay krta hai? thank you

[@Abdulwahab-d1x]

Tuition fees hai tho direct college ko pay karta hai

[@Dinesh09az]

To bhai fir kha sey education lona ley???

[@sushantgambhir8985]

Please make separate videos for each category of lender

[@Lifeofadesigirl]

Union bank Kaisa h education loan k liye please btao koi

[@Sassyfashionii86]

Yes u r right bank wale scam krte h mujhe education loan Lena tha scheme me likha hua h ki moratorium period 3 yrs tha but koi bank nhi deta loan k agle din se interest lgate h I don't know why

[@DevKumar-ml2iy]

Bhaiya new budget k according to 10 lakh Tak k amount pr interest rate Kam ho gya h kya ??

[@Riyajust]

Bank vale to sirf saving acc nikalne pr bhi insurance jabrdsti nikalva rhe he aur ye bad bholebhale logoko nhi pta....plzz ispr bhi video bnaye

[@rajeshsinghgill9784]

Very nice 👌

[@Code.with.Tanmay]

Murad Please tell me is IU Germany worth to go..........

[@anupbhagat1419]

No

[@smartywiz]

Tanmay bhai mat ja

[@Code.with.Tanmay]

@@anupbhagat1419 Whyy

[@anupbhagat1419]

@@Code.with.Tanmay not trusted as i heard this from my peers

[@Code.with.Tanmay]

@@anupbhagat1419 do you know anyone from that uni

[@srushtid5747]

Hey just an advice dont use that flickering screen in middle of video its annoying.. thanks for video tho❤

[@Truptis869]

Yeah... yeh sab correct hai but in real Public banks do scam ... they only provide loan up to 80 or else 85% rest we have to pay .... ND private banks Purna 100% loan sanction krte hai.... at the end Public bank main 5 6 lakhs Hume dalne hai... ya fir private banks ko badmain bharne hai... one ND the same

[@ronakmahajan1257]

You would rather have explained the student that whenever you like, take a loan, sanction the maximum amount but don’t withdraw it because interest is only on the amount which you withdraw so for safer side, you would have the big amount

[@shaktisinghrathore6580]

Thanks❤

[@Rajdeep_]

Thank you…

[@unipitytedya2945]

thank you so much murrad !!! this was much needed. do you think SBI education loan would be a good choice?

[@darsisriguruaakash]

Try Union Bank of India. Lesser rate of interest

[@Themahaandharmi1]

Bhaiya maan liya ki loan nhi lenge phir ab padhai kaise kare aur agar loan le liya toh interest rate nhi de paayege kya kare Murrad Bhaiya 😢😢😢😢😢😢

[@ronakmahajan1257]

And who are the peoples who don’t know that even one percent or 0.25% would have a big effect if they have a large amount of loan

[@akashsharma3258]

Bhai moratorium period me si bharna padta hai

[@Anjalisharma-c1t]

If you are taking loan from public bank they no need, if you are taking from pvt bank or NBFC then one need to pay interest during moratorium period. I think you should talk with wemakescholars and they can help you for free.

[@Lazier___one]

Must watch for students 🔥

[@adarshprasad177]

Got 10 lakhs sanctioned via hdfc bank at 4% interest p.a through west Bengal student credit card scheme 😅

[@sagar7ane]

Bhai mujhe bhi krana h iim k liye

[@rizwanalam3074]

Which college are you studying? Can I get 4% interest in private colleges like techno international

[@adarshprasad177]

@@rizwanalam3074 yess you can check the list of colleges on the website

[@joblessgamer1170]

But mere Wale ne Head of Education ne latka ke rakha hai 2 mahine ho gaye 😢😢

[@adarshprasad177]

@@rizwanalam3074 yess

[@user-bg5uv1fr2d]

I appreciate you brother for making this video, but I already took a loan from HDFC. It was my first regret in my entire life.

[@praveenR292]

Can we have videos more often in english ?? Please !!

[@murradonrun]

ah I am thinking of adding subtitles

[@praveenR292]

@@murradonrun would appreciate that !! Love you content btw, from Srilanka 🇱🇰

[@mereRevyoos]

Interest Rate is 9.05 % for me.(SBI Education Loan) .It is good for me.

[@murradonrun]

Yes it’s good

[@AmitAmy-h2i]

Till how much money we can get as loan? What if I want 30lakh..

[@KD-mc4qe]

mujhe khud loan lena edu ka but without collateral and co applicant kya karu murrad bhai please bataye

[@ag2979]

Bhai pata chale to merko bhi bata dena😭😭 Upto 7.5lakhs hi bina collateral ke hai saare banks mai, aur cosigner to chahiye hi har jaga

[@rishnaria2592]

Please make vedio for medical student abroad for pg

[@Manish-em5yg]

Bhai mereko 12.05 interest rate pe diya hai loan. Should i go to court? I have started paying EMI but i feel very bad due to high interest rate ?

[@Just_Code07]

Bruhh your way of explanation is awesome.. keep growing❤❤

[@murradonrun]

Thanks alot man, you guys keep me motivated

[@shashibhardwaj3749]

I still didn't get about time period😢

[@RI-Boruto]

gen obc walo ko jinko college nahi mila wo kaya kare bhai

[@paldhritiman]

True...I took SBI scholar loan for 15yrs

[@paldhritiman]

+You get 80EE deduction for 8yrs

[@srikanthnaik5283]

My frnds taken loan from nbfc banks like avanse with floating intrest with 15% rate of interest, this is biggest fuard

[@Abdulwahab-d1x]

Actually I took education loan with nbfc but with wemakescholars and they helped get my interest to the market rate for free. Better if your frnds reach out to wms team.

[@KhushiChugh-vb7jr]

Murrad is the best content creator he truly loves his audience 🥰💗

[@FilmyCloudzone]

I am taking 80 lakhs loan for pilot training.

[@prathameshunstopble1100]

mujhe 6 lakh loan cahiye btech ke liye mera account boi india me hai kita rate kita tennure ka lena cahiye koi batao

[@guptacreation7580]

Same mujhe v chahiye Apne liya ky??

[@study_boy-Aman]

​@@guptacreation7580bhai lone liya

[@samikshakapale7973]

Can we get education loan for management quota seat

[@dibyagaming6285]

Should i go for bachelor in risk management or bachelor in finance Which one would be more affordable?? I've interest in both

[@murradonrun]

bachelors in finance is what I would choose any day

[@hatake5960]

Incredible video

[@anupbhagat1419]

Tell me how’s the Tata capital for education loan

[@k-popk-drama3482]

+1

[@hobbycaddy]

Apply with 15+ reputed banks including TATA Capital by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@knowledgeatoz5311]

Sir i am taking education loan amount 400000 from uco bank for persuing mbbs at gmc . Should i take it ?

[@Abdulwahab-d1x]

I think you should take it with wemakescholars. They will help you with problem even after sanction until repayment. They will be like security and they are for free.

[@pramodg2859]

Bhai itne camera switches..... Meri gardan dukh rahi he ab😢

[@all4one379]

bhai mera to kaat dia bhai , yea video 2 saal pehle dena chaiye tha

[@azhar5262]

How is prodigy for education loan?

[@ravitejavankam2977]

Bro forgot about the section 80E benefits for education loan interest rebate. The entire video is a waste of time. If you have spent some time in understanding 80E benefits then ideally no education loan should be more than 8 years.

[@AmanSingh-du4nh]

Unsecured loan me jammen ke document show karwne hote hai ya girvi rakhe jaate hai

[@mayanksinghchouhan1691]

Bhai girvi rakhne padhte hai

[@HomemadeFoodQuest]

Insurance premium sanctioned amount ka 0.75% lere hai central bank so what to do

[@praptipatel1802]

Hello sir Applied for loan in hdfc credila for diploma in nursing at canada They first said only partial interest will be charged every month once the loan is sanctioned. But later on after all the procedure , the manager informed that every month EMI will be charged after the loan is sanctioned Is that true that the students who take the loan after 12th without any graduation needs to pay EMI compulsorily every month after the loan disbursement. Please help me because neither a single video nor any google website is saying about this law.

[@bibs24]

That is interest and it is advisable to pay off every month

[@sunitapal_01]

Bro toh fir IIM ka liya kha sa fees arrange kara

[@kashafsheikh2268]

how much maximum education loan i will get?

[@jahnavirao-s8q]

It is based on your fees. I got around 40+ lakhs with the help of wemakescholars and they were very helpful. Maybe you should talk to them they are free.

[@Sisodiyabanna988]

Bhai camera switch Mt kr itna focus nahi bnta

[@VardhanEmail]

Sir jansamarth portal ke bare me

[@keyurthakkar1143]

Subscribed ❤

[@singerarora6]

Can ca students get education loan ?

[@mzstore6907]

Brother which bank is best for education loan

[@hobbycaddy]

Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy

[@pallavisingh1219]

Hello bhaiya, I want one to one conversation about education loan , can you give any platform to talk to you directly😊

[@xtylishshaan8455]

Bhaiya mujhhe btech ke liye 4 saal tk ka education loan lena hai maximum 7.50Lakh ...... Kya mai le skta hu kyoki ghar ke condition ko dekhte hue mujhe lena padega

[@RohitAgrawal55]

Same 2 u mujhe 3 saal ke liye cahhiye Btech ke liye 😢

[@xtylishshaan8455]

@@RohitAgrawal55 kaha clg loge bhai ?

[@RohitAgrawal55]

@@xtylishshaan8455 Jaipur se hu Jaipur me hi luga clg toh mere pass placement hai polytechnic kiya hai abhi hi toh Clg + job

[@programmingwithjavascript3579]

​@@xtylishshaan8455kaun se college me admission le rhe ho bhai

[@programmingwithjavascript3579]

​@@xtylishshaan8455kaun se college me admission le rhe ho bhai

[@Lays2213]

Bt education loan to after completion of course or after earning pay krna hota hai na to 10 saal kaise hua?

[@Kaamal127]

Bhai aisa maat bolo maney leliya hai 1 month before😭🧑‍🎓

[@ApurvaShivle30]

Konsi bank se liya he

[@Kaamal127]

@@ApurvaShivle30 HDFC

[@ApurvaShivle30]

@@Kaamal127 kitna loan liya hain Me bhi search kar rahi hu engineering ke liye

[@Kaamal127]

@@ApurvaShivle30 MBA 30L

[@ApurvaShivle30]

@@Kaamal127 ok

[@angie_3169]

Murrad I have an offer from UCD Dublin for finance and economics for bachelors should I go for it??

[@murradonrun]

Yes if you have the funds go for it yess