ICICI Sapphiro vs HDFC Regalia Gold Credit Card | Detailed Comparison

Apply for HDFC card: bit.ly/45o5oDl
In this video we are doing a detailed comparison of two of the most popular cards offered by ICICI Bank and HDFC Bank. These cards are ICICI Sapphiro and HDFC Regalia Gold card. We compare the cards on various parameters like fee, welcome benefits, rewards structure, and lifestyle benefits.

[@galporgy]

Your videos are really good, short and to the point. Appreciate the absence of annoying music tracks, no like/subscribe/notification popups, no time wasting intros, and no clickbait titles. Keep up the good work!

[@CardAcademy]

Thank you for your kind words :)

[@k.d.4851]

Thanks for listening and making this video, would like to see more sucg comparisons, also if you can make video on best cards for particular annual spend, example best cards for 5 lac annual spend etc

[@parth0385]

After all these devaluation. Which is the best card for Government Transactions apart from Vistara Cards

[@SayantanReus]

I have LTF moneyback card with 5L limit which is getting expired in November this year. Got pre approved upgrade to Regalia Gold with FYF. Checked that I spent around 4.5L last year with my three cards combined, so I might be able to waive off the renewal fee if I spent almost everything with this card. Please suggest should I go for it or wait for any better upgrade?? Also is there any way to convert it as LTF?? Tried with my RM no luck there. Thanks.

[@rkraj625]

Very nicely explained, thank you

[@castertroy8850]

One video on Govt stamp duty payments please? The last one was 9 months ago, time to revisit this

[@patelakshay6850]

Regalia gold me utility bill pay karne par points and renew fees wiveof me count hota hai kya ?

[@aditya-vikram-singh]

I have ltf sapphiro with very high limit how should i ask for emeralde ltf???

[@hmbvlogs161]

Hi dear this is the first time I found such a valuable information on credit cards. Thanks for your work. Will you plz make a video on upi payment credit cards. What are options and what is best. I am frustrated using upi with my salary account that make my account statement very long every month and sbi bank charges per page for it. Plz help.

[@CardAcademy]

We have made a few. HDFC Tata Neu cards are very good for UPI payments.

[@akashkumarrrr]

How to get shappiro as ltf?

[@abhishekdas6691]

Miles conversion options are way more than what you told for gold card!

[@tarunsingh2548]

Nice video बिटिया रानी

[@Shivam6111]

ICICI ka pocket app ke bare me bataye aur kya uski help se ICICI bank ka credit card le sakte hai aur kya ICICI bank relation rhega

[@Hi5somani]

I have Regalia gold Fyf & Sapphiro dual variant LTF! Sapphiro Credit card usage on Movies and Lounge is good, though poor return rates! I used DreamFolks to Bangkok International airport, which Is excellent!🎉 Regalia gold I use for all other regular spends! Any tips where I upgrade both of these to HDFC DCB/Infinia or ICICI Emerald😅

[@CardAcademy]

You can upgrade to DCB once you have a limit of 6-7 lakh and significant spends in last 6 months. As far as upgrade to Emeralde goes, it's just an okay card. The aim should be to upgrade to Emeralde Private card.

[@shubhamanand983]

Yes but how to upgrade to Emeralde Private ?

[@vishalgala86]

I have Spent 7lk on Education fees, the icici bank is saying they wouldn't be considered in the milestone benefits program as it has been converted into EMI so i am Losing on normal points and milestone benefits points as well is this true ??

[@CardAcademy]

Yes EMI spends don't get you rewards and milestones.

[@santoshkumarsajjan2300]

I’m big fan of you🎉 I’m confused between Amex platinum travel and Regalia gold please suggest.

[@harshitsharma-jk9vr]

Didi ... Aapka koi relative hai kya ... Bhilwara Rajasthan me .... Because aapka face meri ek friend se bilkul match karta hai pura 😅😅

[@shabeeh7eskey]

Got Sapphiro as LTF , spa and airport lounge privilege seems pretty handy

[@Write2pranab]

What is the criteria to get it LTF?

[@sambitpatro]

​@@Write2pranab Net salary more than 2lakh. I also got it yesterday

[@BhuwanPandeyonline]

Mujhe upgrade me mil raha h.. but annual fee h

[@shivajisingh100]

How to get it free?

[@kamalbhandari0884]

6500 joining fee and 3500 annual fee not LTF for everyone

[@tarunsingh2548]

लाइफटाइम फ्री 2024 क्रेडिट कार्ड के ऊपर भी कोई लेटेस्ट वीडियो बनाओ

[@kranthikumarchowdaryboddap2394]

Try to make video best debit cards

[@amitabhmaheshwari]

Got the Sapphiro LTF. Using it only for book my show. I have the visa signature variant.

[@CardAcademy]

Good LTF card for Bookmyshow and lounges.

[@sambitpatro]

And also for spa visits... I got the dual card

[@parthshah9373]

I recently faced issues with redeeming BMS offer. Is there a quota?

[@amitabhmaheshwari]

@@parthshah9373Yes. Read the terms and conditions. There are fixed time slots. Try to book at the beginning of any time slot.

[@sambitpatro]

@@parthshah9373 check their tnc

[@BakshishSingh888]

Can 2 person access at the same time using both cards of dual cards?

[@nitinsharma14]

Access is only for primary card holder only. So it can be one only

[@anuraggour4100]

Take it as a feedback but your thumbnail of this video looks like ad so there is chances of someone is scrolling he probably skip the video

[@sambitpatro]

Spend requirement for Domestic lounge access is not mentioned anywhere in icici website

[@jatingupta9599]

The mail came some months back

[@sambitpatro]

@@jatingupta9599 no where officially icici highlights this...even in the website it's not mentioned... therefore I don't think the limit is there

[@sambitpatro]

@@jatingupta9599 I don'think it's applicable for saphiro credit card

[@bpp1064]

1st

[@aditya-vikram-singh]

Regalia gols needs 35000 as spends requirements for lounge access

[@aamirfarhan3925]

Maam Mujhe bataya gya hai Sapphiro icici k liye ₹6500 ka joining charges hai but the same amount will refund after 45 days if I am upgrading my icici MMT card and this card is upgrading on behalf of limit enhancement my Icici mmt card limit was 2.60 Lakh and new Sapphiro will come with 6.10 Lakh limit ....is it correct info which provided to me by icici executive? And is it good to go ahead with this upgradation..kindly rply ma'am

[@vikaskapoor653]

Bhai 6500 refund hoga wo likhwa kar lena email m or in writing paper, boli hui baat ka bharosa nahi, agent jhoot bol dete h Kai baar

[@dhirendrakumarsingh9996]

​@@vikaskapoor653hn Bhai

[@falgunibanerjee4693]

Got LTF on Salary Account

[@PinkwebMall]

Mera to icici bank wale ki joining fee 1999 hi hai

[@user-to8uw5dv6p]

I apply IDFC bank millennia credit card how many days to need credit card come in home

[@dildargossp9311]

I want credit card

[@Saurabh.Shrivastava]

Within 4-5 days after approval

[@Baibhav_sharma7]

Mam apka job profession kya hai Plzz reply ❤❤

[@aawishkarsharma7698]

Hey can I get HDFC regalia gold on card to card basis ?

[@ritwiksharma1439]

Yes

[@aawishkarsharma7698]

@@ritwiksharma1439 ok My current limit is Rs. 1,75,000/- would that be sufficient? Thank you

[@wings2wheels240]

what is the best card to get from icici portfolio?

[@CardAcademy]

Amazon Pay ICICI

[@piyushbansal5832]

How to get the credit limit for icici amazon pay card increased?

[@freudsilver3097]

I have regalia gold lifetime free, i am also eligible for sapphiro Ltf but currently keeping rubyx only.

[@CardAcademy]

If you're a movie buff, then you can upgrade to Sapphiro.

[@MrKowsik]

What's your net salary bro

[@jaythakkar5909]

While me who has both of them ltf 😅

[@CardAcademy]

Great

[@akki68097]

Criteria for regalia gold LTF ?? I have regalia first LTF, but that is useless.

[@jaythakkar5909]

@@akki68097 Let me elaborate brother. It is actually my father who has it ltf not me. I issued it by his name because he has a cibil score of 816. Plus I think the most contributing factor is our Imperia relationship with HDFC bank. He is was pre-qualified for Mariott bonvoy, Diners black and Infinia but none of these are offered ltf to anyone so we went for Regalia gold. I think you should first try upgrading yoir savings account to Preferred or Imperia programme by maintaining a few lakh rupees for a couple of months and then ask your RM to issue it to you ltf.

[@jaythakkar5909]

@@akki68097 Actually it is my father who has it ltf. I'll explain. He has a cibil score of 816 and has an Imperia relationship with HDFC. You can try these methods: 1. First try upgrading your savings account to preferred of Imperia programme by maintaining a few lakh rupees in your account for a couple of months. 2. Make sure one of your cards has a limit of 1.5 lacs or more. (My father has a limit of 8 lacs on sapphiro yet hdfc only vave him 1.6 lacs limit on regalia gold) 3. Wait till the month of february and then ask your RM he/she will get you one ltf.

[@beautifulearth9803]

I have sapphiro amex visa mastercard all ltf😅

[@rahulgupta43701]

I know how you got all cards but how did u get saphhiro LTF in first place?

[@vivekkoul4428]

Do you have 3 sapphiro cards?

[@beautifulearth9803]

@@vivekkoul4428 yes

[@beautifulearth9803]

@@rahulgupta43701 mailed cc too many times they accepted

[@kazimunna4192]

Madam ji muje upgraded offer mila sapphiro dual card .life time free me.kya upgraded kar lena chahiea? Plz help me.

[@chintanpatel403]

You are super beautiful ❤❤❤

[@devkumarsharma3271]

SIMP

[@kamlaDeviG]

what is your twitter handle?

[@sanatanafeedback2023]

Probably you are not in good health....