Best Credit Cards 2024

Today we are covering the much awaited best credit cards 2024 of all categories. Our comprehensive research about all the best credit cards will definitely leave you with all the best possible options that you consider for the coming year.
Get Amex Platinum Travel card first year absolutely free with bonus 2,000 MR points via our referral link - Apply here: bit.ly/3vUVLyF
Apply for IDFC Lifetime free cards (Millennia/Select/Wealth): bit.ly/41yTncv
Apply for Cashback SBI card: bit.ly/3PHCyHk
Apply for HDFC Tata Neu Infinity card: bit.ly/3EDv2HH

[@k.d.4851]

Categories should have been spend based rather than fee based, example amex platinum travel and asix atlas placed in same group but annual spend required to get max benefit is drastically different

[@anupamjana6456]

Hi I have been watching your videos regularly Wanted to ask you there are several other perks like insurance on your card but I think not many know how to avail the insurance on card , can you make a reel or small video on the same , thanks

[@mohdkhalid01]

Very good video! Succint and articulate. Thought youll add super premium cards above 25000. Please make a video on this segment too. Thanks

[@sunshinelife7055]

Which card is best for points to cash conversation ratio (adjusting in bill statement)

[@doctorsqrd]

Would be nice if you can mention if add-on cards will have a separate number. HDFC add-on cards have the same number as the primary card and hence unsuitable for online transactions. OTP will only come to primary holder which is very silly. It is difficult to achieve high spends if husband and wife use different cards. IDFC and Amex offer separate numbers for add-on cards - OTP goes to add-on card holder’s cell number if add-on card is used. I don’t know about other bank cards - hence will be nice if you can mention this.

[@manavgoyal6885]

Shall i get both axis ace and axis airtel for utility bill or ace is enough?

[@pankajadhikari5511]

So which is better? Intermiles HDFC card or Vistara credit card? Especially if u want to make points through groceries, insurance, petrol, movies for travel?

[@arnavsingh1740]

Is SBI Aurum card not a good pick in the 9999 fee range? If not what is an alternative to it

[@DwaipayanRC]

Hi can you please share your views for axis vistara card?

[@dipeshkadam4531]

I have a doubt about my credit card. I received four complementary international lounge access passes. Can I access lounges for free outside of India or do I need a priority pass? Can someone please answer?

[@tapasruparelia9258]

Love your oratory skills

[@snaperocks4374]

Great video ma’am

[@siddharthsiddhpuria3847]

Nice presentation but Is AU bank LIT card is not good Life time free card please through some light on au LIT card.

[@sumansamhalder6909]

What's your opinion on Yes Bank Reserv credit card?

[@NadimNadaf18916]

Fantastic video! 🌟 This informative content provided a clear and concise overview, making it easy to understand. The visuals were engaging, and the explanations were on point. Kudos to the creator for delivering valuable insights in such an accessible manner! 👏👍

[@cred_entho]

Which card allows and will give best return on car purchase swipe transaction if no mdr fees charged by dealer?

[@arunkaushik9495]

why you didn't added SBI BPCL octane credit card? isn't good in 1000-2000 category?

[@COLLDEUDE]

Which is the best card for insurance payments?

[@hareshahuja1978]

Hi ma’am very nice information

[@aquabestindian]

If I book flight tickets for 30000 and hotels for 20000 from makemytrip, will I get 5% cashback (2500/-) from SBI cashback card?

[@like2ajit]

One correction- icici Amazon pay credit card doesn’t offer any Cashback on insurance payment

[@mahesh.sannidhi143]

If i pay lic premium in lic website using Amazon pay icici credit card can i get cashback atleast 1% ?

[@himanshu810]

No pay from Amazon you will get 2%​@@mahesh.sannidhi143

[@surajitdas5778]

Tata plus credit card me 2% milta hai

[@rudrahappy]

​@@mahesh.sannidhi143Lic payment pe 1% milta h Mera ko last month pe mila h Mein lic app pe direct pay kiya tha

[@mahesh.sannidhi143]

@@surajitdas5778 where to pay in tata neu app?

[@shakibraza07]

I have 5 credit cards 1) HDFC money back* 2) Amazon pay icici 3) kotak league 4) sbi bpcl rupay 5) indusind rupay platinum

[@soumsgaming238]

I hv Kotak league Amazon Pay ICICI One card

[@i_MV]

Please correct , tata neu card isnt allowed to pay bills anymore

[@pardeeptanwar6215]

How to get Axis Ace card as Bank doesn't issue new Ace card.

[@viyaanjhiingade7757]

Hdfc gold regalia vs axis atlas which is better

[@ujjwalkhurana6777]

What are your opinions on Axis bank Privilege Card? Tell me its cons I find it helpful to be honest

[@TOTALNEWL]

Wait for best cashback cards 2024. Provide helpful info/link to get that card

[@tarunn9469]

Kindly create one video on top 3 cards with airmiles transfer to frequent fly programme

[@seiboihaokip4778]

Which is best fuel credit card??

[@sanchitgupta8778]

Which is best card for paying electricity bill

[@sabarigiritamil8373]

Can u suggest me a best forex card....next month im going to Australia, gng to stay there for one year to 1.5 yrs. I need a card with 0 % forex markup and easily load money from a indian acc, along with some benefits like lounge access domestic n international, cashback...plz reply me..thank you

[@niravbaria8517]

Best credit card for international students with lowest or no forex markup ??

[@mojkerdi5326]

Lic payment ke liye best card konsa hai plz bataye

[@kabhay9893]

Happy new year

[@NiranjanSundaresan]

Very well made.

[@user-py1br3nn4l]

Can you make a video on credit card which provides free spa services at airport

[@user-py1br3nn4l]

Can you make one video on credit cards which provides free spa services at airport

[@VIJAY4211]

Hi, Is Axis Vistara Infinite still worth it? Or Amex Gold? I was considering to go for it in 2024.. some inputs on this would be very helpful...

[@shrewman5361]

Infinite is definitely worth it in 2024 considering the fact that they still give you a complimentary flight ticket and milestone benefits.

[@PunitBeriwal]

how can i get invite for HDFC infinia?

[@mahipdeva3543]

I hold Magnus, no burgundy, HDFC INFINIA is a long long way to come tbh! I dont know where i stand lol

[@noone98783]

You forgot to mention a new player in the market for super premium category which ICICI Emerald Metal card.

[@nishantabhilash1598]

Regalia Gold is missing as well

[@Mrehan868]

Mene sbi rupy apply kra tha. Jise apply mene apply kraya tha use dusra card apply kr diya 1750+ fee k bo mene use nhi kya ab 4 mahine hogya. Tb mere pr 5k due aa rha. Mene 1 rs k transaction nhi kra. Iska koi solution btloa kya krana chahiye

[@shailendragarud7925]

Icici platinum lifetime free hota hai kya

[@akhilesh0212]

What about SBI Vistara Prime

[@asgaralisiddiqui4047]

Thanks for content 😁😁☺️ mam

[@pravinmore4873]

02:15 Federal Scapia Zen Z Ko Target Nahi Karta Kyuki Apply Karne Ke Liye Minimum Age 23 Hai.

[@januhay]

U have not add axis Vistara Infinite card

[@cred_entho]

Axis atlas gives edge miles on govt payments?

[@adityabenwalca]

On IDFC Select card, now you have to spend 5000 in a month to get lounge access.

[@vyankateshshirde3259]

Pls make video on best Rupay credit cards.

[@user-ls4wx3xn9b]

Please also mention the validities of the rewards. As in some case rewards are expired within one year and in some cases rewards never expired. Thanks

[@snappy2044]

Please make any video of buy 1 get 1 movie offer credit card

[@zakirjack]

Lifetime free card Airport lounge access us k liye lena hai di

[@mayanksingh4121]

Ab insurance payment pr Amazon pay ICICI card ka option show nhi hota

[@siddheshparab3352]

How do we get the Cashback from Amazon ICICI credit card? Do we get the amount credited to our account or amazon pay balance?

[@scorpio301000]

Yes to the Amazon pay balance at the end of cycle

[@madhav176]

which is more beneficial for upgrading axis vistara or axis atlas?

[@parmarmilan152]

Vistara

[@gtafieldtechs2699]

I want to know should i continue with magnus card or not.pls suggest

[@cardwaalebaba]

no point

[@vijayphule7670]

You are thw whole and sole person bcz of whom this Channel is growing u r the best eloquent communicator I have ever seen god bless you always ❤❤

[@fishcamp4111]

Good Job 👌👌👍👍

[@kichu3258]

what abt AU LIT credit card ? any negative points ?

[@shris1480]

Its good card but ison 90days subscription basis on various benefits

[@manankothari6303]

Hi ma’am, in spend based benefits for hdfc millennia card, there is a typo. It should be hdfc millennia instead of hdfc tata neu infinity.

[@CardAcademy]

Sorry, it is an error from our end. The benefits listed in the graphic are of HDFC Millennia, but the heading has been erroneously mentioned as Tata Neu Infinity.

[@ranjan0886]

@@CardAcademy Can we consider to take HDFC Regalia Gold if it is offered Life Time Free for spend based benefits. Plz help.

[@RupeshPrabhuAG]

Great video but there is slight error from 10:43 where you talk spend benefits of HDFC Millenia but on screen it shows the spend benefits for HDFC Tata Neu Infinity.

[@CardAcademy]

Sorry, it is an error from our end. The benefits listed in the graphic are of HDFC Millennia, but the heading has been erroneously mentioned as Tata Neu Infinity.

[@RupeshPrabhuAG]

@@CardAcademy no problem the video is amazing and error is hard to notice.

[@Sparsh_99]

Hi Should I go for amex platinum travel or axis vistara infinite for traveling my spends are 7-8 lakhs per year

[@durgeshsingh5220]

Consider the Amex plat annual charge....

[@akshaykapile6029]

Didi Millenia ke time par Tata neu infinity ka super dikha rahe the aap

[@kartikaysinghal8563]

What about standard chartered ease my trip credit card? Is it difficult to get that card

[@adityabenwalca]

No. Its also the cheapest card giving intl. lounge access if you do not consider those LTF cards which either require high income or offered on the basis of NRV.

[@kartikaysinghal8563]

@@adityabenwalca Do you have any idea the salary range required for it if you have it

[@adityabenwalca]

@@kartikaysinghal8563 I am not sure.. although I dont think that there is any particular salary criteria. A friend of mine with salary of around 10 lpa got it. You can anyways apply. Maybe you will get to know.

[@aquabestindian]

Which is the best card if I want a combination of cashback/rewards and access to domestic lounge access? Don't suggest HDFC as criteria of usage of 1 lakh in the previous quarter is pretty tough to achieve.

[@PraveenNair31793]

IDFC First wealth

[@gk2298-exz]

There are milestone benefits on IDFC Select card

[@prashantagrawal8503]

Icici emerald card lis list nein kyu nahin hain...super premium card hain

[@adityaabhishek6454]

After the upgradation old card is of no use ? Or we can use both the cards? Reply please

[@CardAcademy]

In case of upgrade, old card is of no use.

[@DashrathGupta-xx2kj]

Not in case of Icici​@@CardAcademy

[@schumi93]

i have sbi simply click cc with 2.5 L limit. shoudl i go for sbi cash back cc ?

[@shris1480]

Yes go for it... Pls note cashback not allowed on 10% discount offers on various websites during sbi offer period

[@praneetpramodpawar2773]

do we get 2% return on atlas for non travel spends ?

[@CardAcademy]

Yes

[@AmanDeepSingh-ls4jo]

You will get 4% return

[@anindyachatterjee4765]

I believe IDFC first power Plux HP card is best in all aspect. not sure why it is not in your list.

[@abboss2679]

Invitation card or not?

[@ranjithraja]

Thanks for nice presentation. Still We miss following cards in your list. 1. standard chartered Ultimate card 2. SBI Elite card and some more.....

[@CardAcademy]

Thanks for your kind words. Yes Marquee has kind of edged out Ultimate card, and Elite doesn't definitely make the cut in our opinion.

[@ranjithraja]

@@CardAcademy Thx for your clarification 👍

[@shobhit.maheshwari]

HSBC Cashback for groceries should have been added too as it rewards 10% online and offline both

[@priteshkhilnani]

How do you not have DCB😢

[@robby1992]

sc ultimate card is missing 😅

[@arpitjain512]

How's HDFC Regalia Gold credit card and is it worth upgrading from Regalia to Regalia Gold ?

[@ashwinshyam]

Depends on what your requirements are, if you are a frequent flyer, lounges matter to you, then you should. I believe that you will not get Regalia Gold LTF as well.

[@mridulsingh1]

Regalia Gold is better in a way that you wont have to spend ₹1.00 Lac per quarter to avail lounge access. Rest all features are more or less the same. Priority Pass is also good

[@nipunjain7515]

for hdfc infinia, do we need to have a hdfc account? What is the eligibility for invite?

[@amitabhmaheshwari]

Yes, account is a must. Even add on Infinia cardholders need to have an account with the bank

[@nipunjain7515]

@@amitabhmaheshwari and after that how do we get the invite?

[@keshavsingh9280]

@@amitabhmaheshwarino that is not true. I also have an INFINIA and my add on card holder does not have HDFC a/c. You have to send application form manually to HDFC form centre.

[@keshavsingh9280]

@@amitabhmaheshwariI also have DCB metal but add on card holder need not to have Bank a/c

[@CardAcademy]

Add-on cardholder need not have an account.

[@paritosh944]

Airtel Axis Bank has really good benefits.

[@arunsharma368]

Where is SBI vistara or Axis Vistara card 6-7% return + renewal me 1 free flight ticket

[@chamankumar8505]

Fi amplifi credit card pr video banaye

[@pprahul2003]

A time stamp woud help

[@madan1670]

Why no ultra premiums cards like Reserve or Amex Platinum?

[@CardAcademy]

Reserve is no longer recommended and Amex Platinum has also kind of lost its sheen.

[@SourabhSharma-kq6ed]

@@CardAcademy I agree wrt Amex Plat. It was good before covid - but they are not updating themselves. They did add Zomato gold this year, but it is too little for what they are charging.

[@madan1670]

@@CardAcademy Reserve I feel is still good.. it is essentially a free card with welcome and annual benefits giving more value than the cost

[@mrinmoyghosh09]

Do we get 5% cashback on purchase of Amazon Gift card using Amazon Pay ICICI credit card?

[@bitsbytes2528]

Even, recently all the GC seller websites have restricted the purchase of Amazon GC using any CC.

[@sarojghosh8367]

no, only 2%

[@mrinmoyghosh09]

Why not 5%?

[@shang85]

​@@mrinmoyghosh09gift cards are excluded for this card. It used to be 5% earlier for physical gift cards

[@rameshbasantani878]

Does tata neu card applicable in 10% off in amazon sale if the offer comes in hdfc card

[@yogeshnagargoje1344]

It's a cobranded card , maybe not , I don't know for sure

[@drgajanandagarwalchildspec602]

Hello Miss I have recently availed New Magnus Burgundy Credit card LTF with credit limit 15 lakh. My annual spends are around 5 lakh. I also have Regalia Business card with credit limit 4 lakh. Should I stick with my New Magnus Burgundy card(which really have amazing benefits) or try to upgrade to HDFC infinia? Awaiting response. Thanks in advance.

[@rashant9277]

Sir if you’re getting infinia as an LTF then go for it … it’s the king of cards 😎

[@pratikjoshi4465]

How did you availaved Magnus Burgundy LTF?

[@mohitjaiswal1028]

Diners club black kyu ni he is list me

[@AshishBharti]

Amex link EXPIRed????😮

[@Aforankit_101]

Mam told in one video that icici emeralde has joining and renewal fees waiver via points, i am eligible in pre approved offer and checked with bank, it came to be wrong, mam should focus more upon research as taking a card just by suggestion and ending up not getying any returns out of it is waste of time

[@ajmakwana9429]

Emerald metal card or plastic?

[@jitendrarathod312]

Madam which credit card will be suitable for paying upto 5 lac medical emergency needs with yearly fee,it will remain for medical emergency no other use.

[@vaibhavsinghchauhan2872]

Axis aura card

[@pankajrox]

hi tution ya education fee lowest charge se kaise pay kre I hv Amazon icicic

[@jnkompelli]

Can you suggest best credit card for tax payment most cards do not give any reward point, some like hdfc at least count it towards milestone benefit.

[@armanverma15]

Axis Atlas gives 2% edge miles on government transactions and also counts towards milestone benefits.

[@jnkompelli]

@@armanverma15 Thanks, yes looks like that card do not restrict govt transaction like tax payments. Have you tried it ?

[@armanverma15]

@@jnkompelliYes I have used it for advance tax and TDS, and can confirm I received milestone as well as regular 2% miles.

[@adityabenwalca]

But doesnt paying tax using credit card attract an additional charge. Are those reward points compensating for that extra charge. I mean obviously it depends on how much tax you are paying.

[@armanverma15]

@@adityabenwalca convenience fee for card payment was 0.8% and I got 4% as airmiles (plus helps with additional milestone bonuses). So worth it for me.

[@anubhavagrawal4212]

Your American express invite link is not working says expired

[@CardAcademy]

We have updated the link. Please check now.

[@SUVROCHAKRABORTY-ig8wt]

How to get rid of Income tax notice on spending or paying rs 10-12 lakhs on 3-4 cards(without filling ITR)? Please reply 🙏

[@keshavsingh9280]

I also got the notice. Dont know what to do

[@n5funtime324]

Is sbi cashback card eligible for Amazon sale

[@soumenmondal4588]

No

[@mohnishrulz]

Best Card for Paying Rent?

[@mdjawedansari5718]

Mam isme se koi bhi card lena easy nhi hai mam bahut papad belne k baad v nhiilega

[@rssaini01]

I think Axis Select should be in the list.. it is much better than Axis Atlas

[@akshaytonge6416]

What card should I get next i have below ones 1. Amazon icici 2. FK axis 3. Axis Atlas ??????

[@samradalpha]

I would have added Diners black Metal edition to above cards list as well as it is easier to get than Yes Bank Marquee and has better reward rate.

[@CardAcademy]

Better reward rate on DCB metal depends upon the spends. One of the negatives because of which we didn't add it in the list was poor welcome and renewal benefits.

[@samradalpha]

@@CardAcademy Agree but as compared to Yes Bank Marquee we do get better rewards when shopping through smartbuy platform and spending the rewards on travel.