If I Had $1 MILLION Now, How I'd Invest!

[@joshconsultancy]

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[@marvelcomiks8078]

True. Just invest 20%, the rest just keep it safe. Alot of people don't realize that whatever 'bountiful' ways there is to grow your money is past and historical. It may not hold true for the future anymore. Thats why 90% of people lose their monies.

[@fool1124]

Snp500 and gold this is what i have done and im happy with my profits

[@FoodieWarrior]

For those in their 20s & 30s, buy condo and lease it out.

[@SarahChu-fe7sj]

Hi Josh, thank you for the great video. Why don't you use part of the 500K to sell options for income? Returns could be easily greater than Tbills

[@joshconsultancy]

Hi Sarah I advocate simplifying approach and to avoid options 👌🏻

[@candywisdom]

This is one of the best video of Joshua. Good job! For those who doesn't have equity investment experience I think at over 55 years old, t bills plus uob one is already not a bad setup 😂 if you havent got any insurance product i think should enhance some coverage

[@joshconsultancy]

Thank you for the high praise 🙏

[@MsCorydorus]

Moo Moo offer seems not so profitable. Are we sure they are ok ?

[@joshconsultancy]

Moomoo SG platform is regulated in SG. No issues. Sign up offer looks great IMO vs other sign up offers in market. Not just because its a sponsored mention. There is an extra $20 ($2x10days) from my link. With moomoo cash plus and free stocks, total is up to $680

[@ZhuKoLiang]

throw all 1million dollars into Manulife US REIT. The 1million shall x3 become 3million in just 2weeks then immediately retire at age 20? :D

[@joshconsultancy]

Wow Not recommended imo

[@ZhuKoLiang]

that 9days ago i said throw all into Manulife US REIT, at that time is 5cent. now is 7.8cent means the 1million become around 1.5million... today EGM voted overwhelmingly yes, tomorrow shall open more than 10cents, x2. huat ahh.. after a while become 15cents , the 1million become 3million x3. then thereafter the 20year old can retire

[@Phonedumb]

With a hige lump sum..... why never consider Temasek's AAA rated wholesale long dated bonds? Wouldnt that be anytime better than SSBs or cash accounts?

[@joshconsultancy]

If interest rate rise, the bond price will drop although issuer is AAA. It’s not a credit quality issue, it is a principle guaranteed at all times issue 👌🏻

[@candywisdom]

Hahah means u don't believe fed will reduce rates in 2024! 😂

[@garypyong]

why not buy an annunity at 55 yrs old ?

[@joshconsultancy]

For low risk perpetual income as a goal, yes certainly

[@chowzisiong7800]

Been following your videos for quite a while. Curious as to how you would rate yourself on the continuum of conservative to liberal as an investor? You may elaborate more if you feel like the scale does not capture your attitude. Cheers!

[@joshconsultancy]

Thank you. When i buy stocks, i buy businesses. Frequently great value sometimes appear when consensus are against it. There needs to be a good sense of optimism

[@lumvincent7431]

Boss , u don't intend to buy local banks now ? To me , not so cheap now .

[@joshconsultancy]

Maybe I dont view them as very cheap =)

[@cheehoewoo3978]

Josh, any advice on how to invest if it is $5 million (net worth) at age 55 (assuming retiring with no active income)? Thanks.

[@joshconsultancy]

Hi, usually the assets that the person built up that net worth with will be the preferred choice. The hard part is to recognise when it no longer is the best

[@addimouse]

So true, especially Boomer generation@@joshconsultancy

[@joee2743]

Well everyweek theoretically SG pools help at least 1 person become a millionaire.

[@joshconsultancy]

True 😅 hope they see this sharing

[@purpletulip7122]

Can you share if i am at age 59 and still working, how should I invest?

[@joshconsultancy]

Need more information. Do you want to run through as a case study, do email to [e-mail]

[@eugeneteo9664]

just relax one corner.

[@R6ex]

Irrelevant, coz I'll never get their $1M. 😪

[@joshconsultancy]

Never know :p

[@thebestbees]

Make sure to have work life balance don’t just chase numbers blindly

[@JamesDeanDiedIn1955]

How I wish to be 20 again. Use 1m as deposit for 20m cash flow positive commercial property triple net on 20year inflation adjusted lease, lol. Its good to day dream.

[@joshconsultancy]

Haha. You need to qualify for the loan also. Plus know the space well, if not foreclosure.... lol

[@rylee4383]

I will spend $1m at age 25. No joke.😊

[@joshconsultancy]

That’s why force store it 👍

[@whelstonliew3504]

Josh, how about DCA into SP500? What's your view on betting on US? Why buy global Mutual funds?

[@joshconsultancy]

S&p500 has been pulled up by big 7 tech. Question is is it overpriced? 🙂 Cya around

[@enquiry.mars210]

If you are 20s, you will go to Pataya to have a good time 1st 😂

[@joshconsultancy]

Depends if single 👌🏻😂

[@Huathuatah88]

Kena aids how?😮

[@Brons-ju1cz]

Think saw you in centara watergate pavillion hotel bangkok today, 8Dec ...or your twin brother huh 😅

[@joshconsultancy]

I don’t have a twin brother 😁 Happy holidays, stay safe in Thailand too. Say hi next time 👌🏻

[@Brons-ju1cz]

​Sure next time la . Probably no chance to say hi coz returning home tomorrow 😂. Stay safe & enjoy your stay in Thailand 😊 too.

[@DonYang73]

I would advise you all to get your hands on your $1mil before talking so much.

[@zhaoyun7188]

I will allocate 5% $50,000 for high risk high return assets $5,000 in Manulife Reit at 5.5 cents $5,000 in Prime US Reit at 12.6 cents $20,000 in Bank of China at HK$2.80 $20,000 in Industrial and Commercial Bank of China HK$3.65

[@joshconsultancy]

These are highly speculative recovery ideas. I fear there will be very rare wins which are insufficient to cover losses

[@DonYang73]

5% no problem but not much point either

[@zhaoyun7188]

@@DonYang73 I don't have much gut like Chicken Genius who will bet $500,000 in Manulife Reit $500,000 in Prime US Reit A lot of risk averse investors dare not to gamble the Reits even for just $5.

[@conniechan4576]

👍👍👍👍👍👍👍👍👍👍💯

[@kiansengau9895]

Nothing in Gold? 1kg? Haha ...

[@joshconsultancy]

None sorry. Gold is better for trading than a wealth store imo

[@jironghuang4895]

Good diversifier in an all weather framework. But don't go crazy with it.