In A Relationship: Is My Money OUR Money?! | The Daily Ketchup Podcast

How does money affect your love life - from dating until "death do you part"?
In our second collaboration with The Burrow by DBS, we explore the complications that come with finance and love.
Join the conversation and check out more topics like this at The Burrow: go.dbs.com/TheBurrowFB
And if you're on Telegram, do check out DBS for Young Adults: t.me/dbsforyoungadults
Lastly, if you're a young parent or soon to be one, check out POSB Parents: go.posb.com.sg/POSBParentsFB
For more info on the current COVID-19 situation in Singapore, head over to www.covid.gov.sg
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Cast:
• Johnathan Chua / johnathanchua
• Daniel Lim / danlim11
• Jonathan Paul / jonathanpaul.sxw
• Denise Oh / ohthedenise
Behind the Cam:
• Nashrul Merza
• Julian Chin
• Hisyam Osman
• Daren Khek
• Deborah Lee
Edited by:
Priyanka Ravichandran

[@shuhan791]

been watching the podcast for awhile and i rlly love denise’s vibes and she’s so funny??? why is she so underrated

[@jinniestarcandy5261]

Agree. I also think she is the most rational and objective one among all of them. Brings up good points and perspectives.

[@bigmattwheel]

nah shes not underrated dont worry. positive comments like this are on almost every video!

[@missymeowmeow6157]

IKR 🙌🏻

[@lilychua7866]

Denise is my favourite! She always adds a well-researched, new and wise dimension to each topic they take on. Great to see her taking the lead in hosting!

[@notti9351]

I think we're all lucky to be living at a time when the importance of personal financial planning is finally getting the presence it deserves. I know my parents made a few but costly financial mistakes in their 20s while raising my siblings and I simply because people back then didn't have access to the abundance of quality information we have at our fingertips today. It's exciting to see the younger generation speak about generational wealth and planning and I will always reiterate how much of a let down it is that our antiquated education system isn't doing more to teach these skills and knowledge early on in the classrooms.

[@joyoftessa]

My husband and i have a joint account that we pay for household bills and groceries where we will put in money once a year to increase the amount inside. for food, we take turns weekly to handle food be it cook or get food delivery. so technically we only spend on each other for bdays and anniversary. and we started the joint account exactly like how daniel described. we started the account the moment we applied for a bto and put in $500 each every month. we have moved into our BTO for 4 years and the money has not run out because of the savings prior

[@keanegoh9252]

Everytime you guys upload it brings joy to me! When I watched your vid it made me happy when I did not do so good for my o levels tdy

[@JohnathanChuaa]

Can we discuss JP's pinafore?

[@TheDailyKetchupPodcast]

Pls dont let my aesthetics distract from the serious conversation we're trying to have.

[@meluvcats]

You mean the same "pinafore" he wore 3 weeks ago and you wearing the same Simpsons tee? 😏😏😏

[@Fujiwara.Takumi1]

@@TheDailyKetchupPodcast sorry already did. Spend the whole 25mins of the podcast looking at that pinafore

[@lilychua7866]

Dungarees! Pinafores are open top dresses…

[@imichaelrandom]

I was about to comment the same thing. Maybe he is trying channel out the Robot from Squid Games vibe.

[@xiaochocolate]

Rather than contributing 50/50, my fiance and I have decided to contribute per salary percentages instead. (Eg. Each will contribute 50% of salary earned). I think it works great and is more fair this way.

[@gaiaang8112]

Isn’t that unfair since the one earning more is being punished for their competence? :/

[@stephaniemuse]

@@gaiaang8112 If you're in a relationship, there shouldn't be a "me against you" mentality. It is "us as a team". Either of you might be doing better than the other right now... but people lose their jobs, get retrenched, burn out and decide to switch industries, etc. As long as you work as a team and think of the best interest of the family as a unit (two individuals can also be considered a family) then all will be well. When either party starts to think of their own interest only, then that's when problems arise.

[@stanleychiadingli9764]

I have a joint bank account with my wife and we have similar spending habits and philosophies on most needs & wants. As such indeed, our money is our money. :) 7+ years married and still happy.

[@yongheng]

Super happy for y'all about the recent DBS sponsorships! Have been watching the podcast/talk show since its inception (but my first time commenting, paiseh la sia) and I really enjoy the nuanced takes on many issues!

[@bunnywen]

The beaker is back! Yay! Prefer it more.

[@gracelim5064]

ik every time i press into a new vid im in for laughs and fun and also knowledge!! MY FAVE SHOW EVER

[@nixon2652]

Personal view, I find that setting up a joint account for couple going into the common goal of getting married is very healthy way for money management. The joint account is mainly for household expenses like utilities, payments, replenish of household items and some even furniture. But I am shocked to hear the discussion about the differences of "what if one love steaks and another love maggie". The point here is simple, If a married couple who vow to go through things together and has to be so calculative over groceries, what is the point of even getting married and staying together? Do you calculate who stay home more and uses more electricity and pays the bigger share? Or do you split the bill at restaurant (after married) just because one ordered A5 beef and another order a salad? This is so disheartening to hear. This is not love but just a companion.

[@cros5190]

honestly this can go on for 2 hours and i wont mind at all

[@sharidawati]

I love this topic, hope to have more discussion around finances

[@jmin4951]

how is it so many awesome episodes and dan still trips on the intro 🤣🤣🤣

[@JohnathanChuaa]

He getting very stressed out now that it's becoming a thing

[@pxchia1]

really enjoyed this episode! please do more episodes where you discuss topics that are a bit more taboo/or less talked about because it's just less "socially acceptable" to do so!

[@alastorneo5634]

Can we just acknowledge JP's Mr Crab reference

[@YoutiaoVlogs]

Loving your video listening like podcast while I work, hope you get a lot of new viewers after the recent sg saga 😊following you guys before that

[@verayu1091]

@ Daniel you don't need to go physically to the bank to open a joint account, at least for POSB. You can sign up for a joint account, complete your side, and put in your partner's details and they'll get an email to complete the application. In the blink of an eye, you get your joint account yays. Can do everything on phone.

[@TW-hk2uw]

This is a good topic and many can relate to it. Having to know how much is the limit for spending makes a difference so as to ensure that there is still enough to put into savings for contingencies, or for the future when both partners have ceased to earn employment income.

[@Lucas-wn5wm]

love the vids!

[@tanchormay6447]

Its tough when it comes to money and tougher to find someone who is willing to take on your baggage and vice versa. 🥺😞

[@beaverly]

Can y'all do a podcast about giving money to parents?

[@blaxerx]

I think baseline is a good relation need to be able to talk openly about finances. If you don't have that, it's a major red flag. I also feel that what is often not considered or discussed with an open mind is "what happen if". Be it an accident, health problem, divorce etc. Very easy for one party to refuse to discuss it because it's "pantang" or they just in denial.

[@thesumon773]

Why is it have to be so difficult? Just set household budget. U can set ratio by income if u want to be fair. 1. Know basic expenses, 2. Divide by categories like this person pay for transport and pay for food and etc. 3. For treats, then based on own will. 4. For goals like travel, set joint savings.

[@matthewss0]

How do you guys then navigate the emotional issues when broaching the topic of finances? There's bound to be partners out there who gets emotional over everything right?

[@AOSRoyal]

broaching siol

[@ntunbs4041]

I'm more interested about toxic bosses with lots of allegations. Can do a podcast on that?

[@thiefalways]

Do the podcast in 4k!

[@dereklim1985]

Why change back to beaker?🤭

[@angiemf9033]

Parents shouldn’t expect money from their chn.

[@NicholasYg]

If only traditional parents think that way. My mom refused to work despite my Dad having loads of credit card debt, but she have hinted me to give her some allowance after my graduation… hais

[@thaimingyap1461]

We never talk about money 💰

[@jameslooi5597]

PLEASE follow through with the JP Long hair thing

[@TheDailyKetchupPodcast]

no.

[@melwu4839]

If you have too much money it might destroy your life and your marriage

[@starsshooter99]

what?! how?

[@eugenewong9134]

My wife and I have no shared account. Is that a bad thing? Should I have the conversation? I think we are doing ok so far

[@tlim8969]

Its kinda harmful & stereotypical to have blanket statements about how much having a Singaporean girlfriend will 'cost'. There are many ladies who do not expect the guy to pay for everything and/or have very modest & reasonable spending habits. And if you are complaining that girls are only impressed/appeased by money thus having a girlf is expensive, then you need to reconsider the type of people you seem to like to chase instead of relying on blanket statements like 'all girls like that one la'. Its setting up yourself and your relationship for unsustainable, unrealistic expectations. Find a partner with similar spending habits and values and does not use money as a weapon to test your 'love', then talking about money will become a positive experience to help each other achieve your goals together.

[@cckkjjeerryy]

Where is Sylvia

[@TheCabbagepatchgirl]

yes. dating in my 30s... future does not align means bye bye hahahha aint no time to waste

[@saaiviknesh642]

But yes money has destroyed many families

[@Lucas-wn5wm]

#cookingshow

[@HdyaSalimi]

I really enjoy this podcast very insightful!! i wish u could include multi racial cast tho, i feel it will be nice to hear different perspectives from other races/culture as well :) nonetheless awesome content!

[@irenesarahchia9836]

I attract lousy men who sponge off me and I used to be that dumb. Used to be!

[@meowant1415]

eh why jp drinking out of a beaker from chemistry lab xD

[@saaiviknesh642]

Why beaker again

[@TheDailyKetchupPodcast]

you prefer butt?

[@ivanlim4062]

o/ cooking show

[@daniellee4265]

Funny question: who keeps the baby bonus cash handed out by the government? If the mother keeps it all is normal?

[@sumit6190p]

Mother can keep the bonus to buy supplies for the baby

[@AllHailSuarez]

Hermione is my mione?

[@TheDailyKetchupPodcast]

dont be riddikulus!

[@tyunxuan8]

PETITION FOR JOHN'S COOKING SHOW

[@wiIIywanka]

what happened to butt cup

[@sixers1984]

Guy must earn more money la. This kind of money conversation, guy must always be the one paying more. Otherwise, will have a lot of arguments 1.

[@JunWeanTheRetard]

pray you don't date princess with 3k salary bro