Shyam Sir, Many times you think like a fund manager. Nifty as a portfolio can be far inferior to a well constructed portfolio. we are not fund managers nor have the ability to cherry pick good stocks or analyze MF constituents. Given the winners of today can be the laggards of tomorrow. How do we stay on the winning side most of the time. Sure we can take advice from informed people Or settle for an index fund. Index funds are analogous to FDs. Simple, maintenance free , certainly not the best. But works !
@mechraja902 ай бұрын
He need to explain statistics of all mutual fund performance with benchmark nifty
@lonelytraveller32442 ай бұрын
Best reply dear Mr.nandhakumar. I too feel the same. Active investing beats nifty is true as long as it's a well constructed portfolio. Most of us retailers including me are definitely tat smart. In tat sense either we shouldbe wise enough to select a good fundhouse like ppfas or better stick with index. Shyam sir, awaiting ur reply
@logeshwarans55372 ай бұрын
Nice explanation sir.pls do more videos on Index investing vs active investing. 1)Index vs active (large cap) 2index vs active (mid cap) 3 index vs active (small cap) 4 sectoral and thematic investing
@mpjegan2 ай бұрын
Shyam Sir, most of the influenced Index investors doesnt even have proper asset allocation. It just needs 10 years of 0 returns for them to throw the index investing in dustbin, which happened in 1992 to 2003. They dont know everything is cyclical and just focus on costs, taxes even for rebalacing..
@rajeshganapathi79242 ай бұрын
Very much True. I never bother about increase and decrease of indexes also. Focus on good companies only.
@sekarb54342 ай бұрын
Absolutely agreed. I am an investor since 2022. Many a times there is very strong disconnect between index and individual stocks. We have to invest time and do home work before picking stocks. Then keep watching and buy in tranches when the stock price appears reasonable or cheap. Book profits when the returns are atleast above 30% net of taxes. Once you are convinced of fundamentals, never panick on a single bad quarter..rather its an opportunity to buy.. I use indexes as guideposts when there is a 1000 point bloodbath for sensex or a 300 Point bloodbath for Nifty, to buy my prewatched stocks at a cheap price.. thereafter I can relax...this has paid me good results.. ..
@sivakumarponnusamy57152 ай бұрын
But this is Very tough for many investors picking individual stock.But the same investor can do tat when comes to mutual funds.Problem now is most of active mutual fund is tat can't beat their benchmark index returns. Tat may be due to illiquid stocks entering into index or what ever.When more money enters in index funds. Then tat particular index runs ahead .for example nifty next 50.its ytd return is 39% vs avg flexicap or multicap or largecap..it beats all those. Majority investors will follow fancy things only...eager to see a long downcycle market. And see majority investors mindset.
@GetYourselfALife2 ай бұрын
300 points bloodbath. I lost it there, not gonna lie. 😂
@iamDamaaldumeel2 ай бұрын
You're a smart investor; don't benchmark other investors compared to yourself. Many well to do investors have zilch knowledge on where to invest. For them index funds are the safe bet.
@tamilarasan80192 ай бұрын
On What basis stocks added to Nifty50 Sir? Was analysing MidSmallcap 400 index.. Could see more than 15 companies above 1 lakh market cap and 50k to 1lakh is about 65 companies..Just now realising your Advice on Investor safety once bubble burst Nothing left on the table later..Thanks for constant Investor awareness videos sir.
@venky19732 ай бұрын
Index investing works for people who don't have time to research. My two cents. Warren Buffett with his experience can't be wrong. My opinion.
@sonyw95dmadambakkam722 ай бұрын
Sir What you observe is exactly correct? In my portfolio bees give the least return. Where as companies ranked between 51 & 200 in nifty universe yields best returns.
@Dsvkd2 ай бұрын
Index fund is for people who doesn't have time to analyse companies, instead of wasting their time , they can use that time to increase their skill in making money.
@JagB26272 ай бұрын
Sir .. Good content again . How to eliminate bad stocks in the index ? What criteria’s to be used ?
@BalaMurugan-gd2pm2 ай бұрын
Recent ah Trent vandhuchu , varum bodhey over valued ah vandhuchi. I noted it sir.
@NS-bc3wv2 ай бұрын
Index investing your opinion okay I am also agree,,,, what is your opinion about factor based indexed investing
@kraja61122 ай бұрын
SUPER SIR,.......A CLEAR CUT EXPLANATION....THANK YOU
@Christopherjazzz2 ай бұрын
True some stocks should not be in Index E.g Adani group
@essakkimuthu16532 ай бұрын
excellent information sir🙏
@shankar77262 ай бұрын
Well explained.. I was investing in nifty next 50 index fund. In case of me switching over which type of mutual fund you would suggest?
@Senthil_srinivasan2 ай бұрын
Some active mutual funds may beat the index, but it's like finding a needle in a haystack. Also, if the fund managers change and it's no longer the same fund, then you have to change fund and attract capital gains taxes. Its all unnecessary. Have goals and pick index for equity exposure needed and keep it moving. For thrill and to satisfy ego just do less than 10% of portfolio in picking stocks. Its the best way.
@ShyamSekhar-ithought2 ай бұрын
I don't agree. These are misplaced beliefs. I have done active investing all my life. Only people who are incapable of even choosing decent funds misguide their gullible followers. A decent adviser can always pick good active funds. I am certain about that.
@Senthil_srinivasan2 ай бұрын
Sure, an advisor can be of great help finding good funds and move capital in and out of funds as needed. However, these activities adds an extra layer in investment journey and gets things more complicated and incurs more expense in the process. For an common investor looking for simple solution indexing will be the best way to get required equity exposure.
@acqacqurian71482 ай бұрын
Sir, if we go through advisor, then additional 2% will go to them na@@ShyamSekhar-ithought
@Selva_Investments2 ай бұрын
For tackling this. Can we expand the Nifty like S & P, FTSE by keeping 500 or 100 companies?. In that case the moving in and out companies will be much lower market cap hence impact of movement will be lower.😅 Your thoughts?❤
@prashanthc81352 ай бұрын
70 percent of equity active funds could not beat index in long term.
@Doodle18472 ай бұрын
Automobile inventory at dealers at record high shows auto industry entering slowdown or recession, shyam can you throw some light on this as stock market is being manipulated to ignore all negative news and live in false world,,
@SUGUMARSRIDHAR2 ай бұрын
Fantastic.. Fantastic Boss.
@dkkalai2232 ай бұрын
Thank you sir 👍👍👍
@globetrotter92122 ай бұрын
How to plan buying a own house while we are on an investment journey?
@mechraja902 ай бұрын
Selecting out of 126 mutual funds is like stock selection for mediocre investor like me
@muthudfan97432 ай бұрын
Thanks sir
@kabilan132 ай бұрын
Sir excellent msg to everyone 👍
@baratharumugam22922 ай бұрын
Thank you Sir!
@maheshvaidhyanathan93282 ай бұрын
Hello Sir, Is there any reason Tata motors is mentioned in the thumbnail and the content directly doesn’t mention anything about Tata motors? Is it just to warn that it may not be a good stock in index?.. just a hunch..
@Christopherjazzz2 ай бұрын
He should have put Adani instead of Tata motors 😂
@karunanithimalaichamy62332 ай бұрын
This video might be recorded some time back..he might not have time for today video so they used news based thumbnail and put the old video
@karunanithimalaichamy62332 ай бұрын
Tomorrow he will discuss about tata motors
@umeshanand62802 ай бұрын
There are few active fund managers who can beat Index, I always wonder whether Ithought can do it, I will visit your office directly to see how the organization performed, if proven, I'm your customer!!!
@ShyamSekhar-ithought2 ай бұрын
Buddy, I have outperformed the index as an investor for 34 years. Everyone is free to listen to people who don't know Investing. Only they ask you to hug the index like it were a soft toy.
@umeshanand62802 ай бұрын
@@ShyamSekhar-ithought I'm an Index Investor (7 yrs) before it became popular among Finfluencers, and I've been doing GILT mutual funds a while ago. I guess your team mentioned it few months ago, not influenced by anyone. Furthermore, I will have a word directly with your team soon :)
@padmanabhanr42422 ай бұрын
most largecap MFs in India have lagged the index. so at least for large cap, index investing is better.
@ShyamSekhar-ithought2 ай бұрын
The point is you need to pick the right fund. And find a method to beat the index significantly. I see no problem in doing that. People who only see problems fail to see the opportunity. My effort is simply to make them think of the opportunity.
@subathiramurali2 ай бұрын
Good❤
@padmanabhanr42422 ай бұрын
@@ShyamSekhar-ithought : ok, nor easy for common man..
@globetrotter92122 ай бұрын
What is the expense ratio at ithought?
@ramsamys12 ай бұрын
No data points supporting the arguments. Taking a sample viewpoint of somebody from here and a partial data point from there does not make for a convincing argument. e.g. does not talk about how many active funds in India have beaten the index over the last 10-15 years.
@lol6197192 ай бұрын
He is taking a dig at some physics professor lol. At least the physics professor has substantiatied with data. This influencer hasn't shown any data.
@GetYourselfALife2 ай бұрын
@@lol619719There are lot of data to go with active funds even in freefincal. What are you talking about? I think Shyam gave enough reasons for anyone with reasonable mind to go with active funds because the playground is more favourable this side.
@பாமரன்-ள6த2 ай бұрын
Very nice for seeing you and hearing your advice everyday
@thomasvibakar77132 ай бұрын
Have few questions. Your views on investing in other funds is fine. But my question is SEBI or other govt organisation only decides the companies to be categorised in Index or Nifty. You are telling that present method has flaws. That means SEBI is not properly doing this for years. Index funding is suggested for the people who have zero knowledge on stocks or shares. You are opposing index investing which is fine. At the time you opposed small cap investment, thematic sector investment also in your previous vidoes. As an investor after hearing all these which fund should i consider. Next category to index investing is large cap. This also saturated and in a situation to give less returns. I hope the same question may be with other people also. Your views are really useful. But at the same time one stage got really confused to choose the right one.
@mechraja902 ай бұрын
Sir Without data we can’t take decision Can you ask your team to share how many mutual funds beats nifty and how many not beat nifty benchmark in long term
@ShyamSekhar-ithought2 ай бұрын
Why are you worried about the losers. Our job is to make you win. If you experience what we do for three years, you will not need to be convinced any further.
@venkatesanpalanisami14492 ай бұрын
Good evening sir thanks for your valuable information
All of us not have the skill of financial experts So we go for Mutual funds route instead of direct equity Among the mutual funds we go for passive investment in index funds as we are not 100% sure that high expense active fund will beat its corresponding benchmark index Passive index funds gives returns which is inflation beaten and higher than FDs.. "போதும் என்ற மனமே பொண் செய்யும் மருந்து" Endha active mutual fund nalla pannum nu adha track pannitu iruka time ku index la investment pannitu professional skills ah improve panna we'll get some extra money... Simple...
@benny0000092 ай бұрын
Neenga pesunathulaye urupadiyana pechu. US STOCKS BUY PANNALAMA SIR
@boopathiprasanth8752 ай бұрын
Nice Explanation sir 🎉😊
@Siva14772 ай бұрын
Sir, Do we have control over actively managed funds on which stocks has to included/excluded from the portfolio ???? In tat case why worry only abt Index’s composition…..? Which gives better returns with relatively less risk is wat an investor shud be worried abt….. so your point doesn’t stand valid sir…..
@ShyamSekhar-ithought2 ай бұрын
The whole idea of a good fund manager is intended to actively do superior selection. I hope you see and learn from good managers someday. BTW, index is not less risk. It often is about more risks.
@GetYourselfALife2 ай бұрын
Index fund are generally more risky, as many fund managers try to reduce the risk relative to its benchmark index. So you can potentially get more returns with far less risks.
@ShyamSekhar-ithought2 ай бұрын
@@GetYourselfALifethis is the most sensible comment. Taking lesser risk must be a good investor's motto.
@Siva14772 ай бұрын
@@ShyamSekhar-ithought Not really Sir. Last 5 yrs in India only 8 Largecap funds has given alpha over Nifty and last financial year only 5 LC funds has beaten Nifty’s return. An investor is worried only abt the returns. And FYI standard deviation of most of the Largecap funds are higher than Nifty 50. Superior selection is very subjective sir. 15-20 yrs back ppl had different opinion abt reliance but now it has changed. So I purely believe Passive is the way forward particularly in Largecap Space. And within passives in Largecap there are new inventions like Eqaul weight Index, Top 10 alpha, Nifty Next 50 etc which will help us earn alpha over plain vanilla Nifty 50 or 100. Still we have opportunities in active funds of Flexi, Multicap, Value, and small cap. Let’s wait and see.
@Siva14772 ай бұрын
@@GetYourselfALife They are trying but yes most of the times risk is reduced but they are not able to deliver superior returns.
@gandhikumara42012 ай бұрын
Vanakkam Sir 🎉
@ramakrishnanm42242 ай бұрын
I think private sector banks will perform only if public sector banks NPA increase.
@kans19712 ай бұрын
😂
@subathiramurali2 ай бұрын
Welcome sir
@burnere6332 ай бұрын
It's not clear whether this is about index funds vs active funds or Index funds vs direct equity. If it's the latter, that's an apple vs orange kinda discussion.
@ShyamSekhar-ithought2 ай бұрын
Direct equity is active investing too. The campaign against active equity funds is being done by stock brokers. They are mostly snake oil salesmen. Let's not forget that part.
@ThiruNarayanan-ok9vk2 ай бұрын
Very nice ❤❤❤
@subathiramurali2 ай бұрын
I'm investing in active fund
@revathia17822 ай бұрын
Same time investors cannot rely on all fund managers and very few managers beat index now
@dilipkumarp73962 ай бұрын
Bro why you are always commenting negatively
@shivani-hn2un2 ай бұрын
@@dilipkumarp7396 It is a fact, not negative answer. Do you think otherwise?
@karthikeyan30262 ай бұрын
88 percent active funds didn't beat bench mark index sir...why do you blame small investors who doesn't know individual stock analysis?
@ShyamSekhar-ithought2 ай бұрын
Compare yourself with winners. Not with losers. That's how you will get better.
@GetYourselfALife2 ай бұрын
Where do you get this 88% data from? How many is largecap, midcap or smallcap? In largecap, flexi cap, what is the ratio?
@ShyamSekhar-ithought2 ай бұрын
@@GetYourselfALife யானைக்கு பேன் வாரின கதை மாதிரி இருக்கு. இவெனல்லாம் ஜெயிப்பான்னு பார்க்கறதை விட்டுட்டு எவனெல்லாம் தோத்தான் என்று தேடுவது. இதுவா ஜெயிப்பதற்கான வழி ?
@saideepak13952 ай бұрын
Thank you sir
@rathnavelnatarajan2 ай бұрын
Good. Thanks Sir
@Aroundtheworld18212 ай бұрын
Please talk about overseas investment in china
@muthupandis7112 ай бұрын
My index mf 5 year Returns 22.5 % sir , Index mf Always Right
@R_Sangeetha.242 ай бұрын
@@muthupandis711 தனிப்பட்ட பங்குகள் இதைவிட அதிகமாக சம்பாதித்துள்ளன...
@loveyouself53892 ай бұрын
Nifty 50's 15 year average return only 11 percent
@muthupandis7112 ай бұрын
@@loveyouself5389 M y Nifty Next 50 MF 5 years sip 22.5 %
@mano-wl1bs2 ай бұрын
Sir, Chinese Economy pathi pesunga
@venkatesh_kailasam2 ай бұрын
By the way, why Tata motors logo & "Manda bathram" quote?..
@burnere6332 ай бұрын
They probably have an over-enthusiastic GenZ social media person. I have been noticing it in the last few thumbnails.
@BalaMurugan-gd2pm2 ай бұрын
Sir oru 10 lakhs mela portfolio vandhutta. Adhuku appro US index investment Pani diversification panalama sir.
@GetYourselfALife2 ай бұрын
Is this stocks alone? Or stock + bond + equity Mutual fund + debt mutual fund?
@RANGANATHANK-tq9hj2 ай бұрын
❤🎉
@R_Sangeetha.242 ай бұрын
இண்டெக்ஸ் ஃபண்டை தாக்கினார் 😅😅😅
@maruthappansundaram57832 ай бұрын
😂😂😂😂😂😂😂😂
@kumarmani63852 ай бұрын
❤❤❤❤
@snsramkumar2 ай бұрын
i thought you counter spiva datapoints with your data. But felt disappointed
@ShyamSekhar-ithought2 ай бұрын
I don't need to do such things. I know what it is by doing it for 34 years. It is not my job to convince anybody.
@snsramkumar2 ай бұрын
@@ShyamSekhar-ithought No problem sir. Thanks for your response.
@LogeswariA-l2k2 ай бұрын
Shyam sir... What Manda pathram😂
@VijayKumar-ct2pz2 ай бұрын
Adani enterprises
@karthikeyanp49722 ай бұрын
It is accepted stock markets are over valued ஆனால் உருட்டு சேகர் அவர்கள் என்ன சொல்ல வருகிறார் என்றால் active investment பண்ணா தான் நாங்க கமிசன் மற்றும் இலாபம் அதாவது நட்டம் அடைந்தவர்களின் பணம் இவர்களுக்கு இலாபம். பொருளாதாரம் ஆண்டிற்கு 7 % வளர்வதாக கூறி ஆசை வார்த்தைகளை காட்டுகின்றார், உண்மை நிலை என்னவென்பதை பல பொருளியல் அறிஞர்கள் கூறியுள்ளனர்.
@ShyamSekhar-ithought2 ай бұрын
“பொருளியல் அறிஞர்கள்” 😂😂😂😂😂
@maruthappansundaram57832 ай бұрын
எல்லாம் திராவிட பொருளாதார புளிகள்.
@sivarajfinancevallioor80722 ай бұрын
😂@@maruthappansundaram5783
@sivarajfinancevallioor80722 ай бұрын
😂@@maruthappansundaram5783
@natarajansivathanu46932 ай бұрын
Sir have more faith in Active Regular fund than indices. Every month active fund managers pressurised to beat indices. Every month same fund not able to beat. In 3 to 5 year only 3 to 5 Active fund only beating indices in each category. Sir have more faith in Active fund because of his regular commission. Sir have doubt credibility of nifty 50 & Nifty 500. Sir didn't have no issues with private company AMC Fund manager choosing stock portfolio. Avoid PMS due for STCG , ENTRY LOAD , EXIT LOAD, EXPENSES RATIO IS HIGH. For convience people are choosing between Active & passive. We cant give guarantee to active fund managers. Every fund will beat . If you are average investor you want to be 70 percentage average investor choose passive. My fund will beat every year from here onwards. You will be in 25 percentage investor that your fund beating indices . For long term 20 to 30 year active fund managers will beat indices from now wards. Past datas cant be proof for future
@natarajansivathanu46932 ай бұрын
July month only 39 percentage of active fund only beating indices. Total number of scheme 283 & outperformed indices 109 scheme. Shyam Sir mentioned 34 year I am beating indices. If sir explain with proof & I am will be grateful. For July month sir will be 110 person . Kindly take datas of last 20 year how many active fund beat their in respective category that also kindly explain sir
@ShyamSekhar-ithought2 ай бұрын
To make money, you need to first think beyond just costs. If you buy cheap products, it does not guarantee any returns. Most of the investors lose money only where the brokerage is zero..so let's be mature in our discussion.
@natarajansivathanu46932 ай бұрын
Sir maturely asking only one question for past 20 to 30 year how many active fund have beaten indices . Actually indices fund is not cheap. It has expenses ratio up to 0.44. We have asking questions means it will be cheap product & mature question. Indices not a cheap product. It is the benchmark. Whole active team is trying to beat the indices. Sir didn't have faith on NSE & SEBI. But have faith in some AMC Fund manager. Shyam sir thinking beyond NSE
@natarajansivathanu46932 ай бұрын
Shyam sir blindly giving answer how indices will be cheap product. You degrading NSE For your beneficial
@ahamedkabir20062 ай бұрын
Also our GDP 7.2 is debatable 😂
@ShyamSekhar-ithought2 ай бұрын
IMF Director Gita Gopinath doesn't think so. Only dummies do.
@firsthome61142 ай бұрын
All your efforts go in vain since you are doing business of recommending Active Mutual Fund in M2W. Your integrity should be beyond doubt. If someone told I am in fasting while sitting on the pile of mangoes nobody would strongly believe.
@ShyamSekhar-ithought2 ай бұрын
Our portfolio performance should be what you judge us by. Not by your perception. It shows you fail in objectivity. By your logic, nobody in the industry can talk on anything. Clearly, nobody can help you if you prejudge on your biases. BTW, we make losses working for small investors in M2W. It's not even a small percentage of our biz.
@ShyamSekhar-ithought2 ай бұрын
On another note the so called neutral guys make more money through AMC advertisement, KZbin revenues, coaching classes and more. They are not even telling you their income sources.😢
@anilrp1122 ай бұрын
மீண்டும் தாகபட்டர் அந்த பொருளாதார புலி 😂😂😂😂
@anilrp1122 ай бұрын
@@kiruthigak7451 oh is it
@viki199102 ай бұрын
Pulilla bro avaru congress in adimai😂
@kumarramu69772 ай бұрын
Loose
@nandhakumars39082 ай бұрын
American funds manager guts iruku but neega ?
@bhoomifarms45712 ай бұрын
He has more guts. For that reasons, Shyam sir sharing his vision & knowledge to us. What about you ?. Do have any guts ….