India’s Vast Rural Areas Plug into Digital Economy

In India, an initiative to bring internet access across the country has helped millions plug into new digital technologies. One of them is a payments system that is transforming the way business is being done in the vast rural areas of the country. Anjana Pasricha has a report.
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[@dnyaneshlakhmal7735]

It's not 🚫 cheaper.. It's free of cost 🙏🇮🇳

[@rmkhr048]

Free of cost, for now. But they will charge soon. Still, cheaper

[@piyushjoshii]

@@rmkhr048 let’s have a discussion then, until then enjoy / hate Modi choice is yours.

[@TheSoccerseeker]

@@rmkhr048 then we will move to cash no worries,

[@dnyaneshgadam5457]

Good

[@unome3960]

@@rmkhr048 and what's about visa,master card 😅 lol they charged too much

[@lostashmish]

CORRECTIONS :- 1) UPI works also in offline mode 2) Now even personal phones are not needed, unified toll free is all one needs.. Everything is soo much digitalized, integrated and seamlessly unified

[@Amuzic_Earth]

And UPI is a direct to bank transaction and instant. Paypal and others should learn this, in 2022 it's appalling that transactions are not instantaneous(unlike India's UPI) and sometimes even take days.

[@pratyushpal9]

Correct

[@blackheart6288]

Bro I was trying to do on Paytm, it asked to switch on internet

[@sahilbobade3428]

@@blackheart6288 by offline it means that you can do transaction by dialling a USSD code. I think its *99# then you have to follow general instructions that it provides. No need of internet but you still obviously need a working cellular network signal.

[@blackheart6288]

@@sahilbobade3428 gotcha thanks

[@ssahasramorganics7664]

I have stopped 1) going to banks 2) Going to ATMs 3) Carrying a wallet 4) Paying in cash 5) BUYING from shops who don't have UPI Very soon I will end my dependence on petroleum I will go fully green God willing 🙏 I am from India 🇮🇳 Proud to be Indian

[@nitishgaikwad98]

Now even thieves need to be digital literate. 😁

[@raja7775]

How do you even deposit your savings without visiting a bank? Edit: by bank I meant ATM. Just a slip of words excuse me

[@ssahasramorganics7664]

@@raja7775- at ATM deposit machine near my home - in case it is required at all All my earnings are deposited directly in bank and expenditures are 99% digital - including salary and even milk man, paper man 👨- till last month my filling station did not accept phone pe but from this month, they have also put up a QR code.

[@AK-fc5rc]

Last time I withdrew cash from an ATM was 4 months ago.

[@JesusisLord78]

You will become a slave to the system. It's the beast system spoken about in revelations

[@aj.sh0108]

I remember one of the former Finance minister from Congress, M Chidambaram mocked Modi Govt. saying (mockingly in Parliament) "so you (govt.) are saying the poor people in vilages will have debit and credit machines for one or two rupees transaction, where there is no electricity" and he laughed loudly along with other opposition parties. Now the rest is history and whole World laugh at him 😂😂

[@blueaugust227]

Congress wants to keep India in the 1950s. Well-done Modiji for trying to take India into the 21st century.

[@anurag6818]

Chidambaram abhi jhoota khara hai public se

[@spssaikia]

Exactly

[@Kathakathan11]

You should read his Sunday Indian express articles, many are so funny, it’s like he has lost the rationality. And is just mocking anything bjp does, completely disregarding many other government employees who work to deliver the results & also the academicians and private sector experts who have put effort to bring this digital revolution. I think reading those articles I have fair share of laugh as well.

[@D0MINIC7]

Just to give you some context . NPCI came into existence under the leadership of P Chidambaram in 2008 , company who made upi imps . Also UPI was brain child of Raghuram Rajan ex governor of Rbi . Modi is a great leader . But always remember give credit where credit is due .

[@renjithlal9404]

I do my 70% transactions through my mobile phone. I'm in a Kerala village. My full support is to P M modi🙏🇮🇳👍

[@kr8s]

PM modi ne kya kiya Paytm to 2010 se chal raha hai ?imps bhi

[@amitdabas229]

@@kr8s Modi govt is providing support to all the fintech startups growth and is paying crores of money to banks for keeping it running which is much better than congress leaders who were laughing when UPI was introduced in India.

[@kr8s]

@@amitdabas229 nobody was laughing... Congress introduced imps that enables 24*7 transection. Modi did notebandi so that his rich businessman friends could convert black money to white money 99.6% of notes were converted.... Also check how Jay Shahs bank got so much money 😂😂😂... Bjp ke pyaar main tum desh bech doge .

[@Himachali_Protagonist]

💯

[@Himachali_Protagonist]

@@kr8s it same Like saying Credit of AIIMS goes to Nehru 😂 Congress made 2 AIIMS in 60 years and BJP made 23 in 15 years especially modi 15 in 8 years. Same with IITs etc. It's modi Team Which made UPI blockbuster.

[@mayanksaini11]

1st time seeing any American channel appreciating India’s progress😊

[@shankykumar7434]

bro it's just a beginning

[@royalsanatan3443]

It's just a trailer.

[@bhaskarpathak6216]

"American channel appreciating India" Is that what makes you happy?

[@adityagupta10042]

@@bhaskarpathak6216 it means we're on right track

[@bhaskarpathak6216]

@@adityagupta10042 its means that your standards are defined by Americans. It means, Its not of great value if your hard work doesn't impress them. Do Americans look towards Indian reaction when they do something great. No they don't care about your reaction. Improve to impress yourself and not to impress others.

[@anchalsingh78]

as an Indian I'm surprised , you are reporting about good things in India???🤯🤯

[@rawknock_]

😂😂 spot on!

[@XauUsd.46]

This is not bbc nyt aljaera ndtv(old) wire

[@smartbaba1321]

I was looking for that Comment 😂😂😂

[@thevinayjangid]

Really 😃😂😂

[@dibyaranjannaik206]

😂 yes

[@BlackholeJET369]

No need cash & Card, only a mobile phone. It's made our daily life so easy. 🇮🇳👏

[@ingejustavanderhelm5208]

Be careful with those digital payments. Never ever give up cash money. If there's only digital money the banks & government can block your account when you do something they don't like. This happened to the truckers in Canada who protested the vaccine mandates. That's why we should never accept CBDC only. Always keep the cash. And through digital payments the banks & government can see what you buy. Farewell privacy. In Europe they want to check your CO2 emission through your purchases. If you ate meat that week, no traveling by car for you. It's all about control. Wake up friends!

[@friendlyatheist9589]

you dont need internet to do those transactions. it Is a well thought out initiative

[@sowmitriswamy6718]

Yes it is. It also cuts down on cheating and saves the vendor lot of work. He can see instantly how much sales occurred that day. He can order goods to suit his volume on a day to day basis trimming his inventory.

[@ravirajpandya8291]

Na, even without the internet, you can use the same feature by your mobile dial pad key numbers .

[@manodiptam100]

I once travelled for 3 days with only 20rs cash in my pocket.....still intact when i returned home.....and thats just one of many such!!!

[@kapil_j777]

3 days bro i dont even remember when i went to atm for cash withdrawl , its been months ,cause almost everyevere you can use upi

[@sourabhkumar1338]

Bro two year total cash i used 1200 only. Everywhere i used UPI. 6month doesn't even touch cash.,

[@rutvikrs]

I withdrew three 2k notes the day before Modi announced the country wide lockdown. Still have them. 🤣

[@surajverma6598]

@@rutvikrs bro u should spent them or deposit it to the bank before Modi make it illegal bills again 🤪

[@rutvikrs]

@@surajverma6598 I plan to frame them and keep them

[@akshathashastry8561]

Yesterday i paid a cart flower vendor on the road via UPI. Thanks to the cheap internet by reliance and UPI system by the govt. I am proud where our country is heading .

[@nandakishore5204]

It is not cheap it is affordable

[@manannaik1341]

All hail Ambani

[@d-katsu8931]

​@@nandakishore5204 it is cheap when you compare it to other countries.

[@saurabhraj2690]

@@nandakishore5204 why are you ashamed of it being cheap?

[@nandakishore5204]

@@d-katsu8931 what do you want to compare it bro. Wait for 5G to come and then compare it to other countries

[@minilroy8774]

10 years ago, I never thought the internet penetration in India will be this much. Talking about payment, can't even imagine that. So here in 2022, we did an amazing progress in digital payment. UPI is a real wonder.

[@courage04]

all goes to Arun Jaitley's visionary plan.

[@ingejustavanderhelm5208]

Be careful with those digital payments. Never ever give up cash money. If there's only digital money the banks & government can block your account when you do something they don't like. This happened to the truckers in Canada who protested the vaccine mandates. That's why we should never accept CBDC only. Always keep the cash. And through digital payments the banks & government can see what you buy. Farewell privacy. In Europe they want to check your CO2 emission through your purchases. If you ate meat that week, no traveling by car for you. It's all about control. Wake up friends!

[@kanyabae]

Ambani too for introducing jio

[@minilroy8774]

@@kanyabae of course. I'll be grateful for that. Even my parents in rural Kerala switched to smartphones dumbing TV. What a change.

[@spasarma]

​@@kanyabae Why so much obsessed with Ambani. If u don't like jio switch to other carriers. I am not using Jio. I'm an Airtel user almost 17 yrs

[@vasu18236]

Even if internet speed is upto 30kbps we can do payment there is no such speed issue

[@thedn3164]

It can be done in offline mode as well.

[@Fr34k_77]

@@thedn3164 how pleaase can you teach me how can i use in offline mode

[@snehanshuphukon728]

*99#, but it won't work in jio

[@Phoenix.219]

@@snehanshuphukon728 I don't use Jio but maybe u can google which number works on Jio

[@buzzshocker1069]

@@Phoenix.219 LTE doesn't support *99# and JIO only offers LTE All other sims will work with *99# Just dial from the no. Which is registered with your bank account it will do everything automatically asign a pin and you're good to go But keep this in mind the daily limit is 5000/- using this method

[@christyag1177]

Visited India after 7 years and as I felt that I was so late back for showing credit cards and handing over cash. Lower middle income group is surprisingly using UPI digital payments and the data aka internet is so cheap there

[@Risingworldd]

We have the cheapest internet in the world brother !! I live in the capital i just pay 1 dollar for unlimited WiFi for 1 month !! We are 5 people and everyone contribute 1 dollars and we got the unlimited wifi at 5 dollars a month😂

[@ionman2537]

@@Risingworldd bro which company? Jio or Airtel?

[@Risingworldd]

@@ionman2537 jio Fiber bhai , 470 lagta hai GST laga ka mst mahina unlimited chlata rho👌

[@ashutosmisraa]

@@Risingworldd cheapest !?!

[@adityaujwall3068]

@@ashutosmisraa bhai aur kitna kamm chaiye ?? 0 rs ?? yeh kejriwal ka nasha chhoroo ??

[@adreyn.gaming2165]

who would have thought India will become this modern to have the best payment where even other countries dont even have such best system...

[@kunalghosh8852]

Indians are pioneers in making worldclass technology services. Its not surprising and pretty normal here in India.

[@sunilpatil5536]

India has always been the first. Our voice was just never heard. It's like when you tell a joke and no one listens and then some other dude says it everyone laughs.

[@rakeshkrishnan1099]

Only ppl with less information about geopolitics nd history of india or those who beleive europe is garden whole the rest of the world is jungle

[@user-hp4gt5ws5d]

@@sunilpatil5536 Yeah introvert jokes

[@Iamalemonwhy]

Thanks to Modi and his party BJP

[@homosapien5442]

It's just amazing and Hassel free, useful.

[@samindherreddy]

We can even Pay offline without Internet Connection

[@ashutoshyadav7385]

@@samindherreddy scammers will have a field trip with this feature

[@himanshusingh5214]

But it can only be used by Homo Sapiens. What about non-homo

[@samindherreddy]

@@ashutoshyadav7385 I don't think so

[@newheadstart]

@@ashutoshyadav7385 lol how? Elaborate more

[@hemutiwari5649]

It's not cheper... It's free

[@Kumar-fg1cj]

They like to use this term with Indian News

[@emotionalIntelligence2078]

@@Kumar-fg1cj Just wanted to say exactly the same.

[@abhijeetbhagat100]

Phone pay now charging 1 rs

[@emotionalIntelligence2078]

@@abhijeetbhagat100 😅 for phone recharges, Paytm too

[@sagar11112]

@@abhijeetbhagat100 for recharge 2rs lagte hai Par all transactions free hai

[@newheadstart]

*BBC, Al-Jazeera and NDTV has left the chat.*

[@abhay_prasad2859]

all western media, CNC, al jazeera, TRT etc. left the chat.

[@TORSOKNOWLEDGE]

NDTV join Adani 😂

[@ChandanMishra-ql1bi]

Typical goobhagt 😂

[@SurajSingh-ht9rc]

We alread did 35 billion digital transactions worth over 60 trillion Indian rupees of transactions across India In financial year 2021

[@dineshshekhawat3491]

now its almost 100 bn a month in digital transactions

[@gowthama2689]

In 2021 Indians transacted over $1 trillion through this UPI in 2025 this ll stand in an unimaginable level. Whole world ll stun with amount of money pass through this UPI. Already France, UAE, Singapore, Bhutan started to accept UPI

[@joshichirag351]

Correction: it's not cheaper but it's free of cost. Even in the smallest villages now you can go cashless without any worry. UPI is the biggest innovation of the century in Fintech sector imo.

[@41ankitt]

UPI has really transformed the way digital transactions happen in India ! .... 🙂 ....

[@Prateeksinghbhadouria]

An effective and stable leadership led to this. Thanks to our base line workers too. People inhabiting urban areas were used to such technology and didn't find it difficult to adopt but people from rural areas not only learnt it but today majorly every small vendor is using it. Thanks for showing it. 🇮🇳

[@Dubey1210]

Fun fact-even the beggars in India takes digital payment though UPI some times he/she has better phone than me 😅🤣

[@silvesterakon3684]

Shadi Wale band baja wale bhi 😂😂😂

[@ramtripathi6569]

😂😂😂

[@anoodsiddiqui7050]

😂😂

[@TheSoccerseeker]

U dont say beggars, its homeless

[@physicsconcept1239]

😂😂😂

[@bharadwajn8573]

Now i can die happy. For the first time Im seeing VOA telling good happening in India.

[@TheNitfitnat]

*Even temples in India started using UPI for donations instead of old school box, when I saw first time this I laughed too much* 😂😂

[@ravikantraj828]

🤣

[@sunainamishra3052]

Bhai shaadi me bhi log gift dene ke liye UPI use kr rhe hai

[@bsubhajit]

Well there is nothing to laugh. Its normal for anyone to use echnology that makes life easy. Even beggars use UPI which is empowering to some extent.

[@TheNitfitnat]

@@bsubhajit And here comes the serious man 🤣Chill man.. we all know UPI is everywhere in India . I laughed because it was not usual at that time even now a days news in highlight when in Shaadi, bands member have pasted UPI Scanner on top of Dhol and Baraaties were sending money to him .

[@bsubhajit]

@@TheNitfitnat Yes you mocked about donation boxes in Temples so it's kind of insulting. What do you expect people would understand by such words.

[@saitama-]

digitization in India is on next level 🔥🔥I dont even take my wallet with me anywhere. Everything in my phone, for payment: UPI, driving license & other IDs: Digilocker, vaccine certificate: cowin. Everything works seamlessly. Which other countries even provide service to download vaccine certificate through WhatsApp?? people may think these are just small & easy things but they are not!! as our MEA said one time, on being asked to vaccine certificate my son in USA produced a paper out of his wallet and I showed took out my phone

[@Smiler2724]

What about if you lost your phone

[@Blkhwk_]

@@Smiler2724 everything is secured and its a portal you can always login in back. nothing is getting saved on your phone memory

[@suryas5954]

You just need to call to banks coustomer care and block your account before that the one who stole it can't even steal money quickly​ because it requires two password locks for every account @@Smiler2724

[@Aryan_Kumar_Sharma7]

UPI transaction is the easiest and safest way of money transaction It is a revolutionary step regarding digital India 🇮🇳😇

[@akashpandey3886]

Before 2014 i never thought that we gonna have cheap and fast 4G network, UPI, i can pay at shop via Paytm,GPay like apps so easily. Hats off to PM modi and his great vision 🙏

[@Palenque_pupikaka]

I am almost cashless 😂 I use UPI 90% all the time Paying for fuel food groceries clothing shopping etc almost everything Except few congress owned stores 😂 stubborn to adapt new technology they say its modi's payment system 😅

[@thevinayjangid]

😂😂😂

[@thewhite7723]

Same to you 🤣😍

[@anksssssssss]

Shame on you , u r not 100% cashless 😂😂

[@Palenque_pupikaka]

@@anksssssssss give me some time i am 10th dropout 🤣

[@anirudh2704]

@Phathmozooid_derail 🤣 last year I went to jaipur trip and was surprised to see the fish good, pigeon food sellers having partners machine, qr codes. So whether u r 5th pass or 10th pass there is no difference coz almost everyone can use 21st century high tech smartphone and digital payments

[@sr3bh]

Past 2 years in city almost everyone stopped carrying cash

[@friendlyatheist9589]

bhai maine aajtak 2000 ka note nahi touch kiya sirf dekha hai. jarrorat nahi padti

[@nishant5249]

Same situation with me ... I always pay my bill through UPI

[@radhamanohar2307]

Spending a 1k cash thriugh digital and spending the amount physically makes so much difference how you feel. Digital payments are good but not a good habit.

[@friendlyatheist9589]

@@radhamanohar2307 to be honest, you spend alot compared to cash because it's very convenient. The online order has increased by 10x in my family. Bad habit but technically it's circulating money in market and increasing purchasing power of nation

[@sudhanshusrivastava1969]

I have stopped keeping cash in my wallet

[@Siturambo]

Now when you go out with friends none of them can give the excuse "forgot my wallet at home" 🤣 Edit - It's pretty rare that in today's time anyone will go out without their phone & if they lie about bank balance (Ask "show balance", if they keep zero balance all the time cut ties with them 😂😋)

[@TukulParida]

Bank mei paise nahi hai. 😂

[@Siturambo]

@@TukulParida Aabhi UPI 2.0 main credit card bhi allow hoga🤷‍♂️

[@TukulParida]

@@Siturambo Credit card nahi hai..😂 😂 College ke time mere dost log aise karte hai. 😂😂 Mazaak kar raha tha Bhai. 😅

[@asthenor1583]

I dont hv bank account nor wallets. I hv pocket

[@TukulParida]

@@asthenor1583 😅

[@army_of_mr_random]

Soon India will become digital and powerful economy

[@bsubhajit]

It became already my friend.

[@Andbhaktkabap1]

In your dream

[@saurabhrai9744]

​@@Andbhaktkabap1 are you want burnol

[@Andbhaktkabap1]

@@saurabhrai9744 lega laura

[@saurabhrai9744]

@@Andbhaktkabap1 ohh my poor pak kid are you want money 🤔🤔😂if you want money come and take one time my l****da in your mouth

[@rahulb.329]

India is very unique in rapidly promulgating such a hassle free mode of transaction that it would even seem magical to many. Kudos. The popularity of Prime Minister is one reason for this.

[@manojkulkarni9083]

We Indians do more and fast digital transaction than any continent in world. Proud Indian ❤️🇮🇳

[@kumarabhishek1064]

I haven't used cash for last 3 years. ATM line has also been reduced significantly. Waiting for the time when ATM will start dispensing cash with just a scan of QR Code.

[@a.chaudhary2571]

It has started already with India post office issuing QR cards.

[@singhmonu31]

Thank you VOA showing positive side of us.♥️

[@tennysonpeter422]

Covid 19 really pushed technology into the rural areas of india, during those lockdown period everyone turned to digital payment methods rather than physical money to reduce contact. Also Jio's rapid expansion and cheap rates at the start made internet available to common people.

[@IN-ud2ks]

UPI is not cheap, it is free of cost. India has just introduced Digital Currency E-Rupee. India is going to become almost cashless society by 2030 or later within next few years may be 100℅ cashless society. So, India's UPI, Rupay Card and E-Rupee are going to be worldwide success very soon.

[@Peace-vs9yi]

90 percent of my transactions are through UPI. Digital India initiative by Modi is really a huge turnaround for the country.

[@Evolvinggamer371]

Our pm modi has contributed so much to our nation ♥️♥️♥️♥️ and that's why we love him ♥️♥️♥️

[@avinchik]

Bro pls don't give our intelligent people's credit to modi?

[@Adityasingh1839]

​@@avinchik 😂. Are you a fool ? Pm modi revolutionized india digital payment system atleast accept the fact .

[@Dhirajkumar-xf6xq]

@@avinchik Another Dum*** Hater crying

[@ShivamSharma-rq9ne]

@@avinchik it was in his manifesto of 2014. Don't be bIind. Give credit where it's due

[@adityaujwall3068]

@@avinchik bro sometime give credits to modi he only appointed them plz dont be rahul be

[@bhaskarjadhav4081]

We don't need to scan QR code we can send money on mobile number 😃

[@Neethinify]

Qr code is faster and safer

[@vaibhavgodase9733]

Tumhare pass sare dukandaar ka number kaise aaya.

[@dmworld6574]

@@vaibhavgodase9733 🤣🤣🤣🤣

[@vinaypratap69]

@@vaibhavgodase9733 he is talking about friends, relatives and others not about shopkeepers

[@unome3960]

@@vaibhavgodase9733 lol सामने वाले से पूछ na kis no par payment karu

[@prakashmallhotra6729]

In today's scenario , if a vendor says he doesn't accept online payment UPI, PAYTM, PHONEPE ,GOOGLEPAY he sees gradual reduction in customer at his shop . People avoid visiting that shop . Now it becomes necessity for vendors to immediately adopt digital payment system otherwise they will lose their significant customers

[@M3ganwillslay]

Nah .font daydream .cash is still king.

[@M3ganwillslay]

@@ykyash42 gay sri ram . Yes indian govt forces people to do everything. British raj was better

[@Akashkumar-ot8tt]

@यश कुमार bro he is from pakistan ignore him

[@The-ud8zd]

@@M3ganwillslay madarchod Pakistani Allah ne aisha ko phelea Mohammad roya or Khadija ko bhi Allah ne pela madarchod

[@lanticocean]

@यश कुमार fake account hai wo, hinduphobic dusre replies dekhlo

[@rohans31]

UPI has made our daily life so easy. Blessed to have a visinory govt like the current one.

[@binskee677]

You just have to find a way to enable this for foreigners and travellers too, the system is awesome 👌 it‘s similar to our „Twint“ in Switzerland just on a much larger scale.

[@Siturambo]

France, Bhutan, Nepal, Malaysia,Oman,Sri Lanka and the United Kingdom Are some countries who have already adopted this system (Rupay) Talks are in progress with other countries .

[@binskee677]

@@Siturambo yea many countries have them actually and paralelly developed with the system in india. I meant, if you are traveling india as a foreigner, it's not possible to use the system without a permanent indian recidency from what i konw thus is would be good to have a solution there as many foreign credit cards are not accepted everywhere and ATM's a bit rare imo.

[@Siturambo]

@@binskee677 Yes in UPI 2.0 they are testing the features to add credit card to UPI along with an offline app & transaction by calling (won't need smartphones), which will go live for all mostly in 1st quarter 2023. For foreigners to link their bank account will need UPI to be accepted by their country, so they are working on that. For time being I think most UPI vendor aap are providing wallet , But I think they should start a online secure bank for foreigners (where they can transfer some fund to that bank after getting a Indian SIM & use it hassle-free)

[@binskee677]

@@Siturambo I think addin a foreign credit card would be enough as most travellers have a credit card, but then i have to say we here already have a app where you can add your credit card, bank account or load it with money like pre payed card since years (it's called TWINT) and you can pay with a QR Code and send money to friend via phone number instantly. Paying via calling would be something new but i cannot image in a usecase where i would use that unless for people who don't have a smartphone. Is UPI linked to your mobile sim? maybe i don't fully understand yet how it works, but whats really impressive is the implementation of such a solution on such large scale!

[@Siturambo]

@@binskee677 Actually authentication happens via your sim. If the sim is linked to the bank number, once you login it will automatically detect/load all bank accounts & credit card linked to that sim. You won't have to enter any details , while paying you can use your card pin . The offline function is mostly for place where there is Network issue (e.g. on a trek to a mountain) & for rural areas.

[@augustland8952]

It's been 2 years since I started using UPI,and for almost 1 year i touched paper money and never visited any any ATM, it's free of cost, fast, reliable,and safe... thanks to our government and especially our beloved Modi ji... long live to my country India 🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳

[@Ritika_Yadav_Bharti]

India’s great contribution to world.

[@shyamhansda7162]

UPI digital payments system.... Solid initiative.

[@RAJENDRAPRASAD-ne6nu]

When I talk to my friends from the States and tell them about the digitalisation of everything that we have in India be it our driving Licence, PAN, paying bills, that amazes them pretty much.

[@trusfratedbunny2215]

Even Vaccination certificates where they hold paper document & We show cowin app.

[@shivajithakur]

i didn't use atm or cards from last 2 years. all transaction are done on UPI apps 😀😀

[@akshotgamer]

Fun fact 😅 we forgot debit card number in last two years and not used cash only using upi payment to make every type payments

[@sedimelo7660]

Yea..I used memorize all my 4 debit cards.. Digital India making me kinda dumber. My devices are doing that for me now.😄

[@kedarisgreat]

With UPI, India has done something that the developed world hasn’t. From grocery to electronics, Indians pay it in split seconds through UPI. The amount is immediately credited to the seller’s bank account. Indians have stopped visiting Banks as there is no cash to be handled. With the time saved in payments, even a small time tea seller has doubled his daily sale owing to lesser time wasted. UPI is helping the economy grow faster. No wonder India’s GDP is counted amongst the fastest growing in the world.

[@priyabrataswain6472]

Digital power of India 🇮🇳✌️

[@doesntmatter-ql3nj]

It's not only chip, it's gives us cashback 😉 Feeling bad for those people who are not able to use such simple and advance payment system even today. We don't need to carry cards or cash in India 🇮🇳

[@theabhishekmondal]

*With UPI You can make payment without internet also*

[@bcp2795]

lowdenbojam 😂

[@Dubey1210]

@@bcp2795 ye kya bachodi likhi ha bhai 😂

[@MarcsXV]

@@Dubey1210 new patch update will allow users to directly pay using to any customers using UPI offline but it has a daily limit. the patch is in the testing phase and will soon be released FYI

[@Dubey1210]

@@MarcsXV No that's good but what has BCP written what is the meaning of that🤣🤣is it relevant to something you wrote or not 🤔

[@MarcsXV]

@@Dubey1210 my 2 brain cells trying to communicate with clowns 😂😂

[@Dravidian-Secularism]

I never thought that we have this much growth in short period ❤ what a change - cashless india

[@sri933]

Hello everyone is connected with internet in India don't worry voice of America we will try to provide you affordable internet in coming years don't worry

[@abhilashpanda6812]

There is a thing called offline UPI, you just need to msg a no. with a unique ID and the amount. The no. from where you are sending the money should have been linked to your bank a/c. Even if you do not have internet you can just use the network tower to do the transaction thats pretty amazing itself.

[@jaibholenath.7817]

I am from a small village in Eastern state of bihar(most economically challenged state) ..n i m happy that even in my village 60-70% transaction are done online.. N fun fact is sometimes it passed months to see cash..

[@Varun_K_Shah]

Don't remember using cash in last 5 years. I went to Europe a couple of times and was surprised to see people waiting in queues at supermarkets to pay cash. It was inconvenient to carry and took longer to settle.

[@charanteja_]

I got graduated in 2017. It was the year when I got my first job and every shop/store has been embracing UPI. I never went to a bank in my life (expect on the first day when banks came to us for account opening) or carried any cash. I just use UPI all the time in day to day activities. That was my life style. Then I shifted to Toronto, Canada. I feel like I went past in time using cards and cash. So slow process and feel like India is living in future.

[@CprtFM]

Your Mobile no. is your payment id! Damn that’s so easy to use and remember for even elders! Payment from Sender to Receiver’s account in just Seconds, 24X7, safe & without even an extra penny as transaction charges! Great Work India! I heard now they are working on similar facility for Credit Cards payments also!!!!

[@anon4195]

I don’t even remember the last time I carried my wallet. Everything is on my phone. Be it money, ID, License, etc. Truly Digital India

[@jigneshraval0609]

India on the verge of becoming prosperous nation without any ethical enemy.

[@nostro1940]

Why do millions of indians still try to illegally go to the west?

[@Sharma2-4]

​@@nostro1940to make Indian hegemony for 2050😅

[@VIVEKSINGH-us6he]

i am doing my 95% transactions through UPI itself, there are ages some times when i use cash. thanks to digital india and jio which makes internet so cheaper.

[@thiruvetti]

While Congress wasted 1000 crores and left a crappy Aadhar software platform which is down most of the time, BJP bossed it with the UPI which actually changed the lives of poor businessmen. From small grinding mills to tiny kirana shops, all get their money via digital instead of the losses they made with liquid cash.

[@divyanshtandon6123]

And the crazy part is India did this digital revolution much before many of the biggest weatern economies like the US, Germany, UK etc. UPI indeed revolutionized the digital payment system in India and I am fucking proud about it🇮🇳🇮🇳

[@Unusual1818]

I haven't been to an ATM to withdraw cash in the last 4 years. I use UPI for all my needs .. amazing!!!

[@tusher3820]

One thing is sure that when it comes to digital payment system India is much much ahead of the USA

[@anittas224]

What i love, is zero transaction fees. Even rupee cards are like that

[@bsl5246]

It's very old now for us Indians seems like other countries are now getting to know about this this after so many years

[@lanticocean]

First time seeing a positive news report on India from an International media outlet.😅

[@anantbhushangaur1972]

When Modi first introduced UPI etc. , opposition made fun of him. Today they are realising that they were making fun of themselves 😂

[@aniketraut1593]

Most of indians right now:- Cash what's that we do only phonePe paytm

[@PahadiHindu573]

I agree with you.I also don't know what's cash

[@aksrajpoot0196]

Even I pay online for a cup of tea in my small village of Bihar India

[@pavankumar-ff9bo8zc5y]

Let’s accept the fact that it is not easy to find smaller notes and coins these days. Most ATMs are either out of cash or under service/maintenance or they dispense only bigger notes and most shops do not have enough change left because almost everyone prefers UPI/debit/credit transaction. UPI transactions are almost hassle free (except where there is no internet reception).

[@aj186]

Start collecting lesser currency. Who knows it would become rare and expensive?

[@pavankumar-ff9bo8zc5y]

@@aj186 Actually there are collectors who are willing to pay so not a bad option😅

[@lusaka677]

It is not right My pocket is full of only smaller notes 🤣

[@pavankumar-ff9bo8zc5y]

@@lusaka677 Stay invested for long 😂😂 After 10 years it may gain some value 😬

[@polarbear7]

@@pavankumar-ff9bo8zc5y that's what I'm thinking! 2000 note now already become rare 💀🗿

[@upresins]

We have a festival in Kerala called Vishu (similar to Bihu in Assam) and one local custom is handing currency notes to children and young ones in the family and friends circle. Nowadays some people have started using UPI, instead. No going to be Bank to get lower denomination notes, etc. Even at the Petrol Bunk, if the bill comes to say 791.57, we can pay the exact amount. It is so convenient. I would not be surprised in the future when beggars and those wanting handouts start flaunting their personal QR codes.

[@montuedge]

Transformative indeed, UPI is good for Bharat aka India 👍

[@mohit_soni__]

I'm from India and I don't remember that when last I use my debit card even I have forgot me Debit card pin 😅😅

[@adarsh8970]

Even here in Andaman and Nicobar Islands, Part of indian Union Territory almost 90% of all transactions take place through UPI. I dont have to worry about carrying cash when i step out of my house. The transaction is free of cost, fast, simple to understand, and doesn't require fast internet connections. UPI was an absolute chad move by the indian government :)

[@luckypb0841]

this is new India 🇮🇳🇮🇳🇮🇳

[@muhamadfaizal2006]

Super power

[@quahogfamily8971]

@@muhamadfaizal2006 not yet bro, But in future for sure

[@Frustrated_Gandhi_G]

My 99% transactions through UPI❤ I'm using this from 2017

[@shashankkulkarni993]

Very good job by current Indian government @ digital economy big ++

[@k-map224]

The best reply is from the pharmacy shop guy who said that he doesn't need cash now as he doesn't have to go to the bank 😂😂😂

[@raitarun323]

Digital transactions through UPI is a boon for everyone, now I don't get worried about having changes or cash for buying things even if it costs 10 INR.. great and exemplary steps taken by Modiji 👏🙏

[@Knowledge_Wave813]

🔥🔥Modi.❤️ from Kerala ( India)

[@tarunrajahlawat3347]

Wow western countries media positive news about india 😂😂😂😂😂😂😂😂 ek dam sa jazbat badal diya 🤣

[@paulbong4845]

Investing in stocks and crypto markets is the best financial decisions any can make but the crypto market is much more better than anything else at the moment.......!!!!!!

[@stevinparo]

My adviser is KAREN TUDOSE LUCY the analyst/brokerage-adviser. She has been of great help and her tutelage has brought me to a higher understanding of profit generation. She Understands the job perfectly.... "" ""!!!!!!

[@Eliabe_Santos]

Thanks.I'm really fascinated about investing in stock and I'm really lucky I saw your comment. I will look up to her on google and drop a message. You really inspired me. God bless you......!!!!!!!

[@Babumoshaiii]

My expense ratio in a month of UPI vs cash is 95:5. Sometimes even less cash. And, yeah, when I look back to, say, 2014 or 2015, it feels like looking 2-3 decades back. Jio and UPI (and, of course, PM Modi) changed India forever ; in the right way.

[@M3ganwillslay]

Here .collect ur 2 rupees saffron kutha 🤣😂

[@Babumoshaiii]

@@M3ganwillslay No need. Already received 200k as a gift from your mom. She was elated (and tired too) after our two hour session in bed. Now, do one thing. Go, grab a pack of Vaseline and apply it in your sphincter. Then take that ₹2 coin, and shove it in your ass. It will be of great use, when your momma has to go through Halala process.

[@M3ganwillslay]

@@Babumoshaiii spoken like a true hindoo😂🤣😂 thanks for proving it ...😂🤣

[@Babumoshaiii]

@@M3ganwillslay And, yo m0mma su¢k€d this h|ndu d|¢k like a true mu$|I'm.

[@M3ganwillslay]

@@Babumoshaiii lol..😂🤣 look at this hindooo triggered 😂🤣lol lol gay sri ram bolo .. and go back to typing .lol...😂🤣😂🤣

[@bhbab7]

Success story.. I'm amazed the way Digital payments have transformed India

[@EnlightenFactz]

We indian's are getting 1.5gb of data every day at the average speed of 20mbps. In just rs 299p/m which is just 3.2$. We indian's do 5 to 8 transection every day.

[@manikantatatvamasi7804]

Offline transactions ( like a cold wallet) are also enabled for lower amounts with some limit where internet poses challenge. UPI is also implemented by India in neighbouring countries of West Asia and Africa, Europe and south east asia

[@pranavjetly7855]

Finally someone covering this awesome stories

[@imvengeance6321]

This is the digital India 🇮🇳💪🏻💪🏻

[@baden_sg_naga6694]

5 years ago i had to stand in queue to pay my electric bill but now i can just sit at home and pay in second. India has come from scratch.

[@SiddharthaDattaRay]

You are talking about electric bill, I am a very senior citizen I am trading in stock market from my home with full transparency.

[@vishweshswaminadhan4337]

Chidambaram’s comments on UPI didnt age well. Kudos, PM Modi

[@swanubal508]

guys as an Indian I would like to say that even beggars got qr codes here....no joke I'm serious....they even got swipe machines idk how do the take money out ...damn

[@techwithvj257]

Soon the world will know the power of digital India...

[@Drsashisekhardubey]

Pm Modi transformed the economy a 360 degree spin , UPI has brought revolution and transperency I feel so proud to have voted pm Modi in power ❤️❤️

[@priyer74]

Limbu Juice wala, Ganna Juice wala all accept digital payments❤❤

[@awesomevideo5525]

Why only scan. We can send by phone number also explains properly.