We saved crores in some years in Germany

[@AnkurSharma-k5y]

The tax class 3/5 needs more clarification. In general 3/5, 4/4, and 5/3 do not change the total tax annually. It only changes the tax prepayment you make every month. With 3/5 you might save 100 euro per month (as an example), but you will have to give that back when filing tax return in the following year.

[@jaishriRAM2474]

Like Diwali bonus does they also give some time of Christmas bonus or some other types of yearly bonus

[@aram691]

This is all speculation and does not reflect reality, Germany specifically Munich is expensive and so one should not give false hopes . I know I have been abroad for 35 years. Even water and using washrooms you have to pay in Germany. 110000 euros for a couple is very less. Healthcare is not free in Germany it comes out of your taxes which is about 40 percent of your salary and you have to wait months to see a specialist. Most homes don’t have AC and it gets very hot in summer. Sundays everything is closed.

[@cookmaster3626]

1 Cr in India is nothing these days. If it takes 4 yrs to save 1Cr, by the time the 1 Cr comes available in 4 years, .inflation would have chopped 30%.

[@swapnalimore4124]

That’s why USA is better to save money… if both are working you can easily save 50 lac in a year in minimum wages… suppose earning husband 100k & wife 80k, it’s easy to save here than Europe and if you have high salaries then easily can save 80 lac… it’s my personal experience…

[@soumitradey2]

After completing 1 year in Munich, I can only say whatever be the lifestyle to manage here in 3K is very difficult.

[@youtuberkid2384]

How much is it then? Are you referring to a couple with kids or without?

[@csanvi]

3K netto or brutto?

[@soumitradey2]

@@youtuberkid2384 with or without 3K is quite tight.

[@soumitradey2]

@@csanvi with 3K brutto it is impossible to survive…I was talking of netto

[@youtuberkid2384]

@@soumitradey2 ok how much then🤷‍♂️?

[@cookmaster3626]

why do you guys always convert the salary in a foreign country to INR. It is no comparison with COL being totally different

[@suresh36541]

Thanks for very useful information. All the best.

[@abhishekdeo4583]

Your explanation about lifestyle of India is what I am living here in India and the lifestyle you are explaining of Germany is my dream lifestyle..❤

[@darkpenink6730]

Thanks aap dono ko samjhaane ke liye. Ekdum aise ghar ke bade ki tarah se samjhaya aapne.. Thanks.

[@amitbhattacharjyya2088]

Possible in IT but not in other areas but you need to consider purchasing power. Purchasing power of 1cr INR is more than 110000 euro which is 1cr INR. 1cr inr has 3 times more purchasing power than 110000 euro.

[@hansanaik3835]

IT jobs in western countries will pretty much disappear because of AI. The IT guys who have moved abroad through outsourcing (i.e. cheap labour) to do maintenance and Production Support type of jobs are too stupid to realize that their jobs are not secure.

[@bhagyashreemangnale8931]

Hey both...it's a very good and beneficial video...thank u so much guys 🙏

[@kinnaripatel8461]

surbhi....i really like your explanation

[@amannaikwade3118]

Mam thank you so much for this video. I was down thinking about my expenses living there. U boosted my confidence. I will definitely come to Germany. Thank you once again 🙏

[@IndianGirlinEurope]

Great 😊 All the best

[@rohitkotecha5529]

With all due respect- currently people with 10 yrs exp is getting around min. 35/40 lacs in IT cities. So definately both people working can save good.

[@kiranpaljayas]

Hi Ma'am, your video is very informative. I wanted to ask one more question slightly related to studying and working in Germany. I am planning to pursue a master's degree in Germany, and if I secure a job during my studies, can I convert my student visa into a work permit?

[@youtubers7254]

All u said is quite right. But both shud be working then only one salary can be converted to saving. Otherwise no point. Also both getting a job within the same city.. not sure how likely it is. Another undeniable thing is ageing parents' health issues which definitely pinch us which can be easily manageable while in India.

[@hansanaik3835]

People cannot save much when they have a mortgage, car loan, day care expenses etc. as the cost of living is high. Also, as you move up in your career you have to deal with a lot of politics mainly in IT and so it impacts work-life balance. Only doctors have the ability to save money as they make more than people in other professions. Generally, people realize all this when they start getting older (over 40) and the options to find good paying jobs become less or during economic crisis.

[@youtuberkid2384]

Ohh God, so it's like in any other country? Higher the role hierarchy, higher the people management aka Politics?

[@ritutyagi2863]

Hi Surbhi Deepak , very useful video . Please create a video on pension contribution deducted from salary and what happens to that money when you leave Germany.

[@IndianGirlinEurope]

Sure 👌

[@vishalamu]

Not great difference now a days. Earlier, european income used to be several times that in india. As of now it could be twice or so. From savings perspective, saving in india is much lucrative as it earns much higher rate of return on investment compared to anywhere in the world. Plus low cost of living. So big difference is basically in lifestyle. In india even of you havd money, you don't have time to spend it. So i would recommend to go europe not for wealth, but for health.

[@kashmirfoodquest07]

Ap mughe ye b bol do vaza prases ka aur katne pase lagte hin

[@harishjoshi8393]

Sir my son is in Aachen Germany ,he competed course CAME,RWTH University at this time, now he searche his job, can you help him for job.pleas tell me any suggestions

[@HarjitSingh-ji7hs]

Sir my daughter is study bsc final. How many chance for study in germany

[@Okay-c5w]

What if we want to go to India for a vacation? During that year how will save these much

[@seemagupta4224]

Pls answer kya pay milta hoga

[@marcstylish-st1lw]

I do want to go and work in Germany as a techie but not sure how many years of education is needed to be eligible for job seeker visa. I have 15 years of education and I am more than 45 years of age. I think Indian IT industry is shrinking and it will get tougher in next couple of years so best option is to work in Europe especially Germany.

[@pratiksha125]

Hi I Am single person want to come Germany and I need to send min 1.0 lac to home then how much salary required Please suggest In indo you can't save 1.0 CR in 4 yrs po

[@shreyashahluwalia4066]

GOD bless you both happiness and success genuine channel

[@akshaytrivedi5155]

How can we earn more money beyond regular job on weekends and enhance saving factor?????

[@gitatank8479]

Man please detail video in bsc nursing 3 years ausbuilding please mam usme konsa work krna pdta hai please mam

[@youtuberkid2384]

How much have you been able to save in last 5 years? Don’t skip by saying it’s personal. As audience we want to know reality of the preacher, in a positive way. Pls don’t take it otherwise Thanks

[@HarshitUP78]

Agar tum dono ka passport change hogaya ho (German Passport) to Gulf countries shift hi jao. Approx 1 CR every two years me save kar loge.

[@rohitkurmi315]

Survi mam baha ke dairy farm ke baare me bataye plzz🙏🙏🙏🙏

[@learntoadjust7352]

can someone is allowed to do multiple jobs simultaneously

[@rachanajadhav5189]

Nice video !!! Recently prices have increased lot . But most people who come to aboard for money also hv family to take care back India and financial obligations to be cleared or monthly emi . International exp and one can clear loan of f India . Again with new born or infant it’s difficult to manage job n kid .India have lot salary increased . Also if hv family to take care of baby a mother can work more b better . At same time kid development is taken care as Indian env kid learns things much faster with family around . Yes can save but both working life is difficult esp after kid starts walking and eating so a full time mother need to take care . I feel couples can but after kid it get difficult to both working and save . With fanily help a mother can work .

[@IndianGirlinEurope]

Can’t agree more thanks ❤😊

[@mohanpatel7549]

Very good information Thanks

[@punamaramchoyal5420]

Sir, i have M. PHARMA and Pharmaceuticals production 11 years EXPERIENCE ....any scope in pharma

[@mahalakshmiiyer6420]

Highly! useful infos. Want to know 1 main info, how about getting a house to live, when we arrive via opportunity card? should we pre book, before starting from India? kaise hoga rehane ke arrangement ? do guide us.

[@Praveen-Traveller-l4v]

My name is Praveen and I have 5 years of work experience in IT. First of all I would like to thank you guys for making such an informative videos. Coming to salary part I agree with Sheekha not everyone is earning high salary here, i would talk about Bangalore the average salary is 15 lacs per annum (in hand : 1 lac+ post taxes) and i cant begin to talk about savings because that's the only part which people struggle with and is almost non existent here because of exorbitant rent and inflation amongst all the daily basic commodities. Still we make an attempt to save some like (20-30k). Been thinking of moving to Germany hence need your suggestions if the move is actually good given my wife is not working.

[@jinngapling6349]

Seems a tad extreme to move to Germany if it's not working with your wife...😂😂😂 On a serious note, the salary and taxes issue is a major drawback, even if you master the language. I struggle to see how you can buy a house worth €400k-500k, if you are barely saving 1500-2000 euros per month.. On top of that, since Germany is a popular destination of asylum seekers, you will regularly come across people making 1200-1500€ in benefits without working or even learning German...

[@varshatambe477]

If anybody wants to buy an apartment only for renting purpose,what budjet he should have

[@hansanaik3835]

Minimum 600,000 Euros.

[@krishnakant2543]

It was an informative video but unrealistic analysis was done. See you cannot have only the regular monthly expenses to spend. In addition to regular monthly spendings, you have to spend on travel in Europe and since we are Indians, we will travel to India at least once in a year, we gotta spend on our clothing and other accessories, electronic purchases. I you buy car, then EMI of Car and petrol, and most important what about capital expenditure like kitchen set up, furniture, deposit etc...

[@7700gk]

Hi guys, I follow your videos religiously… I have a question/doubt, we (I and my wife) badly want to relocate to Europe for 3-4 years, with the prime motive of exploring the continent. However, the problem that we face is that we are unable to get a match up salary in Europe. So, to give you a context, we are into IT sector and have around 12 years of experience. We save around 6.5 to 7 lakhs/month in India (our total annual income is somewhere around 1.25 Cr. Now, with this saving, we are not able to find a job where we can make atleast the same savings (if not more). I know the idea is to explore Europe but still not at the cost of loss on our current savings.. Can you guide us, if is it possible to relocate and still not be in loss. Thanks! 🙏

[@justaperson2247]

bro why are you even planning to move just take a 3 months gap in career or take one month leave nd explore europe....in this you can easily travel without any worries.

[@hansanaik3835]

IT jobs will be lost soon in western countries because of AI.

[@jayeshmanani4411]

If you convert your salary According to ppp calculations, you should be earning 397389.86 eur per year to match the salary, I don't understand why people just compare eur/inr, the cost of living is also different, PPP is the actual thing people should talk about. But I think not everyone knows avout it. Just take some vacation and go to travel to europe would be better option.

[@jinngapling6349]

Try for US, Dubai or Singapore or just stay in India and hope for another covid-era like boom.. Germany is becoming increasingly difficult nation for savings, even for Germans. Best hope for some good investments so you can plan a big tour of Europe.

[@SidB-s2s]

If u r making 1.25 cr in India definitely u r talented so if u go to Germany u will definitely get a good job there. But 1.25 cr in India is way too much to live a good life. Yehan 20 RS ki thaali mil jaati hai dost. 1 cr mein toh Mahal bana lauge apna. What else do u need

[@FunNFury]

don't come to germany, strong suggestion, go to US or Australia you can save better.

[@anshulsahai6400]

I m working in hospitality industry in malta... can i move to Germany for work

[@nuukizmir]

Language issue is a big problem in Germany, getting a small job even requires a high level of German language (B2). German is one of the toughest languages to learn.

[@ajaymorya7997]

Very helpful knowledge mam 👏👏👏👍👍👍👍

[@ravishkumar6052]

ab aya maza❤

[@junedkhan961]

Mam, How Many Salary Achieve as a Chemical Engineer in Germany. I Have 2 Year Experience in Cement Process Engineer. Can I Achieve Blue Card Jobs

[@RahulRaj-vo4wr]

Nice Video Surbhi and Deepak Ji , I have one off the topic question. I am currently living in Czech Republic on Employee Card with my wife. Will it be easier to move to Germany from Czech Republic ? Since i am already living in an EU country ,will there be some advantage to move to a different EU country for job prupose?

[@sanjibkumarmajumder3651]

Loveing and thanks both of you from kolkata. For BPS ( Back office) 10y+ TCS experience any option in Germany ..??

[@rmpkadamms]

Mam and sir, microbiology me masters degree Germany se ki to job oppertunity kitani hai.... please make a video on Science faculty students careers, jobs education and all that things . Thanks a lot to you both and congratulations for your project Keep it up

[@anujrajput1650]

What about raising kids ...what should we do after that... because yha Germany me to child agr raise kia to use na to English ayegi or hindi to bhool jao....at the time agr india nhi jana ho to kya kia jae?....wife ko india me rkha jae or husband Germany ne earn kre ya dono canada move hojae?....

[@prismaticindia9046]

Sir kya aap apne kid se sirf german me hi baat karenge?

[@seemagupta4224]

Good job mam kya stenographer ki job bhi hoti h bahar

[@engineeringgamer5621]

Europe trip per ghumne chale gaye to kaha se savings hoga

[@vimalpatel5808]

Germanymay 1 year me doctors kitana saves kar sakte hai

[@alihindustani3374]

Can you make a video on the healthcare situation in munich? In italy its very unfortunate. India ka to sabko pata hai.

[@rjatzzz]

100000 € = rs 21 lakh. If you are earning more then 21 lakh and own a house. Moving abroad is not for you.

[@amitkjain8]

Can 1 cr INR saving buy a house there?

[@mr.vikrant3583]

Student visa ka btao. And savings

[@DS-nq5qf]

Sir, can you please make a video on Job opportunities in Finance domain in Europe?

[@M.E.A_external_affairs]

Hii mere pass white passport ha me kitna save karunga batoo 🎉❤

[@VMK16425]

Love your content ❤

[@IndianGirlinEurope]

Thanks 😊

[@sagararya288]

Really important topic you guys have selected for this video. I have a confusion. Can someone work from home for his Indian employer from Germany on a Tourist visa?

[@rajasen8540]

How to save Tax in Germany

[@sudhirbhatt5523]

One'of the best video ❤

[@IndianGirlinEurope]

Thanks a ton

[@freewanderer05]

3k anywhere in germany is super difficult, i hope you haven't considered holidays, cars for both partners, eating out...

[@youtuberkid2384]

Why need cars for both? Save by relocating to less suburban areas pay slightly higher and taking regio

[@PIYUSHMISHRA-k5j]

I am a commerce graduate my age is 22 years can i get a descent job in germany

[@himanshumakwana584]

What about expensive and salary ? Can you save money for home or parents ?

[@hansanaik3835]

No. Germany is good for engineers, mathematicians and scientists.

[@himanshumakwana584]

@@hansanaik3835 so are you from Germany ?

[@kapiltale9447]

Well explanation 👍

[@IndianGirlinEurope]

Glad you liked it

[@gurpreetsinghkaler834]

Sir ਜੀ +2 pass out ka study visa lag skta h ji plg jroor bataoo

[@Gujjuboy1196]

In India ap sal bhar ki savings se maximum new Swift le sako utna save kr skte ho..or exception case me usse thoda sa jyada enough..

[@syeedasif]

Bakwas hai India main Life. Pehle aachi hua karti thi aab nahi.

[@hamzashaukat5799]

mam.....make us video on Desi Foods , restaurants , Meat Shops and location links

[@IndianGirlinEurope]

Sure 👌

[@kumtasolanki7225]

Hello, Me and my husband want to move to Germany. I am an Ayurvedic doctor. So can you please help me regarding moving to Germany with job in hand. Your opinion & guidance would be very helpful for us. Thank you

[@kumarshubham5639]

Great topic - please start getting to the point sooner - feedback

[@pavitrasankalp7533]

Deutschland liebe ❤🎉🇩🇪📚💞

[@aaenterprises1671]

Mam makeup artist and beautician job k bare m video banao salary pachange kitna h and job timing how to get job for this

[@sumathirao1295]

Is German language mandatory in germany?????? ND is it hard to get job fr it who has already worked in India nd has cum t germany?????pls answer not epesode😂😂😂😂❤❤

[@hanipasha8859]

German language is necessary without the language it's tough to get a Job

[@gk09206]

I think this video sets very false expectation. In reality for couples and couples with kids 110k is enough just for survival in Germany from my point of view after living here for 10 years. Savings would be not significant in this case. BTW 65k is a okayish salary (for singles its a good salary if they live in shared apartments and so on). This video doesn’t consider other expenses like extra payments you need to do after your yearly maintenance calculations, Liability insurance, law insurance, House protection insurance and traveling cost in Europe is almost doubled. If you visit once a year to India then you need additional 2kEuros and if you need to visit twice because of some event back home or someone is sick, etc then you need another 2k. Also, we need at least 80-100€ for shopping per month, 50€ for monthly ticket, 30-50€ for gym memberships, 50-100€ for buying household stuff, etc. If you are moving in to a new apartment then you can count min 5k€ for furniture and electronics, etc If you take all of these into consideration then you can save max. of 500-600€ per month depending upon the city. Also don’t forget the EMIs or monthly funds to your parents etc. because this will be easily 100-150€ per month. Just put everything in a spreadsheet and you will notice that in ideal case you will be left with max 5-7k per year as savings which will be your emergency fund here just in case.

[@prateektripathi100]

Its not very easy in India but possible if you have 70 LPA+ package

[@cookmaster3626]

Living on 3000? Would like to see a breakdown of expenses. One must be living on Roti and dal and sitting tight at home. what about owning a car payments on the car, insurance, gas, hoe utilities, your personal clothing and accessories, entertainment etc. You talk of travelling in Europe. Yes its a great PLUS and comes with the share of costs to do it. Have you factored that expense? Travel is not cheap esplly the accommodation, gas tolls, parking etc and not to speak of food and tickets for points of interest.

[@sameerkhedekar1234]

Masters in environmental engineering ke liye vaha scope kaisa hai

[@HarshSukheja]

Sir. Apna ghar. House kitne sal lagenge allow.

[@prakhargarg1153]

Hello guys, I have recently started watching your videos & really like the way you both talk about simple things and daily routine related things which affect majorly in our lives if a normal middle-class individual aspires to move Germany from India. I am a married guy with 3 year old daughter. Me & my wife both are working in India in IT with 60LPA total salary and managed to save around 3Lakh a month & living a comfortable life in India but we want to gain at-least 4-5 years of living & working abroad where environment is clean and where we can live a better lifestyle with less hustle-bustle in daily life. Can you suggest is it possible & practically achievable to move to Germany with a 3 year old kid where we both can work and have decent pay of minimum 60K(as this is an amount of which you guys told as an average salary) where we can live in an average house in a good locality and our child can go to a good school where German language will not be a challenge for her & she can get a good education?

[@nuukizmir]

The US and Canada are the best options.

[@nuukizmir]

Language is a big problem in Europe

[@UPAKHOSALA]

​@@nuukizmirthank you very much for sharing your experience with us

[@prajwal_p7141]

Please sir tell what is the salary of mechanical engineer..

[@rajuvanra2739]

Mem mara ladka BE civil me master karna chahta hai to thodi jankari dena please kitna kharcha hota hoga sab milake batao please 🙏

[@himanshumakwana584]

Hi mam Nice videos Im mechanical engineer and i want to study in germany for design field. Right now I'm working on job as machine manufacturer design. So basically if it possible make video design engineer related video, some interviews, some colleges for best master degree, salary demand etc... It really help you mam.

[@csanvi]

Dear Surbhi and Deepak, thanks for making this video. I have a simple question, what if a married couple moves in and one of them is working & earning 100K. Which tax class would he fit into?

[@agritourism......8457]

Koi single atta hai too ky expense hoga

[@prashantbhati4535]

Bhai kyo garibi ki jindagi jine Germany Jana hai , MNCs ESOP mein 1.5 -2.0 Cr itna tho shares hi de de Rahi hai vesting period of 3-4 years + salary saving alag hai Come to India dusra aur opportunities hai Salary wala admi hand to mouth hi rahega, you will never find a rich on salaried

[@archanashri2215]

Ha India mein bhi couples jo dono hi kamate ho n shi education and job m ho to easly itna save kr skte h. Especially now kynki wfh culture h to easy h ye sb

[@harishjoshi8393]

Nice video

[@dipikasengupta3581]

Hi Surbhi & Deepak, I really love your videos. Can you make a video on how to invest in Indian market while earning in Germany?

[@TheCorporate612]

Everything at a high cost!!

[@IndianGirlinEurope]

Depends

[@puneetsharma8948]

This is not right for Civil engineering, civil engineering salaries are low in Germany compare to IT. Also it is difficult to move in other countries as construction is different in different countries.

[@syeedasif]

Nahi bhai bahut option hai Europe main Construction main b. Germany main nahi to Poland Ya Luthuania ya Croatia main bahut mil jata hai. 3000 to 4000 euro monthly

[@puneetsharma8948]

@@syeedasif in Europe, every country has its own construction standards, and local language requirements is must. I am searching job in Germany and not even a single job is available in English. Also they require minimum B2 level German which will take another 1 year to do. Also, previous experience from home country is considered in civil. Salary is given as a fresher.

[@syeedasif]

@@puneetsharma8948 bro then go ahead and proceed with German Language its not that tough or do one thing go travel solo with tourist visa then exchange it with work visa there and also start learning local language there only and definitely it will be more exciting learning there which will be cost effective and fastest growth.

[@puneetsharma8948]

@@syeedasif i already have work visa. And i am in Germany since 2 years . I have done masters here from public university. Also have A2 level German. After all this i am writing .

[@hansanaik3835]

IT jobs will go away soon because of AI. The IT guys who have moved abroad through IT outsourcing jobs (i.e. cheap labour) to do maintenance, testing and Production Support type of jobs are too stupid to realize that.

[@abbasalichinikamwalla7958]

You are forgetting that you have isolated yourself from all family relations/attachments, cultural/religious/social commitments of your homeland. In a way for money's sake you live a lonely life in an open jail. This fairy experience will be good as long as you are lonely couples, but once you have children then it's a hell of a thing whereby one of you will have to stop working n look after the kids till they are smart enough to adopt the foreign lifestyle. In India parents say that even though my child earns less than those abroad, he/she is with us to have food together. The present trend is that those who have started on their own or doing well would not prefer to go abroad for earnings. Pls be realistic n don't go on assumptions/presumptions to get trp by narrating a false imaginary picture....👎👎😊

[@PahadiCanada]

once you start a family its difficult for both partners to work

[@datasqlai]

The basic problem in your content is that you guys don't stick to the point and topic of video. First 8 minutes are just bragging about quality of life , however the topic was only about monetary and savings.

[@Enjoyingallvideos]

PLUMBER KEY SALER KIYA HOU GEE. A2 LEHEL LANGUAGE SKILL PER .

[@saimahassan3049]

Dear brother tell me about veteneary-i am Ashaq Hussain wani from india Kashmir -i have nine years experience in animal husbandry department as Artificial insiminator * recently I have completed my postgraduate diploma in animal health and animal science -

[@rohanroy798]

This is very informative, can I ask how about singles ? will they be able to save enough ?

[@hansanaik3835]

Taxes are very high for singles. People with kids get a lot of credit.

[@ambikasony1320]

how safe is for single parent

[@alihindustani3374]

That old video was too precise and too informative. Same is this one. Safety in india is shit. You can't fall back on Police. Judiciary is hell. Healthcare is shit for middle class. Germany didn't get here over night though. They too passed this stage. But it is how it is as of now. Bahut sahi video h yaar. Munich jaenge to milenge aap dono se.