Insurance (Medicare, Medicaid, COBRA, CHIP, Payments, and Plans)

[@DirtyMedicine]

This is a brutal topic for most medical students. I am no insurance expert, but I did my best to simplify some pretty complex things into a short video so that you all feel confident in answering questions about this on USMLE, COMLEX, or in-class exams.

[@kaptankancik9816]

What is the difference between bundled and global payment?

[@gzxszsh2032]

love u

[@Yusuf-hy4pz]

I'm naming my first born Dirty

[@DirtyMedicine]

or name them Highyield

[@nmajuchika4457]

No caps😂

[@solimanaljajeh5852]

😂

[@mahrosh6]

😂😂😂

[@hafsajabeen5303]

AHAHAHHAHAHAHAHAH

[@em-pq1gf]

Quick thing that helps me with HMO, PPO, EPO, and POS: If it starts with P- You can go outside network (PPO, POS). If it contains "PO"- You don't need a referral for specialists (PPO, EPO). If it doesn't meet those requirements, it can't participate in that benefit (HMO both must stay in network and needs referral, EPO must stay in network, POS needs referral)

[@KH-pb4cu]

This is amazing! Maybe my limited brain cells but got thrown off using this when I was hit with the POS type. Soo maybe a slight tweak to help anyone similar to me. If it starts w/ "P" - you can go outside of network (PPO, POS) If it *ends* w/ "PO" - you don't need a referral for specialists (PPO, EPO)

[@AC-mc6uq]

Was here for COMLEX 2 & USMLE 2, here again for COMLEX 3, almost done Dirty! wish me luck, Thank you again!

[@deemcturk9317]

Ngl, I am a grad student and was required to watch this per a course curriculum. That being said, you’ve managed to make a dull topic tolerable. Well done Sir!

[@muhammadsaim729]

Most anticipated release of the year . Thankyou

[@alih6953]

Already liked the video without seeing it

[@babakgoodarzi4037]

Me too👍

[@xXxMCmanxXx]

THANKS THIS IS WHAT IMGS NEED

[@emperormouse5487]

This is what everybody needs including us US students. We don’t learn any of this in school.

[@angiec7079]

I'm taking my insurance exam next week and you did a great job explaining and reviewing all of the concepts that I am being tested on.

[@gabecohran5572]

did you pass tho

[@angiec7079]

@@gabecohran5572 I did...first try

[@hoovacant]

So helpful for Non-US IMG like me. thanks

[@RohanPurohit]

Wow, I have never understood this topic better,. Tried lots of different resources for this unless someone recommended your channel! Glad for his recommendation, your videos are just amazing!

[@sarangmt]

I never knew about payment and insurance...as coming from india...this is everything I need

[@anaos1004]

Thank you so much, that was really helpful, especially for us who are imgs and don't know anything about the us healthcare system! 👏🏼👏🏼

[@CamilaElla-c1b]

Awesome content. Quite interesting and very useful. Thank you for sharing this wealth of information. Thanks.

[@parthadrejiya1212]

Earlier ethics and communication skills were too difficult for me,thank u so much for these wonderful videos....kudos to ur hardwork...!

[@basilabo7862]

Really I loved this video and how you explained it ❤❤❤❤

[@liyarafeekh4327]

Wow! Thankyou so much. Dirty is the best for ethics, social sciences and biostat!

[@lunamorris2091]

Thank you for taking the time and writing this post. Great help for me! Keep doing such wonderful work in the future also. Good luck with your upcoming updates.

[@freepeople091]

This series is a life saver! Thank you so much

[@leonardferdman6746]

Yo Dirty, can you please make a playlist specifically for Comlex Level 2 / USMLE Step 2. I love your videos but im not sure which one of these is more applicable for 2nd level board exams. Thanks! @Dirty Medicine

[@josephhirmiz468]

I busted out laughing when you did your cobra voice. You sound like a knock-off Elmo, actually hilarious 💀😂

[@DirtyMedicine]

That is the voice of the inner conscience of every medical student when they get pimped on clinicals

[@ivydoan-cuocsongmyvlog3608]

You are so knowledgeable. Thanks for an awesome video.

[@khizarirshad]

Ironic to be learning this rn..

[@carmenrasquinigrassiotofil1517]

Thanks for your help

[@FirstLast-cd6vv]

Easy peasy: biochem, physio, neuroanatomy *Brutal* topic: insurance :/

[@mohannadabuslamih3149]

Perfect explanation ❤️❤️

[@primordialbeing]

We Stan Dirty Medicine University. Our Varsity name is HIGH YIELDERS

[@makh44]

Thank you so much for this !!! Please make one for LFT/Liver enzymes interpretations

[@ValentineCrescent]

AST 2x than ALT = alcoholic hepatitis. Now go get that 269.

[@bobdylansmith1]

Liver enzymes go up for similar reason to cardiac enzymes. Cells are irreversibly injured and thus their membrane is compromised, so enzymes leak out

[@SwetaSingh-rg7xu]

This is actually very helpful

[@faryaarshad9846]

Thank you so much

[@Nadiwskaroa]

Love your videos

[@hehateme1187]

Just a minor correction, patients with disabilities are covered under Medicare, not Medicaid. Had a practice question regarding this exact scenario. The rest of the vid is amazing as always! Thank you!

[@davemallari5382]

They're actually covered under Medicaid, most of my textbooks refer to this but its also on the website: www.healthcare.gov/medicaid-chip/getting-medicaid-chip/ its under Medicaid and CHIP basics

[@meganmcdermott5746]

*cough* that one UWorld question

[@meganmcdermott5746]

@@davemallari5382 UWorld cited this: pubmed.ncbi.nlm.nih.gov/12675050/

[@DirtyMedicine]

www.ssa.gov/history/pdf/PeoplewithDisabilities.pdf

[@hehateme1187]

@@DirtyMedicine So I'm a little confused. The SSA article mentions people with disabilities being covered under Medicare as well as Medicaid. And then First Aid lists Medicare as the go to for disability coverage. For the purpose of step 1, should we consider these individuals as Medicare or Medicaid eligible?

[@michaelgoldstein8516]

I also think of Part C as "Comprehensive" in that it's A + B + D.

[@disturbia1378]

This video is soooo clutch!!

[@DavidAlanis-zn4og]

"no dirty I hate snakes, no not the cobra" killed me XD

[@tomlopez8379]

In which of these does obamacare fall into? Do we have to know about that too?

[@royalexander5437]

Thanks!

[@tarheelblue23198]

thank you!!!

[@rodrigop.estrada4848]

I sincerely laughed when hearing the Cobra joke 😂

[@DrLashes]

is this still relevant for the new format of topics from step 1? Thanks!

[@abdullahahmed183]

you realy amazing ,thanks a lot man

[@kayallen7603]

The point of co pay/co insurance is to keep you from seeking medical care.

[@taha20raha]

Thank u

[@yeknomican]

King Dirt back at it again -- gotta love it!

[@kathanbuch7892]

Yo dirty,you help to keen concepts clean

[@xaaboopinkly]

Thanks sir!

[@Ram-j9r5d]

please make a video about how to master basic sciences in med school (5 tips to understand and read )for solid foundation of usmle

[@snehkumarmadan6726]

Hi , we have just obtained green card and moving to US shortly, can you please guide us what sort of economical and best health insurance go for (aged above 65 and in state of Arizona)

[@mahderahman278]

This could probably help my sister cuz my sister wants to be a doctor and she needs to know a lot about insurance I mean I know more medicine than her but I don't want to be a doctor

[@yumi-yb2oh]

Is this international stuff or only local or it's different from country time country

[@itsgonnabeanaurfromme]

Only in the US. That's how government works

[@tanvi2011luv]

Thank you so much for this! Can you do some basic questions that come on the test? Also for step2 how imp is this topic?

[@DirtyMedicine]

pretty important honestly

[@Renanaguilar]

I took the exam on feb and I did not see any questions on that to be honest. What I saw a lot it was cultural and hospital safety questions.

[@rnhim2072]

When you said COBRA insurance I was imagining COBRA from GI Joe offering its mercenaries health insurance and a 401k lol

[@shawnli9284]

te

[@elvenrights2428]

Are disabled people who work (= are employed) eglible to medicaid too?

[@andremarques6872]

If you are receiving social security disability Insurance (SSDI), such as a young patient with Cystic Fibrosis, you also qualify for Medicare

[@Lucky-ff9pd]

Imagine there's a Dirty Tiktok account and just in between dogs and dance toks, there's just our guy Dirty giving us the dirt

[@leezaelizabeth1229]

Does this come on step 1?

[@sarajunaid198]

Wondering the same

[@catdogfan732]

Medicare for all!!

[@charlieh9725]

We don’t have to waste brain space on this in the UK

[@christianseni9574]

what about obama-care?

[@mariamaboutouk8849]

Part A : Admission 🫡

[@sdiofjsoidjf]

10:38 --> If you had your own medical school, I'd be happy paying loans to attend. Shit you've taught more than every professor in most med schools.

[@felipesolares]

Love you. Bye

[@abdullahorakzai995]

I will send my kids to graduate from dirty University😂

[@robertgordon2031]

Medicare is eldercare, medicaid is for those who couldn't have paid.

[@itsgonnabeanaurfromme]

No, not really.

[@junesilvermanb2979]

The U.S. Railroad Retirement Board (RRB) is an independent agency in the executive branch of the United States government created in 1935 to administer a social insurance program providing retirement benefits to the country's railroad workers. The RRB serves U.S. railroad workers and their families, and administers retirement, survivor, unemployment, and sickness benefits. Consequently, railroad workers do not participate in the United States Social Security program. The RRB's headquarters are in Chicago, Illinois, with field offices throughout the country. In connection with the retirement program, the RRB has administrative responsibilities under the Social Security Act for certain benefit payments and railroad workers' Medicare coverage. During fiscal year 2009, retirement survivor benefits of some $10.5 billion were paid to about 589,000 beneficiaries, while net unemployment-sickness benefits of $160 million, including over $10 million in temporary extended unemployment benefits under the American Recovery and Reinvestment Act of 2009, were paid to more than 40,000 claimants. At the end of fiscal year 2018, the average annuity paid to career rail employees was $3,525 per month, the average annuity paid for all retired rail employees was $2,815 per month, and the average retirement benefit under Social Security was $1,415 per month. Railroad retirement benefit payments are financed primarily by payroll taxes paid by railroad employers and their employees. Since 2002, funds not needed immediately for benefit payments or administrative expenses have been invested by an independent National Railroad Retirement Investment Trust, which qualifies as non profit 501(c)(28). As of September 30, 2009, Trust-managed assets and RRB assets held in reserve totaled almost $25 billion.

[@ethar8109]

🤍 thank you