LIC Accidental Death and Disability Benefit Rider / (UIN : 512B209V02)

This video helps you to understand the LIC’s Accidental Death and Disability Benefit Rider /
(UIN : 512B209V02) in very simple but effective language with example , it provides complete information about this rider, its coverage, duration of cover , limit etc.,
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#LICAccidentalDeathandDisabilityBenefitRider

[@satsandesh3169]

Mai aapki sabhi videos dekhta hu achi jankari dete hai nice

[@SATISHKUMAR-jl7cs]

Very good initiative sir. Thanx a lot for so easy explanation

[@InsuranceTechnical]

Thanks a lot

[@AbhayRaj-yi8cr]

Well explained sir.

[@ayurvedsolvingadda5502]

sir aap bahut jada badhiya samjhate h

[@kiranpaitkiranpait8320]

Thanks you sir

[@jigneshnayi4894]

Apka plan dikhane styale bahu achixhi hai

[@pavantondwal]

Best of Explanation

[@sajankumarsingh1839]

Lic jeevan amar term plan k sath accident benifit rider lena sahi hai ya nhi ? Plzz suggest

[@jigneshnayi4894]

Thanks sir

[@indnobitayt8614]

Very nice information Sir LIC ke kon kon ae plan me hum term insurance le sakte he

[@rajendragiri2100]

Best sirji

[@radheshyamchavan2141]

बहुत ही अच्छे तारिखे से समझाते हो

[@InsuranceTechnical]

Thanks

[@devendrayadav7030]

Important jankari.

[@InsuranceTechnical]

Thanks..

[@pawankumaryadav3257]

Sir ydi koi ghatna n ho to muturity pr BSA ke sath rider ka bhi SA milega kya

[@basantkumarsharma7991]

very good

[@Anilkumar-fy5ms]

Thanks

[@dnyneshwarbadgujar3306]

Very good information for learning

[@InsuranceTechnical]

Thanks

[@nituparbat8246]

Sir ADDB rider me amt ki limitation raheti hai ya kitna bhi le sakte hai rideramt

[@gauravjoshi2858]

Maina lic sa accidental benefit liya h and vehicle mai bhi liya h PA cover to kya dono jgah sa claim kr sakta hu?

[@rkstones8344]

sir age 56 spice 53 accidental disability policy lena hai...50lac ka konsa lowest primium hai

[@amrit9213]

sir kya accidental & Dissability Or Critical illness jeevan Amar 855 new policy mei mil jayr ga

[@deepanbiswas2378]

Sir, is some percentage of death benifit bonus redeemable when the policy owner is still alive since we are paying extra along with basic premium ?

[@savithriparameswaran1358]

Very informative

[@InsuranceTechnical]

Thanks

[@basayyaswamy4068]

Nise

[@sumitkumarermeback]

Kisi ne ADDB li hai...to use policy term ke bich kuch nahi hua to use ADDB ke paise jo jama kiye h...wo maturity me add karke milti h kya...please bataye sir

[@jayantabiswas2678]

Sir Good Information

[@InsuranceTechnical]

Thanks..

[@makwanarajat8849]

Is rider me kon kon si disabilities covered hai ?? Uspar ek video bana dijiye sir

[@rahulbhamre2790]

Sir suside karne pr is lic ka benfet milta he kya

[@avinashmogre256]

815 plan me lic se claim KB se milta h atharth kitne din me

[@Sanu_1012]

Agr acident se Death me claim k liye license jruri h kya

[@vinodjoshi6511]

very nice guidline

[@vinodjoshi6511]

Thanks Sir

[@InsuranceTechnical]

Thanks for your appreciation

[@crazykashvi4384]

Sir kya tearm rider and accidental insurance house wife ko nahi milta.

[@prashantthankey9063]

Can this rider be added to LIC Tech Term Plan (Plan No. 854)?

[@anuragsharma3038]

सर् पॉलिसी लेने के बाद टर्म प्लान ले सकते है ?? मेरा 20 ईयर का मनीबैक प्लान है उसमें DAB include है तो इसमे टर्म प्लान ले सकते है क्या ??? अभी मेरा मुझे पॉलिसी लिए हुए 2 साल हुए है

[@chintsbilly]

Ye rider me kis prakar ke accident samavesh hai? Jaise ki hawai jahaj / samudri jahaj / Elevator / Lift ka crash hona, kya ye sab manya hai??

[@seemakalra1874]

🙏🙏 Sir. Sir mane aapne bate ki children money back table no 832 le h.Premium 5 years paid h.Kya me ab accident & Disability rider le sakte hu. Plz plz btaya sir .

[@pandeyinservices]

Sir, what is Disability, disability rider main kya kya cover hota hai ?

[@chandrakantkaushik3029]

Sir, Sampoorna suraksha plan kya hai

[@afzalahmad2732]

Disbaltya kiya jis time hamne policy ki he to kiya us time so start nahi ho ta he kiya please iski poo ri jankari dejiye gaa thanks

[@avinashmogre256]

New lic policy holder kitne dino bad lic claim ka dawedar ho jata h

[@SANDEEPKUMAR-bu2vd]

Term insurance Mai bhi available hai ye riders

[@anjumansari9110]

Sir personal accident policy pitch kaise kare jisse customer mana na kar sake .

[@bhausahebsatre1278]

Nice

[@InsuranceTechnical]

Thanks

[@pradyotraha2852]

How much additional amount to be paid If someone @30 takes 5 lakh some assurance for 15 years ppt in lic Jeevan Umang policy with all riders.

[@satishvanjari7468]

Tech 854 key sath accidental permanent disability rider mil sakta hai kya? Agar nahi to tech 854 key alawa permanent disability key liye kaunsa plan le?

[@yogeshratnakar3220]

If the client opts for rider for both base policy and another policy in that case will he has to pay extra rider premium for one policy or both. Also why is it that in case of disability the client will get premium waiver equal to the value of the rider and not the full value of both policy. Why he has to pay the difference amout.

[@harshitpaun1040]

SIR ISS RIDER KO SAB TERM PLAN K SATH BUY SAKTE HAI ??

[@santokhkumar5536]

Sir thanks for valuable information, I'm fan of your chenal, Sir kya disability benefits lene K baad last mein maturity ya death claim Minta hai .plz clear me sir

[@InsuranceTechnical]

Yes , disability benefits to rider ka benefits hai. Base policy ke sare benefits bhi milenge.

[@santokhkumar5536]

@@InsuranceTechnical thanks sir

[@truptibarot3637]

Sar mine jivan shanti poli lihe ontim envestmen last 2 yers se he Tu Abhi usmein accidental benefit rider mil sakta hai please Sar Mujhe bataiye

[@ranjeetjain9322]

Accident me kya kya incude rahta he? Means any accidnt or road accidnt only

[@InsuranceTechnical]

Any accident

[@rabidas2888]

Sir please inform LIC D.A.B & AD&DB DIFFERENT

[@makwanarajat8849]

Sir agar Koi policyholder ne plan 921 Liya hai aur usne 2 moneyback enjoy kiye aur fir policy ke 13 ve varsh me agar accident se disability aati hai to usko baki ke moneyback ka labh milega ??

[@InsuranceTechnical]

Yes milega

[@k.t.venkatachala1255]

🙏🙏🙏🙏🙏

[@dolontanti6747]

Sir Jeevan Anand policy me rider accidental disability issue ho sakati Hai kiya? Please reply sir

[@InsuranceTechnical]

Yes

[@hk-ee1zl]

Lic k medical declaration form ( section 3..ques. no. 2) m 1 question h jisme likha h 5 saal k andr aapne koi medicine 1 hafte se jyada khaayi h to uska description do...means dr ka naam..davai..dosage..aisa koi 40+ age ka hoga jisne 5 saal m koi dawa na khaayi ho or pura detail smbhal k rakha ho?

[@rs-tarxvfz]

Sir What happens when a disabled person die within the AGE of POLICY? Will the person get additional sum assured as per base TERM POLICY? Ye to explain nahi kiya

[@kakolimandi1153]

Sir, please make a video with details explanation on the documents required to submit while claiming as nominee....

[@InsuranceTechnical]

Sure, thanks for your suggestion

[@vinceisgod1547]

Good question

[@klshyam8905]

Yeah acha rider hain

[@ifavijaybhatt4044]

I have some questions please clearlyfy some point 1-Disability ho jaane par monthly income ke alwa, maturity benfit bhi milega ? 2-Aur death cover chaalu rahega ya bnd ho jayega? 3- agar disability ki installment lete lete bichme hi death ho jaaye to death benfit milega?

[@InsuranceTechnical]

Dear Vijay, Thanks for your query. You have really raised good questions. Yes, maturity benefit , death benefits and survival benefit jo bhi policy me available hai sare milenge. Riders are additional benefits to the main policy. Simply understand in this way, your base policy and riders are separate policy and benefits of the both payable as per its condition.

[@ifavijaybhatt4044]

@@InsuranceTechnical thanks for replying I got knowledge from your channel,u are doing good work

[@ifavijaybhatt4044]

@@InsuranceTechnical I think in my mind if disability come in last year on policy term what happen in this case?

[@InsuranceTechnical]

Many thanks for your kind appriciation.

[@syedumer3619]

Agar policy ki doiran natural death hogi, to agar sum assured hai 350000 , to uska kya milega...

[@shivamrajput6536]

Sir agr basic policy sun insured 1000000 or accidental & death benifit rider ka sum insured b 1000000 ho or 7th year m dis ability ho jaye uske bad hme basic policy ka premium pay nhi krna hoga but kya iske bad maturity benifit bhi milega ?

[@bandianand4549]

Please clear it sir

[@vandanayadav9579]

Hello I'm a policy advisor u can call me on 8928367493

[@vigyanhoon]

You should define disability, I mean whats included and excluded.

[@brijeshpatel4033]

LIC jeevan labh policy ki jankari ka video banao aur usme Accidenal Disbility rider hai k nahi ?

[@InsuranceTechnical]

Dear Brijesh, Thanks for you Advise and query. Mai Jeevan Labh ka Video 30 August 2018 tak uplad kar dunga. yes is policy me Lic ke Accidental death and disability benefit rider hai.

[@mamunrashidlaskar5308]

Lic term plan pe rider le sakta hoon kyaa? Death and accidental disability hota hain kya lic e term plan pe.

[@InsuranceTechnical]

Mere anusar Lic ke term plan me Disability rider nahi hai.

[@importanceoflifeinsuranceb3133]

Sir base policy ki maturity bhi milegi ya nahi

[@InsuranceTechnical]

Rider ka benefit, base policy ke atirikt hota hai.

[@nareshbhatia2494]

Sir, I want to understand in LIC accidental death and disability benefit rider, insured person will eligible for benefit of rider at the time of disability and also eligible for sum assured in addition to disability amount at the time of maturity. Thanks

[@bandianand4549]

Sir, please clear it .. wheather the policy holder will get maturity amount or not after 120 EMIS of accidental sum assured??

[@InsuranceTechnical]

Regret i missed to answer. Yes he will get the maturity. I have clearly mentioned in the video, he need not to pay the premium and he will get the maturity.

[@makwanarajat8849]

Sir agar policy holder ne 20 seal ke liye policy li hai aur agar usko policy k 19 ve saal me koi disability aati hai to usko next 10 year k liye rider ka labh milega ya sirf 1 saal ke liye hi milega ??

[@InsuranceTechnical]

Rider ka labh 10 years ke leye milega.

[@amrit9213]

sir agar jeevan amar 855 mai accidental rider nhi liya to fir accidental death hone par kuch v claim nahi mile ga kya ?

[@InsuranceTechnical]

Nahi aisa nahi hai, basic sum insured ki payment kisi bhi type ke death me milegi. Accidental rider ka accident ke case me additional benefits milega.

[@atyaminsurancesolutions7302]

Machurit bhi mile ga

[@shashikantnagare5957]

Sir muze high risk cover aaur high return vala plan batao.. Runnig age ४०

[@rkstones8344]

India first ..bank of baroda hai...itr ka 25 guna term lelo online sabse sasta hai...sath me utna hi accidental bhi le...alag se accid.policy bahut hi mehangi hai

[@shaileshpatidar1234]

सर मेने पॉलिसी के साथ ये राइडर लिया है तो ये कितने टाइम बाद लागू हो जायेगा मेने पॉलिसी ली और 8 महीने हुवे है तो क्या इसका लाभ मिल सकता है

[@ifavijaybhatt4044]

Disbility rider ka benfit end of PPT tk milta h ya end of policy??

[@satendrarajawat1243]

सिर्फ 10 वर्ष तक ही मिलता हैं

[@rahulkumarshaw9222]

In built term rider v policy ke mid me le skte h kya???

[@InsuranceTechnical]

Nahi mid of the policy term rider available nahi hai.

[@rahulkumarshaw9222]

@@InsuranceTechnical U mean, in mid of policy , I can only take accidental/disability rider but cannot take in built term rider...

[@InsuranceTechnical]

Yes

[@shaiksubhan1308]

I accidentally fallen down from running train sustained severe multiple injuries. Subsequently, my Left hand was amputated above the elbow and four finger's/toes of the left leg were also amputated. Now can I eligible to claim under accidentall death and disability rider .please suggest to me

[@InsuranceTechnical]

Sorry to hear that, as per my understanding your condition is not of permanent total disability, how ever you may go through the wordings of the clause, there are 6 activities out of which if insured not able to perform 4 activities considered as permanent disability. You will get the wording on google

[@ifavijaybhatt4044]

Plz make a video on jeevan shiromani

[@InsuranceTechnical]

Thanks for your suggestion . Next video ya uske baad ke video wahi hogi.

[@mr.vishalrawat275]

Ye extra benifits ka premium kitna hoga sir ye bhi bata dijiye ...Maan lijiye 2 lakh ka Bima hai to ye accident rider ka option lene pe kitne ka extra Paisa Dena hoga

[@Majumdersvlog6929]

Army mai jo job korta hai oh iss rider ko le sakta hai keya

[@Reethimachalivlogs]

Sir ,Disabilities kitni percent honi chahiye ???

[@manishhariyani9307]

sir term rider to samaj aya per option me AGE EXTRA KA MATLAB KYA HOTA H

[@InsuranceTechnical]

Dear Manish, Thanks for your query but sorry mai aapka question nahi samajh paya.

[@manishhariyani9307]

@@InsuranceTechnical sir mere pas ek app h leader jo ki sab jankari deti h lic k bare me , usme jeevan labh me term rider bhi h or age extra bhi h bus wo hi nhi samjh araha h

[@himanshusharma6760]

@@manishhariyani9307 bhai sahab iska matlab ye hain ki agar policy lene wale ki age ka koi proof nhi ho tb age extra lagaya jata h

[@Ermoolchandra111]

Govt job hone par accident hone ki wajah se disability benifit rider ka labh milega ya nahi sir ji

[@ravikasera9657]

Sir kya money back me dab or term rider diya hai To kya usme disability rider hai ya nahi

[@InsuranceTechnical]

Yes

[@sampuranyadavsampuranyadav6274]

Sir me 1 policy karvya tha aur uske bhad mera acident ho gaya me disbality ho gaya tho ab vo premium company bharge

[@InsuranceTechnical]

Yadi aapke policy me ye rider ki coverage hai to

[@soumyabanerjee7746]

Jibon labha me muje ridar ka benefit keya 16 barso tak milega ya to fir 25 sal ke liye milega. Koyi agar 17 barso me mar jaye to use keye rider ta rupiya milega ?

[@brightside1574]

Its Jeevan Labh - not Jibon

[@rkstones8344]

sir agar man lijiye mere pass LIC ki sabhi policy ko milake...sam assured 4 caror hai..toh kya..death hone pr meri family ko 4 caror milega...... ya max. claim ka bhi limit hota h

[@InsuranceTechnical]

Yes 4 Cr. Plus bonus milega. Sirf riders ki limit hoti hai riders ki payment sum assured ke atirikt hiti hai.

[@sumitchaturvedi5310]

Hum kaise check kar sakte hai ki policy me RIDRE ADD hai ya nahi

[@InsuranceTechnical]

Policy me rider likha hota hai

[@ifavijaybhatt4044]

Disibility rider ke under base policy ki maturity nhi milegi?? Risk cover to chaalu rhta h maturity milegi ki nhi??

[@InsuranceTechnical]

Dear Vijay, Usually Kisi bhi rider ka impact base policy ke benefits pe nahi hota. aap rider le ya na le , riders ke benefits le ya na le. Uski base policy ke maturity ya coverage pe koi impact nahi hota wo milta hai.

[@ifavijaybhatt4044]

@@InsuranceTechnical thanks bro

[@sarlamalik9257]

Sir extra preimum dene per bhi nhi le sakte rider bad m policy m

[@InsuranceTechnical]

Extra premium dekar accidental rider le sakte hain.

[@saifansari2764]

If we choose Accidental rider+term rider, And death cause by accident then what's benefit we take, assume sum assured is 3 lakh

[@InsuranceTechnical]

Benefit would be Base Policy Sum Assured + Accidental rider Sum Assured + Term rider Sum Assured + Bonus (if Applicable )

[@balgopal8128]

क्रिटिकल इलनेस राइडर और डिसेबिलिटी राइटर में क्या अंतर है

[@salahuddin7431]

Sir mera policy me rider. (Accidental death and disability benefit rider) nehi Liya Tha abh keyse add korna he online Ya offline process batadijiye. policy name jeevan labh please

[@InsuranceTechnical]

Yes , aap is Rider ko le sakte hain, process ke leye apne LIC agent ko ya policy issue karne wale office ko contact kare.

[@salahuddin7431]

Thanks

[@ganervela143]

Deth my brother. And lic 2 years running. Kitne rupiya mile ga .

[@sidharthsrivastav5978]

Check krna hota h

[@deveshmishra08]

marurity nhi milegi kya es rider me

[@Pixelperfect33Freelancer]

Sir I have purchased this rider policy...plz tell me if individual survive throughout the policy so what he would get at the maturity of policy that is for 21 years.

[@InsuranceTechnical]

Is rider ki koi maturity value nahi hoti.

[@zobo0076]

Looking for disability rider on tech term policy of Lic

[@monashishdhal4392]

Sir agar koi 5 years ka policy bhara he or uska accident se death hogaya or ohh agar last 2 primeum nahi diya ho usko accidental benefit milega ki nahi

[@InsuranceTechnical]

Depend karta hai ki policy ka paidup condition kya hai, refer the paid-up condition of policy.

[@navinjha4748]

Me apne policy me rider hai ya nahi kese check kare

[@InsuranceTechnical]

Policy me rider likha hota hai aur uska sum insured bhi.

[@dipakjee1902]

Unmarried ka kon sa lic good hai sir please help me Link send

[@InsuranceTechnical]

Pahle to aap term plan le lo abhi bahut sasta milega.aap money bach 920,921 ya new endowment policy dekh sakte hain. Aapko jo suitable lage.

[@ankushaggarwal79]

Sir E-Term plan mai Accidental Death cover nai hota kya?

[@rkstones8344]

hota hai....13 mahine baad toh suicide me bhi milta hai.... term insurance itr ka 25 lena...fir utna hi caver accidental ka bhi ke lena ..3-4 hajar extra lagega ... claim just double hi jayega ... mene India first ( bank of baroda ) ka liya h kal hi...age 29 1caror term insurance + 1 caror accidental...prim. 7400+3100= total 10500...claim 2 caror...for 35 years

[@rkstones8344]

death kaise bhi ho milega ha koi bimari hai jo chhipai hai...toh 1-2 saal me death hoti h toh prob.ho sakta hai...3 saal baad toh koi bhi co. claim nahi rok sakti

[@rkstones8344]

India first, canara hsbc, Nippon life, inka prim. kum hai...claim me koi dikkat nahi aayegi....jankari sahi de

[@aparnad9950]

Sir, can one discontinue any of the rider when he wish...that means when he feels rider is not required

[@InsuranceTechnical]

Yes at the time of renewal of the policy

[@aparnad9950]

During his regular premium period can he discontinue

[@InsuranceTechnical]

Yes

[@aparnad9950]

Thankyou sir

[@pushpendratomar2453]

Kisi v rider ki cost kitni hoti hai