Best Term Insurance Policy for You

  Рет қаралды 332,919

Insurance Technical

Insurance Technical

6 жыл бұрын

This video helps you to understand , what is term insurance how to select Term Insurance and what are the things which we need to consider while buying term insurance. Like, how many policy to be taken, How much sum insured we should take in term insurance, best insurance company to buy term insurance policy , What policy period one should take in term insurance policy and other important aspect which one should consider while buying term insurance.
Subscribe this channel to understand Insurance in simple language. If you like the content of this channel please create awareness among people about this “Insurance Technical “channel. This “Insurance Technical “Channel is All about Insurance. Purpose of this channel is to share the insurance knowledge and put the complex wording in simplified form with example so that everyone can understand it. We are going to cover all key topics of general insurance, Life insurance and Health insurance and insurance industries updates will be also covered.
Links: Link to insurance technical Channel - / insurancetec. .
All Videos are in Hindi
Term Insurance ka Sach - • Term Insurance ka Sach...
LIC Video Links - www.youtube.com/watch?v=6sn4y...
Motor Insurance - www.youtube.com/watch?v=X_tB4...
Mediclaim / Health Insurance - www.youtube.com/watch?v=w56rY...
Fire/ Property Insurance - www.youtube.com/watch?v=ZSIbU...
#bestterminsuranceforyou #howtoselectbestterminsurancepolicy #Bestterminsurance

Пікірлер: 946
@sng2612
@sng2612 5 жыл бұрын
Best video on term insurance I have ever gone through.... Such a practical explanation is always needed... A big thnx !
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Thanks for you such a motivating words.. it means a lot me.
@dhrubajyotibora7243
@dhrubajyotibora7243 5 жыл бұрын
This really helps.
@surekhamuralitutike3887
@surekhamuralitutike3887 5 жыл бұрын
47 years me policy Leena achhhaa yaa nah I.hamaara bachhe KO abhi 5 years
@vitalsweat2231
@vitalsweat2231 4 жыл бұрын
@@InsuranceTechnical great job
@vitalsweat2231
@vitalsweat2231 4 жыл бұрын
Sir,please suggest term insurance plan for defence personnel which can provide riders too.
@bandnakumari5206
@bandnakumari5206 4 жыл бұрын
Great. You have covered technical as well as psychological aspects of term insurance in a very lucid manner.
@dhrubajyotibora7243
@dhrubajyotibora7243 5 жыл бұрын
You've explained almost each and every aspect of a term insurance plan. It's a very unique video.
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Thanks..
@dhananjaykulkarni5445
@dhananjaykulkarni5445 4 жыл бұрын
Very nice and detailed.
@swrnimprabhat
@swrnimprabhat 4 жыл бұрын
Nice one
@sid_mod
@sid_mod 5 жыл бұрын
Experience shown in this video... Compact analysis of broad things
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Thanks
@kksharmaful
@kksharmaful 5 жыл бұрын
Best video on term insurance I have ever gone through, thanks a lot
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Thanks a lot for your kind appriciation.
@NiteenKumarRanchi
@NiteenKumarRanchi 4 жыл бұрын
Bahut achhi aur practical video hai.
@jeet2283
@jeet2283 4 жыл бұрын
Very Informative,Thanks!!
@kc9000
@kc9000 5 жыл бұрын
very informative video!!
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Thanks..
@thesmartindian003
@thesmartindian003 4 жыл бұрын
Online term insurance mai, After death , nominee kaise claim karega uska ek details step by step video ho toh achha hota .. pls upload a detail vedio sir ...
@meerak.selarka8137
@meerak.selarka8137 4 жыл бұрын
Better go through an insurance agent who is associated with the sector for long n still continues... During claim time the family needs a known face... Rgds
@varshasuryawanshi483
@varshasuryawanshi483 4 жыл бұрын
@@meerak.selarka8137 correct meera ji , in case of any life insurance need please feel free to contact me : 9822980899, I m life advisor
@sureshmaheria96
@sureshmaheria96 4 жыл бұрын
I can
@pravatpanda7829
@pravatpanda7829 3 жыл бұрын
Why accidental death rider is required in a term insurance policy? Is accidental death is not covered in term insurance? Please reply.
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
It is covered, rider has additional benefits
@amolhurne1447
@amolhurne1447 3 жыл бұрын
Very good information
@sandeepsingh-wn6bt
@sandeepsingh-wn6bt 4 жыл бұрын
Excellent video
@sourendhoommail
@sourendhoommail 5 жыл бұрын
Best insight ever... most of the people don't think about the emotional part. Thanks.
@hitesh8952jain
@hitesh8952jain 5 жыл бұрын
Ab AAP ek yeh video banayeki kaunsi company best hai term insurance ke liye ....please jaldi banaye....
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Thanks for your suggestion, Mai IRDAI ke annual report ke wait kar raha hu jo dec me ayegi , jaise he report ayegi mai video upload karunga.
@user-kq5sn4qy5p
@user-kq5sn4qy5p 5 жыл бұрын
Liv
@user-kq5sn4qy5p
@user-kq5sn4qy5p 5 жыл бұрын
Lic
@market__trendz7071
@market__trendz7071 5 жыл бұрын
Tata Aia life insurance
@bablumlp7074
@bablumlp7074 5 жыл бұрын
@@market__trendz7071 u r right
@suyashpandey9426
@suyashpandey9426 Жыл бұрын
Ur explanation, understanding and experience are very good 👍👍👍👍👍
@sushantambhore3631
@sushantambhore3631 4 жыл бұрын
Nice
@JitenderKumar-fn4bj
@JitenderKumar-fn4bj 5 жыл бұрын
I was diagnosed with leukemia (blood cancer) in 2016. Age - 26, non smoker. It is recovered now. I have applied in Hdfc but it was rejected (I have mentioned all details about disease in form). Course of treatment is going on. Can I buy term insurance now? Or once treatment is completed.
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Dear Jitender , Kindle contact insurance service provider, agent or broker for your query.
@rahuld4122
@rahuld4122 5 жыл бұрын
Why it was rejected
@NarendraSingh-nb8bn
@NarendraSingh-nb8bn 4 жыл бұрын
Very nice video
@ATUL_SINGH90
@ATUL_SINGH90 4 жыл бұрын
Nicely explained....you are awesome
@sandeepv2808
@sandeepv2808 3 жыл бұрын
In payout option, if we select part lump sum payment + Monthly payment & if my wife also expires just after 5 months of receiving monthly payment, then will monthly payment be transferred to my children or not?
@aashiraali6864
@aashiraali6864 3 жыл бұрын
please let me know also if you get the answer
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
@ Sandeep yes it will be paid.
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
I missed to answer your comment
@sandeepv2808
@sandeepv2808 3 жыл бұрын
@@InsuranceTechnical Thanks for reply. Will there be any limit in number of years for monthly payment to children??
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
It will be paid to legal hair as par plan opted by you. Amount and nos. Of payment will be same as applicable to nominee.
@SHIVAMKUMAR-fr6vi
@SHIVAMKUMAR-fr6vi 5 жыл бұрын
Hello sir max life insurance company kaisi hai, isse term le lu ya other company se lu
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
if your analysis says Max life , go for it. this is also a good company.
@Fauji_investment_mantra
@Fauji_investment_mantra 5 жыл бұрын
You can take from max. It's good for claim also... Take from us online policy get 10% cash back.
@omgc3489
@omgc3489 5 жыл бұрын
Lic से लेकर बेफिक्र हो जाये।9319271291
@ketanpatel1685
@ketanpatel1685 5 жыл бұрын
@@omgc3489 too costly
@hareshprajapati6258
@hareshprajapati6258 5 жыл бұрын
Sir tata aia term plan kaisa he or ye company kesi he
@balrajtrivedi5194
@balrajtrivedi5194 4 жыл бұрын
Very nice explain...😊
@JATINKUMAR-yo8id
@JATINKUMAR-yo8id 5 жыл бұрын
Nice info
@Sagar_Wanderer
@Sagar_Wanderer 5 жыл бұрын
Excellent explanation. Can you please suggest top 3 insurance company in India with good settlement/ benefit ratio.
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Dear Sagar, Many thanks for your appreciation. next month me IRDA ka annual report publish hoga uske baad mai iski puri zankari dunga.
@abhi2k0
@abhi2k0 5 жыл бұрын
@@InsuranceTechnical Any update on this?
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
IRDA report is awaited, i will upload video within a week of the report.
@abhi2k0
@abhi2k0 5 жыл бұрын
@@InsuranceTechnical Thanks!
@user-kq5sn4qy5p
@user-kq5sn4qy5p 5 жыл бұрын
Best is lic
@abhinavjaiswal141
@abhinavjaiswal141 4 жыл бұрын
Sir mai ek term insurance lena chahta hu non-smoker wale option me, but agar bad me kabhi mai smoking karne laga to kya mera claim reject ho jayega please guide sir
@ncoolanime917
@ncoolanime917 4 жыл бұрын
Policy Lene ke 3 years bad agar aisa hota hai to thik hai..milega...but aapko confirm Karna padega company ko .
@imtiyazmohammad4795
@imtiyazmohammad4795 4 жыл бұрын
No bhai koi problem nahi hoga agar policy lene ke baad smoking ki aadat pad gayi tho it will take atleast 3 years to show its side effects so acc to sec 45 policy term 3 yrs complete hone ke baad reject hone ki sambhavani kam hi for futher info ping me on 8328259869
@pujarishambhavikalpanabavk3179
@pujarishambhavikalpanabavk3179 4 жыл бұрын
Very nice! Thank you Sir🙏
@RaviRajput-jw7hv
@RaviRajput-jw7hv 4 жыл бұрын
Great sir
@rathod.ishvar5760
@rathod.ishvar5760 5 жыл бұрын
Best video to understanding TI. but can you Tell me that How I'll know Claim Settlement Ratio and Amt. Or any other Details?
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
On IRDA , Annual report. Jaise he 2017-18 ke report IRDA ke website pe ayegi, mai is topic pe video banunga .
@dharamshipatel22
@dharamshipatel22 4 жыл бұрын
Please describe the details of 1. payment payout interval, one time or monthly 2 fix year 20 years or up to 60 years payment condition 3. Return fix amount require or not?
@rameshkoduri4441
@rameshkoduri4441 3 жыл бұрын
Good suggestion
@muralidharmv5163
@muralidharmv5163 3 жыл бұрын
THE BEST
@DevRaJ-hp8dy
@DevRaJ-hp8dy 5 жыл бұрын
Mere aur ek saval hai sir kya? Customer agar suicide kar le to kya? Use company wale Clim dete hai ????? ,,😊
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Yes, policy lene ke ek saal baad yadi customer ne suicide keya to insurance co. Claim pay karti hai.
@AshvinsGeneral
@AshvinsGeneral 5 жыл бұрын
Aur agar insurance khatam hone ke 1-2 saal pehale suicide ho to claim deti hai kya?
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Yes
@jitendra927
@jitendra927 5 жыл бұрын
@@InsuranceTechnical kon si company deti hai..
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Sari life insurance company.
@user-wz6ru5lh3j
@user-wz6ru5lh3j 5 жыл бұрын
2 alag alag term plan le sakte hai kya Man lo mujhe 1 cr ka Lena hai toh 50 lakh 50 lakh
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Yes, Le sakte hain
@user-wz6ru5lh3j
@user-wz6ru5lh3j 5 жыл бұрын
@@InsuranceTechnical .1cr Lene ke liye kitna income hona chahiye annual
@Fauji_investment_mantra
@Fauji_investment_mantra 5 жыл бұрын
Yes
@omgc3489
@omgc3489 5 жыл бұрын
It depend on your age
@market__trendz7071
@market__trendz7071 5 жыл бұрын
Min annual income 5 lac
@herambkore5677
@herambkore5677 3 жыл бұрын
Truly a gem of a person👍
@momisaikia9659
@momisaikia9659 3 жыл бұрын
Mein regular aap ki videos follow krti hu.mujhe bht relax milti hein aap se sahi jankari pa kor
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
Thanks for your appreciation
@alokgiri1224
@alokgiri1224 5 жыл бұрын
Inflation is the most important part for the Term Insurance , and what will be the value of Rs.1 Cr in next 30 year. !
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Dear Alok, I completely agree with you. always need to visit your income and liability.
@NitishKumar-it2od
@NitishKumar-it2od 5 жыл бұрын
As your income increases your eligibility also increase please took appropriate term insurance
@rajudebnath8212
@rajudebnath8212 4 жыл бұрын
Great video bohut bohut dhanyavad aapko ,, kuch din se soch hi rahatha kya kare ,,ab mil Gia,,
@VivekSharma-ex1hh
@VivekSharma-ex1hh 3 жыл бұрын
Excellent, very nice graphics
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
Thanks
@pravinsingh2933
@pravinsingh2933 4 жыл бұрын
Thanks
@ascaga
@ascaga 4 жыл бұрын
Thank you so much
@ingalelalit2007
@ingalelalit2007 Жыл бұрын
Good sir for details and suggestions
@malhotrasunand
@malhotrasunand 2 жыл бұрын
One of the best video on the subject 👍
@karanmodakhappytohelp671
@karanmodakhappytohelp671 2 жыл бұрын
awesome channel wow ❤️❤️❤️
@bhupinder49050
@bhupinder49050 5 жыл бұрын
bahut vdia video
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Thanks
@JPanda-jn1du
@JPanda-jn1du 4 жыл бұрын
Thanks sir
@rakeshchouhan2792
@rakeshchouhan2792 4 жыл бұрын
You are best video maker sir .
@pravinkolhe82
@pravinkolhe82 4 жыл бұрын
Excellent
@shivekumar1601
@shivekumar1601 5 жыл бұрын
Very nice video sir ji
@sandhyasadh3920
@sandhyasadh3920 4 жыл бұрын
Sir bahut acchi jankari hai
@InsuranceTechnical
@InsuranceTechnical 4 жыл бұрын
Thanks
@niravsachde2533
@niravsachde2533 3 жыл бұрын
very useful sir ! thank you
@MukeshKumar-qz8xt
@MukeshKumar-qz8xt 3 жыл бұрын
Thank you sir for a great video
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
Thanks..
@sisirghosh09
@sisirghosh09 4 жыл бұрын
Excellent work
@InsuranceTechnical
@InsuranceTechnical 4 жыл бұрын
Thanks
@vickyvidre7143
@vickyvidre7143 4 жыл бұрын
Real nice video...very helpfull
@InsuranceTechnical
@InsuranceTechnical 4 жыл бұрын
Thanks
@krishnandujana_
@krishnandujana_ 4 жыл бұрын
Fantastic way of giving advice..
@InsuranceTechnical
@InsuranceTechnical 4 жыл бұрын
Thanks
@abhishekMishra-wb1dz
@abhishekMishra-wb1dz 3 жыл бұрын
Great analysis .... A salute for making this type of informative video
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
Thanks..
@rakeshchouhan2792
@rakeshchouhan2792 4 жыл бұрын
Very good information...sir
@InsuranceTechnical
@InsuranceTechnical 4 жыл бұрын
Thanks
@nandhakumar7090
@nandhakumar7090 4 жыл бұрын
Nice explanation bro
@dharmeshlathigara5597
@dharmeshlathigara5597 4 жыл бұрын
Bahut aacha bata rahe hai sir ab tak kisne bhai aisa bataya nahi bahu bahu bahu bahut aacha very nice video
@parulshah7168
@parulshah7168 4 жыл бұрын
Awesome explanation
@InsuranceTechnical
@InsuranceTechnical 4 жыл бұрын
Thanks
@Mutual-fund-pro
@Mutual-fund-pro 4 жыл бұрын
Best video.
@rakeshkumararora3065
@rakeshkumararora3065 3 жыл бұрын
Good Information.. 👌
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
Thanks
@gurukaraj9054
@gurukaraj9054 4 жыл бұрын
बहुत बढिया जानकारी दि है शुक्रीया
@RajeshVerma-oy6zb
@RajeshVerma-oy6zb Жыл бұрын
LIC jeevan labh p936 ke bare main jankari de
@aaritbansal4987
@aaritbansal4987 3 жыл бұрын
Please make a video on jeewan laksha vs jeewan amar
@laxminarayan-bb4fg
@laxminarayan-bb4fg 4 жыл бұрын
First time Kisi ka veido pasand aaya
@varunmangwani3641
@varunmangwani3641 4 жыл бұрын
Right bro
@anmolkissen5199
@anmolkissen5199 3 жыл бұрын
Being Life insurance advisor I'll appreciate your efforts to deliver this information in a simple format to lay man
@nehalbenrana7368
@nehalbenrana7368 4 жыл бұрын
What s type of death. In term insurance..cover pl
@ashieshsarpotdar2270
@ashieshsarpotdar2270 4 жыл бұрын
बढिया
@deepakpatwa9485
@deepakpatwa9485 4 жыл бұрын
Tq tq sir ILoVe you sir aapne sari problem ka solution 10m me hi bta diya
@balabhadrabehera3164
@balabhadrabehera3164 3 жыл бұрын
Give an example of term insurance with return of premiums..
@deepaknayak2
@deepaknayak2 3 жыл бұрын
This man is a genius.... I am buying LIC tech term.... I m 34yr now for 35 yr term... For 10300 per year for 50lac+20lac
@vedprakash-bm4nt
@vedprakash-bm4nt 5 жыл бұрын
Thank u sir ...aap complete practical samjhate hai
@santoshdesai1072
@santoshdesai1072 5 жыл бұрын
Thanks Sir, for your such kind of realistic information.
@ashokverma1295
@ashokverma1295 5 жыл бұрын
बहुत बहुत सुंदर रूप से बताने के लिए आभार 🙏🙏🙏
@tausifhussain6689
@tausifhussain6689 4 жыл бұрын
Insurance claim krnay ka tarika
@kishorramani9814
@kishorramani9814 5 жыл бұрын
🙏thank you sir 👍 help me on time really sir
@rajkumarvishwakarma3267
@rajkumarvishwakarma3267 5 жыл бұрын
Thank You For Providing Deep Knowledge Regarding Term Insurance.!
@kashiramdodwey7499
@kashiramdodwey7499 5 жыл бұрын
Ok,thankyou sir...
@ashishkumargiri1112
@ashishkumargiri1112 4 жыл бұрын
Best video about term insurance information
@bpsc_mania231
@bpsc_mania231 4 жыл бұрын
ALL KNOWLEDGE BUNDLED IN ONE PLACE, THANKS FOR SHARING.
@thesmartindian003
@thesmartindian003 4 жыл бұрын
Best video on term insurance I have ever seen ... Thank you !
@kailashsharma1579
@kailashsharma1579 5 жыл бұрын
thnks very important information
@mastan9067
@mastan9067 4 жыл бұрын
Term insurance se tax benifit ke bare mein batao. What's the besic def related to IT claims in between term and normal insurance.
@InsuranceTechnical
@InsuranceTechnical 4 жыл бұрын
No Difference premium rebate under sec 80D, death benefit completely tax free under sec. 1010d
@UmeshSingh-pg7bh
@UmeshSingh-pg7bh 4 жыл бұрын
Very nice and true. information .Thanks
@anilkumarsingh6372
@anilkumarsingh6372 4 жыл бұрын
Can you tell precautions for term Insurance for seafarer
@golpomalabangla
@golpomalabangla 6 жыл бұрын
aap bohut accha baat kar tehe . apka channel jorur hit hoga.
@InsuranceTechnical
@InsuranceTechnical 6 жыл бұрын
Thanks a lot for your blessing
@chaitanyajangra2096
@chaitanyajangra2096 4 жыл бұрын
बहुत ही बढ़िया और सरल भाषा में explain किया sir आप ये बताएं कि अगर मेरी लिमिट 2 करोड़ है और मैं अलग अलग कंपनियों से 2-2 करोड़ का टर्म इन्शुरन्स ले लेता हूँ तो क्या 3 साल के बाद misshappning होने पर दोनों कामनियाँ क्लेम देंगी
@SKCHANNELUPDATE
@SKCHANNELUPDATE 5 жыл бұрын
THANKS... DEAR.. Bahut achha jankari mili... again thnx
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Many thanks for your kind words...
@devkishandevra7693
@devkishandevra7693 4 жыл бұрын
Term spouse policy for senior citizens
@amrutawadke3547
@amrutawadke3547 3 жыл бұрын
Sahi.. U have covered all parts..Just wated to know if someone has only SSC certificate with him.. Can he opt for term insurance.
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
Yes in case of Having ITR
@prembaghel2655
@prembaghel2655 2 жыл бұрын
Grow app ke jariye sip me monthly 500 ka kiya hua hai
@SantoshSingh-rg5ku
@SantoshSingh-rg5ku 5 жыл бұрын
Very Helpful for Everyone
@sanketmishra3741
@sanketmishra3741 3 жыл бұрын
Beautiful explanation. Only 1 question. While taking 2 term policies is there any restriction on it or do we HV to inform one policy provider about our other term policy also.....kindly ans
@InsuranceTechnical
@InsuranceTechnical 3 жыл бұрын
You have to give details of all life insurance policies
@gajanankolate784
@gajanankolate784 3 жыл бұрын
Sir kya anxiety ya psycoligiksl history batane paer policy mil sakati hai
@herambw5021
@herambw5021 5 жыл бұрын
but awesome video super practical...thnx for this
@InsuranceTechnical
@InsuranceTechnical 5 жыл бұрын
Many Thanks for your appreciation
@irfandear
@irfandear 5 жыл бұрын
Best video Sirji
@irfandear
@irfandear 5 жыл бұрын
Superb explanation
@dilipsinghyadav346
@dilipsinghyadav346 5 жыл бұрын
धन्यवाद!
@kunalkadam2232
@kunalkadam2232 5 жыл бұрын
Nice video sir thanx
Term Insurance ka Sach, Things to know about term insurance
7:39
Insurance Technical
Рет қаралды 1,3 МЛН
Doing This Instead Of Studying.. 😳
00:12
Jojo Sim
Рет қаралды 24 МЛН
10 Hidden Conditions of Health Insurance | Know Before you buy!
18:37
Labour Law Advisor
Рет қаралды 334 М.
Max Life  Insurance  | Best Term Insurance Plan
17:26
Money Upay
Рет қаралды 304 М.
LIC Jeevan Anand Table No. 815 जीवन आनंद 815
8:54
Insurance Technical
Рет қаралды 1,5 МЛН