Interest-free loan!

Start your Investing Journey with the best Brokers👇
Upstox: upstox.lla.in
Other Investment Options: link.labourlawadvisor.in/inve...
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
Insurance is Important, Get one Now! 👇
Term Insurance: term.lla.in
Health Insurance: health.lla.in
Car Insurance: 4wheeler.lla.in
Bike Insurance: 2wheeler.lla.in
Commercial vehicle Insurance: cv.lla.in
Choose the right Insurance for yourself: link.lla.in/LLA-PL-life-insur...
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
📚COURSES: lpti.lla.in
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
Subscribe to Free LLA Newsletter: nl.lla.in
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
Employment Consultancy, Contract Review, Salary Structure Review: www.consult.lla.in/
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
Checkout LLA Courses, Videos & Apps: link.lla.in/shorts
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
QuickPayroll: quickpayroll.in/
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
Explained in 1 Minute
Interest-free home loan! | Prepayment of loan
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
Edited by: Rohan Agarwal
Research: Kunal Gupta
Presented by: Money Minded Mandeep
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
Follow us on Social Media📲
Twitter: link.lla.in/LLAtwitter
Instagram:
Telegram: t.me/JoinLLA
Facebook: link.lla.in/LLAFB
#Shorts #LLA #homeloan #interest #loan #prepayment

[@LabourLawAdvisor]

Start your investing journey today with the best broker and mutual funds app👇link.labourlawadvisor.in/investment Become a Tax Smart Investor with LLA Capital Gain Masterclass: cg.lla.in Earn what you deserve, LLA Employee Rights Masterclass: er.lla.in

[@surajnadig9443]

Can't open the link sir

[@imrankhaleeque1369]

Why don't you consider Groww as a good platform

[@bhaavikachaudhry81]

@@imrankhaleeque1369 even i would like to know this

[@hardiksurti6114]

@@imrankhaleeque1369 yes I have the same question please tell

[@YasAnkit]

I am using groww!

[@fcaarchit]

Mental peace of being debt free is priceless and much higher than some amount

[@aishwaryaupadhyay1255]

I was just looking for this ❤

[@jacknjill8096]

Bhai aapne laakh rupay ki baat kar di

[@Soubhagyakumar1]

True..

[@ankitparashar2523]

True, life ka aur job ka koi guarantee ni hai. It's better we clear all the debts in the first place.

[@ishankhandelwal741]

Isliye tum gareeb ho. Har ameer admi debt se paisa kamata hai.

[@hariompathak7395]

Why I love this channel : 1) Quality content 2) Andy bruh

[@nitinmaurya4088]

But brother forget count propartys price which is increasing day by day

[@worldly240]

Fundamentally sound and accurate. Tricky part is brought into light as well. I work in investment industry myself and I find this channel really fruitful

[@razorrrish]

Yea learn from him

[@MukeshGupta-sl6yi]

The only KZbin creator who talked practically like forget 12% consider only 6%. Some saste influencers just saying get 12% and enjoy the interest free loan😒😒😒

[@rajeshbedi]

Bhai mujhe to bank wali ne 16 to 20 bola tha kafi risk laga me nhi lia.. Phir lic me risk free dal dia for 15yrs

[@shivanichoudharyiitr7900]

Wese 6% sahi hai 😓 mujhe study ke liye chaiye sip se kuch ho sakta hai kyaa ?

[@CASunnyKr]

@@shivanichoudharyiitr7900 6% to Bina risk ka treasury bill se h mil jata h

[@dhirajsevak3780]

@@shivanichoudharyiitr7900 aap nifty 50 me pese dal sakte ho ,isme apko 14% ka intrest milta he 🙂

[@shivanichoudharyiitr7900]

@@dhirajsevak3780 woto share market hainaa 🙄 paisa dub nahi jataa ?

[@manishrana2980]

Nice bro I loved how you didn't guarantee 12% in market. But generally, in the long run like 10-12 years market can give you 12%.

[@anilnadha1012]

Ang agar 25 years tk hold kre to kitna return milne k chance hain.?

[@RangBaaZRasiyA]

Sir aapko sandeep maheshwari ji ke SM show par jana chahiye.🙏 I think aapki conversation se humein bhut kuch sikhne ko milega Meri baat se kon kon agree h like karo👍 Thanks you 🙏

[@abhinandanraj5660]

Shwetabh videos has actually helped me at times..i have much btr thinking and analytical skills and maturity due to him.. And his book is awesome too.. I m gonna help him #SaveShwetabhGangwar

[@ianujsah]

Inflation be like: हमको चुना लगाएगा बबुआ😀

[@your_dad_18]

Inflation consider kar lete toh video kaise banti 🌝

[@tanishgupta4977]

Toh inflation se tumbhara loan ka principal amount bhi badh rha hai 🤔

[@GreenBatAman]

@@visheshsurana1913 bhut galat bank se loan le liya bhai ne

[@Gurpreetsinghpreet1]

This be like comment is not at point today.

[@lakshyakhandelwal3745]

bhai loan ka time bhi to kam ho rha h phle wale case me 20 se 15 sal ho rha h jabki dusre me vo 20 sal hi h,to mere khyal se 1st option is better

[@riteshraj5697]

There is a catch here, in 2nd scenario(where MF return is 6%), if we pay the amount extra 2000 in emi. We will not only save more than 5 lacs, but also save 5years. Because it will completed 5 years before, but when we start a SIP of 2000, we are paying for 20 years. I think you need to put this point in the video. Otherwise all good...LLA team is really doing a great job, keep it up 👍👍

[@wennwenn1422]

Exactly, none of these videos covers all angles. What abt risk of losing job? Not only will you lose house but your investment could be worthless if market is not in our favor. Also, I dont understand how these finance guys say not to buy house. What would you do when you are retired? Go live with your kids?

[@abhinavgupta6943]

Here, I have considered after paying loan in 15.5 years, We are investing 16700+2000Rs.for 4.5 years at interest of 10%. With this example, In 1st case of repayment in 15.5 years and then investing (10%) 18700Rs. for 4.5 years, you will get around 11 lakhs only in cash . The interest amount of 5.5 lakh you saved by prepayment, you will not get that money. Wherease, in 2nd case of investing (10%) 2000Rs. for 20 years, you will get 15.31 lakh rupees in cash.....and you have already paid the complete loan with interest.... So, after paying the complete LOAN with INTEREST you will get total CASH amount in --- 1st Case -- around 11 lakhs 2nd Case -- 15 lakhs+ So, you decide in which case you are getting more PROFIT.... Prepayment is better only when you will get LESS RETURNS in your Mutual Fund than the INTEREST in your loan... Hope u understood the complete scenario well... 👍🏼 😀

[@abhinavgupta6943]

Mere isi example me agar RETURNS 6% kr do to prepayment aage nikal jaayega Khud calculate karke try kar sakte ho.....

[@riteshraj5697]

@@abhinavgupta6943 I was talking about, where we get 6% return (I have already mentioned above). He was saying investment is best option, but it is not. I was just saying that. i think, he by mistake missed the 4.5 years time.

[@abhinavgupta6943]

If Mutual Fund RETURNS are greater than the Loan INTEREST, then Investment is always BETTER..... But if the Mutual Fund Return is 6 % which is less than the loan interest of 8% , here in this case Prepayment is definitely BETTER.... 👍🏼

[@14kishan]

LLA Shorts game is strong! 💪🏼

[@saurabhlohiya6376]

Bro it's still not interest free to get 20 L from MF you've to invest 4.8 L so that's 15.2L return Effective!

[@pavanvenkatasaipilla5303]

You need to pay tax while withdrawing the MF amount.. Hence we need to subtract that as well😅

[@him4u324]

only catch, if you choose Prepayment then principal paid is still 20L and saving of 5L. wherein investing 2k per month for 20 years means 4.8L additional then your earning comes of 15L. I find first case always better

[@Vivek.Rathi.53]

exactly

[@n_error_404]

I was firstly shocked ki inko kaise pta exact amount tenure or rate hmare loan ka 😂😂😂

[@cr787rock]

I am doing since last 2.5 years before starting my home loan. Curtsey of influencer like you people. Thank you

[@Prashant111.]

KZbin algorithm recommends me all shorts video of LLA ,but I am economically backward. Still I watch it, because i think "hope is good " one day it will helpful for me.

[@Afylx]

Vai same condition here.

[@Funfact-CC]

There are million ways to be successful(rich), thousands are accomplishing it daily, you have to find that one way which can make u successful, and it's only done by Gaining knowledge📚, it maybe in videos or books. Learn new everyday. Hope is Good, Indeed

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@erbhargavvyas]

Start investing (even in FD, RD Post) 100 Rs investment is better than no investment. I have seen people who earn 50-80K and keep thinking I will understand first and then invest and never invest.

[@shauryasingh7902]

Loan is a trap... Sabse pehle loan clear krna chahiya acc to me, jaldi loan clear krne se interest bhi km hi lgega...

[@krishnaagarwal3018]

thats true but home loan is an exception. it gives many tax benefits and interest rate is also very low and also no pre closure charges. yes it depends on case to case basis. but most people benefit from running home loan rather than closing it. we can keep extra funds in FD for peace of mind.

[@Power-rk9oj]

@@krishnaagarwal3018 Why not just use the extra fund in trading index hedging? Plain and simple stuff to earn 2-3% per month without any risk.

[@AB-pl2ws]

@@Power-rk9oj 🤣🤣

[@BarkaDog]

@@Power-rk9oj "jaldi se youtube comments pe kuch chutiyapa pel deta hu. Cool lagunga"

[@Power-rk9oj]

@@BarkaDog I don't understand what's so bad about index trading. It's simple without much of a risk. Whereas in FD your amount is locked for a long time frame. Btw do you understand index trading if not then it's a waste of time to teach a old age dog some tricks.

[@shivammishra2022]

#SaveShwetabhGangwar🙏

[@yuvrajpatil632]

Sweta kon hai

[@abhinandanraj5660]

#SaveShwetabhGangwar

[@forgottenwarrior4206]

Kya chomu fan he 😭😭😭

[@deepakmaheshwari2434]

but isme ek aur problem bhi h mutual fund wale franklin ke jaise bhag bhi sakte h better h ki loan hi repay karde.

[@mayanksingh8696]

Prepayment se loan jaldi 20 ki jagah 15 saal me khatam ho jayega lekin sip poore 20 saal k baad hi utna return degi . 15 saal me returns isse bhi kam hoga

[@onkarpatil5490]

There is a fallacy in this argument. You haven't considered Prepayment penalty and Tax on mutual fund returns.

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@ironman2.026]

Bank wale itne frequently prepayment nhi krne dete,, aur krne bhi dete h toh interest settlement m shift ho jata h wo extra paisa,, unless you have a written statement from manager that it will be paid for your principal amount,, but manager ye krta nhi h jldi

[@noobaconda]

I have been paying additional amount on adhoc basis multiple times a year. There's no issue. Loan from sbi

[@ytbois9337]

The rare investment is PPF put money in PPF and take 7.1% and take home loan but this has 1 problem u can only put 1.5 lakhs a year but still it is more safer

[@techranjan4562]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback.

[@mohanyaduwanshi6514]

#saveShwetabhGangwar

[@gourabnath9789]

The only person who said this in the right way.

[@Br30357]

yes abb uski EMI 16 nahi 18 ki ho jayegi lekin haan iss 2000 se fayada jyada fayda hoga.

[@fxtradersambhav]

Yhe idea mai kal hi soch raha tha Thanks for making video on it

[@Zero-qe1ke]

Problem ye hai sir ki ye jo 20 lac sip se aayenge wo end me aayenge. Tab tak 20 lakh will be like 5 lakh rupees due to inflation. Jab ki ham sip aur loan tab pay kr re h jab inflation hit ni hua ha....

[@MysteriousIndiaYT]

5 sal kahi to fark h

[@shlokdubey3631]

Sir problem yeah hai ki govt salaried employee hai na jinka house loan hai unke liye at a certain age aakr ek ek rupay maiyne rakhta hai your idea is really good❤

[@dheerajarora4723]

Sir, next 20 years tk hm bank ko jo interest denge, hm bank ko to Puri value denge but at the end of 20 years hmare 20 lacs ka return ki inflation ki wajah se value b to kafi down rhegi...bs dekhne me 20 lacs ka return h...

[@gautam.solanki]

Interest bhi bhai 20 saalo. M doge na

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback..

[@rahulxstar5251]

Pata nahi kyu muje mandeep sir ki video me zyada maza aata ha baaki dono ke comparison me ❤

[@nakulpatil8467]

Or inflation 7% har saal 😂😂😂😂

[@arpit_adlakha]

Haar saal? Seriously?

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@5791rahul]

I think we are forgetting one thing..if we repay our loan in 15.5 years, we get 4.5 years to invest our full amount of emi i.e. 16700 rs in this example + 2000rs total 18700.and if we invest this 18.7k amount for 4.5 years with 10% returns we get around 11 lakhs.. we already saved 5.5 lakhs as interest.. so total 16.5 lakhs.. and if we invest 2k for 20 years with 10% returns we make around 15.31 lakhs which is slightly less.. I think repaying loan as early as possible is good option..

[@abhinavgupta6943]

Your example is great....but you are also forgetting one thing. With your example, In 1st case of repayment in 15.5 years and then investing (10%) 18700Rs. for 4.5 years, you will get around 11 lakhs only in cash . The interest amount of 5.5 lakh you saved by prepayment, you will not get that money. Wherease, in 2nd case of investing (10%) 2000Rs. for 20 years, you will get 15.31 lakh rupees in cash.....and you have already paid the complete loan with interest.... So, after paying the complete LOAN with INTEREST you will get total CASH amount in --- 1st Case -- around 11 lakhs 2nd Case -- 15 lakhs+ So, you decide in which case you are getting more PROFIT.... Prepayment is better only when you will get LESS RETURNS in your Mutual Fund than the INTEREST in your loan... Hope u understood the complete scenario well... 👍🏼 😀

[@abhinavgupta6943]

Mere isi example me agar RETURNS 6% kr do to prepayment aage nikal jaayega Khud calculate karke try kar sakte ho.....

[@5791rahul]

@@abhinavgupta6943 @Abhinav Gupta agree we would not get cash in hand but the total cost of house increases by 5.5 lakhs.. imagine the situation where both sell the house after 20 years. If the purchase amount is 25 lakhs, one paid 15 lakhs interest and other paid 9.5 lakhs interest..nd if both people sell it for 45 lakhs.. whoever has made the prepayment has slight better return..and yes one thing is right if mf gives 12% returns then one will get better return than prepayment..but again it's always better to get out of the loan Trap.. my personal preference

[@nehitb]

2000 save kar payenge har month to fir EMI hi badha lenge na. Aise hi loan jaldi khatam ho jayega aur interest bach jayega.

[@Ashutuoshkumarsingh]

#saveshwetabhgangwar

[@abhinandanraj5660]

#SaveShwetabhGangwar

[@iisshh3435]

Bhaiya i follow this channel from a very long can you make a video on investment for college students i really need to learn some financial planning ❤️

[@rohansamanta7819]

Better invest in yourself so that the amount you’d otherwise save during your college period becomes a single months salary !

[@humsabkaeknaamram6232]

@@rohansamanta7819 fees kiya apne upr invest krke pay karenge kuch toh kamana padega na

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@nishantjain1102]

prepayment me 15 saal me hi free ho jynge aur baki 5 saal 16000 ki SIP krenge to 5 saal me 12 lakh banenge 8 percent se ..

[@Randomlyme]

This channel is absolute gold.

[@shubham2732]

Ek calculate missing he 15.5 years me emi complete ho jate he bad me 4.5×16,000×12=8,64,000₹ calculate nahi kiya he

[@WOLVERINE.GAMING]

tax left the chat

[@hindurajkharabe6076]

Section 24b should also leave your life

[@dipanshu0ag]

Iss hisaab se toh rent par reh lo, aur saari emi invest kardo. Fir bhi ghar ki cost se jyada jama ho jayega. 🤭🤣

[@divyanshkherde5019]

Really?

[@atomsotaku]

Bank doesn't give loan wo pura dekhti hai ki Ghar karida ki nhi yah Vanya ki nhi aur wo g Agar Paisa upas nhi diya tumne toh tumhara Ghar leleti hai. World doesn't goes as you think

[@ridhiaggrawal3075]

Amazing😍

[@akkashu6663]

Bro... interest free home loan kaise huga...20 years ka mutual fund investment is 4.8 lakhs....So this 4.8 lakhs investment is to repay interest right. Aur is world me koi loan 0% interest nahi hota h

[@Vasusahu9]

Bhai 4.8 lakh principal amount hai.. Isme interest to add kar 20 saal ka 12% ke hisab se

[@Mohamad_imran16]

Lekin 20 saal baad us 20 lakh me wo chiz nhi milegi na

[@Gurpreetsinghpreet1]

Yes that's what the video is about

[@pravinchauhan7875]

That's why I subscribed this channel 💜💜

[@mohanyaduwanshi6514]

Sab log ye calculate karte time pata nahi kyu Inflation ko kyun bhul jate h

[@unknownnoob1119]

What if index got crashed Intrest to bharo aur iska alag 🤣

[@yashsingh7012]

Good question. Index fund provide profit in long run. But short term its also provide losses .

[@yashsingh7012]

Loss provide tax benefit it's may be 4 years.

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@jirengray8698]

Better do maximum prepayment in the initial years to save interest, as initially major part of the emi will go to interest than capital.

[@Chandrasekhar605]

If the invest that major part initially , then also you'll get better returns and interest paid for home loan. Home loan is expectation which one should never think of prepayment, else you'll be in loose. You can do comparison between emi calculator and sip/RD calculator ...

[@Merabharat_Mahan513]

pls outsource par jo work karte he he uss pr video banayiye pls

[@ZFM_]

The best way to take home is to save money from initial level and buy home with total amount even if you are late.. Because investment also involves risk Jitni shakley utni akley

[@nishantawale6198]

One more thing - Pls do not go for early settlement let's say anything after half of the tenure (i.e. lets say 20 year is you loan tenure then after 10 years) - Reason 👇, The interest component is usually high in in first few years - only a miniscule amount is reduced from your principle - So if you do early settlement after 10 years, it would mean, you have already paid the interest and now you are not using the money for the number of years you have asked for

[@supritkothari1009]

Ese idea bohot acche lagte meko

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@vihitdalal711]

1 number sir. Seems I've invested correctly against my 20lakhs loan

[@adithyasannidhi2734]

There is a flaw in the calculation and not a like to like comparison. Prepayment was assumed to be done only half yearly and Mutual fund investment was assumed monthly. Hence you got a faulty outcome that MF at 6% return can be still beneficial. Always do a like to like comparison for accurate results.

[@sushainsharma6453]

Inflation and a rise in property value for those 20 years will be quite significant.

[@Abhishek77245]

I am still not getting. 8% home loan interest he. 6% pe aap calculation kar rahe ho. So how come 6% pe bhe benifit ho raha he?? I think something u r forgot to consider.

[@vivekvadoliya9647]

Here you're paying less or saving money that goes towards loan interest over the tenure. So it will lower the burden of interest. But you needed to consider the inflation, which is what the team LLA didn't mention in this short.

[@abhinavgupta6943]

You are right bro....his explanation is wrong.....You will get more Profit in investment only if You will get more returns in your Mutual Fund than your interest in loan

[@abhinavgupta6943]

Here, I have considered after paying loan in 15.5 years, We are investing 16700+2000Rs.for 4.5 years at interest of 10%. With this example, In 1st case of repayment in 15.5 years and then investing (10%) 18700Rs. for 4.5 years, you will get around 11 lakhs only in cash . The interest amount of 5.5 lakh you saved by prepayment, you will not get that money. Wherease, in 2nd case of investing (10%) 2000Rs. for 20 years, you will get 15.31 lakh rupees in cash.....and you have already paid the complete loan with interest.... So, after paying the complete LOAN with INTEREST you will get total CASH amount in --- 1st Case -- around 11 lakhs 2nd Case -- 15 lakhs+ So, you decide in which case you are getting more PROFIT.... Prepayment is better only when you will get LESS RETURNS in your Mutual Fund than the INTEREST in your loan... Hope u understood the complete scenario well... 👍🏼 😀

[@abhinavgupta6943]

Mere isi example me agar RETURNS 6% kr do to prepayment aage nikal jaayega Khud calculate karke try kar sakte ho.....

[@Abhishek77245]

@@abhinavgupta6943 ur calculation seems correct. If we add charges and all i think we might get into loss. LLA team also replied me on my comment but later on they deleted it. Not sure what was reason behind it. But anyways campare to other KZbinr their videos r more realistic and implementable solution r given. So overall work is appreciated.

[@erbhargavvyas]

A time factor makes things complex. This is correct for only one loan and no further loan required. Just assume you purchase a home in your 30's for 30 year of loan tenure and at the age of 45 you need to take huge loan for your child education the EMI of 20K will lower your loan capacity by 18-22 Lakh In that case if you had completed the loan early makes more sense.

[@chandannayak7857]

#saveshwetabgangwar

[@Bhardwajkushagra]

Ok?

[@princepunia7902]

#SaveShwetabhGangwar

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@AnilSharma-vo8ok]

But sir loan lene se phele sb apna budget dekhte hai . Budget dekh kr hi 16000 per month EMI liya hai agr 2000 bcha lete toh km time ka loan lete sb log

[@LabourLawAdvisor]

Actually bas decision Lena h ki agar Paisa hai to usse prepayment karna h ya invest.

[@tonymascarenhas]

If you're employed and you get hike every year, use it to pre-pay!

[@md-ayaz]

What happens if you lose the money due to recession?

[@tonymascarenhas]

@@md-ayaz We cannot sit on pessimism alone, we have to invest, there's no guarantee for anything but if you look at the past data, long term investment always gave profits.

[@md-ayaz]

@@tonymascarenhas i agree with you, but i feel more comfortable by paying off loans first rather than investing that money

[@dharmraj92]

bhot sahi, love the fact

[@RahulSharma-nr8gd]

Please also include taxes on profit and commission charges of mutual fund managers..

[@niraam.mahajan7987]

Sir I consider that sip while confirm or say more than 14.5% intrest Bec more time give money

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@ishaantanwani9899]

Par loans kai bifercation mai pehlai intrest jama hota hai phir principal naa i guess

[@Saksm16]

Agree many ppl just assume to be 12% but dont tell its dark side

[@arpitkumar4525]

Zyada hi mil jayega agar 20 yrs ka horizon le rhe ho toh

[@Saksm16]

@@arpitkumar4525 ha mostly mil jaayega bahut kum chances h na mile lekin chances h ki na mile

[@arpitkumar4525]

@@Saksm16 Yes correct thr are some chances

[@Saksm16]

@@arpitkumar4525 are u currently investing?

[@arpitkumar4525]

@@Saksm16 Yes

[@devdasprabhu]

What about variable interest rate? Over period of 15-20 yrs it might go up too.

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback..

[@kshitij1510]

I completely agree with Mandeep

[@rjkisnaa_]

Hii sir ek question h ye jo prakhar ne shwetabh pe case kiya ispe aapke kya vichara h and kitna sahi h ye

[@abhinandanraj5660]

#SaveShwetabhGangwar

[@trytogain2092]

So this is the difference between Rich dad and poor Dad... Haha lol

[@techranjan4562]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback.

[@TheQuiR]

Sir insurance policy ka pura paisa kese milega agar maturity ke pehele surrender karenge to. Pls sir yeh problem bahat logo ka he... please video ek uske upar

[@arunbangari8404]

Thanks for the information 👍

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@Gurpreetsinghpreet1]

Labour law is creating history

[@indian2817]

सर एक वीडियो इसपर बनाये.🙏 हम किसी घर को लोन लेकै buy करते हैं तो जो प्रॉपर्टी का मालिक होता हैं उसको बैंक कैसे पैसे देती हैं,,EMI में या LUMPSUM...

[@sahilaggarwal6427]

Let do some calculation here in case of 6% example In case of prepayment we have to pay- 16,729*187 emi =31,28,323 + Prepayment 2000*186 =3,72,000 Total emi and prepayment= 35,00,323 In case we do sip 16,729* 240 emi= 40,14,912 2,000 *240 = 4,80,000 Total emi + sip investment= around 45,00,000 Extra paid is 45,00,000-35,00,000 = 10,00,000 And we have now total value of sip 9,28,700 And still it's 72,000 less and that too if we continue to do that for 20 years And with some other calculation we would save around 72,000+16,000 = 88,000 by prepayment not by sip Bhai basically proved how to make more with less interest rate

[@sahilaggarwal6427]

We are saving 8% by prepayment rather than earning 6% on sip

[@AbhishekYadav-cr3xu]

Please make a series for home loans also... I want to know all the details about home loans.....

[@shikharagarwal9272]

#SaveShwetabhgangwar

[@jayrajput6934]

please make a video on education loan

[@humenbot24]

Agar 6% hi chahiye to ise acha govt. bonds ya post savings me paisa dal de. Dono 7-8% interest dete hei. Aur kuch nahi to koi 1-2 achi company pakad k usme paisa dal de to bhi wo average 10-12% return de dega agle 10 saalo me.

[@sewkarkalwar6646]

I like this video. Many says guranteed return but here they are saying to analyse

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@traveldiaries4781]

Sir kaha karu mutual fund mai.. bata do kuch jo monthly SIP chalu kar sake

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback..

[@AkshayKumar-vw6xc]

Sir what about LTCG on the mf ? 20% bhi toh katega at the end of 20tth year in mf?

[@techranjan4562]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback.

[@reliablerehan]

height is LLA using groww calculator but promoting Zerodha🤣

[@LegalRights]

Capital Gain Bhi to lagega SIP ke return pe 10-15% or more?

[@rishav.raj179]

So true. Finally some explained it in correct way.

[@santoshshukla3084]

But if a person invest in mutual fund for 20yrs and receive money after 20 the house 🏠 value will not be same

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@nishapandey6832]

Sip ke bad Jo gain tax lagega uska kya? Uske bare me mention nahi Kiya hai sir

[@jayeshshertate8543]

Baki Finfluencers..Bhai rent pe Lena tha😂😂

[@ermanojsharma5506]

Real life guru .,🙏😊😊

[@neerajkumar-ws4zb]

Loan is good only if you are confident to repay it. Else avoid any type of loan for tension free like. Loans are good if you already have money or you know you will get money for next 20/30 years.

[@siinghprasshant6550]

Make a video on how to invest money in mutual fund

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...

[@GuruBlogs1]

Making life more complex by adding so many twist and turn... Don't mix Loan EMI and SIP ... It is something similar to insurance and investment plan...

[@KishanSingh-xp7cb]

Sir business loan pe cash credit pr kitna interest lgta h

[@manishbhagi144]

Fyi part-payment ap apni monthly Emil ke barabar ya use jada ka he kr sakte ha kam ka ni

[@chetangk1370]

Hi LLA... Guys, Pls make a video on OYO's fraud ... They take less money and book a room online. But when we reach the property they will say we wont allow for this low price. Its a huge scam and making lot of difficulty for common ppl. Hope u know abt this. Pls make a video.

[@rocksandoceans]

और जो 2000*20*12 = 5 lakh इतना पैसा mutual fund में लगाया, वो भी तो आपका था। मतलब 20-5 =15 लाख आप interest बचाओगे, 5 लाख तब भी देना पड़ेगा। और अगर 6% आया तो और ज्यादा

[@AnshumanPratik]

Ankur: Yeh main kr leta hun app Jake dream 11 pr team bana lo

[@mdshadab1119]

Sir kon sa app use kru bta to do .. Link open nhi ho rha hai...🙂

[@AnkushKumar-hj1uq]

Agar maine koi course foreign countries me becha to waha se mera payment kaise manga sakta hu Plz sir is topic pr video bnaye Thank you sir♥️

[@vishalvishwakarma8697]

Apps to calculate loans and interest ?

[@shekharkushwaha8280]

Bhai koi sari calculations recheck kro..

[@akshats.1521]

⬆️⬆️ Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback...