Introduction to present value | Interest and debt | Finance & Capital Markets | Khan Academy

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A choice between money now and money later. Created by Sal Khan.
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Finance and capital markets on Khan Academy: If you gladly pay for a hamburger on Tuesday for a hamburger today, is it equivalent to paying for it today? A reasonable argument can be made that most everything in finance really boils down to "present value". So pay attention to this tutorial.
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[@user-bi3mo1zm7u]

And here I am in 2024😅 watching this video

[@romyt5349]

Same

[@MarkTheeuwes]

I'm watching in 2020... blew my mind when you said 2008. This was right before the crash of 2008, so sad!

[@xamdimaxamed8603]

I have a question for this lesson . What is 5% for that🤔???

[@emmanuelserrato2058]

Mark Theeuwes 2020

[@kimfacundolkim2033]

The same here!!

[@tomdavies8141]

You mean right after the crash, that's why he quipped about it being risky to leave money with the banks!

[@meherbhullar7350]

2021 omg

[@serhantumer2407]

This video is gold. He even made some jokes about 2008's situation and said hopefully other gens will benefit from it. What a legend

[@klhmia]

This guy was just teaching me about Completing the Square for Calc, now he's over here teaching me Present and Future value, damn man - you're everywhere!

[@brindleyadolphus4905]

This man was teaching me economics a while ago and now he is teaching statistics

[@jakedetwiler2713]

Watching in 2016. Still helpful.

[@funguskim]

It's a response to what Sal said in 5:38, "The year is currently 2008; hopefully people will be watching this in the next millenia..."

[@SilverSpade92]

Watching this in 2017

[@Rxcvv-rn8gw]

hi from 2024

[@nicolasperkins6503]

Watching in 2020. Still incredibly helpful

[@bharathmenon6486]

Yeaa

[@vishnuvardhan_me1892]

Me too🤟

[@jaypanchal1172]

Scam 1992 bump

[@filipvranesevik583]

Same

[@Abdulrahman_601]

Watching in 2023❤

[@domenicoeliobressanello6770]

My god as soon as I heard "it's 2008" This guy was making videos explaining how our financial system at the time worked during one of the worst recessions ever seen

[@woodbrettm]

2020: "Hold my beer"

[@GiovanniMinto]

Watching it in 2018 . Can't express how much this guy could make a hell of a difference for all the education system . Loved the joke at the end too ;)

[@ralphmubs6684]

2019 exam in a few hours...pray for me pls

[@austintong9067]

Same

[@sonereveluvyoureright4684]

What Exam? In university???

[@rayhaanhanslod4792]

I write in 2 hours

[@manFISH59]

How did you do?

[@samlycan8826]

Lolz i write in a day

[@mustafamohammed5311]

watching in 2018..

[@blondiedottir6205]

me too :)

[@mnim5355]

me too

[@westland4399]

same here

[@atNguyen-ql8fx]

MU sucks

[@PuprleFox]

Mustafa Mohammed 2019 lol

[@OM-mu1qt]

240p...we meet a gain

[@nasseralduraibi33]

Answering you Mr. Kham, I watched it in 2015 during my bachelor degree and I am watching it again in 2023 during my master degree. You are a GOAT dear!

[@timmymarquis1222]

2022 and its still helpful as ever, great job

[@blingping117]

I'm thinking of majoring in finance. The first thing I dedicated myself to do is look through this entire playlist. I just want to thank you for giving me and everyone else such an opportunity.

[@freshfrogs7886]

How has it gone?

[@idonteatfish6424]

@@freshfrogs7886lmaooo

[@gamingsfinest1]

I graduated college a year ago. Been learning this stuff for years now. Pretty much forgot all of it and now I'm back here because it's probably one of those rare things you learn at school that was actually useful.

[@young_rich]

Watching it from year 2023. Hope you are still doing well! Thank you for all your priceless videos ❤

[@fleshcookie]

Watching in 2015 SAL YOU DA MAN!!!

[@OM-mu1qt]

+fleshcookie 2016!!

[@derm5003]

2017

[@susanasher6939]

Yes, Sal! I love you! Thank you!

[@OnlyThomasHayes]

Who is this guy? He knows everything math-related like the back of his hand. Chemistry, Calculus, accounting. Nothing phases him.

[@MissCraftilicious]

Bahahah when he said it’s 2008, I scrolled to the comments real fast to see what year people are watching this💀

[@Alen-nf5cg]

This channel!!! Just WOW! Came here for the nostalgia trip and to reminisce! So many skipped classes in order to party! (STAY IN SCHOOL PEOPLE! Partying is overrated)! This was my go to channel to catch up on math, statistics and all things finance before an exam! The way the subject was always presented and explained......... lets just say,..... it peaked my interest much more, than was actually necessary for the exam! You guys are a treasure! Thank you for everything!

[@SZ-wt3nk]

2018. Still watching. Thank you so much!

[@ElanXmusc]

I didn't realize this video was that old until you mentioned it. I'm watching this in 2018 which is 10 years from the day you wake up to make this video. thank you

[@tetralifestyle777]

Watching in 2019...dude you’re the best, I’ve been watching and reading so much to understand this and you did it at the 5min mark! Thanks you!

[@actionman1636]

Watching it in 2017

[@nmayberry3753]

actionman watching in 2018

[@SRTBOAT]

@@nmayberry3753 try 2019

[@raptorm8242]

Tristan M. Hartman try 2020

[@jayjuggrnaut]

I'm taking my first ECON class ever, and the interest (using the example above) was represented as (1+.005) as opposed to 1.05. Because of the way the information is laid out in my required reading (and the fact that I'm stupid), I was manually doing 100/1+.005, instead of 100/1.05... Thanks for breaking this down.

[@fawzanalfawzan575]

I am watching this in 2018 and I want to thank you for your awesome tutorial videos. You have a huge impact on our lives. May god bless you!

[@ani2166]

Watching Nov 2019, thank you for this very helpful.

[@MrElgun474]

Watching it now in 2023. Very helpful 👍

[@robertvanghle8987]

Very simple and straightforward! Nice job back in '08 ;)

[@afiannessa2456]

The written version of this video is in my copy.. Now the whole concept of PV is crystal clear!! Thanks a trillion🥺

[@dingiswayolungu4338]

2024 we gat you... thank you very much! the knowledge lives on

[@mikecherri]

I remember this voice years back when I was struggling with calc, we meet again my anonymous tutor!!

[@miridisque1298]

so you're telling me, that you've been helping students over KZbin for about 13 years now? Thank you so much! (watching this in 2021)

[@eug5061]

I never thought a video posted when I was 8 could help me afer 15 years in my grad years, thanks so much!

[@ashishranawat8661]

Warching this in 2023, i was trying to adjust the video resolution to HD multiple times but it didnt happen then finally got to know it was recorded back in 2008. Such as vintage and awesome video it is.😊

[@susanasher6939]

Thank you so much! This was great!! Thank you for making this so simple as I have been struggling to understand the discount rate and present value for weeks. I get it now!

[@wattyswrld]

This video is so classic we get the classic Khan

[@mckieraggari3726]

old but gold yeahh i'm watching for tomorrows exam lol

[@chocolatebunny333]

You explain this so so clearly. Thanks so much for doing this!

[@kja4834]

i'm attending a finance competition in the next two days. I am watching it in 2018. It's very helpful. Thank you so much!

[@vanshajsrivastava8107]

Who would have known that an educational video posted 12 yrs ago would garner close to 1 million views in future. Power of Khan Academy.

[@sevak001]

It's 2020 and your videos are still amazing. Thank you so much Khan Academy!

[@nonamelspg]

hey it 2024 now, wow this video is gold hope your still alive

[@arijitsarkar8730]

I'm watching this in 2019 , and it's still helps a lot .

[@faisalahmed416]

<a href="#" class="seekto" data-time="332">5:32</a> "Hopefully people will be watching this in the next millennia." Well, it definitely made it to 2024 at least. What a legend!

[@bcnicholas123]

This makes so much sense, thank you Sal!

[@raquelm.w.7974]

Watching in 2019. Very helpful, thank you!

[@louaialfaori7978]

It's 2018, and I am watching and really enjoying the process! Thank You!!

[@jiabaozhao]

Watching it in 2017! really helpful for my Finance paper! Thank you, Khan.

[@sondosbannouri367]

Watching it in 2017! Still helpful here in Tunisia. Thanks ;)

[@Muslimshow100]

what are you majoring in? and how are you gonna use these concepts

[@HousouRezu]

Watching in 2024, this video still gold

[@MyPablo3000]

Thank you so much for this.... thank you!

[@Allmyinfoisunreal]

Hey, this is so cool. Continue making these great videos. I do not know why they are not as popular as all the other less interesting vids on youtube, I mean this often makes me want to say "But this is so simple!"

[@mag5993]

Great video!!! Definitely one of the best resources for finance students out there! KEEP KHAN ACADEMY GOING!!!

[@christiangeraudn.b.2837]

11 years later still watching it... and still very useful...thx dude.

[@JMcN76]

Good ol' Sal to the rescue again! Thanks!

[@jayaganthan1]

Watching this video again on 10th September 2023. This video is timeless and never gets old :)

[@freedomneeds1]

2014, you saved me in my exam! thank you !!

[@TheMrStraffy]

This playlists are a miracle! I was looking for something like this :'D Thank you kind sir!

[@lrk4545]

2021 and still going strong!! So helpful for my finance exam

[@seanbarilari]

Watching it in 2018. Most helpful videos on KZbin about this topic that I came across with.

[@davidqquintero1843]

It's 2020 and I am still watching at this video! Very good one.

[@Waranle]

Thank you alot Sal, everytime i open one of your videos i learn something new!

[@DROIDFARM]

2022 still watching! Liked and subscribed!

[@mzingisimbangata9148]

THANK YOU,WOW!...been browsing the net for hours couldnt understand the notion of present value and I come here and understand it in 10 mins...

[@kaylio1]

Watching in 2019... Exam in a few days 😬 Learning more here than in class. Thanks! 💗

[@nicholasflamel903]

2020 and still there is no better video

[@sushantchopra27]

I am watching in the last quarter of 2017... Love you Sal from India !!

[@florentinojrzuniga5966]

watching it in 2016! awesome finance lessons Sal!

[@SherissaDancer]

I LOVE YOUR TUTORIALS MR.KAHN!

[@haruhishi5808]

Watching this video now 2019 hhhhh thank you

[@josephh9782]

2021... can't time stamp this stuff.. thank you for the help. onto the next

[@alvilla701]

January 2017, thank you Sir for your videos

[@OneTwo-jv8oq]

watching in 2023 thank you!

[@zdarr6188]

Watching this in 2017! Very helpful, thanks Sal :)

[@sphumelelengcamu1984]

I'm watching this on the 23rd of November 2020. Great stuff

[@totalAnimelover99]

just gonna say I'm watching in 2021 and You are still saving ur grades today, Thank you!

[@snailzinmypants7616]

Trying to understand this for my 2nd year uni exams-thank you!

[@SG-tj6ws]

Thank you so much. Worth watching!

[@andrewhorsfall317]

Uploaded in 2008, still very helpful in 2014. Thanks for the video!

[@Professorsavingsposts]

Dude, check our channel too :)

[@notapinecone4870]

ProfessorSavings: Money Skills for Millennials no

[@jack.mp4]

In 2018. Still, the best Math tutor, keep it going :)

[@user-ov9fc1mk2j]

Watching in 2024. Currently in my first year of uni.... In 2008 I wasn't even in the first grade 😅😊

[@marayyy09]

2021 and it's still helpful a lot.

[@PiWiVlogs]

Watching this in 2012..you're doing wonders mate! Cheers!

[@zanebobbsemple8342]

Watching for my master's degree. If it would have been explained like this I would have gotten it. Thanks.

[@lyhoang5079]

It's May 2016 and you still rockkkkkkk!!!

[@sabah7480]

I'm watching from 2021!! Really useful as always

[@GursimarSinghMiglani]

AMAZING!!

[@defneseteneycelem1001]

It's 03.01.2024 today. Thank you for the content, helping people since 2008

[@TRoberts1981]

2021. Thanks for the great video.

[@vitalliao7812]

Great tutorial!! thanks

[@nidac9420]

Watching this in 2019 and thank u!

[@ishmartishtiaq371]

Watching in 2021 thanks to khan sir

[@nutwarakhamprom8101]

Thank you so much!

[@teunvanduinhoven]

Thanks mate, really helpful!

[@aprilsmith9711]

I truly appreciate this explaination. Very good. Thanks!

[@marytantan7896]

Still so helpful in 2018!

[@jayaganthan1]

Thanks for making this awesome video. I am watching it on 3rd July 2022.

[@za_limitless]

Doing exam preperation in 2017, thanks bruh!

[@tanyatripathi8929]

In 2020... great help sir.