How To Calculate The Present Value of an Annuity

[@TheOrganicChemistryTutor]

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Today😂😂

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Your voice calms my nervous system when interacting with math. Bless you!

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who's here because they have exams tomorrow :))

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it took me 3hrs to find this. i have been scrolling over the videos but i only got math formulas. i wanted this for financial accounting. got bless your content. thank you so much

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This guy really does it all

[@muminatadekunle5324]

I cannot thank you enough. I had my first Financial Management class at my MBA and was completely lost and dejected. Watched your videos on the subject and I feel like a genius! Going to class confident today to continue with equity and bonds. Thank you!

[@sadamadan4268]

Thank you alot man. You did easily what my Prof didn't for more then 3hrs

[@radi0bezel825]

Looks like he should’ve taken four hours because it’s ‘than’….

[@zehra3454]

@@radi0bezel825 prof should also do the fifth hour for your bullying

[@derrickmuturi5343]

I'm here because I'm trying to learn more about life insurance and annuities. This was insightful! Thank you.

[@davionholland7670]

you helped me pass statistics last semester, lets see if we can save the semester and pass my financial management finals later today :)

[@IlIlIllllllI]

How’d it go? 😅

[@aliunstable720]

Thank you so much! I've been sick all week and needed to learn this

[@CR-so5qk]

Who's here because they can't understand what was in their modules?😭

[@dawn_and_sunshine]

Literally my 3rd video on this channel and I've learned trigonometry for beginners and annuity within an hour

[@randomyoutubeaccount6906]

DUDE!!! after like 50 hours 2 minutes into this video you made the thing that I could not understand click. The top part of the formulas order

[@kyo1221]

I don know what is about but I click on notifications

[@bto5881]

Thank you so much ! the explanations and the examples are so clear.

[@sherwinmarlin2782]

What formula would I use to solve this? How did they get 119.1616? [Annuity PV factor I=0.09/12; N=25*12] = 119.1616

[@michellesangabriel7694]

Easwest college brought me here. am a subscriber now.

[@AngelaMaeHAlbor]

ah, this saved my life. May God bless ur soul I SWEAR IM CLOSE TO GIVING UP BUSINESS MATH T__T

[@amanialbert3912]

Hahahah. I have exams tomorrow for financial management in the afternoon. Am here catching up. Thanks for the video

[@profderek8111]

Last year, I made a property sale and had over $1 million in proceeds. I allocated $400k to index annuities and put the rest in the trending High Frequency Trading style. So far I've more than doubled the annuity premium from the stock market and sure enough will not need an annuity for the rest of my life. However I won't discredit annuities in any way, they buy you peace of mind but then a lot of people buy them out of fear of what's yet unknown even when it's not the best decision for them. If you need growth, try other stuffs. Annuities should be a backup plan, just like an insurance. Concepts like HFT/ algo trading and diversification of assets can be of great help for growth oriented individuals while still retaining control of your money. My two cents

[@ramseyb1573]

I agree with the idea of considering annuities as an insurance rather than an investment. Nice portfolio you have going on though. kudos!

[@George-hl7jf]

How does algo trading work? Might just be what I need now. I still need growth as much as the downside protection that annuities provide

[@profderek8111]

@@George-hl7jf It's when your account mirrors someone else's trades. Trick is knowing who to copy. I managed to work my way into Josephine Guevara Laporte's popular algo trading program. She's a renowned CFA, you should check her out. There are other similar options out there but consistency and smart diversification skills were the clincher for me with Josephine.

[@theexpendables3152]

@@profderek8111 hi I'm already in retirement and have like $700,000 in a CD account with a very low interest. I only need $30,000 for liquidity purposes(emergency fund) and plan on growing the bulk to over a million. I found Josephine Laporte's official website after looking up her name. Quite impressed at her portfolio and will schedule a call with her right away. What's the fee structure?

[@profderek8111]

@@theexpendables3152 Since it's an algo trading based model, it's very much transparent because you can actually see what assets you have and how much growth your portfolio has achieved. She takes 10% of the profits, no hidden fees.

[@drpkmath12345]

Another interesting series of financial mathematics! Which is my favorite haha

[@matthewhardcastle2781]

Turrete ur n hi pool

[@thomaschen3943]

Thank you so much. I know how to write English now

[@teagan1636]

Bro knows everything

[@wtaii4102]

i love your work you've been helpful can i ask a question though is the answer for your second method suppose to be 943.39?

[@wtaii4102]

okay you got it lol

[@fitogaona1142]

yep he made a mistake

[@leewithey2014]

Excellent explanation!!! Thank you. 🐕

[@aceishere3731]

make a video about deferred annuity plss🙏🙏 i really love your videos cus i learn a lot better from you compared to videos of teachers using my local language😭😭

[@tadiwachipunza8074]

Thank u so much, ur videos ar really helpful. Could u do one on source transformations, i would be grateful

[@silvermine2033]

Very helpful. Thank you!

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i was shocked when i red THE ORGANIC CHEMISTRY TUTOR

[@sherezamohammed5276]

God Bless You, Thank you so so much

[@leosp3597]

Jesus Christ loves you. John 3:16

[@hamedalkiyumi1463]

Thank you for the video 😊

[@csibesz07]

Should have explained how the equation is derived. Present value of perpetual annuity of the investment - present value of perpetual annuity of last month's cash flow (cause it ends you need to subtract the value of perpetual annuity).

[@lordlopikong6940]

Could you make one about a missing rate?

[@vanzypubg8469]

*Approximately* the same answer. If you run an If function, you'll realize they aren't equal. They deviate at 11dp

[@mintesinotnigussie4502]

I appreciate u! but the value of C is not the amount of money we earned but it is the amount of installment to earn in retirement!

[@aslcanturk4231]

thank you so much for everything.

[@MissAura_]

Thank you so much!!!!

[@itsyogurt5113]

For no.2 annual credit, shouldnt C be 60k per year and r 0.07? I hope its a mistake

[@asmaiqbal402]

What if we have a compound interest??? Does the same formula work??

[@chuonghuynh3005]

When I divided 1000 by 1.06 I did not get 949.3962, I got 943.3962. Am I crazy? Because I cannot continue the problem if I am unable to get the same answer as you. Please help, thank you!

[@nickoemmanuelvillacruz3090]

He changed it watched the whole video

[@jimmy4pf__]

what if the question has no interest rate?

[@supergirl1554]

Thank you so much for helping me

[@AmesAsylum]

Hoping you were going to go over how to solve manually. Non programmable calculators aren’t going to do this math

[@Eeriefee]

Highly recommend getting a financial calculator if you need to be doing this. They have them available online for free as well as for sale under $30. Hope you found something that helps you!

[@smlazara9159]

what if ur looking for the time?

[@jayweena]

THANK YOU SO MUCH!

[@expoow]

Thanks Sir❤!

[@kodarkma7444]

Hello can you do a video on pthly annuities plz

[@patrickdelosreyes8771]

Is this what they call general annuity ?

[@jezreelamil8957]

can u make a video wherein there's no given C but only the overall ammount in 9 years for example

[@martik778]

For a 20 year guaranteed annuity at 6600 per year per 100k what is the value after 10 years? =PV(0.066,10,6600) 47,225?

[@bshaps9465]

thanks a lot i needed this

[@MxtJanice2004]

What I Don't Understand I Wish somebody would Explain In The 10 Videos I've Seen Is In Which Order Are We Calculating. Nothing Seems To Work

[@helger.mogusu8897]

in the second question I didn't understand where the 12000 is coming from????

[@nicoleipancompilations4470]

Thank you so much ☺️

[@shameethamaharaj4127]

Hi , how can i work out the PMT if i have the NPV 43 460, n 5years, i% 20%. Formula please

[@euaemil5995]

inclined plane and rod and B vertical. explain us 11 times the sense of the F-L

[@extremumone]

This formula is correct only if the flow is annuity, and all inflows are reinvested with the very same rate of return. (!!) You can't wastee these 1000's obtained on spending (!) The example since that is incorrect: there can be no transfer of payments, all these 5000's have to be reinvested, not consumed.

[@arinaitweann2992]

Thank you so much🙏🙏

[@amineanime2756]

Why we didn't made the Calcul with this formular "P=A/r(1+r)(1-(1+r)^-n"

[@1019-f7k]

I’m literally learning about this right now wtf???

[@dria7387]

Excellent ahahaha 😍🧐

[@Matt-eq4xu]

at 4:00 its supposed to be 1000 / 1.06 = $943 .3962

[@AshenafiDemissie-fh3cx]

8.Alex has won a scholarship for master’s degree and will leave for Canada eight months from now. He wants to provide his mother a monthly income of Br 125 during his two years stay in Canada, the first income to be earned a month after his departure. How much money should Alex deposit at the end of every month for eight months he will be in Ethiopia in an account which pays 12% interest compounded monthly to have money which is just enough to enable his mother withdraw the above-mentioned monthly income during the two years of his stay in outside Ethiopia? please help me as much as you can

[@AmanyHenry]

I love you reallly❤️❤️❤️❤️❤️

[@buhleallentutorials3746]

Great job.

[@jcomandante6629]

The fourth step. How and where did it came from?

[@namelessbecky]

thank you.

[@osamadupe1018]

The second problem, the cash flow was per month, why didn't you multiply by 12

[@hannahgracedangojangad8733]

How to solve present value with missing terms? such as T-time

[@Eagle-Eye009]

Same after year . Same situation. Tomorrow i have paper . If again i fail 😬

[@ehsanbaloch9816]

Sir why number of year Is taken negative

[@emilianimwaliga8474]

Please help us LUMO and UMO tutorial

[@shiyuru9943]

Exam in less than 2 hours😂

[@ronaldosithole6329]

Me right now. 🤣

[@Nefablaq]

My exam is in 30 mins

[@Anonymous-mz4fn]

7:52 wow this one is great formula for present value as no formula to remember as such😂

[@pagla899]

Why divided by i/r? Anyone answer me??

[@sunvequiano3740]

Why do I keep getting negative?

[@rayanthonytalisay2469]

thank you Sir!!! luvuuu

[@JayvenRubion-gl6on]

I am here for my report tomorrow 😭

[@dollarbill3935]

Check your PV, step one is incorrect, it's 943.39 not 949.39

[@mr.traspassing9524]

he fixed that after he wrote it

[@thatomofolo452]

Got it 💪💪💪

[@minimino9878]

Bruh the solution is similar but we just have different values

[@ledelynterencio6355]

Who's here because of their exams tomorrow ?

[@lazy5272]

Boom 💥

[@clintivanorsolino9518]

Lets Be Honest. We Came Here Coz The Formula And Solutuon For This Topic Doesnt Make Sense In The Friggin Books.

[@MumiMumi-hw5yr]

Exam in 2 hours.😭

[@MalcomTaylor-r8m]

Malcolm

[@laux3263]

G11 mag ingay:>

[@eugenewithbrit]

Understood 10℅ out of everything only huhuhu

[@rafaelquinones222]

Thanks Mark Wahlberg.

[@nanadasal02]

Here to calculate how much i would earn 😂

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Hi BKNHS students HAHAHAHAHHA

[@rithevikaravind815]

1st comment, first view

[@akbaer60]

WHAT THE FUCK IS ANNUITY

[@itsyogurt5113]

For no.2 annual credit, shouldnt C be 60k per year and r 0.07? I hope its a mistake