Investing In India

[@Pensioncraft]

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[@gauravsinghsays]

It doesn't work in India

[@lickerishtuna6449]

A similar video for the UK would be good.

[@MrDuncl]

It is telling that only 8% of U.K. pension fund investments is in the U.K. Stock market. No wonder valuations are low. After the last video I would like to hear more about Poland.

[@Pensioncraft]

Thank you for the feedback @lickerishtuna6449

[@msiddiqui135]

Very good analysis, The Indian market is great for investment but it is highly overvalued now. Even Indian analysts are expecting some sort of correction in 2025.

[@Pensioncraft]

Thank you @msiddiqui135

[@fzixkid-gh9rv]

Super analysis! Thanks also for being open and honest enough to talk about corruption. There was a general dip in the Indian market in November 2024 which I invested into - which has done reasonably well since ... Franklin at 0.19% was a choice. We'll see how it goes.

[@TopazDr]

For India, I invested in the UK investment trust Ashoka India because they had a significant tilt towards small caps, which is where most of the very high returns have come from in the last few years. And India small caps funds are generally non existent in the London stock exchange, as far as I was able to find (or not find, more accurately). So yes I’m paying more for the managed fund than what an index would be, but it’s the only way to find proper exposure the high potential of India’s small caps. Fantastic returns in the last 5 years, I must say.

[@davedfw814]

lol have to admit I always check out PC to see what's being advised then do the complete opposite. FYI India has been the best fund I've held this last three years outstripping virtually everything else.

[@y3taskforce]

What fund is that Dave? I have been looking into it and seen a few like Franklin FTSE India etc

[@andrewwilson3663]

Quality YT content available here. Well done Ramin, keep up the good work!

[@Pensioncraft]

Much appreciated @andrewwilson3663

[@rajaguruperiasamy8845]

My two cents- Valuation: The mid and small cap is surely expensive. But nifty 50 (top 50 companies in terms of market cap) is close to historic fair valuation. Scandal: Well, it's only allegation. The Hindenburg saga was thoroughly investigated by SEBI and the Indian supreme court and the Adani group was cleared of any wrong doing. The current indictment in US court holds no credibility, there is simply not enough evidence or jurisdiction here. While I don't say that Indian system is free from corruption, this particular indictment just seems like a parting gift from the democratic regime and the western deep state. And please, get the map right. Kashmir, Aksai chin and Arunachal Pradesh are Indian territory. The very least that could be done is to show them as disputed territories.

[@srihari_g]

The Freedom index is a useless measure lol 😂.

[@VTh-f5x]

Indian market has exceeded total returns of US market since 1998 in US$ terms. I invested in 50-50 US and India only. But right now I am 40% cash.

[@bangdobrich]

Why are you 40% cash? I'm 90% cash as I am a pessimist - missed out on the 2 consecutive good years of the stock market, only managed to get very good returns on my pension kept in SP500. The rest was kept in cash isa and savings accounts plus high interest regular savers, do you see the stock market upwards trend continuing or is it a time for correction? I feel like I've played it safer than needed.

[@VTh-f5x]

@bangdobrich my investing rules are simple. Only invest in $VUSA and $INDA. I am 100% invested at 15 PE and 0% invested at 30 PE. Between that I move to cash as PE rises linearly.

[@davidgray3321]

At the moment I am in a quandary, we are told so many markets are overvalued and that national debs are vast, look at USA France U.K. etc, and Germany is in decline, and although the USA has gone up sharply since trump won the election the rate of climb seems to have declined in recent days, do other people watching this think there may be an abrupt drop in equities in many countries in 2025, or am I overly cautious. I aim to retire in 20 months, and recently went to 100% percent cash in my pension since if there is a decline, eg 20% that can really mess up your pension fund, what do other people think?

[@MrDuncl]

It only messes things up if you need to sell stocks during a low. How long is the average recovery time after a slump ? Maybe have enough cash to last twice that and the rest in markets. p.s. My big fear would be inflation eating away cash over say 20 years of retirement.

[@sachabarlow9483]

Are there any Funds that have a low charge ( as opposed to an ETF). Currently I seem to have been given IGC which has a charge of 1.6%

[@13mowe]

I recently invested in ishares China large cap. Amazing return, already made 10% im happy to now let it sit in 212 trade and gather cash interest.

[@stevetop5970]

Could we have the ticker symbol?

[@coderider3022]

That’s the stimulus only

[@rajTrondhjem10]

Good, well rounded video

[@Pensioncraft]

Glad you enjoyed it @rajTrondhjem10

[@ashpat6782]

Don't underestimate India and Modi. They moved above UK last year and is a fast growing and dynamic economy. The UK economy essentially stagnant and looks to be getting worse. Western bias at play in the comments here. Will age badly I think.

[@MrDuncl]

Hopefully it isn't all centred around Modi. We keep seeing what happens when one person has too much power. I say that as someone with money in Indian stocks.

[@molocouk]

In ppp terms the Indian economy is about 4 times the size of the UK's, and the third largest in the world by a big margin

[@kroychoudhury]

Combine a momentum and value ETF fifty-fifty,and you'll do well

[@A_man_not_your_man]

The best way to invest in India is to invest in the U.S. which has Indians running all the tech companies and sending their funds out of the U.S. to India.

[@MrDuncl]

Maybe true but a fact is that Apple makes iPhones in India. Not a lot but more than they make in the USA.

[@knowledgeTherapy]

2.13. Why do you use chart from 2010?

[@rajakumarpalanisamy8600]

Judging India on one adani group of companies is not the correct way of judging a country. India has worlds largest youngest population, economy is growing so Euporia in India is high. Only 4% of population in India invests in Stock market, consider if the wider population particpates in the market. This just start of the long growth ahead, sure there will be turblance but long terms sure it can give double digit returns

[@jespersahnerpedersen]

Great content, as always! Note: When I look up the expense ratio for "Xtrackers MSCI India Swap UCITS ETF 1C", it's 0.61%. I wonder where the difference stems from.

[@Homecastlefoundation]

Thats a coincidence. I've just opened an India ETF last week. The US is looking dangerously overvalued. They're about to combine a more-extreme version of brexit with George Osbourne-style government austerity cuts. Its clearly going to be a disaster. I'm reallocating from the US to the UK and India. The UK has lots of cheap international services stocks with chunky dividend payments.

[@KaranKukreja-g1d]

India is even more overvalued than US.

[@sebfox2194]

India is looking just as overvalued as the US, if not more so, though. So, if that's your argument against the US, then the same argument applies to India.

[@fzixkid-gh9rv]

Unfortunately, I think that, they are all connected ... globalism = 'complex systems'. They are networked and connected - there is little equity-based shelter from that storm

[@davidgray3321]

Interesting that approach has occurred to me but not acted yet

[@nic47531]

What the hell's all these spam comments ramin?

[@Pensioncraft]

Hi @nic47531 they are a total nightmare! I'm removing them now. Thanks

[@Pensioncraft]

Hi @nic47531 I just ran the spam filter and deleted them. The bots on KZbin are out of control. Thanks, Ramin.

[@slabbygabby]

I already invest in india. Why does everyone on here think its so weird.

[@coderider3022]

Too expensive, tiny market and need to take big position to make it worth while.

[@itaz6276]

Cos of the corruption too.. adani as an example who is under investigation

[@jam99]

Phone and online scamming central. Police corrupt. Most people have elderly relatives they care about. Gives the place a bad name, you know?

[@mikew5274]

I have had a small portion of my equity pf in Jupiter India fund for a few years …there’s a higher fee as it’s managed but it’s always seemed to me to be a good blend of value and growth. They aren’t too exposed to high valuations and have a good record of beating the index. I’m sticking with it for the long term

[@MrDuncl]

Don't forget that Indian companies own brands like Land Rover. Personally I started putting a small amount into the Fidelity India Focus fund about a decade ago after doing well with their similar China Focus fund.

[@boookmonk]

II have a portfolio on invest engine which is 85% developed countries ETF and 15% emerging markets ETF. I am considering replacing the emerging markets with an India ETF. What do you think about this idea?

[@cooper8t]

Bad idea. Just a bad idea. If you believe in relatively efficient markets, just stick with one (or two) global ETF's. If you want to go further, research Factor Funds, but again these should only be tilts.

[@gringadoor5385]

Wouldn't put my money anywhere near India.

[@TopazDr]

I got over 20% return on India since March.

[@earthling017]

Last year, I made over 40% in India. Ignore or avoid at your own risk.

[@1990SammieJ]

It could be argued that India is already doing an 'early 90s China'

[@VTh-f5x]

Lol. No.

[@MrDuncl]

Quite possibly. However, in fairly recent times quality control was on a par with 1980s China.

[@onlyiexist]

Thats the problem with indian market in general: lots of potential and returns on the big scale, but everything is overvalued with lots of risks and volatility when you actually want to invest in anything.

[@akosiamarillo]

Investing in Indian shares has sailed 20 years ago 😅

[@VTh-f5x]

Its still early.

[@DS-vx3wf]

yup, they are very expensive at this moment of time, but you can find some undervalued companies

[@djpuplex]

Bought some inda ETF during COVID after a bad report kicking myself I didn't buy more.

[@jam99]

You should only kick yourself if you know you knew better than everyone else.

[@djpuplex]

@jam99 I bought on some negative COVID news I knew reversion to the mean was gonna happen.

[@gauravsinghsays]

Would anyone like to suggest a good index fund in India?

[@fzixkid-gh9rv]

Franklin FTSE India ETF (0.19%) rather than iShares MSCI India ETF (0.65%) ... just a suggestion

[@Etaoinshrdlu69]

FLIN

[@NS-wy6dl]

Agreed..FRIN

[@PaulSmith-zt7ix]

Please more foreign country market videos

[@HDB1974]

I invest into FRIN etf. It's an accumulating etf and I'm currently underwhelmed by it's performance. I'll stick with it for a while more, maybe to this time next year and then I'll reassess. But currently I'm fighting the urge to sell out.

[@TJ_Travels1]

India has the largest population 1:00

[@gauravsinghsays]

Finally ❤

[@MagicNash89]

Would love to own an Indian bond...but there aren't even any etf for that... IN FACT, why isnt there a big individial government bond provider anywhere? Interactive Brokers have the secondary market, but its SO limited....

[@coderider3022]

India’s high skilled /educated leave for better opportunities in developed countries. Markets will grow with population but brain drain / human capital flight will limit the upside. AI / Automation will negatively impact their Tech sector too. I’d rather take a risk on China or a section of developed world.

[@MagicNash89]

Why are all India etfs accumulating ones?! They had one before that paid dividends, but now anymore for quite some time...

[@jitheshak1]

I have not found Indian companies to be high dividend payers and their yield is low

[@wlsn77]

I rather take a risk on Chinese stocks

[@nighttrain1236]

Too much political risk for me, although an Indian colleague tells me India will soon become a failed state as its democratic experiment turns more autocratic.

[@hachimaru295]

@@nighttrain1236 yes illibral democracy you can vote but if anyone threatens to beat modi then things start to happen

[@hachimaru295]

what ghost banks and the property problems not to mention the CCP ermm no

[@seanphurley]

@@nighttrain1236 The amount of political risk is already baked into the price of both India and China. That said, assessments can change quickly downwards but slowly upwards.

[@jam99]

India more likely to suffer catastrophic climate change issues.

[@mdshamimmustafa9933]

Indian current economy is based on cheap credit which is now catching up. India's growth will stall soon. It's extremely risky to invest in Indian stock now. It's time to disinvest from India.

[@molocouk]

Total nonsense. Do you have any sources to back this up?

[@stevecornell5596]

I’m going for India via an investment trust. It’s a volatile market and opaque economy so I’m not yet comfortable with an index tracker.

[@equitydealer-xw7mj]

Corruption and an authoritarian Government makes it a big no for me. Way too much risk of being wiped out.

[@I-am-not-a-number]

It is only corruption if the gov. not being doing it, Baba.

[@VTh-f5x]

Less corrupt than US and less authoritarian than Trump. 😂

[@CreepyTrendMan]

@@VTh-f5x 😂😂😂😂 You are the definition of delusion.

[@jam99]

@@VTh-f5x Different type of corruption. Corruption a lot more extensive and goes down to lower levels in India.

[@goober-ll1wx]

If you've ever watched any Bald and Bankrupt videos on India, there is no way in hell i'd invest a single cent in that country, its a mess....

[@VTh-f5x]

Investment advice from a guy calling himself bankrupt. 😮

[@michaeljoiner2503]

You didn't understand his comment

[@user-hp6ls8qy6d]

No way would I invest in India.

[@albertoabreu2430]

No point investing there india this india that at end of day nothing beats mysp500 don't care what other people say

[@jam99]

You are suggesting that nobody else should care what you say.

[@TopazDr]

I’ve been investing for 18 months and my India fund has beat the sp500 over that period

[@winterrising8738]

LOL

[@jimbojimbo6873]

Lol India

[@FVcreations]

No thanks

[@sebfox2194]

It's information, not a sales pitch.

[@molocouk]

You could just, you know, not. Rather than telling everyone. Never understood these types of comments

[@festerarl6653]

Thought-provoking video. I am always torn over India - trying to separate the investment case from the serious political issues that affect the country (particularly Modis' direction and treatment re non Hindus [absolutely awful], the caste system [which is rarely mentioned these days] and the out and out corruption - not to mention his relationship with Putin from whom he buys oil that lets Russia wage war against Ukraine). I also wonder whether I am too late. Maybe not, but given the valuations now is not the right time to invest for me - although I could be totally wrong.

[@NS-wy6dl]

Indian is safe under Modi Leadership, Thankyou !! I think we 1.4 BILLION INDIANS KNOW BETTER THAN WEST WHO LOOTED INDIA DURING THEIR ERA!!

[@srihari_g]

Dude you are watch too much BBC and DW both are captured by Pakistani and Turkish respectively.

[@kamaleshroyal6815]

India will be a supreme market because of the young population no country has it so I am bullish in Indian market

[@jitheshak1]

There is often a pullback every few months

[@14kalanki]

Typical western propagandist comment. I don't blame you as you are fed this day in and out.

[@fleetingfacet]

I have found better investing opportunities in Pakistan.

[@jomaoliveira7949]

Afghanistan can have a lot more opportunities.

[@Joecard71]

Nothing to say about the Vanguard £4 pcm charge for under £32000 portfolios? I would have though your view on this is more current. I've alreaady decided to leave the Big V. Bogel is spinning.

[@fairfour2852]

He did a whole video on it

[@stevecornell5596]

He did a video yesterday on it 😂

[@Joecard71]

@@stevecornell5596 Ha! my bad Just caught up it's been a busy week at work. thanks guys have good weekend

[@HiddenLemur]

Yesterday's news and everyone covered it, Ramin included lol

[@madleon81]

If India gives US 2 military bases then India will be #2 in Freedom index after the US ! These index are a joke 😂😂