How to Make 2025 The Richest Year of Your Life

[@CamilaBadde]

11 months of investing. $47k saved, debts cleared, and a portfolio just shy of a quarter million. Taking my finances seriously this year was worth it in retrospect.

[@LadylikeLilybee]

I’m green to investing. I want to make better financial decisions but everything seems complicated. How are you doing it?

[@CamilaBadde]

I tried investing using speculations as a newbie and lost huge sums twice before I got on Jonas W Herman’s program, a CFA is the brain behind my success. I've gotten into a plethora of assets with $11k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. I just sit back and reinvest at intervals while I handle my other businesses.

[@Pathston]

That's your view. In my experience, there is no such formula, it is nearly impossible to achieve success with investing. It’s all just gambling.

[@FrancisDasilvaloca]

How can I learn more about his service? I’m 43, I hope it’s not too late for me to get started.

[@CamilaBadde]

Hermanw jonas that’s his gmail okay

[@tommywilliams5525]

I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.

[@kayliarobertson6719]

This showed up in my feed JIT. I just finished my excel tracker with my income, expenses, debts owed, networth and overall financials goals for 2025. Starting over at ground zero, however determined to turn this all around. Happy new year everyone. I hope you all attain your financial goals/habits for 2025 and beyond! 💰💵 Thank you Rose.

[@MomKukunka]

the book that changed my approach to money is The Gilded Nexus of Prosperity all recommendations... It's completely different from anything I've read so far

[@earthdestroyer-v8w]

that's the best book I've ever read

[@blessingangel8587]

@@earthdestroyer-v8w where can i download it please.

[@MomKukunka]

@@blessingangel8587 just type The Gilded Nexus of Prosperity in search

[@BookLover-1234]

@@blessingangel8587 just type the title in search

[@kim-kimx5547]

I had not made a ny resolution in decades until 2024 when I set a goal to be a better human. I've adopted this as my nyr every year, so much room for improvement lol. Happy 2025 Everybody!

[@lamonthamilton667]

GRATITUDE is a MINDSET.

[@stephaniebeddis8069]

I reached $138k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in October 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area. Thanks so much Charlotte Grace Miller.

[@GrozaGroza-ko7fn]

I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

[@HighlightsSerieATIM]

The first time we had tried, we invested €14,000 and after a week we received €50,230. That really helped us a lot to pay our bills.

[@ZahirFriedman]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@anatolyivan]

please educate me, l've come across this name before, Now i'm interested

[@anatolyivan]

How can I communicate with her

[@Ad.L-Remote-Employment]

Great video! Your tips for making 2025 the richest year of our lives are inspiring. A positive mindset and strategic planning are key. By the way, do you think remote companies are outperforming us lately? I’d love to hear your thoughts!

[@jacinthstewart-lewis4641]

Thank you so much for taking the time to share, there were quite a bit of hidden gems. We all start off with the greatest of intentions but life starts to life and we get detailed. The road map will help to get back on track. I appreciate you ❤ CHEERS TO 2025🥂🍾MY RICHEST YEAR YET 👍🏾👍🏾🙏🏾🙏🏾 GOD bless you and thank you 😊

[@CHRISTIAN-MYERS]

I appreciate your commitment to guiding others toward financial success. We all strive for security and a better quality of life, and this can be achieved through smart investments, mindful spending, and effective budgeting. I'm thankful I discovered the value of hard work and financial independence early on in my journey.

[@michaellaw321]

Even though I engage in investing, I feel disheartened by my lack of expertise in assessing the performance of individual companies and determining the optimal timing for stock purchases. The erosion of my financial reserves due to inflation adds to my concerns. At this point, I require precise market trajectory information, but I find myself unsure about the appropriate course of action.

[@theTeslaking]

Agreed, the role of advisors an only be overlooked but not denied. I was shocked that I made more money with investing than hard work, not even my CEO income. Earning ''return on investment'' fetched me millions within a space of 5 yrs.(But I still enjoy working)

[@JosephMartin7226]

Could you possibly recommend a CFA you've consulted with?

[@theTeslaking]

Credits goes to “Sharon Ann Meny” one of the finest portfolio managers in the field. She's widely recognised; you should take a look at her work.

[@JosephMartin7226]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@Peter-kt2gb]

True expenses as YNAB calls them. I can't tell you how much peace and clarity saving for irregular expenses has given me. Whether it's having all the money sitting there come christmas time, or your yearly prime subscription or car registration not taking you by surprise, it's wonderful to have these things planned for finacially.

[@williamJohnsonq8f]

The rich are money-minded; that's a lesson I've grasped from the very beginning. My desire to build wealth has always been strong. I’ve been saving up some money since 2020, and I’m eager to invest it in the stock market to grow my financial future. is now the right moment to buy or not?

[@garnold-l5p]

The importance of mitigating risks might be why many investors are turning to advisors for guidance.

[@mariayslava]

I totally agree with you. I started out investing on my own too and lost quite a bit. After the 2020 crash, I managed to pull out about $160k. I then invested that money with an analyst, and in just seven months, I made almost $280,000. It's amazing how having the right guidance can turn things around!

[@tanyabischoff]

Could you kindly elaborate on the advisor's background and qualifications?

[@mariayslava]

My CFA is Judith B. Richards, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@tanyabischoff]

Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!

[@AS-mx1hf]

Lots to do in the new year. Thank Rose😊

[@kevinmorgan7289]

You are THE BEST!

[@amaraalexandra3260]

I needed to hear this, thank you! 💕. Cheers to a prosperous year!🤗

[@Rose-youtube238]

𝕎𝕙𝕒 𝕤𝕒𝕡𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟸𝟺𝟶𝟸𝟶𝟹𝟷𝟽𝟸𝟶🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..

[@jhoncena1111]

Hi Rose, great video. My goal in 2025 is to make my first million in gross revenue, and a hold net worth over 500k. I am ready Rose!

[@jasonkim3166]

love your content Rose. keep doing what you're doing!

[@mia-pw3ff]

you save me every year rose

[@theshewolfe]

You forgot to include pet care in "needs". I have insurance and a separate savings account for my dog's healthcare. I'm a long time follower of your channel... Thank you for all the great financial information ❤ I would love to see more on options trading.

[@khameronevans]

This video is so incredibly inspiring, motivating, and informational. I can hardly believe it’s free! Cheers to making 2025 my richest year yet!

[@aryannaramirez8150]

Such a good video, thank you for writing this up! I have so many goals in 2025 and feel more up for the challenge.

[@Rose-youtube238]

𝕎𝕙𝕒 𝕤𝕒𝕡𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟸𝟺𝟶𝟸𝟶𝟹𝟷𝟽𝟸𝟶🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..

[@Tonyayt]

Thank you for blessing us with your knowledge and wisdom! Happy New Year!!

[@MeredithCopeland-z4v]

I love this kind of motivation come 2025 i believe to be among the 8% that will achieve my new yr resolution

[@franciscomontilliano4721]

This is going to be the year. Thanks Rose.🥳🎉

[@JB_gliding]

I just found you. Thank you. Just what I needed before 2025

[@lisawynne-magnuson9469]

Rose, You are such a gift!!! And I truly appreciate you!🙏🙏🎆🎊🥳💐

[@Itsrosehan-e8v]

+1207

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[@uggrrah101]

Thank you so much Rose for being our mentor and friend! To 2025! Hooorah!🍻

[@BigWill007]

Just learned about Rose Han. She’s super inspirational, makes content that’s so understandable and simple to follow. She’s 🔥🔥🔥

[@r.v.gauthamkamal1636]

Amazing tips and very realistic thank you so Much Rose🎉

[@ufuksenol2005]

Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments..

[@KaylaAnn11896]

Absolutely! Profits are possible, especially now, but complex transactions should be handled by experienced market professionals.

[@icucmerc]

Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things

[@Sandy83]

Going to start with this today, Thank you Rose!

[@bobbymoore6013]

Good and solid recommendations across the board Rose. Wish I would've had someone like you back in the day, most of these I followed and continued to, allowing me to retire in my 50s only when I wanted to. The only thing I would add, and a lot of this is probably because of my Boomer status… I definitely agree that if you don't ask a lot of times you don't receive, but in regards to job performance, I never had to ask in that area because I outperformed my peers and received raises, bonuses, and promotions purely because of my overall proven worth, and being a leader in all of these companies, my performers never had to ask for anything either, obviously, not everyone is as lucky as I am to work with good people, but remember just asking isn't enough you got to be able to back it up with the real tangible actual results.

[@Rose-youtube238]

𝕎𝕙𝕒 𝕤𝕒𝕡𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟸𝟺𝟶𝟸𝟶𝟹𝟷𝟽𝟸𝟶🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..

[@jarmago7750]

Thank you for this video! 2025, I'm ready!

[@janelle2262]

I like how kind and realistic this is

[@raulchavez9073]

First video of yours, ive seen. Happy new year. Lets make 2025 great.

[@jonnasemail]

This is awesome! Thank you! I love how you’ve split it up into mini goals that are very attainable hearing them broken down like this 🎉

[@hughburnam574]

Thank you, Rose. This is very helpful moving into the new year. 🥳

[@kcflaca07]

Thank you for the resources ❤

[@nicolasbenson009]

If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year

[@TinaJames222]

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

[@tatianastarcic]

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

[@Vincent-j8u]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@tatianastarcic]

'Lisa Grace Myer is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look-her up.

[@sharonwinson-m8g]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing.. I will write her an e-mail shortly.

[@victoriacarroll9369]

Thank you for sharing this. It feels achievable so I am excited to get started. Happy New Year! :)

[@Itsrosehan-e8v]

+1207

[@Itsrosehan-e8v]

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1 on 1 Convo

[@August-sk7oq]

thanks for making this video! it's very insightful.

[@cgaspar2017]

This year will be a challenge for me

[@tennischesslover]

You're amazing!!! Thank you. keep these coming

[@mariamaya-9818]

Me: literally taking notes while watching this video 😂

[@AP-gb3eb]

I can't watch these at night while I'm falling asleep because I'll end up getting up to grab a paper and pen 😂

[@DavidKnicks]

This is awesome!

[@maureenvallieres3555]

I really like your video. Great 💡

[@tlechandr]

Great video to start 2025! Thank you so much!

[@24kchefkimmy43]

This video was awesome and very thorough. Lots of nuggets here 🙌🏽 Happy investing and savings everyone for an abundant 2025. 🌈

[@Rose-youtube238]

𝕎𝕙𝕒 𝕤𝕒𝕡𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟸𝟺𝟶𝟸𝟶𝟹𝟷𝟽𝟸𝟶🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..

[@ginasantos1219]

Great video! 🎉

[@lamonthamilton667]

Hi Rose I didn't see your picks for High Yeild Savings Accounts below what are your favorite accounts. Thank You for your help.

[@Itz_jofunmi]

Awesome way to design a financial plan. I loveett

[@georginaarcher2294]

Thank u rose

[@FoodTravel9910]

Thank you so much for such a great video ❤❤

[@andrearamirez-iq1qf]

This is really good info! Thanks for making this video and sharing it with the world…. Any books you’d recommend on learning negotiation?

[@TheMilesLuca]

Not sure why more people aren’t talking about Guarded Laws of Money Manifestation. It’s such a rare find.

[@davidmjohn3194]

Thank you 😊

[@Salaryman90]

I am going to try this and I hope it works

[@Itsrosehan-e8v]

4666

[@Itsrosehan-e8v]

1 on 1 Convo

[@mexicanmax227]

Yes! &YES *Y H E S*!!!! 💪 🎉😀

[@hildagarcia4555]

What a great step-by-step to keep me focused financially in 2025. I am curious why you didn't add 'mortgage and/or property' as an asset? Is that because it's not liquid cash? Thanks for all the work you do and your transparency around finances.

[@928Porscheman]

Your videos are very inspirational but it is so difficult to start with tracking my budget with my income that fluctuates (100% commission). I have dug myself into a bad habit of using apps where I can borrow against my paycheck before I even make the income. One of My goals for 2025 is to payoff the high interest loans with my tax refund and then use the money that I am paying the loans to build the emergency fund as you suggested.

[@AP-gb3eb]

Hi Rose, I'm wondering if you still trade options as a side hustle? I noticed that video series is 3 years old so I'm curious. Btw thank you for everything, you're an amazing teacher!

[@vinniej87]

Make that passive income

[@paulinevella4362]

Any suggestions for investment strategies for Europeans please? Thanks. Love your videos, Rose ❤

[@Itsrosehan-e8v]

+1207

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[@TriloGStudio]

my needs are currently 65% of my income. Rough out here. Rent is just so high.

[@NextChapter3]

Thank you for making this video. I really love your strategy of anchoring. This opened my mind and inspired me to start reading more books on negotiation and the website you provided on side hustle. I really like it because I kept on thinking on my Tuesday off day, I need to start building a business become a entrepreneur but I felt so overwhelming and I don’t think I can become a profiting entrepreneur by only investing a few hours a week whereas the side hustle website inspired me to do Something without too much time invested and I can still make a small profit. I can’t wait to try that in 2025. I love your book recommendations as well. I started and finished reading the common sense investing because you recommended it and also knowing Bogle is the inventor of index found which I am a fan of. I read this book and I think this book should be the first book on their reading list for any investors . Your book recommendation on your money or your life is also great. I write that as well. I think it is better than the book die with zero which just encourages people to spend. Thank you, Rose and happy New Year .

[@wendellhenry9043]

You are a life saver with this info. You are also gorgeous. 😊

[@asyed1995]

Good 💡

[@beingbre9918]

Rose, would you mind talking about dividends? What does that mean? And why do people say "just invest and live off the dividends "

[@Rose-youtube238]

𝕎𝕙𝕒 𝕤𝕒𝕡𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟸𝟺𝟶𝟸𝟶𝟹𝟷𝟽𝟸𝟶🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..

[@jamescc2010]

We need to understand and have solutions on how to invest when stock market is in bubble that will burst - invest more in gold, silver, real estate, safe ETFs, bitcoin, business, etc.?

[@Rose-youtube238]

𝕎𝕙𝕒 𝕤𝕒𝕡𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟸𝟺𝟶𝟸𝟶𝟹𝟷𝟽𝟸𝟶🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..

[@alexis8015]

Cheers🎉🥂

[@RemyMacDonald-w7l]

I'm 55 years old with not enough set aside for retirement at this point. I have always been curious about the market and have witnessed people who played the game right and retired early. Some claimed they started very small, but their portfolio grew over time. I do have a significant amount but I’m unsure about which strategies or approach to take in order to achieve good returns. I'm open-minded and would appreciate any help or guidance

[@Vanessa5054-s7r]

I was once in your position. I started investing earlier this year,,, with a start of 30k. I made my first 100k USD last month. Today, I have a decent $260K nest egg. Do not give up, the right investments will change your life. I should retire soon as long as things remain this good. My only regret is not starting earlier

[@RemyMacDonald-w7l]

How did you manage to achieve that level of growth?

[@Vanessa5054-s7r]

Diversification did it for me. I ventured into real estate crowdfunding, stocks, and the digital market. It took around 6months. I needed to approach it from a different angle. I got my answers, and its been smooth since then. My CFA has been great, clearly my best one yet. I achieved this much with His management. What you need is a CFA who can assist you in managing your portfolio while diversifying your investments

[@RemyMacDonald-w7l]

Can you recommend? It's not very common to find a good one

[@Vanessa5054-s7r]

Robert Carlos Wright is my CFA. Someone I can recommend.. His expertise in market knowledge and asset management is truly top-notch. Do your research, google his full name you'll find his details on IAPD or SEC

[@NEVBB24]

Amazing tips!

[@whatsup24_7]

Your hair color is 🔥🔥🔥

[@mashort07]

Thank God, I have nothing to do until April 😂

[@jaimegutierrez5520]

This year you will reach one million subs

[@Itsrosehan-e8v]

+1207

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[@sandorvarga.6982]

SUCCESS princcesss❤❤

[@AFKGamingQueen]

Doesn't it sucks that some companies only care if you are making them profit, and if you aren't, then why would they pay you more? Even though the way the company makes more is on the customers decisions.

[@tiffanyjohnson4271]

It sucks my job doesn’t offer 401k so I will open a Roth IRA. I also have to buy 2 new tires. I will be saving a lot more this year

[@csick11]

Tax season. 5k to top off my roth ira and 2k into high yield. The other 2k into savings. I continue to live paycheck by paycheck 😂.

[@theSchmeezla]

The thing is that renting in the city in Europe where I live is very expensive and my net income covers 55-60% for rent and utilities monthly, which leaves me tight for food and transport -> into the section of wants. Renting is expensive. How other people adjust the budget with this scenario?

[@ItachiUchiha-nb5cv]

I’m 19 and have 9k I’m able to invest, what’s the best way for me to invest it? Both long term and short term

[@Zdravko-x8c]

The idea behind The Elite Society's Money Manifestation ebook really blew my mind. It’s like stumbling upon a hidden shortcut to financial abundance

[@santafilipina9020]

😂

[@nursekazhasaknife9124]

All is pretty much on track but the 401k match/roth and side hustle.

[@chillgick8894]

You're beautiful 🎉🎉

[@DavidKnicks]

Can I negotiate my cell phone bill if I'm under contract?

[@Madchris8828]

I think you can try to get it lower in many places?

[@leststoner]

You're stunning 😍 ❤

[@zackarnold18]

Great video, but I don't follow the "abundance mindset" part. Practicing an abundance mindset in a scarce environment seems like a recipe for wealth drain.

[@oliviab3807]

❤❤❤

[@jamieh186]

I have new years goals, not New Year’s resolutions.

[@deemax1948]

You are really pretty

[@Rose-youtube238]

𝕎𝕙𝕒 𝕤𝕒𝕡𝕟𝕦𝕞𝕓𝕖𝕣±𝟷𝟸𝟺𝟶𝟸𝟶𝟹𝟷𝟽𝟸𝟶🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾👍🏾大家都這樣🙏🏻Big thanks.🎉..

[@GojiBBQ83]

Stay away from Gold Diggers

[@Itsrosehan-e8v]

+1207

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[@Action_Clips_CODM]

How’s things going with that boyfriend dude you went to burning man with?

[@_dvnfx]

👠👠👠👠👠👠👠👠👠

[@christineshannon7902]

🤩

[@PrudentStudent666]

In the year of Trump it is very important so that you can migrate to a normal country with normal people.

[@squareenixffost]

Do you have a few in mind?

[@Madchris8828]

Hate to tell you this but with over half the population voting for him, I don't think it's that abnormal. But feel free to go live somewhere else though. There are over 200 countries to go to. Good luck

[@PrudentStudent666]

@@Madchris8828 A Elon / Trump voter no doubt.