Investment Expert Talks About Why 30-40 Crores Is Required For Decent Retirement | Ep 28

[@Ak-je6xd]

If 30-40 crore is a decent number for retirement, 99% of Indians aren't retiring ever in their lifetime.

[@kartikchopra9868]

99.9%*

[@keyurpatel1982]

@@kartikchopra9868 99.99%

[@thedislikebutton163]

Title says 1 percent club 🤷‍♂️

[@Saint_Crocodile]

​@@thedislikebutton163his subscribers aren't all from that 1% income group though

[@anujkaushik978]

99.99 percent

[@Peterl4290]

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

[@larrypaul-cw9nk]

Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

[@Mrshuster]

I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

[@sabastinenoah]

that’s some interesting numbers, mind revealing this person guding you ? he/she must be a seasoned advisor

[@Mrshuster]

Her name is “Annette Christine Conte” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

[@sabastinenoah]

I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.

[@debbygradley25]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[@donaldwayne7023]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@JenniferDavis7630]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@danieltaylor--65]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@JenniferDavis7630]

'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@Angelinacortez495]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@Ansh-vajra]

My monthly expense is about 25k, I have 80 lakhs ... I already feel financially free. I don't need 50cr to retire. My aim is 2 cr only.

[@Checkmygoals]

Infact if your expense is only 25k p.m, at a 35x annual multiple of annual expense, you need just 1 crore...its commendable you are close to your retirement goal

[@AKANKSHASAINI-lk6cz]

How are you managing within 25k monthly? But commendable on ur savings

[@Raj7321-w6p]

Exactly many goes overboard. Glad you found your number . It’s all about mindset , planning for more and more won’t help

[@sambeetbiswal963]

How is your expense 25k!

[@Ansh-vajra]

@@sambeetbiswal963 I have my own house so no rent, only groceries and other expenses.

[@Baldwin321]

Successful investing/trading is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

[@Charles43217]

Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

[@Christian67337]

I agree. I have pulled in more than $435k since 2020 through my advisor. It pays off more in the long run to just pick quality stocks and ride with those stocks.

[@Hudson367]

Mind if I ask you recommend this particular professional you use their service? i have quite a lot of marketing problems.

[@Christian67337]

Aileen Gertrude Tippy is a hot topic even among financial elitist in California. Just browse, you’d find her, thank me later.

[@Hudson367]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her

[@michaelwiebeck3]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

[@Rachadrian]

Consider buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.

[@Dantursi1]

I’m closing in on retirement, too, and I have benefitted so much from using a financial advisor. I didn’t start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who had been investing for many years.

[@Pconradsmith]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@Dantursi1]

Annette Christine Conte is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Pconradsmith]

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Terri Annette Moore up and send her a message. You've truly motivated me. God's blessings on you.

[@BrandonIvan-c6e]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.

[@MartaRinker]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@BrandonIvan-c6e]

@@MartaRinker However, if you do not have access to a professional like Suzanne Gladys Xander, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

[@MartaRinker]

@@BrandonIvan-c6e Oh please I’d love that. Thanks!.

[@BrandonIvan-c6e]

@@MartaRinker Suzanne Gladys Xander is her name .

[@BrandonIvan-c6e]

Lookup with her name on the webpage.

[@SlavoPetrovic-y5q]

The S&P 500 dipped in the last couple of months, achieving one of its best monthly performances in history. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance. Here for ideas..

[@JeanKlaasen]

I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@IsabelConchita]

I self-managed but suffered heavy losses in 2022 so I knew I couldn't continue that routine. I consulted a fiduciary financial advisor & by restructuring and diversifying my $610k portfolio with dividend-paying stocks, ETFs, Mutual funds, I significantly boosted my portfolio, achieving an annualized gain of 35%.

[@EricCarrasco-g8h]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@IsabelConchita]

Elisse Laparche Ewing is my licenced Advisor. She has years of financial market experience under her belt. You can book a session/call with her desk.

[@ReginaAlbrighton]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@mariadrukker2557]

I am sure with this amount, nobody will be able to retire to be honest.

[@Muriel-1112]

It is a hefty sum, but living costs are rising, and medical care can be expensive in retirement. Maybe they're factoring that in?

[@mariadrukker2557]

True, but 30-40 crores seems out of reach for most people. There's got to be a more realistic way to plan for retirement.

[@Kseniaramesh]

They're probably right for a certain lifestyle. But many people are happy with a simpler retirement and can make do with less.

[@camela8445Mar]

Exactly. It depends on your expectations. Traveling the world every year? Yeah, that might require crores. But staying local and pursuing hobbies could be achievable with a smaller nest egg.

[@Churchillhump2268]

I think the key is starting early and investing consistently. My advisor Eric Paul Elmer has helped me with it

[@ElijahWayne5]

The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

[@EmilyNora234]

Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.

[@RonaldBrian243]

It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.

[@AnnEve-mi5zv]

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world.

[@ZahidTaimoor95]

Many individuals report success in investing in stocks,fx, yet I continue to struggle.Can somebody help me out or advise me on what to do?

[@JoeLogan2b]

Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

[@BrewerVera]

I've kept much of my savings in cash for safety, but I'm unsure if it's right for retirement. Contemplating investing $400K in stocks, as I've heard investors can profit in tough times. Unsure about my next move.

[@FaithAndrada-xo9ou]

It's impressive how much you saved during your working years, a feat not many achieve in a lifetime. Now that you're retired and rely on your investments, it's wise to redistribute your capital to mitigate risks during market fluctuations. Consulting a financial advisor can help simplify this process.

[@AndersonFair-cy2bb]

Yeah, I’m also closing in on retirement, and I have benefitted much from using a financial advisor. I didn’t really start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who have been investing for many years.

[@Raymondcraw1967RaymondCrawley]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

[@AndersonFair-cy2bb]

Rachel Sarah Parrish is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@Raymondcraw1967RaymondCrawley]

I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

[@myrle-v4g]

The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?

[@Daneilchirs]

In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.

[@thuylamson-z7t]

This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?

[@thuylamson-z7t]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@arindamsen3268]

People who have 50cr don’t have time to watch KZbin 😅

[@Higuannn]

Sir this is an eye opener video and I would be retiring in 3 years and I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $90,000 per annum but nothing to show for it ahead of retirement.

[@hullbruce]

I recommend you seek the guidance of a financial advisor, Who will advise you buy stocks to purchase.

[@Jaymilnere]

@@hullbruce Stock analysis is more than reading quarterly reports. Learnt this from reading Peter Lynch's book. I believe there are people who do this for a living, and I just delegate the task to these professionals. That's how I make money from the market to be honest.

[@Higuannn]

@@Jaymilnere I've been getting suggestions to use one, but where and how to find one has been challenging, Can i reach out to the one you use?

[@Jaymilnere]

@@Higuannn The decision on which Advisor to use is a very personal one. I chose to take guidance from the popular Alicia Estela Cabouli to meet my goals. All the information you need to set up an appointment is on her web page.

[@Jaymilnere]

The decision on which Advisor to use is a very personal one. I chose to take guidance from the popular Sharon Crump Cline to meet my goals. All the information you need to set up an appointment is on her web page.

[@RoseBalerus]

Investment experts say you need about 30 to 40 crores for a decent retirement. This figure considers expected lifespan, inflation, healthcare costs, and lifestyle choices.

[@JasonAmir-qo4uo]

Wow, that’s a lot! How do they come up with that number?

[@RoseBalerus]

It’s based on maintaining your current lifestyle, accounting for rising costs over time.

[@OwenFlex]

Saving and investing smartly is key. Start early and diversify your portfolio.

[@JasonAmir-qo4uo]

​@@OwenFlexAny specific investment tips?

[@OwenFlex]

Consider a mix of stocks, bonds, real estate, and mutual funds.

[@AMBATTANVIKMANDAIYAN]

He will give you 30-40Cr returns, and will make you retire ready , if you give him 100 Cr

[@nehaparkar]

😂😂😂😂😂

[@changeorbeextinct]

😂😂😂😂

[@simonandrews5256]

That's his plan, to keep his clients money invested in perpetuity so he can continue earning commission 😄😄

[@sachin017586]

50 crore( 6 million USD) is good enough to retire in any country of the world Be it - US AUS or Switzerland or UK

[@tattushenoi]

Not if you want to live min Monaco for 35 years. Go for like 1 billion USD. lol.

[@abhi9029]

Except monaco

[@ParthoPal-g8m]

😂​@@abhi9029

[@lemonginger001]

this guy enters stock and it never runs till the time he exists biggest joker of industry🤣🤣🤣

[@udennyn]

Exactly...With this amount I can get citizenship of any European country with my whole family and retire there.

[@ShirlPigram]

Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.

[@HettieClausenTl]

If you lack knowledge about market investing tactics, get advice from a financial counselor.

[@DemandLachlane-ns1lj]

Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.

[@myah00jordan]

Pls who is this coach that guides you? I’m in dire need of one, my stock portfolio is declining rapidly

[@DemandLachlane-ns1lj]

Her name is ‘Melissa Jean Talingdan’ Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@myah00jordan]

I'm pleased with the advisor's prompt and knowledgeable assistance. Their professionalism instills confidence. Looking forward to further discussions.

[@PierreBailey3]

Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.

[@IsabelConchita]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

[@ReginaMcLauren68]

Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.

[@ReginaAlbrighton]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@ReginaMcLauren68]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@GrandtHudson1]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@AdeleLaurie1]

5% annual return is easily thrown out there for illustrative purposes, but not so easy to achieve! Where do i put $500k cash reserve to keep cash safe for next 4 years? My concern is insolvency

[@fawnriverpuppyservices76]

I think you're better off with majority investment in S&P500 and uprising equities in view of retirement cos they always outperform. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire

[@BINDERANDREAULRIKE]

When it comes to situations like this, it’s wrong to engage in a single option. I suggest diversifying into various options with high performance coupled with the experience and aid of a finance Pro will generate bigger dividends and balance volatility.Thankfully, I can attest to the success of this approach seeing my portfolio of $330k grow by 85% in 3 years.

[@BINDERANDREAULRIKE]

I would get money management just in case. You’re only 55. I think the average life execting in the US is 77.5 years, but many people live well into their 80s so that $1 million has to last you all of that and the unforeseen. $1m is a great start though. Good for you!

[@CharleyHull-dn6nh]

this is huge! your advsor must be grade A, mind sharing more info pleas? in dire need of proper asset allocation

[@BINDERANDREAULRIKE]

The popular lady Melissa Jean Talingdan comes to mind. You'd find her basic info. on the web to set up appointment as she offers free consultations.

[@Vocal236]

If you are able to enjoy the small things in life and have access to digital entertainment, having a small 2BHK apartment (far from the city) with a good kitchen, a comfortable bedroom, a decent home theater with a music system, and an open space to grow plants and keep a few pets, can be enough for a fulfilling life, even with 1 crore. The key is to avoid comparing yourself to others and feeling jealous. This mindset fuels financial freedom, even with modest means. Retirement doesn’t mean you stop working; it means you stop doing what you don’t like. Instead, you can create a small income by doing what you love and taking control of your time.

[@skariahthomas1489]

True, one thing I disagree don't keep pets in flats,

[@Vocal236]

@@skariahthomas1489 ya by mistake i meant apartment. Ideal one is independent. That gives little freedom to be how want to be!

[@anildesai5460]

Yes , definately if you keep your life simple & stay healthy & do regularly yoga , meditation. & Have your own home 2 to 3 cr is sufficient for living after age of 50 .

[@jabesparker12]

In retirement the biggest issue is Healthcare which which is extremely expensive no matter where u go.

[@PriyanshuRanjan-l4o]

The guy who underperformed every index and every fund available in universe, whose smallcap fund has given -5% return in last 3 yrs whereas smallcap index is 150% up and other smallcap funds are 200-400% up, is giving gyaan 😂😂 irony

[@sathishvm1]

Which was that fund this idiot was handling..?

[@logicsandtrolls3616]

Jo mutual fund bechega, investment bechega, wo to aise bakar karega hi ki 50 cr chahie 100cr chahie. Is ganje ne saare investment bakwas kare lagta hai. 2021 mein poori dunia ne paisa kamaya. poora market oopar tha. to isne kaunsa jhanda gaad dia. ye saare fininflencer milke dunia ko chu** banane mein lage hue hain. Arey nahi rehna bc mumbai mien. bahar bhi bahut seher hain. unmein ho jaata hai insaan ka 20 lac mein,. lavish life. Ek to bc ghar na lene ka gyaan aise pehle hain ye saare financial industry wale jaise inko hi pata hai ki market oopar kab jaegi. ye hi baithe hain alladin ka chirag leke. actually they all want to enjoy on your money. they will do front running. pehle share khareedenge apne paise se. fir tumhare paise se woi share mehnga leke uska price bada denge.

[@kgf_2030]

He give -5% returns, thats y he needs 500 crores

[@emilsankar.s3158]

😂😂😂​@@kgf_2030

[@darshangala9804]

😂😂😂true

[@smithlucas9621]

I’m Glad i had positive trades with Consistent profits , less financial stress, and a satisfying lifestyle. Keep it up! Sir Ronal’

[@smithlucas9621]

he’s mostly on Telegrams, using the user.

[@smithlucas9621]

# Ronalfx2

[@Derrick987]

Following you has been an amazing journey . you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge Ronal’...

[@chandrakantsoni8967]

I'm favoured financially, Thank you Ronal’ $32,000 weekly profit regardless of how bad it gets on the economy

[@johnmanny760]

Ronal’ has the technical analysis I admires the most. He’s risk management tactics truly delivers good results. He’s program of expertise has a wide presence across the internet at large

[@Lourd-Bab]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@GeorgestraitStriat]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@Lourd-Bab]

@@GeorgestraitStriat However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

[@GeorgestraitStriat]

@@Lourd-Bab Oh please I’d love that. Thanks!.

[@Lourd-Bab]

@@GeorgestraitStriat Clementina Abate Russo is her name.

[@Lourd-Bab]

Lookup with her name on the webpage.

[@Maverick7642]

It’s always a good option to keep some gold. Well with the current market situation and everything at stake with the present economy, I’d say you’re better off staying away from stocks

[@Theodore3241]

Although the SEC's approval of the first cryptocurrency exchange fund (ETF) is predicted to boost the market's performance in 2024 compared to all other equities sectors, the market is still quite volatile, so if you're new to it, it's preferable to speak with an experienced counsel for advice.

[@Christian67337]

I think having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.

[@Alden457]

who is your advisor please, if you don't mind me asking?

[@Christian67337]

Aileen Gertrude Tippy is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Alden457]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@jainaayush4]

If ‘’return banau jhaat bhar gyaan pelu raat bhar’’ had a face Saurabh would be its brand ambassador. Ps : I exited from his CCP after making huge losses whereas the index was up by leaps and bounds.

[@ashwarya26]

Bhai 😂 Simple NIFTY 50 Index Investing is best until your portfolio isn't in crores.

[@vinayhegde6571]

Yep he lost all the credibility after the relaxo episode.

[@tappude3720]

@@vinayhegde6571 before exiting also he was shouting about relaxo With in one week he sold relaxo and amruthanjan

[@deveshmaheshwari6598]

@@jainaayush4 same over here Aayush . Useless fellow he is

[@PersistentMuscle]

​@@vinayhegde6571true bro, relaxo is a disaster most retailers got stuck due to this gyani

[@GauravSharma-si8fg]

Ambitious!! My wife and I make 48 lpa post tax (combined). Annual expenditure is around 12 lakhs. Even if someone makes 48-50 lpa, It all boils down to how much you spend and invest. My FIRE number is 5cr and not 50.Reached almost 3 cr...cheers!!

[@chandrasekhar-B]

Should be good enough. One can never easily reach 40 crore. These fear mongering gurus have no work but to paint a rosy picture of the market. People are struggling with poor hikes, high inflation, etc. Enough of these lofty financial goals.

[@GauravSharma-si8fg]

@@chandrasekhar-B absolutely!

[@religionofpeace782]

If you are earning so much..keep the FIRE number a little higher...I think 10 cr with 12% cagr for the next 30-40 years will do great!

[@GauravSharma-si8fg]

@@religionofpeace782 I agree brother. I do not intend to retire after reaching my FIRE number anyways ( which I will mostly achieve in next 3 years or so). Will keep on working in the same capacity as I do today. And that surely will keep on adding to the corpus.

[@Koch3479]

I had problem comprehending trading in general. I tried watching other KZbin trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to follow

[@alessandro763]

I've been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?

[@britney_david]

Trading on a demo account can definitely feel similar to the real market, but there are some differences. It's important to remember that trading involves risks and it's normal to face looses sometimes. One piece of advice is to start small and gradually increase your investments as you gain more experience and confidence. It might also be helpful to seek guidance from experienced traders or do some research on different trading strategies.

[@ChristopherFrank01]

I will advise you should stop trading on your own if you keep losing.

[@ChristopherFrank01]

If you can, then get a professional to trade for you i think that way your assets are more secure

[@ChristopherFrank01]

I'd recommend Annabelle Hartfield, her profit is great even when there's a dip

[@Kathy-q1d]

Well explain thank you for bringing up this video Financial education is indeed required for more than 80% of the society in the country as very few are literate on the subject. Regardless of how bad in the economy I still make 65k from my investment of 12k, Thanks to Miss Harriet Cohen for her helpful guides

[@SchindlerNelson]

Making money is all about investing in the right way, most investment failure and loss usually happen when you invest without a proper guide.

[@FarazHari-s3m]

Same here investing 6k and received 21k after some months

[@Elon..Muskara]

Most people in India needs 500Cr for decent retirement.... remaining are IAS, IPS, Judges, Politicians etc. they need 5000Cr for decent retirement

[@shizue-w7n]

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

[@Daneilchirs]

I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@mertie-l2f]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@thuylamson-z7t]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.

[@mertie-l2f]

Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@thuylamson-z7t]

Thank you for the lead. I searched her up, and I have sent her a message. I hope she gets back to me soon.

[@MizThe]

I've managed my retirement portfolio for 5 years with $900k in assets, but I've underperformed recently. Are there anyways to turn this around or Should I sell and switch to a High-Yield Savings Account?

[@vivianlucy141]

Avoid tax complications; consult a financial advisor to restructure your portfolio instead of selling off assets.

[@Williamjame444]

After experiencing heavy losses in 2022, I consulted a fiduciary advisor. By restructuring and diversifying my $250k portfolio with blue-chip/growth stocks, ETFs, Mutual funds, and REITs, I achieved an annualized gain of 36%

[@jackwillison177]

Being heavily liquid, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?

[@Williamjame444]

She goes by ‘’Melissa Elise Robinson’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@jackwillison177]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@chetanshukla768]

Apna toh ek hi sapna hai. Mukherjra se milke uspe bhadaas nikalne ka. Apna PMS toh sambhalta nahi, lekin duniya ko gyan poora dena hai.

[@Troymatthew525]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Bridget Williams.

[@RebeccaLynn788]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

[@OliverParker455]

She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.

[@ElaineRich321]

You trade with Bridget Williams too? Wow that woman has been a blessing to me and my family.

[@SpencerKelvin172]

I'm new at this, please how can I reach her?

[@RachealLeon]

I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much

[@anglebarboza5829]

I'm favoured, $50K every week! I can now give back to the locals in my communitv and also support God's work and the church.God bless America

[@jameslarry3919]

How ..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

[@anglebarboza5829]

I think all you need is an expert assigned by a brokerage company that will trade for you and handle your capital professionally and give you weekly returns of investment without any extra fees attached

[@anglebarboza5829]

Thanks to Mrs Deborah Davis.

[@anglebarboza5829]

She's a licensed broker here in the states

[@luckyree3841]

YES!!! That's exactly her name (Deborah Davis) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺

[@MaldonadaZarco]

I realized that the secret to making a million is saving for better investment. I always tell myself you don't that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a million.

[@KesSa7]

Thanks for the continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.

[@PatriciaLarke]

Investing is not trading and has a vastly different goal, like trading, when done well, is about taking measured risks for discrete periods of time at sufficient volume as to generate profits, and typically involves wild swings in profitability. Investing is about minimizing risk to generate wealth over the long term, not generating short-term profits.

[@KatieMcgrath-lj1wg]

Thanks for the continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.

[@AndrewAccivatti]

I'm favoured financially, Thank you Jesus $32,000 weekly profit regardless of how bad it gets on the economy.

[@StefanGoetzZ]

How?.. Am a newbie in crypto investment, please can you guide me through on how you made profit?

[@ali_edittz7]

For retirement or financial freedom:- 1. If your per year all expenses is between 8-12lacs you need (3-5crs) to retire 2. If your per year all expenses is between 20-40lacs you need around (12-15crs) to retire 3. If your per year all expenses is more than 50lacs you need around (25-30crs) to retire Note: it's calculated without loans,any luxury expenses and other fancy things

[@sahil47]

Calculated? What calculation? Is this enough for person retiring at 30 and living upto 90 years? Numbers differ based on retirement age and life expectancy

[@ali_edittz7]

@@sahil47 bro its for retirement at 55-60yrs age and also for financial freedom at 45-50yrs

[@a.k.k05]

​@@ali_edittz7 what if im retiring at 28? does retiring very early matter?

[@siddheshkhavale86]

Retirement corpose = yearly expenses × 100/2 (Basically 50x your annual expenditure) Assumption: 1. Your are going to make 12% yearly return on the corpose 2. Personal inflation is 10% leaving yearly 2% for you to spend.

[@AnujNeogi-ih2db]

​@@siddheshkhavale86also if annual return is 10% and inflation is also 8% can also work

[@nickim270]

This channel is for the 1 per cent. The average Indian can't even dream of this kind of income in their lifetime.

[@deveshmaheshwari6598]

For 0.1 percent of

[@someothername9462]

Can you?

[@deveshmaheshwari6598]

@@someothername9462 why should I disclose to u ?

[@aarya8333]

To all the viewers , do not believe all the people who comes in this channel and reach them for your growth. Just listen and learn but don’t put your growth in someone’s hands. No one will work for your growth. You have to. You do the research , learn, and it is ok if you loose because it’s in you and your decision. Most of the people comes bare has there dark side too

[@stockbro1997]

Sharan forgot to ask one question. “Why isn’t Marcelleus investment managers not able to beat nifty 50 index return in 10 year horizon”

[@tappude3720]

@@stockbro1997 they are story teller not Peter Lynch

[@simonandrews5256]

That was the only relevant question. This "middle class will need 30-40 Cr to retire" BS is just nonsense 😁😁

[@johntrevizan8183]

remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I'm up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.

[@johntrevizan8183]

Joyce Albert is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@johntrevizan8183]

+44

[@johntrevizan8183]

74247

[@johntrevizan8183]

73208

[@johntrevizan8183]

she's active on What's Apps✅!!!?👍👍

[@rawhit007]

Call it Mumbai specific finance planning . In tier 2 cities 3-5 cr is ok as retirement corpus.

[@arkajyotimajumdar2533]

Even in Mumbai if you own a house you will be able to retire with 2-3 cr. Unless you live like a king. I bet this idiot in the interview thinks Orlex watches and German cars are "modest middle class" lifestyle.

[@Rajesh_Pillai]

People don't understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 20%. The increases don't match our income, yet certain investors still earn over $10,400 in stocks and assets. Wish I could accomplish that. All thanks to Anna Contreras the lady you recommended too....

[@James.0467]

You're right! The very first time I tried. I invited $1000 and after a week, I receive $10,000, that really helped us a lot to pay up our bills.

[@Samuelregional..782]

That is true my dear, Investment is the best idea presently and without it, human struggles are worthless.

[@Kelly_wings.jwz23]

People don't really know important of investment, I can only advice people to put hands into investment because it's really helpful..

[@NancyGhen]

Please i'm new to this, how can i get her assistance?

[@Rajesh_Pillai]

"She's mostly on the telegrams with her ID Below"

[@shafidoo7715]

Retirement at 50L is also a Dream in India

[@abhi1780]

​@@chetanshukla768Why didn't you take health insurance ????!!!!

[@sanketnegi1]

​@@chetanshukla768bro.. you are my age and you are going to retire by 43-45.. If you keep going the way you are right now..

[@555nicky]

@@chetanshukla768come to rural with this portfolio you don’t even need to work right now and can lead a nice life until you don’t take a home loan

[@kgf_2030]

​@@chetanshukla768 haan bhai Chetan Shukla paisa ka ghamand dikhane ke liye YT hi mile tujhe

[@kgf_2030]

@@sanketnegi1 seriously mat le, troll post hai. Biwi ke saath porn upload karta hai

[@saifdeenrizal]

Decent retirement?😅🤣guys if I stay in my hometown all I need is 80L-1cr for retirement 😅🙊

[@RupeshMainaliHere]

thats what you think

[@saifdeenrizal]

@@RupeshMainaliHere naah brth ., seriously if u live in a high tech cities like Bangalore or Chennai or Mumbai u need more but the retirement corpus needed for someone from tier 2 or 3 town doesn't need a big corpus like 50cr to live a decent retirement life.,

[@santaks109]

Think of inflation

[@saifdeenrizal]

@@RupeshMainaliHere no rupesh well let's do the simple math.., for example if u are from city u need 15k for 1 bhk home 8k for food and other expenses of 5 k total of 28k minimum to survive in the cities., but in the tier 3 towns it's totally diff., I can get 3K-6K worth of rental home & that too 2bhk and 4K for food & 3 k - 4K for other expenses how much do I spend now.? Got my point ?

[@saifdeenrizal]

@@santaks109 bro for a person earning daily wage from 300-700 a day (in my hometown) and running the family in that budget I think that guy can beat the inflation...!!

[@ashishshukla8131]

I feel even 50 crore is not enough , one needs 1000 crores to survive in tier 4 city eating bread and milk . He is being protective and by no means wants us to be scared. Let us start working 70 hours a day and retire happily at 95

[@religionofpeace782]

Bruh! You are too harsh on him. 1000 cr?? Nope. I think its 10,000 cr 😂

[@adityamodi8922]

30 crores is exaggaeration .. you need about 7-8 cr in tier 1 and 3-4 crore in tier 2 for a decent upper middle class lifestyle.

[@GratefulAlia]

Happy to see both Saurabh and Sharan in the same frame. But for sure Saurabh has already achieved FIRE figure.

[@abhiruplahiri1]

Of course!

[@PavanKumarPeddibhotla]

Sharan too

[@kumarsint2]

Loved the conversation ❤

[@SD_003]

By his middle-class definition I am BPL 😂

[@ww7308]

Then how are you able to commenting here 😅

[@SD_003]

@@ww7308 read again, I said ‘by his definition’

[@lemonginger001]

this guy enters stock and it never runs till the time he exists biggest joker of industry🤣🤣🤣

[@kshitizavasthi5804]

I m V.BPL

[@ziasmailbox]

I don't even exist according to these wealth definitions

[@ericbergman7546]

My sympathy goes to anyone approaching retirement, you may have reasonable concerns over your pension and if it'll stretch to cover the rising cost of living, bad regulatory policies, bad energy and insane fiscal policies and all they see is their greed and emerald cities

[@christopherherbert2407]

My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for. It's disheartening

[@V.stones]

Well, they say if you can't beat them, join them... there are still a lot of opportunities to explore

[@Sanchyfab]

No doubt being financially free and not having to worry much about health care and other expenses especially after retirement cannot be overemphasized, making smart plans and setting up diversified investment portfolios is quite essential

[@rodgertim2881]

Yeah and Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional in order to navigate this recession and achieve potential high yields and taxation

[@sebastiaanthijn7982]

Most people miss it but the secret to retiring comfortably is finding a way to make returns while your money works for you. My Dad, as i remember started saving for retirement quite late but I know he was making more than 10k returns from his investments monthly and it was completely passive

[@sumanth3042]

WTF 50lpa is belongs to the middle class.😂even sharan also got shock

[@Tricot124]

😂

[@logicsandtrolls3616]

Jo mutual fund bechega, investment bechega, wo to aise bakar karega hi ki 50 cr chahie 100cr chahie. Is ganje ne saare investment bakwas kare lagta hai. 2021 mein poori dunia ne paisa kamaya. poora market oopar tha. to isne kaunsa jhanda gaad dia. ye saare fininflencer milke dunia ko chu** banane mein lage hue hain. Arey nahi rehna bc mumbai mien. bahar bhi bahut seher hain. unmein ho jaata hai insaan ka 20 lac mein,. lavish life. Ek to bc ghar na lene ka gyaan aise pehle hain ye saare financial industry wale jaise inko hi pata hai ki market oopar kab jaegi. ye hi baithe hain alladin ka chirag leke. actually they all want to enjoy on your money. they will do front running. pehle share khareedenge apne paise se. fir tumhare paise se woi share mehnga leke uska price bada denge.

[@Grabiton]

Ending is 👍 Said "Usually we don't go this deep......Will it be too technical for the audience ? Your consideration for beginners, amateurs or those who want to gain knowledge and information is what makes you the man you are. ( In my POV) Thanks my man ;)

[@deepah7020]

Sharan, just a feedback , correct the sitting posture

[@hindu-rashtra2282]

17 business families in India...hold 75 % India wealth...!! 25000 rupees consider big salary in India...!! 80% Indian come from middle class or poor family background...!! Average per day labor income 178 rupees..❤..!! Less privilege people work 10 hours in a day for 200 rs..❤..!! ...30- 40 crores for retirement 😢

[@MangoCitizen]

30-40 crores is too low by Indian standards! How about near 100 crores!

[@csrcaesar]

*To ALL viewers* Don't freak out with these crazy numbers being put out. You don't need that much to retire. IF you have 35X your annual expense with a decent health cover for family, you are good to go. Quit corporate slavery & pursue your passion. Monetize it as additional income stream. Don't panic & invest in high risk instruments. The ONLY beneficiary there is the money manager or broker.

[@sunilbnavani]

Yes don't listen to this idiot

[@Theshowstopper2010]

I think even 15X of annual expenses are sufficient balance funds that you have will also give decent returns assuming 7% return per annum... calculation is 15*7% = 1.05 i.e. if you are able to earn 7% return on 15 times annual expenses you will get 1 year return every year +0.05 to cover inflation... this is without touching your base corpus of 15 times expenses

[@csrcaesar]

@Theshowstopper2010 15x won't be sufficient as inflation will reduce the real value of the corpus very fast. 15x also means you won't be able to have a portion allocated in high risk/high return investments. Which will mean every year you *may* earn less than inflation and the real value of the corpus will erode very fast. Also, the Govt published inflation rates are lower than actual household inflation. Unless you have other income streams from some gig of your choice 15x is grossly inadequate.

[@Theshowstopper2010]

@@csrcaesar i do agree that inflation and taxes will eat major part if earned at 7%... but in real life scenerio for me I have earned 15 to 19% return for around 20 years.... hence consiered 7% return as base figure assuming if you take FD /GSec with 2063 maturity or some later date maturity you can still achieve this... without any big issue... again it is assumed that you have adequate health, property insurance etc. And you will do someting for rest of your life post achieving fire status which will generate small cash that might not be very high but will take care of inflation.

[@csrcaesar]

@Theshowstopper2010 just curious, if you are earning 15% for 20 yrs why is the corpus only 15x? Is it because your lifestyle is resulting in a high X figure for annual expenses? In that case for stress free retirement target should be 35x in Indian context. Just making sure all your assumptions stand any fat tail events.

[@alicegomez7232]

As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns

[@benjaminsmith3469]

Proper research, good analysis and luck is what you need to make profit in this constant market decline. It's all about finding the right moment to take advantage of and generate colossal profit, which is why you need to do your research

[@margie-b2v]

Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again

[@emilyburton-h2l]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@margie-b2v]

Monica Shawn Marti is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@emilyburton-h2l]

I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you.

[@DeepeshDeomurari]

In India people have sustainable life at 60K pension. For this at 8-9% interest, FIRE Number is 1 crore without inflation. Including inflation its 25X your annual expense. So if its 60K then its 1.8 crore. If your expense is high 1 Lakh per month - FIRE Number is 3 crore. Again for metro and non metro it differ as expense in Bengaluru is 2X of Jabalpur or Indore.

[@rohitnig81]

30-40 Crore is a generational wealth. 10 Crore is a good number to retire in India

[@sunilj10]

Can you deep dive a bit ? How do you say 10Cr is a good number. I am not saying you are wrong - but I want to know the mechanics of that argument.

[@Highachiever19]

Sir the value of 10 cr will be around 1.5cr if you are retiring after 30 yrs from now..

[@kamleshbhatia9551]

​@@Highachiever19 he is talking about retiring at this moment. Not after 30 years

[@Highachiever19]

@@kamleshbhatia9551 okay but the podcast guest I don't think he is speaking about retiring at 30-40cr today bcoz it's a lot.. maybe if someone wants to retire after 10-15yrs with this money then it can be true.

[@kamleshbhatia9551]

​@@Highachiever19 yes that's right. People are disagreeing with his numbers coz he has not delivered returns under his PMS. But I would say his numbers are not far fetched. If you want to retire now, you would need atleast 7 crores. That number doubles every 10 years due to inflation. So 7*2*2*2= 56 crores after 30 years

[@vittalshenoy]

This is very ambitious retirement plan!!! Some say(and i believe) 25 times your annual expense is a good formula. I don't think middle class spends 30 lakh a year, though they may be earning that much or more. Also keep in mind that as you retire you will have less dependants on you. Kids will earn, parents / in-laws would have expired. So this to some extent offsets the inflation during old age. 3-4 cr may be more than enough for a lifestyle that spends 1 lakh a month today for someone in the mid 40s or 50

[@Gtvarkey]

Ridiculous! If you keep 50 crores under your pillow, you can take out 2 crores per year for 25 years! What will you do with 2 crores in your old age when you can barely stand up!!

[@sunilbnavani]

This guy is the dumbest fellow I've seen . No wonder his funds suck 😂

[@religionofpeace782]

He wants to make his progeny rich AF. May be That's why.

[@paragshah7794]

11:33 I thought gold is the real world anchor. Look at world war 2, when all countries were nearly bankrupt everyone bet on US because its currency was backed by gold and it became super power after that. The global tension or situation devalues the currency itself and stocks are bought using regular currencies and take the consideration of the fear factor in the market as well. I am still confused. Is anyone convinced what he is saying regarding gold?

[@satishjadhav3313]

Finfluencer like this actually made losses and youtuber also without checking there track record just anyone is good in english and tells some fancy things, they invite to talk

[@randomthoughts_psp]

Since SM's investment gives negetive returns in raging bull market, and assuming he is largely invested in his PMS (as per his disclosure), even 50 crores are not enough for him.

[@kalipramod9101]

Sharan, I love your podcast, My name is Kali, moved to US in 2009, started investing in Indian equities and trading options & future back then in 2006 to 2008 when nifty was 4000 and sensex was 11000 to 14000. Long story short, I am one of the early investor in $nvda(2016) & made astronomical returns. Been through lot of ups & down, if you see the PE multiples $NVDA today it is cheaper today than 6 months back due to forward guidance, earnings & sales projections. It is still at 40, It will be 1st 4 trillion dollars company in the world. Happy to discuss more about my investing & trading stocks in US based on how the knowledge we got in India markets. my two cents

[@manojsuri007]

Dont scare people...even 2-3 cr is enough in the next 10 years also.

[@nehalbshah2010]

they are not scaring people, they are trying to pursuade people to invest in over valued market

[@vishnuprasath6699]

A) Gold actually grows at 12-13% in rupee terms. It has for the last 100 years. Or any given decade in India. Appreciated over 150x against USD in 125 years. B) Gold yields cash to the seller, miner and the ecosystem. You’re not paying gold itself to buy gold (you’re paying someone). Similar to Realestate where you don’t pay the earth but someone who currently has it. C) Gold is scarce and hence that scarcity is the anchor. And gold is liquid and acts as a collateral against margin. D) Definitely gold is less volatile on a yearly basis. In India - Gold has only declined 5 out of last 60 years. E) Gold has acted inversely to stock market during every major crash. Actual. And the cost of mining gives a huge support levels from Gold crashing as it would become unviable to mine. Definitely countries are smart to be investing and loading up in gold. Despite all efforts worldwide to remove Gold Standard over the last century, globally Gold is the only thing that will gain acceptability and prominence in the Century to come

[@indronilb1]

i remember him selling itc just before it doubled, i dont know y wud someone pay him commision to buy hdfc and bajaj ?

[@batman-om2kx]

Do you have 50lakh

[@indronilb1]

@@batman-om2kx much much more than that and trust me it didn’t come coz I bought hdfc or some elephant sized company

[@beginnerguitarlessons3133]

Very genuine person 💯👍 Learn a lot from the Video❤️

[@shivamlodha8605]

I have met Saurabh Mukherjea in an event in Middle east, being a CA i think he is quite knowledgeable because he is from LSE. He is a not great when it comes to investing. his insights are quite vague which i totally disagree with. Tip- Do not always watch the video for directly learning from what is being said in the video. First try to understand the agenda the speaker(s) might be having and then think if their excerpts are biased or not. In this case can anyone spot a biasness?

[@Pramodpai12]

Yeah he is very intelligent and genius. He is very skilled in underperforming even the nifty. And on that pay fees too

[@mrsaurabhkumar3771]

AUM 2 years back 10k Crore managed by Marcellus but today comes down around 7.5k crore AUM

[@fitnessenthu85]

None of his stocks have moved in last 3 years…coffee can down the gutter

[@mayureshpitale4421]

😂😂😂😂😂

[@abhi1780]

Ghanta bc....50 cr???? Are you kidding..... stupid he's

[@shekhar3027]

It's always a pleasure to listen to Saurabh. He is knowledgeable and very very confident in what he says. Always come up to teach something new to folks. Nice episode Sharan. Kudos to you..!!

[@Keshavchauhan1]

Rename the phrase "1% Club" to "0.1% Club"😂

[@shivgarg4587]

It’s a simple logic one needs approx 30-35 times of your annual budget to have 20-25 years of retirement. One can easily withdraw inflation adjusted 3.5% annually while keeping rest of the funds in nifty index fund.

[@-vv3rv]

How do most of you guys still make profit, even with the downturn of the economy and ever increasing life standards

[@beachlife-f7z]

As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided by a widely known crypto consultant

[@beachlife-f7z]

Stephanie Aaron Trentham.

[@ann-ie4hc]

The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional

[@gaspardfigueroa]

This is correct, Stephanie strategy has normalized winning trades for me also, and it's a huge milestone for me looking back to how it all started..

[@Jamiewhite663]

Yes, I agree with you. Her platform is wonderful, and her strategies are exceptional

[@trehandeepak78]

Thanks for this podcast Sharan. I am based out of Ireland and used to watch your shorts and have now subscribed to this channel as well. You are doing a great job! 👍🏻 Why don't you invite Basant Maheshwari to your Podcast. I know it would be difficult but I believe you 2 are genuine people having your audience best interest at your heart out of all the Fin Fluencers out there! It would be really awesome to see you both in one frame and would be an amazing conversation. Thanks, Deepak Trehan

[@vcjayaraman]

Hi Sharan I would really appreciate to restrict these videos to your exclusive paid community ! What you are doing with your recent videos is to create so much inferiority complex among normal human beings ! Just stop your agenda to project money is everything !

[@anandbaheti933]

I got one very good understanding around Financial independence and i tend to be agree to it some sort, when you passive income is more than your active income then you are financially free. Like if your annual expense is 12 LPA and if you are able to earn that much on my financial savings then you could consider yourself as financially free.

[@tusharnalini]

To talk of this crazy amount needed for decent retirement is a direct insult to the large majority masses of our country who can never dream of it. Does he not know the realities? He no more commands respect from most of the countrymen.

[@pm30949]

Completely agree

[@amrapali-gs3co]

He is talking CRAP

[@MrAnkushchawla]

My experience says..thumb rule First rule buy a good house where you can comfortably stay for next 15-20 years do not for luxury one but good enough so that when your familu expand and you get married and have kids can survice ....and then after few years buy a plot somewhere outside of city premises which is cheaper and has prospects of growth where you can build seond home afer 10-15 years as the current place might get conjusted. what ever money is remaining after Home loan put in MF SIP (distribute in large cap, mid cap and small cap) and relax..these guys do not advise to build house and they stay in luxury houses themselve... person with no property has no value, morever market can crash anytime, but property value goes down very rarely and that too 5-10% max...and if you do not have job tommorow and market crashes as well at same time, atleast if you have home you need not to pay rent..give good values to your kids, so that they take care of you in old age, money is not everything.even if you 10 crores and only nurses around that will not worth the retirement.make good friends, help people when they need.

[@Akshayhm86]

30 to 35 lakhs middle class 😂

[@AageKyaKaru]

he is right bro..

[@Theshowstopper2010]

According to me 15 times annual expenses is sufficient for retirement assuming your investment grows atleast 7% per year... the calculation is 15* 7% is 1.05 i.e. you will earn back amount spend in a year at the end of every year... without touching initial corpus .

[@tappude3720]

Coffee bale baiya Relaxo Amritanjan kaya hua

[@amardeepsidhu2871]

Avg American have $140,000 when they retire only difference is they have social security $1800 month and nominal Medicare. Most of them will just survive everything is expensive in America.

[@kidskooltuitioncenterchand2747]

it is too less, should be 200 cr at age of 50 else you will die poor.

[@arunp5987]

You only need 1-2 crore to retire in India , it really depends on how you want to live. If you can only drive Rolls or Bentley and live in Mumbai 5 bedroom Penthouse ( and still stuck in horrible traffic ) , you need 50 crores.

[@thelastsamuraiRonin]

Marketing fm.. zero knowledge, only marketing so overrated.

[@googleuser6894]

Indian wages are not so low as most ppl think so. Most of the daily need things r quiet cheaper so with 4LPA salary one can live comfortably. But problem comes when he has to buy a flat and pay EMIs or rent a house. Earlier our fathers used to work alone still were able to buy a flat & also run the house comfortably bcoz real estate market was not so artificially inflated like today. So salary is not the problem its the highly artificially inflated real estate prices. Nobody talks of this artificial inflation created by inflated real estate prices by builder-politician-sarkari adhikari nexus.

[@srihari_views]

Did he just say gold doesn’t have underlying fundamental value?

[@AageKyaKaru]

So he was trying to mention that gold is kind of collectibles and value lies in a beholder eyes

[@Findia-FinancialIndependence]

40/50Cr is at 60 (18:17) - today he is 48, another 12 years. i.e. in 2036 - Assuming his money doubles every 5 years (He is an investor and a knowledgeable one (atleast he claims) - so it could be a valid assumption - even in volatile market 14.5% CAGR) - so he needs today say 6/6.5 Crores doubling every 5 years for it to be 50Cr. 2024 - 6 Cr 2029 - 12 Cr 2034 - 24 Cr 2038 - 48 Cr Though he says PV 20 Cr 17:15 - i believe thats just not right .. his definition of middle class is debatable and certainly wrong (loads of assumption there) At the end he runs PMS and he needs to paint that picture for public to invest

[@SaiLuck365]

A school boy doing podcast with head master of school.

[@amrapali-gs3co]

😂😂😂

[@Thenobelfan]

Nvidia is not yesterday’s winner, it’s today’s winner and a stock for the future . Why speak to underperformers and none of their portfolios have gone up beyond 30% , in usd terms FDs would have done better. Nvidia is not a narrative it is super profits and cash flows , clearly he doesn’t know enough about AI and Jensen

[@dailyhacks4634]

No one knows everything .

[@prasadbbd]

Thanks a lot for these kind of Videos, keep doing them

[@nashaik7765]

Thank you Sourav ji. And thank you Sharan. Its really nice to learn some good points.

[@ranitpaul3353]

Thanks Sharan for this informative video and amazed to have Saurabh on your show 😊

[@anandbaheti933]

Learning from this podcast is around how you can consider properties are overvalued you can compare Rental yield Vs Home loan and in india difference is huge.

[@haveagoodday6494]

What he is talking about makes so much sense. However for hdfcbank point, most of investors do it through MF not buying directly. Thats because u got other options so why will u buy stagnant share. At some point hdfcbank may catch momentum, then maybe some ppl will buy it beforehand or some will again get it when it already gives the move

[@pmalik1234]

Not investing in Marcellus :D. 50Cr FIRE for 35L annual expense? Even if I put FD at 8% I will get 4cr interest. What will I do with remaining 3.65cr? I think 10Cr is very very good FIRE number. Even with 5Cr, you can stop worrying about your job, appraisals, what boss says etc. You can work on what you want, what you like and still make new money giving your 5cr-10cr to compound.

[@lemonginger001]

this guy enters stock and it never runs till the time he exists biggest joker of industry🤣🤣🤣

[@fortuneltd3591]

Always aim for semi retirement. I have been semi retired since last year and now at 31 have been consistently making 1-1.5cr off of portfolio of 6cr now. It sbould be around 48cr by time I am 40 if I continue with same returns of last 6 years. But I will continue with my semi retirement investment and not stop wirking example looking at quarterly earnings of my companies...I like doing that and retirement is overrated as you will get bored quite easily. So balance is key and sem retirement is exactly that❤

[@Dheerajkumar-gx5ty]

Fr Sharan sir last quest My view do sip n make a corpus . N spend les than the avg after retirement via Swp U ll stil b sitting on a big corpus❤

[@smiths3878]

I hope Saurabh and Sharan read this. I want to just point out errors so that wrong impression doesn't get spread with Saurabh's flawed comments. Error 1 : FIRE stands for Financial independence Retire Early. Retirement at 60 is not FIRE.. Error 2: if Saurabh needs 36 lacs per annum post tax to survive today (at 48 age) he needs 10 crore with 4 percent safe withdrawal rate. (With LTCG tax at 10%). So he is wrong when he says 20 crore So his FIRE number (if he retires today ) is 10 crore.

[@vvenkat6829]

What an enlightening discussion, although 75./. of Indians cannot save abt 1lakh per annum, this is still an informative tool for those who are lucky to fit in and enter this arena of compounding!!This s always good to prepare our intellect for future.