How Passive Income Helps Them Travel in Their 50s?

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Wint Wealth

Wint Wealth

Күн бұрын

Пікірлер: 481
@WintWealthYT
@WintWealthYT 5 ай бұрын
Fill this form to be featured on Wint Wealth: forms.gle/iuUgM7fyGTfUUiVE9
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thanks for such a well produced video! You guys rock! Was a pleasure to do this chat.
@rdsy180
@rdsy180 5 ай бұрын
😊😊😊😊11111¹¹1
@jayachandral9422
@jayachandral9422 5 ай бұрын
Paid artistic content, reality is Worst platform, poor support please please stay away from wint stay safe. Earlier I recommend this company but after seeing the support when we got issue, I'm saying this. Support ticket 29540. My wife amount blocked more than 4 lakh since 3months, no solution. Ever believe this company directly use RBI Retail App for buying bonds directly from government for safer future.
@sivanbo
@sivanbo 3 ай бұрын
Dont fill..useless steps to make you like fool
@Kamma-na-pulka
@Kamma-na-pulka 2 ай бұрын
What is Fire number ?
@MrSaikathalder
@MrSaikathalder 5 ай бұрын
1. Lady's father had government job, likely pension. so parental support needed. 2. Man did Engineering in the 1990s this itself put him in top 1% percentile. How many did engineering before IT boom in India? 3. Man inherited House in Delhi. So, no cost for housing. 4. They both were in IT. just before & during the Boom. So, they got lucky. 5. Lady got multiple onsite job options. Japan, US, Europe. They earned in foreign currency. 6. They dont have kids. Never mentioned about kids. 7. They have real estate in europe. in Major cities in EU RE became 3x in Euro terms in last 20 years. 8. This couple has foreign passport, as they would not be buying house on a PR in europe. 9. They intend to travel 195 countries not on Indian passport for sure. 10. They retired at 50, with foreign income, foreign passport, inherited house, most importantly not having 2 kids like middle class indian.
@vineethsn
@vineethsn 5 ай бұрын
Fire for average Indian is possible only through equities and only if he or she get in early. Should start investing from first employment and incrementally increase every pay rise.
@jhilmil1401
@jhilmil1401 5 ай бұрын
Destroyed in seconds😂😂😂
@deepakRSK
@deepakRSK 5 ай бұрын
50 is not FIRE.
@BikerDaDInt650
@BikerDaDInt650 5 ай бұрын
Perfectly said , this can't be achived with these examples from the high paying jobs. SOme one with normal salary should be shown as example to retire by 50
@ajaychellakumar2886
@ajaychellakumar2886 5 ай бұрын
Yes good observation 💯
@WilliamsTyler5
@WilliamsTyler5 3 ай бұрын
Just discovered your channel with this video -- case studies are extremely useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds at regular intervals for sound investments.
@PhilipsJameszang
@PhilipsJameszang 3 ай бұрын
Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.
@BINDERANDREAULRIKE
@BINDERANDREAULRIKE 3 ай бұрын
It’s important to consult with a financial advisor before making any investment decisions.
@SabrinaaDolph-y4y
@SabrinaaDolph-y4y 3 ай бұрын
Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.
@danielguide2457
@danielguide2457 3 ай бұрын
Hello, I'm new to this space and i've been getting suggestions to use one for a while, how can i find a decent one like the one you use?
@SabrinaaDolph-y4y
@SabrinaaDolph-y4y 3 ай бұрын
Melissa Jean Talingdan is the licensed advisor I use. Just search the name. You’d find necessary details on the web to set up an appointment.
@nilishadaga
@nilishadaga 5 ай бұрын
It looks like they don't have children - that's the biggest unsaid part of their FIRE strategy!
@gambitgaming1539
@gambitgaming1539 5 ай бұрын
true
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Yes that is correct. We don't have children and that definitely does bring the travel flexibility and accelerates the financial independence journey. However we are funding / funded the education of the nephews and nieces. Also most people by 50 become 'empty nesters' so hopefully that brings in the flexibility to travel too.
@manojnandhan8677
@manojnandhan8677 5 ай бұрын
And also they worked in abroad
@matte67
@matte67 5 ай бұрын
Also they don't take care of their parents. Conditions vary from person to person
@cbazxy2697
@cbazxy2697 5 ай бұрын
There's no winning, when a couple being childfree is mentioned audience takes it as personal attack on their own choice of having or wanting kids even though its completely related when we talk about money. People will start making unnecessary comments like how they will be lonely, they have no purpose, fire is not worth it without kids and so on. On the otherhand when it's not mentioned they suddenly realize, how important it is to share that.
@Curbalnk
@Curbalnk 5 ай бұрын
This video indicates you don't need a high IQ to be a good investor, just 2 qualities, self discipline and a lot of patience. Investing is mostly about behavioral psychology. How can I generate more income to retire with at least 3m for long term care?
@greekbarrios
@greekbarrios 5 ай бұрын
We share common goal, making sure you are ready for your later years is very important. That's why passive investing works, low costs, better diversification and it enables people to overcome their behavioral bias especially if they engage professional help.
@blaquopaque
@blaquopaque 5 ай бұрын
@@greekbarrios It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@blaquopaque
@blaquopaque 5 ай бұрын
I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
@salishseetal1109
@salishseetal1109 4 ай бұрын
These are SCAMMERS!​@Shultz4334
@salishseetal1109
@salishseetal1109 4 ай бұрын
​@@blaquopaqueSCAMMERS!
@uchil9118
@uchil9118 5 ай бұрын
These two individuals are really grounded. Loved the clarity of thought. All the best
@MelissaHobbs-qm8wi
@MelissaHobbs-qm8wi 5 ай бұрын
Retirement planning can be quite overwhelming, especially when it comes to choosing the right investment options.
@EricaWaters-lr6zw
@EricaWaters-lr6zw 5 ай бұрын
Absolutely. With so many choices like banks, bonds, and IRAs, it's hard to know which ones will provide the best returns.
@WhitneyRoss-dj4rf
@WhitneyRoss-dj4rf 5 ай бұрын
And let's not forget the ever-changing market conditions and economic uncertainties. It's enough to make anyone nervous about their retirement savings.
@AshleyKeith-vw7ws
@AshleyKeith-vw7ws 5 ай бұрын
That's where a knowledgeable financial advisor like DESIREE RUTH HOFFMAN can make a big difference. She can help navigate the complexities of retirement planning and recommend tailored strategies based on individual goals and risk tolerance.
@ScottLarrry
@ScottLarrry 5 ай бұрын
I've been considering my options for retirement, but I'm not sure where to start. It seems like there are so many pitfalls to avoid.
@MelissaHobbs-qm8wi
@MelissaHobbs-qm8wi 5 ай бұрын
That's a common concern. Without proper guidance, it's easy to make mistakes that could impact your financial security in retirement.
@vinayak_the_paramatma254
@vinayak_the_paramatma254 5 ай бұрын
One of the finest FIRE plan turned successful story. Thank you Wint Wealth.
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thanks a lot! Appreciate the comment!
@TheDrmkathuria
@TheDrmkathuria 5 ай бұрын
Amazing conversation and inspiring !! Very humble .. they have not mentioned that they do lot of social and charity too !! Very grounded and contended !!!
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thanks. Appreciate your feedback.
@fnamelname7296
@fnamelname7296 5 ай бұрын
Not sure why lot of people are hating on this couple. Try to learn from them instead. I am also 50 and achieved FI in my 40s with kids! In order to achieve FI, you obviously need a decent income… You cannot expect to make 2 lac/annum and retire in Europe! And you would be surprised at the number of high income people who are no where close to FI. And that’s the learning here. The strategy to get there.
@WintWealthYT
@WintWealthYT 5 ай бұрын
Amazing! If you want to be featured on our channel, you can fill the form: forms.gle/iuUgM7fyGTfUUiVE9
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thanks. You got essence of the video. There are many components to building wealth and high income is just one of them - and you also have to plan and work towards that by investing in your skills and accelerating your career
@vm-my6hg
@vm-my6hg 5 ай бұрын
Whats really good to see on this channel is the breadth of the coverage. We've seen a young couple enjoying life and wanting to retire at 40, a financial media veteran & successful author recently & now its a homecoming of sorts with an actually successful & grounded couple. Please keep it going ❤
@Damncars456
@Damncars456 5 ай бұрын
is it really worth investing in stocks in 2024, I’ve been on the sidelines watching the market for awhile and it seems to be pretty stagnant to me not that it matters because I’m in it for the long run, but how can one generate actual profit in this current market?
@PhilipMurray251
@PhilipMurray251 5 ай бұрын
Don't be in a hurry to get in. The market needs several days of strong performance to signal that the downturn might be over; i think It's a time to be largely, if not entirely, in cash
@Robertgriffinne
@Robertgriffinne 5 ай бұрын
The economy and stocks are two different things these days, but i agree, I think it's brilliant to have a portfolio advisor for investing! The market's instability makes DIY risky. I've turned 480k into $32k in quarterly dividends using one, a major milestone.
@Damncars456
@Damncars456 5 ай бұрын
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
@Robertgriffinne
@Robertgriffinne 5 ай бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Amber Kay Wright” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
@Damncars456
@Damncars456 5 ай бұрын
I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed
@pranayk37
@pranayk37 5 ай бұрын
Europe and singapore is enough said. Few years there and you can easily retire in India much sooner
@sainan4544
@sainan4544 5 ай бұрын
What...?NO
@Heisenberg-02
@Heisenberg-02 5 ай бұрын
@@sainan4544 Why no? If you take a huge education loan and go abroad then it maybe little more difficult but directly going there for a job for 10 years is easy 1 crore savings
@hemanthaugust7217
@hemanthaugust7217 5 ай бұрын
@@Heisenberg-02 taxes are extremely low in Singapore. those who moved there 10y ago easily got pr and even citizenship. So, they saved a lot unlike in India where taxes are close to 33-40%.
@aicodecampus
@aicodecampus 5 ай бұрын
True! Stayed just for 2 years and cleared so many loans in India including a huge flat loan.. plus crazy savings 🔥
@thewierd_thewonderful996
@thewierd_thewonderful996 5 ай бұрын
@@aicodecampuseven though singapore is expensive you could save a lot more?
@balusubbu7504
@balusubbu7504 5 ай бұрын
Lets say i don't have kids and i dont like to travel and all, i just like to sit at home and enjoy which is not bad actually You know how many millions of people already achieved FIRE. In fact many millions are born FIRED, what should they do? Some people are so rich that all the next coming generations are FIRED. I think next 20-30 years at least 25 percent of the population will not work. Work is a choice and not a necessity anymore, this is a slowly unwinding human story.
@debanjandas8192
@debanjandas8192 5 ай бұрын
Best comment in youtube today 😂😂
@akhandbha
@akhandbha 5 ай бұрын
Work for free, help the less fortunate
@GamerMan186
@GamerMan186 5 ай бұрын
Good one
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Absolutely agree. As we say in the video - Financial independence is a must. Retiring early is an option.
@desomusicnft9178
@desomusicnft9178 5 ай бұрын
True, I also like to be at home, and enjoy my own company. Many marvadi and gujarati family have enough money, to have the next 10 generation fully satisfied by earning avg wage by their members. But we would like to grow more and more
@rkgupta5845
@rkgupta5845 2 ай бұрын
Role of destiny Parental house Both well qualified and good earners Regular overseas opportunities
@katemorrison5444
@katemorrison5444 5 ай бұрын
”Anyone who is not investing now is missing a tremendous opportunity." As a single mother living in Spain, I purchased my second house in September last year, and I am on track to retire next year. I owe a huge thanks to Maya Payson for her invaluable help in making this possible.
@angelmiguel133
@angelmiguel133 5 ай бұрын
This lady called Maya Payson must be very good for people to talk about her this much. she also manages the investments of one of my colleagues. I'm impressed that you are aware of her as well.
@katemorrison5444
@katemorrison5444 5 ай бұрын
Yes Angel she's very good, she is straightforward and one of the best so far. People who don't know her or those that haven't invested with her. would say otherwise but the honest truth is that she has helped more people than i can count and that has to stand for something.
@CharlotteGreen47
@CharlotteGreen47 5 ай бұрын
I must say, she is definitely one of the best out there. Her expertise as a registered investment advisor is unparalleled and she is well-versed in the financial market. I had the pleasure of meeting her once during a trading conference in Oklahoma, and it was clear that she knows her stuff.
@Richardwilly-gc5oz
@Richardwilly-gc5oz 5 ай бұрын
Her expertise and guidance has really helped me in earning weekly income ranging from $800 to $1000. Well done Maya!
@Richardwilly-gc5oz
@Richardwilly-gc5oz 5 ай бұрын
Her expertise and guidance has really helped me in earning weekly income ranging from $800 to $1000.
@ssmaratkar
@ssmaratkar 5 ай бұрын
Wow… now they are my role model for FIRE as well as relationship. Thank you for such positive interview. Made my day 😊
@vm-my6hg
@vm-my6hg 5 ай бұрын
True, the chemistry between the two was splendid.
@WintWealthYT
@WintWealthYT 5 ай бұрын
Our pleasure!
@memphistnliving
@memphistnliving 3 ай бұрын
These couple are a real inspiration. They share good insights, valuable information. Great case study
@vijuvijay7335
@vijuvijay7335 4 ай бұрын
Great discussion. Thanks for the overview.
@themeniacs7376
@themeniacs7376 5 ай бұрын
My man's every answer, he has category of three types . My man is certified consultant
@a-levelchemistryandphysics3298
@a-levelchemistryandphysics3298 5 ай бұрын
This interview is FIRE!
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Haha .. thanks!
@Ranodeepsen
@Ranodeepsen 5 ай бұрын
Loved the chemistry between both , apart from the meticulous planning ❤
@khalsa3344
@khalsa3344 5 ай бұрын
Wonderful couple with clear life goals..
@vn6pj
@vn6pj 5 ай бұрын
ThankYou *Team Wint* for such informative and treasured experience.. keep making more of such insightful conversations..❤🙌
@WintWealthYT
@WintWealthYT 5 ай бұрын
Glad you enjoyed it!
@sanjaysbhargava27
@sanjaysbhargava27 5 ай бұрын
Fantastic vlog 💐 extremely informative and supportive to my own FIRE goals as I have a child and old parents too. Anyways Good wishes 👍👍👍
@venuswealth6
@venuswealth6 4 ай бұрын
@TheFIREdCouple - Congratulations on reaching FIRE. Great to hear your story. We are close to 40 and planning for FI by 50.
@chaitanyaalamuru6094
@chaitanyaalamuru6094 5 ай бұрын
Love them. Such a nice and clear-minded individuals. They look super humble and seem to have an aspirational relationship too.
@WintWealthYT
@WintWealthYT 5 ай бұрын
Totally!
@AnkitG12
@AnkitG12 5 ай бұрын
Time worthy conversation.Thank You.
@raviteja4523
@raviteja4523 5 ай бұрын
Loved the interview.. Amazing planning and execution. Wish you all the best for your world travels 🙂
@pankajjjjjjjjjjjjjjj
@pankajjjjjjjjjjjjjjj 5 ай бұрын
ONE OF THE BEST KZbin CHANNEL FOR Great Great learning ... thanks for creating content
@ravikskeelara7629
@ravikskeelara7629 5 ай бұрын
They arw planned to enjoy every movement of life. God bless them. Thank you.
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thanks! God bless you too!
@srbharadwaj
@srbharadwaj 5 ай бұрын
easily the best success stories of FIRE that i have heard of, the fact that they understand each other so well has contributed to this i guess
@supercrazydesi
@supercrazydesi 5 ай бұрын
You guys did great, Yogesh & Seema
@burhankhan26
@burhankhan26 5 ай бұрын
Seems like a very nice couple that has a lot of respect for each other.
@gnanasekarthiyagarajan7680
@gnanasekarthiyagarajan7680 5 ай бұрын
Yes in tv screen
@RajKumar-gv9ej
@RajKumar-gv9ej 2 ай бұрын
Yes, unlike some people who keep their women encased in black tents...lol
@NitikaRawatt
@NitikaRawatt 2 ай бұрын
I love how equal they are in their relationship without any gender stereotypes. It just reflects from their conversation ❤ More power to them. 🙌
@nsubbaraman
@nsubbaraman 5 ай бұрын
Beautiful interview!
@Thecuriousmind123
@Thecuriousmind123 5 ай бұрын
I get that this couple has no kids and I respect their choice. Looking at the comments it seems everyone who has kids feel cheated..who asked you to have kids..
@anilmalani3332
@anilmalani3332 Ай бұрын
A very nice chat with good insights. Do share how do you buy that ticket...
@sayanbiswas_sports
@sayanbiswas_sports 5 ай бұрын
I have been following this guys since long time. Great to see them here :)
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thanks for following :-)
@arunkumarpg8555
@arunkumarpg8555 5 ай бұрын
I watched their KZbin contents.. all were amazing. God bless the couple.
@utkarshrai9727
@utkarshrai9727 5 ай бұрын
Very insightful conversation
@theconqueror6762
@theconqueror6762 5 ай бұрын
Such an amazing couple. True couple goals.
@JulianaBondtsG
@JulianaBondtsG 13 күн бұрын
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@FlorentGulliver
@FlorentGulliver 13 күн бұрын
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks..
@JulianaBondtsG
@JulianaBondtsG 13 күн бұрын
@@FlorentGulliver Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* , a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
@FlorentGulliver
@FlorentGulliver 13 күн бұрын
@@JulianaBondtsG Oh please I’d love that. Thanks!
@JulianaBondtsG
@JulianaBondtsG 13 күн бұрын
*MARGARET MOLLI ALVEY*
@JulianaBondtsG
@JulianaBondtsG 13 күн бұрын
Lookup with her name on the webpage.
@terribelyextremist
@terribelyextremist 5 ай бұрын
thanks @WintWealthYT for such an awesome video, I loved it very informative and clear, cheers :)
@WintWealthYT
@WintWealthYT 5 ай бұрын
Glad it was helpful!
@kcpatel10
@kcpatel10 5 ай бұрын
Beautiful and valuable video ever i have seen on retirement planning, inspired couple and very nice financial planning they have done. Thank You Very Much to Sir and Mam to share wonderful experience, this really helps me to make better life. Thank You to Wint Channel for beautiful content.
@ramrl9807
@ramrl9807 5 ай бұрын
No wonder, he retired as VP from oracle and they seem to have no dependents.
@EcomCarl
@EcomCarl 5 ай бұрын
The financial planning and adventurous spirit of this couple are truly inspiring! Their method of balancing savings with enjoyable life experiences offers a great blueprint for those looking to achieve financial independence and a fulfilling retirement. 🌍
@WintWealthYT
@WintWealthYT 5 ай бұрын
We agree!
@gogetit664
@gogetit664 5 ай бұрын
Saved 30% of the income, invested in the real estate. Savings increased substantially to 100%. First 1 crore is always the difficult one. Started focussing on passive income. Current passive income from Rental Dividends Fixed deposits Bonds 80% of expenses from passive income. 3 Bucket strategy 1. Short term(1-2) years, cash 2. Medium term(2-5) years, Liquidable funds 3. Long term (5-10+) years, Real estate, Crypto Percentage allocation of investment Real estate 30-35% Equity- 35% Gold -30% Travel and non-travel days Around the world tickets 1. East to West travelling 365 days, 15 cities discounted ticket in Airlines. Go go years Slow years No go years Every month we sit together to review our expenses. Discuss financial goals, have conversation, avoid sterotypical thinking.
@DrKallalPramanik
@DrKallalPramanik 5 ай бұрын
Amazing and inspiring journey, Yogesh and Sheema! What is the ballpark annual expense that you have factored in? Considering globetrotting in the agenda, the planned expenses, I would imagine, would be quite chunky.
@vinodpatil0135
@vinodpatil0135 5 ай бұрын
Lovely couple, wish you both the best❤
@reshmanair-qe4it
@reshmanair-qe4it 3 ай бұрын
loved it. am absolutely for joint decisions whatever it may be
@chandureddy852
@chandureddy852 5 ай бұрын
Amazing conversation..!
@aleems150
@aleems150 5 ай бұрын
Have been waiting for it. Thanks!
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thanks a lot. Glad you liked it.
@anishkumar-jj1rh
@anishkumar-jj1rh 5 ай бұрын
They both are so humble good to see them so rooted god bless them
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thanks a lot. Appreciate your comment and god bless you too.
@anithadhamotharan2841
@anithadhamotharan2841 5 ай бұрын
Finest interview🎉
@shivsharma4337
@shivsharma4337 5 ай бұрын
Greed is very powerful thing in human. 1 cr bana liya phir bhookh 2 cr ki hogi. Only your mindset can stop this greed to live life peacefully. Great couple
@malliyana201
@malliyana201 5 ай бұрын
Oh bhaisaab, it's not a question of greed. This fancy house that they bought for 6 lacs will today cost 6 crore. So today you cannot earn 1 crore and say "bas bahaut hogaya." By the time you earn 1 crore, whatever you wanted for 1 crore has already doubled or tripled in price, so you will just keep on chasing targets indefinitely. All this fancy advice they are giving might have worked in 1990s when everything was cheap but today you can't retire at 50 and travel the world, especially if you have kids and know that when they grow up, there will be no jobs left because everything is being done by chatGPT.
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
@@malliyana201 Interestingly we retired at 50 in today's times and traveling the world. When the inflation goes up, so does the interest rates, salaries and value of the assets. Something that we touch upon in one of our videos.
@religionofpeace782
@religionofpeace782 5 ай бұрын
​@@TheFIREdCoupleThat's not the point. The point is you guys started working in the 90s, that was the boom period, the salaries grew exponentially in the next decades. Today the scenario is totally the opposite. The salary of an entry level Infosys employee is still 3.25 Lpa which was 3.16 Lpa in 2002. Just imagine the value of 3.16 L 22 years ago and now. So the growth opportunities in career have virtually vanished. Today in India a couple can't even think of retiring at 50 and travel the world even if they want to unless they work for 15 years in the US and invest heavily in the stock markets and grow their corpus to 100 crores by then.
@malliyana201
@malliyana201 5 ай бұрын
@@religionofpeace782 Exactly. If you see videos from 5 years ago people would take about how you could retire once you had 2 crores INR. Today the videos say that the MINIMUM is 1 million USD or 8 crore INR. In such a short time, the target has gone up 4x, whereas due to covid etc. salaries have stayed same or in some cases reduced. Given the rapid growth of retirement milestone number it is safe to say that within the next 5 years, the goal will move from 1 million USD to 5 million USD, or 40 crore INR. That Infosys fresher with 3 LPA can never hope to catch up, and now after covid even H1 programs have drastically reduced, so onsite earning is also no longer a viable option. People who started career in the 90s are like those Uber drivers when Uber first launched in India. The drivers were earning 2-3 lacs per month and mocking software engineers for earning less than 1L per month. Today after Uber has stripped away all incentives and extras, Uber drivers earn less than 30k per month and struggle to make ends meet. So an Uber driver from 5 years ago saying "drive Uber and retire in 5 years" does not resonate in today's context.
@thewierd_thewonderful996
@thewierd_thewonderful996 5 ай бұрын
@@malliyana201 true basic concept of inflation
@rajeshbhatia9342
@rajeshbhatia9342 5 ай бұрын
Amazing Interview !!! Loved their clarity 👍
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thank you
@swastikdas6172
@swastikdas6172 5 ай бұрын
Wonderful & inspiring!
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thanks a lot!
@chetn9
@chetn9 5 ай бұрын
to put it simply, the dude got opportunity abroad, bought real estate with that, started getting rents on it (primarily). But not everyone gets a chance like this.
@swankydreams729
@swankydreams729 5 ай бұрын
I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k,but guess what? I put it all back and traded again and now I am rounding up close to a million
@DehliDevil
@DehliDevil 5 ай бұрын
Hello
@DehliDevil
@DehliDevil 5 ай бұрын
But how did you 2.5x almost on your investment??that's great returns
@2000sshyams
@2000sshyams 5 ай бұрын
do they have kids ? how do they manage studies & wedding etc ?
@Wg.Cdr.Rajinder.Singh1157
@Wg.Cdr.Rajinder.Singh1157 2 ай бұрын
Loved the couple ,Long live guys.
@kunal-ko
@kunal-ko 5 ай бұрын
0:52 Of courses they're rich, ex VP of Oracle. What do you expect?
@gomzify
@gomzify 5 ай бұрын
Superb … very enriching video …. I loved the way they look sorted … Travelling the world is something I totally resonate with … Gender bias is also relatable …
@chinnaswamyj622
@chinnaswamyj622 5 ай бұрын
Today morning me and my wife talking about when we need to wake up as we wish to do....seems to be long way...
@nitinsingh9487
@nitinsingh9487 5 ай бұрын
Being content is most important.
@PrinceKumar-d4f6p
@PrinceKumar-d4f6p 5 ай бұрын
Cyberopolis and its approach to decentralized finance could redefine the whole sector. Eye-opening stuff.
@FurkanAnsari-vh8ri
@FurkanAnsari-vh8ri 5 ай бұрын
Did anyone else catch that Cyberopolis presentation? Blown away by what they're planning to do.
@rlpai5833
@rlpai5833 5 ай бұрын
Two factors that have definitely helped them achieve their goals faster was working abroad and having no children. Having said that I would still give them full credit for planning andinvesting wisely in order to live their best life. 👌
@shaquille.oatmeal8301
@shaquille.oatmeal8301 5 ай бұрын
In Anime, these people are called ADVENTURERS. Love them.
@ananthanr8938
@ananthanr8938 3 ай бұрын
I think leaving the issue if children aside we can focus on the other aspects of their journey. Agreed that raising your own children will substantially change every aspect of this journey and in some instances make the narrative totally inapplicable, but the small tips can be used by all is my thoughts on this. Good work sharing your story.
@sivank9214
@sivank9214 5 ай бұрын
what about their kids? need to support them financially for their education etc still???
@pallantisaisankar8867
@pallantisaisankar8867 5 ай бұрын
Exploring international trips and visiting international tourism is good. But as an Indian look at tourism places within india and explore them. There by good support for increasing indian economy...😊😊
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Absolutely! We've traveled a lot in India and so much still to travel and see!
@JustChill76
@JustChill76 5 ай бұрын
Awesome couple ❤❤
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Thank you!
@N.k.86
@N.k.86 5 ай бұрын
Drawback of FIRE strategy is one who want to achieve it gets stuck with fire number Target instead of enjoying journey called life.
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Yes. That can be a drawback indeed. Difficult to find that right balance between enjoying life while also saving enough. Was the toughest part for us too.
@thewierd_thewonderful996
@thewierd_thewonderful996 5 ай бұрын
yes cant enjoy the present. but defo can stop being an employee sooner.
@Kenneth23414
@Kenneth23414 2 ай бұрын
Biggest lesson i learnt in 2022 in the stock market is that nobody knows what is going to happen next, so practice some humility and follow a strategy with a long term edge.
@Hudson367
@Hudson367 2 ай бұрын
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
@Annie56427
@Annie56427 2 ай бұрын
Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
@Charles43217
@Charles43217 2 ай бұрын
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.
@Annie56427
@Annie56427 2 ай бұрын
Aileen Gertrude Tippy is my adviser and she is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
@Charles43217
@Charles43217 2 ай бұрын
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
@shaguftashair1885
@shaguftashair1885 5 ай бұрын
Just increased my stake in Cyberopolis. With the current momentum, it feels like a no-brainer.
@MrEternalFool
@MrEternalFool 5 ай бұрын
Retiring at 50 is FI not FIRE. Looks like his career was outside India in Netherlands and Singapore.
@kgf_2030
@kgf_2030 5 ай бұрын
So is it retiring at 58-60 ?
@avdheshpalliwal
@avdheshpalliwal 4 ай бұрын
Why people in 50/55 call it early retirement. 45 below can be considered early retirement.
@mahanteshbhavimani2073
@mahanteshbhavimani2073 5 ай бұрын
Great conversation.
@rudj.4136
@rudj.4136 5 ай бұрын
Sir Viv Richard is living in Delhi? 🥹
@rajeshmaratha3970
@rajeshmaratha3970 4 ай бұрын
They managed every thing, Systematically
@shahzadishamsi-baig976
@shahzadishamsi-baig976 5 ай бұрын
Awesome interview. Seema and Yogesh you guys are so in-sync, that on its own is inspirational enough! Someone here wrote: Couple Goals!!! So true!! Enjoy your world travels!! You have a well deserved free time now after the work grind in the last years. One of the BEST people I know ❤
@WintWealthYT
@WintWealthYT 5 ай бұрын
Glad you enjoyed it!
@siddheshsalkar5529
@siddheshsalkar5529 5 ай бұрын
Loved this couple. Superb
@suleimanpeshawari1032
@suleimanpeshawari1032 5 ай бұрын
No kids. Primary home gifted by parents. Then the equation is a different one than 99% of other folks. It takes a lot less to retire.
@debchak27
@debchak27 5 ай бұрын
they never mentionedd their networth - it was said 35x+ annual expenses. given their life, I think their annual expenses could be ~75-100 lacs. so they have accumulated 25-35 Cr! but then with 70% income coming from passive sources, ~30 Cr can yield about 90 lacs annually (assuming 2-3% yield from real estate/dividends/ etc.) .. Conclusion: If the above is true - the fact is one needs to cross 25 Cr networth to be really free and live a near-luxurious life.
@whyme5024
@whyme5024 4 ай бұрын
Excellent. Does this couple have kids? If not, can you also please do similar show on couples with kids? Thanks.
@rahulgoyal9023
@rahulgoyal9023 5 ай бұрын
How to book tickets from star alliance & skyteam
@AbhishekKumar-wt2ke
@AbhishekKumar-wt2ke 4 ай бұрын
With Onsite travel and earning at early stage of career. It’s quite possible to achieve FIRE at 50
@ka7314
@ka7314 5 ай бұрын
Target earning in dollars & higher salaries & you dont need to worry about anything else.
@TheFIREdCouple
@TheFIREdCouple 5 ай бұрын
Yes. The trick is to increase your income and monetize your skills in the best possible manner.
@vimeopictures5170
@vimeopictures5170 5 ай бұрын
But how much is their monthly expense? On how much income do they survive?
@CA_SmitKalaria
@CA_SmitKalaria 5 ай бұрын
I was searching in comments
@eggyolk2519
@eggyolk2519 5 ай бұрын
Very sweet couple..
@dushyantsinhjadeja3982
@dushyantsinhjadeja3982 5 ай бұрын
Informative .
@esportgaming6910
@esportgaming6910 5 ай бұрын
Cyberopolis's approach to blockchain scalability is revolutionary. This could be the breakthrough we've been waiting for.
@rahulshinde7063
@rahulshinde7063 5 ай бұрын
The best strategy to create wealth is to do business.
@track0123456789
@track0123456789 2 ай бұрын
Secret of FIRE!! Travel abroad.
@ChaudharyAnkit1602
@ChaudharyAnkit1602 5 ай бұрын
Wow. What's the point of money when you have to manage the expenses each month!!
@SuperDivyajain
@SuperDivyajain 5 ай бұрын
The fact that salespeople still try and woo men assuming they decide on purchase decisions is so old school. I and my husband had the same experience when buying a car even though it was for me.😅
@semdev9792
@semdev9792 5 ай бұрын
Absolutely! women need to participate in financial decision making and make it an equal discussion while men need to revisit their assumptions.
@sachinsam9457
@sachinsam9457 5 ай бұрын
Please share more details on around the world ticket
@00024-i
@00024-i Ай бұрын
Their total portfolio value ?
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