How Passive Income Helps Them Travel in Their 50s?

[@WintWealthYT]

Fill this form to be featured on Wint Wealth: forms.gle/iuUgM7fyGTfUUiVE9

[@TheFIREdCouple]

Thanks for such a well produced video! You guys rock! Was a pleasure to do this chat.

[@rdsy180]

😊😊😊😊11111¹¹1

[@jayachandral9422]

Paid artistic content, reality is Worst platform, poor support please please stay away from wint stay safe. Earlier I recommend this company but after seeing the support when we got issue, I'm saying this. Support ticket 29540. My wife amount blocked more than 4 lakh since 3months, no solution. Ever believe this company directly use RBI Retail App for buying bonds directly from government for safer future.

[@sivanbo]

Dont fill..useless steps to make you like fool

[@MrSaikathalder]

1. Lady's father had government job, likely pension. so parental support needed. 2. Man did Engineering in the 1990s this itself put him in top 1% percentile. How many did engineering before IT boom in India? 3. Man inherited House in Delhi. So, no cost for housing. 4. They both were in IT. just before & during the Boom. So, they got lucky. 5. Lady got multiple onsite job options. Japan, US, Europe. They earned in foreign currency. 6. They dont have kids. Never mentioned about kids. 7. They have real estate in europe. in Major cities in EU RE became 3x in Euro terms in last 20 years. 8. This couple has foreign passport, as they would not be buying house on a PR in europe. 9. They intend to travel 195 countries not on Indian passport for sure. 10. They retired at 50, with foreign income, foreign passport, inherited house, most importantly not having 2 kids like middle class indian.

[@movingabroad2212]

Having a house is so much under-rated. Currently, in major Indian cities, for my FIRE calculations , housing itself is 20X my annual expenses, even with 2bhk. Also, salaries in Europe have moved 20-30% in past decade but India has become relatively expensive. But Kudos to the couple. We still need people like them to inspire others.

[@vineethsn]

Fire for average Indian is possible only through equities and only if he or she get in early. Should start investing from first employment and incrementally increase every pay rise.

[@jhilmil1401]

Destroyed in seconds😂😂😂

[@deepakRSK]

50 is not FIRE.

[@BikerDaDInt650]

Perfectly said , this can't be achived with these examples from the high paying jobs. SOme one with normal salary should be shown as example to retire by 50

[@WilliamsTyler5]

Just discovered your channel with this video -- case studies are extremely useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds at regular intervals for sound investments.

[@PhilipsJameszang]

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

[@BINDERANDREAULRIKE]

It’s important to consult with a financial advisor before making any investment decisions.

[@SabrinaaDolph-y4y]

Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.

[@danielguide2457]

Hello, I'm new to this space and i've been getting suggestions to use one for a while, how can i find a decent one like the one you use?

[@SabrinaaDolph-y4y]

Melissa Jean Talingdan is the licensed advisor I use. Just search the name. You’d find necessary details on the web to set up an appointment.

[@Curbalnk]

This video indicates you don't need a high IQ to be a good investor, just 2 qualities, self discipline and a lot of patience. Investing is mostly about behavioral psychology. How can I generate more income to retire with at least 3m for long term care?

[@greekbarrios]

We share common goal, making sure you are ready for your later years is very important. That's why passive investing works, low costs, better diversification and it enables people to overcome their behavioral bias especially if they engage professional help.

[@blaquopaque]

@@greekbarrios It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@Shultz4334]

@blaquopaque I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

[@blaquopaque]

I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@salishseetal1109]

These are SCAMMERS!​@@Shultz4334

[@nilishadaga]

It looks like they don't have children - that's the biggest unsaid part of their FIRE strategy!

[@gambitgaming1539]

true

[@TheFIREdCouple]

Yes that is correct. We don't have children and that definitely does bring the travel flexibility and accelerates the financial independence journey. However we are funding / funded the education of the nephews and nieces. Also most people by 50 become 'empty nesters' so hopefully that brings in the flexibility to travel too.

[@manojnandhan8677]

And also they worked in abroad

[@matte67]

Also they don't take care of their parents. Conditions vary from person to person

[@cbazxy2697]

There's no winning, when a couple being childfree is mentioned audience takes it as personal attack on their own choice of having or wanting kids even though its completely related when we talk about money. People will start making unnecessary comments like how they will be lonely, they have no purpose, fire is not worth it without kids and so on. On the otherhand when it's not mentioned they suddenly realize, how important it is to share that.

[@MelissaHobbs-qm8wi]

Retirement planning can be quite overwhelming, especially when it comes to choosing the right investment options.

[@EricaWaters-lr6zw]

Absolutely. With so many choices like banks, bonds, and IRAs, it's hard to know which ones will provide the best returns.

[@WhitneyRoss-dj4rf]

And let's not forget the ever-changing market conditions and economic uncertainties. It's enough to make anyone nervous about their retirement savings.

[@AshleyKeith-vw7ws]

That's where a knowledgeable financial advisor like DESIREE RUTH HOFFMAN can make a big difference. She can help navigate the complexities of retirement planning and recommend tailored strategies based on individual goals and risk tolerance.

[@ScottLarrry]

I've been considering my options for retirement, but I'm not sure where to start. It seems like there are so many pitfalls to avoid.

[@MelissaHobbs-qm8wi]

That's a common concern. Without proper guidance, it's easy to make mistakes that could impact your financial security in retirement.

[@Marthas-r4c]

is it really worth investing in stocks in 2024, I’ve been on the sidelines watching the market for awhile and it seems to be pretty stagnant to me not that it matters because I’m in it for the long run, but how can one generate actual profit in this current market?

[@PhilipMurray251]

Don't be in a hurry to get in. The market needs several days of strong performance to signal that the downturn might be over; i think It's a time to be largely, if not entirely, in cash

[@Robertgriffinne]

The economy and stocks are two different things these days, but i agree, I think it's brilliant to have a portfolio advisor for investing! The market's instability makes DIY risky. I've turned 480k into $32k in quarterly dividends using one, a major milestone.

[@Marthas-r4c]

I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@Robertgriffinne]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Amber Kay Wright” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@Marthas-r4c]

I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed

[@FelixDedrick]

I really appreciate the dedication in each video you post. To be successful one has to have multiple income streams and so on, also investors should understand the crossover between asset classes & liquidity flow, Judith Layton focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch

[@AndersonBemzy]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

[@ChanMingMason]

You trade with Judith M Layton too? Wow that woman has been a blessing to me and my family

[@MasonAnderson-wx3xf]

I was skeptical at first until I decided to try. It’s huge returns is awesome! I can’t say much.

[@brandBull-wf5go]

Please let me know how to contact her as I'm new to this.

[@FelixDedrick]

she's mostly on Telegrams, with the user name.

[@uchil9118]

These two individuals are really grounded. Loved the clarity of thought. All the best

[@vinayak_the_paramatma254]

One of the finest FIRE plan turned successful story. Thank you Wint Wealth.

[@TheFIREdCouple]

Thanks a lot! Appreciate the comment!

[@lumivalkosnow]

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k,but guess what? I put it all back and traded again and now I am rounding up close to a million

[@jesus_inco]

You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life

[@steliosmormoris1]

Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.

[@kiimi.kls0]

I'm favoured financially, Thank you Jesus $32,000 weekly profit regardless of how bad it gets on the economy.

[@PranatiSahoo-yg3gp]

How ..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

[@Charlotte03849]

Thanks to Mrs Maria Davis.

[@TheDrmkathuria]

Amazing conversation and inspiring !! Very humble .. they have not mentioned that they do lot of social and charity too !! Very grounded and contended !!!

[@TheFIREdCouple]

Thanks. Appreciate your feedback.

[@katemorrison5444]

”Anyone who is not investing now is missing a tremendous opportunity." As a single mother living in Spain, I purchased my second house in September last year, and I am on track to retire next year. I owe a huge thanks to Maya Payson for her invaluable help in making this possible.

[@angelmiguel133]

This lady called Maya Payson must be very good for people to talk about her this much. she also manages the investments of one of my colleagues. I'm impressed that you are aware of her as well.

[@katemorrison5444]

Yes Angel she's very good, she is straightforward and one of the best so far. People who don't know her or those that haven't invested with her. would say otherwise but the honest truth is that she has helped more people than i can count and that has to stand for something.

[@CharlotteGreen47]

I must say, she is definitely one of the best out there. Her expertise as a registered investment advisor is unparalleled and she is well-versed in the financial market. I had the pleasure of meeting her once during a trading conference in Oklahoma, and it was clear that she knows her stuff.

[@Richardwilly-gc5oz]

Her expertise and guidance has really helped me in earning weekly income ranging from $800 to $1000. Well done Maya!

[@Richardwilly-gc5oz]

Her expertise and guidance has really helped me in earning weekly income ranging from $800 to $1000.

[@gdudhdu]

Hallelujah!!!!!!!!!!! The daily Jesus devotion has been a huge part of my transformation. God is Good 🙌🙌🙌🙌🙌🙌🙌🙌🙌was owing a loan of £47k to the bank for my son's brain surgery(Samuel). Now I am no longer owning after I invested £6500 and got my payout of £290k every month, God bless Sandrina Edmondson 🇺🇸🇺🇸🇺🇸

[@Agadakennet]

Hello how do you make such monthly, I am a born again Christian and sometimes I feel so down 🙁of myself because of low finance but I still believe in God.

[@gdudhdu]

You'll surely reach her

[@gdudhdu]

she's active on What's app

[@gdudhdu]

美國 十 𝟭𝟴𝟮𝟴𝟯𝟱𝟭𝟭𝟳𝟰𝟯👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻❤️❤️ 十 大家大家大家大家大家大家大家大家大家大家 copie desta forma O KZbin é frustrante

[@gdudhdu]

Tell her that I referred you🙏🏿🙏🏿

[@vm-my6hg]

Whats really good to see on this channel is the breadth of the coverage. We've seen a young couple enjoying life and wanting to retire at 40, a financial media veteran & successful author recently & now its a homecoming of sorts with an actually successful & grounded couple. Please keep it going ❤

[@pranayk37]

Europe and singapore is enough said. Few years there and you can easily retire in India much sooner

[@sainan4544]

What...?NO

[@Heisenberg-02]

@@sainan4544 Why no? If you take a huge education loan and go abroad then it maybe little more difficult but directly going there for a job for 10 years is easy 1 crore savings

[@hemanthaugust7217]

@@Heisenberg-02 taxes are extremely low in Singapore. those who moved there 10y ago easily got pr and even citizenship. So, they saved a lot unlike in India where taxes are close to 33-40%.

[@Pradify_AI]

True! Stayed just for 2 years and cleared so many loans in India including a huge flat loan.. plus crazy savings 🔥

[@thewierd_thewonderful996]

@@Pradify_AIeven though singapore is expensive you could save a lot more?

[@fnamelname7296]

Not sure why lot of people are hating on this couple. Try to learn from them instead. I am also 50 and achieved FI in my 40s with kids! In order to achieve FI, you obviously need a decent income… You cannot expect to make 2 lac/annum and retire in Europe! And you would be surprised at the number of high income people who are no where close to FI. And that’s the learning here. The strategy to get there.

[@WintWealthYT]

Amazing! If you want to be featured on our channel, you can fill the form: forms.gle/iuUgM7fyGTfUUiVE9

[@TheFIREdCouple]

Thanks. You got essence of the video. There are many components to building wealth and high income is just one of them - and you also have to plan and work towards that by investing in your skills and accelerating your career

[@anishkumar-jj1rh]

They both are so humble good to see them so rooted god bless them

[@TheFIREdCouple]

Thanks a lot. Appreciate your comment and god bless you too.

[@ssmaratkar]

Wow… now they are my role model for FIRE as well as relationship. Thank you for such positive interview. Made my day 😊

[@vm-my6hg]

True, the chemistry between the two was splendid.

[@WintWealthYT]

Our pleasure!

[@memphistnliving]

These couple are a real inspiration. They share good insights, valuable information. Great case study

[@chaitanyaalamuru6094]

Love them. Such a nice and clear-minded individuals. They look super humble and seem to have an aspirational relationship too.

[@WintWealthYT]

Totally!

[@ravikskeelara7629]

They arw planned to enjoy every movement of life. God bless them. Thank you.

[@TheFIREdCouple]

Thanks! God bless you too!

[@themeniacs7376]

My man's every answer, he has category of three types . My man is certified consultant

[@vn6pj]

ThankYou *Team Wint* for such informative and treasured experience.. keep making more of such insightful conversations..❤🙌

[@WintWealthYT]

Glad you enjoyed it!

[@burhankhan26]

Seems like a very nice couple that has a lot of respect for each other.

[@gnanasekarthiyagarajan7680]

Yes in tv screen

[@RajKumar-gv9ej]

Yes, unlike some people who keep their women encased in black tents...lol

[@balusubbu7504]

Lets say i don't have kids and i dont like to travel and all, i just like to sit at home and enjoy which is not bad actually You know how many millions of people already achieved FIRE. In fact many millions are born FIRED, what should they do? Some people are so rich that all the next coming generations are FIRED. I think next 20-30 years at least 25 percent of the population will not work. Work is a choice and not a necessity anymore, this is a slowly unwinding human story.

[@debanjandas8192]

Best comment in youtube today 😂😂

[@akhandbha]

Work for free, help the less fortunate

[@GamerMan186]

Good one

[@TheFIREdCouple]

Absolutely agree. As we say in the video - Financial independence is a must. Retiring early is an option.

[@desomusicnft9178]

True, I also like to be at home, and enjoy my own company. Many marvadi and gujarati family have enough money, to have the next 10 generation fully satisfied by earning avg wage by their members. But we would like to grow more and more

[@a-levelchemistryandphysics3298]

This interview is FIRE!

[@TheFIREdCouple]

Haha .. thanks!

[@khalsa3344]

Wonderful couple with clear life goals..

[@pankajjjjjjjjjjjjjjj]

ONE OF THE BEST KZbin CHANNEL FOR Great Great learning ... thanks for creating content

[@sanjaysbhargava27]

Fantastic vlog 💐 extremely informative and supportive to my own FIRE goals as I have a child and old parents too. Anyways Good wishes 👍👍👍

[@EcomCarl]

The financial planning and adventurous spirit of this couple are truly inspiring! Their method of balancing savings with enjoyable life experiences offers a great blueprint for those looking to achieve financial independence and a fulfilling retirement. 🌍

[@WintWealthYT]

We agree!

[@Ranodeepsen]

Loved the chemistry between both , apart from the meticulous planning ❤

[@rkgupta5845]

Role of destiny Parental house Both well qualified and good earners Regular overseas opportunities

[@pallantisaisankar8867]

Exploring international trips and visiting international tourism is good. But as an Indian look at tourism places within india and explore them. There by good support for increasing indian economy...😊😊

[@TheFIREdCouple]

Absolutely! We've traveled a lot in India and so much still to travel and see!

[@venuswealth6]

@TheFIREdCouple - Congratulations on reaching FIRE. Great to hear your story. We are close to 40 and planning for FI by 50.

[@srbharadwaj]

easily the best success stories of FIRE that i have heard of, the fact that they understand each other so well has contributed to this i guess

[@AnkitG12]

Time worthy conversation.Thank You.

[@vijuvijay7335]

Great discussion. Thanks for the overview.

[@Thecuriousmind123]

I get that this couple has no kids and I respect their choice. Looking at the comments it seems everyone who has kids feel cheated..who asked you to have kids..

[@kcpatel10]

Beautiful and valuable video ever i have seen on retirement planning, inspired couple and very nice financial planning they have done. Thank You Very Much to Sir and Mam to share wonderful experience, this really helps me to make better life. Thank You to Wint Channel for beautiful content.

[@raviteja4523]

Loved the interview.. Amazing planning and execution. Wish you all the best for your world travels 🙂

[@theconqueror6762]

Such an amazing couple. True couple goals.

[@arunkumarpg8555]

I watched their KZbin contents.. all were amazing. God bless the couple.

[@sayanbiswas_sports]

I have been following this guys since long time. Great to see them here :)

[@TheFIREdCouple]

Thanks for following :-)

[@NitikaRawatt]

I love how equal they are in their relationship without any gender stereotypes. It just reflects from their conversation ❤ More power to them. 🙌

[@avdheshpalliwal]

Why people in 50/55 call it early retirement. 45 below can be considered early retirement.

[@supercrazydesi]

You guys did great, Yogesh & Seema

[@N.k.86]

Drawback of FIRE strategy is one who want to achieve it gets stuck with fire number Target instead of enjoying journey called life.

[@TheFIREdCouple]

Yes. That can be a drawback indeed. Difficult to find that right balance between enjoying life while also saving enough. Was the toughest part for us too.

[@thewierd_thewonderful996]

yes cant enjoy the present. but defo can stop being an employee sooner.

[@vinodpatil0135]

Lovely couple, wish you both the best❤

[@gogetit664]

Saved 30% of the income, invested in the real estate. Savings increased substantially to 100%. First 1 crore is always the difficult one. Started focussing on passive income. Current passive income from Rental Dividends Fixed deposits Bonds 80% of expenses from passive income. 3 Bucket strategy 1. Short term(1-2) years, cash 2. Medium term(2-5) years, Liquidable funds 3. Long term (5-10+) years, Real estate, Crypto Percentage allocation of investment Real estate 30-35% Equity- 35% Gold -30% Travel and non-travel days Around the world tickets 1. East to West travelling 365 days, 15 cities discounted ticket in Airlines. Go go years Slow years No go years Every month we sit together to review our expenses. Discuss financial goals, have conversation, avoid sterotypical thinking.

[@MrEternalFool]

Retiring at 50 is FI not FIRE. Looks like his career was outside India in Netherlands and Singapore.

[@kgf_2030]

So is it retiring at 58-60 ?

[@chinnaswamyj622]

Today morning me and my wife talking about when we need to wake up as we wish to do....seems to be long way...

[@shaquille.oatmeal8301]

In Anime, these people are called ADVENTURERS. Love them.

[@ramrl9807]

No wonder, he retired as VP from oracle and they seem to have no dependents.

[@2000sshyams]

do they have kids ? how do they manage studies & wedding etc ?

[@rajeshmaratha3970]

They managed every thing, Systematically

[@rlpai5833]

Two factors that have definitely helped them achieve their goals faster was working abroad and having no children. Having said that I would still give them full credit for planning andinvesting wisely in order to live their best life. 👌

[@FurkanAnsari-vh8ri]

Did anyone else catch that Cyberopolis presentation? Blown away by what they're planning to do.

[@DrKallalPramanik]

Amazing and inspiring journey, Yogesh and Sheema! What is the ballpark annual expense that you have factored in? Considering globetrotting in the agenda, the planned expenses, I would imagine, would be quite chunky.

[@debchak27]

they never mentionedd their networth - it was said 35x+ annual expenses. given their life, I think their annual expenses could be ~75-100 lacs. so they have accumulated 25-35 Cr! but then with 70% income coming from passive sources, ~30 Cr can yield about 90 lacs annually (assuming 2-3% yield from real estate/dividends/ etc.) .. Conclusion: If the above is true - the fact is one needs to cross 25 Cr networth to be really free and live a near-luxurious life.

[@user-kv3lb3ob1k]

Cyberopolis and its approach to decentralized finance could redefine the whole sector. Eye-opening stuff.

[@nitinsingh9487]

Being content is most important.

[@utkarshrai9727]

Very insightful conversation

[@ka7314]

Target earning in dollars & higher salaries & you dont need to worry about anything else.

[@TheFIREdCouple]

Yes. The trick is to increase your income and monetize your skills in the best possible manner.

[@Kenneth23414]

Biggest lesson i learnt in 2022 in the stock market is that nobody knows what is going to happen next, so practice some humility and follow a strategy with a long term edge.

[@Hudson367]

Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.

[@Annie56427]

Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.

[@Charles43217]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

[@Annie56427]

Aileen Gertrude Tippy is my adviser and she is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@Charles43217]

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@sivank9214]

what about their kids? need to support them financially for their education etc still???

[@ananthanr8938]

I think leaving the issue if children aside we can focus on the other aspects of their journey. Agreed that raising your own children will substantially change every aspect of this journey and in some instances make the narrative totally inapplicable, but the small tips can be used by all is my thoughts on this. Good work sharing your story.

[@rkthanaraj1]

GO GO YEARS... SLOW GO YEARS... NO GO YEARS... Awesome

[@fewlines4biju]

Wrong example, staying outside for so many years, both husband and wife working. I think 50 years is too late.

[@nsubbaraman]

Beautiful interview!

[@Wg.Cdr.Rajinder.Singh1157]

Loved the couple ,Long live guys.

[@chetn9]

to put it simply, the dude got opportunity abroad, bought real estate with that, started getting rents on it (primarily). But not everyone gets a chance like this.

[@terribelyextremist]

thanks @WintWealthYT for such an awesome video, I loved it very informative and clear, cheers :)

[@WintWealthYT]

Glad it was helpful!

[@aleems150]

Have been waiting for it. Thanks!

[@TheFIREdCouple]

Thanks a lot. Glad you liked it.

[@shahzadishamsi-baig976]

Awesome interview. Seema and Yogesh you guys are so in-sync, that on its own is inspirational enough! Someone here wrote: Couple Goals!!! So true!! Enjoy your world travels!! You have a well deserved free time now after the work grind in the last years. One of the BEST people I know ❤

[@WintWealthYT]

Glad you enjoyed it!

[@suleimanpeshawari1032]

No kids. Primary home gifted by parents. Then the equation is a different one than 99% of other folks. It takes a lot less to retire.

[@rajeshbhatia9342]

Amazing Interview !!! Loved their clarity 👍

[@TheFIREdCouple]

Thank you

[@chandureddy852]

Amazing conversation..!

[@rudj.4136]

Sir Viv Richard is living in Delhi? 🥹

[@reshmanair-qe4it]

loved it. am absolutely for joint decisions whatever it may be

[@gomzify]

Superb … very enriching video …. I loved the way they look sorted … Travelling the world is something I totally resonate with … Gender bias is also relatable …

[@swastikdas6172]

Wonderful & inspiring!

[@TheFIREdCouple]

Thanks a lot!

[@vimeopictures5170]

But how much is their monthly expense? On how much income do they survive?

[@CA_SmitKalaria]

I was searching in comments

[@JustChill76]

Awesome couple ❤❤

[@TheFIREdCouple]

Thank you!

[@rahulgoyal9023]

How to book tickets from star alliance & skyteam

[@vinaypandey8116]

If they don't have children then take is video down, there is nothing to learn from their journey.

[@kunal-ko]

0:52 Of courses they're rich, ex VP of Oracle. What do you expect?

[@anithadhamotharan2841]

Finest interview🎉

[@esportgaming6910]

Cyberopolis's approach to blockchain scalability is revolutionary. This could be the breakthrough we've been waiting for.

[@shaguftashair1885]

Just increased my stake in Cyberopolis. With the current momentum, it feels like a no-brainer.

[@saurabhamin]

Indians earning in inr cannot take their example and benchmark , coz earning in foreign currency and comming back to india and spending in inr .. your sorted. plus a couple without any kids !! that would be even more money in the bank

[@AbhishekKumar-wt2ke]

With Onsite travel and earning at early stage of career. It’s quite possible to achieve FIRE at 50

[@shivsharma4337]

Greed is very powerful thing in human. 1 cr bana liya phir bhookh 2 cr ki hogi. Only your mindset can stop this greed to live life peacefully. Great couple

[@malliyana201]

Oh bhaisaab, it's not a question of greed. This fancy house that they bought for 6 lacs will today cost 6 crore. So today you cannot earn 1 crore and say "bas bahaut hogaya." By the time you earn 1 crore, whatever you wanted for 1 crore has already doubled or tripled in price, so you will just keep on chasing targets indefinitely. All this fancy advice they are giving might have worked in 1990s when everything was cheap but today you can't retire at 50 and travel the world, especially if you have kids and know that when they grow up, there will be no jobs left because everything is being done by chatGPT.

[@TheFIREdCouple]

@@malliyana201 Interestingly we retired at 50 in today's times and traveling the world. When the inflation goes up, so does the interest rates, salaries and value of the assets. Something that we touch upon in one of our videos.

[@religionofpeace782]

​@@TheFIREdCoupleThat's not the point. The point is you guys started working in the 90s, that was the boom period, the salaries grew exponentially in the next decades. Today the scenario is totally the opposite. The salary of an entry level Infosys employee is still 3.25 Lpa which was 3.16 Lpa in 2002. Just imagine the value of 3.16 L 22 years ago and now. So the growth opportunities in career have virtually vanished. Today in India a couple can't even think of retiring at 50 and travel the world even if they want to unless they work for 15 years in the US and invest heavily in the stock markets and grow their corpus to 100 crores by then.

[@malliyana201]

@@religionofpeace782 Exactly. If you see videos from 5 years ago people would take about how you could retire once you had 2 crores INR. Today the videos say that the MINIMUM is 1 million USD or 8 crore INR. In such a short time, the target has gone up 4x, whereas due to covid etc. salaries have stayed same or in some cases reduced. Given the rapid growth of retirement milestone number it is safe to say that within the next 5 years, the goal will move from 1 million USD to 5 million USD, or 40 crore INR. That Infosys fresher with 3 LPA can never hope to catch up, and now after covid even H1 programs have drastically reduced, so onsite earning is also no longer a viable option. People who started career in the 90s are like those Uber drivers when Uber first launched in India. The drivers were earning 2-3 lacs per month and mocking software engineers for earning less than 1L per month. Today after Uber has stripped away all incentives and extras, Uber drivers earn less than 30k per month and struggle to make ends meet. So an Uber driver from 5 years ago saying "drive Uber and retire in 5 years" does not resonate in today's context.

[@thewierd_thewonderful996]

@@malliyana201 true basic concept of inflation

[@track0123456789]

Secret of FIRE!! Travel abroad.

[@SuperDivyajain]

The fact that salespeople still try and woo men assuming they decide on purchase decisions is so old school. I and my husband had the same experience when buying a car even though it was for me.😅

[@semdev9792]

Absolutely! women need to participate in financial decision making and make it an equal discussion while men need to revisit their assumptions.

[@walkiDr]

Whats the cost why it is hidden Make it public so we can decide what matters most

[@Soul_and_Shadow]

This seems to be a globe trotting couple and how can u buy a house abroad? Don't u need some local authentication/ validation or identity?

[@eggyolk2519]

Very sweet couple..

[@rahulshinde7063]

The best strategy to create wealth is to do business.

[@mahanteshbhavimani2073]

Great conversation.