Money Market Fund vs Government Treasury Bills | Where to invest?

[@AG-lh5tc]

Return on the T-bill is not an interest but capital gain since they are sold at discounted price and redeemed at full price.

[@sachin_2601]

Awesome. I am parking my spare money in Money Market fund from long time. Thanks for the great content 👌

[@rajkumarc4906]

u are doing the worst short term investment, in current scenario fds provides highest interest rate

[@sachin_2601]

@@rajkumarc4906 But what about taxation on FD, since it depends on the individuals income tax slab ? And Money Market funds are debt funds and if we leave it for more than 3 years then the LTCG is 20% + Indexation. Please correct me if wrong.

[@rajkumarc4906]

@@sachin_2601 i think for many short term investment would mean less than 3 years, so if you can get 8-9% rates for fd, why would you risk your money for 5-6% in money market. and coming to taxes, many small investors dont fall under tax paying category. in current scenario no debt fund except the credit risk category can beat fd returns, jst check the return of all the debt funds in last 1 year, u will agree with me.

[@ramyasri6093]

Very good comparison..i prefer money market fund. Thanks Ms. Ashtha

[@thinkpracticallyshorts]

Tbills ko secondary market me kaise buy kre

[@marchedlokesh]

Agar har fund ke baare mai itani clarity ke saath explain kare na tho har kisi ko aasani se samajh mai ayega, I request you to make a video on each fund it's very help full 🙏🌹

[@NidhiKumari-ne9nt]

Does we get monthly interest on monthly basis in t bill or we will get only after maturity?

[@bishtpramod8820]

Which is better to park my emergency fund?

[@siddheshchavan04]

Thank you so much for detailed comparisons. Lot of love.

[@Myview123-j8z]

super explanation 👌🏻👌🏻👌🏻 Thank you 🙏🏻🙏🏻🙏🏻

[@Myview123-j8z]

mene 1 gov. bond me investment kiya he. To mujhe gov. bond me interest kab milega ? please bataye 🙏🏻🙏🏻🙏🏻

[@sovanchakraborti2670]

Fantastic presentation as usual 😊😊😊

[@user-fj1ry6qq8j]

👆👆👆

[@vibrantmove8116]

t bills purchases check kaha hota hai.. payment successful and verified ho gaya hai... Par purchase history kaha hoti hai... Meine gobid app se Kiya hai....

[@hiteshkumar1029]

Example of biding process pe bhi ek video bhi upload kijiye..

[@ashwiniandurlekar]

T-Bill always! Reason liquidity with high interest rate in 91 days and no issue of rising rates!

[@user-fj1ry6qq8j]

👆👆👆

[@rajkumarc4906]

yes 91 day tbill is best

[@ashwiniandurlekar]

@@rajkumarc4906 obviously!

[@shankarsabe1938]

1 lack invest karane par 91 day k bad kitane milenge

[@ashwiniandurlekar]

@@shankarsabe1938 baad nahi pahelehi milega

[@rajeshasher9769]

Very well explained, thanks. How would you rate a MMF vs an Arbitrage Fund.? Both are low risk, give comparable returns (correct?) and the latter enjoys equity taxation.

[@gprocky2010]

Very good astha

[@prabhakumari-ew5ws]

Mam 91 days t bill ko 4 bar invest Kare toh. 5% intrest Mugha 4 bar milaga 1lakh ko 4 bar re invest Kare 91 day t bill the. ... 5000x4 = 20k profit hoga na

[@sanketkachare4488]

Treasury bills give fixed amount of interest rate who said that its fluctuate..?

[@aayushgarg8136]

Dear Aastha.. As u have said earlier pls make a demo video on how to create account & transact in Retail Direct Scheme Is the security credited to our Demat account?

[@clarkson1189]

pockets and they’re paying higher prices.” That is incorrect and a fallacy. The average American who is working and already struggling with increased energy (car fuel and natural gas prices), increased grocery food costs, and increased costs on everything else doesn’t have the extra money to spend to pay a higher price and is getting crushed.

[@fesehazafu739]

@@clarkson1189 Remember people like him are super rich and they did not get there by being nice. People like him have done many shady deals, backstab and hurt a lot of people. The economy is manipulated and anything these super rich say take it with a grain of salt.

[@janaksingh1963]

@@fesehazafu739 This is a misconception. Sure lots of rich people have done shady things to get ahead but many have earned their money by giving value and creating impact in peoples lives. All rich people are not assholes just as all poor people are not nice just because they are not rich. To be successful there is no secret sauce but you need to commit at least 4 to 8 hours a week to research so you can stay ahead of the markets. if you're not willing to commit that kind of time, you have no business growing your money and you should hire someone else to do it for you.

[@fesehazafu739]

@@janaksingh1963 Hire someone lol. everyone in positions of authority or with influence over my future has given me many reasons not to trust them, including “financial advisors.

[@janaksingh1963]

@@fesehazafu739 It's not a question of intelligence, it's truly an issue of time and complexity. MAYRA AMELIA FONSECA who's my financial advisor. Under her stratagem i accrued north of $195k in q1 of 2022 . You can do a web lookup on her she's quit renowned

[@jaydeepsuklikar3212]

Pls make video on low duration fund

[@mr.chandeliya8422]

Nice imformative video

[@user-fj1ry6qq8j]

👆👆👆

[@ajsujit]

Can you tell us how to sell t-bills on rbi nds?

[@user-fj1ry6qq8j]

👆👆👆

[@harishdeshani7382]

06.25 Franklin Templeton freeze portfolio

[@meme_coin_meme_coin]

FD ka kya scene hai......... FD bhi to kar sakte hai ....

[@RajeshSingh-ky2oq]

Why are you comparing them with Saving a/c, why not with FD?

[@rajkumarc4906]

in current scenario for short term investment fd is providing highest rates

[@RajKumar-vo9xh]

@@rajkumarc4906 If you have an FD of 1 lac. But later you wanted 10k urgently and there is no other way but to take from the FD amount. You cannot take 10k out of your 1 lac FD.. you need to break the whole and start again with the then interest rate.... moreover there will be penalty for breaking the tenure...

[@dineshreddy8155]

Thank you

[@tushardhingra29]

Thankyou⭐

[@divyaalok5538]

Awesome

[@shermanvohra6096]

Nahi mam mai share nhi kruga nhi toh mera sbi dost boht agge chle jayege 😜😜😜😜❤️❤️❤️

[@user-fj1ry6qq8j]

👆👆👆

[@rajkumarc4906]

haha. invest in fd as of now for short term

[@AbhishekRoy-no7br]

Always confident, fluent & it shows- keep it up 👍

[@user-fj1ry6qq8j]

👆👆👆

[@mr.chandeliya8422]

2nd 🏅

[@user-fj1ry6qq8j]

👆👆👆

[@architmanoj6916]

First 🥇

[@Chandala_bhikshuki]

Grt .. next Padma Shri is for u .. well done

[@user-fj1ry6qq8j]

👆👆👆