11 Important Facts about ELSS Funds | How to select best ELSS Fund?

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#InvestYadnya #YIA #mutualfund #ELSSFunds

[@yasachandra]

1. ELSS fund category functions like a flexicap fund 2. There are no index funds, hybrid funds or debt funds in elss category 3. ELSS fund has a 3 year lock-in 4. Capital invested under ELSS comes under section 80C, but the long term capital gain on ELSS is taxed as per other equity funds (LTCG exceeding 1 Lakh for a year is taxed 10%) 5. Dividend from ELSS dividend plan is taxed as per respective tax slab 6. There is no minimum requirement or maximum limit on investment 7. No minimum inflow requirement in ELSS every year for keeping ELSS account active like in PPF, NPS 8. Returns declared are post expense ratio deduction 9. Easy to invest, track & redeem using platforms like ETMoney, 10. Even after completion of 3 years lock in, there is no compulsion of redemption from ELSS fund 11. 3 year lock-in for each SIP is calculated separately

[@users-Nfs]

Agar ham sip mode me invest karenge to poora paisa kab nikal payenge......10 saal bhi sip karenge to last 2 year k abhi 3 year poore nhi honge.....sayad poora paise nikalne k liye 3 saal pahle hi sip band karni padegi

[@sreevikvik8568]

Sir aap ka deknese yek accha admi lagathaa hai. Thank for your honesty.

[@techboy3364]

Progress they say shows when hard work is put into a venture. I was experiencing lapses in putting enough work into trading, and my job made it nearly impossible for me to earn. Until I came across Brian Harding, turned my life around, I'm so grateful.

[@eddie9945]

Brian Harding is a well-renowned broker, but what marvels me about him is the fact that regardless of the huge profits he generates and the effort he puts in making these profits, his commission is very fair.

[@jammiewood2121]

The stock market is one of the most potential places to invest your money, investing in stock is often risky which draws attention to the huge gains and losses of investors, if you can manage the risk then you can take advantage of the stock market to secure your financial position and earn money

[@harperabner1108]

What a coincidence!!! I trade with him also Brian Harding have been the reason behind my success in trading. Meeting this man has been a blessing, i never thought i would make so much profits in a short period of time

[@juanpedro742]

Big props to you what a bold step you took. Please can i get his contact from you I need to at least start somewhere. How can i reach him please?

[@techboy3364]

@@juanpedro742 Through Google Mail below👇 👇 👇

[@bramhanandapadhy5376]

I am a mutual fund distributor and m enjoying ur vedeos..Pls continue for ever..

[@PYadav-rk7tc]

Thnks sir....very basic things...but we were not knowing many of them

[@Chhayachitre]

Dear Gaurav, thank you for a very factful video which helped to clear up multiple confusing points about the overall ELSS universe. I still have a question and would appreciate if you could please answer the same. Q.: Post completion of the 3 year lock in period, the rolling returns seem to drop for 5/7/10 year horizon. Considering that if I had made a lump sum investment in Aditya Birla Sun Life Tax Relief 96 regular plan (Growth) 3 years ago, is it advisable to let it continue for some more time (assuming I don't need that money at present)? Or withdraw those funds and freshly invest in a consistently performing ELSS (I like the 3 year lock in feature. It keeps me invested by compulsion). Please do let me know. Thank you once again! 🙏🏻🙏🏻🙏🏻

[@makarandnagpure3319]

Gaurav ji …..u made it so simple …..no more questions….👍👌🏻😊

[@gilla4785]

गौरव जी you explain very nice.

[@KUMARAMV]

Question: I understand the three year lock-in with ELSS funds. What happens if the person who has invested dies? Will the lock up clause still apply?

[@soumitradas7348]

If investor dies then unit will be unlocked and nominee can withdraw full unit.

[@nagarajubandi3131]

Thank you🙏 very much sir please🙏 discuss about motilal oswal nifty bank index fund performance and uses of bank index

[@Gaurav-mf2je]

Nice session. Keep it up Gaurav Sir. Eagerly waiting for your next session. Thank you

[@satishbendale9500]

Very nice explaining about ELSS funds

[@renukapatil3128]

Thank you so much Sir 🙏👌. Nice information. Please countinue it.

[@mohansawant9027]

USEFUL INFORMATION FROM MY POINT OF VIEW

[@chetanzarekar5240]

Thanks for sharing valuable information...

[@abhinav05252]

Thank you for making this series. 🙏🏼🙏🏼

[@slim53k]

Great video. Insightful.

[@vivekkapil7709]

Basic but must know information Thanks Sir

[@priyankapathare2442]

Very informative video, thanks

[@adagoudamakannawar4933]

Really very much informative

[@jagmeetbrar6431]

Nice informative video Sir I have a question, When we invest through SIP in ELSS, at what NAV we buy the units. 1. NAV of particular date of SIP installment ? Or 2 Average of NAV of whole month ?

[@InvestYadnya]

NAV on SIP date

[@jagmeetbrar6431]

@@InvestYadnya Thanks sir for your reply

[@pranavr1247]

I am from one of the southern states Can please make captions available?

[@InvestYadnya]

Sure, will be done soon

[@pranavr1247]

@@InvestYadnya thank you .

[@riz00786]

Please confirm corporate bond mutual fund is better than Recurring deposit? Please make the video on corporate bond mutual fund. Is corporate bond mutual fund is better for long term that is 5 years

[@PAVANKUMAR-fo6iu]

Sir elss me sip me invest krna chahiye ya lumpsum? I think sip ki locking will spread in every month and in lumpsum you have an enough amount to withdraw at a same date. In sip withdraw amount will be less and you need to withdraw everymonth.

[@rockstarnix1]

Very good series 👍

[@sagarsaxena4773]

Great insights 🙏

[@saurabhrajput1188]

Thanku Sir For this informative video

[@pulkitgupta4567]

Gaurav sir, the point where you explained about the SIP investment and its lockin. Is it based on the amount invested or the units bought 3 years back ??

[@rohitsoni9325]

units bought 3 years back

[@kapilchawhan4062]

It would always units

[@amfilmsindia9512]

Good knowledge. Thanks

[@mrHasan-go8kr]

sir theek hai sab theek hai...😀 thanks for sharing the information but u didn't tell that what should one choose direct or regular and what difference it can make on the return. you can take below numbers into consideration invest time frame-10years monthly SIP is 12500/= or yearly 1.5lakhs

[@Peace_Of_Garden]

Sir, elss me ekbar lumsum investment krne ke bad usi fund pe fir se kuchh mahine bad ya kuch sal bad dubara lumsum amount Add kar sakte hai kiya, aur agar add krta ho to uska redemption process Kiya hota hai??

[@shubhamostwal1826]

Sir Please make continue MF Videos.. Superb, simple explanation...👍👍👍👍

[@rajeevratanshah6902]

Thanks Bro Much needed information shared by U🍫❤

[@yogeshraval5069]

Sir, MF Central through at present invest not started.

[@vimal5509]

Hello sir, thank you sir for the information, kindly make one vedio for ulip scheme, what are the pros cons for ulip🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏👍

[@abhijitaich2595]

Your team is going very good, keep it up 👍

[@dhruveshsureshrathi8462]

Which is the best ELSS fund in market to invest ?

[@minals7156]

Good information…thanks

[@manishkhedkar1309]

Very nice video sir.

[@sijugopinadh1444]

Valuable information thank you

[@gandhikrunal7454]

HDFC retirement savings fund also give benefits of 80 C ?

[@PYadav-rk7tc]

Plz make a vedio on NAV timing....however I invested before 11am in a mf on groww(as market was negative that day)...even after I got nav of next ...then how we can manage our timings for investment in mf

[@indrajitsinha6224]

So nice explanation thank u sir...

[@parmitkumar3322]

Elss fund me agar monthly sip karte h To kya har mahine installmemt dena compulsiry hota h

[@DPKAL]

Great sir। Waiting for such information.

[@AbhiYadav1593]

Jai Hind Sir.Nice initiative

[@hind7852]

Why government give benifit for only elss fund not other fund? What government is getting benifit from elss fund ???

[@Melody_Fun07]

If we invest for 5 years and want to redeem after, then how we can able to withdraw last SIP amount, as per last 11th point ...Pls suggest

[@rohitsoni9325]

After 5 years, you can only redeem units which have completed 3 years. So units acquired during SIPs of last 2 years will still be locked. For withdrawal of ELSS on Jan 2022: Units bought from Feb 2019 to Jan 2022 will be locked.

[@rajeevratanshah6902]

10% LTCG dene baad same FY year me per tax slab again tax pe karna padega na????? Please double sure me

[@bhimfatta1335]

Valuable guidance 💗🙂

[@arasadali5859]

So creative knowledge

[@deepakgupta2757]

If I want to full amount redeem in SIP mode then what time I can redeem.

[@ak_thakur_sketches1489]

Sir what about HDFC retirement fund ye bhi tax saving (elss)hai aur 5 years ka lockin hai... Toh iss hisab se ek se jyada elss fund ho gye

[@chasan2020]

Elss funds have 3 yrs lock in

[@sd8477]

I think minimum amount is Rs 500 and multiple by 500. There's no option to invest 100 rupees.

[@gopala4854]

Good job gaurav sir

[@ABHISHEK0058]

very good video

[@pravinbangar7539]

Thank you sir

[@udaybhosale]

excellent info. do make more videos on how to find best mutual funds with required time frame for good returns. thanks.

[@amitpal5992]

Sir maine apne upstox ke demat account mein mirae ka tax saver fund mein invest Kiya hu. Toh kya wo regular plan mein invest huwa hai kya ?

[@InvestYadnya]

Direct schemes

[@viveksinghal428]

ELSS FUND ME BHI LSS FUND MEIN BHI TAX KATEGA TO FIR KYA FAYDA HAI TAXIVER FUND KA

[@acxd]

How to avoid selecting a bad ELSS fund

[@1aditya11]

Sir agr 1 sal me elss ka tax benefit nhi liya under 80C toh ky use agle sal carry forward kr skte hai ky ?

[@Marwadi_Men]

No

[@sanketkachare4488]

Sir last wala point nahi samjh aayaa...please...explain it..

[@rohitsoni9325]

SIP ya lumpsum jab invest karte hain to hume units milte hain apne invested amount ke hisab se. Ab har unit ko 3 saal tak rakhna hota hai.. To agr 5000 invest karne pe 50 unit mile Jan 2022 mei or next month invest karne se or 50 unit mile, to redeem sirf wo units kar skte jinka 3 saal complete ho gya ho. Matlb Jan 2022 ki 50 unit ka 3 saal Jan 2025 mei hoga, Feb 2022 ki 50 unit ka 3 saal Feb 2025 mei hoga..

[@ravindrasingh364]

Gaurav sir, HDFC tax saver has direct and regular both funds

[@rohitsoni9325]

HDFC has only one ELSS, HDFC tax Saver. Direct and regular are the ways to invest. If you want to go with your agent then he will select regular and add his commission in fund's expense ratio. Select direct plan while starting SIP/lumpsum to save this commission

[@pramodkulkarni3254]

Helpful...

[@shwetamishra1497]

parag parikh flexi cap mutual fund ka lockin period kitna hai??

[@InvestYadnya]

No lockin

[@shwetamishra1497]

@@InvestYadnya okay, thank you sir🙏

[@bhupender19]

Direct and regular plan me kya difference hai.

[@AmitKumar-uj7mv]

Expense ratio

[@rohitsoni9325]

Regular mei extra comission kat ta hai jo ki expense ratio mei add ho jata hai. Isley hamesha direct plan lo .

[@soumsgaming238]

Mere pas Mirae Asset Tax saver fund hain

[@hardeepsingh4364]

👍👍

[@pravinbangar7539]

🙏🙏

[@Derivatives_Hunter]

👍👍🙏🙏

[@niladribanerjee2821]

30% tax laga dega govt to kya hoga, isse accha vpf me dalte rhte hai.

[@rohitsoni9325]

Mam tax ki chinta mei apne returns kam kyu kar rahe ho. ELSS mei average 15% milta hai, 10% tax hi lagta hai LTCG pe, jiska matlb post tax return 13.5% hoga. VPF mei I guess 7-8% hi milta hai

[@salessimm]

Jai hind

[@AjayGupta-xm4hr]

excellent knowledge, thanks.