Buy Now Pay Later (BNPL) Explained

Are you curious about Buy Now Pay Later (BNPL) services and how they work? In this video, we will explain the basics of BNPL and why it has become such a popular payment option for consumers.
We will cover the different types of BNPL services available, including point-of-sale financing and installment plans. We will also discuss the benefits and risks associated with using BNPL, including convenience, flexibility, and potential interest and fees.
We will explore the impact of BNPL on consumer behavior and spending habits, as well as its implications for retailers and the financial industry.
Additionally, we will provide tips on how to use BNPL responsibly and avoid falling into debt, including setting a budget, understanding the terms and conditions, and avoiding unnecessary purchases.
By the end of this video, you will have a solid understanding of what BNPL is, how it works, and its pros and cons. So, if you're considering using BNPL or just want to learn more about this payment option, be sure to watch this video!
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[@Shailxyz]

Maaza aa gya Deka pura crips and clear ho gaya hai 🙏🏻🙏🏻

[@smvinay1206]

Honestly I like these videos more than the stocks... there are a lot of folks talking about stocks ... but these topic discussions are low and discussions on these new things is highly appreciated.... battery swapping, bnpl, crypto , EV , green energy topics and its co relationship with stocks... please continue on such topics... best wishes 👍

[@RAKBAKX]

Your channel is amngst the best, so is stock market ka cammando

[@NikhilSonatkar]

Gaurav sir apko likes inshallah ayenge agar nahi bhi ate to please mere jaise aur bhi log honge unke ye chhote chhote videos jari rakhiye. Hum apse aur Parimal sir bahut kuchh Sikh rahe hai isko bus stop my kijiye 😊. Maine aaj tak apka aur Parrimalji ka ek bhi video miss nahi kiya. So love you and big thank you for your efforts 🙏👏

[@Chingo_33]

Thanks Thanks for the Clarity... garuav ji.

[@Makarand76]

The most important point u stated was keep away from debt... Appreciate it

[@abhinav05252]

Appreciate this Friday initiative

[@mohnishgaikwad3953]

Most awaited topic for me. Thank you so much

[@seajaey1]

Thanks for the enlightenment. Loved the video! 👍🏻

[@nishadkulkarni14]

Thanks for detailed information. Much helpful

[@omkumarsingh]

Wonderfully explained Sir. Sharing with 100 ppl

[@PrashantZombade]

Very helpful video sir. You published it just at the right time. Keep doing it. Thank a lot.

[@rishabhpatel1767]

Excellent and simple explanation

[@makvanabharat630]

Hatss off sir...Superb..Power of knowledge.

[@shubhamjain7526]

Very well explained, thank you so much for sharing all this knowledge which nobody else is doing!

[@docshilu]

Thanx for sharing Very informative Plz share comparative view on listed REITs

[@priyanshuaryan5405]

Thanks sir

[@PoojaGupta-ge7uz]

Good explaination😊

[@prabhakarshetty9988]

its a very good initiative sir, from knowledge/awareness perspective. thanks

[@liveyourlife69057]

Can we research on this topic

[@AbhishekYadav-my2hl]

Thank you very much for making very good videos

[@gaurav09]

I have a question that , If i use credit cards wisely , and spend strictly according to our monthly budgets , then wouldn't it be a opportunity to earn interest on our savings ? I am against using BNPL , as it has too much risk and that we may not realize our actual purchasing power. But incase of credit cards spending habit could be controlled as i mentioned eaelier So , Would you discourage use of credit cards too in this case ?

[@prasad8956]

It's true that CC can give a lot of benefits - cashbacks/rewards/ discounts. As you have mentioned "wise usage " is the key factor. However, CCs are discouraged because it's difficult to adhere to that wise usage policy given the human psychology. Over a period of time our monthly budgets get manipulated and influenced by CC. In theory what you said is correct. But the toughest part is it's implementation. Many a time CC converts our wants into needs without our complete consciousness and they instigate our instant gratification mindset. Do an annual review of the CC purchases and monitor if the usage policy is satisfactory. If not, close such accounts.

[@sumanmandal6463]

Thnx Sir, for your valuable information 🙏

[@abhionair1]

Very useful ☺️👍

[@kuldipbavishi7076]

Thank you sir

[@ashishgarg2013]

Plz make a video on Bajaj consumer care and suprajit engineering

[@jayanthijahanavi227]

Thanks for sharing, can you add on shares pledging and trading, including tax implications. Thanks

[@aarpit21]

So is it a good way to increase my credit score?

[@surajjagtapRider]

understood the concept...thank you

[@sarthak241989]

Very interesting video..

[@mylifesstory.6635]

Sir ye credit card ko replace ker sakta h ..kya???? BNPL service ..

[@sajiths2246]

When we get sell now pay/buy later

[@VishalSingh-xo2xl]

Question: Banks/NBFCs disburse loan on behalf of BNPL firms. The source of revenue for BNPL firms is merchant fee plus interest. My question is how do banks/NBFCs make money from this arrangement?

[@nawneetpatel]

Plz make video how we use bond for fin tools

[@Reema_foodcoma]

Sir who exactly underwrites the loan in case of BNPL?

[@hishubhamcoolrawat]

It's a loan.. Just see your credit report once in your bnpl app. Each transaction becomes a short term loan

[@raghavendraprabhu9540]

What is the difference between bnpl and no cost emi

[@Gupta0910]

How to calculate the bnpl credit limit

[@jmchanndorkar]

Can you please create a detailed video about NPS. Concern is, if i invest only 50k - will that be considered as investment other than 80c?

[@santoshkumarupadhyay317]

Yes .

[@rishabhjain3523]

Are these services threat for major banks like hdfc bank, will bnpl affect the protifitability of banks like hdfc bank

[@swapnilbharambe7244]

Thank you. Your like will also get compounded as time passes

[@abhinav05252]

BNPL is preferred by retailers becauae they have to give charges to CC companies. I always use CC instead of bnpl when i need credit because I feel CC provide much better benefits than Bnpl

[@kaizenplayz4632]

Sir Satsang?

[@Daya.Shankar.Kushwah]

गौरव भाई कर्ज के जाल से बाहर निकलने पर कोई वीडियो बनाओ