Is it too early to prepare for 40?

You can download the Lemonade Finance app here: iOS - lemonadefi.app.link/ctK242egAfb , Android - lemonadefi.app.link/GsyTDm7fAfb to get *GBP10 cashback on your first transaction above GBP100! You can also type our code ‘OVER25’ if you’ve downloaded the app directly from the app store.
*capped at GBP50

[@stellakim254]

hands up for Lornzie🙌🙌she appeared in all the episodes even after welcoming her bundle of joy,congrats Lornzie 🤗

[@puritynyaboke7462]

Already ?

[@lifeafter30]

They pre-recorded the episodes before the baby came.

[@anncate5103]

I think these are pre recorded considering Jules new podcast is already on episode 2 and in this she mentioned it as coming soon

[@marioncrochets]

This was recorded in Oct, they mentioned ... But yea, Lonzie really does show commitment

[@gatwirikinyua5694]

She be so quite tho

[@maureen3597]

I love the calmness in Lornzie,she just never interrupts conversations until when it's her time to speak and then boom she drops bombshells

[@sweettoothmarie7304]

I love her for this!❤️

[@gracemwangi8627]

Anyone else noticed how much Ivy"s style has elevated? She looks so niiiiceee....from make-up to her dressing👌👌

[@assumptanini4252]

Yeah I noticed a complete turn around on her wardrobe n style

[@lavenderflowers1075]

I prefer Jules. But Ivy is still pretty

[@JMw-kb2rk]

yes yes yes😍😍

[@roughpetals4061]

Am crying, listening to Jules talk about confidence with starting stuff because weh I have been there. One thing that helped me is this verse, 2 Timothy 1:7 FOR GOD DID NOT GIVE US A SPIRIT OF FEAR BUT OF POWER ,LOVE AND SOUND MIND.

[@stellamurugi7991]

I did a five year plan. I last did it in 2018. I divide it in terms of Financial, Career, Personal, Spiritual and Family. I was clueless in terms of what I plan to do to achieve the plan. But funny thing I reviewed it recently and realised I have achieved over 85% of it. Now am thinking I should start thinking of my 10 year plan.

[@mcnthia]

Take charge & be intentional about your: 1. Health 2. Fitness 3. Diet 5. Nutrition 6. Mental health & 7. Psychological well Being. Look at your parents, grandparents, aunties & uncles; as they age what health issues have/are they battling, you share the same gene pool with them, so change your lifestyle to avoid/mitigate such health conditions in future. "Genetics load the gun, your lifestyle pulls the trigger."

[@wanjirumuthee3024]

The imposter syndrome is what Jules is discussing at around 22.00. Very limiting, self-sabotage. I read a psychology article suggesting that it stems from childhood, where one was expected to perform to the best, and failure was associated with shame. So the subconscious has programmed itself so that when it senses anything that would bring this shame, it triggers you to abandon, retract, or get stuck so that one does not come out as a fraud, failure or something like that. In other words, fear of failure. A very big monster to deal with... How to deal with it? Remember that failure is not to be shamed; it is like undoing the program in your head. Challenging work but doable slowly by slowly

[@kandisphere8828]

Oh my goodness... I've had this all my life.

[@joyzjazzy]

Yes, I read this is the “laws of human nature~ Robert Greene”

[@y.g.mwangi1430]

Thanks for explaining this so well.

[@dianaoracha5157]

Thank you for this. It's a huge struggle for me. You couldn't have said it any better😊

[@miriamrosendichu]

Post the article if u find it again pls

[@lizlilly3246]

My 21 years old self here listening with my mouth open😲😦😱😭 thank you big sisters 😩❤️

[@beatricemuringi4120]

The 5 kinds of hobbies are: 1. To make you money. 2. To keep you creative. 3. To keep you fit. 4. To help you grow professionally. 5. To evoke mindfulness and keep you calm. This I think is a hobby for the soul. For me it's colouring(adult colouring books are amazing) and singing. An hour per week can be amazing to center you. Julz that walking as long as it's centering you, it becomes for the soul.

[@miriamrosendichu]

Where can i get the colouring books aki,?

[@michellenjuhi]

@@miriamrosendichu Text Book Centre

[@charitykahuki588]

Dancing is my hobby for the soul. Every Thursday I go for a dance class that gives me pure joy!!! I feel like a child again huko.

[@emilymukami1497]

Sending all the love to Lornzie .Can’t wait for her candid takes on motherhood ❤❤❤

[@missreche]

Journaling really gives me therapy ,every day ,week and monthly plan , writing down my emotions ,what I have to stop ,what I got to learn , what habits is stopping me ,what I should drop to be that person I admire is a game changer for me ,

[@vickyriana9034]

Great conversation.Congratulations Lornzie!❤

[@annenjoroge3119]

I really loved watching this episode. This felt like therapy for sure. Thank you ladies for pouring out those insights. I definitely have some work to do on myself. 💞

[@Simply_shuks]

Jules just do your vision board I did mine in October and it felt so good.

[@_milliemoney]

I totally feel Jules about setting goals. I've had this conversation so many times on finances with my clients. It's possible to really build out a 10year plan with tactics on how to do those things.

[@IamWamise]

OMG this is so timely, i have been stopping myself from growing in all aspects for my life. I will come back to read this after I win in what needs to be done🙏🙏

[@barbaraariho3660]

Can't echo enough how much I am loving the content, the topics are enriching, educative and entertaining. Thank you guys.

[@rosegichia700]

I've been challenged.. thanks for the video. I have done my planner now at least till end of year and what I expect next year. Thank you. Also @just ivy..I love you so much..too much wisdom ❤️❤️

[@brendarutto]

Pisces energy probably explains Jules and Shikie's mindset on goal settings...I am pisces too and I had set a goal of being more aggressive this year rather than pinpointing that specific thing. For instance being aggressive will make me apply for those scholarships and job vacancies....and so on. Our mindsets are all different but they work if you truly believe in them and work constantly towards achieving them. Lots of love ladies 😘😍

[@nutritiongalore]

The committed Lonzie, when I grow up....I would like to be that committed

[@janisewambui8092]

Point no.1 and I'm like what do I do with myself..uuii..especially how Lornzie asked..'who doesn't have one'...almost getting to my 30 and you ladies inspire me in all aspects of my life.thanks

[@modestflexer7524]

Over 25 Channel is one of the best things that has happened in both the influencer and informative content creation space. The nuggets of wisdom I get from this channel is Priceless! I'm grateful that this channel has been instrumental in shaping the lady i am becoming and slowly getting to love. I deeply lack words to express my gratitude to them. The best part of it all is that the length of the videos has increased 🤩🤩🤩😍😍😍😍, meaning more time to hang out with them virtually🤭😇. Such a deeply refreshing video!🙌

[@waithiramuita893]

Y'all make me happy 😊 Like my tiny little voices in my head cheering me on ❤

[@marioncrochets]

Hobby for the soul... Meditation is a good one. I've been crocheting for a while( Lonzie hi!) and I thought that's my hobby, no, it's my work. So I started meditation and yoga, it's going great. I'm 27 btw haha... I intend to do this even past 40. Great episode.

[@Bee-wd4mh]

Thanks guys! Amazing episode.❤️

[@didyncho1815]

Y'all should remember Ivy was not always like this. She had a plan 2years ago and strategically worked towards it. She is a walking example TAKE NOTES

[@KJ-zt9yy]

"That list doesn't have money" - That was very Ivy😂 Love the consistency guys👏🏽

[@miriamrosendichu]

This is my favourite sitting arrangement... the energy is balanced.

[@michellek.w8260]

In love with the consistency 👌🏾

[@emaknguli4761]

Loved loved this discussion! Yes a financial strategist and life coach (Benjamin, Kuja) would be great! I am with Jules, I used to do long-term goals and now I struggle with - how do I do that guided by God's plan over my life - His will over my will. Twendele, na 30s, 40s here we come! God bless you ladies as you continue multiplying your God given talents!

[@melisaevelia4431]

Congrats lornzie😍🥳❤️

[@khamisaisha739]

Jules am in love with your dress!🌹🌹

[@miriamrosendichu]

Ivy vs Jules is a classic case of left brain vs right brain... i never get tired of watching them.🤓🤓

[@esperanzanyiraneza9126]

@ Jules I relate 100% on that confidence 'thing', 🤦

[@JamillahA]

Big up great ladies! Now I found the sweetest term to what I've always loved since I was a kid....Hobby for the Soul... That's it. Mine is jogging/running. I do it effortlessly, consistently. It has been my go to activity all through and I influence others effortlessly.

[@hallejudy]

Mine is art but I haven't endulged in it seriously

[@terrybouko8961]

You guys don't know how excited I get when you posy

[@almasieva7092]

My big sisters🥰🥰🥰si I have taken notes. Thank one once again 💐

[@sylviakwamboka]

I started doing I write the goal, down to the tactics, and the weekly steps towards that goal in every sector of my life

[@naomigitau2078]

We need the CONFIDENCE!!! Very insightful.

[@abletasharnetwork]

Wow I just can't thank you enough but to only send y'all love😘😘

[@lornathesewist]

For sentimental "items" I'd advise a skill as well traditions Lost my mum at a young age and some of the things I treasure the most is the skills my mum taught me, doesn't always have to be a thing. Eg my mum always decorated the house for Christmas, and it's something I've carried on. She taught me how to knit , cook certain dishes as well as basic sewing skills and embroidery. Not to mention how to host guests and all that. Means a lot more when your loved one isn't around

[@coachgloriatz5541]

Amazing thanks for her she was a gem

[@liaisonnairobi4469]

Lesson from Lornzie: Always show up, regardless!

[@hallejudy]

That consistence is going to make her rich

[@triple__em]

At 10:05 ; Julia you can try to cater for the contingencies by having a contingency plan. For instance, if business plan A fails, what's the plan B. It can't cater for all contingencies of course but it will be something.

[@violetngigi3001]

Hi Julia, please send the podcast link in here💕

[@gesget]

About a hobby for the soil, lol, someone mentioned that we all need to pick on a mundane almost boring project/good thing to do that benefits the community around you but also pours into you.... examples.... being concerned about water and sanitation in your community, education for less fortunate kids (getting kids in public schools uniform shoes or paying off their meals in school).... my fav is environmental conservation....

[@hallejudy]

I enjoy the background music...to add to the topic; I recently consulted an investment banker and want to buy an insurance policy for the next 10years. I'm 29 now and I've been thinking how to align my financial goals towards retirement. A hobby for my soul...I need to work on the rest! About relationships, I've be deliberate about who I spend my time with. Been 1 year of cleansing and this girl this year has grown. Thanks team. You're all great

[@TheOrganizedLawyer]

I am happy to have realized all things for my wellness and growth earlier on in life ❤️

[@cindykandie]

Jules💕💕she is such a gem😍😍 please never stop💯

[@maina_reny]

Hey over 25...s Jules, can you do a video of what you used on your face to improve it and also what never worked on you kindly Out here we are suffering from the same acne prone skins...it would really help

[@annenganga1265]

@Just Ivy ,you’re right ,Money is key 🥳

[@PeninahKihuti]

Practicing delayed gratification.. this hit home Ivy. You are looking really great ladies. Maybe ..just maybe you could use your strengths in the show an example Ivy is really really good with money and investment topics, why not start here in the show ..believing in yourself .. enrich us with your knowledge as an episode....its a start...

[@joycekaringi5933]

Jules Jules.. give the others chance to talk aki🤗

[@kendilovely]

I love love Shikie's fashion😇😇great content as always ladies😄

[@mercyjebiwott4047]

a hobby for the SOUL.....for the SOOOOOUUUULL...WOOOOW💯🙌

[@linetgitari1511]

love the consistency...good job all...

[@janenyakeri6275]

Definitely have to rewatch with a pen and paper

[@mshoo92]

Girls, this episode was so educational. I pray that your channel grows and you do more live shows and talks because I love listening to your opinions and advice. This content is so relatable and your are all so charismatic and funny. Cheers to Over25. Much Love xx

[@Fablyflane]

I did a centonomy class such that the financial knowledge could guide me to generate my 10 year financial goal 😃

[@puritynyaboke7462]

Mnatupeleka mbio Sana 😂😂😂hatujafika ata 25

[@Unknown-tu7wv]

@over25 whats the link of the article?? I want to read it and make notes

[@angeltumuhairwe263]

Can you have an episode on how to plan

[@clemence661]

There is one thing missing on the list: if you haven't had a baby and you still want to have one, freeze your eggs because fertility will drastically drop after 40.

[@wanjirugichuki21]

is it expensive?

[@mercyokiro9849]

@@wanjirugichuki21 yes. 200k onwards

[@melissaines3712]

Girls, how about working out as a hobby for the soul? My hobbies for the soul which in my family we call happiness habits are reading and exercising, I do these two consistently. I used to also journal however I have stopped, I plan to get back to it next year though. If I am not mistaken all of you workout, correct? You don't feel calm or rejuvenated after working out?

[@kariminjiru9162]

Consider going back to journaling now as opposed to next year. Small incremental steps.

[@shama611]

Hey Jules, please share the podcast you talked about?

[@clarahkibiego5559]

I love it, surround yourself with positive people,yes indeed

[@lubimo9810]

I've noticed something in the most recent episodes,There's a kind of disconnect between these ladies, I feel they're are just here for the channel but out they're no longer as close😢

[@ANa-em5lm]

Ivy is trying too much to be someone she is not. Maybe she thinks, that she is better than the other ladies.

[@estherwambui4780]

jules talks too much sometimes

[@shanicemali1030]

@@ANa-em5lm I don't think she's trying to be someone she's not. She's just elevating her style.... Leveling up.

[@Fablyflane]

Setting small achievable goals is indeed helpful

[@carolosuji7684]

Aki I have a couple of months to 40 and I 10%of that, homework 😅 thanks girls

[@yoda3932]

When Ivy asked " that thing doesn't have money?"😂

[@eunicemwangi4065]

It's intresting about what you say Julia (at the 23:00 mark to 25:27 mark) & how you are seated in this particular episode. Was it by choice?

[@P.wangariM]

Juless authenticity😍

[@Lynnlenah]

Loooved it!!!!

[@attagirladventures]

Didn't listen yet but definitely never too late to prepare even for 60s.

[@saumunassir7975]

watching the episode at 0300HRS, I laughed so loudly at the part where Ivy talks of writing Being happy as goal but its a struggle like whatt!! but money makes me happy and proceeds to stop herself. Damn I am Ivy n Ivy is me!!! God, that was so hilarious.🤣🤣🤣🤣🤣Love you over 25!!!

[@juliekiragu7201]

A wonderful way to start the week: over 25 new video 🥳🥳🥳

[@marioncrochets]

Right? Such a treat!

[@rosemaryngugi6328]

It's been a while, I'm loving the new intro!

[@clarissecladia6234]

1:08:42 The Way Ivy Looks At Shikie.😍😍 Kudos To You Lorna For Always Being Present.🎉🎉

[@carolineomwoyo636]

We need the life coaches aki

[@marionwanja7575]

We needed this

[@saumunassir7975]

"That list doesnt have money?"..omg Ivy🤣🤣🤣🤣and I thought am the only one obsessed with money🤣🤣My best episode this one on God. I love u I love u big sisters!!!😍😍😍😍Powerful episode learnt so much and yes laughed so hard in the wee hours too🤣🤣🤣

[@ruthallu8152]

I have a dress that I recently bought that was 52k, I don't it was necessary but I just treated myself, I wore it for 5-6 hours I don't think I will ever wear it again so will pass it down to my kids.

[@Jojo-pv3uf]

By the time your kids grow up it may be out of style. I’d sell it. Jewerly is a better thing to pass down.

[@ruthallu8152]

@@Jojo-pv3uf I don't think so, I have won piece passed from my mom when she was a girl and they were unique

[@citysk]

@@Jojo-pv3uf fashion always comes back in style, it never vanishes for good. I recall wearing this cute chiffon blouse my mum passed own to me and everyone kept asking where I got it from. When I said my mum wore it in her early 20s they were in awe. It was unique and stood out.

[@Jojo-pv3uf]

@@ruthallu8152 thats nice! My mom and i don’t share styles. But it’s probably because she grew up in shags but raised us abroad… either way the sentiment is so sweet! Your daughter is lucky!

[@joykay4182]

I came here for the pjs... no one's talking about them. Somebody share a link or ig page for the tumaini pajamas, please. Great content, as usual❤

[@carolosuji7684]

I felt so good when lornzie said "we got this"

[@dianaekisha5855]

Is a hobby really an upbringing thing? I dont know maybe I didn't get Julia right...the hobby for my soul is hiking I hike atleast twice a month and that sets my soul on fire

[@kaihuramercy1673]

Loving the shoes Shikie

[@faithtee7451]

Video idea for the Christmas season. A secret Santa gift unboxing.

[@karenjanemunene8242]

We need that section

[@karenjanemunene8242]

Financial goals

[@natashamobela]

Yay, a new video 😍😍😍😍

[@violajemutai697]

💟 you guys

[@user-ux5po2ff5v]

Mine is journaling

[@kishnjoki1658]

I always find myself drawing anytime i am stressed it doesn't matter where i am office , home , so i guess its my hobby

[@audreymitchelatienomachari6005]

What’s Jule’s skin care routine? Please note it here

[@carolmutua5266]

Check on her personal channel My tiny little channel, she has talked about her beauty and skin care favourites.

[@johnnguru9162]

Jules... Always looking stunningly gorgeous

[@kaylak4427]

Ivy is such an inspiration.

[@joyzjazzy]

When @justivyafrica starts talking, my book is out, I’m taking notes !

[@tracykimani3021]

Me too damn😊

[@grandneema]

Same I have a pen and notebook

[@shanicemali1030]

IKR

[@Bee-wd4mh]

Please bring Benjamin Zulu to talk about this and we can all learn.♥️

[@sweettoothmarie7304]

I agree..

[@kainyugrace8460]

Lornzie ..sign up for crochet/knitting at Provisionshop ke

[@2tumababy]

Wow! Getting to 40 in a few months...

[@wambuimuthoni4221]

At times I feel like Jules talks alot and beats around the bush before getting to the point unlike the others like ivy who keeps it short and straight to the point... Anyway I love her dress☺️