Is Money Everything? NRI’s guide to finding happiness back in India | R2I | OCI | PIO

Join Renu on a fascinating journey as she shares her experiences of living in India for 17 years after spending more than 40 years abroad (USA, Canada, Hong Kong). From cultural differences to insights on kids' education, she delves into practical tips for those contemplating a move back to India. With valuable information and unique perspectives, this video is a must-watch for anyone interested in the expat life in India.
Chapters:
1:31 Background and why move to India?
7:53 Life abroad vs India - quality of life, finance, safety, etc.,
22:49 Adjustment in India after living abroad for 4 decades
29:34 Kids college admission and process
34:17 Advice for future aspirants
Credit to pexels and freepiks for the stock images and vidoes
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👉Comprehensive checklist for returning to India: desireturn.com/get-checklist/
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✅ About Desi Return.
Our mission is to provide support and guidance for Non-Resident Indians (NRIs) who are considering or planning to return to India. We share informative and engaging content about frequently asked questions related to finance, culture, job opportunities, real estate etc.,. Our goal is to help you make an informed decision about your move to India and to ensure a smooth transition back to your home country.
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[@DesiReturn]

Please join other desi returnees and be part of community to engage in relevant discussions chat.whatsapp.com/FAcxXND9vLgLudkIfUJ7xd

[@DayavatiSuvarna]

East or West India is the Best❤

[@DesiReturn]

Thanks for watching and sharing your thoughts.

[@Sam-bb2jl]

So don’t go overseas 😂😂

[@christianoronaldo2189]

@@Sam-bb2jlso don’t come to India 🇮🇳 and Asia . Stay in your wasteland without trees and foods 😅

[@christianoronaldo2189]

So don’t come to the India 🇮🇳 and Asia as well 😎 stay at your wasted lands without trees and foods 🥴

[@user-ip2gd5yv1m]

Wonderfully articulated by mam! Thank you for sharing positive feedback about move to India. Truly inspiring!

[@DesiReturn]

Thanks for watching and glad to hear you liked it!!

[@scientistswife]

Lovely inputs by the lady. And so well observed that bharat has changed so much under our pm modi.

[@DesiReturn]

Thanks for watching and sharing your thoughts

[@sundeepyama]

After living in USA for more than a decade, I moved back to India 2 years ago with my family. We have a girl and a boy who are in elementary school. It's the best decision we have made. Yes, there are some drawbacks like traffic and other things, but still, it's worth the move. @desireturn: Can you suggest a good CA?

[@DesiReturn]

Thanks Sundeep for sharing your thoughts. Glad to hear that the move worked out for you and your family. Would you send a note to info @ desireturn dot com or on insta at desireturn.official so we can send info about CA

[@humsafar2996]

Excellent insights!! So positive and so well articulated

[@DesiReturn]

Glad you enjoyed it!! Completely echo with your thoughts about Renu.

[@user-yb1oc8jc7j]

Well articulated 🙏🏻thanks for sharing

[@DesiReturn]

Thanks for watching and for feedback!!

[@ashishm8850]

Excellent interview. Thanks for sharing your experience, Renu 🙏

[@DesiReturn]

Glad that you liked it! Feel free to share to others who might benefit

[@honeydewim]

Another great episode! And a varying perspective.

[@DesiReturn]

Thanks for watching and sharing your thoughts!

[@CruxfromAI]

One of the best and sensible episodes.

[@DesiReturn]

Thanks a lot!

[@ranjitghosh8515]

thanks for the detail discussion

[@DesiReturn]

Thanks for watching and sharing your thoughts

[@deepthirao164]

This was a great episode ❤

[@DesiReturn]

Glad that you liked it!!

[@sheenapatel6188]

How come your kids moved back to Canada? For people to come back to India, girls have to feel safe on the roads. Corruption has to stop and there has to be religious freedom and freedom of speech.

[@DesiReturn]

Every person has their own choice on what they want to do at a given stage in life. No place is perfect but things have evolved a lot ( girls are safe on indian roads unless you are in some shady pockets for sure; which is case anywhere in the world)

[@Revhappy829]

@@DesiReturn I think it is very clear. She is opportunitistic. She made the best of her career overseas. Then she got her kids western passport and packed them off. Her retirement she spent in India because it is cheap. That is all there is to it. All this India is great and India has arrived, is all BS.

[@kroychoudhury]

This is hypocrisy

[@user-ib8gt8fc3p]

No one is dying here in India. You come out of depression first, mam !!!!

[@nitudidi2786]

Excuse me, I also lived in West África, HongKong n now in Valencia since 46 years...I'm her sister. .I'll never return to India no matter what. Its not about money, its about quality life..social security...the govt who looks after its pple

[@angel661984]

Great insightful interview! Thank you

[@DesiReturn]

Glad that you liked it. Renu is very clear with her toughts and lot of knowledge/insights. Thanks

[@Learnitall001]

India is definitely growing and changing a lot, however, it is not even close to the quality of life, safety and peace of mind you get in western countries, environment is clean and wonderful, people are really nice while in India not all but most people are toxic and just weird and envy and jealousy is the top priority amongst many. Caste politics and religious divides makes even the biggest cities unsafe. Girls are not safe in India in any part no matter what anyone says, we have experienced this ourselves. There has to be a lot of change in the mindset of people to even be close to where it needs to be in the coming years. And no sane minded person who lives abroad would want their kids to grow up in India and that ia the reality.

[@DesiReturn]

Thanks for sharing your experiences and perspectives. There are lot of families who moved to India intentionally for the kids to grow up up in India and people can make their own own decisions based on their experiences and opinions. Have a great day!!

[@v2s9y7]

Where one will live can not be generalized, it completely depends on personal circumstances - visa/greencard/education/job/income/family/net wealth.

[@DesiReturn]

Completely echo with it and what their key priorities are ( there is no perfect place)

[@S.A.1]

10:33 no ma’m I have a landscaping company maintain my yard, a cleaning service to keep my house clean, on call cook for food if I don’t feel like cooking, and yes I am living a multi millionaire life in the US. And on the other hand, I have had issues transferring money from India, but sending from here has been a piece of cake. Not sure where you banked…

[@S.A.1]

And grocery store coming out without paying 😂😂😂 if you go to a grocery store without your wallet where you are not known, I am highly doubtful they would let you in India either. During Covid humanity did prevail everywhere, especially when the delivery guy knows where you live😅😅.

[@DesiReturn]

Super happy to know that you have all you need in US and key message is that is Renus experience and she is not generalizing. All the best!!

[@Neelsworld2022]

Thank you for sharing your insight ma'am. What was the process to move the dog? Cost, airline ticket etc. thank you in advance

[@DesiReturn]

Amit, Have you checked out this about moving pet to India. instagram.com/p/C7hBk2pMw18/ ?

[@Sargamization]

My friend moved his Labrador from San Francisco to Mumbai last week(jun-2024) costed him $6500 usd. Don’t know much details.

[@DesiReturn]

I talked to someone who relocated pet from TX to Hyd and it costed them around 2k for transportation, vaccine, certificates in US and India

[@arunkutube]

great insights maam

[@DesiReturn]

Thanks for watching

[@helium369]

Just come back to 🇮🇳

[@oki_0074]

Love this video from uk 🇬🇧 I visit India 🇮🇳 every year for 3 months I love ❤️ India 🇮🇳

[@DesiReturn]

Thanks for watching!

[@user-xr6zm8cx6r]

I will return to india when there is no air smoke sound pollution. First then good roads and cleaniness. And people behave in a civilised. Less corruption, equality to everyone not like few sections of people dominate the india. Chance for my children to become a good entrepreneurs.

[@DesiReturn]

You have your choices. Thanks for sharing your thoughts.

[@sreenivasmeda5394]

India doesn't need narrow minded people like you

[@user-dz2dc4qf1w]

Brilliant episode Avinash, you bring diverse gem stories. Renu verbal skills is excellent. I live in Vancouver ,IT job well settled but I can relate to her life choice supporting last stage of parents life. What else is there in life, she is wonderful. But let’s not go to Road accidents I got beaten in India in accident which was not my fault just coz I was in car and other guy in bike, It never happened in Vancouver people don’t fight during accidents. Thanks

[@DesiReturn]

Thank you for your feedback!! Renu is great - clarity with her thoughts and good articulator. Thanks for sharing your experience and sorry to hear that.

[@user-dz2dc4qf1w]

Please do another episode with her. Thanks

[@AdityaJape]

😂 The Canadian economy is collapsing tomorrow white will hold you accountable so best of luck

[@sheenapillai7687]

Excellent and insightful video. If you could kindly let me know as to how I can connect with ReNu. Many Thanks.

[@DesiReturn]

Thanks Sheena! Can you please reach us out at info @ desireturn.com or Instagram at desireturn.official, we will help with the contact info of Renu

[@montuedge]

14:11 😊 ❤Bharat

[@DesiReturn]

Thanks for watching

[@nareshsujan464]

I would like to have our contact. I am in a similar dilemma, to settle down in US or India. Both have their own pros & cons.

[@DesiReturn]

Thanks for watching. Please send a note to info @ desireturn dot com so we can connect .

[@Babu-ml7gv]

I don't see the difference, Cost of living in top 5 costliest cities in India is same as that of living abroad. Education and drinking water is free in most G7 countries. Whereas in India, they are being run as a business by business-minded people. Buying flats or apartments in most of the cities in India are becoming "in your dreams". LPG price ₹802.50, Petrol ₹94.72 per liter. Public transport is pathetic in India. And none of the Politicians are bothered about the higher cost of living.

[@DesiReturn]

Thanks for sharing your thoughts. True cost of living is increasing but in India you have options on what life style you want to spend (different range of schools, restaurants, housing etc.,) but in abroad the basic lifestyle is expensive. Cost of living abroad is crazy too since Covid.

[@scientistswife]

Live other countries then decide

[@scientistswife]

​@@DesiReturntrue

[@Babu-ml7gv]

Thank you, but I disagree. I lived in Bangalore before moving abroad. I have seen my friends who return from US struggle to find an affordable apartment without a water shortage irrespective of the area they chose to live in. On an average 2 BHK starts from 1 crore in addition the buyers are burdened by many other taxes (some hidden litigations on the area where the apartment was built). Managing water mafia's. Standing in a big queue in front of a school for kid's admission (no parent wants their kid to get low-quality education in a government school where is no basic facility? ("Politicians" send their kids abroad for good education, why not the common man?). So, perspective of living abroad and returning back to India varies from person to person.

[@madhukarmurthi9064]

It's not the same cost, though we often hear this from people. Here's an example - the decent place I can rent a very nice 2-3 bedroom furnished apartment in Powai (Hiranandani) or Bandra, both premium locations in India's biggest business city, I would pay Rs 75000 - 150,000 per month. That is equal to CA$ 1250 - $2500 or US$900 - 1800 for which I could barely get a 1 bedroom apartment (not a condo) in a non-premium location in Toronto or NY. The cost of eating in a 5 star in India is half the cost or less of eating in such a place in Canada or US. Same with taxis, food, groceries, maid services, and North America has rubbish public transit barring 1-2 cities. There is no cost equivalency when comparing apples to apples - India is *great* value.

[@Achtungatutube]

Although she downplays shoveling snow, taking out the trash and other household chores, these are things that keep you active, humble and heathy. In Canada, the average Gen X or millenial is generally more active and healthy than an Indian who has the ability to have household help. Convenience is not always your friend.

[@DesiReturn]

Thanks for sharing your thoughts. With convenience, one can choose what they want to do instead of of doing something that they dont enjoy. With that said, managing household help has its own challenges too 🤪

[@Achtungatutube]

@@DesiReturn lol true. But if people had the choice who would really choose to do household chores? No one! Chores are nature's way of compelling one to be active and also practice mindfulness. It was nice to hear her extol the humanity in India which is definitely true. Of course the flip side is the amount of scams one is subject to India which is not as prevalent in the west. Important to understand that one person's experience is not a reflection of what another will experience. Sorry, just wanted to keep it balanced!

[@DesiReturn]

Completely agree. No place is perfect and you need to decide what is more important to you and deal with other things that come along with it. Life is like that and everyone's journey is different.

[@rahul123715]

@@DesiReturn Absolutely agree with you. One does these things out of necessity and not because they love to shovel or cook or do things not that doing chores is bad. The price comes at a cost and it is the time which you get when you have convenience.

[@AdityaJape]

​@@Achtungatutube😂 entire us dollar is a scam another clown leave before it's too late

[@varshakadyan2247]

Didn’t you put your children in the same spot, from where you made the move. Same vicious cycle?

[@lambarahul89]

I am paying the same price for avocado in UK :D

[@DesiReturn]

:) lol

[@chitrasaravanan7078]

In her perspective been lazy and having maids is quality of life

[@ashishvlogs7680]

By the way doing your household work is own responsibility.

[@DesiReturn]

Optional vs mandatory is the difference. Having that flexibility is great for some people.

[@scientistswife]

Please could you mention the name of the chartered accountant his office address and number

[@DesiReturn]

Let me check with Renu.

[@rohitsoni2001]

Only problem in india is pollution and red tape ,for these retired guys might be good as they earn but young is struggling to have good life

[@uditjain07]

You should make these videos in Hindi also

[@DesiReturn]

We are looking into this and see how we can bring these episodes in multi languages

[@Revhappy829]

Well, her kids got Western passport, thats the goal everyone has. If you really feel India is great, why did you send you kids back to Canada? There in lies the answer.

[@DesiReturn]

I dont know getting a wester passport is goal for everyone ( I know few even though they are qualified and who doesnt want to take or took) . Every person has their own choice on what they want to do at a given stage in life.

[@nitudidi2786]

Im Renus sister. I will never return to India..not all shown is REALITY

[@DesiReturn]

Oh nice to e-meet you. Everyone can make thier choice and I respect it. Have a a great day

[@ashishvlogs7680]

In conclusion Her path, get western passport spend productive years in developed country, make sure kids will ,settle in western countries. Come back to India in your late fifties and be liability to Indian government

[@DesiReturn]

She is a tax paying resident and how can you say she is liability to Indian government. Anyway everyone can choose their own path.

[@rajivrohella]

Doing your daily chores cooking food, cleaning, backyard mowing, cleaning cloths is a normal course of life, paying others below the minimum wages for such daily jobs is exploitation not to be name as comfort. One needs to integrited in society & upgrade to better social value to live happily in it. That waiting period for medical surgery is for ppl on free govt supported treatment not for the ppl who has private insurance like compared in india. Also india 7% interest comes with 4% deperition of INR VS $ yearly. I live in India & outside in last 30 yrs & in my experience this narattion is absolutely incorrect. Look at basic infra EDUCATION, Health, Judiciary & we all know the story isn't 😅😅😅

[@DesiReturn]

Thanks for sharing your thoughts and perspectives. Having flexibility to have chores taken care of is great to quite a lot of people and also another perspective is giving employment to others who needs jobs vs exploitation ( you see that in western countries too due to visa issues etc). There is no perfect place and one needs to decide which is good for them at given phase of life and act accordingly.

[@rajivrohella]

@@DesiReturn Understand that however one have to make prospective based on facts not only feelings. That 7% return on INR deposit & comparison of Private Health Care in India with Govt supported health care in US or Canada is totally incorrect & mis leading by any standards. Rest I understand can be different point of view. Such content on public platform from your channel .. just think about it. Prospectives can be different but facts are facts without any manuplation. Look at the truth of Indian infrastructure in this raining season on any TV channel & we all know that's happening in most of these private hospitals in India don't we...

[@prashanttayshetye8469]

wow