Is This The Most Epic Dave Ramsey Rant Ever?

[@joannaheyman]

I drive for a food delivery service and it blows my mind how much extra people pay between fees & tips, just to have a meal delivered.

[@genxx2724]

I followed a hoopty through my family member’s small gated neighborhood to make sure nothing was amiss. It was delivering a bag of McDonald’s to a $4 million home. Extra fees for cold McDonald’s!

[@t3angling575]

I try and tell my son that. He uses the apps and all that. Pays $50 for a hamburger meal delivered. And wonders why he is broke. I explain it time and time, and time again...

[@danieltracy7136]

Watched a delivery person deliver two cups of coffee to my neighbor. How much did that cost?

[@Flex_Your_Rights]

@@genxx2724 There is nothing wrong with that because they can obviously afford cold McDs if that's what they want. Dave is saying stop doing it if you're broke!

[@fuse911]

@@t3angling575bad times make strong men, strong men make good times, good times create weak men, weak men create bad times, bad times makes strong men… its a cycle.

[@wtk6069]

Growing up in the 80s, eating out was a special thing that we didn't get everyday. And know what? It made both eating at home and eating out more special. At home because the more you do it, the better you get at it, and eating out because it becomes a rare treat.

[@genxx2724]

The restaurant food isn’t even better, it’s just different, and someone else cooked it. As Dave said, going to a restaurant is largely entertainment.

[@vickieclark5931]

@@genxx2724 Exactly. When I make Italian food at home, it tastes even better than the Olive Garden. Not to mention it's healthier and a heck of a lot cheaper also. Plus you wait in line a lot longer at the Olive Garden than it takes to prep your food at home. I don't understand these dingbats that think that eating out is cheaper and quicker. I'd love for them to explain that. LOL

[@eetoved1758]

@@genxx2724 I am sad to disagree. In my family, the women do not enjoy cooking, and the men have no experience or desire to cook. Not to mention the clean up. It's super basic at home. Y'all who enjoy cooking are lucky. I hate it. Hahaha

[@thecapone45]

Reminds me of stories in comments I read about how back in the 70s, going to eat out at a Chinese restaurant or buffet was a real treat. I remember one comment said that as children those were like, big events. Something to celebrate or you go there to celebrate. So his dad would wear a suit and the boys and girls would dress sharp… all for a Chinese Buffet. Don’t see that nowadays cause it’s so cheap.

[@insideoutsideupsidedown2218]

@@eetoved1758 which is fine, but it is still less expensive to cook at home

[@silvertone6273]

I’m proud to say I eat at home most of the time. I invite my friends over and cook for them, and at this stage I am a better cook than a lot of restaurants. People need to admit that being good at cooking is an important life skill.

[@WinningFinancially]

Exactly this!

[@mocheen4837]

I have an outdoor kitchen. I have to grill as much as I can to justify the cost of it.

[@deansapp4635]

I never eat out anymore. Like you, im a better cook then most restaurants. Plus fast food is so bad for you

[@reese85]

@@deansapp4635goin to a restaurant is not really fast food

[@quixomega]

@@reese85 Restaurant food is generally designed for taste over everything, so you can definitely do better cooking yourself.

[@nyemartin5737]

I was waiting for Dave to say "adults devise a plan and follow it, children do what feels good". 😂

[@xoxoCillaxoxo]

I’m saving this because I need Dave to yell at me like this at least once a week.

[@michaelgarcia6851]

😂

[@SadSadSadSquishSquishSquish]

I’ll be sitting in a chick fil a with this dude yelling in my ear 😂

[@adderon]

Doing coke in the stall with Dave yelling in your ear

[@wendywilliams3911]

Lol.x

[@dummgelauft]

😂😂

[@socku5850]

If people hate you for telling the truth. Then you're doing your job correctly.

[@SteveJones-fn6oi]

Most advice rich people give to poor people is useless because poor people generally don't eat out, don't buy the most expensive things in the store, etc - giving this advice is generally useless

[@georgelowe2853]

@@SteveJones-fn6oiwhat a load of bull! One of the reasons People are broke because of Uber eats and just eat on their credit cards and don’t try and tell me different!

[@poolmilethirty2859]

Agree. It's the disciplining parent who's the bad parent.

[@stevebenson506]

@@SteveJones-fn6oigo sit at a fast food restaurant for two hours and tell me that poor people don’t eat out. If anything it’s the rich that don’t eat out as much because they understand the value of a dollar.

[@mumenrider862]

@@SteveJones-fn6oi bs... all the poor people I know eat out for almost every meal, paying with a cc. Go to the bar every day and spend $100 on drinks and another $100 on pulltabs and when they win $50 one out of 100 times they think they are ahead. And then there's who don't even work.. lol.. like my sister who for 20 years hasn't worked and leeched off of our family...

[@everybodyhateskrys6425]

People just don’t like to be told they’re doing something wrong.

[@PJBHolden]

People don’t want to be told anything

[@larissaalcorn3406]

Right, if they're angry, it shows struck a nerve. People who are confident in their choices don't lash out like that.

[@nikolaig1]

These people arent wrong.

[@marikiemarie7622]

​@@nikolaig1what people.

[@karlabritfeld7104]

Wahhhhh

[@loisavci3382]

I ran a sandwich shop at one time and was astonished how many people will pay good money for a sandwich with just bread, meat and cheese rather than dropping by any grocery store to pick up a loaf of bread, some lunch meat and some sliced cheese at a fraction of the cost.

[@cbmoore444]

Maybe Dave needs a reality show like Gordon Ramsay to go into people's homes and chew them out while putting them back on track with finances.

[@megachristianx6592]

There’s an idea

[@trixielatouche7180]

Would not wish that scenario on anyone, let alone Dave. My imagination of what the inside of some of their homes look like is the stuff of nightmares. Glad I enjoy my own cooking and it is all organic. Plus, I know what is in my food and who had their hands on it. SNOWFLAKES are everywhere!! Eat a bowl of cereal, Snowflakes!!

[@Somegirl3602]

That's a great idea.. I'd love it

[@crulius.pontanian]

Sadly change starts on the inside. If they are not sick and tired of being in debt, outside people can only create temporary change.

[@joem1950]

It's called Caleb hammer guys, hes already doin it 😂

[@merriem24]

I love when he starts calling people idiots and morons 😂

[@Longjohnsilver58]

I love when Dave tells people trying to get out of debt, “and you’re not going to see the inside of a restaurant unless you’re working a side job there.”

[@xX1GuNNy1Xx]

Right. And it can be a win win too because youre making money and alot of the times they can get free food too

[@KH-nt7ej]

Good for you. I would have thrown up eating all that pizza though. 😅

[@asarishepard8171]

when i was growing up hardly anyone got offended at anything. i agree with you dave.

[@genxx2724]

What George said was just common sense. Nowadays common sense is a superpower.

[@davidhunter801]

@@genxx2724 "It don't make no sense that common sense don't make no sense no more" - John Prine (RIP)

[@genxx2724]

@@davidhunter801 😆 Thanks!

[@alexnew4975]

What era did you grow up in? Elvis? Chuck Berry? Larry Flynt from hustler? Lenny Bruce? Howard stern? People listened to him only to complain. Opie & anthiony? Bubba the love sponge? Has there really been a time when people weren't whining about something they considered offensive?

[@asarishepard8171]

@@alexnew4975 i meant in real life, with the people you interacted with. someone had to be punched in the face to get offended at something.

[@griesemermd]

As a doctor, I typically bring my lunch every day. I’m always shocked at how much the entry level employees at the hospital order lunch out. I’m not even talking fast food, but sushi restaurants, steak houses etc. Good grief it’s not in my budget to do that a few times a week, I can only imagine making $15/hr and spending $30 on take out lunch during your shift.

[@ceciliapreziose3783]

yes doctor. I am a RDH and I see lower paid staff waste so much. I can't afford to live the wat they do! Then the next thing they say we make too much money cause we can go on a vacation once in a while!! WATCH YOUR POCKET NOT MINE

[@boristheamerican2938]

They need to get away from the place because if they eat their lunch at work they wouldnt get through half the sanwich before the boss starts yelling at them to get to work. People need a break and thats what lunch is for, modern corporate culture is so used to abusing their employees that its not possible there.

[@miss_sunshine25]

​@@boristheamerican2938 Looks like I need to break out my violin. Do you want some cheese with that whine?

[@anitas5817]

I agree that people might need to get away for a break from a stressful shift. You can take your homemade lunch to a park or eat in your car.

[@ramtrucks721]

My brother said the same thing.. he brought food, his secretary would eat out

[@rschmidt9495]

I worked in the restaurant/food business for about 10 years and learned how to cook almost any dish in the process. My wife and I never eat out, we only cook at home. It’s probably saved us thousands of dollars over the years.

[@mattbenz99]

Assuming you conservatively saved $10 a day each, that is $3650 a year. For both of you together, that is $7300 a year. Over the course of 10 years that is $73,000.

[@fvg6421]

A gem of a rant! Oh how true that the folks in debt constantly deny that they are - and fail to do anything about it! Stating facts festers anger due to the reality of their situation.

[@thomasdonlin5456]

It’s like dealing with people who are stuck in any other addiction. They deny they have a problem even though they’re on their 5th DWI. “The cops pulled me over because I was driving a red car.” No, you got pulled over because you were doing 85 in a 30, swerving all over the place and trenched three yards. Oh, and you were staggering, and blew a 0.25. Yeah, it was your red car.

[@genxx2724]

Exactly. People get very angry when you point out that they have the ability to change their situation. Personal responsibility is a threat.

[@aint2proud2meg]

People get angrier about the truth and things they are sensitive about because they believe them to be true.

[@mocheen4837]

They think it is their right to eat out and drink expensive wine. I know several people that have to live in a certain neighborhood and eat out. They also have to travel and shop. They are broke all of the time and always asking when the next pay day is.

[@fanmaxis3004]

Yeah, they often get mad and say things like "okay you're just mad because I can afford all the things I have and you cant" or "You're just jealous because I have this and that and you don't, haters gonna hate" and wont admit or acknowledge the situations they are really in. Or even the run of the mill "its none of your business the financial choices I make in my life"

[@TMA62]

I am convinced that if one day, all of social media (apps, websites, etc.) were removed from the world, a good number of people would go mad. That is what has social media has done to people. It has made them weak and 'offended' or 'outraged' over anything.

[@LittleMopeHead]

Nailed it.

[@idiocracy10]

actually they are creating a type of madness. if you removed them people would get mad/angry for a while, but then they would become sane again.

[@IRdatank]

The madness would only be temporary, akin to a hangover.

[@lindsayclark4009]

Actually I think they’d calm down. Wouldn’t be told what should trigger them

[@BlazerManiacNumber96]

I agree that social media is a net negative, but the whole “everyone’s offended now” is completely ridiculous

[@christinebutler7630]

My mother taught me to cook as soon as I could stand on a stepstool to reach the counter to peel potatoes. By the time I was nine I could cook a meal. My parents always said grace at meals and mentioned how fortunate we were to have food, because some people don't. We ate leftovers all the time, because food is a blessing from God and it is a sin to waste it.

[@evelynherrera-gonzalez1474]

Amen!

[@TLmomofZAHS]

So true, love that!

[@rociorocio9436]

Just beautiful

[@daynapeterson9033]

Amen!!! We grew a huge garden and canned all our vegetables too.

[@genxx2724]

Small children standing on a chair and helping in the kitchen is normal family life. What happened to people?

[@winewoman224]

I’m a retired chef of 38 years. I raised two daughters on my own and because of my cooking skill and knowledge of how to buy food inexpensively, I was able to show them how to budget with less and be creative with few ingredients. Both my girls know how to cook basics and are soundly in their feet financially. They’re healthier and much happier than their peers because of how they were raised with less and were told “no” on a regular basis. Knowledge is power when it comes to survival in this day. People are lazy and would rather live in a delusion. Talk about generations of brain washed people because of corporatization of our lives.

[@lostboi3974]

Basically the opposite of modern day women 👏👏👏

[@starlarose2216]

Could you start a channel to show us your skills too? Alot of us want to learn but don't know where to turn

[@sandihunter1260]

I live across the street from a student residence and the amount of food that gets delivered there every day is amazing. These kids, thanks to mom and dad, will never know how to cook for themselves and will die an early death. Cooking can be so wonderful and fulfilling and even romantic. You know what goes into your own food and the love you put in to it. Get a grip people. You can save so much money cooking for yourself and family.

[@thomasrichardson-ev1wp]

When I was in college my basic meal was a can of chili and plate of rice. Also we had a list of religious groups that served free food.

[@nobodyspecial9262]

Dave, You have said it best, "Nothing Changes until you're Sick and Tired of being Sick and Tired". and the old saying of A Fool and His Money will Soon be Parted is so true (Prov 21:20)

[@gdalpezzo]

It's also significantly cheaper to pack your own lunches for work instead of buying lunch. I cook dinner at home, pack my partner's work lunches, and we make coffee at home (he fills a travel mug in the morning to take with him). We also don't keep soda or lots of junk food in the house, if we go out to eat we can have soda as a treat there. We both feel healthier and have saved a lot of money doing things that way!

[@doubles1545]

Yep. My husband is a trucker and I send him off each week with a bag of home cooked food. All he has to do is heat it up in his microwave. Cheaper than truck stop slop and tastes better, too!

[@JasmineAvril]

We do the same! Coffee at home tastes the same! Can’t imagine paying $7 per day for milk and sugar.

[@perotal]

It depends. My company has a chef and the meals cost 4$ (company absorbs some of the cost). It is delicious and healthy so it works for me instead of packing my own.

[@anniesshenanigans3815]

my roommate spends more on liquids (juice, pepsi, milk, etc.) than I do total food in a month.

[@suen5006]

@@perotal that's kind of unique, so can't be compared with normal eating out.

[@mohammedsaleh5920]

I wish I found Dave Ramsey 20 years back. I have benefited so much from his advice. Thank you Habibi. People will only understand the true value of what he is saying when they really hit rock bottom.

[@kirbywinters1291]

Wait until Dave sees how much people spend on Door Dash and Uber Eats. 😂

[@Trev_Swen]

I use to be one of those people 😔 But I havent used Uber Eats or Doordash in over two months now. I thank Dave for videos like these to encourage me to stay on a budget

[@rodrigorodriguez509]

I'm assuming those people have substance abuse problems or some other source of overwhelming shame

[@CrypticCobra]

Ah yes, the app I used a single time as I saw they advertised no delivery fees for the first month of use. Purchased a $10 item and spent over $25 on it, and that was without the delivery fee???? What was there like 3 other fees, and I'm sure as fuck not going to use it with that 4th fee. I will gladly drive myself to pick up the food, or just eat at home. Don't get me wrong, I love convenience, but the level of convenience you get from food delivery is NOT worth 3x the price of the already priced for convenience restaurant food.

[@CharlotteCarMoments]

and then its all mushy and cold by the time you get it. I don't understand it

[@OldLadyInFL]

I see people online making $1,000 a week working just for Door Dash. SMH.

[@horsepowerlife3679]

One problem I see is even when people do cook at home they don’t actually cook, they buy a premade frozen boxed dinner and warm it up, and this is super expensive vs actually buying the ingredients and making a meal. I have a lot of people tell me it cost them more to “cook at home” because they actually don’t cook at home just heat up a premade meal.

[@jenniferhartwig1293]

So very true. We usually cook from scratch and I can do a dinner for 5 including 3 teens for about $7 total. I'm continually blown away with these kind of arguments about how eating at home is so expensive. No it's not if you plan ahead

[@AnimatedIdiotGuide]

Admitted this is one of my weaker spots as I’m predisposed to doing a frozen meal over actually cooking. But it’s STILL much cheaper than eating out and it’s at least quick.

[@Boris5Z]

What Dave mentions less often is that learning to fix your own car, house and raising your own kids (as opposed to day care) can save you even more over lifetime.

[@johnmartin4641]

Not everyone is skilled at repairs. I know if I tried to fix my own car or house (assuming I was able to diagnose the problem, which I probably wouldn’t be able to), I would make the problem 10 times worse and have to pay even more money in repairs. Looking under the hood of a car, almost everything looks the same to me.

[@kennethwers]

@@johnmartin4641 Learn by doing one step at a time. Plus you can refer to you tube before and during.

[@daleviker5884]

@@johnmartin4641 I don't know the first thing about fixing cars, but it's only because I've never made it a priority. Mechanics aren't born knowing what they do, they just take the time and trouble to learn, which 90% of people never will.

[@summerxia6974]

If I'm making $100k a year and the daycare only costs me $10k/kid/year, how does it save me money to watch my kid at home?

[@Boris5Z]

@@summerxia6974 if you are single parent than you have no choice but two parents can set their schedules around kids and save exactly that, 10k/year. Plus your kid will see mom or dad not some disinterested person working near minimum wage.

[@mhughes1160]

Eating at home 🏡 doesn’t mean ordering pizza 🍕 or Uber eats . LoL 😂

[@justinaacorn5721]

😭😱😃

[@vickieclark5931]

Very true. Maybe Dave should have specified that better during his rant. Too many idiots will order Dominoes and say how expensive it is to eat at home. LOL

[@cj90014]

I'm a CPA and suspect most all listening agree. What goes through my mind, they have no idea what lays before them. Just imagine their life when they are 60 years old after a life of this kind of thinking. Their retirement, when they are most vulnerable, will not be pleasant. Their parents have done them a tremendous disservice.

[@karenwinter7701]

@cj90014……you are 100% correct!

[@mocheen4837]

We teach our children to cook. They cannot afford to eat out all the time.

[@genxx2724]

@@mocheen4837 Their HEALTH cannot afford for them to eat out all the time.

[@lindamishalanie5593]

Exactly

[@TheSoulCrisis]

@@genxx2724 Both biological and financial HEALTH! I learned to cook when I was young and love it………outside food costs are even worse if you are lazy and do UberEats all month long. Food delivery costs can be 10x the same meal you make yourself.

[@ryanhart7392]

I am floored by how many people at work have food delivered for lunch every single day. I bring my lunch every day

[@petehoward8494]

It's called LAZY

[@AdriannaIX]

Same at my work, it just boggles my mind. Half of it is delivery fees, tips, etc. I'm no chef, but most things aren't rocket science to cook at home.

[@GixxerRider1991]

Same. The only time I eat out at work is when the company orders catering for everybody.

[@jayj4439]

I eat noodles all the time for lunch and guess what I never starved. Who would've ever knew??!!

[@MarketVVizard]

@@petehoward8494 it's called having money

[@JaneHasGame]

My daughter and I have been cooking at home and it's been incredible...lobster for $10 each, homemade flour tortillas fresh and warm, giant slow cookers of stew and butter chicken for $2.5 each. We freeze the left overs. It's been an adjustment but doable.

[@candy2325]

Sounds like a dream 🎉 that’s like my mom and I. We cook meals and have plenty of tasty leftovers

[@sharondoan1447]

😂 Good one , Dave ! That instant gratification thing is rewarding for about ten minutes, then the reality of being in a financial prison you built brick by brick finally sets in. Well, for some it sets in.

[@linuxsurfer2002]

Don't miss this gem at 4:53: "Poor is a mindset, broke is I'm passing through."

[@TheHoriginal]

Yaaaazzzzzz agreed 👍

[@OscarArciaa]

27 years old here, I agree with Dave. Most people I use to hangout with always cried and whined that they deserved the "good things in life just like everyone else" my generation is broke for the most part, social media made it worst for my generation. I still eat out if I reach my goals for example, for every 500 dollars saved, I use it to reward myself by eating out.

[@vickieclark5931]

Awesome. I love to hear young people like yourself have goals and know how to handle their money. You are definitely a unicorn of your generation.

[@williamthrower6235]

Way to go buddy

[@FTG2Eli]

Good for you. Keep going!

[@NiceOCGuy1981]

Ummm. It is better to save that $500 than using it to eat out.

[@williamthrower6235]

@@NiceOCGuy1981 You obviously didn't read what he said. Read it more slowly this time and pay attention

[@mihy26]

I had two 'poor' students in my bsmt suite and they would often order food via Uber Eats/ Skip Dishes etc. More than a few times they would fill the entire 60 gal. garbage cart with the excessive packaging that the restaurants use - just incredible the amount of waste - and money - to eat 'lazy food'

[@clarkkentnaruto4322]

You both are so right. I would much prefer to make a cup of coffee at home in my Keurig than go out to Starbucks. Also, tonight, my mom and I went to the grocery store and bought the ingredients for making our own taco's, and wouldn't you know, they tasted ten times better than anything that we could have bought at Taco Bell. They tasted great. Also, I feel so lucky that my uncle likes to go fishing, and then he will come to our house and make fresh fish and shrimp. It tastes so much better than anything from a restaurant.

[@MyLifeThai371]

Growing up in the 90's my Grandparents would pack a cooler in the trunk with sandwiches whenever we went to the city to buy groceries and supplies. We never got to eat out when they were taking care of us. They didn't have much money.

[@anniesshenanigans3815]

One of my biggest flexible expenses when I started my debt free journey was food. What an eye opener that was!!! So instead of spending 800 a month on food, I budgeted 300, and then 250, and now I have it down to 200. I do have a separate budgeted amount for eating out now that I am debt free, but yes, I still budget for it!! It amazes me how people cry and whine about living paycheck to paycheck when it's plain to see where it's going and how it could be changed...

[@rokyericksonroks]

Ramsey is kicking these folks when they are down. They need the joy of eating out to offset the stress and misery of their work-a-day world.

[@donnabennett5454]

@@rokyericksonroks , that's stupid and immature. If they don't want to be broke, stop eating out. Simple! You obviously didn't watch this video.

[@clarkX100]

My biggest one is my parents will talk about how impossible it is to live off of their income and how they need several hundred extra a month. Both are 1-2 pack a day smokers. I understand it's addicting and difficult, but if you're broke and about to lose the house surely to god that's enough incentive to stop spending $300-$600/mo on cigarettes

[@rfischer1984]

@@clarkX100 I have family the same. Cry about not having money. At the same time, eating out everyday. Buying 800 + dollar purses. Going on multiple vacations. Buying loads of clothes. All while they can't even pay their mortgage and utilities

[@MoltenSamurai]

@@rokyericksonroksIf sarcasm, then brilliant! If not…💀

[@ellencox8415]

Burrito: 10 tortillas - $2 1 pound Ground beef - $4.50 Taco seasoning - $1 Salsa - $2 Head of lettuce- $1 Sour cream- $1 Shredded cheddar- $3 Total: $14.50 for 10 servings $1.45/burrito Cheapest Taco Bell burrito supreme... $4.29 I can't believe I have to do this. So dumb. Edit: I'm sorry, but anyone who has waited in line at a Taco Bell, has time to brown beef at home.

[@om617yota8]

Can go even lower if you do beans instead of beef. Been there, done that.

[@RusskiCommieBot]

You will be eating taco bell at home for the entire week.

[@TracyLWard-tg6tr]

Yes, I read the comments on the original Instagram post and it seems when people are doing the calculations they are pricing the ENTIRE jar of mustard, ENTIRE jar of pickles and ENTIRE jar of ketchup when pricing a homemade burger. It's just so dumb. Every dinner I make at home costs $20 for 6-8 servings. If all four of us eat out it's $100 bucks easy at a sit down restaurant, $50 for fast food. And we have gluten and dairy allergies in our family too! (gluten free is not cheap)

[@ellencox8415]

@@om617yota8 oh I do do that, but just showing an exact comparison.

[@MichaelHasebroock]

Well done, Ellen. Sorry it had to come to this for people to see and understand elementary math.

[@jeffsmith4525]

Those complainers will never get past the “check to check” lifestyle

[@floresnashvilledrummer]

Exactly what Dave rants about. Looking rich to someone who could care less while having nothing in savings.

[@Epidombe]

But its not their fault. They just cant seem to get ahead

[@Polo22546]

Mannnnn!!!! 👏🏾👏🏾👏🏾

[@suebotchie4167]

They can have that hand-to-mouth existence...on a plastic plate.

[@woxyroxme]

These people will play the victim card every chance they get

[@anindividual3889]

I am a single man and I cook one meal and have that for a week. I have to laugh, because I not only save money, but I honestly can't be bothered to drive half an hour (I live in the middle of nowhere) to eat something that I can make in fifteen minutes. Just takes a little planning to buy food and prepare it.

[@rachelscanlon5805]

People who don't want to eat the same thing for a week can eat a couple of meals and freeze the rest in single portions. Then they can cook once a week and have a freezer rotation going so they don't get bored.

[@trixielatouche7180]

I love Dave Ramsey's rants!! Exactly how I feel. I do not like eating out as I prefer my own cooking, as does my husband. It's easier, cleaner, quieter, tastes better, and way CHEAPER.

[@Diomedes01]

I've seen that behavior myself. For many years, I worked at a company in Northern California that had a high end cafeteria. That was the norm for Silicon Valley. Amongst my circle of colleagues, only myself and one of my coworkers brought lunches to work on a regular basis. Everyone else just went to the cafeteria and bought lunch or got drive through somewhere else. It was honestly something that amazed me. To this day, I still make my lunches and make most of my own meals. I'd also like to point out that myself and the colleague I mentioned are the ones that are the best off financially.

[@smileychess]

Convenience is a drug. Once you get a taste of it, it’s hard to go back.

[@daynapeterson9033]

Basically the difference between lazy and not lazy.

[@Elizabeth_lowkeyluxuries]

Probably healthier too!

[@Erica-wz8yv]

Haha I also would bring a lunch to work everyday when I went to the office. A coworker was flabbergasted that I never got fastfood for lunch 🧐 Now that I work from home it makes it even easier for me to just eat whatever I have at home lol.

[@SD-ip2wb]

They are working though, and what they do with their money is their business. Not for you to judge. It’s when people cry poor and are broke & still get offended at being told to not eat out.

[@lauravd3113]

Oh this made me feel all warm and fuzzy on the inside. I needed a good Dave Ramsey rant.

[@FuzzyDice66]

that's how I feel most of the time

[@AimeePoppinBabies]

I talked to my coworker who lets her two adult children use her/her husbands VISA card for uber/skip food. She said they spend over a grand PER MONTH on it. It adds up people!

[@petehoward8494]

That is NUTS.

[@TheFishdoctor1952]

Nothing on earth makes me laugh more than a Dave rant, lol.

[@Maxim.Teleguz]

Nothing makes me love him more when he rants.

[@lorrainedavis6058]

Thanks Dave for pointing out what should be obvious to everyone.

[@jh26pt2]

It’s so true. If I had to give one piece of advice to somebody looking to achieve financial peace, “learn to cook” just might be it. It saves so much money.

[@genxx2724]

Parents aren’t doing their job. Kids need to learn to be self-sufficient. They should be taught to cook, clean, do laundry, yard work, and basic home repair. It used to be called “chores” and “being home with your parents, doing whatever they’re doing”. Kids should not be allowed to hole up with video games.There’s work to be done!

[@aint2proud2meg]

Learn to cook and plan meals about what you have and need to use up! I’m trying to get this through to my kids! If I try to really teach it to them they zone out, but I think it’s working because more is caught than taught. They do see that it’s what we do so hopefully it’s the only way they know!

[@candy2325]

I agree ☝🏾 I’ve even practicing meal planning and only buying the things needed for the recipes I’m making. Saves so much time, money and energy. And I do grocery pickup to save time as well with no additional charges

[@benjaminvos42]

I’m a dad raising two kids by myself and I’ve had to cook because there’s no way we would be able to afford eating out every meal, I’m a horrible cook and sometimes I feel bad for my kids but, I’m happy knowing they are getting all their vitamins

[@petehoward8494]

Get better as a cook. It's not that hard. 😃

[@Nmdresser]

You sound like a wholesome dad!

[@benjaminvos42]

@@petehoward8494 I feel like I have gotten better but it still feels like there’s never a moment where I sit down and say WOW! What did I just eat!!! But who knows, maybe one day, I have many more years of cooking ahead of me.

[@evegurney8368]

Well done my friend....just stick with it, you'll soon ace it. Practice makes perfect.

[@fullmooneve1651]

​@@benjaminvos42you will. Just keep practicing. I learnt to bake watching videos of professionals on youtube. Well done so far ❤️

[@LS-tw1ng]

Dave, you should have been my dad. Brutal honesty can be a gift!

[@leopardone2386]

I learned to cook as a teen. My whole adult life cooking is often is the most therapeutic part of my evening after a hard days work. Even just starting out in my 20s broke experimenting with what I had in my cabinet to make a good cheap meal was fun. How can you want to miss out on that?

[@wondafaith8621]

Dave at his finest! Love this show and the tips.

[@rustykatt3870]

Eating out costs a heck of a lot more than $13. Even on average. More like $20 now.

[@droid2D2C3P0]

Fast food would bring the average down. I could get a burger and fries at Burger King for 11$ CAD not too long ago. That's like 8$ USD. Canada has a chain restaurant where everything is under 10$ CAD. My burger and fries is always 6.75$ CAD before tax and tip. So you're wrong lol

[@jimmymcgill6778]

Lots of places are less then that.

[@411sponge72]

I always eat out at home

[@maryk446]

I live in NYCF, and even lunch or supper at a diner will cost between $20-$25 with tip included - and this is not even for the pricier steak or fish meals. I can buy decent filling food for a week with $25. True, I'm limited to oatmeal, farina, pasta with sauce, tuna fish, rice, and beans, Ramen noodles - but at least it can be done.

[@shirleyhess7]

I always count the cost of gasoline in addition to the cost of the food. I do enjoy my favorite restaurants but I don't hide the true cost of the trip - I just budget for them and - usually! - bundle them with other errands.

[@joeydziedzic7466]

Probably the best George quote ever! “In their defense, I have a punchable face.” LOL

[@donyee8970]

I think the loss of the tradition of cooking is really sad. Cooking is culture and parents showing their children to cook is passing on tradition and culture. Cooking a meal for someone is also an expression of love. You learn and gain so much just be inviting a friend over for a home cooked meal. Cooking and food isn't just sustenance, it's and expression and much more. What one eats is an expression of one's background and values.

[@lindsayconley7617]

I feel this. My love language is cooking and baking for people. While I do love trying new restaurants and new cuisines, there's something about a home cooked meal with family or friends that just feels so much more special.

[@kelleyrancher]

Nothing I eat in any restaurant can compare with certain dishes my mother made for us growing up I can still taste every single one of her special dishes oh my God and some of the soups now I realize they're Gourmet at the time they were just regular everyday soup but I watched what she cooked with and now I know she didn't necessarily teach me but I just was be standing around talking and watching her and I can make the same chilias she didn't oh my God it's delicious

[@donyee8970]

We eat to remember.

[@KonkeyDong968]

I will say this, learning to cook a few meals has helped when I was younger and in debt. That and quitting cigarettes. And on a side note: young single men, knowing how to cook can and will get you laid. I had better odds with women cooking dinner for/with them than taking them out. You just gotta figure it out how to get them to your place.

[@donyee8970]

@@KonkeyDong968I had a French roommate that didn't learn to cook because she thinks is a sign of domesticity. She thinks it's an outward sign of disempowerment. I find it the opposite. Those that cook controls their budget, health and social life. I'm married and my wife is a professional that works long hours so I do most of the cooking. I'm proud of cooking all our meals.

[@dmjh932]

I worked in food and beverage in various settings through the years. Casinos, large tourist lodges and I even owned a small restaurant. I've never enjoyed eating at restaurants and I have always preferred preparing my own food. I have not been to a restaurant in many years. It NEVER crosses my mind.

[@GraceBlackburn]

A few weeks ago I decided I was sick and tired of living paycheck to paycheck when we have no reason to be. I started seeing Dave's videos in facebook and was hooked. I realized my biggest culprit was food and buying for others when I shouldn't have been. We ate out at restaurants for convenience, but with 4 kids, that's really expensive! We started taking the time to meal plan and prep food and we have saved so much money. We've already paid off 3 credit cards since we started following the Total Money Makeover plan

[@Strome88]

That guy really hits the nail on the head, and without a hammer.

[@macromancer]

As soon as I watched this I went out to eat! Though I am debt free, emergency fund in place, and I can afford the luxury for a local diner for steak and eggs. Once upon a time during the Bush recession I was unemployed and it was a different story. I would go shopping at Aldi and make all my meals at home. They key is living within your means.

[@jh26pt2]

And Dave would say the same thing (and did, during the call). There's nothing wrong with going out to eat -- as long as you recognize that it is a choice that costs more, and you have the money to afford it. Sounds like you definitely do, so hope you enjoyed a well-deserved meal out! (PS: We still shop at Aldi. Love that store.)

[@micahwatson9017]

LOL We need a new regular segment on the Ramsey show where Dave read comments and reacts! 🤣🤣🤣

[@edwardkay288]

The show had contemplated that segment, but then Dave nixed it because he was convinced the idiotic comments were just trolls trying to get attention

[@liveyourbestlife143]

When we started the baby steps and stopped eating out. We were completely dumbfounded by how much money we had . We had no idea how much we were actually spending. Now we are debt free and still only eat out once or twice a year. When you see just how much money you save ... you can't look at eating out the same anymore.

[@genxx2724]

And when you only go out on rare occasions, the food and the service better be good! 😆

[@liveyourbestlife143]

@@genxx2724 so true

[@GloriousGod777]

I love Dave man! Says what we all are thinking always!

[@jorgealakawa8717]

Drugs, alcohol, debts are all the same. They destroy your future, life and your family... I'm debt free since 2020 (at age 38).and since then, I've been automatically contributing $1,500 a MONTH to 401K. I might retire with $3M. Thanks uncle Dave for your Snowball debt technique. You should patent it. It is emotional, not a math problem.

[@CrypticCobra]

Good job and all, but your math is off if your only form of savings is that 401k.

[@ithinkigottalent4047]

I LOVE DAVE 💕💕💕💕 Keep the rants coming!!!!

[@carolavant3778]

I whole heartedly agree. I can't believe the people who whine about having no money, but they have to eat out two or three times each week, have to get their hair and nails done, etc. I'm on social security, and my budget is very small. I grow a big garden and can and preserve as much as I can. I buy fruits and veg I don't or can't grow in season and put them up. Instead of letting onions go soft, or celery and green peppers become science projects, they either get frozen or dehydrated. Instead of buying small packages of ground beef, I buy large pieces, grind my own (at least I know what's in it!), and vacu-seal it into meal-size packages. There are so may things you can do to save money, but preserving what you buy and wasting nothing is like money in the bank. Besides, unless you're going to a very expensive place to eat, you're consuming lots of additives. With a little effort, you can make a much better meal at home!

[@jackiekjono]

I used to be the billing clerk at child care program. there were so many people who would take annual trips all around the world who were way behind in their childcare bills.

[@kaelaleedaley]

PREACH IT! God Bless you both - keep on keeping on xx

[@jeffwombold9167]

I was always amazed at the young factory workers who had their food delivered nearly every lunchtime, and complained about their bills. I use coupons and buy a burger that I eat half for lunch and the other half for dinner, and I made way more money than they averaged. Then I might splurge a couple times a month, using coupons if I can.

[@fonz-ys6xu]

I listened to this at 5:30 am while making breakfast and packing my lunch. I can afford it, but choose not to! My employer will even reimburse you if you go out for lunch, I pack mine because it's healthier and I hate turning in all the receipts!

[@fonz-ys6xu]

Also, the reimbursement is up to $9.25, so you still need to be pretty frugal. No steak for lunch!

[@mohammedsaleh5920]

Need few more rants like these😂😂😂. This is gold.

[@tammypritts8102]

Your right ...😢it's sad to see what is happening to America 🇺🇸 God help us all 🇺🇸

[@charlesreed6404]

Hey Dave, my wife and I ate Tony's frozen pizza for nearly an entire year. It cost us $3.50 for our dinner...$1.75 each! Our house is now paid for. Totally debt free. Yes....we're sick of Tony's pizza..lol

[@afridgetoofar1818]

Don’t sacrifice your health for money.

[@NWI_Steel]

I cant imagine how unhealthy that is

[@erikhollander2481]

Gross 😝

[@raydossat1814]

Now that's gazelle intense, Congrats i couldn't do that

[@aroncampos5720]

Frozen pizza is a game changer. Imma bought to eat one righy now

[@cooker-q4x]

I’m delivering pizzas two nights/wk to help pay our house off in the next 24mo…I’m glad so many people still want to overpay for fast food pizza 😜 Meanwhile my husband meets me at the end of the driveway with a plate of hot homemade food on my way back to the store (we don’t get free food).

[@peartfaldo]

nice. knock that mortgage out. did mine March 10th 2021......no more M&T in my life......

[@davew7250]

Epic is an understatement. Love you and your personalities Dave!

[@gonnahavemesomefun]

I formally declare my unwavering love and support of Dave. I've been following him for two years and some of what he says I disagree with. But this rant has swung it. I now support EVERYTHING he says 💓💓

[@rebelandboltman]

Eating at home and cooking for yourself is one of the best and healthiest things ever!

[@kevkev2380]

"Rice and beans, beans and rice." This is where the journey begins. And you appreciate the dinner out much more when its rare not frequent.

[@AnimatedIdiotGuide]

Or you smarten up and realize you don’t need to do it at all bc restaurant food is only marginally better tasting at best

[@laurendearnley9595]

My partner and I HALVED our food bill simply by planning meals and taking five minutes to check what ingredients we already had rather than just wing it at the shop. The amount of money we would just throw away buying stuff we already had or wouldn't use is insane.

[@genxx2724]

That’s called housekeeping. It’s beneath everyone’s dignity these days.

[@candy2325]

Shopping with a list and meal planning is a game changer 🎉

[@SeriouslyLeslie]

Interesting. So I’m not the only one who buys ingredients they already have? I didn’t know other people did that. Very expensive bad habit.

[@Danzilly]

It's a good day with a Dave rant!

[@kelliconlan8133]

I love Dave straight forward talks!!! Keep them coming!!!!

[@norcofreerider604]

$13 can feed a family of four+. Whole Roasting Chicken: $8 Potatoes, carrots and onions: $4 Olive Oil and Spices: $1 Chip the veggies into ~1" cubes, place in a large roasting pan, season with olive oil, salt and pepper (and other spices if desired). Do the same with the chicken and place on top of the vegetables. Roast in the oven at 350F for 1.5-2 hours. This will feed 4-6 people depending on the size of bird. Save the bones to make soup stock (the chicken soup can do an additional meal for 3-4 people if you add a decent amount of vegetables).

[@High5748]

Low key one of the best 2022 New Years resolutions I made was to cut back on go out to eat. Only would if it was with family or friends and no fast food. If you don't know how to cook buy an air fryer it pays itself 10x over.

[@acooca123]

I love this. I can turn to Dave not only for financial advice but for comedy as well! XD Well said guys!

[@cbennett6093]

I know someone who does not cook, and her family eats out every meal. I can't even imagine the expense, not to mention how unhealthy it is since you have no control over what is in your food when you eat out. As for myself, I would rather buy what I want at the grocery store and cook it at home. I also appreciate fewer people touching my food, but that's just me.

[@lacylynn7064]

BEST RANT EVER!! 🙌

[@john6941]

I never tire of watching this clip.🤣

[@tommydileo6900]

Well said Dave and George. Some people today, unbelievable, waaaaaa😰😭

[@pgstravels]

I don’t know if this happens in the US, but here in England most supermarkets discount foods that go out of date the next day. So I’ve made really good meals before for about $4 per serving. The foods still fresh and good quality as long as you cook it that day.

[@TheHoriginal]

Wow so cool 😎

[@altingalanxhi7323]

Dave, you are the best!!! I love your take on stupidity; eating outside means outrageous bill and complete dissatisfaction with the food.

[@magicdaisies5242]

It breaks my heart when something arrives and is not as good as you hoped.

[@lisab8533]

Dave your frickin amazing! You’ve changed my life, you rock! You tell the 100% truth… It’s “how the cow ate the cabbage!” Thank God for you Dave!!

[@Jazna1]

Next do "make your own coffee" and then see what happens. The paper cup clutchers will melt down!

[@om617yota8]

YES! Graham Stephan style!

[@dawnr6381]

@@SteveC484$7 coffee my taste better but $7 in the bank feels better. You could probably find a coffee you like and can make a home. You would just need to do some taste testing.

[@PenniP]

😂😂😂

[@AdriannaIX]

This is another one that boggles my mind. I make mine at home and bring it with me to work, running errands, etc.---and it tastes better! But to each their own lol.

[@misterb1132]

@@AdriannaIX For what other teachers at my school spend on two coffees I can get a 2.5-lb. jug of Yuban that lasts a month.

[@billybeemus3929]

The same people that say that it is cheaper to eat out at restaurants also say that it is cheaper to be a lifetime renter than a homeowner.

[@reese85]

The home owner and renter thing depends on rent vs mortgage payments

[@melb2734]

It depends. I eat at home but compared the cost of property taxes, home maintenance and utilities to the cost of rent on my tiny efficiency apartment. The rent is cheaper without taking mortgage into account. Of course, the apartment is smaller but I can't find 300 sq. ft. homes where I live. Now, if I felt compelled to live in a larger apartment or home, buying would probably be cheaper.

[@candy2325]

I feel a home costs more because of property taxes, maintenance, and utilities to warm and cool a bigger space

[@jessicawillmore4508]

My husband sent me this clip on Instagram and he was like we need to be better. See we need to be better. So now we are being way better about no eating out. He loves your guys advice and I am working on being better. Thank you. Love the Dave rants

[@doubles1545]

Same. Some think he’s mean but I find his rants motivational. Helps me stay on the right track.

[@smileychess]

Most people don’t need to be told. We just need a reminder sometimes.

[@Lora-G]

In the winter my oven heats my home and feeds me for weeks with meatloafs and baked apples and squash and lovely simple things...🎄🥰

[@gardencity3558]

A lot of these types are tenants with no money demanding "affordable" housing yet they order Dash etc all the time. Real geniuses!

[@lorettacarroll6015]

I only eat out if I have to. Such as I am away from home all day. I typically only eat once or twice a day so it is extremely rare that I have to do this. Quite honestly I have gotten food poisoning so many times eating out I do everything to avoid it (even packing some food and taking it with me if I can).

[@LyonsArcade]

The best part of the whole rant, is Dave is sticking up for George, LOL

[@myglhjr]

"There's a great place to go when you're broke... TO WORK!!" 😂😂😂

[@TimZornes15]

Perfect example: My wife and I went out to eat for a date night. Drinks, entrees, dessert came out to $60. We then went to do our grocery shopping and got all our groceries for the *whole week* for $75. Eating out and eating at home is just not even close.

[@lindamills5154]

My favorite rant ever! iWork for a nonprofit that assists others in financial emergency. We also teach financial responsibility. WORK!, WORK!

[@BTrain-is8ch]

These are most of the same people receiving student loan forgiveness... Taking resources from people who did the right thing and giving them to people that aren't even trying and won't even admit that they've made the bad decisions.